DEPOSITS

The following table presents the components of deposits as of the dates indicated:



	December 31,
($ in thousands)	2018		2017
Noninterest-bearing deposits	$	1,023,360	$	1,071,608
Interest-bearing deposits
Interest-bearing demand deposits	1,556,410		2,089,016
Money market accounts	873,153		1,146,859
Savings accounts	1,265,847		1,059,628
Certificates of deposit of $250,000 or less	2,388,592		1,365,452
Certificates of deposit of more than $250,000	809,282		560,340
Total interest-bearing deposits	6,893,284		6,221,295
Total deposits	$	7,916,644	$	7,292,903

The aggregate amount of deposits reclassified as loans, such as overdrafts, was $477 thousand and $978 thousand, respectively, at December 31, 2018 and 2017.

The Company had California State Treasurer’s deposits of $300.0 million and $250.0 million, and accrued interests on these deposits, in certificates of deposit of more than $250,000, respectively, at December 31, 2018 and 2017. The California State Treasurer’s deposits are subject to withdrawal based on the State’s periodic evaluations. At December 31, 2018 and 2017, the Company provided letters of credit of $330.0 million and $275.0 million, respectively, through the FHLB of San Francisco as collateral for the California State Treasurer’s deposits. In addition, the Company had other public deposits of $18.6 million and $4.0 million, respectively, at December 31, 2018 and 2017. Securities with carrying values of $57.8 million and $32.7 million, respectively, were pledged as collateral for these deposits, at December 31, 2018 and 2017.

At December 31, 2018 and 2017, the Company had brokered deposits of $1.71 billion and $1.46 billion, respectively. The following table presents a summary of brokered deposits:



	December 31,
($ in thousands)	2018		2017
Interest-bearing demand deposits	$	770	$	8,751
Money market accounts	164,505		532,047
Certificates of deposit of $250,000 or less	1,543,269		915,623
Certificates of deposit of more than $250,000	—		—
Total brokered deposits	$	1,708,544	$	1,456,421

The following table presents scheduled maturities of certificates of deposit as of December 31, 2018:



($ in thousands)	2019		2020		2021		2022		2023 and After		Total
Certificates of deposit of $250,000 or less	$	2,018,605	$	336,618	$	27,124	$	3,542	$	2,703	$	2,388,592
Certificates of deposit of more than $250,000	627,100		172,503		8,361		513		805		809,282
Total certificates of deposit	$	2,645,705	$	509,121	$	35,485	$	4,055	$	3,508	$	3,197,874