<SEC-DOCUMENT>0001193125-20-282032.txt : 20201030
<SEC-HEADER>0001193125-20-282032.hdr.sgml : 20201030
<ACCEPTANCE-DATETIME>20201030105105
ACCESSION NUMBER:		0001193125-20-282032
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		18
CONFORMED PERIOD OF REPORT:	20201027
ITEM INFORMATION:		Entry into a Material Definitive Agreement
ITEM INFORMATION:		Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20201030
DATE AS OF CHANGE:		20201030

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANC OF CALIFORNIA, INC.
		CENTRAL INDEX KEY:			0001169770
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				043639825
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-35522
		FILM NUMBER:		201275650

	BUSINESS ADDRESS:	
		STREET 1:		3 MACARTHUR PLACE
		CITY:			SANTA ANA
		STATE:			CA
		ZIP:			92707
		BUSINESS PHONE:		949-236-5211

	MAIL ADDRESS:	
		STREET 1:		3 MACARTHUR PLACE
		CITY:			SANTA ANA
		STATE:			CA
		ZIP:			92707

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	FIRST PACTRUST BANCORP INC
		DATE OF NAME CHANGE:	20020322
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>d83797d8k.htm
<DESCRIPTION>8-K
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8" ?>
<html xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31" xmlns:us-types="http://fasb.org/us-types/2019-01-31" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:banc="http://www.bancofcal.com/20201027" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:sic="http://xbrl.sec.gov/sic/2011-01-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:us-gaap="http://fasb.org/us-gaap/2019-01-31" xmlns="http://www.w3.org/1999/xhtml">
<head>
<title>8-K</title>
<meta http-equiv="Content-Type" content="text/html" />
</head>
   <body>
 <div style="display:none"> <ix:header> <ix:hidden> <ix:nonNumeric id="Hidden_dei_Security12bTitle_duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesDPreferredStockMember" name="dei:Security12bTitle" contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesDPreferredStockMember">Depositary Shares each representing a 1/40th Interest in a share of 7.375% Non-Cumulative Perpetual Preferred Stock, Series D</ix:nonNumeric> <ix:nonNumeric id="Hidden_dei_Security12bTitle_duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesEPreferredStockMember" name="dei:Security12bTitle" contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesEPreferredStockMember">Depositary Shares each representing a 1/40th Interest in a share of 7.00% Non-Cumulative Perpetual Preferred Stock, Series E</ix:nonNumeric> <ix:nonNumeric name="dei:AmendmentFlag" contextRef="duration_2020-10-27_to_2020-10-27">false</ix:nonNumeric> <ix:nonNumeric id="Hidden_dei_EntityCentralIndexKey" name="dei:EntityCentralIndexKey" contextRef="duration_2020-10-27_to_2020-10-27">0001169770</ix:nonNumeric> </ix:hidden> <ix:references> <link:schemaRef xlink:type="simple" xlink:href="banc-20201027.xsd" xlink:arcrole="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase"></link:schemaRef> </ix:references> <ix:resources> <xbrli:context id="duration_2020-10-27_to_2020-10-27"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0001169770</xbrli:identifier> </xbrli:entity> <xbrli:period> <xbrli:startDate>2020-10-27</xbrli:startDate> <xbrli:endDate>2020-10-27</xbrli:endDate> </xbrli:period> </xbrli:context> <xbrli:context id="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-CommonStockMember"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0001169770</xbrli:identifier> <xbrli:segment> <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonStockMember</xbrldi:explicitMember> </xbrli:segment> </xbrli:entity> <xbrli:period> <xbrli:startDate>2020-10-27</xbrli:startDate> <xbrli:endDate>2020-10-27</xbrli:endDate> </xbrli:period> </xbrli:context> <xbrli:context id="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesDPreferredStockMember"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0001169770</xbrli:identifier> <xbrli:segment> <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember> </xbrli:segment> </xbrli:entity> <xbrli:period> <xbrli:startDate>2020-10-27</xbrli:startDate> <xbrli:endDate>2020-10-27</xbrli:endDate> </xbrli:period> </xbrli:context> <xbrli:context id="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesEPreferredStockMember"> <xbrli:entity> <xbrli:identifier scheme="http://www.sec.gov/CIK">0001169770</xbrli:identifier> <xbrli:segment> <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember> </xbrli:segment> </xbrli:entity> <xbrli:period> <xbrli:startDate>2020-10-27</xbrli:startDate> <xbrli:endDate>2020-10-27</xbrli:endDate> </xbrli:period> </xbrli:context> </ix:resources> </ix:header> </div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <p style="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&#160;</p> <p style="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</p> <p style="margin-top:4pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">UNITED STATES</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">SECURITIES AND EXCHANGE COMMISSION</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Washington, DC 20549</p> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:6pt; margin-bottom:0pt; font-size:18pt; font-family:Times New Roman;font-weight:bold;text-align:center">FORM <ix:nonNumeric name="dei:DocumentType" contextRef="duration_2020-10-27_to_2020-10-27">8-K</ix:nonNumeric></p> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:6pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">CURRENT REPORT</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Pursuant to Section&#160;13 or 15(d)</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">of the Securities Exchange Act of 1934</p> <p style="margin-top:6pt; margin-bottom:0pt; font-size:12pt; font-family:Times New Roman;font-weight:bold;text-align:center">Date of Report (Date of earliest event reported): <ix:nonNumeric name="dei:DocumentPeriodEndDate" contextRef="duration_2020-10-27_to_2020-10-27" format="ixt:datemonthdayyearen">October&#160;27, 2020</ix:nonNumeric></p> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:6pt; margin-bottom:0pt; font-size:24pt; font-family:Times New Roman;font-weight:bold;text-align:center"><ix:nonNumeric name="dei:EntityRegistrantName" contextRef="duration_2020-10-27_to_2020-10-27">BANC OF CALIFORNIA, INC.</ix:nonNumeric></p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Exact name of registrant as specified in its charter)</p> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:8pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:34%"></td>
<td style="vertical-align:bottom"></td>
<td style="width:32%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:32%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" contextRef="duration_2020-10-27_to_2020-10-27" format="ixt-sec:stateprovnameen">Maryland</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><span style="white-space:nowrap"><ix:nonNumeric name="dei:EntityFileNumber" contextRef="duration_2020-10-27_to_2020-10-27">001-35522</ix:nonNumeric></span></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><span style="white-space:nowrap"><ix:nonNumeric name="dei:EntityTaxIdentificationNumber" contextRef="duration_2020-10-27_to_2020-10-27">04-3639825</ix:nonNumeric></span></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; vertical-align:top"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(State or other jurisdiction</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">of incorporation)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Commission</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">File Number)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(IRS Employer</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Identification No.)</p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:50%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:48%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center"><ix:nonNumeric name="dei:EntityAddressAddressLine1" contextRef="duration_2020-10-27_to_2020-10-27">3 MacArthur Place</ix:nonNumeric>,</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center"><ix:nonNumeric name="dei:EntityAddressCityOrTown" contextRef="duration_2020-10-27_to_2020-10-27">Santa Ana</ix:nonNumeric>, <ix:nonNumeric name="dei:EntityAddressStateOrProvince" contextRef="duration_2020-10-27_to_2020-10-27" format="ixt-sec:stateprovnameen">California</ix:nonNumeric></p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:bottom"><span style="font-weight:bold"><ix:nonNumeric name="dei:EntityAddressPostalZipCode" contextRef="duration_2020-10-27_to_2020-10-27">92707</ix:nonNumeric></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold">(Address of principal executive offices)</span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold">(Zip Code)</span></td></tr></table> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">Registrant&#8217;s telephone number, including area code: <ix:nonNumeric name="dei:CityAreaCode" contextRef="duration_2020-10-27_to_2020-10-27">(855)</ix:nonNumeric> <span style="white-space:nowrap"><ix:nonNumeric name="dei:LocalPhoneNumber" contextRef="duration_2020-10-27_to_2020-10-27">361-2262</ix:nonNumeric></span></p> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">N/A</p> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">(Former name or former address, if changed since last report)</p> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <div style="text-align:center"> <p style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</p></div> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Check the appropriate box below if the Form <span style="white-space:nowrap">8-K</span> filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2.):</p> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:WrittenCommunications" contextRef="duration_2020-10-27_to_2020-10-27" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:SolicitingMaterial" contextRef="duration_2020-10-27_to_2020-10-27" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left">Soliciting material pursuant to Rule <span style="white-space:nowrap">14a-12</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.14a-12)</span></p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:PreCommencementTenderOffer" contextRef="duration_2020-10-27_to_2020-10-27" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="white-space:nowrap">Pre-commencement</span> communications pursuant to Rule <span style="white-space:nowrap">14d-2(b)</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.14d-2(b))</span></p></td></tr></table> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top"><ix:nonNumeric name="dei:PreCommencementIssuerTenderOffer" contextRef="duration_2020-10-27_to_2020-10-27" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></td>
<td style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:left"><span style="white-space:nowrap">Pre-commencement</span> communications pursuant to Rule <span style="white-space:nowrap">13e-4(c)</span> under the Exchange Act (17 CFR <span style="white-space:nowrap">240.13e-4(c))</span></p></td></tr></table> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Securities registered pursuant to Section 12(b) of the Act:</p> <p style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="border-collapse:collapse; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto">
<tr>
<td style="width:34%"></td>
<td style="vertical-align:bottom"></td>
<td style="width:32%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:32%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Title of each class</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Trading</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Symbol(s)</p></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; border-bottom:1.00pt solid #000000;vertical-align:bottom"> <p style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">Name of each exchange</p> <p style="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman;font-weight:bold;text-align:center">on which registered</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:Security12bTitle" contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-CommonStockMember">Common Stock, par value $0.01 per share</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:TradingSymbol" contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-CommonStockMember">BANC</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:SecurityExchangeName" contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-CommonStockMember" format="ixt-sec:exchnameen">New York Stock Exchange</ix:nonNumeric></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"> <span style=" -sec-ix-hidden:Hidden_dei_Security12bTitle_duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesDPreferredStockMember"><span style="font-weight:bold">Depositary Shares each representing a 1/40th Interest in a share of 7.375% <span style="white-space:nowrap">Non-Cumulative</span> Perpetual Preferred Stock, Series D</span></span> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:TradingSymbol" contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesDPreferredStockMember">BANC PRD</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:SecurityExchangeName" contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesDPreferredStockMember" format="ixt-sec:exchnameen">New York Stock Exchange</ix:nonNumeric></span></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style=" text-align: center;margin:auto; vertical-align:top"> <span style=" -sec-ix-hidden:Hidden_dei_Security12bTitle_duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesEPreferredStockMember"><span style="font-weight:bold">Depositary Shares each representing a 1/40th Interest in a share of 7.00% <span style="white-space:nowrap">Non-Cumulative</span> Perpetual Preferred Stock, Series E</span></span> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:TradingSymbol" contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesEPreferredStockMember">BANC PRE</ix:nonNumeric></span></td>
<td style="vertical-align:bottom">&#160;</td>
<td style=" text-align: center;margin:auto; vertical-align:top"><span style="font-weight:bold"><ix:nonNumeric name="dei:SecurityExchangeName" contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesEPreferredStockMember" format="ixt-sec:exchnameen">New York Stock Exchange</ix:nonNumeric></span></td></tr></table> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule <span style="white-space:nowrap">12b-2</span> of the Securities Exchange Act of 1934 <span style="white-space:nowrap">(&#167;240.12b-2</span> of this chapter).</p> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Emerging growth company&#160;&#160;<ix:nonNumeric name="dei:EntityEmergingGrowthCompany" contextRef="duration_2020-10-27_to_2020-10-27" format="ixt-sec:boolballotbox">&#9744;</ix:nonNumeric></p> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section&#160;13(a) of the Exchange Act.&#160;&#160;&#9744;</p> <p style="font-size:10pt;margin-top:0pt;margin-bottom:0pt">&#160;</p> <p style="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&#160;</p> <p style="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</p></div></div>

<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%" />


<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">

<table style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top" align="left"><span style="font-weight:bold">ITEM&#160;1.01</span></td>
<td align="left" style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">ENTRY INTO A MATERIAL DEFINITIVE AGREEMENT. </p></td></tr></table> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:justify">On October&#160;30, 2020, Banc of California, Inc. (the &#8220;Company&#8221;) completed the issuance and sale of $85,000,000 aggregate principal amount of its 4.375% <span style="white-space:nowrap"><span style="white-space:nowrap">Fixed-to-Floating</span></span> Rate Subordinated Notes due 2030 (the &#8220;Notes&#8221;), at a public offering price equal to 100% of the aggregate principal amount of the Notes (the &#8220;Offering&#8221;). The Notes were offered pursuant to a prospectus supplement, dated October&#160;27, 2020, to the prospectus dated January&#160;21, 2020 that forms part of the Company&#8217;s Registration Statement on Form <span style="white-space:nowrap">S-3ASR</span> (File <span style="white-space:nowrap">No.&#160;333-236001)</span> filed by the Company with the U.S. Securities and Exchange Commission under the Securities Act of 1933, as amended. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:justify">The Notes were issued pursuant to an Indenture, dated as of October&#160;30, 2020 (the &#8220;Base Indenture&#8221;), between the Company and U.S. Bank National Association, as trustee (the &#8220;Trustee&#8221;), as supplemented by the Supplemental Indenture relating to the Notes, dated as of October&#160;30, 2020, between the Company and the Trustee (the &#8220;Supplemental Indenture,&#8221; and together with the Base Indenture, the &#8220;Indenture&#8221;). The Indenture governs the terms of the Notes. The Notes will mature on October&#160;30, 2030. From and including the issue date to, but excluding, October&#160;30, 2025 or the date of earlier redemption, the Notes will bear interest at an initial fixed rate of 4.375% per annum, payable semi-annually in arrears. From and including October&#160;30, 2025 to, but excluding, the maturity date or the date of earlier redemption, the Notes will bear interest at a floating rate per annum equal to a benchmark rate, which is expected to be Three-Month Term Secured Overnight Financing Rate (SOFR) (as defined in the Indenture), plus a spread of 419.5 basis points, payable quarterly in arrears; provided, however, in the event that the then-current benchmark rate is less than zero, then the benchmark rate will be deemed to be zero. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:justify">The Notes are unsecured subordinated obligations of the Company. There is no sinking fund for the Notes. The Notes are subordinated in right of payment to the payment of the Company&#8217;s existing and future Senior Debt (as defined in the Base Indenture) and structurally subordinated to all of the Company&#8217;s subsidiaries&#8217; existing and future indebtedness and other obligations. The Notes are obligations of the Company only and are not obligations of, and are not guaranteed by, any of the Company&#8217;s subsidiaries. The Company may, at its option, redeem the Notes in whole or in part on October&#160;30, 2025 and on any interest payment date thereafter. The Company may also, at its option, redeem the Notes at any time, including prior to October&#160;30, 2025, in whole but not in part, upon the occurrence of a Tax Event or a Tier 2 Capital Event (each as defined in the Supplemental Indenture) or if the Company is required to register as an investment company under the Investment Company Act of 1940, as amended. Any early redemption of the Notes will be subject to obtaining the prior approval of the Board of Governors of the Federal Reserve System (the &#8220;Federal Reserve Board&#8221;) to the extent then required under the rules of the Federal Reserve Board, and will be at a redemption price equal to 100% of the principal amount of the Notes plus any accrued and unpaid interest to, but excluding, the redemption date. </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:justify">The foregoing descriptions are qualified in their entirety by reference to the Base Indenture, the Supplemental Indenture and the Notes, the form of which is attached as Exhibit A to the Supplemental Indenture. Copies of the Base Indenture and the Supplemental Indenture, including the form of Note attached as Exhibit A to the Supplemental Indenture, are attached hereto as Exhibits 4.1 and 4.2, respectively, and are incorporated herein by reference. </p> <p style="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top" align="left"><span style="font-weight:bold">ITEM&#160;2.03</span></td>
<td align="left" style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">CREATION OF A DIRECT FINANCIAL OBLIGATION OR AN OBLIGATION UNDER AN <span style="white-space:nowrap">OFF-BALANCE</span> SHEET ARRANGEMENT OF A REGISTRANT. </p></td></tr></table> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:justify">The information set forth under Item 1.01 above and the full text of the Base Indenture and the Supplemental Indenture, which are attached hereto as Exhibits 4.1 and 4.2, respectively, are incorporated by reference into this Item 2.03. </p> <p style="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top" align="left"><span style="font-weight:bold">ITEM&#160;8.01</span></td>
<td align="left" style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">OTHER EVENTS </p></td></tr></table> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:justify">In connection with the Offering, the Company entered into an underwriting agreement, dated as of October&#160;27, 2020 (the &#8220;Underwriting Agreement&#8221;) with Keefe, Bruyette&#160;&amp; Woods, Inc., as representative of the underwriters named in the Underwriting Agreement. The Company estimates that the net proceeds from the Offering, after deducting underwriting discounts and estimated expenses, will be approximately $82,696,000. The Company intends to use the net proceeds from the Offering for general corporate purposes, including, but not limited to, the possible redemption of depositary shares, each representing a 1/40th interest in one share of the Company&#8217;s 7.375% <span style="white-space:nowrap">Non-Cumulative</span> Perpetual Preferred Stock, Series D, the possible redemption of depositary shares, each representing a 1/40th interest in one share of the Company&#8217;s 7.00% <span style="white-space:nowrap">Non-Cumulative</span> Perpetual Preferred Stock, Series E, the possible repurchase of shares of the Company&#8217;s common stock, par value $0.01 per share, the maintenance of required regulatory capital and to support the Company&#8217;s future growth. </p>
</div></div>



<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%" />


<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:justify">The Underwriting Agreement contains customary representations, warranties and agreements of the Company, customary conditions to closing, obligations of the parties and termination provisions. The foregoing description is qualified in its entirety by reference to the Underwriting Agreement, a copy of which is attached hereto as Exhibit 1.1 and incorporated herein by reference. </p> <p style="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;border:0;width:100%" cellpadding="0" cellspacing="0">
<tr style="page-break-inside:avoid">
<td style="width:11%;vertical-align:top" align="left"><span style="font-weight:bold">ITEM&#160;9.01</span></td>
<td align="left" style="vertical-align:top"> <p style=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:left">FINANCIAL STATEMENTS AND EXHIBITS. </p></td></tr></table> <p style="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(d)&#160;&#160;&#160;&#160;Exhibits </p> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border:0;margin:0 auto">


<tr>

<td></td>

<td style="vertical-align:bottom;width:3%"></td>
<td style="width:94%"></td></tr>


<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#160;&#160;1.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d83797dex11.htm">Underwriting Agreement, dated as of October&#160;27, 2020, by and between the Company and Keefe, Bruyette&#160;&amp; Woods, Inc., as representative of the underwriters named therein </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#160;&#160;4.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d83797dex41.htm">Indenture, dated as of October&#160;30, 2020, by and between the Company and U.S. Bank National Association, as trustee </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#160;&#160;4.2</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d83797dex42.htm">Supplemental Indenture, dated as of October&#160;30, 2020, by and between the Company and U.S. Bank National Association, as trustee, with respect to the 4.375% <span style="white-space:nowrap"><span style="white-space:nowrap">Fixed-to-Floating</span></span> Rate Subordinated Notes due 2030 </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#160;&#160;4.3</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d83797dex42.htm">Form of 4.375% <span style="white-space:nowrap"><span style="white-space:nowrap">Fixed-to-Floating</span></span> Rate Subordinated Notes due 2030 (included in Exhibit 4.2) </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#160;&#160;5.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d83797dex51.htm">Opinion of Silver, Freedman, Taff&#160;&amp; Tiernan LLP </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#160;&#160;5.2</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d83797dex52.htm">Opinion of Sullivan&#160;&amp; Cromwell LLP </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">23.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d83797dex51.htm">Consent of Silver, Freedman, Taff&#160;&amp; Tiernan LLP (included in Exhibit 5.1) </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">23.2</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d83797dex52.htm">Consent of Sullivan&#160;&amp; Cromwell LLP (included in Exhibit 5.2) </a></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td style="height:6pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">104</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top">Cover Page Interactive Data File (embedded within the Inline XBRL document)</td></tr>
</table>
</div></div>



<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<hr style="color:#999999;height:3px;width:100%" />


<div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
 <p style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">SIGNATURES </p> <p style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. </p> <p style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</p>
<table cellspacing="0" cellpadding="0" style="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt;width:100%;border:0">


<tr>

<td style="width:47%"></td>

<td style="vertical-align:bottom;width:1%"></td>
<td style="width:4%"></td>

<td style="vertical-align:bottom"></td>
<td></td>

<td style="vertical-align:bottom;width:1%"></td>
<td style="width:46%"></td></tr>


<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><span style="font-weight:bold">BANC OF CALIFORNIA, INC.</span></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"></td>
<td style="height:12pt" colspan="2"></td>
<td style="height:12pt" colspan="2"></td>
<td style="height:12pt" colspan="2"></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top">October&#160;30, 2020</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"> <p style="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Lynn M. Hopkins</p></td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top">Lynn M. Hopkins</td></tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><span style="font-style:italic">Executive Vice President and Chief Financial Officer</span></td></tr>
</table>
</div></div>

