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INCOME TAXES - Deferred Tax Assets and Liabilities (Details) - USD ($)
Dec. 31, 2019
Dec. 31, 2018
Deferred tax assets:    
Allowance for loan losses $ 15,874,000 $ 18,813,000
Stock-based compensation expense 2,222,000 2,249,000
Accrued expenses 3,831,000 2,678,000
Reserve for loss on repurchased loans 1,826,000 736,000
Federal net operating losses 372,000 471,000
State net operating losses 725,000 759,000
Federal income tax credits 30,661,000 27,087,000
Unrealized loss on securities available-for-sale 4,968,000 10,046,000
Deferred loan fees 2,104,000 2,446,000
Amortization of intangible assets 1,248,000 1,101,000
Prior year state tax deduction 85,000 1,272,000
Lease liability 6,978,000  
Other deferred tax assets 2,835,000 3,456,000
Total deferred tax assets 73,729,000 71,114,000
Deferred tax liabilities:    
Investments in partnerships (7,455,000) (5,317,000)
Mortgage servicing rights (341,000) (520,000)
Deferred loan costs (6,623,000) (8,528,000)
Depreciation on premises and equipment (5,796,000) (4,710,000)
Right of use asset (6,638,000)  
Other deferred tax liabilities (1,970,000) (2,635,000)
Total deferred tax liabilities (28,823,000) (21,710,000)
Valuation allowance 0 0
Net deferred tax assets $ 44,906,000 $ 49,404,000