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RESERVE FOR LOSS ON REPURCHASED LOANS (Tables)
 12 Months Ended
Dec. 31, 2019
Mortgage Banking Activities [Abstract]  
Summary of Activities in Reserve for Loss Reimbursements on Sold Loans
The following table presents a summary of activity in the reserve for losses on repurchased loans for the periods indicated:
 
 
Year Ended December 31,
($ in thousands)
 
2019
 
2018
 
2017
Balance at beginning of year
 
$
2,506

 
$
6,306

 
$
7,974

Initial provision for loan repurchases
 
4,563

 
126

 
1,622

Subsequent change in the reserve
 
(660
)
 
(2,488
)
 
(1,812
)
Utilization of reserve for loan repurchases
 
(208
)
 
(1,438
)
 
(2,238
)
Other adjustments
 
—

 
—

 
760

Balance at end of year
 
$
6,201

 
$
2,506

 
$
6,306