</body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-1.1
<SEQUENCE>2
<FILENAME>d83797dex11.htm
<DESCRIPTION>EX-1.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-1.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 1.1 </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">EXECUTION VERSION </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">$85,000,000 </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Banc of California, Inc. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4.375% <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Fixed-to-Floating</FONT></FONT> Rate Subordinated Notes due 2030 </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>UNDERWRITING AGREEMENT </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">October&nbsp;27, 2020 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KEEFE, BRUYETTE&nbsp;&amp;
WOODS, INC. </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">787 Seventh Avenue, 4th Floor </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">New York, New
York 10019 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">As representative of the Underwriters listed in Schedule A hereto </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Ladies and Gentlemen: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Banc of California, Inc., a Maryland corporation (the &#147;<B>Company</B>&#148;), proposes to issue and sell to the several
underwriters named in <U>Schedule A</U> hereto (the &#147;<B>Underwriters</B>&#148;) pursuant to the terms set forth herein (this &#147;<B>Agreement</B>&#148;) $85,000,000 aggregate principal amount of the Company&#146;s 4.375% <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Fixed-to-Floating</FONT></FONT> Rate Notes due 2030 (the &#147;<B>Securities</B>&#148;). The Securities will be issued pursuant to an indenture, to be dated as of the Closing Time (as
defined below) (the &#147;<B>Base</B> <B>Indenture</B>&#148;), between the Company and U.S. Bank National Association, as trustee (the &#147;<B>Trustee</B>&#148;), as supplemented by a supplemental indenture thereto relating to the Securities, to be
dated as of the Closing Time, between the Company and the Trustee (the &#147;<B>Supplemental Indenture</B>&#148; and, together with the Base Indenture, the &#147;<B>Indenture</B>&#148;). Keefe, Bruyette&nbsp;&amp; Woods, Inc.
(&#147;<B>KBW</B>&#148;) has agreed to act as representative of the several Underwriters (in such capacity, the &#147;<B>Representative</B>&#148;) in connection with the offering and sale of the Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">In all dealings hereunder, the Representative shall act on behalf of each of the Underwriters, and the parties hereto shall be
entitled to act and rely upon any statement, request, notice or agreement on behalf of any Underwriter made or given by the Representative. To the extent there are no additional underwriters listed on <U>Schedule A</U>, the term
&#147;Representative&#148; as used herein shall mean you, as Underwriter, and the term &#147;Underwriters&#148; shall mean either the singular or the plural, as the context requires. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">The Company has prepared and filed with the United States Securities and Exchange Commission (the
&#147;<B>Commission</B>&#148;) an &#147;automatic shelf registration statement,&#148; as defined under Rule 405 (&#147;<B>Rule 405</B>&#148;) under the Securities Act of 1933, as amended (the &#147;<B>Securities Act</B>&#148;), on Form <FONT
STYLE="white-space:nowrap">S-3</FONT> (File <FONT STYLE="white-space:nowrap">No.&nbsp;333-236001)</FONT> covering the public offering and sale from time to time of certain </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">1 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
securities of the Company, including the Securities, under the Securities Act and the rules and regulations promulgated thereunder (the &#147;<B>Securities Act Regulations</B>&#148;), which
automatic shelf registration statement became effective upon filing with the Commission under Rule 462(e) of the Securities Act Regulations (&#147;<B>Rule 462(e)</B>&#148;). Such registration statement, as of any time, means such registration
statement as amended by any post-effective amendment thereto at such time, including the exhibits and any schedules thereto at such time, the documents incorporated or deemed to be incorporated by reference therein at such time pursuant to Item 12
of Form <FONT STYLE="white-space:nowrap">S-3</FONT> under the Securities Act and the documents otherwise deemed to be a part thereof as of such time pursuant to Rule 430B of the Securities Act Regulations (&#147;<B>Rule 430B</B>&#148;), and is
referred to herein as the &#147;<B>Registration Statement</B>&#148;; provided, that the &#147;Registration Statement&#148; without reference to a time means such registration statement as amended by any post-effective amendment thereto as of the
time of the first contract of sale for the Securities, which time shall be considered the &#147;new effective date&#148; of the Registration Statement with respect to the Securities within the meaning of Rule 430B(f)(2), including the exhibits and
schedules thereto as of such time, the documents incorporated or deemed to be incorporated by reference therein at such time pursuant to Item 12 of Form <FONT STYLE="white-space:nowrap">S-3</FONT> under the Securities Act and the documents otherwise
deemed to be a part thereof as of such time pursuant to Rule 430B. Each preliminary prospectus supplement and the base prospectus used in connection with the offering of the Securities, including the documents incorporated or deemed to be
incorporated by reference therein pursuant to Item 12 of Form <FONT STYLE="white-space:nowrap">S-3</FONT> under the Securities Act immediately prior to the Applicable Time (as defined below), are collectively referred to herein as a
&#147;<B>preliminary prospectus</B>.&#148; Promptly after execution and delivery of this Agreement, the Company will prepare and file a final prospectus supplement relating to the Securities in accordance with the provisions of Rule 424(b) of the
Securities Act Regulations (&#147;<B>Rule 424(b)</B>&#148;). The final prospectus supplement and the base prospectus, in the form first furnished to the Underwriters for use in connection with the offering and sale of the Securities, including the
documents incorporated or deemed to be incorporated by reference therein pursuant to Item 12 of Form <FONT STYLE="white-space:nowrap">S-3</FONT> under the Securities Act immediately prior to the Applicable Time (as defined below), are collectively
referred to herein as the &#147;<B>Prospectus</B>.&#148; For purposes of this Agreement, all references to the Registration Statement, any preliminary prospectus, the Prospectus, any Issuer Free Writing Prospectus (as defined below) or any amendment
or supplement thereto shall be deemed to include the copy filed with the Commission pursuant to its Electronic Data Gathering, Analysis and Retrieval system (or any successor system) (&#147;<B>EDGAR</B>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">As used in this Agreement: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">&#147;<B>Applicable Time</B>&#148; means 3:36 p.m., New York City time, on October&nbsp;27, 2020 or such other
time as agreed by the Company and the Representative. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">&#147;<B>Pricing Disclosure Package</B>&#148; means
each Issuer General Use Free Writing Prospectus (as defined below) and the most recent preliminary prospectus furnished to the Underwriters for general distribution to investors prior to the Applicable Time, all considered together. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">&#147;<B>Issuer Free Writing Prospectus</B>&#148; means (a)&nbsp;the &#147;Term Sheet&#148; (as defined below)
and (b)&nbsp;any &#147;issuer free writing prospectus,&#148; as defined in Rule 433 of the Securities Act Regulations (&#147;<B>Rule 433</B>&#148;), including, without limitation, any &#147;free writing prospectus&#148; (as defined in Rule 405)
relating to the Securities that is (i)&nbsp;required to be filed with the </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
Commission by the Company, (ii)&nbsp;a &#147;road show that is a written communication&#148; within the meaning of Rule 433(d)(8)(i), whether or not required to be filed with the Commission, or
(iii)&nbsp;exempt from filing with the Commission pursuant to Rule 433(d)(5)(i) because it contains a description of the Securities or of the offering thereof that does not reflect the final terms, in each case in the form filed or required to be
filed with the Commission or, if not required to be filed, in the form retained in the Company&#146;s records pursuant to Rule 433(g). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">&#147;<B>Issuer General Use Free Writing Prospectus</B>&#148; means any Issuer Free Writing Prospectus that is
intended for general distribution to investors, as evidenced by its being specified in <U>Schedule B</U> hereto. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">&#147;<B>Issuer Limited Use Free Writing Prospectus</B>&#148; means any Issuer Free Writing Prospectus that is
not an Issuer General Use Free Writing Prospectus. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">&#147;<B>Term Sheet</B>&#148; means a pricing term
sheet substantially in the form of <U>Schedule C</U> hereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">All references in this Agreement to financial statements and
schedules and other information which is &#147;contained,&#148; &#147;included&#148; or &#147;stated&#148; (or other references of like import) in the Registration Statement, any preliminary prospectus or the Prospectus shall be deemed to include
all such financial statements and schedules and other information incorporated or deemed to be incorporated by reference in the Registration Statement, any preliminary prospectus or the Prospectus, as the case may be, prior to the Applicable Time;
and all references in this Agreement to amendments or supplements to the Registration Statement, any preliminary prospectus or the Prospectus shall be deemed to include the filing of any document under the Securities Exchange Act of 1934, as amended
(the &#147;<B>Exchange Act</B>&#148;), and the rules and regulations promulgated thereunder (the &#147;<B>Exchange Act Regulations</B>&#148;) incorporated or deemed to be incorporated by reference in the Registration Statement, such preliminary
prospectus or the Prospectus, as the case may be, at or after the Applicable Time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 1.</B> <U>Representations
and Warranties</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(a) <I>Representations and Warranties by the Company</I>. The Company represents and warrants to each
Underwriter at the date hereof, the Applicable Time and the Closing Time (as defined below), and agrees with each Underwriter, as follows: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(i) <U>Compliance of the Registration Statement, the Prospectus and Incorporated Documents</U>. The Company
meets the requirements for use of Form <FONT STYLE="white-space:nowrap">S-3</FONT> under the Securities Act. The Registration Statement is an automatic shelf registration statement under Rule 405, and the offer and sale of the Securities is
registered by the Company on such automatic shelf registration statement. Each of the Registration Statement, and any post-effective amendment thereto, has become effective under the Securities Act and the initial effective date of the Registration
Statement is not more than three years before the date of this Agreement. No stop order suspending the effectiveness of the Registration Statement, or any post-effective amendment thereto, has been issued under the Securities Act, no notice of
objection of the Commission to the use of the Registration Statement or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
any post-effective amendment thereto pursuant to Rule 401(g)(2) of the Securities Act Regulations (&#147;<B>Rule 401(g)(2)</B>&#148;) has been received by the Company, no order preventing or
suspending the use of any preliminary prospectus or the Prospectus or any amendment or supplement thereto has been issued and no proceedings for any of those purposes have been instituted or are pending or, to the Company&#146;s knowledge,
contemplated. The Company has complied with each request (if any) from the Commission for additional information. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Each of the Registration Statement and any post-effective amendment thereto, at the time of its effectiveness,
and as of each deemed effective date with respect to the Underwriters pursuant to Rule 430B(f)(2), and at the Closing Time complied and will comply in all material respects with the requirements of the Securities Act, the Securities Act Regulations,
the Trust Indenture Act of 1939, as amended (the &#147;<B>Trust Indenture Act</B>&#148;), and the rules and regulations promulgated under the Trust Indenture Act. Each preliminary prospectus, the Prospectus and any amendment or supplement thereto,
at the time each was filed or is hereafter filed with the Commission and, with respect to the Prospectus and any amendment or supplement thereto, at the Closing Time complied and will comply in all material respects with the requirements of the
Securities Act and the Securities Act Regulations and are and will be identical to the electronically transmitted copies thereof filed with the Commission pursuant to EDGAR, except to the extent permitted by Regulation
<FONT STYLE="white-space:nowrap">S-T.</FONT> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">The documents incorporated or deemed to be incorporated by
reference in the Registration Statement, the Pricing Disclosure Package and the Prospectus, when they became effective or at the time they were or hereafter are filed with the Commission, complied and will comply in all material respects with the
requirements of the Exchange Act and the Exchange Act Regulations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(ii) <U>Accurate Disclosure</U>.
Neither the Registration Statement nor any post-effective amendment thereto, at its effective time and at the Closing Time, contained, contains or will contain an untrue statement of a material fact or omitted, omits or will omit to state a material
fact required to be stated therein or necessary to make the statements therein not misleading. At the Applicable Time, neither (A)&nbsp;the Pricing Disclosure Package nor (B)&nbsp;any individual Issuer Limited Use Free Writing Prospectus, when
considered together with the Pricing Disclosure Package, included an untrue statement of a material fact or omitted to state a material fact necessary in order to make the statements therein, in the light of the circumstances under which they were
made, not misleading. Neither the Prospectus nor any amendment or supplement thereto, as of its issue date and at the Closing Time, included, includes or will include an untrue statement of a material fact or omitted, omits or will omit to state a
material fact necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading. The documents incorporated or deemed to be incorporated by reference in the Registration Statement, the
Pricing Disclosure Package and the Prospectus, at the time the Registration Statement became effective or when such incorporated documents were filed with the Commission, as the case may be, when read together with the other information in the
Registration Statement, the Pricing Disclosure Package or the Prospectus, as the case may be, did not, does not and will not include an untrue statement of a material fact or omit to </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
state a material fact required to be stated therein or necessary to make the statements therein not misleading. There are no statutes, regulations, documents or contracts of a character required
to be described in the Registration Statement, the Pricing Disclosure Package and the Prospectus, or to be filed as an exhibit to the Registration Statement, which are not described or filed as required. There are no business relationships or
related person transactions involving the Company or any Subsidiary (as defined below) or any other person required to be described in the Registration Statement, the Pricing Disclosure Package and the Prospectus that have not been described as
required. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">The representations and warranties in this subsection shall not apply to statements in or
omissions from the Registration Statement or any amendment thereto or the Pricing Disclosure Package or the Prospectus or any amendment or supplement thereto made in reliance upon and in conformity with written information furnished to the Company
by any Underwriter through the Representative expressly for use therein. For purposes of this Agreement, the only information so furnished shall be the information in (i)&nbsp;the first paragraph under the caption &#147;Discounts, Commissions and
Expenses,&#148; (ii) the third sentence under the caption &#147;No Public Trading Markets,&#148; and (iii)&nbsp;the first paragraph under the caption &#147;Stabilization,&#148; each under the heading &#147;Underwriting,&#148; in each case, contained
in the preliminary prospectus contained in the Pricing Disclosure Package and the Prospectus (collectively, the &#147;<B>Underwriter Information</B>&#148;). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(iii) <U>Issuer Free Writing Prospectuses</U>. No Issuer Free Writing Prospectus conflicts or will conflict
with the information contained in the Registration Statement, any preliminary prospectus or the Prospectus, including any document incorporated by reference therein, that has not been superseded or modified. If, at any time prior to or as of the
Closing Time and following issuance of an Issuer Free Writing Prospectus, there occurred or occurs an event or development as a result of which such Issuer Free Writing Prospectus conflicted or would conflict with the information then contained in
the Registration Statement or as a result of which such Issuer Free Writing Prospectus, if republished immediately following such event or development, would include an untrue statement of a material fact or omitted or would omit to state a material
fact necessary in order to make the statements therein, in the light of the circumstances under which they were made, not misleading, (A)&nbsp;the Company has promptly notified or will promptly notify the Representatives thereof and (B)&nbsp;the
Company has promptly amended or will promptly amend or supplement such Issuer Free Writing Prospectus to eliminate or correct such conflict, untrue statement or omission. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(iv) <U>Well-Known Seasoned Issuer</U>. (A)&nbsp;At the original effectiveness of the Registration Statement
and (B)&nbsp;at the time of the most recent amendment thereto for the purposes of complying with Section&nbsp;10(a)(3) of the Securities Act (whether such amendment was by post-effective amendment, incorporated report filed pursuant to
Section&nbsp;13 or 15(d) of the Exchange Act or form of prospectus), the Company was a &#147;well-known seasoned issuer,&#148; as defined in Rule 405. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(v) <U>Company Not Ineligible Issuer</U>. (A)&nbsp;At the time of filing the Registration Statement, and any
post-effective amendment thereto, (B)&nbsp;at the earliest time thereafter that the Company or another offering participant made a <I>bona fide</I> offer (within the meaning of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
Rule 164(h)(2) of the Securities Act Regulations) of the Securities and (C)&nbsp;at the Applicable Time, the Company was not and is not an &#147;ineligible issuer,&#148; as defined in Rule 405.
The Company has paid the registration fee for this offering pursuant to Rule 456(b)(1) under the Securities Act or will pay such fee within the time period required by such rule (without giving effect to the proviso therein) and in any event prior
to the Closing Time. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(vi) <U>Independent Accountants</U>. Each of Ernst&nbsp;&amp; Young LLP
(&#147;<B>E&amp;Y</B>&#148;) and KPMG LLP (&#147;<B>KPMG</B>&#148;), the accounting firms that certified the applicable financial statements and supporting schedules of the Company that are included in the Registration Statement, the Pricing
Disclosure Package and the Prospectus, is or was when applicable (i)&nbsp;an independent public accountant as required by the Securities Act, the Securities Act Regulations, the Exchange Act, the Exchange Act Regulations and the Public Company
Accounting Oversight Board (the &#147;<B>PCAOB</B>&#148;) and (ii)&nbsp;a registered public accounting firm, as defined by the PCAOB, which has not had its registration superseded or revoked and which has not requested that such registration be
withdrawn, and (iii)&nbsp;with respect to the Company, is not and has not been in violation of the auditor independence requirements of the Sarbanes-Oxley Act of 2002 (the &#147;<B>Sarbanes-Oxley Act</B>&#148;) and the rules and regulations of the
Commission. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(vii) <U>Financial Statements; <FONT STYLE="white-space:nowrap">Non-GAAP</FONT> Financial
Measures</U>. The financial statements of the Company and its consolidated Subsidiaries included in the Registration Statement, the Pricing Disclosure Package and the Prospectus, together with the related schedules and notes, comply with the
requirements of the Securities Act and present fairly in all material respects the financial position of the Company and its consolidated Subsidiaries. The financial statements of the Company and its consolidated Subsidiaries have been prepared in
conformity with U.S. generally accepted accounting principles (&#147;<B>GAAP</B>&#148;) applied on a consistent basis throughout the periods involved, except as otherwise stated therein. The supporting schedules, if any, present fairly in accordance
with GAAP the information required to be stated therein. The selected financial data and the summary financial information included in the Registration Statement, the Pricing Disclosure Package and the Prospectus present fairly in all material
respects the information shown therein and have been compiled on a basis consistent with that of the audited financial statements included or incorporated by reference therein. Except as included therein, no historical or pro forma financial
statements or supporting schedules are required to be included in the Registration Statement, any preliminary prospectus or the Prospectus. To the extent applicable, all disclosures contained in the Registration Statement, the Pricing Disclosure
Package or the Prospectus, if any, regarding <FONT STYLE="white-space:nowrap">&#147;non-GAAP</FONT> financial measures&#148; (as such term is defined by the rules and regulations of the Commission) comply in all material respects with Regulation G
under the Exchange Act and Item 10(e) of Regulation <FONT STYLE="white-space:nowrap">S-K</FONT> under the Securities Act. The interactive data in eXtensible Business Reporting Language incorporated by reference in the Registration Statement, the
Pricing Disclosure Package and the Prospectus complies in all material respects with the requirements of the Securities Act and the Commission&#146;s rules and guidelines applicable thereto. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(viii) <U>No Material Adverse Change in Business</U>. Since the respective dates as of which information is
given in the Registration Statement, the Pricing Disclosure Package </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
and the Prospectus, except as otherwise stated therein, (A)&nbsp;there has been no material adverse effect, or any development that would reasonably be expected to result in a material adverse
effect, (i)&nbsp;on the general affairs, condition (financial or otherwise), business, properties, prospects, management, financial position, shareholders&#146; equity, assets, liabilities or results of operations, of the Company and its
Subsidiaries considered as one enterprise, whether or not arising in the ordinary course of business or (ii)&nbsp;in the ability of the Company to perform its obligations under, and to consummate the transactions contemplated by, this Agreement
(each of (i)&nbsp;and (ii) a &#147;<B>Material Adverse Effect</B>&#148;), (B) there has not been any material change in the capital stock, short-term debt or long-term debt of the Company or any of the Subsidiaries other than advances from the
Federal Home Loan Bank, borrowings from the Federal Reserve Board (as defined below) and borrowings under repurchase agreements described in the Registration Statement and the Prospectus, (C)&nbsp;there have been no transactions entered into by, and
no obligations or liabilities, contingent or otherwise, incurred by the Company or any of the Subsidiaries, whether or not in the ordinary course of business, which are material to the Company and the Subsidiaries, considered as one enterprise,
(D)&nbsp;the Company has not purchased any of its outstanding capital stock, other than pursuant to publicly announced stock repurchase authorizations, and there has been no dividend or distribution of any kind declared, paid or made by the Company
on any class of its capital stock (other than regular cash dividends on the Company&#146;s common stock and preferred stock), or (E)&nbsp;there has been no material loss or interference with the Company&#146;s business from fire, explosion, flood or
other calamity, whether or not covered by insurance, or from any labor dispute or court or governmental action, order or decree, in each case, otherwise than as set forth or contemplated in the Registration Statement, the Pricing Disclosure Package
and the Prospectus. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(ix) <U>Good Standing of the Company</U>. The Company has been duly organized and is
validly existing as a corporation in good standing under the laws of the State of Maryland and has the requisite corporate power and authority to own, lease and operate its properties and to conduct its business as described in the Registration
Statement, the Pricing Disclosure Package and the Prospectus and to enter into and perform its obligations under this Agreement; and the Company is duly qualified as a foreign corporation to transact business and is in good standing in each other
jurisdiction in which such qualification is required, whether by reason of the ownership or leasing of property or the conduct of business, except where the failure to so qualify or to be in good standing would not reasonably be expected to result
in a Material Adverse Effect. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(x) <U>Good Standing of Subsidiaries</U>. Banc of California, National
Association (the &#147;<B>Bank</B>&#148;) is a bank duly chartered under the laws of the United States of America to transact business as a national banking association and the charter of the Bank is in full force and effect. Each subsidiary (as
defined in Rule 405 under the Securities Act) of the Company (each, a &#147;<B>Subsidiary</B>&#148;) has been duly organized and is validly existing as a corporation or other organization in good standing under the laws of the jurisdiction of its
incorporation, formation or organization, has the requisite corporate or organizational power and authority to own, lease and operate its properties and to conduct its business as described in the Registration Statement, the Pricing Disclosure
Package and the Prospectus and is duly qualified as a foreign corporation or other business entity to transact business </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
and is in good standing in each jurisdiction in which such qualification is required, whether by reason of the ownership or leasing of property or the conduct of business, except where the
failure to so qualify or to be in good standing would not reasonably be expected to result in a Material Adverse Effect. Except as otherwise disclosed in the Registration Statement, the Pricing Disclosure Package and the Prospectus, all of the
issued and outstanding capital stock or other equity interest of each such Subsidiary has been duly authorized and validly issued, is fully paid and (to the extent applicable) <FONT STYLE="white-space:nowrap">non-assessable</FONT> and is owned by
the Company, directly or through Subsidiaries, free and clear of any security interest, mortgage, pledge, lien, encumbrance, claim or equity; none of the outstanding shares of capital stock of any Subsidiary was issued in violation of the preemptive
or similar rights of any securityholder of such Subsidiary arising by operation of law, or under the charter, bylaws or other organizational documents of the Company or any Subsidiary or under any agreement to which the Company or any Subsidiary is
a party. The Subsidiaries of the Company are those listed on <U>Schedule D</U> hereto. The only Subsidiary of the Company that constitutes a &#147;significant subsidiary&#148; as defined in Rule <FONT STYLE="white-space:nowrap">1-02</FONT> of
Regulation <FONT STYLE="white-space:nowrap">S-X</FONT> is the Bank (&#147;<B>Significant Subsidiary</B>&#148;). Except for the Subsidiaries, the Company does not own beneficially, directly or indirectly, more than five percent (5%) of any class of
equity securities or similar interests in any corporation, business trust, association or similar organization, and is not, directly or indirectly, a partner in any partnership or party to any joint venture. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xi) <U>Capitalization</U>. The authorized, issued and outstanding capital stock of the Company and
consolidated long-term debt (i.e. a maturity greater than one year) as of June&nbsp;30, 2020 is as set forth in the Registration Statement, the Pricing Disclosure Package and the Prospectus in the column entitled &#147;Actual&#148; under the caption
&#147;Capitalization&#148; (except for subsequent issuances, if any, pursuant to this Agreement, pursuant to reservations, agreements or employee benefit plans or repurchases pursuant to publicly announced stock repurchase authorizations referred to
in the Registration Statement, the Pricing Disclosure Package and the Prospectus or pursuant to the exercise of convertible securities or options referred to in the Registration Statement, the Pricing Disclosure Package and the Prospectus). The
shares of issued and outstanding capital stock of the Company have been duly authorized and validly issued and are fully paid and <FONT STYLE="white-space:nowrap">non-assessable;</FONT> none of the outstanding shares of capital stock of the Company
was issued in violation of the preemptive rights, rights of first refusal or other similar rights of any securityholder of the Company arising by operation of law, or under the charter, bylaws or other organizational documents of the Company or any
Subsidiary or under any agreement to which the Company or any Subsidiary is a party. There have been no long-term borrowings by the Company or its consolidated Subsidiaries since such date other than advances from the Federal Home Loan Bank,
borrowings from the Federal Reserve Board and borrowings under repurchase agreements described in the Registration Statement and the Prospectus. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xii) <U>Authorization of Agreement</U>. The Company has the requisite corporate power and authority to execute
and deliver this Agreement and to perform its obligations hereunder; and all action required to be taken for the due and proper authorization, execution and delivery by it of this Agreement and the consummation by it of the
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
transactions contemplated hereby has been duly and validly taken. This Agreement has been duly authorized, executed and delivered by the Company. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xiii) <U>Securities Offerings</U>. All offers and sales of the Company&#146;s capital stock and debt or other
securities prior to the date hereof were made in compliance with or were the subject of an available exemption from the Securities Act and the Securities Act Regulations and all other applicable state and federal laws or regulations, or any actions
under the Securities Act and the Securities Act Regulations or any state or federal laws or regulations in respect of any such offers or sales are effectively barred by effective waivers or statutes of limitation. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xiv) <U>Authorization, Validity and Enforceability of Indenture and Securities</U>. The Indenture will be duly
authorized, executed and delivered by the Company and, assuming the due authorization, execution and delivery of the Indenture by the Trustee, the Indenture will constitute a valid, legal and binding agreement of the Company enforceable against the
Company in accordance with its terms, except to the extent that enforceability may be limited by (a)&nbsp;bankruptcy, insolvency, reorganization, moratorium, fraudulent transfer or other similar laws now or hereafter in effect relating to
creditors&#146; rights generally and (b)&nbsp;general principles of equity (regardless of whether enforceability is considered in a proceeding at law or in equity). The Indenture has been, and at the Closing Time will be, duly qualified under the
Trust Indenture Act. The Securities to be purchased by the Underwriters from the Company have been duly authorized for issuance and sale to the Underwriters pursuant to this Agreement and, at Closing, will have been duly executed by the Company, and
when authenticated and delivered by the Trustee in the manner provided for in the Indenture, and issued and delivered by the Company pursuant to this Agreement against payment of the consideration set forth herein, will constitute valid, legal and
binding obligations of the Company, enforceable against the Company in accordance with their terms, except to the extent that enforceability may be limited by (a)&nbsp;bankruptcy, insolvency, reorganization, moratorium, fraudulent transfer or other
similar laws now or hereafter in effect relating to creditors&#146; rights generally and (b)&nbsp;general principles of equity (regardless of whether enforceability is considered in a proceeding at law or in equity). The Securities will be in the
form contemplated by, and will be entitled to the benefits of, the Indenture. The description of the Indenture contained in the Registration Statement, the Pricing Disclosure Package and the Prospectus conforms in all material respects to the
Indenture. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xv) <U>Registration Rights</U>. There are no contracts, agreements or understandings granting
any person registration rights or other similar rights to have any securities registered for resale pursuant to the Registration Statement or otherwise registered for resale or sold by the Company under the Securities Act by reason of filing of the
Registration Statement with the Commission or by reason of the sale of the Securities by the Company pursuant to this Agreement. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xvi) <U>Summaries of Legal Matters</U>. The statements set forth in the Registration Statement, the Pricing
Disclosure Package and the Prospectus under the captions &#147;Description of Debt Securities&#148; and in the Pricing Disclosure Package and the Prospectus under the captions &#147;Description of Subordinated Notes&#148; and &#147;ERISA
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
Considerations&#148; and under the captions &#147;Regulation and Supervision&#148; and &#147;Legal Proceedings&#148; in the Company&#146;s Annual Report on Form
<FONT STYLE="white-space:nowrap">10-K</FONT> for the year ended December&nbsp;31, 2019, insofar as they purport to describe legal matters or provisions of the laws and regulations or documents referred to therein, fairly present and summarize, in
all material respects, such matters or provisions; and the statements set forth in the Pricing Disclosure Package and the Prospectus under the caption &#147;Material United States Federal Income Tax Consequences&#148;, insofar as they purport to
summarize certain federal income tax laws of the United States fairly present and summarize, in all material respects, such laws. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xvii) <U>Absence of Defaults and Conflicts</U>. The Company is not in violation of its Articles of
Restatement, as amended (the &#147;<B>Charter</B>&#148;), or Bylaws, as amended (the &#147;<B>Bylaws</B>&#148;); none of the Subsidiaries is in violation of its charter, bylaws or other organizational documents and neither the Company nor any of its
Subsidiaries is in default in the performance or observance of any obligation, agreement, covenant or condition contained in any contract, indenture, mortgage, deed of trust, loan or credit agreement, note, lease or other agreement or instrument to
which the Company or any of its Subsidiaries is a party or by which it or any of them may be bound, or to which any of the property or assets of the Company or any Subsidiary is subject (collectively, &#147;<B>Agreements and Instruments</B>&#148;),
or in violation of any law or statute or any judgment, order, rule or regulation of any court or arbitrator or governmental or regulatory authority, except for such violations or defaults that would not, singly or in the aggregate, reasonably be
expected to result in a Material Adverse Effect. No event of default under that certain indenture dated as of April&nbsp;23, 2012, between the Company and U.S. Bank National Association, as trustee, as supplemented by a supplemental indenture
entered into by the Company and the trustee on April&nbsp;6, 2015, or default with notice and/or lapse of time that would constitute an event of default in respect of the Company&#146;s Senior Notes due April&nbsp;15, 2025 has occurred and is
continuing. The execution, delivery and performance of this Agreement and the Indenture and the consummation of the transactions contemplated herein and therein, and in the Registration Statement (including the issuance and sale of the Securities
and the use of the proceeds from the sale of the Securities as described in the Prospectus under the caption &#147;Use of Proceeds&#148;) and compliance by the Company with its obligations hereunder have been duly authorized by all necessary
corporate action and do not and will not, whether with or without the giving of notice or passage of time or both, conflict with or constitute a breach of, or default or Repayment Event (as defined below) under, or result in the creation or
imposition of any lien, charge or encumbrance upon any property or assets of the Company or any Subsidiary pursuant to, the Agreements and Instruments (except for such conflicts, breaches or defaults or liens, charges or encumbrances that would not,
singly or in the aggregate, reasonably be expected to result in a Material Adverse Effect); nor will such action result in any violation of the provisions of the Charter or Bylaws of the Company or the charter, bylaws or other organizational
document of any Subsidiary; nor will such action result in any violation of any applicable law, statute, rule, regulation, judgment, order, writ or decree of any government, government instrumentality or court, domestic or foreign, having
jurisdiction over the Company or any Subsidiary or any of their assets, properties or operations (except for such violations that would not, singly or in the aggregate, reasonably be expected to, result in a Material Adverse Effect). As used herein,
a &#147;<B>Repayment Event</B>&#148; means any event or condition which gives the holder of any note, debenture or other evidence of indebtedness </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
(or any person acting on such holder&#146;s behalf) the right to require the repurchase, redemption or repayment of all or a portion of such indebtedness by the Company or any Subsidiary. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xviii) <U>New York Stock Exchange Compliance</U>. The Company is in compliance in all material respects with
the requirements of the New York Stock Exchange (&#147;<B>NYSE</B>&#148;) for continued listing of the Company&#146;s common stock, $0.01 par value per share (the &#147;<B>Common Stock</B>&#148;), thereon. The Company has taken no action designed
to, or that would reasonably be expected to have the effect of, terminating the registration of the Common Stock under the Exchange Act or the listing of the Common Stock on the NYSE, nor has the Company received any notification that the Commission
or the NYSE is contemplating terminating such registration or listing. The transactions contemplated by this Agreement will not contravene the rules or regulations of the NYSE. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xix) <U>FINRA</U>. In accordance with Rule 5110(b)(7)(C)(i) of the Financial Industry Regulatory Authority,
Inc. (&#147;<B>FINRA</B>&#148;), the Securities have been registered with the Commission pursuant to the standards for such Form <FONT STYLE="white-space:nowrap">S-3</FONT> in effect prior to October&nbsp;21, 1992 and offered pursuant to Rule 415 of
the Securities Act Regulations. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xx) <U>Absence of Labor Dispute</U>. No material labor dispute with the
employees of the Company or any Subsidiary exists or, to the knowledge of the Company, is imminent. The Company is not aware of any existing or imminent labor disturbance by the employees of any of its or any Subsidiary&#146;s principal suppliers,
vendors, customers or contractors, which, in either case, would, singly or in the aggregate, reasonably be expected to result in a Material Adverse Effect. Except for matters which would not, individually or in the aggregate, be material to the
Company and its Subsidiaries taken as a whole, neither the Company nor any of its Subsidiaries is engaged in any unfair labor practice. Except for matters which would not, individually or in the aggregate, reasonably be expected to have a Material
Adverse Effect, (A)&nbsp;there is (1)&nbsp;no unfair labor practice complaint pending or, to the Company&#146;s knowledge, threatened against the Company or any of the Subsidiaries before the National Labor Relations Board or any similar domestic or
foreign body, and no grievance or arbitration proceeding arising out of or under collective bargaining agreements is pending or, to the Company&#146;s knowledge, threatened, (2)&nbsp;no strike, slowdown, or work stoppage is pending or, to the
Company&#146;s knowledge, threatened against the Company or any of the Subsidiaries, and (3)&nbsp;no union representation dispute currently existing concerning the employees of the Company or any of the Subsidiaries, (B)&nbsp;to the Company&#146;s
knowledge, no union organizing activities are currently taking place concerning the employees of the Company or any of the Subsidiaries and (C)&nbsp;there has been no violation of any federal, state, local or foreign law relating to discrimination
in the hiring, promotion or pay of employees, any applicable wage or hour laws or any provision of the Employee Retirement Income Security Act of 1974, as amended, and the regulations and published interpretations thereunder (collectively,
&#147;<B>ERISA</B>&#148;) or any similar domestic or foreign law or the rules and regulations promulgated thereunder concerning the employees of the Company or the Bank. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxi) <U>Absence of Proceedings</U>. There is no action, suit, proceeding, inquiry or investigation before or
brought by any court or governmental agency or body, domestic or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
foreign, now pending, or, to the knowledge of the Company, threatened, against or affecting the Company or any Subsidiary, which is required to be disclosed in the Registration Statement (other
than as disclosed therein), or which, individually or in the aggregate, would reasonably be expected to result in a Material Adverse Effect, or which could materially and adversely affect the properties or assets thereof, nor, to the Company&#146;s
knowledge, is there any basis for any such action, suit, inquiry, proceeding or investigation; the aggregate of all pending legal or governmental proceedings to which the Company or any Subsidiary is a party or of which any of their respective
property or assets is the subject which are not described in the Registration Statement, including ordinary routine litigation incidental to the business, individually or in the aggregate, would not reasonably be expected to result in a Material
Adverse Effect. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxii) <U>Bank Holding Company Act</U>. The Company has been duly registered as, and meets
in all material respects the applicable requirements for qualification as, a bank holding company and has elected to be treated as a financial holding company under the applicable provisions of the Bank Holding Company Act of 1956, as amended. The
activities of the Subsidiaries are permitted of subsidiaries of a financial holding company under applicable law and the rules and regulations of the Federal Reserve Board (as defined below) set forth in Title 12 of the Code of Federal Regulations.
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxiii) <U>Compliance with Bank Regulatory Authorities</U>. The Company and each of its Subsidiaries are
in compliance in all material respects with all applicable laws, rules and regulations (including, without limitation, all applicable regulations and orders) of, or agreements with, the Board of Governors of the Federal Reserve System
(&#147;<B>Federal Reserve Board</B>&#148;), the Office of the Comptroller of the Currency (the &#147;<B>OCC</B>&#148;), the Federal Deposit Insurance Corporation (the &#147;<B>FDIC</B>&#148;), and the Consumer Financial Protection Bureau (the
&#147;<B>CFPB</B>&#148;), as applicable (collectively, the &#147;<B>Bank Regulatory Authorities</B>&#148;), the Equal Credit Opportunity Act, the Fair Housing Act, the Truth in Lending Act, the Community Reinvestment Act (the
&#147;<B>CRA</B>&#148;), the Home Mortgage Disclosure Act, the Currency and Foreign Transactions Reporting Act (or otherwise known as the &#147;<B>Bank Secrecy Act</B>&#148;) and Title III of the Uniting and Strengthening America by Providing
Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001<B> </B>(or otherwise known as the &#147;<B>USA Patriot Act</B>&#148;), to the extent such laws or regulations apply to the Company or the Bank, as applicable. The Company and
the Bank have no knowledge of any facts and circumstances, and have no reason to believe that any facts or circumstances exist, that could cause the Bank (A)&nbsp;to be deemed not to be in satisfactory compliance with the CRA and the regulations
promulgated thereunder or to be assigned a CRA rating by federal or state banking regulators of lower than &#147;satisfactory,&#148; or (B)&nbsp;to be deemed to be operating in violation, in any material respect, of the Bank Secrecy Act as amended
by the USA Patriot Act, the USA Patriot Act, or any order issued with respect to the Anti-Money Laundering Laws (as defined below). As of June&nbsp;30, 2020, the Company met or exceeded the definition of &#147;well capitalized&#148; under the
applicable regulations of the Federal Reserve Board and the Bank met or exceeded the standards necessary to be considered &#147;well capitalized&#148; under the FDIC&#146;s regulatory framework for prompt corrective action. The Bank has a Community
Reinvestment Act rating of at least &#147;Satisfactory.&#148; The Bank is the only depository institution subsidiary of the Company and the Bank is a member in good standing of the Federal Home Loan Bank System. Since December&nbsp;31, 2014, the
Company, </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
the Bank and each of its Subsidiaries have filed all material reports, registrations and statements, together with any required amendments thereto, that it was required to file with the Bank
Regulatory Authorities, and any other applicable federal or state banking authorities. All such reports and statements filed with any such regulatory body or authority are collectively referred to herein as the &#147;<B>Company Reports</B>.&#148; As
of their respective dates, the Company Reports complied as to form in all material respects with all the rules and regulations promulgated by the Bank Regulatory Authorities and any other applicable federal or state banking authorities, as the case
may be. Except as disclosed in the Registration Statement, the Pricing Disclosure Package and the Prospectus, none of the Company, the Bank or any of their respective subsidiaries is a party or subject to any formal or informal agreement, memorandum
of understanding, consent decree, directive, <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">cease-and-desist</FONT></FONT> order, order of prohibition or suspension, written commitment, supervisory agreement or other written
statement as described under 12 U.S.C. 1818(u) with, or order issued by, or has adopted any board resolutions at the request of, the Bank Regulatory Authorities that restricts in any material respect the conduct of its business, that relates to its
capital adequacy, its credit policies or its management in any material respect or that imposes any material restrictions not generally applicable to bank holding companies of commercial banks (each, a &#147;<B>Regulatory Agreement</B>&#148;), nor
have any of them been advised by any Bank Regulatory Authority that it is contemplating issuing or requesting (or is considering the appropriateness of issuing or requesting) any such Regulatory Agreement. There is no unresolved violation, criticism
or exception by any Bank Regulatory Authority with respect to any examination of the Company, the Bank or any of the Company&#146;s other Subsidiaries, which would reasonably be expected to result in a Material Adverse Effect. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxiv) <U>Accuracy of Exhibits</U>. There are no contracts or documents which are required to be described in
the Registration Statement, the Pricing Disclosure Package, the Prospectus or the documents incorporated by reference therein or to be filed as exhibits thereto which have not been so described and filed as required. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxv) <U>Absence of Further Requirements</U>. No filing with, or authorization, approval, consent, license,
order, registration, qualification or decree of, any court or governmental agency or body is necessary or required for the performance by the Company of its obligations under this Agreement in connection with the offering, issuance or sale of the
Securities or the consummation of the transactions contemplated in this Agreement prior to the Closing Time, except such as have been already obtained or as may be required under the Securities Act, the Securities Act Regulations, the rules of the
NYSE, the securities laws of any state or <FONT STYLE="white-space:nowrap">non-U.S.</FONT> jurisdiction or the rules of FINRA. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxvi) <U>Possession of Licenses and Permits</U>. The Company and its Subsidiaries possess such permits,
licenses, approvals, registrations, memberships, consents and other authorizations (collectively, &#147;<B>Governmental Licenses</B>&#148;) issued by the appropriate federal, state, local or foreign regulatory agencies or bodies necessary to conduct
the business now operated by them, except where the failure to possess any such Governmental Licenses would not, singly or in the aggregate, reasonably be expected to have a Material Adverse Effect; the Company and its Subsidiaries are in compliance
with the terms and conditions of all such Governmental Licenses, except where the failure to so comply would not, singly or in the aggregate, reasonably be expected to have a Material Adverse Effect and no event
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">13 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
has occurred that allows, or after notice or lapse of time would allow, revocation or termination of any such Governmental License or result in any other material impairment of the rights of any
such Governmental License; all of the Governmental Licenses are valid and in full force and effect, except where the failure to be so would not, singly or in the aggregate, reasonably be expected to have a Material Adverse Effect; and neither the
Company nor any of its Subsidiaries has received any notice of proceedings relating to the revocation or modification of any such Governmental Licenses, except for such revocation or modifications that would not, singly or in the aggregate,
reasonably be expected to have a Material Adverse Effect. Excluding Company Reports filed with Bank Regulatory Authorities as provided in Section&nbsp;1(a)(xxiii), neither the Company nor any of its Subsidiaries has failed to file with applicable
regulatory authorities any statement, report, information or form required by any applicable law, regulation or order, all such filings were in compliance with applicable laws when filed and no deficiencies have been asserted by any regulatory
