DEPOSITS (Tables)

12 Months Ended

Dec. 31, 2019

The following table presents the components of deposits as of the dates indicated:



	December 31,
($ in thousands)	2019		2018
Noninterest-bearing deposits	$	1,088,516	$	1,023,360
Interest-bearing deposits
Interest-bearing demand deposits	1,533,882		1,556,410
Money market accounts	715,479		873,153
Savings accounts	885,246		1,265,847
Certificates of deposit of $250,000 or less	582,772		2,388,592
Certificates of deposit of more than $250,000	621,272		809,282
Total interest-bearing deposits	4,338,651		6,893,284
Total deposits	$	5,427,167	$	7,916,644

The following table presents a summary of brokered deposits as of the dates indicated:



	December 31,
($ in thousands)	2019		2018
Interest-bearing demand deposits	$	—	$	770
Money market accounts	10,000		164,505
Certificates of deposit of $250,000 or less	—		1,543,269
Certificates of deposit of more than $250,000	—		—
Total brokered deposits	$	10,000	$	1,708,544

The following table presents scheduled maturities of certificates of deposit as of December 31, 2019:



($ in thousands)	2020		2021		2022		2023		2024		Total
Certificates of deposit of $250,000 or less	$	527,920	$	46,186	$	4,300	$	2,795	$	1,571	$	582,772
Certificates of deposit of more than $250,000	578,583		15,433		26,442		814		—		621,272
Total certificates of deposit	$	1,106,503	$	61,619	$	30,742	$	3,609	$	1,571	$	1,204,044