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REGULATORY CAPITAL MATTERS (Tables)
12 Months Ended
Dec. 31, 2019
Banking and Thrift [Abstract]  
Capital Amounts and Ratios
The following table presents the regulatory capital amounts and ratios for the Company and the Bank as of dates indicated:
 
 
 
 
Minimum Capital Requirements
 
Minimum Required to Be Well-Capitalized Under Prompt Corrective Action Provisions
($ in thousands)
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
December 31, 2019
 
 
 
 
 
 
 
 
 
 
 
 
Banc of California, Inc.
 
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital
 
$
921,892

 
15.90
%
 
$
463,950

 
8.00
%
 
 N/A

 
N/A

Tier 1 risk-based capital
 
860,179

 
14.83
%
 
347,963

 
6.00
%
 
 N/A

 
N/A

Common equity tier 1 capital
 
670,355

 
11.56
%
 
260,972

 
4.50
%
 
 N/A

 
N/A

Tier 1 leverage
 
860,179

 
10.89
%
 
315,825

 
4.00
%
 
 N/A

 
N/A

Banc of California, NA
 
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital
 
$
1,007,762

 
17.46
%
 
$
461,843

 
8.00
%
 
$
577,304

 
10.00
%
Tier 1 risk-based capital
 
946,049

 
16.39
%
 
346,382

 
6.00
%
 
461,843

 
8.00
%
Common equity tier 1 capital
 
946,049

 
16.39
%
 
259,787

 
4.50
%
 
375,247

 
6.50
%
Tier 1 leverage
 
946,049

 
12.02
%
 
314,707

 
4.00
%
 
393,383

 
5.00
%
December 31, 2018
 
 
 
 
 
 
 
 
 
 
 
 
Banc of California, Inc.
 
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital
 
$
977,342

 
13.71
%
 
$
570,368

 
8.00
%
 
 N/A

 
N/A

Tier 1 risk-based capital
 
910,528

 
12.77
%
 
427,776

 
6.00
%
 
 N/A

 
N/A

Common equity tier 1 capital
 
679,400

 
9.53
%
 
320,832

 
4.50
%
 
 N/A

 
N/A

Tier 1 leverage
 
910,528

 
8.95
%
 
407,145

 
4.00
%
 
 N/A

 
N/A

Banc of California, NA
 
 
 
 
 
 
 
 
 
 
 
 
Total risk-based capital
 
$
1,120,122

 
15.71
%
 
$
570,382

 
8.00
%
 
$
712,977

 
10.00
%
Tier 1 risk-based capital
 
1,053,308

 
14.77
%
 
427,786

 
6.00
%
 
570,382

 
8.00
%
Common equity tier 1 capital
 
1,053,308

 
14.77
%
 
320,840

 
4.50
%
 
463,435

 
6.50
%
Tier 1 leverage
 
1,053,308

 
10.36
%
 
406,694

 
4.00
%
 
508,368

 
5.00
%