commission, agency or authority with respect to any such filings or submissions, except where the failure to so file or comply, or any such asserted deficiencies, would not reasonably be expected, individually or in the aggregate, to have a Material
Adverse Effect. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxvii) <U>Title to Property</U>. The Company and its Subsidiaries have good and
marketable title in fee simple to all real property owned by the Company or any of its Subsidiaries, as the case may be, and good title to all other properties owned by them, in each case, free and clear of all mortgages, pledges, liens, security
interests, claims, restrictions or encumbrances of any kind except such as (A)&nbsp;are described in the Registration Statement, the Pricing Disclosure Package and the Prospectus, or (B)&nbsp;do not materially affect the value of such property and
do not materially interfere with the use made and proposed to be made of such property by the Company or any Subsidiary. All of the real property leases and subleases material to the business of the Company and its Subsidiaries, and under which the
Company or any of its Subsidiaries occupies real property or otherwise has or exercises rights with respect to such real property described in the Registration Statement, the Pricing Disclosure Package and the Prospectus, are in full force and
effect and are held under valid, subsisting and enforceable leases, and neither the Company nor any Subsidiary has received any notice of any material claim of any sort that has been asserted by anyone adverse to the rights of the Company or any
Subsidiary under any of the leases or subleases mentioned above, or affecting or questioning the rights of the Company or such Subsidiary to the continued possession of the leased or subleased premises under any such lease or sublease. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxviii) <U>Possession of Intellectual Property</U>. The Company and its Subsidiaries own or possess, or can
acquire on reasonable terms, adequate patents, patent rights, licenses, inventions, copyrights, <FONT STYLE="white-space:nowrap">know-how</FONT> (including trade secrets and other unpatented and/or unpatentable proprietary or confidential
information, systems or procedures and excluding generally commercially available &#147;off the shelf&#148; software programs licensed pursuant to shrink wrap or &#147;click and accept&#148; licenses), systems, technology, trademarks, service marks,
trade names or other intellectual property (collectively, &#147;<B>Intellectual Property</B>&#148;) necessary to carry on the business now operated by them, except as would not reasonably be expected to have a Material Adverse Effect. Neither the
Company nor any of its Subsidiaries has received any notice or is otherwise aware of any infringement or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">14 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
misappropriation of or conflict with asserted rights of others with respect to any Intellectual Property or of any facts or circumstances which could render any Intellectual Property invalid or
inadequate to protect the interest of the Company or any of its Subsidiaries therein, and which infringement, misappropriation or conflict, if the subject of an unfavorable decision, ruling or finding, or invalidity or inadequacy would, singly or in
the aggregate, reasonably be expected to result in a Material Adverse Effect. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxix) <U>Environmental
Laws</U>. Except as described in the Registration Statement and except as would not, singly or in the aggregate, reasonably be expected to result in a Material Adverse Effect, (A)&nbsp;neither the Company nor any of its Subsidiaries is in violation
of any federal, state, local or foreign statute, law, rule, regulation, ordinance, code, policy or rule of common law or any judicial or administrative interpretation thereof, including any judicial or administrative order, consent, decree or
judgment, relating to pollution or protection of human health, the environment (including, without limitation, ambient air, surface water, groundwater, land surface or subsurface strata) or wildlife, including, without limitation, laws and
regulations relating to the release or threatened release of chemicals, pollutants, contaminants, wastes, toxic substances, hazardous substances, petroleum or petroleum products, asbestos-containing materials or mold (collectively,
&#147;<B>Hazardous Materials</B>&#148;) or to the manufacture, processing, distribution, use, treatment, storage, disposal, transport or handling of Hazardous Materials (collectively, &#147;<B>Environmental Laws</B>&#148;), (B) the Company and its
Subsidiaries have all permits, authorizations and approvals required under any applicable Environmental Laws and are each in compliance with their requirements , (C) there are no pending or, to the knowledge of the Company, threatened
administrative, regulatory or judicial actions, suits, demands, demand letters, claims, liens, notices of noncompliance or violation, investigation or proceedings relating to any Environmental Law against the Company or any of its Subsidiaries,
(D)&nbsp;there are no events or, to the knowledge of the Company, circumstances that would reasonably be expected to result in forming the basis of an order for <FONT STYLE="white-space:nowrap">clean-up</FONT> or remediation, or an action, suit or
proceeding by any private party or governmental body or agency, against or affecting the Company or any of its Subsidiaries relating to Hazardous Materials or any Environmental Laws, and (E)&nbsp;none of the Company or any of its Subsidiaries
anticipate material capital expenditures relating to Environmental Laws. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxx) <U>ERISA</U>. Each employee
benefit plan, within the meaning of Section&nbsp;3(3) of ERISA, that is maintained, administered or contributed to by the Company or any Subsidiary or any member of the Company&#146;s &#147;control group&#148; (within the meaning of Section&nbsp;414
of the Internal Revenue Code of 1986, as amended (the &#147;<B>Code</B>&#148;) for employees or former employees of the Company and its affiliates (&#147;<B>Plan</B>&#148;) has been maintained in material compliance with its terms and the
requirements of any applicable statutes, orders, rules and regulations, including but not limited to ERISA and the Code. No &#147;prohibited transaction,&#148; within the meaning of Section&nbsp;406 of ERISA or Section&nbsp;4975 of the Code has
occurred with respect to any such Plan excluding transactions effected pursuant to a statutory or administrative exemption. No &#147;reportable event&#148; (as defined under ERISA) has occurred or is reasonably expected to occur with respect to any
&#147;employee benefit plan&#148; established or maintained by the Company, the Subsidiaries, or any entities which would be aggregated with the Company under Section&nbsp;414 of the Code (&#147;<B>ERISA Affiliates</B>&#148;). Except as disclosed in
the Registration Statement, the Pricing Disclosure Package and the </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">15 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
Prospectus, no &#147;employee benefit plan&#148; (as defined under ERISA) established or maintained by the Company, the Subsidiaries or any of their ERISA Affiliates, if such employee benefit
plan were terminated, could have any &#147;amount of unfunded benefit liabilities&#148; (as defined under ERISA). Neither the Company, the Subsidiaries nor any of their ERISA Affiliates has incurred or reasonably expects to incur any liability under
(A)&nbsp;Title&nbsp;IV of ERISA with respect to termination of, or withdrawal from, any &#147;employee benefit plan,&#148; or (B)&nbsp;Sections&nbsp;412, 4971, 4975 or 4980B of the Code. Each employee benefit plan established or maintained by the
Company, the Subsidiaries or any of their ERISA Affiliates that is intended to be qualified under Section&nbsp;401(a) of the Code is so qualified and nothing has occurred, whether by action or failure to act, which could cause the loss of such
qualification. With respect to each Plan subject to Title IV of ERISA, the minimum funding standard of Section&nbsp;302 of ERISA or Section&nbsp;412 of the Code, as applicable, has been satisfied and is reasonably expected to be satisfied in the
future and the fair market value of the assets under each Plan exceeds the present value of all benefits accrued under such Plan (determined based on those assumptions used to fund such Plan). There is no pending audit or investigation by the
Internal Revenue Service, the U.S. Department of Labor, the Pension Benefit Guaranty Corporation or any other governmental agency or any foreign agency. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxxi) <U>Internal Control Over Financial Reporting</U>. The Company and each of its Subsidiaries maintain a
system of internal control over financial reporting (as such term is defined in Rule <FONT STYLE="white-space:nowrap">13a-15(f)</FONT> of the Exchange Act Regulations) that complies with the requirements of the Exchange Act and the Exchange Act
Regulations and has been designed by, or under the supervision of, the Company&#146;s principal executive officer and principal financial officer, or persons performing similar functions, and is sufficient to provide reasonable assurance regarding
the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with GAAP, including that (A)&nbsp;transactions are executed in accordance with management&#146;s general or specific
authorizations; (B)&nbsp;transactions are recorded as necessary to permit preparation of financial statements in conformity with GAAP and to maintain asset accountability; (C)&nbsp;access to assets is permitted only in accordance with
management&#146;s general or specific authorization; and (D)&nbsp;the recorded accountability for assets is compared with the existing assets at reasonable intervals and appropriate action is taken with respect to any differences; and (E)&nbsp;the
interactive data in eXtensible Business Reporting Language included or incorporated by reference in the Registration Statement fairly presents the information called for in all material respects and has been prepared in accordance with the
Commission&#146;s rules and guidelines applicable thereto. The systems of internal control over financial reporting of the Company and its Subsidiaries are overseen by the Audit Committee of the Board of Directors of the Company in accordance with
NYSE rules and regulations. Except as described in the Registration Statement, the Pricing Disclosure Package and the Prospectus, since the end of the Company&#146;s most recent audited fiscal year, (i)&nbsp;there has been no material weakness in
the Company&#146;s internal control over financial reporting (whether or not remediated) and (ii)&nbsp;there has been no change in the Company&#146;s internal control over financial reporting that has materially affected, or is reasonably likely to
materially affect, the Company&#146;s internal control over financial reporting. The Company&#146;s auditors and the Audit Committee of the Board of Directors of the Company have been advised of (a)&nbsp;any significant deficiencies in the design or
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">16 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
operation of internal control over financial reporting that could adversely affect the ability of the Company or any Subsidiary to record, process, summarize and report financial data, or any
material weakness in internal controls, or (b)&nbsp;any fraud, whether or not material, that involves management or other employees who have a significant role in the internal controls of the Company and each of the Subsidiaries. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxxii) <U>Disclosure Controls and Procedures</U>. The Company and its Subsidiaries maintain disclosure
controls and procedures (as such term is defined in Rule <FONT STYLE="white-space:nowrap">13a-15</FONT> of the Exchange Act Regulations), which (A)&nbsp;are designed to ensure that information required to be disclosed by the Company in the reports
that it files or submits under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in the Commission&#146;s rules and forms and that material information relating to the Company and its Subsidiaries is
made known to the Company&#146;s principal executive officer and principal financial officer by others within the Company and its Subsidiaries to allow timely decisions regarding disclosure, (B)&nbsp;have been evaluated by management of the Company
for effectiveness as of June&nbsp;30, 2020 and (C)&nbsp;were then effective in all material respects to perform the functions for which they were established. Based on the evaluation of the Company&#146;s and each Subsidiary&#146;s disclosure
controls and procedures described above, the Company is not aware of (1)&nbsp;any significant deficiency in the design or operation of internal controls which could adversely affect the Company&#146;s or its Subsidiaries&#146; ability to record,
process, summarize and report financial data or any material weakness in internal controls or (2)&nbsp;any fraud, whether or not material, that involves management or other employees who have a significant role in the Company&#146;s or its
Subsidiaries&#146; internal controls. Since the date of the most recent evaluation of such disclosure controls and procedures, there have been no significant changes in internal controls or in other factors that could significantly affect internal
controls, including any corrective actions with regard to material weaknesses. Within the next 90 days the Company does not reasonably expect to publicly disclose or report to the Audit Committee or the Board of Directors a material weakness, change
in internal control over financial reporting or fraud involving management or other employees who have a significant role in internal control over financial reporting, any violation of, or failure to comply with, the Sarbanes-Oxley Act or the
Exchange Act in any material respect, or any matter related to internal control over financial reporting which, in each case, if determined adversely, would result in a Material Adverse Effect. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxxiii) <U>Compliance with the Sarbanes-Oxley Act</U>. There is and has been no failure on the part of the
Company or any of the Company&#146;s directors or officers, in their capacities as such, to comply in any material respect with any provision of the Sarbanes-Oxley Act and the rules and regulations promulgated in connection therewith, including
Section&nbsp;402 related to loans and Sections 302 and 906 related to certifications. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxxiv) <U>Pending
Procedures and Examinations</U>. The Registration Statement is not the subject of a pending proceeding or examination under Section&nbsp;8(d) or 8(e) of the Securities Act, and the Company is not the subject of a pending proceeding under
Section&nbsp;8A of the Securities Act in connection with the offering of the Securities. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">17 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxxv) <U>Payment of Taxes</U>. All United States federal
income tax returns of the Company and the Subsidiaries required by law to be filed have been timely filed and all taxes shown by such returns or otherwise assessed, which are due and payable, have been paid, except assessments against which have
been or will be promptly contested in good faith and as to which adequate reserves have been provided in the Company&#146;s financial statements in accordance with GAAP. The Company and the Subsidiaries have filed all other tax returns that are
required to have been filed by them pursuant to applicable foreign, state, local or other law, except insofar as the failure to file such returns, individually or in the aggregate, would not reasonably be expected to result in a Material Adverse
Effect, and have paid all taxes due pursuant to such returns or pursuant to any assessment received by the Company or any Subsidiary except for such taxes, if any, as are being contested in good faith and as to which adequate reserves have been
provided. The charges, accruals and reserves on the books of the Company and the Subsidiaries in respect of any income and corporation tax liability for any years not finally determined are adequate to meet any assessments or <FONT
STYLE="white-space:nowrap">re-assessments</FONT> for additional income tax for any years not finally determined, except to the extent of any inadequacy that would not, singly or in the aggregate, result in a Material Adverse Effect. Except as
otherwise disclosed in the Registration Statement, the Pricing Disclosure Package and the Prospectus, there is no material tax deficiency that has been, or would reasonably be expected to be, asserted against the Company or any of its Subsidiaries
or any of their respective properties or assets. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxxvi) <U>Insurance</U>. The Company and each Subsidiary
is insured by insurers of recognized financial responsibility against such losses and risks and in such amounts as are prudent and customary in the businesses in which they are engaged including, but not limited to, insurance in respect of real and
personal property owned or leased by the Company and each Subsidiary against theft, damage, destruction, acts of vandalism and earthquakes; and the Company has no reason to believe that it or any Subsidiary will not be able to renew their existing
insurance coverage as and when such coverage expires or to obtain similar coverage from similar insurers as may be necessary to continue its business at a cost that would not reasonably be expected to have a Material Adverse Effect. All such
insurance is in force as of the date hereof. The Company and each of its Subsidiaries are in compliance with the terms of such policies and instruments in all material respects; and there are no material claims by the Company or any of its
Subsidiaries under any such policy or instrument as to which any insurance company is denying liability or defending under a reservation of rights clause. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxxvii) <U>Investment Company Act</U>. The Company is not, and upon the issuance and sale of the Securities as
herein contemplated and the application of the net proceeds therefrom as described in the Registration Statement, the Pricing Disclosure Package and the Prospectus will not be, an &#147;investment company&#148; or an entity &#147;controlled&#148; by
an &#147;investment company&#148; as such terms are defined in the Investment Company Act of 1940, as amended (the &#147;<B>Investment Company Act</B>&#148;). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxxviii) <U>Absence of Manipulation</U>. None of the Company, any of its Subsidiaries, any officers or
directors of the Company or any affiliates of the Company or its Subsidiaries, has taken, directly, or indirectly any action designed to cause or result in, </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">18 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
or which constitutes or would reasonably be expected to constitute, the stabilization or manipulation of the price of any security of the Company or any &#147;reference security&#148; (as defined
in Rule 100 of Regulation M under the Exchange Act) to facilitate the sale or resale of the Securities or otherwise, and has taken no action which would directly or indirectly violate Regulation M under the Exchange Act in respect of the offering of
the Securities. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xxxix) <U>Foreign Corrupt Practices Act</U>. None of the Company, any of its Subsidiaries
or, to the knowledge of the Company, any director, officer, agent or employee of the Company, any of the respective affiliates of the Company or any of its Subsidiaries, or any other person acting on behalf of the Company or any of its Subsidiaries
or their respective affiliates has (A)&nbsp;used any corporate funds for any unlawful contribution, gift, entertainment or other unlawful expense relating to political activity; (B)&nbsp;made or taken an act in furtherance of an offer, payment,
promise or authorization of any direct or indirect unlawful payment or giving of money, property, gifts or anything else of value, directly or indirectly, to any foreign or domestic government official (including any officer or employee of a
government or government-owned or controlled entity or of a public international organization, or any person acting in an official capacity for or on behalf of any of the foregoing, or any political party or party official or candidate for public
office) from corporate funds; (C)&nbsp;violated or is in violation of any provision of the Foreign Corrupt Practices Act of 1977, as amended (the &#147;<B>FCPA</B>&#148;), or any applicable law or regulations implementing the Organisation for
Economic <FONT STYLE="white-space:nowrap">Co-operation</FONT> and Development Convention on Combating Bribery of Foreign Public Officials in International Business Transactions, or committed an offense under the Bribery Act 2010 of the United
Kingdom, or any other applicable anti-bribery or anti-corruption statute or regulation; or (D)&nbsp;made, offered, agreed, requested or taken an act in furtherance of any unlawful bribe, rebate, payoff, influence payment, kickback or other unlawful
payment or benefit in violation of any applicable law, rule or regulation. The Company and its Subsidiaries and their respective affiliates have conducted their businesses in compliance in all material respects with the FCPA and all other applicable
anti-bribery and anti-corruption laws and have instituted and maintain policies and procedures designed to ensure, and which are reasonably expected to continue to ensure, continued compliance therewith. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xl) <U>Anti-Money Laundering Laws</U>. The operations of the Company and its Subsidiaries and, to the
knowledge of the Company, their respective affiliates, are and have been conducted at all times in material compliance with applicable financial recordkeeping and reporting requirements of the Currency and Foreign Transactions Reporting Act of 1970,
as amended, and the applicable anti-money laundering statutes of all jurisdictions where the Company and its Subsidiaries and their respective affiliates conduct business, the rules and regulations thereunder and any related or similar rules,
regulations or guidelines, issued, administered or enforced by any governmental agency or body (collectively, the &#147;<B>Anti-Money Laundering Laws</B>&#148;); and no action, suit or proceeding by or before any court, governmental agency or body
involving the Company or any of its Subsidiaries with respect to the Anti-Money Laundering Laws is pending or, to the knowledge of the Company, threatened. The Company and its Subsidiaries, to the knowledge of the Company, their respective
affiliates, have instituted and maintain and will continue to maintain policies and procedures designed to promote and achieve compliance with such laws. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">19 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xli) <U>OFAC</U>. None of the Company, any of the
Subsidiaries or any officer or director of either the Company or any Subsidiary, nor, to the knowledge of the Company, after due inquiry, any agent, employee, affiliate or person acting on behalf of the Company or any of the Subsidiaries is or has
been (A)&nbsp;engaged in any services (including financial services), transfers of goods, software, or technology, or any other business activity related to (i)&nbsp;Cuba, Iran, North Korea, Sudan, Syria, the Crimea region of Ukraine claimed by
Russia or any other country or territory that is, or whose government is, the subject of sanctions that broadly prohibit dealings with that country or territory (collectively, &#147;<B>Sanctioned Countries</B>&#148; and each, a &#147;<B>Sanctioned
Country</B>&#148;), (ii) the government of any Sanctioned Country, (iii)&nbsp;any person, entity or organization located in, resident in, formed under the laws of, or owned or controlled by the government of, any Sanctioned Country, or (iv)&nbsp;any
person, entity or organization made subject of any sanctions administered or enforced by the United States Government, including, without limitation, the list of Specially Designated Nationals (&#147;<B>SDN List</B>&#148;) of the Office of Foreign
Assets Control of the U.S. Treasury Department (&#147;<B>OFAC</B>&#148;), or by the United Nations Security Council, the European Union, Her Majesty&#146;s Treasury, or other relevant sanctions authority (collectively, &#147;<B>Sanctions</B>&#148;)
and the Company will not directly or indirectly use the proceeds of this offering, or lend, contribute or otherwise make available such proceeds to any Subsidiary, or any joint venture partner or other person or entity, for the purpose of financing
the activities of or business with any person, or in any country or territory, that currently is the subject to any U.S. sanctions administered by OFAC or in any other manner that, to the knowledge of the Company, will result in a violation by any
person (including any person participating in the transaction whether as underwriter, advisor, investor or otherwise) of U.S. sanctions administered by OFAC; (B)&nbsp;engaged in any transfers of goods, technologies or services (including financial
services) that may assist the governments of Sanctioned Countries or facilitate money laundering or other activities proscribed by United States laws, rules or regulations; (C)&nbsp;is a person, entity or organization currently the subject of any
Sanctions; or (D)&nbsp;located, organized or resident in any Sanctioned Country. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xlii)
<U>Relationship</U>. No relationship, direct or indirect, exists between or among the Company or any of its Subsidiaries, on the one hand, and the directors, officers, shareholders, customers or suppliers of the Company or any of its Subsidiaries,
on the other, that is required by the Securities Act or Securities Act Regulations to be described in the Registration Statement and/or the Prospectus and that is not so described. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xliii) <U>Lending Relationship</U>. Except as disclosed in the Registration Statement, the Pricing Disclosure
Package and the Prospectus, the Company (A)&nbsp;does not have any material lending or other relationship with any bank or lending affiliate of any Underwriter and (B)&nbsp;does not intend to use any of the proceeds from the sale of the Securities
to repay any outstanding debt owed to any affiliate of any Underwriter. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xliv) <U>No Restrictions on
Subsidiaries</U>. Except in each case as otherwise disclosed in the Registration Statement, the Pricing Disclosure Package and the Prospectus, no Subsidiary of the Company is currently prohibited, directly or indirectly, under any agreement or other
instrument to which it is a party or is subject, from paying any dividends to the Company, from making any other distribution on such Subsidiary&#146;s capital stock, </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">20 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
from repaying to the Company any loans or advances to such Subsidiary from the Company or from transferring any of such Subsidiary&#146;s properties or assets to the Company or any other
Subsidiary of the Company. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xlv) <U>Statistical and Market-Related Data</U>. The statistical and
market-related data contained in the Registration Statement, the Pricing Disclosure Package and the Prospectus are based on or derived from sources which the Company believes are reliable and accurate. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xlvi) <U>Distribution of Offering Material By the Company</U>. The Company has not distributed and will not
distribute, prior to the later of the Closing Time and the completion of the Underwriters&#146; distribution of the Securities, any offering material in connection with the offering and sale of the Securities other than the Registration Statement,
the preliminary prospectus contained in the Pricing Disclosure Package, the Prospectus, any Issuer Free Writing Prospectus reviewed and consented to by the Representative and included in Schedule B hereto or any electronic road show or other written
communications reviewed and consented to by the Representative and listed on Schedule B hereto (each a, &#147;<B>Company Additional Written Communication</B>&#148;). Each such Company Additional Written Communication, when taken together with the
Pricing Disclosure Package, did not, and at the Closing Time will not, contain any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements therein, in the light of the circumstances under which
they were made, not misleading. The preceding sentence does not apply to statements in or omissions from the Company Additional Written Communication based upon and in conformity with written information furnished to the Company by any Underwriter
through the Representative specifically for use therein, it being understood and agreed that the only such information furnished by any Underwriter through the Representative consists of the Underwriter Information. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xlvii) <U>Forward-Looking Statements</U>. Each financial or operational projection or other
&#147;forward-looking statement&#148; (as defined by Section&nbsp;27A of the Securities Act or Section&nbsp;21E of the Exchange Act) contained in the Registration Statement, the Pricing Disclosure Package and the Prospectus (A)&nbsp;was so included
by the Company in good faith and with reasonable basis after due consideration by the Company of the underlying assumptions, estimates and other applicable facts and circumstances, and (B)&nbsp;is accompanied by meaningful cautionary statements
identifying those factors that could cause actual results to differ materially from those in such forward-looking statement. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xlviii) <U>No Fees or Advisory Rights</U>. Other than as contemplated by this Agreement, there is no broker,
finder or other party that is entitled to receive from the Company or any Subsidiary any brokerage or finder&#146;s fee or any other fee, commission or payment as a result of the transactions contemplated by this Agreement. No person has the right
to act as a financial advisor to the Company in connection with the offer and sale of the Securities. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(xlix) <U>Deposit Insurance</U>. The deposit accounts of the Bank are insured by the FDIC up to applicable
legal limits, the Bank has paid all premiums and assessments required by the FDIC and the regulations thereunder, and no proceeding for the termination </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">21 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
or revocation of such insurance is pending or, to the knowledge of the Company, threatened. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(l) <U>Derivative Instruments</U>. Any and all material swaps, caps, floors, futures, forward contracts, option
agreements (other than options issued under the Company&#146;s shareholder-approved benefit plans) and other derivative financial instruments, contracts or arrangements, whether entered into for the account of the Company or one of its Subsidiaries
or for the account of a customer of the Company or one of its Subsidiaries, were entered into in the ordinary course of business and in accordance in all material respects with applicable laws, rules, regulations and policies of all applicable
regulatory agencies and with counterparties believed by the Company to be financially responsible at the time. The Company and each of its Subsidiaries have duly performed in all material respects all of their obligations with respect to all such
derivative financial instruments, contracts and arrangements thereunder to the extent that such obligations to perform have accrued, and there are no breaches, violations or defaults or allegations or assertions of such by any party thereunder
except as would not, singly or in the aggregate, reasonably be expected to have a Material Adverse Effect. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(li) <U>Termination of Contracts</U>. Except as would not reasonably be expected to have, individually or in
the aggregate, a Material Adverse Effect, neither the Company nor any Significant Subsidiary has sent or received any communication regarding termination of, or intent not to renew, any of the contracts or agreements referred to or described in the
Pricing Disclosure Package and Prospectus, or referred to or described in, or filed as an exhibit to, the Pricing Disclosure Package and Prospectus, in each case except to the extent disclosed therein, and no such termination or <FONT
STYLE="white-space:nowrap">non-renewal</FONT> has been threatened by the Company or any Significant Subsidiary or, to the Company&#146;s knowledge, any other party to any such contract or agreement; and there are no contracts or documents of the
Company or the Significant Subsidiary that are required to be described in the Pricing Disclosure Package and the Prospectus or to be filed as exhibits thereto by the Securities Act or by the rules and regulations of the Commission thereunder that
have not been so described and filed. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(lii) <U><FONT STYLE="white-space:nowrap">Off-Balance</FONT> Sheet
Transactions</U>. There is no transaction, arrangement or other relationship between the Company or any of its Subsidiaries and an unconsolidated or other <FONT STYLE="white-space:nowrap">off-balance</FONT> sheet entity which is required to be
disclosed in the Registration Statement, the Pricing Disclosure Package and the Prospectus (other than as disclosed therein). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(liii) <U>Margin Rules</U>. The application of the proceeds received by the Company from the issuance, sale and
delivery of the Securities as described in the Registration Statement, the Pricing Disclosure Package and the Prospectus will not violate Regulation T, U or X of the Federal Reserve Board or any other regulation of the Federal Reserve Board
applicable to the Company. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(liv) <U>Cybersecurity</U>. (A)&nbsp;There has been no security breach or
incident, unauthorized access or disclosure, or other compromise of or relating to any of the Company&#146;s or its Subsidiaries&#146; information technology and computer systems, networks, </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">22 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
hardware, software, data and databases (including the data and information of their respective customers, employees, suppliers, vendors and any third party data maintained, processed or stored by
the Company and its Subsidiaries, and to the knowledge of the Company, any such data processed or stored by third parties on behalf of the Company and its Subsidiaries, equipment or technology (collectively, &#147;<B>IT Systems and Data</B>&#148;)
that would, singly or in the aggregate, reasonably be expected to have a Material Adverse Effect; (B)&nbsp;neither the Company nor its Subsidiaries have been notified of, and each of them have no knowledge of any event or condition that would result
in, any security breach or incident, unauthorized access or disclosure or other compromise to their IT Systems and Data that would, singly or in the aggregate, reasonably be expected to have a Material Adverse Effect; and (C)&nbsp;the Company and
its Subsidiaries have implemented appropriate controls, policies, procedures, and technological safeguards to maintain and protect the integrity, continuous operation, redundancy and security of their IT Systems and Data. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(b) <I>Officer&#146;s Certificates</I>. Any certificate signed by any officer of the Company or any of its Subsidiaries
delivered to the Representative or to counsel for the Underwriters shall be deemed a representation and warranty by the Company to each Underwriter as to the matters covered thereby. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 2.</B> <U>Sale and Delivery to Underwriters; Closing</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(a) <I>Sale of Securities</I>. On the basis of the representations and warranties herein contained and subject to the terms
and conditions herein set forth, the Company agrees to sell to each Underwriter, severally and not jointly, and each Underwriter, severally and not jointly, agrees to purchase from the Company, the aggregate principal amount of Securities set forth
in <U>Schedule A</U> opposite the name of such Underwriter, at a purchase price equal to 98.5% of the aggregate principal amount thereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(b) <I>Payment</I>. Payment of the purchase price for, and delivery of the Securities shall be made at the offices of Hunton
Andrews Kurth LLP, 200 Park Avenue, New York, New York 10166, or at such other place as shall be agreed upon by the Representative and the Company, at 9:00 a.m. (New York City time) on October&nbsp;30, 2020 (unless postponed in accordance with the
provisions of Section&nbsp;11), or such other time not later than 10 business days after such date as shall be agreed upon by the Representative and the Company (such time and date of payment and delivery being herein called &#147;<B>Closing
Time</B>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Payment shall be made to the Company by wire transfer of immediately available funds to a bank account
designated by the Company against delivery of the Securities (in the form of one or more global notes), through the facilities of The Depository Trust Company (&#147;<B>DTC</B>&#148;), to the Representative for the respective accounts of the
Underwriters. It is understood that each Underwriter has authorized the Representative, for its account, to accept delivery of, receipt for, and make payment of the purchase price for, the Securities which it has agreed to purchase. The
Representative, individually and not as representative of the Underwriters, may (but shall not be obligated to) make payment of the purchase price for the Securities to be purchased by any Underwriter whose funds have not been received by the
Closing Time, but such payment shall not relieve such Underwriter from its obligations hereunder. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">23 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 3.</B> <U>Covenants of the Company</U>. The Company covenants
with each Underwriter as follows: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(a) <I>Compliance with Commission Requests</I>. Prior to the completion of the
distribution of the Securities as contemplated in this Agreement, the Company, subject to Section&nbsp;3(b) hereof, will comply with the requirements of Rule 430B of the Securities Act Regulations, and will notify the Representative immediately, and
confirm the notice in writing, (i)&nbsp;when any post-effective amendment to the Registration Statement or any new registration statement relating to the Securities shall become effective or any amendment or supplement to the Pricing Disclosure
Package or the Prospectus shall have been used or filed, as the case may be, including any document incorporated by reference therein, in each case only as permitted by Section&nbsp;3 hereof, (ii)&nbsp;of the receipt of any comments from the
Commission, (iii)&nbsp;of any request by the Commission for any amendment to the Registration Statement or any amendment or supplement to the Pricing Disclosure Package or the Prospectus, including any document incorporated by reference therein, or
for additional information, (iv)&nbsp;of the issuance by the Commission of any stop order suspending the effectiveness of the Registration Statement or any post-effective amendment thereto or any notice of objection to the use of the Registration
Statement or any post-effective amendment thereto pursuant to Rule 401(g)(2) or of the issuance of any order preventing or suspending the use of any preliminary prospectus or the Prospectus or any amendment or supplement thereto, or of the
suspension of the qualification of the Securities for offering or sale in any jurisdiction, or of the initiation or threatening of any proceedings for any of such purposes or of any examination pursuant to Section&nbsp;8(d) or 8(e) of the Securities
Act concerning the Registration Statement and (v)&nbsp;if the Company becomes the subject of a proceeding under Section&nbsp;8A of the Securities Act in connection with the offering of the Securities. The Company will effect all filings required
under Rule 424(b), in the manner and within the time period required by Rule 424(b) (without reliance on Rule 424(b)(8)), and will take such steps as it deems necessary to ascertain promptly whether the form of prospectus transmitted for filing
under Rule 424(b) was received for filing by the Commission and, in the event that it was not, it will promptly file such prospectus. Until the completion of the distribution of the Securities as contemplated in this Agreement, the Company will use
its best efforts to prevent the issuance of any stop, prevention or suspension order and, if any such order is issued, to obtain the lifting thereof at the earliest possible moment. If, before all the Securities have been sold by the Underwriters,
the Company receives from the Commission a notice pursuant to Rule 401(g)(2) or otherwise ceases to be eligible to use the automatic shelf registration statement form, the Company will (A)&nbsp;promptly notify the Underwriters, (B)&nbsp;promptly
file a new registration statement or post-effective amendment on the proper form relating to the Securities in such form as is reasonably satisfactory to the Underwriters, (C)&nbsp;use its best efforts to cause such registration statement or
post-effective amendment to be declared effective as soon as practicable, and (D)&nbsp;promptly notify the Underwriters of such effectiveness. The Company will take all other action necessary or appropriate to permit the public offering and sale of
the Securities to continue as contemplated in the registration statement that was the subject of the Rule 401(g)(2) notice or for which the Company has otherwise become ineligible. References herein to the Registration Statement shall include such
new registration statement or post-effective amendment, as the case may be. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(b) <I>Payment of Filing Fees</I>. The
Company shall pay the required Commission filing fees relating to the Securities within the time required by Rule 456(b)(1)(i) of the Securities Act Regulations without regard to the proviso therein and otherwise in accordance with Rules 456(b)
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">24 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
and 457(r) of the Securities Act Regulations (including, if applicable, by updating the &#147;Calculation of Registration Fee&#148; table in accordance with Rule 456(b)(1)(ii) either in a
post-effective amendment to the Registration Statement or on the cover page of a prospectus filed pursuant to Rule 424(b)). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(c) <I>Continued Compliance with Securities Laws</I>. The Company will comply with the Securities Act, the Securities Act
Regulations, the Exchange Act and the Exchange Act Regulations so as to permit the completion of the distribution of the Securities as contemplated in this Agreement and in the Registration Statement, the Pricing Disclosure Package and the
Prospectus. If at any time when a prospectus relating to the Securities is (or, but for the exception afforded by Rule 172 of the Securities Act Regulations, would be) required by the Securities Act (or in lieu thereof the notice referred to in Rule
173(a) of the Securities Act Regulations) to be delivered in connection with sales of the Securities ending no later than nine months from the date hereof (the &#147;<B>Delivery Period</B>&#148;) any event shall occur or condition shall exist as a
result of which it is necessary, in the opinion of counsel for the Underwriters or for the Company, to (i)&nbsp;amend the Registration Statement in order that the Registration Statement will not include an untrue statement of a material fact or omit
to state a material fact required to be stated therein or necessary to make the statements therein not misleading, (ii)&nbsp;amend or supplement the Pricing Disclosure Package or the Prospectus in order that the Pricing Disclosure Package or the
Prospectus, as the case may be, will not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements therein not misleading in the light of the circumstances existing at the time it (or
in lieu thereof the notice referred to in Rule 173(a) of the Securities Act Regulations) is delivered to a purchaser or (iii)&nbsp;amend the Registration Statement or amend or supplement the Pricing Disclosure Package or the Prospectus, as the case
may be, including, without limitation, any document incorporated therein by reference, in order to comply with the requirements of the Securities Act, the Securities Act Regulations, the Exchange Act or the Exchange Act Regulations, the Company will
promptly (A)&nbsp;give the Representative written notice of such event or condition, (B)&nbsp;prepare any amendment or supplement as may be necessary to correct such statement or omission or to make the Registration Statement, the Pricing Disclosure
Package or the Prospectus comply with such requirements and, a reasonable amount of time prior to any proposed filing or use, furnish the Representative with copies of any such amendment or supplement and (C)&nbsp;file with the Commission any such
amendment or supplement and use its best efforts to have any amendment to the Registration Statement declared effective by the Commission as soon as possible if the Company is no longer eligible to file an automatic shelf registration statement,
provided that the Company shall not file or use any such amendment or supplement to which the Representative or counsel for the Underwriters shall object. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(d) <I>Filing or Use of Amendments or Supplements</I>. During the Delivery Period, the Company (A)&nbsp;will furnish to the
Representative for review, a reasonable period of time prior to the proposed time of filing of any proposed amendment or supplement to the Registration Statement, the Prospectus, or the preliminary prospectus, a copy of each such amendment or
supplement, and (B)&nbsp;will not amend or supplement the Registration Statement, the Prospectus, or the preliminary prospectus supplement, without the Representative&#146;s prior written consent, which consent shall not be unreasonably withheld
(other than in respect of any document incorporated by reference therein). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">25 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(e) <I>Delivery of Registration Statements</I>. The Company has furnished or
will deliver to the Representative and counsel for the Underwriters, without charge, signed copies of the Registration Statement as originally filed, and each amendment thereto (including exhibits filed therewith or incorporated by reference therein
and documents incorporated or deemed to be incorporated by reference therein) and signed copies of all consents and certificates of experts, and will also deliver to the Representative, without charge, a conformed copy of the Registration Statement
as originally filed, and each amendment thereto (without exhibits) for each of the Underwriters. The signed copies of the Registration Statement and each amendment thereto furnished to the Underwriters will be identical to the electronically
transmitted copies thereof filed with the Commission pursuant to EDGAR, except to the extent permitted by Regulation <FONT STYLE="white-space:nowrap">S-T.</FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(f) <I>Delivery of Prospectuses</I>. The Company has delivered to each Underwriter, without charge, as many electronic copies
of each preliminary prospectus as such Underwriter reasonably requested, and the Company hereby consents to the use of such copies for purposes permitted by the Securities Act. The Company will furnish to each Underwriter, without charge, during the
Delivery Period, such number of copies of the Prospectus (as amended or supplemented) as such Underwriter may reasonably request. The Prospectus and any amendments or supplements thereto furnished to the Underwriters will be identical to the
electronically transmitted copies thereof filed with the Commission pursuant to EDGAR, except to the extent permitted by Regulation <FONT STYLE="white-space:nowrap">S-T.</FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(g) <I>Blue Sky Qualifications</I>. The Company will take such actions as the Representative reasonably requests to qualify
the Securities for offering and sale under the applicable securities laws of such states and <FONT STYLE="white-space:nowrap">non-U.S.</FONT> jurisdictions as the Representative may designate and to maintain such qualifications in effect during the
Delivery Period; provided, that the Company shall not be obligated to file any general consent to service of process or to qualify as a foreign corporation or as a dealer in securities in any jurisdiction in which it is not so qualified or to
subject itself to taxation in respect of doing business in any jurisdiction in which it is not otherwise so subject. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(h)
<I>Earnings Statements</I>. The Company will timely file such reports pursuant to the Exchange Act as are necessary in order to make generally available to its securityholders as soon as practicable, but in any event not later than 16 months after
the effective date of the Registration Statement (as defined in Rule 158(c) of the Securities Act), an earnings statement (satisfying the provisions of Section&nbsp;11(a) of the Securities Act and the Securities Act Regulations (including Rule
158)). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(i) <I>Use of Proceeds</I>. The Company will use the net proceeds received by it from the sale of the Securities
in the manner specified in the Registration Statement, the preliminary prospectus contained in the Pricing Disclosure Package and the Prospectus under &#147;Use of Proceeds.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(j) <I>Reporting Requirements</I>. The Company, during the Delivery Period, will file all documents required to be filed with
the Commission pursuant to the Exchange Act within the time periods required by, and each such document will comply in all material respects with the requirements of the Exchange Act and the Exchange Act Regulations. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(k) <I>Pricing Term Sheet</I>. The Company will prepare the Term Sheet, containing solely a description of the final terms of
the Securities and the offering thereof, and after affording the </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">26 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
Representative the opportunity to comment thereon, file the Term Sheet with the Commission pursuant to Rule 433(d) within the time required by such Rule. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(l) <I>Issuer Free Writing Prospectuses</I>. The Company agrees that, unless it obtains the prior written consent of the
Representative, it will not make any offer relating to the Securities that would constitute an Issuer Free Writing Prospectus or that would otherwise constitute a &#147;free writing prospectus,&#148; or a portion thereof, required to be filed by the
Company with the Commission or retained by the Company under Rule 433; provided, that the Representative will be deemed to have consented to any Issuer General Use Free Writing Prospectuses listed on <U>Schedule B</U> hereto and any &#147;road show
that is a written communication&#148; within the meaning of Rule 433(d)(8)(i) that has been reviewed by the Representative. The Company represents that it has treated or agrees that it will treat each such free writing prospectus consented to, or
deemed consented to, by the Representative as an Issuer Free Writing Prospectus and that it has complied and will comply with the applicable requirements of Rule 433 with respect thereto, including timely filing with the Commission where required,
legending and record keeping. If at any time following issuance of an Issuer Free Writing Prospectus during the Delivery Period there occurred or occurs an event or condition as a result of which such Issuer Free Writing Prospectus included or would
include an untrue statement of a material fact or omitted or would omit to state a material fact necessary in order to make the statements therein, in the light of the circumstances existing at that subsequent time, not misleading, the Company will
promptly notify the Representative in writing and will promptly amend or supplement, at its own expense, such Issuer Free Writing Prospectus to correct such untrue statement or omission. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(m) <I>Renewal Deadline</I>. If, immediately prior to the third anniversary of the initial effective date of the Registration
Statement (the &#147;<B>Renewal Deadline</B>&#148;), any Securities remain unsold by the Underwriters, the Company will, prior to the Renewal Deadline, (i)&nbsp;promptly notify the Representative in writing and (ii)&nbsp;promptly file, if it is
eligible to do so, a new automatic shelf registration statement relating to the Securities, in a form and substance satisfactory to the Underwriters. If, at the Renewal Deadline, the Company is not eligible to file an automatic shelf registration
statement, the Company will, prior to the Renewal Deadline, (i)&nbsp;promptly notify the Representative in writing, (ii)&nbsp;promptly file a new shelf registration statement or post-effective amendment on the proper form relating to such
Securities, in a form and substance satisfactory to the Underwriters, (iii)&nbsp;use its best efforts to cause such registration statement or post-effective amendment to be declared effective within 60 days after the Renewal Deadline and
(iv)&nbsp;promptly notify the Representative in writing of such effectiveness. The Company will take all other action necessary or appropriate to permit the offering and sale of the Securities to continue as contemplated in the expired Registration
Statement. References herein to the &#147;Registration Statement&#148; shall include such new automatic shelf registration statement or such new shelf registration statement or post-effective amendment, as the case may be. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(n) <I>DTC</I>. The Company will cooperate with the Underwriters and use its best efforts to permit the Securities to be
eligible for clearance, settlement and trading through the facilities of DTC. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(o) <I>Investment Company Act</I>. The
Company shall not invest or otherwise use the proceeds received by the Company from its sale of the Securities in such a manner as could require </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">27 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
the Company or any of the Subsidiaries to register as an investment company under the Investment Company Act. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(p) <I>Regulation M</I>. The Company or its Subsidiaries will not take, and will ensure that no affiliate of the Company or
its Subsidiaries will take, directly or indirectly, any action designed to cause or result in or which constitutes or would reasonably be expected to constitute stabilization or manipulation of the price of the Securities or any reference security
with respect to the Securities, whether to facilitate the sale or resale of the Securities or otherwise, and the Company or its Subsidiaries will, and shall cause each of its affiliates to, comply with all applicable provisions of Regulation M
applicable to the offering of the Securities. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(q) <I>Trustee, Registrar and Paying Agent</I>. The Company shall engage
and maintain, at its expense, a trustee, registrar and paying agent for the Securities. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(r) <I>Sarbanes-Oxley Act</I>.
During the Delivery Period, the Company and its Subsidiaries will comply in all material respects with all effective applicable provisions of the Sarbanes-Oxley Act. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(s) <I>Taxes</I>. The Company will indemnify and hold harmless the Underwriters against any documentary, stamp, issue or
similar tax, including any interest and penalties, on the creation, issue and sale of the Securities and on the execution and delivery of this Agreement. All payments to be made by the Company hereunder shall be made without withholding or deduction
for or on account of any present or future taxes, duties or governmental charges whatsoever unless the Company is compelled by law to deduct or withhold such taxes, duties or charges. In that event, the Company shall pay such additional amounts as
may be necessary in order that the net amounts received after such withholding or deduction shall equal the amounts that would have been received if no withholding or deduction had been made. Notwithstanding the foregoing, all payments to be made by
the Company hereunder will be paid net of any withholding or deduction imposed or required pursuant to Sections 1471 through 1474 of the Code, any current or future regulations or official interpretations thereof, any agreement entered into pursuant
to Section&nbsp;1471(b) of the Code, or any fiscal or regulatory legislation, rules or practices adopted pursuant to any intergovernmental agreement entered into in connection with the implementation of such Sections of the Code, and no additional
amounts will be required to be paid on account of any such withholding or deduction. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(t) <I>Trademarks</I>. Upon request of any
Underwriter, the Company will furnish, or cause to be furnished, to such Underwriter an electronic version of the Company&#146;s trademarks, servicemarks and corporate logo for use on the website, if any, operated by such Underwriter for the purpose
of facilitating the <FONT STYLE="white-space:nowrap">on-line</FONT> offering of the Securities (the &#147;<B>License</B>&#148;); provided that the License shall be used solely for the purpose described above, is granted without any fee and may not
be assigned or transferred. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(u) <I>Agreement Not to Offer or Sell Additional Securities</I>. For a period of 30 days after the date of
this Agreement, the Company will not, without the prior written consent of KBW (which consent may be withheld at the sole discretion of KBW), directly or indirectly, sell, offer, contract or grant any option to sell, pledge, transfer or establish an
open &#147;put equivalent position&#148; within the meaning of Rule <FONT STYLE="white-space:nowrap">16a-1(h)</FONT> under the Exchange Act, or otherwise dispose of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">28 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
or transfer, or announce the offering of, or file any registration statement under the Securities Act in respect of, any debt securities of the Company similar to the Securities or securities
exchangeable for or convertible into debt securities similar to the Securities (other than as contemplated by this Agreement with respect to the Securities). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 4.</B> <U>Payment of Expenses</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(a) <I>Expenses</I>. Whether or not the transactions contemplated in this Agreement are consummated or this Agreement is
terminated, the Company will pay or cause to be paid all expenses incident to the performance of its obligations under this Agreement, including (i)&nbsp;the preparation, printing and filing of the Registration Statement (including financial
statements and exhibits) as originally filed and each amendment thereto, (ii)&nbsp;the preparation, printing and delivery to the Underwriters of copies of each preliminary prospectus, each Issuer Free Writing Prospectus and the Prospectus and any
amendments or supplements thereto , (iii) the preparation, issuance and delivery of the Securities to the Underwriters, including any transfer taxes and any stamp or other duties payable upon the sale, issuance or delivery of the Securities to the
Underwriters, (iv)&nbsp;the fees and disbursements of the Company&#146;s counsel, accountants and other advisors, (v)&nbsp;the qualification of the Securities under securities laws in accordance with the provisions of Section&nbsp;3(g) hereof,
including filing fees and the reasonable fees and disbursements of counsel for the Underwriters in connection therewith and in connection with the preparation, printing and delivery to the Underwriters of the Blue Sky Survey and any supplement
thereto (not to exceed in the aggregate $5,000), and the fees and expenses of making the Securities eligible for clearance, settlement and trading through the facilities of DTC, (vi)&nbsp;the fees and expenses of any trustee, registrar or paying
agent, including the fees and expenses of the Trustee and the fees and disbursements of counsel for the Trustee in connection with the Indenture and the Securities, (vii)&nbsp;the costs and expenses of the Company relating to investor presentations
on any &#147;road show&#148; undertaken in connection with the marketing of the Securities, including, without limitation, expenses associated with the production of road show slides and graphics, fees and expenses of any consultants engaged in
connection with the road show presentations, travel and lodging expenses of the representatives and officers of the Company and any such consultants, and fifty percent (50%) of the cost of aircraft and other transportation chartered in connection
with the road show, (viii)&nbsp;the filing fees incident to, and the reasonable fees and disbursements of counsel to the Underwriters in connection with, the review by FINRA, if required, of the terms of the sale of the Securities,
(ix)&nbsp;expenses associated with the ratings of the Securities, (x)&nbsp;the document production charges and expenses associated with printing this Agreement, (xi)&nbsp;the legal fees and expenses (including fees and disbursements of the counsel
for the Underwriters) and (xii)&nbsp;all other costs and expenses incident to the performance of the obligations of the Company hereunder for which provision is not otherwise made in this Section&nbsp;4(a). Notwithstanding the foregoing, the
Company&#146;s obligation to reimburse the Underwriters&#146; fees and expenses pursuant to Section&nbsp;4(a)(xi) shall be limited to an aggregate amount of $125,000. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(b) <I>Termination of Agreement</I>. If this Agreement is terminated by the Representative in accordance with the provisions
of Section&nbsp;6 or Section&nbsp;10(a) hereof, the Company shall reimburse the Underwriters for all of their <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">out-of-pocket</FONT></FONT> expenses reasonably incurred by the
Underwriters in connection with this Agreement and the offering contemplated hereby, including the reasonable fees and disbursements of counsel for the Underwriters. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">29 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 5.</B> <U>Use of Free Writing Prospectuses by Underwriters</U>.
Each Underwriter represents and agrees that, unless it obtains the prior consent of the Company and the Representative, it has not made and will not make any offer relating to the Securities that would constitute an Issuer Free Writing Prospectus,
or that would otherwise constitute a &#147;free writing prospectus,&#148; as defined in Rule 405, required to be filed with the Commission. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 6.</B> <U>Conditions of Underwriters</U><U>&#146;</U><U> Obligations</U>. The obligations of the several
Underwriters hereunder are subject to the accuracy of the representations and warranties of the Company contained herein or in certificates of any officer of the Company or any of its Subsidiaries delivered pursuant to the provisions hereof, to the
performance by the Company of its covenants and other obligations hereunder, and to the following further conditions: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(a)
<I>Effectiveness of Registration Statement, etc</I>. The Registration Statement was filed by the Company with the Commission and became effective upon filing in accordance with Rule 462(e) not earlier than three years prior to the date hereof. Each
preliminary prospectus, each Issuer Free Writing Prospectus and the Prospectus shall have been filed as required by Rule 424(b) (without reliance on Rule 424(b)(8)) and Rule 433, as applicable, within the time period prescribed by, and in compliance
with, the Securities Act Regulations. No stop order suspending the effectiveness of the Registration Statement or any post-effective amendment thereto shall have been issued under the Securities Act or proceedings therefor initiated or threatened by
the Commission, no notice of objection to the use of the Registration Statement or any post-effective amendment thereto pursuant to Rule 401(g)(2) has been received by the Company, no order preventing or suspending the use of any preliminary
prospectus or the Prospectus or any amendment or supplement thereto has been issued and no proceedings for any of those purposes have been instituted or are pending or, to the Company&#146;s knowledge, contemplated. The Company has complied with
each request (if any) from the Commission for additional information related to the Registration Statement or the Prospectus. The Company shall have paid the required Commission filing fees relating to the Securities within the time period required
by Rule 456(b)(1)(i) of the Securities Act Regulations without regard to the proviso therein and otherwise in accordance with Rules 456(b) and 457(r) of the Securities Act Regulations and, if applicable, shall have updated the &#147;Calculation of
Registration Fee&#148; table in accordance with Rule 456(b)(1)(ii) either in a post-effective amendment to the Registration Statement or on the cover page of a prospectus filed pursuant to Rule 424(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(b) <I>Opinion of Counsel for Company</I>. At the Closing Time, the Representative shall have received (i)&nbsp;the favorable
opinion and disclosure letter, dated the Closing Time, of Sullivan&nbsp;&amp; Cromwell LLP, counsel for the Company, in the form of <U>Exhibit A</U> hereto, and (ii)&nbsp;the favorable opinion, dated the Closing Time, of Silver, Freedman,
Taff&nbsp;&amp; Tiernan LLP, in the form of <U>Exhibit B</U> hereto, together with signed or reproduced copies of such letters for each of the other Underwriters. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(c) <I>Opinion of General Counsel of Company</I>. At the Closing Time, the Representative shall have received the opinion,
dated the Closing Time, of the General Counsel, in the form of <U>Exhibit C</U> hereto, together with signed or reproduced copies of such letters for each of the other Underwriters. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">30 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(d) <I>Opinion of Counsel for Underwriters</I>. At the Closing Time, the
Representative shall have received the favorable opinion, dated the Closing Time, of Hunton Andrews Kurth LLP, counsel for the Underwriters, in form and substance satisfactory to the Representative, together with signed or reproduced copies of such
letter for each of the other Underwriters, and the Company shall have furnished to such counsel such documents as they may request for the purpose of enabling them to pass upon such matters. In giving such opinion, such counsel may rely, as to all
matters governed by the laws of jurisdictions other than the law of the State of New York and the federal securities laws of the United States, upon the opinions of counsel satisfactory to the Representative. Such counsel may also state that,
insofar as such opinion involves factual matters, they have relied, to the extent they deem proper, upon certificates of officers and other representatives of the Company and its Subsidiaries and certificates of public officials. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(e) <I>Officers</I><I>&#146;</I><I> Certificate</I>. At the Closing Time, the Representative shall have received a certificate
of the President and Chief Executive Officer of the Company and Chief Financial Officer of the Company, dated as of Closing Time, to the effect that (i)&nbsp;there has been no Material Adverse Effect, (ii)&nbsp;the representations and warranties of
the Company in this Agreement are true and correct with the same force and effect as though expressly made at and as of the Closing Time, (iii)&nbsp;the Company has complied with all agreements and satisfied all conditions on its part to be
performed or satisfied at or prior to the Closing Time, and (iv)&nbsp;the conditions specified in Section&nbsp;6(a) hereof have been satisfied. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(f) <I>Comfort Letters</I>. At the time of the execution of this Agreement, the Representative shall have received from each
of E&amp;Y and KPMG a letter with respect to the Company, dated such date, in form and substance satisfactory to the Representative, together with signed or reproduced copies of such letter for each of the other Underwriters, confirming that they
are a registered public accounting firm and independent registered public accountants as required by the Securities Act and containing statements and information of the type ordinarily included in accountants&#146; &#147;comfort letters&#148; to
underwriters with respect to the financial statements and financial information contained in the Registration Statement, the Pricing Disclosure Package and the Prospectus. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(g) <I>Bring-down Comfort Letter</I>. At the Closing Time, the Representative shall have received from both E&amp;Y and KPMG a
letter with respect to the Company, dated as of the Closing Time, to the effect that they reaffirm the statements made in the letter furnished pursuant to Section&nbsp;6(f) hereof, except that the specified date referred to shall be a date not more
than three business days prior to the Closing Time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(h) <I>Certificate of the Chief Financial Officer</I>. At the time of
execution of this Agreement and at Closing Time, the Representative shall have received a certificate executed by the Chief Financial Officer of the Company, in form and substance satisfactory to the Representative. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(i) <I>Beneficial Ownership Certificate</I>. On or before the date of this Agreement, the Representative shall have received a
certificate satisfying the beneficial ownership due diligence requirements of the Financial Crimes Enforcement Network from the Company that has been found to be in form and substance satisfactory to the Representative. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">31 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(j) <I>Other Documents.</I> The Underwriters shall have received such other
documents as they may reasonably request with respect to other matters related to the sale of the Securities. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(k)
<I>Absence of Rating Downgrade</I>. Subsequent to the execution and delivery of this Agreement and prior to the Closing Time, there shall not have occurred any downgrading, nor shall any notice have been given of (i)&nbsp;any downgrading,
(ii)&nbsp;any intended or potential downgrading, or (iii)&nbsp;any review or possible change that does not indicate an improvement, in the rating accorded to the Securities by Kroll Bond Rating Agency, Inc. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(l) <I>No Objection</I>. If applicable, FINRA shall have not raised any objection with respect to the fairness and
reasonableness of the underwriting terms and arrangements relating to the offering of the Securities. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(m) <I>No Important
Changes</I>. Since the execution of this Agreement, (i)&nbsp;in the judgment of the Representative, since the respective date hereof or the respective dates of which information is given in the Registration Statement, the Pricing Disclosure Package
or the Prospectus, there shall not have occurred any Material Adverse Effect, and (ii)&nbsp;there shall not have been any decrease in or withdrawal of the rating of any debt securities or preferred securities of the Company or any of its
Subsidiaries by any &#147;nationally recognized statistical rating organization&#148; (as defined for purposes of Section&nbsp;3(a)(62) of the Exchange Act) or any notice given of any intended or potential decrease in or withdrawal of any such
rating or of a possible change in any such rating that does not indicate the direction of the possible change. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(n)
<I>Delivery of Prospectus</I>. The Company shall have complied with the provisions hereof with respect to the furnishing of prospectuses, in electronic or printed format, on the New York business day next succeeding the date of this Agreement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(o) <I>No Termination Event</I>. On or after the date hereof, there shall not have occurred any of the events, circumstances
or occurrences set forth in Section&nbsp;10(a). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(p) <I>No Legal Impediment to Issuance and/or Sale</I>. No action shall
have been taken and no statute, rule, regulation or order shall have been enacted, adopted or issued by any federal, state or foreign governmental or regulatory authority that would, as of the Closing Time, prevent the issuance or sale of the
Securities by the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(q) <I>Good Standing</I>. The Representative shall have received on or prior to the Closing
Time reasonably satisfactory evidence of the good standing of the Company and the Bank in their respective jurisdictions of organization, in each case in writing or any standard form of telecommunication from the appropriate governmental authorities
of such jurisdictions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(r) <I>Additional Documents</I>. At the Closing Time, counsel for the Underwriters shall have been
furnished with such documents and opinions as they may reasonably require for the purpose of enabling them to pass upon the issuance and sale of the Securities as herein contemplated, or in order to evidence the accuracy of any of the
representations or warranties, or the fulfillment of any of the conditions, herein contained; and all proceedings taken by the Company in connection with the issuance and sale of the Securities as herein contemplated shall be in form and substance
satisfactory to the Representative and counsel for the Underwriters. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">32 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(s) If any condition specified in this Section shall not have been fulfilled
when and as required to be fulfilled, this Agreement may be terminated by the Representative by notice to the Company at any time at or prior to Closing Time and such termination shall be without liability of any party to any other party except as
provided in Section&nbsp;4 and except that Section&nbsp;1, Section&nbsp;6, Section&nbsp;7, Section&nbsp;8, Section&nbsp;9, Section&nbsp;14, Section&nbsp;15, Section&nbsp;16 and Section&nbsp;17 shall survive any such termination and remain in full
force and effect. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 7.</B> <U>Indemnification</U>. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(a) <I>Indemnification of Underwriters</I>. The Company agrees to indemnify and hold harmless each Underwriter, its affiliates
(as such term is defined in Rule 501(b) of the Securities Act Regulations (each, an &#147;<B>Affiliate</B>&#148;)), selling agents, officers and directors and each person, if any, who controls any Underwriter within the meaning of Section&nbsp;15 of
the Securities Act or Section&nbsp;20 of the Exchange Act as follows: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(i) against any and all loss,
liability, claim, damage and expense whatsoever, as incurred, arising out of any untrue statement or alleged untrue statement of a material fact contained in the Registration Statement (or any amendment thereto), including any information deemed to
be a part thereof pursuant to Rule 430B, or the omission or alleged omission therefrom of a material fact required to be stated therein or necessary to make the statements therein not misleading or arising out of any untrue statement or alleged
untrue statement of a material fact included in any preliminary prospectus, any Issuer Free Writing Prospectus, any &#147;road show&#148;, the Pricing Disclosure Package or the Prospectus (or any amendment or supplement thereto), or the omission or
alleged omission in any preliminary prospectus, any Issuer Free Writing Prospectus, the Pricing Disclosure Package or the Prospectus (or any amendment or supplement thereto) of a material fact necessary in order to make the statements therein, in
the light of the circumstances under which they were made, not misleading; </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(ii) against any and all loss,
liability, claim, damage and expense whatsoever, as incurred, to the extent of the aggregate amount paid in settlement of any litigation, or any investigation or proceeding by any governmental agency or body, commenced or threatened, or of any claim
whatsoever based upon any such untrue statement or omission, or any such alleged untrue statement or omission; provided that (subject to Section&nbsp;7(d) hereof) any such settlement is effected with the written consent of the Company; </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(iii) against any and all expense whatsoever, as incurred (including the fees and disbursements of counsel
chosen by the Representative), reasonably incurred in investigating, preparing or defending against any litigation, or any investigation or proceeding by any governmental agency or body, commenced or threatened, or any claim whatsoever based upon
any such untrue statement or omission, or any such alleged untrue statement or omission, to the extent that any such expense is not paid under (i)&nbsp;or (ii) above; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">provided, that this indemnity agreement shall not apply to any loss, liability, claim, damage or expense to the extent arising out of any
untrue statement or omission or alleged untrue statement or omission made in the Registration Statement (or any amendment thereto), including any </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">33 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
information deemed to be a part thereof pursuant to Rule 430B, or in any preliminary prospectus, any Issuer Free Writing Prospectus, the Pricing Disclosure Package or the Prospectus (or any
amendment or supplement thereto) in reliance upon and in conformity with the Underwriter Information. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(b)
<I>Indemnification of Company, Directors and Officers</I>. Each Underwriter severally agrees to indemnify and hold harmless the Company, its directors, each of its officers who signed the Registration Statement, and each person, if any, who controls
the Company within the meaning of Section&nbsp;15 of the Securities Act or Section&nbsp;20 of the Exchange Act against any and all loss, liability, claim, damage and expense described in the indemnity contained in Section&nbsp;7(a) hereof, as
incurred, but only with respect to untrue statements or omissions, or alleged untrue statements or omissions, made in the Registration Statement (or any amendment thereto), including any information deemed to be a part thereof pursuant to Rule 430B,
or in any preliminary prospectus, any Issuer Free Writing Prospectus, the Pricing Disclosure Package or the Prospectus (or any amendment or supplement thereto) in reliance upon and in conformity with the Underwriter Information. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(c) <I>Actions against Parties; Notification</I>. Each indemnified party shall give notice as promptly as reasonably
practicable to each indemnifying party of any action commenced against it in respect of which indemnity may be sought hereunder, but failure to so notify an indemnifying party shall not relieve such indemnifying party from any liability hereunder to
the extent it is not materially prejudiced as a result thereof and in any event shall not relieve it from any liability which it may have otherwise than on account of the indemnity agreement under this Section&nbsp;7 or Section&nbsp;8
hereof.&nbsp;In case any such action is brought against any indemnified party and such indemnified party notifies the indemnifying party of the commencement thereof, the indemnifying party may elect to assume the defense thereof, with counsel
reasonably satisfactory to the indemnified party, and the indemnified party may employ counsel to participate in the defense of any such action; provided, that the employment of such counsel shall be at the indemnified party&#146;s own expense,
unless (i)&nbsp;the employment of such counsel has been authorized in writing by the indemnifying party, (ii)&nbsp;the indemnified party has reasonably concluded (based upon advice of counsel to the indemnified party) that there may be legal
defenses available to it or other indemnified parties that are different from or in addition to those available to the indemnifying party, or that a conflict or potential conflict exists (based upon advice of counsel to the indemnified party)
between the indemnified party and the indemnifying party that makes it impossible or inadvisable for counsel to the indemnifying party to conduct the defense of both the indemnifying party and the indemnified party (in which case the indemnifying
party will not have the right to direct the defense of such action on behalf of the indemnified party), or (iii)&nbsp;the indemnifying party has not in fact employed counsel reasonably satisfactory to the indemnified party to assume the defense of
such action within a reasonable time after receiving notice of the action, suit or proceeding, in each of which cases the reasonable fees, disbursements and other charges of such counsel will be at the expense of the indemnifying party; provided,
further, that in no event shall the indemnifying party be required to pay fees and expenses for more than one firm of attorneys (in addition to any local counsel) representing indemnified parties unless the defense of one indemnified party is unique
or separate from that of another indemnified party subject to the same claim or action.&nbsp;No indemnifying party shall, without the prior written consent of the indemnified parties, settle or compromise or consent to the entry of any judgment with
respect to any litigation, or any investigation or proceeding by any governmental agency or body, commenced or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">34 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
threatened, or any claim whatsoever in respect of which indemnification or contribution could be sought under this Section&nbsp;7 or Section&nbsp;8 hereof (whether or not the indemnified parties
are actual or potential parties thereto), unless such settlement, compromise or consent (i)&nbsp;includes an unconditional release of each indemnified party from all liability arising out of such litigation, investigation, proceeding or claim and
(ii)&nbsp;does not include a statement as to or an admission of fault, culpability or a failure to act by or on behalf of any indemnified party. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(d) <I>Settlement without Consent if Failure to Reimburse</I>. The indemnified party will not, without the prior written
consent of the indemnifying party (which consent shall not be unreasonably withheld, conditioned or delayed) settle or compromise or consent to the entry of any judgment with respect to any litigation, or any investigation or proceeding by any
governmental agency or body, commenced or threatened, or any claim whatsoever in respect of which indemnification or contribution could be sought under this Section&nbsp;7 or Section&nbsp;8 hereof; <I>provided, however, </I>notwithstanding the
foregoing sentence, if at any time an indemnified party shall have requested an indemnifying party to reimburse the indemnified party for fees and expenses of counsel, such indemnifying party agrees that it shall be liable for any settlement of the
nature contemplated by Section&nbsp;7(a)(ii) effected without its written consent if (i)&nbsp;such settlement is entered into more than 60 days after receipt by such indemnifying party of the aforesaid request, (ii)&nbsp;such indemnifying party
shall have received notice of the terms of such settlement at least 45 days prior to such settlement being entered into and (iii)&nbsp;such indemnifying party shall not have reimbursed such indemnified party in accordance with such request prior to
the date of such settlement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 8.</B> <U>Contribution</U>. If the indemnification provided for in Section&nbsp;7
hereof is for any reason unavailable to or insufficient to hold harmless an indemnified party in respect of any losses, liabilities, claims, damages or expenses referred to therein, then each indemnifying party shall contribute to the aggregate
amount of such losses, liabilities, claims, damages and expenses incurred by such indemnified party, as incurred, (i)&nbsp;in such proportion as is appropriate to reflect the relative benefits received by the Company on the one hand, and the
Underwriters, on the other hand, from the offering of the Securities pursuant to this Agreement or (ii)&nbsp;if the allocation provided by clause (i)&nbsp;is not permitted by applicable law, in such proportion as is appropriate to reflect not only
the relative benefits referred to in clause (i)&nbsp;above but also the relative fault of the Company, on the one hand, and the Underwriters, on the other hand, in connection with the statements or omissions which resulted in such losses,
liabilities, claims, damages or expenses, as well as any other relevant equitable considerations. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">The relative benefits
received by the Company, on the one hand, and the Underwriters, on the other hand, in connection with the offering of the Securities pursuant to this Agreement shall be deemed to be in the same respective proportions as the total net proceeds from
the offering of the Securities pursuant to this Agreement (before deducting expenses) received by the Company, on the one hand, and the total underwriting discount received by the Underwriters, on the other hand, in each case as set forth on the
cover of the Prospectus, bear to the aggregate initial public offering price of the Securities as set forth on the cover of the Prospectus. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">The relative fault of the Company, on the one hand, and the Underwriters, on the other hand, shall be determined by reference
to, among other things, whether any such untrue or alleged untrue statement of a material fact or omission or alleged omission to state a material fact relates </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">35 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
to information supplied by the Company or by the Underwriters and the parties&#146; relative intent, knowledge, access to information and opportunity to correct or prevent such statement or
omission. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">The Company and the Underwriters agree that it would not be just and equitable if contribution pursuant to this
Section&nbsp;8 were determined by pro rata allocation (even if the Underwriters were treated as one entity for such purpose) or by any other method of allocation which does not take account of the equitable considerations referred to above in this
Section&nbsp;8. The aggregate amount of losses, liabilities, claims, damages and expenses incurred by an indemnified party and referred to above in this Section&nbsp;8 shall be deemed to include any legal or other expenses reasonably incurred by
such indemnified party in investigating, preparing or defending against any litigation, or any investigation or proceeding by any governmental agency or body, commenced or threatened, or any claim whatsoever based upon any such untrue or alleged
untrue statement or omission or alleged omission. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Notwithstanding the provisions of this Section&nbsp;8, no Underwriter
shall be required to contribute any amount in excess of the underwriting discount received by such Underwriter in connection with the Securities underwritten by it and distributed to the public. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">No person guilty of fraudulent misrepresentation (within the meaning of Section&nbsp;11(f) of the Securities Act) shall be
entitled to contribution from any person who was not guilty of such fraudulent misrepresentation. The Underwriters&#146; respective obligations to contribute pursuant to this Section&nbsp;8 are several in proportion to the aggregate principal amount
of Securities set forth opposite their respective names in <U>Schedule A</U> hereto and not joint. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">For purposes of this
Section&nbsp;8, each person, if any, who controls an Underwriter within the meaning of Section&nbsp;15 of the Securities Act or Section&nbsp;20 of the Exchange Act and each Underwriter&#146;s Affiliates, officers, directors and selling agents shall
have the same rights to contribution as such Underwriter, and each director of the Company, each officer of the Company who signed the Registration Statement, and each person, if any, who controls the Company within the meaning of Section&nbsp;15 of
the Securities Act or Section&nbsp;20 of the Exchange Act shall have the same rights to contribution as the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 9.</B> <U>Representations, Warranties and Agreements to Survive</U>. The indemnity and contribution provisions
contained in Section&nbsp;7 and Section&nbsp;8, and all representations, warranties and agreements contained in this Agreement or in certificates of officers of the Company or any of its Subsidiaries submitted pursuant hereto, shall remain operative
and in full force and effect regardless of (i)&nbsp;any investigation made by or on behalf of any Underwriter or its Affiliates, officers, directors and or selling agents, any person controlling any Underwriter or the Company&#146;s officers or
directors or any person controlling the Company and (ii)&nbsp;delivery of and payment for the Securities. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION
10.</B> <U>Termination of Agreement</U>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(a) <I>Termination</I>. The Representative may terminate this Agreement, by
notice to the Company, at any time at or prior to the Closing Time, (i)&nbsp;if there has been, in the judgment of the Representative, since the time of execution of this Agreement or since the respective dates as of which information is given in
the Registration Statement, the Pricing Disclosure Package or the </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">36 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
Prospectus, any Material Adverse Effect, (ii)&nbsp;if there has occurred any material adverse change in the financial markets in the United States or the international financial markets, any
outbreak of hostilities or escalation thereof or other calamity or crisis or any change or development involving a prospective change in national or international political, financial or economic conditions, including without limitation as a result
of terrorist activities, epidemic or pandemic, in each case the effect of which is such as to make it, in the judgment of the Representative, impracticable or inadvisable to market the Securities or to enforce contracts for the sale of the
Securities, (iii)&nbsp;if trading in any securities of the Company has been suspended or materially limited by the Commission, or the NYSE, (iv)&nbsp;if trading generally on the NYSE has been suspended or materially limited, or minimum or maximum
prices for trading have been fixed, or maximum ranges for prices have been required, by any of said exchanges or by order of the Commission, FINRA or any other governmental agency or body, (v)&nbsp;if a material disruption has occurred in commercial
banking or securities settlement or clearance services in the United States or with respect to Clearstream or Euroclear systems in Europe, or (vi)&nbsp;if a general moratorium on commercial banking activities has been declared by federal, New York
or California authorities or if there is a material disruption in commercial banking or securities settlement or clearance services in the United States. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(b) <I>Liabilities</I>. If this Agreement is terminated pursuant to this Section, such termination shall be without liability
of any party to any other party except as provided in Section&nbsp;4 hereof, and provided further that Section&nbsp;1, Section&nbsp;6, Section&nbsp;7, Section&nbsp;8, Section&nbsp;9, Section&nbsp;14, Section&nbsp;15, Section&nbsp;16 and
Section&nbsp;17 shall survive such termination and remain in full force and effect. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 11.</B> <U>Default by One
or More of the Underwriters</U>. If one or more of the Underwriters shall fail at the Closing Time to purchase the Securities which it or they are obligated to purchase under this Agreement (the &#147;<B>Defaulted Securities</B>&#148;), the
Representative shall have the right, within 36 hours thereafter, to make arrangements for one or more of the <FONT STYLE="white-space:nowrap">non-defaulting</FONT> Underwriters, or any other underwriters, to purchase all, but not less than all, of
the Defaulted Securities in such amounts as may be agreed upon and upon the terms herein set forth; if, however, the Representative shall not have completed such arrangements within such <FONT STYLE="white-space:nowrap">36-hour</FONT> period, then:
</P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(i) if the number of Defaulted Securities does not exceed 10% of the number of Securities to be purchased
at the Closing Time, each of the <FONT STYLE="white-space:nowrap">non-defaulting</FONT> Underwriters shall be obligated, severally and not jointly, to purchase the full amount thereof in the proportions that their respective underwriting obligations
hereunder bear to the underwriting obligations of all <FONT STYLE="white-space:nowrap">non-defaulting</FONT> Underwriters, or </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">(ii) if the number of Defaulted Securities exceeds 10% of the number of Securities to be purchased at the
Closing Time, this Agreement shall terminate without liability on the part of any <FONT STYLE="white-space:nowrap">non-defaulting</FONT> Underwriter. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">No action taken pursuant to this Section shall relieve any defaulting Underwriter from liability in respect of its default.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">In the event of any such default which does not result in a termination of this Agreement, either the Representative or
the Company shall have the right to postpone the Closing Time for a </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">37 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
period not exceeding seven days in order to effect any required changes in the Registration Statement, the Pricing Disclosure Package or the Prospectus or in any other documents or arrangements.
As used herein, the term &#147;Underwriter&#148; includes any person substituted for an Underwriter under this Section&nbsp;11. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 12.</B> <U>Notices</U>. All notices and other communications hereunder shall be in writing and shall be deemed to
have been duly given if mailed or transmitted by any standard form of telecommunication. Notices to the Underwriters shall be directed to the Representative care of KBW at 787 Seventh Avenue, 4th Floor, New York, New York 10019, attention of Michael
C. Garea, Director, Capital Markets, <FONT STYLE="white-space:nowrap">e-mail:</FONT> mgarea@kbw.com; and notices to the Company shall be directed to it at 3 MacArthur Place, Santa Ana, California 92707, attention of Ido Dotan, Executive Vice
President, General Counsel and Corporate Secretary, email: Ido.Dotan@bancofcal.com. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 13.</B> <U>No Advisory or
Fiduciary Relationship</U>. The Company acknowledges and agrees that (a)&nbsp;the purchase and sale of the Securities pursuant to this Agreement, including the determination of the initial public offering price of the Securities and any related
discounts and commissions, is an <FONT STYLE="white-space:nowrap">arm&#146;s-length</FONT> commercial transaction between the Company, on the one hand, and the several Underwriters, on the other hand, (b)&nbsp;in connection with the offering of the
Securities and the process leading thereto, each Underwriter is and has been acting solely as a principal and is not the agent or fiduciary of the Company or any of its Subsidiaries or its shareholders, creditors, employees or any other party,
(c)&nbsp;no Underwriter has assumed or will assume an advisory or fiduciary responsibility in favor of the Company in connection with the offering of the Securities or the process leading thereto (irrespective of whether such Underwriter has advised
or is currently advising the Company or any of its Subsidiaries on other matters) or any other obligation to the Company in connection with the offering of the Securities except the obligations expressly set forth in this Agreement, (d)&nbsp;the
Underwriters and their respective Affiliates may be engaged in a broad range of transactions that involve interests that differ from those of the Company, and (e)&nbsp;the Underwriters have not provided any legal, accounting, financial, regulatory
or tax advice in connection with the offering of the Securities and the Company has consulted its own respective legal, accounting, financial, regulatory and tax advisors to the extent it deemed appropriate. The Company waives to the fullest extent
permitted by applicable law any claims that it may have against the Underwriters arising from an alleged breach of fiduciary duty in connection with the offering of the Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 14.</B> <U>Parties</U>. This Agreement shall each inure to the benefit of and be binding upon the Underwriters, the
Company and their respective successors. Nothing expressed or mentioned in this Agreement is intended or shall be construed to give any person, firm or corporation, other than the Underwriters, the Company and their respective successors and the
indemnified parties referred to in Section&nbsp;7 and Section&nbsp;8 and their heirs and legal representatives, any legal or equitable right, remedy or claim under or in respect of this Agreement or any provision herein contained. This Agreement and
all conditions and provisions hereof are intended to be for the sole and exclusive benefit of the Underwriters, the Company and their respective successors, and said controlling persons, Affiliates, selling agents, officers and directors and their
heirs and legal representatives, and for the benefit of no other person, firm or corporation. No purchaser of Securities from any Underwriter shall be deemed to be a successor by reason merely of such purchase. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">38 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 15.</B> <U>Trial by Jury</U>. Each of the Company (on its behalf
and, to the extent permitted by applicable law, on behalf of its shareholders and affiliates) and the Underwriters hereby irrevocably waives, to the fullest extent permitted by applicable law, any and all right to trial by jury in any legal
proceeding arising out of or relating to this Agreement or the transactions contemplated hereby. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 16.</B>
<U>GOVERNING LAW</U>. THIS AGREEMENT, ANY TRANSACTION CONTEMPLATED HEREUNDER AND ANY CLAIM, CONTROVERSY OR DISPUTE ARISING UNDER OR RELATED TO THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK
WITHOUT REGARD TO CONFLICTS OF LAW PRINCIPLES THAT WOULD RESULT IN THE APPLICATION OF ANY LAW OTHER THAN THE LAWS OF THE STATE OF NEW YORK. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 17.</B> <U>Consent to Jurisdiction</U>. Each of the parties hereto agrees that any legal suit, action or proceeding
arising out of or based upon this Agreement or the transactions contemplated hereby shall be instituted in (i)&nbsp;the federal courts of the United States of America located in the City and County of New York, Borough of Manhattan or (ii)&nbsp;the
courts of the State of New York located in the City and County of New York, Borough of Manhattan (collectively, the &#147;<B>Specified Courts</B>&#148;), and irrevocably submits to the exclusive jurisdiction (except for proceedings instituted in
regard to the enforcement of a judgment of any Specified Court, as to which such jurisdiction is <FONT STYLE="white-space:nowrap">non-exclusive)</FONT> of the Specified Courts in any such suit, action or proceeding. Service of any process, summons,
notice or document by mail to such party&#146;s address set forth above shall be effective service of process for any suit, action or proceeding brought in any Specified Court. Each of the parties hereto irrevocably and unconditionally waives any
objection to the laying of venue of any suit, action or proceeding in the Specified Courts and irrevocably and unconditionally waive and agree not to plead or claim in any Specified Court that any such suit, action or proceeding brought in any
Specified Court has been brought in an inconvenient forum. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 18.</B> <U>TIME</U>. TIME SHALL BE OF THE ESSENCE
OF THIS AGREEMENT. EXCEPT AS OTHERWISE SET FORTH HEREIN, SPECIFIED TIMES OF DAY REFER TO NEW YORK CITY TIME. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION
19.</B> <U>Counterparts</U>. This Agreement may be executed in any number of counterparts, each of which shall be deemed to be an original, but all such counterparts shall together constitute one and the same Agreement. The exchange of copies of
this Agreement and of signature pages by facsimile or other electronic means shall constitute effective execution and delivery of this Agreement by the parties hereto and may be used in lieu of the original signature pages to this Agreement for all
purposes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 20.</B> <U>Effect of Headings</U>. The Section headings herein are for convenience only and shall
not affect the construction hereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>SECTION 21.</B> <U>Entire Agreement; Amendments</U>. This Agreement constitutes
the entire Agreement of the parties to this Agreement and supersedes all prior written or oral and all contemporaneous oral agreements, understandings and negotiations with respect to the subject </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">39 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
matter hereof. This Agreement may not be amended or modified unless in writing by all of the parties hereto, and no condition herein (express or implied) may be waived unless waived in writing by
each party that the condition is meant to benefit. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>[Signature Pages Follow] </I></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">40 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">If the foregoing is in accordance with your understanding of our agreement,
please sign and return to the Company a counterpart hereof, whereupon this instrument, along with all counterparts, will become a binding agreement among the Underwriters and the Company in accordance with its terms. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="87%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Very truly yours,</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">BANC OF CALIFORNIA, INC.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="3"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman" ALIGN="justify">/s/ Lynn M. Hopkins</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Name:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Lynn M. Hopkins</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Title:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Executive Vice President and</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Chief Financial Officer</P></TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Page to
Underwriting Agreement] </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">CONFIRMED AND ACCEPTED, </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">as of the date first above written: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="13%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="78%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">KEEFE, BRUYETTE&nbsp;&amp; WOODS, INC.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">By:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman" ALIGN="justify">/s/ Victor A. Sack</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Name:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Victor A. Sack</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Title:</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Managing Director</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">For itself and as Representative of the other Underwriters named in <U>Schedule A</U> hereto. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Signature Page to
Underwriting Agreement] </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SCHEDULE A </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="83%"></TD>

<TD VALIGN="bottom" WIDTH="9%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; ">Name of Underwriter</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000">Aggregate Principal<BR>Amount&nbsp;of&nbsp;Securities&nbsp;to&nbsp;be<BR>Purchased</TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Keefe, Bruyette&nbsp;&amp; Woods, Inc.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">68,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">D.A. Davidson&nbsp;&amp; Co.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,500,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Piper Sandler&nbsp;&amp; Co.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">8,500,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Total</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">85,000,000</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:3.00px double #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SCHEDULE B </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>Issuer Free Writing Prospectuses </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Investor Presentation, filed as a Free Writing Prospectus on October&nbsp;27, 2020. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">The Term Sheet set forth in Schedule C, filed as a Free Writing Prospectus on October&nbsp;27, 2020. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SCHEDULE C </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>Term Sheet</U></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="22%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="77%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt"><B>Issuer:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Banc of California, Inc. (NYSE: BANC) (the &#147;Company&#148; or &#147;Issuer&#148;)</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt"><B>Security:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"><FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">4.375%&nbsp;Fixed-to-Floating&nbsp;Rate</FONT></FONT> Subordinated Notes due 2030 (the &#147;Notes&#148;)</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Aggregate Principal Amount:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">$85,000,000</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Expected Ratings:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt"><FONT STYLE="white-space:nowrap">BBB-</FONT> by Kroll Bond Rating Agency, Inc.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">A rating is not a recommendation to buy, sell or hold securities. Ratings may be subject to revision or withdrawal at any
time by the assigning rating organization. Each rating should be evaluated independently of any other rating.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Pricing Date:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">October&nbsp;27, 2020</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Settlement Date:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">October&nbsp;30, 2020 (T+3)</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Maturity Date (if not previously redeemed):</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">October&nbsp;30, 2030</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Interest:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">From and including the Settlement Date to, but excluding, October&nbsp;30, 2025 or the date of earlier redemption (the
&#147;fixed rate period&#148;), a fixed rate of 4.375% per annum, payable semi-annually in arrears. From and including October&nbsp;30, 2025 to, but excluding, the Maturity Date or the date of earlier redemption (the &#147;floating rate
period&#148;), a floating rate per annum equal to the Benchmark rate (which is expected to be Three-Month Term SOFR) (each as defined under &#147;Description of Subordinated Notes &#151; Interest&#148; in the Preliminary Prospectus Supplement), plus
a spread of 419.5 basis points for each quarterly interest period during the floating rate period, payable quarterly in arrears;<I>&nbsp;provided, however</I>, that if the Benchmark rate is less than zero, the Benchmark rate shall be deemed to be
zero.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Interest Payment Dates:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Fixed rate period: April&nbsp;30 and October&nbsp;30 of each year, commencing on April&nbsp;30, 2021. The last interest
payment date for the fixed rate period will be October&nbsp;30, 2025.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Floating rate period: January&nbsp;30, April&nbsp;30, July&nbsp;30 and October&nbsp;30 of each year, commencing on January&nbsp;30, 2026.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Record Dates:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">The 15<SUP STYLE="font-size:85%; vertical-align:top">th</SUP> calendar day immediately preceding the applicable interest payment date.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Day Count Convention:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Fixed rate period: 30/360.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Floating rate <FONT STYLE="white-space:nowrap">period:&nbsp;360-day&nbsp;year</FONT> and the number of days actually elapsed.</TD></TR>
</TABLE>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="22%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="77%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt"><B>Redemption:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">The Company may, at its option, beginning with the interest payment date of October&nbsp;30, 2025, and on any interest
payment date thereafter, redeem the Notes, in whole or in part, from time to time, subject to obtaining the prior approval of the Board of Governors of the Federal Reserve System (the &#147;Federal Reserve Board&#148;) to the extent such approval is
then required under the rules of the Federal Reserve Board, at a redemption price equal to 100% of the principal amount of the Notes being redeemed plus accrued and unpaid interest to, but excluding, the date of redemption.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">The Company may also redeem the Notes at any time prior to the Maturity Date, including prior to October&nbsp;30, 2025, in
whole, but not in part, subject to obtaining the prior approval of the Federal Reserve Board to the extent such approval is then required under the rules of the Federal Reserve Board, upon the occurrence of a &#147;Tax Event,&#148; a &#147;Tier 2
Capital Event&#148; (each as defined under &#147;Description of Subordinated Notes&#151;Redemption&#148; in the Preliminary Prospectus Supplement), or Banc of California, Inc.&#146;s becoming required to register as an investment company pursuant to
the Investment Company Act of 1940, as amended, in each case, at a redemption price equal to 100% of the principal amount of the Notes, plus accrued and unpaid interest to, but excluding, the date of redemption.</P>
<P STYLE="font-size:6pt; margin-top:0pt; margin-bottom:0pt" align="left">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">See &#147;Description of Subordinated
Notes&#151;Redemption&#148; in the Preliminary Prospectus Supplement.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Denominations:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">$1,000 minimum denominations and $1,000 integral multiples in excess thereof.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Use of Proceeds:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">The Company intends to use the net proceeds from this offering for general corporate purposes, including, but not limited
to, the possible redemption of the Company&#146;s Series D Depositary Shares and/or Series E Depositary Shares (each as defined under &#147;Use of Proceeds&#148; in the Preliminary Prospectus Supplement), the possible repurchase of shares of
Company&#146;s common stock, par value $0.01 per share, the maintenance of required regulatory capital and to support future growth. See &#147;Use of Proceeds&#148; in the Preliminary Prospectus Supplement.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Price to Public:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">100% of aggregate principal amount of the Notes</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Underwriters&#146; Discount:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">1.5% of aggregate principal amount of the Notes</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Proceeds to Issuer (after underwriters&#146; discount, but before expenses):</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">$83,725,000</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt"><B>Ranking:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">The Notes will be general unsecured subordinated obligations of the Company and will be:</P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:4.00em; text-indent:-1.50em; font-size:10pt; font-family:Times New Roman" ALIGN="justify">&#149;&#8195;&#8202;junior in right of payment to any of the Company&#146;s existing and future Senior
Debt (as defined under &#147;Description of</P></TD></TR>
</TABLE>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="22%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="77%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4.00em; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Subordinated Notes&#148; in the Preliminary Prospectus Supplement), including its 5.25% senior notes due
April&nbsp;15, 2025;</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.50em; font-size:10pt; font-family:Times New Roman" ALIGN="justify">&#149;&#8195;&#8202;equal in right of payment with any of its future subordinated indebtedness;</P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4.00em; text-indent:-1.50em; font-size:10pt; font-family:Times New Roman" ALIGN="justify">&#149;&#8195;&#8202;effectively subordinated to all of its secured indebtedness to the extent of the
value of the assets securing such indebtedness; and</P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt" align="left">&nbsp;</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:4.00em; text-indent:-1.50em; font-size:10pt; font-family:Times New Roman" ALIGN="justify">&#149;&#8195;&#8202;structurally subordinated to any existing and future liabilities and obligations
of its subsidiaries, including the deposit liabilities and claims of other creditors of its bank subsidiary, Banc of California, National Association (the &#147;Bank&#148;).</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">At June&nbsp;30, 2020, Banc of California, Inc. had $175.0&nbsp;million of Senior Debt outstanding, and the Bank had total
deposits of $6.04&nbsp;billion and Federal Home Loan Bank advances of $624.0&nbsp;million, respectively, to which the Notes will be structurally subordinated. The Federal Home Loan Bank advances are secured by certain real estate loans and certain
investment securities.</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt"><B>CUSIP/ISIN:</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">05990KAD8 / US05990KAD81</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"><B>Sole Book-Running Manager:</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Keefe, Bruyette&nbsp;&amp; Woods,<I>&nbsp;A Stifel Company</I></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P ALIGN="justify" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt"><B><FONT STYLE="white-space:nowrap">Co-Managers:</FONT></B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Piper Sandler&nbsp;&amp; Co.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">D.A. Davidson&nbsp;&amp; Co.</P></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>*Note: We expect that delivery of the Notes will be made against payment therefor on or about
October&nbsp;30, 2020, which will be the third business day following the date of pricing of the Notes (such settlement being referred to as &#147;T+3&#148;). Under Rule <FONT STYLE="white-space:nowrap">15c6-1</FONT> of the Securities Exchange Act
of 1934, as amended, trades in the secondary market generally are required in two business days, unless the parties to any such trade expressly agree otherwise. Accordingly, purchasers who wish to trade the Notes on the date of pricing will be
required, by virtue of the fact that the Notes initially will settle in T+3, to specify an alternate settlement arrangement at the time of any such trade to prevent a failed settlement. Purchasers of the Notes who wish to trade the Notes on the date
of pricing should consult their own advisors. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>The Issuer has filed a registration statement (File
<FONT STYLE="white-space:nowrap">No.&nbsp;333-236001)</FONT> (including a base prospectus) and a preliminary prospectus supplement, dated October&nbsp;27, 2020 (the &#147;Preliminary Prospectus Supplement&#148;) with the Securities and Exchange
Commission (&#147;SEC&#148;) for the offering to which this communication relates. Before you invest, you should read the base prospectus in that registration statement, the Preliminary Prospectus Supplement, the final prospectus supplement (when
available) and other documents the Issuer has filed with the SEC for more complete information about the Issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC&#146;s website at<U>&nbsp;www.sec.gov.</U>
Alternatively, the Issuer, the underwriter or any dealer participating in the offering will arrange to send you copies of the base prospectus, the related Preliminary Prospectus Supplement or final prospectus supplement (when available) if you
request it by </B></P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>
calling Keefe, Bruyette&nbsp;&amp; Woods,</B><B><I>&nbsp;A Stifel Company,</I></B><B>&nbsp;toll free at <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">1-800-966-1559</FONT></FONT></FONT> or by emailing USCapitalMarkets@kbw.com. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>Capitalized terms used but
not defined in this Term Sheet have the meanings given to them in the Preliminary Prospectus Supplement. This Term Sheet is qualified in its entirety by reference to the Preliminary Prospectus Supplement. The information in this Term Sheet
supplements the Preliminary Prospectus Supplement and supersedes the information in the Preliminary Prospectus Supplement to the extent it is inconsistent with the information in the Preliminary Prospectus Supplement. Other information (including
other financial information) presented in the Preliminary Prospectus Supplement is deemed to have changed to the extent affected by the information contained herein. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>ANY DISCLAIMERS OR OTHER NOTICES THAT MAY APPEAR BELOW ARE NOT APPLICABLE TO THIS COMMUNICATION AND SHOULD BE DISREGARDED. SUCH DISCLAIMERS
OR OTHER NOTICES WERE AUTOMATICALLY GENERATED AS A RESULT OF THIS COMMUNICATION BEING SENT VIA BLOOMBERG OR ANOTHER EMAIL SYSTEM. </B></P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SCHEDULE D </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>Subsidiaries of the Company </U></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Banc of California, National Association </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">BGS II, LLC, a Delaware limited liability company </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">BGS I, LLC, a Delaware limited liability company </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Banc of California Charitable Foundation, a California corporation </P>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.1
<SEQUENCE>3
<FILENAME>d83797dex41.htm
<DESCRIPTION>EX-4.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-4.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 4.1 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">EXECUTION VERSION </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>BANC OF
CALIFORNIA, INC. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">TO </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>U.S. Bank
National Association, </I></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>as Trustee </I></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>INDENTURE
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>Dated as of October&nbsp;30, 2020 </I></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">SUBORDINATED DEBT SECURITIES </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>TABLE OF CONTENTS </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="15%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="81%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Page</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE ONE</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B>DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION<B></B></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B></B><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 101.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Definitions.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 102.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Compliance Certificates and Opinions.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 103.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Form of Documents Delivered to Trustee.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 104.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Acts of Holders.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">10</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 105.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Notices, etc.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 106.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Notice to Holders; Waiver.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 107.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Effect of Headings and Table of Contents.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 108.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Successors and Assigns.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 109.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Separability Clause.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 110.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Benefits of Indenture.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 111.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">No Personal Liability.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 112.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Governing Law.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 113.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Legal Holidays.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE TWO</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B>SECURITIES FORMS<B></B></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B></B><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 201.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Forms of Securities.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 202.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Form of Trustee&#146;s Certificate of Authentication.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 203.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Securities Issuable in Global Form.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE THREE</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B>THE SECURITIES<B></B></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B></B><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 301.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Amount Unlimited; Issuable in Series.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 302.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Denominations.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 303.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Execution, Authentication, Delivery and Dating.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 304.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Temporary Securities.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 305.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Registration, Registration of Transfer and Exchange.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 306.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mutilated, Destroyed, Lost and Stolen Securities.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 307.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Payment of Interest; Interest Rights Preserved.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 308.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Persons Deemed Owners.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">25</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 309.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cancellation.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 310.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Computation of Interest.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">26</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE FOUR</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B>SATISFACTION AND DISCHARGE<B></B></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B></B><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 401.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Satisfaction and Discharge of Indenture.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">27</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 402.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Application of Trust Funds.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">i </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="15%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="81%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE FIVE</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B>REMEDIES<B></B></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B></B><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 501.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Events of Default.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">28</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 502.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Acceleration of Maturity; Rescission and Annulment.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">29</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 503.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Collection of Indebtedness and Suits for Enforcement by Trustee.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">30</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 504.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Trustee May File Proofs of Claim.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">31</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 505.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Trustee May Enforce Claims Without Possession of Securities.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">31</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 506.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Application of Money Collected.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 507.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Limitation on Suits.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 508.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Unconditional Right of Holders to Receive Principal, Premium or Make-Whole Amount, if any,
Interest and Additional Amounts.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 509.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Restoration of Rights and Remedies.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 510.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Rights and Remedies Cumulative.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 511.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Delay or Omission Not Waiver.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">33</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 512.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Control by Holders of Securities.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 513.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Waiver of Past Defaults.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 514.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Waiver of Stay or Extension Laws.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">34</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 515.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Undertaking for Costs.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE SIX</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B>THE TRUSTEE<B></B></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B></B><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 601.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Notice of Defaults.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 602.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Certain Rights of Trustee.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">35</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 603.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Not Responsible for Recitals or Issuance of Securities.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 604.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">May Hold Securities.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 605.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Money Held in Trust.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">37</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 606.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Compensation and Reimbursement.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 607.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Corporate Trustee Required; Eligibility.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">38</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 608.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Resignation and Removal; Appointment of Successor.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">39</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 609.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Acceptance of Appointment By Successor.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">40</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 610.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Merger, Conversion, Consolidation or Succession to Business.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 611.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Appointment of Authenticating Agent.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 612.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Certain Duties and Responsibilities.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 613.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Conflicting Interests.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE SEVEN</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B>HOLDERS&#146; LISTS AND REPORTS BY TRUSTEE AND COMPANY<B></B></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B></B><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 701.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Disclosure of Names and Addresses of Holders.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">43</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 702.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Reports by Trustee.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 703.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Reports by Company.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">44</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 704.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Company to Furnish Trustee Names and Addresses of Holders.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ii </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="15%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="81%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE EIGHT</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B>CONSOLIDATION, MERGER, SALE, LEASE OR CONVEYANCE<B></B></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B></B><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 801.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Consolidations and Mergers of Company and Sales, Leases and Conveyances Permitted Subject to
Certain Conditions.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 802.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Rights and Duties of Successor Corporation.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">45</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 803.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Officers&#146; Certificate and Opinion of Counsel.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE NINE</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B>SUPPLEMENTAL INDENTURES<B></B></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B></B><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 901.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Supplemental Indentures Without Consent of Holders.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">46</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 902.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Supplemental Indentures with Consent of Holders.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">47</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 903.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Execution of Supplemental Indentures.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 904.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Effect of Supplemental Indentures.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 905.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Conformity with Trust Indenture Act.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 906.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Reference in Securities to Supplemental Indentures.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">49</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 907.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Notice of Supplemental Indentures.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 908.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Subordination Unimpaired.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE TEN</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B>COVENANTS<B></B></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B></B><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1001.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Payment of Principal, Premium or Make-Whole Amount, if any, Interest and Additional
Amounts.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1002.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Maintenance of Office or Agency.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1003.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Money for Securities Payments to Be Held in Trust.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">51</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1004.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Existence.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">52</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1005.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Statement as to Compliance.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">52</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1006.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Additional Amounts.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">52</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1007.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Waiver of Certain Covenants.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">53</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE ELEVEN</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B>REDEMPTION OF SECURITIES<B></B></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B></B><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1101.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Applicability of Article.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">54</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1102.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Election to Redeem; Notice to Trustee.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">54</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1103.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Selection by Trustee of Securities to Be Redeemed.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">54</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1104.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Notice of Redemption.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">55</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1105.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Deposit of Redemption Price.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">56</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1106.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Securities Payable on Redemption Date.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">56</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1107.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Securities Redeemed in Part.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE TWELVE</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B>SINKING FUNDS<B></B></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B></B><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1201.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Applicability of Article.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1202.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Satisfaction of Sinking Fund Payments with Securities.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">57</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">iii </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="15%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="81%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1203.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Redemption of Securities for Sinking Fund.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">58</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE THIRTEEN</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B>DEFEASANCE AND COVENANT DEFEASANCE<B></B></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B></B><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1301.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Applicability of Article; Company&#146;s Option to Effect Defeasance or Covenant
Defeasance.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">58</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1302.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Defeasance and Discharge.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">58</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1303.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Covenant Defeasance.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">59</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1304.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Conditions to Defeasance or Covenant Defeasance.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">59</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1305.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Deposited Money and Government Obligations to Be Held in Trust; Other Miscellaneous
Provisions.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">61</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE FOURTEEN</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B>MEETINGS OF HOLDERS OF SECURITIES<B></B></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B></B><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1401.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Purposes for Which Meetings May Be Called.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">62</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1402.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Call, Notice and Place of Meetings.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">62</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1403.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Persons Entitled to Vote at Meetings.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">63</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1404.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Quorum; Action.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">63</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1405.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Determination of Voting Rights; Conduct and Adjournment of Meetings.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">64</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1406.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Counting Votes and Recording Action of Meetings.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">65</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1407.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Evidence of Action Taken by Holders.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">65</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1408.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Proof of Execution of Instruments.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">65</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE FIFTEEN</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B>SUBORDINATION<B></B></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B></B><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1501.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Agreement to Subordinate.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">65</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1502.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Liquidation; Dissolution; Bankruptcy.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">66</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1503.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Default on Senior Debt.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">66</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1504.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Acceleration of Securities.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1505.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">When Distribution Must Be Paid Over.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1506.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Notice by Company.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1507.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Subrogation.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1508.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Relative Rights.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">67</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1509.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Subordination May Not Be Impaired By Company.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1510.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Distribution or Notice to Representative.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1511.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Rights of Trustee and Paying Agent.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE SIXTEEN</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B></B>MISCELLANEOUS<B></B></P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B>&nbsp;</B></P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman"><B></B><B>&nbsp;</B></P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1601.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Execution in Counterparts.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1602.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Force Majeure.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">68</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1603.</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">U.S.A. Patriot Act.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">69</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">iv </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>BANC OF CALIFORNIA, INC. </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Reconciliation and tie between Trust Indenture Act of 1939, as amended (the &#147;TIA&#148;), and Indenture, dated as of October&nbsp;30,
2020: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom"><B>Trust Indenture Act Section</B></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><B>Indenture Section</B></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;310(a)(1)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">607</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(a)(2)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">607</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(b)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">608, 613</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;312(a)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">704</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(c)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">701</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;313(a)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">702</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;314(a)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">703</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(a)(4)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1010</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(c)(1)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">102</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(c)(2)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">102</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(e)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">102</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;315(b)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">601, 602</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;316(a)(last sentence)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">101 (&#147;Outstanding&#148;)</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(a)(1)(A)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">502, 512</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(a)(1)(B)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">513</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(b)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">508</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;317(a)(1)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">503</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(a)(2)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">504</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Section&nbsp;318(a)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">112</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(c)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">112</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Note: This reconciliation and tie shall not, for any purpose, be deemed to be a part of the Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Attention should also be directed to Section&nbsp;318(c) of the TIA, which provides that the provisions of Sections 310 to and including 317 of the TIA are a
part of and govern every qualified indenture, whether or not physically contained therein. </P> <P STYLE="font-size:18pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">v </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>INDENTURE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">INDENTURE, dated as of October&nbsp;30, 2020, between BANC OF CALIFORNIA, INC., a Maryland corporation (the &#147;Company&#148;), having its
principal office at 3 MacArthur Place, Santa Ana, California 92707, and U.S. BANK NATIONAL ASSOCIATION, a national banking association, as Trustee hereunder (the &#147;Trustee&#148;), having its Corporate Trust Office at 100 Wall Street, Suite 600,
New York, New York 10005. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>RECITALS OF THE COMPANY </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company deems it necessary to issue from time to time for its lawful purposes subordinated debt securities (the &#147;Securities&#148;)
evidencing its unsecured and subordinated indebtedness, and has duly authorized the execution and delivery of this Indenture to provide for the issuance from time to time of the Securities, unlimited as to aggregate principal amount, to bear
interest at the rates or formulas, to mature at such times and to have such other provisions as shall be fixed therefor as hereinafter provided. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All things necessary to make this Indenture a valid agreement of the Company, in accordance with its terms, have been done. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>NOW, THEREFORE, THIS INDENTURE WITNESSETH: </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For and in consideration of the premises and the purchase of the Securities by the Holders thereof, it is mutually covenanted and agreed, for
the equal and proportionate benefit of all Holders of the Securities, as follows: </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE ONE </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DEFINITIONS AND OTHER PROVISIONS OF GENERAL APPLICATION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 101. Definitions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For
all purposes of this Indenture, except as otherwise expressly provided or the context otherwise requires: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) the terms defined in this
Article have the meanings assigned to them in this Article, and include the plural as well as the singular; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) all other terms used
herein that are defined in the TIA, either directly or by reference therein, have the meanings assigned to them therein, and the terms &#147;cash transaction&#148; and &#147;self-liquidating paper,&#148; as used in TIA Section&nbsp;311, shall have
the meanings assigned to them in the rules of the Commission adopted under the TIA; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) all accounting terms not otherwise defined herein
have the meanings assigned to them in accordance with accounting principles generally accepted in the United States; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(4) the words
&#147;herein,&#148; &#147;hereof&#148; and &#147;hereunder&#148; and other words of similar import refer to this Indenture as a whole and not to any particular Article, Section or other subdivision. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-1- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Certain terms, used principally in Article Three, Article Five, Article Six and Article Ten,
are defined in those Articles. In addition, the following terms shall have the indicated respective meanings: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Act&#148; has the
meaning specified in Section&nbsp;104. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Additional Amounts&#148; means any additional amounts that are required by a Security, under
circumstances specified therein, to be paid by the Company in respect of certain taxes imposed on certain Holders and that are owing to such Holders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Affiliate&#148; of any specified Person means any other Person directly or indirectly controlling or controlled by or under direct or
indirect common control with such specified Person. For the purposes of this definition, &#147;control&#148; when used with respect to any specified Person means the power to direct the management and policies of such Person, directly or indirectly,
whether through the ownership of voting securities, by contract or otherwise; and the terms &#147;controlling&#148; and &#147;controlled&#148; have meanings correlative to the foregoing. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Authenticating Agent&#148; means any authenticating agent appointed by the Trustee pursuant to Section&nbsp;611. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Authorized Newspaper&#148; means a newspaper, printed in the English language or in an official language of the country of publication,
customarily published on each Business Day, whether or not published on Saturdays, Sundays or holidays, and of general circulation in each place in connection with which the term is used or in the financial community of each such place. Whenever
successive publications are required to be made in Authorized Newspapers, the successive publications may be made in the same or in different Authorized Newspapers in the same city meeting the foregoing requirements and in each case on any Business
Day. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Bankruptcy Law&#148; has the meaning specified in Section&nbsp;501. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Board of Directors&#148; means either (i)&nbsp;the Board of Directors of the Company, the executive committee or any other committee or
director of that board duly authorized to act for it in respect hereof, or (ii)&nbsp;one or more duly authorized officers of the Company to whom the Board of Directors of the Company or a committee thereof has delegated the authority to act with
respect to the matters contemplated by this Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Board Resolution&#148; means (i)&nbsp;a copy of a resolution certified by
the Secretary or an Assistant Secretary of the Company to have been duly adopted by the Board of Directors or a committee thereof, and to be in full force and effect on the date of such certification, and delivered to the Trustee or (ii)&nbsp;a
certificate signed by the authorized officer or officers of the Company to whom the Board of Directors of the Company or a committee thereof has delegated its authority (as described in the definition of Board of Directors), and in each case,
delivered to the Trustee. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Business Day,&#148; when used with respect to any Place of Payment or any other particular location
referred to in this Indenture or in the Securities, means, unless otherwise specified with respect to any Securities pursuant to Section&nbsp;301, any day, other than a Saturday or Sunday, that </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-2- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
is neither a legal holiday nor a day on which banking institutions in that Place of Payment or particular location are authorized or required by law, regulation or executive order to close. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Clearstream&#148; means Clearstream Banking, societe anonyme Luxembourg. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Commission&#148; means the Securities and Exchange Commission, as from time to time constituted, created under the Exchange Act, or, if
at any time after execution of this instrument such Commission is not existing and performing the duties now assigned to it under the TIA, then the body performing such duties on such date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Company&#148; means the Person named as the &#147;Company&#148; in the first paragraph of this Indenture until a successor corporation
shall have become such pursuant to the applicable provisions of this Indenture, and thereafter &#147;Company&#148; shall mean such successor corporation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Company Request&#148; and &#147;Company Order&#148; mean, respectively, a written request or order signed in the name of the Company by
the President or a Vice President of the Company, and by the Treasurer, an Assistant Treasurer, the Secretary or an Assistant Secretary of the Company, and delivered to the Trustee. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Conversion Event&#148; means the cessation of use of (i)&nbsp;a Foreign Currency (other than as otherwise provided with respect to a
Security pursuant to Section&nbsp;301) as provided by the government of the country that issued such currency and for the settlement of transactions by a central bank or other public institutions of or within the international banking community, or
(ii)&nbsp;the ECU, both within the European Monetary System and for the settlement of transactions by public in situations of or within the European Community, or (iii)&nbsp;any currency unit (or composite currency) for the purposes for which it was
established. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Corporate Trust Office&#148; means the office of the Trustee at which, at any particular time, its corporate trust
business in New York shall be principally administered, which office at the date hereof is located at 100 Wall Street, Suite 600, New York, New York 10005. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Corporation&#148; includes corporations, associations, companies and business trusts. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Custodian&#148; has the meaning set forth in Section&nbsp;501. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Defaulted Interest&#148; has the meaning specified in Section&nbsp;307. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Dollar&#148; or &#147;$&#148; means a dollar or other equivalent unit in such coin or currency of the United States of America as at the
time shall be legal tender for payment of public and private debts. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;DTC&#148; means The Depository Trust Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Euroclear&#148; means Euroclear Bank or its successor as operator of the Euroclear System. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Event of Default&#148; has the meaning specified in Section&nbsp;501. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-3- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Exchange Act&#148; means the Securities Exchange Act of 1934, as amended, and the
rules and regulations promulgated thereunder by the Commission. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Foreign Currency&#148; means any currency, currency unit or
composite currency issued by the government of one or more countries other than the United States of America or by any recognized confederation or association of such governments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;GAAP&#148; means generally accepted accounting principles as used in the United States applied on a consistent basis as in effect from
time to time; provided that solely for purposes of any calculation required by the financial covenants contained herein, &#147;GAAP&#148; shall mean generally accepted accounting principles as used in the United States on the date hereof, applied on
a consistent basis. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Government Obligations&#148; means securities that are (i)&nbsp;direct obligations of the United States of
America or the government that issued the Foreign Currency in which the Securities of a particular series are payable, for the payment of which its full faith and credit is pledged or (ii)&nbsp;obligations of a Person controlled or supervised by and
acting as an agency or instrumentality of the United States of America or such government that issued the Foreign Currency in which the Securities of such series are payable, the payment of which is unconditionally guaranteed as a full faith and
credit obligation by the United States of America or such other government, which, in either case, are not callable or redeemable at the option of the issuer thereof, and shall also include a depository receipt issued by a bank or trust company as
custodian with respect to any such Government Obligation or a specific payment of interest on or principal of any such Government Obligation held by such custodian for the account of the holder of a depository receipt, provided that (except as
required by law) such custodian is not authorized to make any deduction from the amount payable to the holder of such depository receipt from any amount received by the custodian in respect of the Government Obligation or the specific payment of
interest on or principal of the Government Obligation evidenced by such depository receipt. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Holder&#148; means the Person in whose
name a Security is registered in the Security Register. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Indenture&#148; means this instrument as originally executed or as it may
from time to time be supplemented or amended by one or more indentures supplemental hereto entered into pursuant to the applicable provisions hereof, and shall include the terms of particular series of Securities established as contemplated by
Section&nbsp;301; provided, however, that, if at any time more than one Person is acting as Trustee under this instrument, &#147;Indenture&#148; shall mean, with respect to any one or more series of Securities for which such Person is Trustee, this
instrument as originally executed or as it may from time to time be supplemented or amended by one or more indentures supplemental hereto entered into pursuant to the applicable provisions hereof and shall include the terms of the or those
particular series of Securities for which such Person is Trustee established as contemplated by Section&nbsp;301, exclusive, however, of any provisions or terms that relate solely to other series of Securities for which such Person is not Trustee,
regardless of when such terms or provisions were adopted, and exclusive of any provisions or terms adopted by means of one or more indentures supplemental hereto executed and delivered after such Person had become such Trustee but to which such
Person, as such Trustee, was not a party. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-4- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Indexed Security&#148; means a Security the terms of which provide that the principal
amount thereof payable at Stated Maturity may be more or less than the principal face amount thereof at original issuance. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Interest&#148; when used with respect to an Original Issue Discount Security that by its terms bears interest only after Maturity, shall
mean interest payable after Maturity, and, when used with respect to a Security that provides for the payment of Additional Amounts pursuant to Section&nbsp;1006, includes such Additional Amounts. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Interest Payment Date&#148; means, when used with respect to any Security, the Stated Maturity of an installment of interest on such
Security. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Make-Whole Amount&#148; means the amount, if any, in addition to principal that is required by a Security, under the
terms and conditions specified therein or as otherwise specified as contemplated by Section&nbsp;301, to be paid by the Company to the Holder thereof in connection with any optional redemption or accelerated payment of such Security. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Maturity&#148; means, when used with respect to any Security, the date on which the principal of such Security or an installment of
principal becomes due and payable as therein or herein provided, whether at the Stated Maturity or by declaration of acceleration, notice of redemption, notice of option to elect repayment, repurchase or otherwise. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Officers&#146; Certificate&#148; means a certificate signed by the President or a Vice President and by the Treasurer, an Assistant
Treasurer, the Secretary or an Assistant Secretary, of the Company, and delivered to the Trustee. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Opinion of Counsel&#148; means a
written opinion of counsel, who may be an employee of or counsel for the Company or other counsel satisfactory to the Trustee. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Original Issue Discount Security&#148; means any Security that provides for an amount less than the principal amount thereof to be due
and payable upon a declaration of acceleration of the Maturity thereof pursuant to Section&nbsp;502. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Outstanding,&#148; when used
with respect to Securities, means, as of the date of determination, all Securities theretofore authenticated and delivered under this Indenture, except: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) Securities theretofore canceled by the Trustee or delivered to the Trustee for cancellation; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) Securities, or portions thereof, for whose payment or redemption or repayment money in the necessary amount has been theretofore
deposited with the Trustee or any Paying Agent (other than the Company) in trust or set aside and segregated in trust by the Company (if the Company shall act as its own Paying Agent) for the Holders of such Securities; provided that, if such
Securities are to be redeemed, notice of such redemption has been duly given pursuant to this Indenture or other provision therefor satisfactory to the Trustee has been made; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-5- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iii) Securities, except solely to the extent provided in Sections 1302 or 1303, as
applicable, with respect to which the Company has effected defeasance and/or covenant defeasance as provided in Article Thirteen; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(iv)
Securities that have been paid pursuant to Section&nbsp;306 or in exchange for or in lieu of which other Securities have been authenticated and delivered pursuant to this Indenture, other than any such Securities in respect of which there shall have
been presented to the Trustee proof satisfactory to the Trustee that such Securities are held by a bona fide purchaser in whose hands such Securities are valid obligations of the Company; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(v) Securities converted or exchanged into other securities or property (including securities of other issuers, provided that such securities
are registered under Section&nbsp;12 of the Exchange Act and such issuer is then eligible to use Form <FONT STYLE="white-space:nowrap">S-3</FONT> (or any successor form) for a primary offering of its securities) of the Company pursuant to or in
accordance with this Indenture if the terms of such Securities provide for convertibility or exchange pursuant to Section&nbsp;301; provided, however, that in determining whether the Holders of the requisite principal amount of the Outstanding
Securities have given any request, demand, authorization, direction, notice, consent or waiver hereunder or are present at a meeting of Holders for quorum purposes, and for the purpose of making the calculations required by TIA Section&nbsp;313, (i)
the principal amount of an Original Issue Discount Security that may be counted in making such determination or calculation and that shall be deemed to be Outstanding for such purpose shall be equal to the amount of principal thereof that would be
(or shall have been declared to be) due and payable, at the time of such determination, upon a declaration of acceleration of the maturity thereof pursuant to Section&nbsp;502, (ii) the principal amount of any Security denominated in a Foreign
Currency that may be counted in making such determination or calculation and that shall be deemed Outstanding for such purpose shall be equal to the Dollar equivalent, determined pursuant to Section&nbsp;301 as of the date such Security is
originally issued by the Company, of the principal amount (or, in the case of an Original Issue Discount Security, the Dollar equivalent as of such date of original issuance of the amount determined as provided in clause (i)&nbsp;above) of such
Security, (iii)&nbsp;the principal amount of any Indexed Security that may be counted in making such determination or calculation and that shall be deemed outstanding for such purpose shall be equal to the principal face amount of such Indexed
Security at original issuance, unless otherwise provided with respect to such Indexed Security pursuant to Section&nbsp;301, and (iv)&nbsp;Securities owned by the Company or any other obligor upon the Securities or any Affiliate of the Company or of
such other obligor shall be disregarded and deemed not to be Outstanding, except that, in determining whether the Trustee shall be protected in making such calculation or in relying upon any such request, demand, authorization, direction, notice,
consent or waiver, only Securities that a Responsible Officer of the Trustee actually knows to be so owned shall be so disregarded. Securities so owned that have been pledged in good faith may be regarded as Outstanding if the pledgee establishes to
the satisfaction of the Trustee the pledgee&#146;s right so to act with respect to such Securities and that the pledgee is not the Company or any other obligor upon the Securities or any Affiliate of the Company or of such other obligor. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Paying Agent&#148; means any Person authorized by the Company to pay the principal of (and premium or Make-Whole Amount, if any) or
interest on any Securities on behalf of the Company, or if no such Person is authorized, the Company. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-6- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Person&#148; means any individual, corporation, partnership, limited liability
company, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision thereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Place of Payment&#148; means, when used with respect to the Securities of or within any series, the place or places where the principal
of (and premium or Make-Whole Amount, if any) and interest on such Securities are payable as specified as contemplated by Sections 301 and 1002. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Predecessor Security&#148; of any particular Security means every previous Security evidencing all or a portion of the same debt as that
evidenced by such particular Security; and, for the purposes of this definition, any Security authenticated and delivered under Section&nbsp;306 in exchange for or in lieu of a mutilated, destroyed, lost or stolen Security shall be deemed to
evidence the same debt as the mutilated, destroyed, lost or stolen Security. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Redemption Date&#148; means, when used with respect to
any security to be redeemed in whole or in part, the date fixed for such redemption by or pursuant to this Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Redemption
Price&#148; means, when used with respect to any Security to be redeemed, the price at which it is to be redeemed pursuant to this Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Regular Record Date&#148; for the installment of interest payable on any Interest Payment Date on the Securities of or within any series
means the date specified for that purpose as contemplated by Section&nbsp;301, whether or not a Business Day. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Repayment Date&#148;
means, when used with respect to any Security to be repaid, the date fixed for such repayment by or pursuant to this Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Repayment Price&#148; means, when used with respect to any Security to be repaid or purchased, the price at which it is to be repaid
pursuant to this Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Representative&#148; means the indenture trustee or other trustee, agent or representative for an issue
of Senior Debt. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Responsible Officer&#148; means any vice president, assistant vice president, assistant treasurer, assistant
secretary or any other officer of the Trustee customarily performing functions similar to those performed by any of the above designated officers and having direct responsibility for the administration of this Indenture, and also, with respect to a
particular matter, any other officer to whom such matter is referred because of such officer&#146;s knowledge of and familiarity with the particular subject. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Securities Act&#148; means the Securities Act of 1933, as amended, and the rules and regulations promulgated thereunder by the
Commission. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Security&#148; has the meaning stated in the first recital of this Indenture and, more particularly, means any Security
or Securities authenticated and delivered under this Indenture; provided, however, that if at any time there is more than one Person acting as Trustee under this Indenture, &#147;Securities&#148; with respect to the Indenture as to which such Person
is Trustee shall </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-7- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
have the meaning stated in the first recital of this Indenture and shall more particularly mean Securities authenticated and delivered under this Indenture, exclusive, however, of Securities of
or within any series as to which such Person is not Trustee. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Security Register&#148; and &#147;Security Registrar&#148; have the
respective meanings specified in Section&nbsp;305. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Senior Debt&#148; means (i)&nbsp;all indebtedness and obligations (other than
the Securities) of, or guaranteed or assumed by, the Company that are for borrowed money, or are evidenced by bonds, debentures, notes or other similar instruments, or are deferred obligations for the payment of the purchase price of property or
assets, in each case, whether outstanding on the date of this Indenture or thereafter created, incurred, assumed or guaranteed, (ii)&nbsp;obligations of the Company that are similar to those in Clause (i)&nbsp;above and arise from <FONT
STYLE="white-space:nowrap">off-balance</FONT> sheet guarantees and direct credit substitutes, in each case, whether outstanding on the date of this Indenture or thereafter created, incurred, assumed or guaranteed, and (iii)&nbsp;all obligations of
the Company associated with derivative products such as interest rate and foreign exchange contracts, commodity contracts and similar arrangements, in each case, whether outstanding on the date of this Indenture or thereafter created, incurred,
assumed or guaranteed, and, in the case of each of Clauses (i), (ii) and (iii)&nbsp;above, all amendments, renewals, extensions, modifications and refundings of such indebtedness and obligations; provided that in each case Senior Debt shall not
include the Securities and such other indebtedness of the Company as is by its terms expressly stated (A)&nbsp;not to be senior in right of payment to, or (B)&nbsp;to rank pari passu with, or (C)&nbsp;to rank junior in right of payment to, the
Securities. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Special Record Date&#148; for the payment of any Defaulted Interest on the Securities of or within any series means a
date fixed by the Trustee pursuant to Section&nbsp;307. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Stated Maturity&#148; means, when used with respect to any Security or any
installment of principal thereof or interest thereon, the date specified in such Security as the fixed date on which the principal of such Security or such installment of principal or interest is due and payable. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Subsidiary&#148; means a corporation or a partnership or a limited liability company a majority of the outstanding Voting Stock or
partnership or membership interests, as the case may be, of which is owned or controlled, directly or indirectly, by the Company or by one or more of its other Subsidiaries. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Trust Indenture Act&#148; or &#147;TIA&#148; means the Trust Indenture Act of 1939, as amended and as in force at the date as of which
this Indenture was executed, except as provided in Section&nbsp;905. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Trustee&#148; means the Person named as the
&#147;Trustee&#148; in the first paragraph of this Indenture until a successor Trustee shall have become such pursuant to the applicable provisions of this Indenture, and thereafter &#147;Trustee&#148; shall mean or include each Person who is then a
Trustee hereunder; provided, however, that if at any time there is more than one such Person, &#147;Trustee&#148; as used with respect to the Securities of or within any series shall mean only the Trustee with respect to the Securities of that
series. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-8- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;United States&#148; means, unless otherwise specified with respect to any Securities
pursuant to Section&nbsp;301, the United States of America (including the states and the District of Columbia), its territories, its possessions and other areas subject to its jurisdiction. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;United States person&#148; means, unless otherwise specified with respect to any Securities pursuant to Section&nbsp;301, an individual
who is a citizen or resident of the United States, a corporation, partnership or other entity created or organized in or under the laws of the United States or any state or the District of Columbia or an estate or trust the income of which is
subject to United States federal income taxation regardless of its source. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Voting Stock&#148; means stock having voting power for
the election of directors, or trustees, as the case may be. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Yield to Maturity&#148; means the yield to maturity, computed at the
time of issuance of a Security (or, if applicable, at the most recent predetermination of interest on such Security) and as set forth in such Security in accordance with generally accepted United States bond yield computation principles. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 102. Compliance Certificates and Opinions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Upon any application or request by the Company to the Trustee to take any action under any provision of this Indenture, the Company shall
furnish to the Trustee an Officers&#146; Certificate stating that all conditions precedent, if any, provided for in this Indenture (including covenants, compliance with which constitute conditions precedent) relating to the proposed action have been
complied with and an Opinion of Counsel stating that in the opinion of such counsel all such conditions precedent, if any, have been complied with, except that in the case of any such application or request as to which the furnishing of such
documents is specifically required by any provision of this Indenture relating to such particular application or request, no additional certificate or opinion need be furnished. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Every certificate or opinion with respect to compliance with a condition or covenant provided for in this Indenture (excluding certificates
delivered pursuant to Section&nbsp;1005) shall include: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) a statement that each individual signing such certificate or opinion has read
such condition or covenant and the definitions herein relating thereto; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) a brief statement as to the nature and scope of the
examination or investigation upon which the statements or opinions contained in such certificate or opinion are based; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) a statement
that, in the opinion of each such individual, he has made such examination or investigation as is necessary to enable him to express an informed opinion as to whether or not such condition or covenant has been complied with; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(4) a statement as to whether, in the opinion of each such individual, such condition or covenant has been complied with. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-9- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 103. Form of Documents Delivered to Trustee. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In any case where several matters are required to be certified by, or covered by an opinion of, any specified Person, it is not necessary that
all such matters be certified by, or covered by the opinion of, only one such Person, or that they be so certified or covered by only one document, but one such Person may certify or give an opinion as to some matters and one or more other such
Persons as to other matters, and any such Person may certify or give an opinion as to such matters in one or several documents. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any
certificate or opinion of an officer of the Company may be based, insofar as it relates to legal matters, upon an Opinion of Counsel, or a certificate or representations by counsel, unless such officer knows, or in the exercise of reasonable care
should know, that the opinion, certificate or representations with respect to the matters upon which his certificate or opinion is based are erroneous. Any such Opinion of Counsel or certificate or representations may be based, insofar as it relates
to factual matters, upon a certificate or opinion of, or representations by, an officer or officers of the Company stating that the information as to such factual matters is in the possession of the Company, unless such counsel knows that the
certificate or opinion or representations as to such matters are erroneous. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Where any Person is required to make, give or execute two or
more applications, requests, consents, certificates, statements, opinions or other instruments under this Indenture, they may, but need not, be consolidated and form one instrument. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 104. Acts of Holders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) Any request, demand, authorization, direction, notice, consent, waiver or other action provided by this Indenture to be given or taken by
Holders of the Outstanding Securities of all series or one or more series, as the case may be, may be embodied in and evidenced by one or more instruments of substantially similar tenor signed by such Holders in person or by agents duly appointed in
writing. Except as herein otherwise expressly provided, such action shall become effective when such instrument or instruments or record or both are delivered to the Trustee and, where it is hereby expressly required, to the Company. Such instrument
or instruments and any such record (and the action embodied therein and evidenced thereby) are herein sometimes referred to as the &#147;Act&#148; of the Holders signing such instrument or instruments or so voting at any such meeting. Proof of
execution of any such instrument or of a writing appointing any such agent, or of the holding by any Person of a Security, shall be sufficient for any purpose of this Indenture and (subject to Section&nbsp;612) conclusive in favor of the Trustee and
the Company and any agent of the Trustee or the Company, if made in the manner provided in this Section. The record of any meeting of Holders of Securities shall be proved in the manner provided in Section&nbsp;1406. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) The fact and date of the execution by any Person of any such instrument or writing may be proved by the affidavit of a witness of such
execution or by a certificate of a notary public or other officer authorized by law to take acknowledgments of deeds, certifying that the individual signing such instrument or writing acknowledged to him the execution thereof. Where such execution
is by a signer acting in a capacity other than his individual capacity, such certificate or affidavit shall also constitute sufficient proof of his authority. The </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-10- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
fact and date of the execution of any such instrument or writing, or the authority of the Person executing the same, may also be proved in any other reasonable manner that the Trustee deems
sufficient. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) The ownership of Securities shall be proved by the Security Register or by a certificate of the Security Registrar. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) If the Company shall solicit from the Holders of Securities any request, demand, authorization, direction, notice, consent, waiver or
other Act, the Company may, at its option, in or pursuant to a Board Resolution, fix in advance a record date for the determination of Holders entitled to give such request, demand, authorization, direction, notice, consent, waiver or other Act, but
the Company shall have no obligation to do so. Notwithstanding TIA Section&nbsp;316(c), such record date shall be the record date specified in or pursuant to such Board Resolution, which shall be a date not earlier than the date 30 days prior to the
first solicitation of Holders generally in connection therewith and not later than the date such solicitation is completed. If such a record date is fixed, such request, demand, authorization, direction, notice, consent, waiver or other Act may be
given before or after such record date, but only the Holders of record at the close of business on such record date shall be deemed to be Holders for the purposes of determining whether Holders of the requisite proportion of Outstanding Securities
have authorized or agreed or consented to such request, demand, authorization, direction, notice, consent, waiver or other Act, and for that purpose the Outstanding Securities shall be computed as of such record date; provided that no such
authorization, agreement or consent by the Holders on such record date shall be deemed effective unless it shall become effective pursuant to the provisions of this Indenture not later than eleven months after the record date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) Any request, demand, authorization, direction, notice, consent, waiver or other Act of the Holder of any Security shall bind every future
Holder of the same Security and the Holder of every Security issued upon the registration of transfer thereof or in exchange therefor or in lieu thereof in respect of anything done, omitted or suffered to be done by the Trustee, any Security
Registrar, any Paying Agent, any Authenticating Agent or the Company in reliance thereon, whether or not notation of such action is made upon such Security. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 105. Notices, etc. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any
request, demand, authorization, direction, notice, consent, waiver or Act of Holders or other document provided or permitted by this Indenture to be made upon, given or furnished to or filed with, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) the Trustee by any Holder or by the Company shall be sufficient for every purpose hereunder if made, given, furnished or filed in writing
to or with the Trustee at its Corporate Trust Office, Attention: Corporate Trust Department, or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) the Company by the Trustee or by any
Holder shall be sufficient for every purpose hereunder (unless otherwise herein expressly provided) if in writing and mailed, first class postage prepaid, to the Company addressed to it at the address of its principal office specified in the first
paragraph of this Indenture or at any other address previously furnished in writing to the Trustee by the Company. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-11- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All notices, approvals, consents, requests and any communications hereunder must be in
writing (provided that any communication sent to Trustee hereunder must be in the form of a document that is signed manually or by way of a digital signature provided by DocuSign (or such other digital signature provider as specified in writing to
Trustee by the authorized representative), in English. The Company agrees to assume all risks arising out of the use of digital signatures and electronic methods to submit communications to Trustee, including without limitation the risk of Trustee
acting on unauthorized instructions, and the risk of interception and misuse by third parties. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 106. Notice to Holders; Waiver.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Where this Indenture provides for notice of any event to Holders of Securities by the Company or the Trustee, such notice shall be
sufficiently given (unless otherwise herein expressly provided) if in writing and mailed, first-class postage prepaid, to each such Holder affected by such event, at his address as it appears in the Security Register (or in the case of global
Securities, delivered to DTC electronically), not later than the latest date, and not earlier than the earliest date, prescribed for the giving of such notice. In any case where notice to Holders of Securities is given by mail or electronically as
prescribed above, neither the failure to mail or send such notice, nor any defect in any notice so mailed or sent, to any particular Holder shall affect the sufficiency of such notice with respect to other Holders of Securities. Any notice mailed or
sent to a Holder in the manner herein prescribed shall be conclusively deemed to have been received by such Holder, whether or not such Holder actually receives such notice. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If by reason of the suspension of or irregularities in regular mail service or by reason of any other cause it shall be impracticable to give
such notice by mail or electronically as prescribed above, then such notification to Holders of Securities as shall be made with the approval of the Trustee shall constitute a sufficient notification to such Holders for every purpose hereunder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any request, demand, authorization, direction, notice, consent or waiver required or permitted under this Indenture shall be in the English
language, except that any published notice may be in an official language of the country of publication. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Where this Indenture provides
for notice in any manner, such notice may be waived in writing by the Person entitled to receive such notice, either before or after the event, and such waiver shall be the equivalent of such notice. Waivers of notice by Holders shall be filed with
the Trustee, but such filing shall not be a condition precedent to the validity of any action taken in reliance upon such waiver. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION
107. Effect of Headings and Table of Contents. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Article and Section headings herein and the Table of Contents are for convenience only
and shall not affect the construction hereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 108. Successors and Assigns. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All covenants and agreements in this Indenture by the Company shall bind its successors and assigns, whether so expressed or not. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-12- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 109. Separability Clause. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In case any provision in this Indenture or in any Security shall be invalid, illegal or unenforceable, the validity, legality and
enforceability of the remaining provisions shall not in any way be affected or impaired thereby. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 110. Benefits of Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Nothing in this Indenture or in the Securities, express or implied, shall give to any Person, other than the parties hereto, any Security
Registrar, any Paying Agent, any Authenticating Agent and their successors hereunder (and, with respect to Article Fifteen, the holders of Senior Debt) and the Holders, any benefit or any legal or equitable right, remedy or claim under this
Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 111. No Personal Liability. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No recourse under or upon any obligation, covenant or agreement contained in this Indenture, in any Security, or because of any indebtedness
evidenced thereby, shall be had against any promoter, as such, or against any past, present or future shareholder, officer or director, as such, of the Company or of any successor, either directly or through the Company or any successor, under any
rule of law, statute or constitutional provision or by the enforcement of any assessment or by any legal or equitable proceeding or otherwise, all such liability being expressly waived and released by the acceptance of the Securities by the Holders
thereof and as part of the consideration for the issue of the Securities. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 112. Governing Law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Indenture and the Securities shall be governed by and construed in accordance with the laws of the State of New York. This Indenture is
subject to the provisions of the TIA that are required to be part of this Indenture and shall, to the extent applicable, be governed by such provisions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 113. Legal Holidays. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In any case where any Interest Payment Date, Redemption Date, Repayment Date, sinking fund payment date, Stated Maturity or Maturity of any
Security or the last date on which a Holder has the right to convert or exchange a Security at a particular conversion or exchange price shall not be a Business Day at any Place of Payment, then (notwithstanding any other provision of this Indenture
or any Security other than a provision in the Securities of any series that specifically states that such provision shall apply in lieu hereof), payment of interest or any Additional Amounts or principal (and premium or Make-Whole Amount, if any)
need not be made at such Place of Payment on such date, and such conversion or exchange need not be made at such Place of Payment on such date, but may be made on the next succeeding Business Day at such Place of Payment with the same force and
effect as if made on the Interest Payment Date, Redemption Date, Repayment Date or sinking fund payment date, or at the Stated Maturity or Maturity or on such last day for conversion or exchange, provided that no interest shall accrue on the amount
so payable for the period from and after such Interest Payment Date, Redemption </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-13- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Date, Repayment Date, sinking fund payment date, Stated Maturity or Maturity or on such last day for conversion or exchange, as the case may be. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE TWO </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SECURITIES
FORMS </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 201. Forms of Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Securities of each series shall be in substantially the forms as shall be established in or pursuant to one or more indentures
supplemental hereto or Board Resolutions, shall have such appropriate insertions, omissions, substitutions and other variations as are required or permitted by this Indenture or any indenture supplemental hereto, and may have such letters, numbers
or other marks of identification or designation and such legends or endorsements placed thereon as the Company may deem appropriate and as are not inconsistent with the provisions of this Indenture, or as may be required to comply with any law or
with any rule or regulation made pursuant thereto or with any rule or regulation of any stock exchange on which the Securities may be listed, or to conform to usage. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The definitive Securities shall be printed, lithographed or engraved or produced by any combination of these methods on a steel engraved
border or steel engraved borders or may be produced in any other manner, all as determined by the officers of the Company executing such Securities, as evidenced by their execution of such Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 202. Form of Trustee&#146;s Certificate of Authentication. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to Section&nbsp;611, the Trustee&#146;s certificate of authentication shall be in substantially the following form: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This is one of the Securities of the series designated therein and referred to in the within-mentioned Indenture. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, as Trustee</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Authorized Signatory</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 203. Securities Issuable in Global Form. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If Securities of or within a series are issuable in global form, as specified as contemplated by Section&nbsp;301, then, notwithstanding
clause (8)&nbsp;of Section&nbsp;301 and the provisions of Section&nbsp;302, any such Security shall represent such of the Outstanding Securities of such series as shall be specified therein and may provide that it shall represent the aggregate
amount of Outstanding Securities of such series from time to time endorsed thereon and that the aggregate amount of Outstanding Securities of such series represented thereby may from time to time be increased or decreased to reflect exchanges,
maturities or redemptions. Any endorsement of a Security in global form to reflect the amount, or any increase or decrease in the amount, of Outstanding Securities represented thereby shall be made by the Trustee in such manner and upon written
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-14- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
instruction given by such Person or Persons as shall be specified therein or in the Company Order to be delivered to the Trustee pursuant to Section&nbsp;303 or 304. Subject to the provisions of
Section&nbsp;303 and, if applicable, Section&nbsp;304, the Trustee shall deliver and redeliver any Security in permanent global form in the manner and upon written instructions given by the Person or Persons specified therein or in the applicable
Company Order. If a Company Order pursuant to Section&nbsp;303 or 304 has been, or simultaneously is, delivered, any instructions by the Company with respect to endorsement or delivery or redelivery of a Security in global form shall be in writing
but need not comply with Section&nbsp;102. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The provisions of the last sentence of Section&nbsp;303 shall apply to any Security
represented by a Security in global form if such Security was never issued and sold by the Company and the Company delivers to the Trustee the Security in global form together with written instructions (which need not comply with Section&nbsp;102
and need not be accompanied by an Opinion of Counsel) with regard to the reduction in the principal amount of Securities represented thereby, together with the written statement contemplated by the last sentence of Section&nbsp;303. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding the provisions of Section&nbsp;307, unless otherwise specified as contemplated by Section&nbsp;301, payment of principal of
and any premium or Make-Whole Amount and interest on any Security in permanent global form shall be made to the Person or Persons specified therein. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding the provisions of Section&nbsp;308 and except as provided in the preceding paragraph, the Company, the Trustee and any agent
of the Company and the Trustee shall treat as the Holder of such principal amount of Outstanding Securities represented by a permanent global Security the Holder of such permanent global Security. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding any other provision of this Indenture, so long as a series of Securities is a Global Security, the parties hereto will be
bound at all times by the procedures of the applicable depositary with respect to such series. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE THREE </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>THE SECURITIES </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION
301. Amount Unlimited; Issuable in Series. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The aggregate principal amount of Securities that may be authenticated and delivered under
this Indenture is unlimited. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Securities may be issued in one or more series. There shall be established in or pursuant to one or more
Board Resolutions, or indentures supplemental hereto, prior to the issuance of Securities of any series, any or all of the following, as applicable (each of which (except for the matters set forth in clauses (1), (2) and (15)&nbsp;below), if so
provided, may be determined from time to time by the Company with respect to unissued Securities of or within the series when issued from time to time): </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) the title of the Securities of or within the series (that shall distinguish the Securities of such series from all other series of
Securities); </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-15- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) any limit upon the aggregate principal amount of the Securities of or within the series
that may be authenticated and delivered under this Indenture (except for Securities authenticated and delivered upon registration of transfer of, or in exchange for, or in lieu of, other Securities of or within the series pursuant to
Section&nbsp;304, 305, 306, 906 or 1107); </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) the date or dates, or the method by which such date or dates will be determined, on which
the principal of the Securities of or within the series shall be payable and the amount of principal payable thereon; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(4) the rate or
rates (that may be fixed or variable) at which the Securities of or within the series shall bear interest, if any, or the method by which such rate or rates shall be determined, the date or dates from which such interest shall accrue or the method
by which such date or dates shall be determined, the Interest Payment Dates on which such interest will be payable and the Regular Record Date, if any, for the interest payable on any Security on any Interest Payment Date, or the method by which
such date shall be determined, and the basis upon which interest shall be calculated if other than that of a <FONT STYLE="white-space:nowrap">360-day</FONT> year consisting of twelve <FONT STYLE="white-space:nowrap">30-day</FONT> months; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(5) the place or places, if any, other than or in addition to the City of Santa Ana, California, where the principal of (and premium or
Make-Whole Amount, if any), interest, if any, on, and Additional Amounts, if any, payable in respect of, Securities of or within the series shall be payable, any Securities of or within the series may be surrendered for registration of transfer,
exchange or conversion and notices or demands to or upon the Company in respect of the Securities of or within the series and this Indenture may be served; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(6) the period or periods within which, the price or prices (including the premium or Make-Whole Amount, if any) at which, the currency or
currencies, currency unit or units or composite currency or currencies in which and other terms and conditions upon which Securities of or within the series may be redeemed in whole or in part, at the option of the Company, if the Company is to have
the option; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(7) the obligation, if any, of the Company to redeem, repay or purchase Securities of or within the series pursuant to any
sinking fund or analogous provision or at the option of a Holder thereof, and the period or periods within which or the date or dates on which, the price or prices at which, the currency or currencies, currency unit or units or composite currency or
currencies in which, and other terms and conditions upon which Securities of or within the series shall be redeemed, repaid or purchased, in whole or in part, pursuant to such obligation; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(8) if other than denominations of $1,000 and any integral multiple thereof, the denominations in which any Securities of or within the series
shall be issuable; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(9) if other than the Trustee, the identity of each Security Registrar and/or Paying Agent; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(10) if other than the principal amount thereof, the portion of the principal amount of Securities of or within the series that shall be
payable upon declaration of acceleration of the maturity thereof pursuant to Section&nbsp;502 or, if applicable, the portion of the principal amount of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-16- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Securities of or within the series that is convertible in accordance with the provisions of this Indenture, or the method by which such portion shall be determined; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(11) if other than Dollars, the Foreign Currency or Currencies in which payment of the principal of (and premium or Make-Whole Amount, if any)
or interest or Additional Amounts, if any, on the Securities of or within the series shall be payable or in which the Securities of or within the series shall be denominated; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(12) whether the amount of payments of principal of (and premium or Make-Whole Amount, if any) or interest, if any, on the Securities of or
within the series may be determined with reference to an index, formula or other method (which index, formula or method may be based, without limitation, on one or more currencies, currency units, composite currencies, commodities, equity indices or
other indices), and the manner in which such amounts shall be determined; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(13) whether the principal of (and premium or Make-Whole
Amount, if any) or interest or Additional Amounts, if any, on the Securities of or within the series are to be payable, at the election of the Company or a Holder thereof, in a currency or currencies, currency unit or units or composite currency or
currencies other than that in which such Securities are denominated or stated to be payable, the period or periods within which, and the terms and conditions upon which, such election may be made, and the time and manner of, and identity of the
exchange rate agent with responsibility for, determining the exchange rate between the currency or currencies, currency unit or units or composite currency or currencies in which such Securities are denominated or stated to be payable and the
currency or currencies, currency unit or units or composite currency or currencies in which such Securities are to be so payable; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(14)
provisions, if any, granting special rights to the Holders of Securities of or within the series upon the occurrence of such events as may be specified; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(15) any deletions from, modifications of or additions to the Events of Default or covenants of the Company with respect to Securities of or
within the series, whether or not such Events of Default or covenants are consistent with the Events of Default or covenants set forth herein; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(16) whether any Securities of or within the series are to be issuable initially in temporary global form and whether any Securities of or
within the series are to be issuable in permanent global form and, if so, whether beneficial owners of interests in any such permanent global Security may exchange such interests for Securities of such series and of like tenor of any authorized form
and denomination and the circumstances under which any such exchanges may occur, if other than in the manner provided in Section&nbsp;305, and, if Securities of or within the series are to be issuable as a global Security, the identity of the
depository for such series; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(17) the Person to whom any interest on any Security of the series shall be payable, if other than the Person
in whose name that Security (or one or more Predecessor Securities) is registered at the close of business on the Regular Record Date for such interest, and the extent to which, or the manner in which, any interest payable on a temporary global
Security on an Interest Payment Date will be paid if other than in the manner provided in Section&nbsp;304; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-17- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(18) the applicability, if any, of Sections 1302 and/or 1303 to the Securities of or within
the series and any provisions in modification of, in addition to or in lieu of any of the provisions of Article Thirteen; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(19) if the
Securities of such series are to be issuable in definitive form (whether upon original issue or upon exchange of a temporary Security of such series) only upon receipt of certain certificates or other documents or satisfaction of other conditions,
then the form and/or terms of such certificates, documents or conditions; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(20) whether and under what circumstances the Company will pay
Additional Amounts as contemplated by Section&nbsp;1006 on the Securities of or within the series to any Holder who is not a United States person (including any modification to the definition of such term) in respect of any tax, assessment or
governmental charge and, if so, whether the Company will have the option to redeem such Securities rather than pay such Additional Amounts (and the terms of any such option); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(21) the obligation, if any, of the Company to permit the Securities of such series to be converted into or exchanged for Common Stock of the
Company or other securities or property of the Company and the terms and conditions upon which such conversion or exchange shall be effected (including, without limitation, the initial conversion price or rate, the conversion or exchange period, any
adjustment of the applicable conversion or exchange price or rate and any requirements relative to the reservation of such shares for purposes of conversion or exchange); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(22) if convertible or exchangeable, any applicable limitations on the ownership or transferability of the securities or property into which
such Securities are convertible or exchangeable; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(23) any other terms of the series (which terms shall not be inconsistent with the
provisions of this Indenture except as permitted by Section&nbsp;905). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All Securities of any one series shall be substantially identical
except, in the case of Securities issued in global form, as to denomination and except as may otherwise be provided in or pursuant to such Board Resolution or in any indenture supplemental hereto. All Securities of any one series need not be issued
at the same time and, unless otherwise provided, a series may be reopened, without the consent of the Holders, for issuances of additional Securities of such series. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If any of the terms of the Securities of any series are established by action taken pursuant to one or more Board Resolutions, a copy of an
appropriate record of such action(s) shall be certified by the Secretary or an Assistant Secretary of the Company and delivered to the Trustee at or prior to the delivery of the Company Order for authentication and delivery of such Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 302. Denominations. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Securities of each series shall be issuable only in registered form without coupons in such denominations as shall be specified as
contemplated by Section&nbsp;301. With respect to Securities of any series denominated in Dollars, in the absence of any such provisions with </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-18- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
respect to the Securities of any series, the Securities of such series, other than Securities issued in global form (which may be of any denomination), shall be issuable in denominations of
$1,000 and any integral multiple thereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 303. Execution, Authentication, Delivery and Dating. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Securities shall be executed on behalf of the Company by its President or a Vice President. The signature of any of these officers on the
Securities may be manual or facsimile signatures of the present or any future such authorized officer and may be imprinted or otherwise reproduced on the Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Securities bearing the manual or facsimile signatures of individuals who were at any time the proper officers of the Company shall bind the
Company, notwithstanding that such individuals or any of them have ceased to hold such offices prior to the authentication and delivery of such Securities or did not hold such offices at the date of such Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">At any time and from time to time after the execution and delivery of this Indenture, the Company may deliver Securities of any series
executed by the Company to the Trustee for authentication, together with a Company Order for the authentication and delivery of such Securities, and the Trustee in accordance with the Company Order shall authenticate and deliver such Securities.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If all of the Securities of any series are not to be issued at one time and if the Board Resolution or supplemental indenture
establishing such series shall so permit, such Company Order may set forth procedures acceptable to the Trustee for the issuance of such Securities and determining the terms of particular Securities of such series, such as interest rate or formula,
maturity date, date of issuance and date from which interest shall accrue. In authenticating such Securities, and accepting the additional responsibilities under this Indenture in relation to such Securities, the Trustee shall be entitled to
receive, and (subject to Section&nbsp;612 and TIA Section&nbsp;315(a) through 315(d)) shall be fully protected in conclusively relying upon: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) an Opinion of Counsel complying with Section&nbsp;102 and stating that: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(a) the form or forms of such Securities have been, or will have been upon compliance with such procedures as may be specified therein,
established in conformity with the provisions of this Indenture; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(b) the terms of such Securities have been, or will have been upon
compliance with such procedures as may be specified therein, established in conformity with the provisions of this Indenture; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(c)
such Securities when completed pursuant to such procedures as may be specified therein, and executed and delivered by the Company to the Trustee for authentication in accordance with this Indenture, authenticated and delivered by the Trustee in
accordance with this Indenture and issued by the Company in the manner and subject to any conditions specified in such Opinion of Counsel, will constitute legal, valid and binding obligations of the Company, enforceable in accordance with their
terms, subject to applicable bankruptcy, insolvency, reorganization and other similar laws of general applicability relating to </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-19- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
or affecting the enforcement of creditors&#146; rights generally and to general equitable principles and to such other matters as may be specified therein; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) an Officers&#146; Certificate complying with Section&nbsp;102 and stating that all conditions precedent provided for in this Indenture
relating to the issuance of such Securities have been, or will have been upon compliance with such procedures as may be specified therein, complied with and that, to the best of the knowledge of the signers of such certificate, no Event of Default
with respect to such Securities shall have occurred and be continuing. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding the provisions of Section&nbsp;301 and of the
preceding paragraph, if all the Securities of any series are not to be issued at one time, it shall not be necessary to deliver a Company Order, an Opinion of Counsel or an Officers&#146; Certificate otherwise required pursuant to the preceding
paragraph at the time of issuance of each Security of such series, but such order, opinion and certificate, with appropriate modifications to cover such future issuances, shall be delivered at or before the time of issuance of the first Security of
such series. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Trustee shall not be required to authenticate such Securities if the issue of such Securities pursuant to this Indenture
will affect the Trustee&#146;s own rights, duties, obligations or immunities under the Securities and this Indenture or otherwise in a manner that is not reasonably acceptable to the Trustee. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Each Security shall be dated the date of its authentication. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No Security shall be entitled to any benefit under this Indenture or be valid or obligatory for any purpose unless there appears on such
Security a certificate of authentication substantially in the form provided for herein duly executed by the Trustee by manual signature of an authorized officer, and such certificate upon any Security shall be conclusive evidence, and the only
evidence, that such Security has been duly authenticated and delivered hereunder and is entitled to the benefits of this Indenture. Notwithstanding the foregoing, if any Security shall have been authenticated and delivered hereunder but never issued
and sold by the Company, and the Company shall deliver such Security to the Trustee for cancellation as provided in Section&nbsp;309 together with a written statement (which need not comply with Section&nbsp;102 and need not be accompanied by an
Opinion of Counsel) stating that such Security has never been issued or sold by the Company, for all purposes of this Indenture such Security shall be deemed never to have been authenticated and delivered hereunder and shall never be entitled to the
benefits of this Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 304. Temporary Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pending the preparation of definitive Securities of any series, the Company may execute, and upon Company Order the Trustee shall authenticate
and deliver, temporary Securities that are printed, lithographed, typewritten, mimeographed or otherwise produced, in any authorized denomination, substantially of the tenor of the definitive Securities in lieu of which they are issued, in
registered form and with such appropriate insertions, omissions, substitutions and other variations as the officers of the Company executing such Securities may determine, as conclusively evidenced by their execution of such Securities. In the case
of Securities of any series, such temporary Securities may be in global form. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-20- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If temporary Securities of any series are issued, the Company will cause definitive
Securities of that series to be prepared without unreasonable delay. After the preparation of definitive Securities of such series, the temporary Securities of such series shall be exchangeable for definitive Securities of such series upon surrender
of the temporary Securities of such series at the office or agency of the Company in a Place of Payment for that series, without charge to the Holder. Upon surrender for cancellation of any one or more temporary Securities of any series, the Company
shall execute and the Trustee shall authenticate and deliver in exchange therefor a like principal amount of definitive Securities of the same series of authorized denominations. Until so exchanged, the temporary Securities of any series shall in
all respects be entitled to the same benefits under this Indenture as definitive Securities of such series. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 305. Registration,
Registration of Transfer and Exchange. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company shall cause to be kept at the Corporate Trust Office of the Trustee or in any office
or agency of the Company in a Place of Payment a register for each series of Securities (the registers maintained in such office or in any such office or agency of the Company in a Place of Payment being herein sometimes referred to collectively as
the &#147;Security Register&#148;) in which, subject to such reasonable regulations as it or the Security Registrar may prescribe, the Company shall provide for the registration of Securities and of transfers of Securities. The Security Register
shall be in written form or any other form capable of being converted into written form within a reasonable time. The Trustee, at its Corporate Trust Office, is hereby initially appointed &#147;Security Registrar&#148; for the purpose of registering
Securities and transfers of Securities on such Security Register as herein provided. In the event that the Trustee shall cease to be Security Registrar, it shall have the right to examine the Security Register at all reasonable times and to require
that a copy of the Security Register in written form be delivered to it from time to time as reasonably requested. Subject to the provisions of this Section&nbsp;305, upon surrender for registration of transfer of any Security of any series at any
office or agency of the Company in a Place of Payment for that series, the Company shall execute, and the Trustee shall authenticate and deliver, in the name of the designated transferee or transferees, one or more new Securities of the same series,
of any authorized denominations and of a like aggregate principal amount, bearing a number not contemporaneously outstanding, and containing identical terms and provisions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to the provisions of this Section&nbsp;305, at the option of the Holder, Securities of any series may be exchanged for other
Securities of the same series, of any authorized denomination or denominations and of a like aggregate principal amount, containing identical terms and provisions, upon surrender of the Securities to be exchanged at any such office or agency.
Whenever any such Securities are so surrendered for exchange, the Company shall execute, and the Trustee shall authenticate and deliver, the Securities that the Holder making the exchange is entitled to receive. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding the foregoing, except as otherwise specified as contemplated by Section&nbsp;301, any permanent global Security shall be
exchangeable only as provided in this paragraph. If the depository for any permanent global Security is DTC, then, unless the terms of such global Security expressly permit such global Security to be exchanged in whole or in part for definitive
Securities, a global Security may be transferred, in whole but not in part, only to a nominee of DTC, or by a nominee of DTC to DTC, or to a successor to DTC for such global Security </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-21- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
selected or approved by the Company or to a nominee of such successor to DTC. If at any time DTC notifies the Company that it is unwilling or unable to continue as depository for the applicable
global Security or Securities or if at any time DTC ceases to be a clearing agency registered under the Exchange Act if so required by applicable law or regulation, the Company shall appoint a successor depository with respect to such global
Security or Securities. If (x)&nbsp;a successor depository for such global Security or Securities is not appointed by the Company within 90 days after the Company receives such notice or becomes aware of such unwillingness, inability or
ineligibility, (y)&nbsp;an Event of Default has occurred and is continuing and the beneficial owners representing a majority in principal amount of the applicable series of Securities represented by such global Security or Securities advise DTC to
cease acting as depository for such global Security or Securities or (z)&nbsp;the Company, in its sole discretion, determines at any time that all Outstanding Securities (but not less than all) of any series issued or issuable in the form of one or
more global Securities shall no longer be represented by such global Security or Securities, then the Company shall execute, and the Trustee shall authenticate and deliver definitive Securities of like series, rank, tenor and terms in definitive
form in an aggregate principal amount equal to the principal amount of such global Security or Securities. If any beneficial owner of an interest in a permanent global Security is otherwise entitled to exchange such an interest for Securities of
such series and of like tenor and principal amount of another authorized form and denomination, as specified as contemplated by Section&nbsp;301 and provided that any applicable notice provided in the permanent global Security shall have been given,
then without unnecessary delay but in any event not later than the earliest date on which such interest may be so exchanged, the Company shall execute, and the Trustee shall authenticate and deliver definitive Securities in aggregate principal
amount equal to the principal amount of such beneficial owner&#146;s interest in such permanent global Security. On or after the earliest date on which such interests may be so exchanged, such permanent global Security shall be surrendered for
exchange by DTC or such other depository as shall be specified in the Company Order with respect thereto to the Trustee, as the Company&#146;s agent for such purpose; provided, however, that no such exchanges may occur during a period beginning at
the opening of business 15 days before any selection of Securities to be redeemed and ending on the relevant Redemption Date if the Security for which exchange is requested may be among those selected for redemption. If a Security is issued in
exchange for any portion of a permanent global Security after the close of business at the office or agency where such exchange occurs on (i)&nbsp;any Regular Record Date and before the opening of business at such office or agency on the relevant
Interest Payment Date, or (ii)&nbsp;any Special Record Date and before the opening of business at such office or agency on the related proposed date for payment of Defaulted Interest, interest or Defaulted Interest, as the case may be, will not be
payable on such Interest Payment Date or proposed date for payment, as the case may be, in respect of such Security, but will be payable on such Interest Payment Date or proposed date for payment, as the case may be, only to the Person to whom
interest in respect of such portion of such permanent global Security is payable in accordance with the provisions of this Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All
Securities issued upon any registration of transfer or exchange of Securities shall be the valid obligations of the Company, evidencing the same debt, and entitled to the same benefits under this Indenture, as the Securities surrendered upon such
registration of transfer or exchange. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Every Security presented or surrendered for registration of transfer or for exchange or redemption
shall (if so required by the Company or the Security Registrar) be duly endorsed, or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-22- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
be accompanied by a written instrument of transfer in form satisfactory to the Security Registrar, duly executed by the Holder thereof or his attorney duly authorized in writing. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No service charge shall be made for any registration of transfer or exchange of Securities, but the Company may require payment of a sum
sufficient to cover any tax or other governmental charge that may be imposed in connection with any registration of transfer or exchange of Securities, other than exchanges pursuant to Section&nbsp;304, 906 or 1107 not involving any transfer. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company or the Trustee, as applicable, shall not be required (i)&nbsp;to issue, register the transfer of or exchange any Security if such
Security may be among those selected for redemption during a period beginning at the opening of business 15 days before selection of the Securities to be redeemed under Section&nbsp;1103 and ending at the close of business on the day of the mailing
of the relevant notice of redemption, or (ii)&nbsp;to register the transfer of or exchange any Security so selected for redemption in whole or in part, except the portion thereof not to be redeemed, provided that such Security shall be
simultaneously surrendered for redemption, or (iii)&nbsp;to issue or to register the transfer or exchange of any Security that has been surrendered for repayment, except the portion, if any, of such Security not to be so repaid. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 306. Mutilated, Destroyed, Lost and Stolen Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If any mutilated Security is surrendered to the Trustee or the Company, together with such security or indemnity as may be required by the
Company or the Trustee to save each of them or any agent of either of them harmless, the Company shall execute and the Trustee shall authenticate and deliver in exchange therefor a new Security of the same series and principal amount, containing
identical terms and provisions and bearing a number not contemporaneously outstanding. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If there shall be delivered to the Company and to
the Trustee (i)&nbsp;evidence to their satisfaction of the destruction, loss or theft of any Security, and (ii)&nbsp;such security or indemnity as may be required by them to save each of them and any agent of either of them harmless, then, in the
absence of actual notice to the Company or the Trustee that such Security has been acquired by a bona fide purchaser, the Company shall execute and upon its request the Trustee shall authenticate and deliver, in lieu of any such destroyed, lost or
stolen Security, a new Security of the same series and principal amount, containing identical terms and provisions and bearing a number not contemporaneously outstanding. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding the provisions of the previous two paragraphs, in case any such mutilated, destroyed, lost or stolen Security has become or is
about to become due and payable, the Company in its discretion may, instead of issuing a new Security, pay such Security. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Upon the
issuance of any new Security under this Section, the Company may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of
the Trustee) connected therewith. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Every new Security of any series issued pursuant to this Section in lieu of any destroyed, lost or
stolen Security shall constitute an original additional contractual obligation of the </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-23- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Company, whether or not the destroyed, lost or stolen Security shall be at any time enforceable by anyone, and shall be entitled to all the benefits of this Indenture equally and proportionately
with any and all other Securities of that series duly issued hereunder. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The provisions of this Section are exclusive and shall preclude
(to the extent lawful) all other rights and remedies with respect to the replacement or payment of mutilated, destroyed, lost or stolen Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 307. Payment of Interest; Interest Rights Preserved. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Except as otherwise specified with respect to a series of Securities in accordance with the provisions of Section&nbsp;301, interest on any
Security that is payable, and is punctually paid or duly provided for, on any Interest Payment Date shall be paid to the Person in whose name that Security (or one or more Predecessor Securities) is registered at the close of business on the Regular
Record Date for such interest at the office or agency of the Company maintained for such purpose pursuant to Section&nbsp;1002; provided, however, that each installment of interest on any Security may at the Company&#146;s option be paid by
(i)&nbsp;mailing a check for such interest, payable to or upon the written order of the Person entitled thereto pursuant to Section&nbsp;308, to the address of such Person as it appears on the Security Register or (ii)&nbsp;transfer to an account
maintained by the payee located inside the United States. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Unless otherwise provided as contemplated by Section&nbsp;301, every permanent
global Security will provide that interest, if any, payable on any Interest Payment Date will be paid to DTC, Euroclear and/or Clearstream, as the case may be, with respect to that portion of such permanent global Security held for its account by
DTC, Euroclear or Clearstream, as the case may be, for the purpose of permitting such party to credit the interest received by it in respect of such permanent global Security to the accounts of the beneficial owners thereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Except as otherwise specified with respect to a series of Securities in accordance with the provisions of Section&nbsp;301, any interest on
any Security of any series that is payable, but is not punctually paid or duly provided for, on any Interest Payment Date (herein called &#147;Defaulted Interest&#148;) shall forthwith cease to be payable to the registered Holder thereof on the
relevant Regular Record Date by virtue of having been such Holder, and such Defaulted Interest may be paid by the Company, at its election in each case, as provided in clause (1)&nbsp;or (2) below: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) The Company may elect to make payment of any Defaulted Interest to the Persons in whose names the Securities of such series (or their
respective Predecessor Securities) are registered at the close of business on a Special Record Date for the payment of such Defaulted Interest, which shall be fixed in the following manner. The Company shall notify the Trustee in writing of the
amount of Defaulted Interest proposed to be paid on each Security of such series and the date of the proposed payment (which shall not be less than 20 days after such notice is received by the Trustee), and at the same time the Company shall deposit
with the Trustee an amount of money in the currency or currencies, currency unit or units or composite currency or currencies in which the Securities of such series are payable (except as otherwise specified pursuant to Section&nbsp;301 for the
Securities of such series) equal to the aggregate amount proposed to be paid in respect of such Defaulted Interest or shall make arrangements satisfactory to the Trustee for such deposit on or prior to the date of the proposed payment, such money
when </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-24- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
deposited to be held in trust for the benefit of the Persons entitled to such Defaulted Interest as in this clause provided. Thereupon the Trustee shall fix a special record date (herein called a
&#147;Special Record Date&#148;) for the payment of such Defaulted Interest which shall be not more than 15 days and not less than 10 days prior to the date of the proposed payment and not less than 10 days after the receipt by the Trustee of the
notice of the proposed payment. The Trustee shall promptly notify the Company of such Special Record Date and, in the name and at the expense of the Company, shall cause notice of the proposed payment of such Defaulted Interest and the Special
Record Date therefor to be mailed, first-class postage prepaid (or to the extent permitted by applicable procedures or regulations, electronically delivered), to each Holder of Securities of such series at such Holder&#146;s address as it appears in
the Security Register not less than 10 days prior to such Special Record Date. Notice of the proposed payment of such Defaulted Interest and the Special Record Date therefor having been mailed as aforesaid, such Defaulted Interest shall be paid to
the Persons in whose names the Securities of such series (or their respective Predecessor Securities) are registered at the close of business on such Special Record Date and shall no longer be payable pursuant to the following clause (2). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) The Company may make payment of any Defaulted Interest on the Securities of any series in any other lawful manner not inconsistent with
the requirements of any securities exchange on which such Securities may be listed, and upon such notice as may be required by such exchange, if, after written notice given by the Company to the Trustee of the proposed payment pursuant to this
clause, such manner of payment shall be deemed practicable by the Trustee. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to the foregoing provisions of this Section and
Section&nbsp;305, each Security delivered under this Indenture upon registration of transfer of or in exchange for or in lieu of any other Security shall carry the rights to interest accrued and unpaid, and to accrue, which were carried by such
other Security. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to the provisions of Section&nbsp;1302 and except as otherwise specified with respect to a series of Securities
in accordance with the provisions of Section&nbsp;301, in the case of any Security that is converted or exchanged after any Regular Record Date and on or prior to the next succeeding Interest Payment Date (other than any Security, the principal of
(or premium, if any, on) which shall become due and payable, whether at a Stated Maturity or by declaration of acceleration, call for redemption, or otherwise, prior to such Interest Payment Date), interest whose Stated Maturity is on such Interest
Payment Date shall be payable on such Interest Payment Date notwithstanding such conversion or exchange, and such interest (whether or not punctually paid or duly provided for) shall be paid to the Person in whose name that Security (or one or more
Predecessor Securities) is registered at the close of business on such Regular Record Date. Except as otherwise expressly provided in the immediately preceding sentence, in the case of any Security which is converted or exchanged, interest whose
Stated Maturity is after the date of conversion or exchange of such Security shall not be payable. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 308. Persons Deemed Owners.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Prior to due presentment of a Security for registration of transfer, the Company, the Trustee and any agent of the Company or the Trustee
may treat the Person in whose name such Security is registered as the owner of such Security for the purpose of receiving payment of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-25- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
principal of (and premium or Make-Whole Amount, if any), and (subject to Sections 305 and 307) interest on, such Security and for all other purposes whatsoever, whether or not such Security be
overdue, and neither the Company, the Trustee nor any agent of the Company or the Trustee shall be affected by notice to the contrary. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">None of the Company, the Trustee, any Paying Agent or the Security Registrar will have any responsibility or liability for any aspect of the
records relating to or payments made on account of beneficial ownership interests of a Security in global form or for maintaining, supervising or reviewing any records relating to such beneficial ownership interests. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding the foregoing, with respect to any global Security, nothing herein shall prevent the Company, the Trustee, or any agent of the
Company or the Trustee, from giving effect to any written certification, proxy or other authorization furnished by any depository, as a Holder, with respect to such global Security or impair, as between such depository and owners of beneficial
interests in such global Security, the operation of customary practices governing the exercise of the rights of such depository (or its nominee) as Holder of such global Security. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 309. Cancellation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All
Securities surrendered for payment, redemption, repayment, registration of transfer or exchange or for credit against any sinking fund payment shall, if surrendered to any Person other than the Trustee, be delivered to the Trustee, and any such
Securities and Securities surrendered directly to the Trustee for any such purpose shall be promptly canceled by it. The Company may at any time deliver to the Trustee for cancellation any Securities previously authenticated and delivered hereunder
that the Company may have acquired in any manner whatsoever, and may deliver to the Trustee (or to any other Person for delivery to the Trustee) for cancellation any Securities previously authenticated hereunder that the Company has not issued and
sold, and all Securities so delivered shall be promptly canceled by the Trustee. If the Company shall so acquire any of the Securities, however, such acquisition shall not operate as a redemption or satisfaction of the indebtedness represented by
such Securities unless and until the same are surrendered to the Trustee for cancellation. No Securities shall be authenticated in lieu of or in exchange for any Securities canceled as provided in this Section, except as expressly permitted by this
Indenture. Cancelled Securities held by the Trustee shall be destroyed by the Trustee and, if required in writing by the Company, the Trustee shall deliver a certificate of such destruction to the Company, unless by a Company Order the Company
directs their return to it, subject to the customary procedures of the Trustee. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 310. Computation of Interest. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Except as otherwise specified as contemplated by Section&nbsp;301 with respect to Securities of any series, interest on the Securities of each
series shall be computed on the basis of a <FONT STYLE="white-space:nowrap">360-day</FONT> year consisting of twelve <FONT STYLE="white-space:nowrap">30-day</FONT> months. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-26- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE FOUR </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SATISFACTION AND DISCHARGE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 401. Satisfaction and Discharge of Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Indenture shall upon Company Request cease to be of further effect with respect to any series of Securities specified in such Company
Request (except as to any surviving rights of registration of transfer or exchange of Securities of such series herein expressly provided for and any right to receive Additional Amounts, as provided in Section&nbsp;1006), and the Trustee, upon
receipt of a Company Order, and at the expense of the Company, shall execute proper instruments acknowledging satisfaction and discharge of this Indenture as to such series when </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) either </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(A) all Securities
of such series theretofore authenticated and delivered (other than (i)&nbsp;Securities of such series that have been destroyed, lost or stolen and that have been replaced or paid as provided in Section&nbsp;306, and (ii)&nbsp;Securities of such
series for whose payment money has theretofore been deposited in trust or segregated and held in trust by the Company and thereafter repaid to the Company or discharged from such trust, as provided in Section&nbsp;1003) have been delivered to the
Trustee for cancellation; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(B) all Securities of such series not theretofore delivered to the Trustee for cancellation </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(i) have become due and payable, or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(ii) will become due and payable at their Stated Maturity within one year, or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:13%; font-size:10pt; font-family:Times New Roman">(iii) if redeemable at the option of the Company, are to be called for redemption within one year under arrangements satisfactory to the
Trustee for the giving of notice of redemption by the Trustee in the name, and at the expense, of the Company, </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">and the Company, in the case of (i), (ii)
or (iii)&nbsp;above, has irrevocably deposited or caused to be deposited with the Trustee as trust funds in trust for the purpose an amount in the currency or currencies, currency unit or units or composite currency or currencies in which the
Securities of such series are payable, sufficient to pay and discharge the entire indebtedness on such Securities not theretofore delivered to the Trustee for cancellation, for principal (and premium or Make-Whole Amount, if any) and interest, and
any Additional Amounts with respect thereto, to the date of such deposit (in the case of Securities that have become due and payable) or the Stated Maturity or Redemption Date, as the case may be; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) The Company has paid or caused to be paid all or other sums payable hereunder by the Company; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) The Company has delivered to the Trustee an Officers&#146; Certificate and an Opinion of Counsel, each stating that all conditions
precedent herein provided for relating to the satisfaction and discharge of this Indenture as to such series have been complied with. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-27- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding the satisfaction and discharge of this Indenture, the obligations of the
Company to the Trustee and any predecessor Trustee under Section&nbsp;606, the obligations of the Company to any Authenticating Agent under Section&nbsp;611 and, if money shall have been deposited with and held by the Trustee pursuant to subclause
(B)&nbsp;of clause (1)&nbsp;of this Section, the obligations of the Trustee under Section&nbsp;402 and the last paragraph of Section&nbsp;1003, shall survive. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In the event that there are Securities of two or more series outstanding hereunder, the Trustee shall be required to execute an instrument
acknowledging satisfaction and discharge of this Indenture only if requested to do so with respect to Securities of a particular series as to which it is Trustee and if the other conditions thereto are met. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 402. Application of Trust Funds. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to the provisions of the last paragraph of Section&nbsp;1003, all money deposited with the Trustee pursuant to Section&nbsp;401 shall
be held in trust and applied by it, in accordance with the provisions of the Securities and this Indenture, to the payment, either directly or through any Paying Agent (including the Company acting as its own Paying Agent) as the Trustee may
determine, to the Persons entitled thereto, of the principal (and premium or Make-Whole Amount, if any), and any interest and Additional Amounts for whose payment such money has been deposited with or received by the Trustee, but such money need not
be segregated from other funds except to the extent required by law. Money deposited pursuant to Section&nbsp;401 not in violation of this Indenture shall not be subject to claims of holders of Senior Debt under Article Fifteen. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE FIVE </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>REMEDIES
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 501. Events of Default. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to any modifications, additions or deletions relating to any series of Securities as contemplated pursuant to Section&nbsp;301,
&#147;Event of Default,&#148; wherever used herein with respect to any particular series of Securities, means any one of the following events (whatever the reason for such Event of Default and whether or not it shall be voluntary or involuntary or
be effected by operation of law or pursuant to any judgment, decree or order of any court or any order, rule or regulation of any administrative or governmental body): </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) the Company pursuant to or within the meaning of any Bankruptcy Law: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(A) commences a voluntary case, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(B) consents to the entry of an order for relief against it in an involuntary case, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(C) consents to the appointment of a Custodian of it or for all or substantially all of its property, or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(D) makes a general assignment for the benefit of its creditors; or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-28- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) a court of competent jurisdiction enters an order or decree under any Bankruptcy Law
that: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(A) is for relief against the Company in an involuntary case, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(B) appoints a Custodian of the Company or for all or substantially all of its property, or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(C) orders the liquidation of the Company, and the order or decree remains unstayed and in effect for 90 days; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) any other Event of Default provided with respect to Securities of that series. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">As used in this Section&nbsp;501, the term &#147;Bankruptcy Law&#148; means Title 11, U.S. Code or any similar Federal or state law for the
relief of debtors and the term &#147;Custodian&#148; means any receiver, trustee, assignee, liquidator or other similar official under any Bankruptcy Law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 502. Acceleration of Maturity; Rescission and Annulment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If an Event of Default (other than an Event of Default under clause (1)&nbsp;or (2) in Section&nbsp;501) with respect to Securities of any
series at the time Outstanding occurs and is continuing, then and in every such case the Trustee or the Holders of not less than 25% in aggregate principal amount of the Outstanding Securities of each such affected series (voting as a single class)
may declare the principal (or, if any Securities are Original Issue Discount Securities or Indexed Securities, such portion of the principal as may be specified in the terms thereof) of, and the Make-Whole Amount, if any, on, all the Securities of
that series to be due and payable immediately, by a notice in writing to the Company (and to the Trustee if given by the Holders), and upon any such declaration such principal or specified portion thereof shall become immediately due and payable. If
an Event of Default under clause (1)&nbsp;or (2) in Section&nbsp;501 with respect to Securities of any series at the time Outstanding occurs, the principal amount of all the Securities of each such affected series (or, if any Securities of that
series are Original Issue Discount Securities or Indexed Securities, such portion of the principal as may be specified in the terms thereof), and the Make-Whole Amount, if any, on, all the Securities of that series shall automatically, and without
any declaration or other action on the part of the Trustee or any Holder, become immediately due and payable. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">At any time after such a
declaration of acceleration with respect to Securities of any series has been made and before a judgment or decree for payment of the money due has been obtained by the Trustee as hereinafter in this Article provided, the Holders of a majority in
principal amount of the Outstanding Securities of that series, by written notice to the Company and the Trustee, may rescind and annul such declaration and its consequences if: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) the Company has paid or deposited with the Trustee a sum sufficient to pay in the currency, currency unit or composite currency in which
the Securities of such series is payable (except as otherwise specified pursuant to Section&nbsp;301 for the Securities of such series): </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(A) all overdue installments of interest on and any Additional Amounts payable in respect of all Outstanding Securities of that series; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-29- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(B) the principal of (and premium or Make-Whole Amount, if any, on) any Outstanding
Securities of that series which have become due otherwise than by such declaration of acceleration and interest thereon at the rate or rates borne by or provided for in such Securities; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(C) to the extent that payment of such interest is lawful, interest upon overdue installments of interest and any Additional Amounts at the
rate or rates borne by or provided for in such Securities; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(D) all sums paid or advanced by the Trustee hereunder and the reasonable
compensation, expenses, disbursements and advances of the Trustee, its agents and counsel; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) all Events of Default with respect to
Securities of that series, other than the nonpayment of the principal of (or premium or Make-Whole Amount, if any) or interest on Securities of that series that have become due solely by such declaration of acceleration, have been cured or waived as
provided in Section&nbsp;513. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No such rescission shall affect any subsequent default or impair any right consequent thereon. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 503. Collection of Indebtedness and Suits for Enforcement by Trustee. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company covenants that if: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) default is made in the payment of any installment of interest or Additional Amounts, if any, on any Security of any series when such
interest or Additional Amount becomes due and payable and such default continues for a period of 30 days, or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) default is made in the
payment of the principal of (or premium or Make-Whole Amount, if any, on) any Security of any series at its Maturity, </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">then the Company will, upon demand
of the Trustee, pay to the Trustee, for the benefit of the Holders of such Securities of such series, the whole amount then due and payable on such Securities for principal (and premium or Make-Whole Amount, if any) and interest and Additional
Amounts, with interest upon any overdue principal (and premium or Make-Whole Amount, if any) and, to the extent that payment of such interest shall be legally enforceable, upon any overdue installments of interest or Additional Amounts, if any, at
the rate or rates borne by or provided for in such Securities, and, in addition thereto, such further amount as shall be sufficient to cover the costs and expenses of collection, including the reasonable compensation, expenses, disbursements and
advances of the Trustee, its agents and counsel. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If the Company fails to pay such amounts forthwith upon such demand, the Trustee, in its
own name and as trustee of an express trust, may institute a judicial proceeding for the collection of the sums so due and unpaid, and may prosecute such proceeding to judgment or final decree, and may enforce the same against the Company or any
other obligor upon such Securities of such series and collect the moneys adjudged or decreed to be payable in the manner provided by law out of the property of the Company or any other obligor upon such Securities of such series, wherever situated.
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-30- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If an Event of Default with respect to Securities of any series occurs and is continuing,
the Trustee may in its discretion proceed to protect and enforce its rights and the rights of the Holders of Securities of such series by such appropriate judicial proceedings as the Trustee shall deem most effectual to protect and enforce any such
rights, whether for the specific enforcement of any covenant or agreement in this Indenture or in aid of the exercise of any power granted herein, or to enforce any other proper remedy. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 504. Trustee May File Proofs of Claim. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In case of the pendency of any receivership, insolvency, liquidation, bankruptcy, reorganization, arrangement, adjustment, composition or
other judicial proceeding relative to the Company or any other obligor upon the Securities or the property of the Company or of such other obligor or their creditors, the Trustee (irrespective of whether the principal of the Securities of any series
shall then be due and payable as therein expressed or by declaration or otherwise and irrespective of whether the Trustee shall have made any demand on the Company for the payment of overdue principal, premium or Make-Whole Amount, if any, or
interest) shall be entitled and empowered, by intervention in such proceeding or otherwise: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) to file and prove a claim for the whole
amount, or such lesser amount as may be provided for in the Securities of such series, of principal (and premium or Make-Whole Amount, if any) and interest and Additional Amounts, if any, owing and unpaid in respect of the Securities and to file
such other papers or documents as may be necessary or advisable in order to have the claims of the Trustee (including any claim for the reasonable compensation, expenses, disbursements and advances of the Trustee, its agents and counsel) and of the
Holders allowed in such judicial proceeding, and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) to collect and receive any moneys or other property payable or deliverable on any
such claims and to distribute the same; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">and any custodian, receiver, assignee, trustee, liquidator, sequestrator (or other similar official) in any such
judicial proceeding is hereby authorized by each Holder of Securities of such series to make such payments to the Trustee, and in the event that the Trustee shall consent to the making of such payments directly to the Holders, to pay to the Trustee
any amount due to it for the reasonable compensation, expenses, disbursements and advances of the Trustee and any predecessor Trustee, their agents and counsel, and any other amounts due the Trustee or any predecessor Trustee under Section&nbsp;606.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Nothing herein contained shall be deemed to authorize the Trustee to authorize or consent to or accept or adopt on behalf of any Holder
of a Security any plan of reorganization, arrangement, adjustment or composition affecting the Securities or the rights of any Holder thereof, or to authorize the Trustee to vote in respect of the claim of any Holder of a Security in any such
proceeding. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 505. Trustee May Enforce Claims Without Possession of Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All rights of action and claims under this Indenture or any of the Securities may be prosecuted and enforced by the Trustee without the
possession of any of the Securities or the production thereof in any proceeding relating thereto, and any such proceeding instituted by the </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-31- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Trustee shall be brought in its own name as trustee of an express trust, and any recovery of judgment shall, after provision for the payment of the reasonable compensation, expenses,
disbursements and advances of the Trustee, its agents and counsel, be for the ratable benefit of the Holders of the Securities in respect of which such judgment has been recovered. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 506. Application of Money Collected. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any money collected by the Trustee pursuant to this Article shall be applied in the following order, at the date or dates fixed by the Trustee
and, in case of the distribution of such money on account of principal (or premium or Make-Whole Amount, if any) or interest and any Additional Amounts, upon presentation of the Securities, as the case may be, and the notation thereon of the payment
if only partially paid and upon surrender thereof if fully paid: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">FIRST: To the payment of all amounts due the Trustee (acting in any
capacity hereunder) and any predecessor Trustee hereunder, </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECOND: To the payment of the amounts then due and unpaid upon the Securities
for principal (and premium or Make-Whole Amount, if any) and interest and any Additional Amounts payable, in respect of which or for the benefit of which such money has been collected, ratably, without preference or priority of any kind, according
to the aggregate amounts due and payable on such Securities for principal (and premium or Make-Whole Amount, if any), interest and Additional Amounts, respectively, and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">THIRD: To the payment of the remainder, if any, to the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 507. Limitation on Suits. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No Holder of any Security of any series shall have any right to institute any proceeding, judicial or otherwise, with respect to this
Indenture, or for the appointment of a receiver or trustee, or for any other remedy hereunder, unless: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) such Holder has previously
given written notice to the Trustee of a continuing Event of Default with respect to the Securities of that series; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) the Holders of
not less than 25% in principal amount of the Outstanding Securities of that series shall have made written request to the Trustee to institute proceedings in respect of such Event of Default in its own name as Trustee hereunder; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) such Holder or Holders have offered to the Trustee indemnity satisfactory to the Trustee against the costs, expenses and liabilities to be
incurred in compliance with such request; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(4) the Trustee for 60 days after its receipt of such notice, request and offer of indemnity
has failed to institute any such proceeding; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(5) no direction inconsistent with such written request has been given to the Trustee
during such <FONT STYLE="white-space:nowrap">60-day</FONT> period by the Holders of a majority in principal amount of the Outstanding Securities of that series; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-32- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">it being understood and intended that no one or more of such Holders shall have any right in any manner
whatever by virtue of, or by availing of, any provision of this Indenture to affect, disturb or prejudice the rights of any other of such Holders, or to obtain or to seek to obtain priority or preference over any other of such Holders or to enforce
any right under this Indenture, except in the manner herein provided and for the equal and ratable benefit of all such Holders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION
508. Unconditional Right of Holders to Receive Principal, Premium or Make-Whole Amount, if any, Interest and Additional Amounts. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding any other provision in this Indenture, the Holder of any Security shall have the right, which is absolute and unconditional,
to receive payment of the principal of (and premium or Make-Whole Amount, if any) and (subject to Sections 305 and 307) interest on, and any Additional Amounts in respect of, such Security on the respective due dates expressed in such Security (or,
in the case of redemption, on the Redemption Date) and to institute suit for the enforcement of any such payment, and such rights shall not be impaired without the consent of such Holder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 509. Restoration of Rights and Remedies. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If the Trustee or any Holder of a Security has instituted any proceeding to enforce any right or remedy under this Indenture and such
proceeding has been discontinued or abandoned for any reason, or has been determined adversely to the Trustee or to such Holder, then and in every such case the Company, the Trustee and the Holders of Securities shall, subject to any determination
in such proceeding, be restored severally and respectively to their former positions hereunder and thereafter all rights and remedies of the Trustee and the Holders shall continue as though no such proceeding has been instituted. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 510. Rights and Remedies Cumulative. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Except as otherwise provided with respect to the replacement or payment of mutilated, destroyed, lost or stolen Securities in the last
paragraph of Section&nbsp;306, no right or remedy herein conferred upon or reserved to the Trustee or to the Holders of Securities is intended to be exclusive of any other right or remedy, and every right and remedy shall, to the extent permitted by
law, be cumulative and in addition to every other right and remedy given hereunder or now or hereafter existing at law or in equity or otherwise. The assertion or employment of any right or remedy hereunder, or otherwise, shall not prevent the
concurrent assertion or employment of any other appropriate right or remedy. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 511. Delay or Omission Not Waiver. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No delay or omission of the Trustee or of any Holder of any Security to exercise any right or remedy accruing upon any Event of Default shall
impair any such right or remedy or constitute a waiver of any such Event of Default or any acquiescence therein. Every right and remedy given by this Article or by law to the Trustee or to the Holders may be exercised from time to time, and as often
as may be deemed expedient, by the Trustee or by the Holders of Securities, as the case may be. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-33- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 512. Control by Holders of Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Holders of not less than a majority in principal amount of the Outstanding Securities of any series shall have the right to direct the
time, method and place of conducting any proceeding for any remedy available to the Trustee or exercising any trust or power conferred on the Trustee with respect to the Securities of such series, provided that </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) such direction shall not be in conflict with any rule of law or with this Indenture, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) the Trustee may take any other action deemed proper by the Trustee that is not inconsistent with such direction, and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) the Trustee need not take any action that might involve it in personal liability or be unduly prejudicial to the Holders of Securities of
such series not joining therein (but the Trustee shall have no obligation as to the determination of such undue prejudice). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 513.
Waiver of Past Defaults. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Holders of not less than a majority in principal amount of the Outstanding Securities of any series may on
behalf of the Holders of all the Securities of such series consent to the waiver of any past default hereunder with respect to such series and its consequences, except a default </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) in the payment of the principal of (or premium or Make-Whole Amount, if any) or interest on or Additional Amounts payable in respect of
any Security of such series, or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) in respect of a covenant or provision hereof which under Article Nine cannot be modified or amended
without the consent of the Holder of each Outstanding Security of such series affected. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Upon any such waiver, such default shall cease to
exist, and any Event of Default arising therefrom shall be deemed to have been cured, for every purpose of this Indenture; but no such waiver shall extend to any subsequent or other default or Event of Default or impair any right consequent thereon.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 514. Waiver of Stay or Extension Laws. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company covenants (to the extent that it may lawfully do so) that it will not at any time insist upon, or plead, or in any manner
whatsoever claim or take the benefit or advantage of, any stay or extension law wherever enacted, now or at any time hereafter in force, which may affect the covenants or the performance of this Indenture; and the Company (to the extent that it may
lawfully do so) hereby expressly waives all benefit or advantage of any such law, and covenants that it will not hinder, delay or impede the execution of any power herein granted to the Trustee, but will suffer and permit the execution of every such
power as though no such law had been enacted. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-34- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 515. Undertaking for Costs. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All parties to this Indenture agree, and each Holder of any Security by his acceptance thereof shall be deemed to have agreed, that any court
may in its discretion require, in any suit for the enforcement of any right or remedy under this Indenture, or in any suit against the Trustee for any action taken or omitted by it as Trustee, the filing by any party litigant in such suit of an
undertaking to pay the costs of such suit, and that such court may in its discretion assess reasonable costs, including reasonable attorneys&#146; fees, against any party litigant in such suit having due regard to the merits and good faith of the
claims or defenses made by such party litigant; but the provisions of this Section shall not apply to any suit instituted by the Trustee, to any suit instituted by any Holder, or group of Holders, holding in the aggregate more than 10% in principal
amount of the Outstanding Securities, or to any suit instituted by any Holder for the enforcement of the payment of the principal of (or premium or Make-Whole Amount, if any) or interest on or Additional Amounts payable with respect to any Security
on or after the respective Stated Maturities expressed in such Security (or in the case of redemption, on or after the Redemption Date). </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE SIX </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>THE TRUSTEE
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 601. Notice of Defaults. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Within 90 days after the occurrence of any default hereunder with respect to the Securities of any series, the Trustee shall transmit in the
manner and to the extent provided in TIA Section&nbsp;313(c), notice of such default hereunder actually known to a Responsible Officer of the Trustee, unless such default shall have been cured or waived; provided, however, that, except in the case
of a default in the payment of the principal of (or premium or Make-Whole Amount, if any) or interest on or any Additional Amounts with respect to any Security of such series, or in the payment of any sinking fund installment with respect to the
Securities of such series, the Trustee shall be protected in withholding such notice if and so long as Responsible Officers of the Trustee in good faith determine that the withholding of such notice is in the interests of the Holders of the
Securities of such series. For the purpose of this Section, the term &#147;default&#148; means any event that is, or after notice or lapse of time or both would become, an Event of Default with respect to the Securities of such series. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 602. Certain Rights of Trustee. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to the provisions of TIA Section&nbsp;315(a) through 315(d): </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) the Trustee shall perform only such duties as are expressly undertaken by it to perform under this Indenture and no implied covenants or
obligations shall be read into this Indenture against the Trustee; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) the Trustee may conclusively rely and shall be fully protected in
acting or refraining from acting upon any resolution, certificate, statement, instrument, opinion, report, notice, request, direction, consent, order, bond, debenture, note or other paper or document believed by it to be genuine and to have been
signed or presented by the proper party or parties; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-35- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) any request or direction of the Company mentioned herein shall be sufficiently evidenced
by a Company Request or Company Order (other than delivery of any Security to the Trustee for authentication and delivery pursuant to Section&nbsp;303 that shall be sufficiently evidenced as provided therein) and any resolution of the Board of
Directors may be sufficiently evidenced by a Board Resolution; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(4) whenever in the administration of this Indenture the Trustee shall
deem it desirable that a matter be proved or established prior to taking, suffering or omitting any action hereunder, the Trustee (unless other evidence be herein specifically prescribed) may, in the absence of willful misconduct on its part, rely
upon an Officers&#146; Certificate; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(5) the Trustee may consult with counsel and as a condition to the taking, suffering or omission of
any action hereunder may demand an Opinion of Counsel, and the advice of such counsel or any Opinion of Counsel shall be full and complete authorization and protection in respect of any action taken, suffered or omitted by it hereunder in good faith
and in reliance thereon; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(6) the Trustee shall be under no obligation to exercise any of the rights or powers vested in it by this
Indenture at the request or direction of any of the Holders of Securities of any series pursuant to this Indenture, unless such Holders shall have offered to the Trustee security or indemnity satisfactory to the Trustee against the costs, expenses
and liabilities that might be incurred by it in compliance with such request or direction; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(7) the Trustee shall not be bound to make any
investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, direction, consent, order, bond, debenture, note or other paper or document, but the Trustee, in its discretion,
may make such further inquiry or investigation into such facts or matters as it may see fit, and, if the Trustee shall determine to make such further inquiry or investigation, it shall be entitled to examine the books, records and premises of the
Company, personally or by agent or attorney; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(8) the Trustee may execute any of the trusts or powers hereunder or perform any duties
hereunder either directly or by or through agents, attorneys, custodians or nominees and the Trustee shall not be responsible for any misconduct or negligence on the part of any agent, attorney, custodian or nominee appointed with due care by it
hereunder; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(9) the Trustee shall not be liable for any action taken, suffered or omitted by it in good faith and reasonably believed by
it to be authorized or within the discretion or rights or powers conferred upon it by this Indenture; provided, however, that the Trustee&#146;s conduct does not constitute willful misconduct or gross negligence. The Trustee shall not be required to
expend or risk its own funds or otherwise incur any financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if it shall have reasonable grounds for believing that repayment of such
funds or indemnity satisfactory to the Trustee against such risk or liability is not reasonably assured to it; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(10) in no event shall the
Trustee be responsible or liable for special, punitive, indirect, or consequential losses or damages of any kind whatsoever (including, but not limited to, loss of </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-36- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
profit) irrespective of whether the Trustee has been advised of the likelihood of such loss or damage and regardless of the form of action; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(11) the Trustee shall not be deemed to have notice of any Default or Event of Default unless a Responsible Officer of the Trustee has actual
knowledge thereof or unless written notice of any event which is in fact such a default is received by the Trustee at the Corporate Trust Office of the Trustee, and such notice references the Securities and this Indenture; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(12) the rights, privileges, protections, immunities and benefits given to the Trustee, including, without limitation, its right to be
indemnified, are extended to, and shall be enforceable by, the Trustee in each of its capacities hereunder, and to each agent, custodian and other Person employed to act hereunder; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(13) the Trustee shall have no liability or responsibility for any calculation made in connection with the Securities or under this Indenture
or any information or determination used in connection with any such calculation; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(14) the Trustee may request that the Company
deliver a certificate setting forth the names of individuals and/or titles of officers authorized at such time to take specified actions pursuant to this Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 603. Not Responsible for Recitals or Issuance of Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The recitals contained herein and in the Securities, except the Trustee&#146;s certificate of authentication, shall be taken as the statements
of the Company, and neither the Trustee nor any Authenticating Agent assumes any responsibility for their correctness. The Trustee makes no representations as to the validity or sufficiency of this Indenture or of the Securities, except that the
Trustee represents that it is duly authorized to execute and deliver this Indenture, authenticate the Securities and perform its obligations hereunder. Neither the Trustee nor any Authenticating Agent shall be accountable for the use or application
by the Company of Securities or the proceeds thereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 604. May Hold Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Trustee, any Paying Agent, Security Registrar, Authenticating Agent or any other agent of the Company, in its individual or any other
capacity, may become the owner or pledgee of Securities and, subject to Section&nbsp;613 and TIA Sections 310(b) and 311, may otherwise deal with the Company with the same rights it would have if it were not Trustee, Paying Agent, Security
Registrar, Authenticating Agent or such other agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 605. Money Held in Trust. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Money held by the Trustee in trust hereunder need not be segregated from other funds except to the extent required by law. The Trustee shall
be under no liability for interest on, or investment of, any money received by it hereunder. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-37- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 606. Compensation and Reimbursement. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company agrees: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) to pay
to the Trustee (acting in any capacity hereunder) from time to time such compensation for all services rendered by it hereunder, including extraordinary services rendered in connection with or during the continuation of a default hereunder as agreed
in writing with the Company (which compensation shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust); </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) to reimburse each of the Trustee (acting in any capacity hereunder) and any predecessor Trustee upon its request for all reasonable
expenses, disbursements and advances incurred or made by it in accordance with any provision of this Indenture (including the reasonable compensation and the expenses and disbursements of its agents and counsel), except to the extent any such
expense, disbursement or advance may be attributable to its gross negligence or willful misconduct; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) to indemnify each of the
Trustee (acting in any capacity hereunder) and any predecessor Trustee and each of their respective directors, officers, agents and employees for, and to hold each of them harmless against, any loss, damage, claim, liability or expense, including
taxes (other than taxes based upon, measured by or determined by the income or gain of the Trustee), arising out of or in connection with the acceptance or administration of the trust or trusts or the performance of its duties hereunder, including
the costs and expenses of defending itself against any claim or liability in connection with the exercise or performance of any of its powers or duties hereunder except to the extent any such loss, liability or expense may be attributable to its own
gross negligence or willful misconduct. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">As security for the performance of the obligations of the Company under this Section, the Trustee
shall have a lien prior to the Securities upon all property and funds held or collected by the Trustee as such, except funds held in trust for the payment of principal of (or premium or Make-Whole Amount, if any) or interest on particular
Securities. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">When the Trustee incurs expenses or renders services in connection with an Event of Default described in Section&nbsp;501(1)
and (2), such expenses (including the fees and expenses of its counsel) and the compensation for such services are intended to constitute expenses of administration under any Bankruptcy Law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The provisions of this Section shall survive the termination of this Indenture or the resignation or removal of the Trustee. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 607. Corporate Trustee Required; Eligibility. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">There shall at all times be a Trustee hereunder that shall be eligible to act as Trustee under TIA Section&nbsp;310(a)(1) and shall have a
combined capital and surplus of at least $50,000,000 or is a subsidiary of a corporation that shall be a Person that has a combined capital and surplus of at least $50,000,000 and that unconditionally guarantees the obligations of the Trustee
hereunder. If such Trustee or Person publishes reports of condition at least annually, pursuant to law or the requirements of Federal, State, Territorial or District of Columbia </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-38- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
supervising or examining authority, then for the purposes of this Section, the combined capital and surplus of such Trustee or Person shall be deemed to be its combined capital and surplus as set
forth in its most recent report of condition so published. If at any time the Trustee shall cease to be eligible in accordance with the provisions of this Section, it shall resign immediately in the manner and with the effect hereinafter specified
in this Article. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 608. Resignation and Removal; Appointment of Successor. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) No resignation or removal of the Trustee and no appointment of a successor Trustee pursuant to this Article shall become effective until
the acceptance of appointment by the successor Trustee in accordance with the applicable requirements of Section&nbsp;609. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) The
Trustee may resign at any time with respect to the Securities of one or more series by giving written notice thereof to the Company. If an instrument of acceptance by a successor Trustee shall not have been delivered to the Trustee within 30 days
after the giving of such notice of resignation, the resigning Trustee may petition any court of competent jurisdiction for the appointment of a successor Trustee. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) The Trustee may be removed at any time with respect to the Securities of any series by Act of the Holders of a majority in principal
amount of the Outstanding Securities of such series delivered to the Trustee and to the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) If at any time: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) the Trustee shall fail to comply with the provisions of Section&nbsp;613 or TIA Section&nbsp;310(b) after written request therefor by the
Company or by any Holder of a Security who has been a bona fide Holder of a Security for at least six months, or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) the Trustee shall
cease to be eligible under Section&nbsp;607 and shall fail to resign after written request therefor by the Company or by any Holder of a Security who has been a bona fide Holder of a Security for at least six months, or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) the Trustee shall become incapable of acting or shall be adjudged a bankrupt or insolvent or a receiver of the Trustee or of its property
shall be appointed or any public officer shall take charge or control of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, then, in any such case, (i)&nbsp;the Company by or pursuant to a Board
Resolution may remove the Trustee and appoint a successor Trustee with respect to all Securities, or (ii)&nbsp;subject to TIA Section&nbsp;315(e), any Holder of a Security who has been a bona fide Holder of a Security for at least six months may, on
behalf of himself and all others similarly situated, petition any court of competent jurisdiction for the removal of the Trustee with respect to all Securities and the appointment of a successor Trustee or Trustees. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) If the Trustee shall resign, be removed or become incapable of acting, or if a vacancy shall occur in the office of Trustee for any cause
with respect to the Securities of one or more series, the Company, by or pursuant to a Board Resolution, shall promptly appoint a successor Trustee or Trustees with respect to the Securities of that or those series (it being understood that any such
successor Trustee may be appointed with respect to the Securities of one or more or all of such series and that at any time there shall be only one Trustee with respect </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-39- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
to the Securities of any particular series). If, within one year after such resignation, removal or incapability, or the occurrence of such vacancy, a successor Trustee with respect to the
Securities of any series shall be appointed by Act of the Holders of a majority in principal amount of the Outstanding Securities of such series delivered to the Company and the retiring Trustee, the successor Trustee so appointed shall, forthwith
upon its acceptance of such appointment, become the successor Trustee with respect to the Securities of such series and to that extent supersede the successor Trustee appointed by the Company. If no successor Trustee with respect to the Securities
of any series shall have been so appointed by the Company or the Holders of Securities and accepted appointment in the manner hereinafter provided, any Holder of a Security who has been a bona fide Holder of a Security of such series for at least
six months may, on behalf of himself and all others similarly situated, petition any court of competent jurisdiction for the appointment of a successor Trustee with respect to Securities of such series. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f) The Company shall give notice of each resignation and each removal of the Trustee with respect to the Securities of any series and each
appointment of a successor Trustee with respect to the Securities of any series in the manner provided for notices to the Holders of Securities in Section&nbsp;106. Each notice shall include the name of the successor Trustee with respect to the
Securities of such series and the address of its Corporate Trust Office. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 609. Acceptance of Appointment By Successor. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) In case of the appointment hereunder of a successor Trustee with respect to all Securities, every such successor Trustee shall execute,
acknowledge and deliver to the Company and to the retiring Trustee an instrument accepting such appointment, and thereupon the resignation or removal of the retiring Trustee shall become effective and such successor Trustee, without any further act,
deed or conveyance, shall become vested with all the rights, powers, trusts and duties of the retiring Trustee; but, on request of the Company or the successor Trustee, such retiring Trustee shall, upon payment of its charges, execute and deliver an
instrument transferring to such successor Trustee all the rights, powers and trusts of the retiring Trustee, and shall duly assign, transfer and deliver to such successor Trustee all property and money held by such retiring Trustee hereunder,
subject nevertheless to its claim, if any, provided for in Section&nbsp;606. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) In case of the appointment hereunder of a successor
Trustee with respect to the Securities of one or more (but not all) series, the Company, the retiring Trustee and each successor Trustee with respect to the Securities of one or more series shall execute and deliver an indenture supplemental hereto,
pursuant to Article Nine hereof, wherein each successor Trustee shall accept such appointment and that (1)&nbsp;shall contain such provisions as shall be necessary or desirable to transfer and confirm to, and to vest in, each successor Trustee all
the rights, powers, trusts and duties of the retiring Trustee with respect to the Securities of that or those series to which the appointment of such successor Trustee relates, (2)&nbsp;if the retiring Trustee is not retiring with respect to all
Securities, shall contain such provisions as shall be deemed necessary or desirable to confirm that all the rights, powers, trusts and duties of the retiring Trustee with respect to the Securities of that or those series as to which the retiring
Trustee is not retiring shall continue to be vested in the retiring Trustee, and (3)&nbsp;shall add to or change any of the provisions of this Indenture as shall be necessary to provide for or facilitate the administration of the trusts hereunder by
more than one Trustee, it being understood that nothing herein or in such </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-40- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
supplemental indenture shall constitute such Trustees <FONT STYLE="white-space:nowrap">co-trustees</FONT> of the same trust and that each such Trustee shall be trustee of a trust or trusts
hereunder separate and apart from any trust or trusts hereunder administered by any other such Trustee; and upon the execution and delivery of such supplemental indenture the resignation or removal of the retiring Trustee shall become effective to
the extent provided therein and each such successor Trustee, without any further act, deed or conveyance, shall become vested with all the rights, powers, trusts and duties of the retiring Trustee with respect to the Securities of that or those
series to which the appointment of such successor Trustee relates; but, on request of the Company or any successor Trustee, such retiring Trustee shall duly assign, transfer and deliver to such successor Trustee all property and money held by such
retiring Trustee hereunder with respect to the Securities of that or those series to which the appointment of such successor Trustee relates. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) Upon request of any such successor Trustee, the Company shall execute any and all instruments for more fully and certainly vesting in and
confirming to such successor Trustee all such rights, powers and trusts referred to in paragraph (a)&nbsp;or (b) of this Section, as the case may be. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) No successor Trustee shall accept its appointment unless at the time of such acceptance such successor Trustee shall be qualified and
eligible under this Article. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) All monies due and owing to the Trustee shall be paid before the Successor Trustee takes over. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 610. Merger, Conversion, Consolidation or Succession to Business. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any corporation into which the Trustee may be merged or converted or with which it may be consolidated, or any corporation resulting from any
merger, conversion or consolidation to which the Trustee shall be a party, or any corporation succeeding to all or substantially all of the corporate trust business of the Trustee, shall be the successor of the Trustee hereunder, provided such
corporation shall be otherwise qualified and eligible under this Article, without the execution or filing of any paper or any further act on the part of any of the parties hereto. In case any Securities shall have been authenticated, but not
delivered, by the Trustee then in office, any successor by merger, conversion or consolidation to such authenticating Trustee may adopt such authentication and deliver the Securities so authenticated with the same effect as if such successor Trustee
had itself authenticated such Securities. In case any Securities shall not have been authenticated by such predecessor Trustee, any such successor Trustee may authenticate and deliver such Securities, in either its own name or that of its
predecessor Trustee, with the full force and effect that this Indenture provides for the certificate of authentication of the Trustee. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 611. Appointment of Authenticating Agent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">At any time when any of the Securities remain Outstanding, the Trustee may appoint an Authenticating Agent or Agents with respect to one or
more series of Securities that shall be authorized to act on behalf of the Trustee to authenticate Securities of such series issued upon exchange, registration of transfer or partial redemption or repayment thereof or pursuant to Section&nbsp;306,
and Securities so authenticated shall be entitled to the benefits of this Indenture and shall be valid and obligatory for all purposes as if authenticated by the Trustee hereunder. Any </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-41- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
such appointment shall be evidenced by an instrument in writing signed by a Responsible Officer of the Trustee, a copy of which instrument shall be promptly furnished to the Company. Wherever
reference is made in this Indenture to the authentication and delivery of Securities by the Trustee or the Trustee&#146;s certificate of authentication, such reference shall be deemed to include authentication and delivery on behalf of the Trustee
by an Authenticating Agent and a certificate of authentication executed on behalf of the Trustee by an Authenticating Agent. Each Authenticating Agent shall be reasonably acceptable to the Company and, except as may otherwise be provided pursuant to
Section&nbsp;301, shall at all times be a bank or trust company or corporation organized and doing business and in good standing under the laws of the United States of America or of any State or the District of Columbia, authorized under such laws
to act as Authenticating Agent, having a combined capital and surplus of not less than $25,000,000 and subject to supervision or examination by Federal or State authorities. If such Authenticating Agent publishes reports of condition at least
annually, pursuant to law or the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section, the combined capital and surplus of such Authenticating Agent shall be deemed to be its combined capital and
surplus as set forth in its most recent report of condition so published. In case at any time an Authenticating Agent shall cease to be eligible in accordance with the provisions of this Section, such Authenticating Agent shall resign immediately in
the manner and with the effect specified in this Section. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any corporation into which an Authenticating Agent may be merged or converted
or with which it may be consolidated, or any corporation resulting from any merger, conversion or consolidation to which such Authenticating Agent shall be a party, or any corporation succeeding to the corporate agency or corporate trust business of
an Authenticating Agent, shall continue to be an Authenticating Agent, provided such corporation shall be otherwise eligible under this Section, without the execution or filing of any paper or further act on the part of the Trustee or the
Authenticating Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">An Authenticating Agent for any series of Securities may at any time resign by giving written notice of resignation
to the Trustee for such series and to the Company. The Trustee for any series of Securities may at any time terminate the agency of an Authenticating Agent by giving written notice of termination to such Authenticating Agent and to the Company. Upon
receiving such a notice of resignation or upon such a termination, or in case at any time such Authenticating Agent shall cease to be eligible in accordance with the provisions of this Section, the Trustee for such series may appoint a successor
Authenticating Agent that shall be acceptable to the Company and shall give notice of such appointment to all Holders of Securities of or within the series with respect to which such Authenticating Agent will serve in the manner set forth in
Section&nbsp;106. Any successor Authenticating Agent upon acceptance of its appointment hereunder shall become vested with all the rights, powers and duties of its predecessor hereunder, with like effect as if originally named as an Authenticating
Agent herein. No successor Authenticating Agent shall be appointed unless eligible under the provisions of this Section. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company
agrees to pay to each Authenticating Agent from time to time reasonable compensation including reimbursement of its reasonable expenses for its services under this Section. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-42- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If an appointment with respect to one or more series is made pursuant to this Section, the
Securities of such series may have endorsed thereon, in addition to or in lieu of the Trustee&#146;s certificate of authentication, an alternate certificate of authentication substantially in the following form: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This is one of the Securities of the series designated therein and referred to in the within-mentioned Indenture. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="5%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="94%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="3">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;, as Trustee</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">as Authenticating Agent</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">Authorized Signatory</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 612. Certain Duties and Responsibilities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No provision of this Indenture shall require the Trustee to expend or risk its own funds or otherwise incur any financial liability in the
performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if it shall have reasonable grounds for believing that repayment of such funds or indemnity satisfactory to the Trustee against such risk or liability is
not reasonably assured to it. Whether or not therein expressly so provided, every provision of this Indenture relating to the conduct or affecting the liability of or affording protection to the Trustee shall be subject to the provisions of this
Section. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 613. Conflicting Interests. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If the Trustee has or shall acquire a conflicting interest within the meaning of the TIA, the Trustee shall either eliminate such interest or
resign, to the extent and in the manner provided by, and subject to the provisions of, the TIA and this Indenture. To the extent permitted by such Act, the Trustee shall not be deemed to have a conflicting interest by virtue of being a trustee under
this Indenture with respect to Securities of more than one series. In case an Event of Default shall occur and be continuing, the Trustee shall exercise such of its rights and powers under the applicable Indenture and use the same degree of care and
skill in their exercise as a prudent person would exercise or use under the circumstances in the conduct of his own affairs. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE
SEVEN </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>HOLDERS&#146; LISTS AND REPORTS BY TRUSTEE AND COMPANY </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 701. Disclosure of Names and Addresses of Holders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Every Holder of Securities, by receiving and holding the same, agrees with the Company and the Trustee that neither the Company nor the
Trustee nor any Authenticating Agent nor any Paying Agent nor any Security Registrar nor any director, officer, agent or employee of any of them shall be held accountable by reason of the disclosure of any information as to the names and addresses
of the Holders of Securities in accordance with TIA Section&nbsp;312, regardless of the source from which such information was derived, and that the Trustee shall not be held </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-43- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
accountable by reason of mailing any material pursuant to a request made under TIA Section&nbsp;312(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 702. Reports by Trustee. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Within 60 days after March&nbsp;15 of each year commencing with the first March&nbsp;15 after the first issuance of Securities pursuant to
this Indenture, the Trustee shall transmit by mail to all Holders of Securities as provided in TIA Section&nbsp;313(c) a brief report dated as of such March&nbsp;15 if and to the extent required by TIA Section&nbsp;313(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 703. Reports by Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company will: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) file
with the Trustee, within 15 days after the Company is required to file the same with the Commission, copies of the annual reports and of the information, documents and other reports (or copies of such portions of any of the foregoing as the
Commission may from time to time by rules and regulations prescribe) that the Company may be required to file with the Commission pursuant to Section&nbsp;13 or Section&nbsp;15(d) of the Exchange Act; or, if the Company is not required to file
information, documents or reports pursuant to either of such Sections, then it will file with the Trustee and the Commission, in accordance with rules and regulations prescribed from time to time by the Commission, such of the supplementary and
periodic information, documents and reports that may be required pursuant to Section&nbsp;13 of the Exchange Act in respect of a security listed and registered on a national securities exchange as may be prescribed from time to time in such rules
and regulations; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) file with the Trustee and the Commission, in accordance with rules and regulations prescribed from time to time by
the Commission, such additional information, documents and reports with respect to compliance by the Company with the conditions and covenants of this Indenture as may be required from time to time by such rules and regulations; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) transmit by mail (or to the extent permitted by applicable procedures or regulations, deliver electronically) to the Holders of
Securities, within 30 days after the filing thereof with the Trustee, in the manner and to the extent provided in TIA Section&nbsp;313(c), such summaries of any information, documents and reports required to be filed by the Company pursuant to
paragraphs (1)&nbsp;or (2) of this Section as may be required by rules and regulations prescribed from time to time by the Commission. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The availability of the foregoing materials on the Commission&#146;s website or on the Company&#146;s website shall be deemed to satisfy the
foregoing delivery obligations. Delivery of such reports, information and documents to the Trustee pursuant to this Section&nbsp;703 is for informational purposes only, and the Trustee&#146;s receipt thereof shall not constitute constructive notice
of any information contained therein or determinable from information contained therein, including the Company&#146;s compliance with any of its covenants under this Indenture (as to which the Trustee is entitled to rely exclusively on
Officers&#146; Certificates), and the Trustee shall have no liability or responsibility for the filing, timeliness or content of any such report. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-44- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 704. Company to Furnish Trustee Names and Addresses of Holders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company will furnish or cause to be furnished to the Trustee: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) with respect to each series of Securities, quarterly or semi-annually (as applicable), not later than 15 days after the Regular Record
Date for interest for such series of Securities, a list, in such form as the Trustee may reasonably require, of the names and addresses of the Holders of Securities of such series as of such Regular Record Date, or if there is no Regular Record Date
for interest for such series of Securities, semi-annually, upon such dates as are set forth in the Board Resolution or indenture supplemental hereto authorizing such series, and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) at such other times as the Trustee may request in writing, within 30 days after the receipt by the Company of any such request, a list of
similar form and content as of a date not more than 15 days prior to the time such list is furnished, provided, however, that, so long as the Trustee is the Security Registrar, no such lists shall be required to be furnished. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE EIGHT </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CONSOLIDATION, MERGER, SALE, LEASE OR CONVEYANCE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 801. Consolidations and Mergers of Company and Sales, Leases and Conveyances Permitted Subject to Certain Conditions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company may consolidate with, or sell, lease or convey all or substantially all of its assets to, or merge with or into any other Person,
provided that in any such case, (i)&nbsp;either the Company shall be the continuing entity, or the successor (if other than the Company) entity shall be a Person organized and existing under the laws of the United States or a State thereof or the
District of Columbia and such successor entity shall expressly assume the due and punctual payment of the principal of (and premium or Make-Whole Amount, if any) and any interest (including all Additional Amounts, if any, payable pursuant to
Section&nbsp;1006) on all of the Securities, according to their tenor, or as otherwise specified pursuant to Section&nbsp;301, and the due and punctual performance and observance of all of the covenants and conditions of this Indenture to be
performed by the Company by supplemental indenture, complying with Article Nine hereof, satisfactory to the Trustee, executed and delivered to the Trustee by such Person and (ii)&nbsp;immediately after giving effect to such transaction, no Event of
Default shall have occurred and be continuing. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 802. Rights and Duties of Successor Corporation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In case of any such consolidation, merger, sale, lease or conveyance and upon any such assumption by the successor entity, such successor
entity shall succeed to and be substituted for the Company, with the same effect as if it had been named herein as the party of the first part, and the predecessor entity, except in the event of a lease, shall be relieved of any further obligation
under this Indenture and the Securities. Such successor entity thereupon may cause to be signed, and may issue either in its own name or in the name of the Company, any or all of the Securities issuable hereunder that theretofore shall not have been
signed by the Company and delivered to the Trustee; and, upon the order of such successor entity, instead of the Company, and subject to all the terms, conditions and limitations in this Indenture prescribed, the Trustee
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-45- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
shall authenticate and shall deliver any Securities that previously shall have been signed and delivered by the officers of the Company to the Trustee for authentication, and any Securities that
such successor entity thereafter shall cause to be signed and delivered to the Trustee for that purpose. All the Securities so issued shall in all respects have the same legal rank and benefit under this Indenture as the Securities theretofore or
thereafter issued in accordance with the terms of this Indenture as though all of such Securities had been issued at the date of the execution hereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In case of any such consolidation, merger, sale, lease or conveyance, such changes in phraseology and form (but not in substance) may be made
in the Securities thereafter to be issued as may be appropriate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 803. Officers&#146; Certificate and Opinion of Counsel. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any consolidation, merger, sale, lease or conveyance permitted under Section&nbsp;801 is also subject to the condition that the Trustee
receive an Officers&#146; Certificate and an Opinion of Counsel to the effect that any such consolidation, merger, sale, lease or conveyance, and the assumption by any successor entity, complies with the provisions of this Article and that all
conditions precedent herein provided for relating to such transaction have been complied with. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE NINE </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SUPPLEMENTAL INDENTURES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 901. Supplemental Indentures Without Consent of Holders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Without the consent of any Holders of Securities, the Company, when authorized by or pursuant to a Board Resolution, and the Trustee, at any
time and from time to time, may enter into one or more indentures supplemental hereto, in form satisfactory to the Trustee, for any of the following purposes: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) to evidence the succession of another Person to the Company and the assumption by any such successor of the covenants of the Company
herein and in the Securities contained; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) to add to the covenants of the Company for the benefit of the Holders of all or any series
of Securities (and, if such covenants are to be for the benefit of less than all series of Securities, stating that such covenants are expressly being included solely for the benefit of such series) or to surrender any right or power herein
conferred upon the Company; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) to add any additional Events of Default for the benefit of the Holders of all or any series of
Securities (and if such Events of Default are to be for the benefit of less than all series of Securities, stating that such Events of Default are expressly being included solely for the benefit of such series); provided, however, that in respect of
any such additional Events of Default such supplemental indenture may provide for a particular period of grace after default (which period may be shorter or longer than that allowed in the case of other defaults) or may provide for an immediate
enforcement upon such default or may limit the remedies available to the Trustee upon such default or may limit the right of the Holders of a majority in aggregate principal amount of that or those series of Securities to which such additional
Events of Default apply to waive such default; or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-46- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(4) to add to, change or eliminate any of the provisions of this Indenture in respect of any
series of Securities, provided that any such addition, change or elimination shall (i)&nbsp;neither (A) apply to any Security of any series created prior to the execution of such supplemental indenture and entitled to the benefit of such provision,
nor (B)&nbsp;modify the rights of the Holder of any such Security with respect to such provision; or (ii)&nbsp;become effective only when there is no Security Outstanding; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(5) to secure the Securities; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(6) to establish the form or terms of Securities of any series as permitted by Sections 201 and 301, including the provisions and procedures
relating to Securities convertible into or exchangeable for other securities or property of the Company; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(7) to evidence and provide
for the acceptance of appointment hereunder by a successor Trustee with respect to the Securities of one or more series and to add to or change any of the provisions of this Indenture as shall be necessary to provide for or facilitate the
administration of the trusts hereunder by more than one Trustee; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(8) to provide for the right to convert or exchange any Security
pursuant to Section&nbsp;301, including providing for the conversion into or exchange for other securities of the Company, subject to Section&nbsp;902(4); or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(9) to cure any ambiguity, to correct or supplement any provision herein which may be defective or inconsistent with any other provision
herein, or to make any other provisions with respect to matters or questions arising under this Indenture that shall not be inconsistent with the provisions of this Indenture or to make any other changes, provided that in each case, such provisions
shall not adversely affect the interests of the Holders of Securities of any series in any material respect as determined in good faith by the Board of Directors; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(10) to conform the text of this Indenture or the Securities to the descriptions hereof or thereof contained in any registration statement of
the Company to which this Indenture is filed as an exhibit and any applicable prospectus or prospectus supplement; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(11) to close this
Indenture with respect to the authentication and delivery of additional series of Securities or to qualify, or maintain qualification of, this Indenture under the TIA; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(12) to supplement any of the provisions of this Indenture to such extent as shall be necessary to permit or facilitate the defeasance and
discharge of any series of Securities pursuant to Sections 401, 1302 and 1303; provided in each case that any such action shall not adversely affect the interests of the Holders of Securities of such series or any other series of Securities in any
material respect. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 902. Supplemental Indentures with Consent of Holders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company and the Trustee may (i)&nbsp;amend or supplement this Indenture or the Securities without notice to any Holder of Securities but
with the written consent of the Holders of a majority in aggregate principal amount of the Securities of all series then outstanding or (ii)&nbsp;supplement this Indenture with regard to a series of Securities, amend or supplement a
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-47- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Supplemental Indenture relating to a series of Securities, or amend the Securities of a series, without notice to any Holder of Securities but with the written consent of the Holders of a
majority in aggregate principal amount of the Securities of that series then outstanding. The Holders of a majority in principal amount of the Securities of all series then outstanding may waive compliance by the Company with any provision of this
Indenture or the Securities without notice to any Holder of Securities. The Holders of a majority in principal amount of the Securities of any series then outstanding may waive compliance with any provision of this Indenture, any Supplemental
Indenture or the Securities of that series with regard to the Securities of that series without notice to any Holder of Securities. However, without the consent of the Holder of each Outstanding Security affected thereby, no amendment, supplement or
waiver may: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) change the Stated Maturity of the principal of (or premium or Make-Whole Amount, if any, on) or any installment of
principal of or interest on, any Security; or reduce the principal amount thereof or the rate or amount of interest thereon or any Additional Amounts payable in respect thereof, or any premium or Make-Whole Amount payable upon the redemption
thereof, or change any obligation of the Company to pay Additional Amounts pursuant to Section&nbsp;1006 (except as contemplated by Section&nbsp;801(i) and permitted by Section&nbsp;901(1)), or reduce the amount of the principal of an Original Issue
Discount Security or Make-Whole Amount, if any, that would be due and payable upon a declaration of acceleration of the Maturity thereof pursuant to Section&nbsp;502 or the amount thereof provable in bankruptcy pursuant to Section&nbsp;504, or
change any Place of Payment where, or the currency or currencies, currency unit or units or composite currency or currencies in which, the principal of any Security or any premium or Make-Whole Amount or any Additional Amounts payable in respect
thereof or the interest thereon is payable, or impair the right to institute suit for the enforcement of any such payment on or after the Stated Maturity thereof (or, in the case of redemption or repayment at the option of the Holder, on or after
the Redemption Date or the Repayment Date, as the case may be); or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) reduce the percentage in principal amount of the Outstanding
Securities of any series, the consent of whose Holders is required for any such supplemental indenture, or the consent of whose Holders is required for any waiver with respect to such series (or compliance with certain provisions of this Indenture
or certain defaults hereunder and their consequences) provided for in this Indenture, or reduce the requirements of Section&nbsp;1404 for quorum or voting; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) modify any of the provisions of this Section, Section&nbsp;513 or Section&nbsp;1007, except to increase the required percentage to effect
such action or to provide that certain other provisions of this Indenture cannot be modified or waived without the consent of the Holder of each Outstanding Security affected thereby; or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(4) make any change that adversely affects the right to convert or exchange any Security pursuant to Section&nbsp;301 or decrease the
conversion or exchange rate or increase the conversion or exchange price of any such Security. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-48- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">It shall not be necessary for any Act of Holders under this Section to approve the
particular form of any proposed supplemental indenture, but it shall be sufficient if such Act shall approve the substance thereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A
supplemental indenture that changes or eliminates any covenant or other provision of this Indenture that has expressly been included for the benefit of one or more particular series of Securities, or that modifies the rights of the Holders of
Securities of such series with respect to such covenant or other provision, shall be deemed not to affect the rights under this Indenture of the Holders of Securities of any other series. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 903. Execution of Supplemental Indentures. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In executing, or accepting the additional trusts created by, any supplemental indenture permitted by this Article or the modification thereby
of the trusts created by this Indenture, the Trustee shall be entitled to receive, and shall be fully protected in relying upon, an Opinion of Counsel and an Officers&#146; Certificate stating that the execution of such supplemental indenture is
authorized or permitted by this Indenture and that all conditions precedent to the execution of such supplemental indenture have been complied with and that such supplemental indenture is the legal, valid and binding agreement of the Company (and
any guarantor) enforceable against the Company (and any guarantor) in accordance with its terms. The Trustee may, but shall not be obligated to, enter into any such supplemental indenture that affects the Trustee&#146;s own rights, duties or
immunities under this Indenture or otherwise. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 904. Effect of Supplemental Indentures. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Upon the execution of any supplemental indenture under this Article, this Indenture shall be modified in accordance therewith, and such
supplemental indenture shall form a part of this Indenture for all purposes; and every Holder of Securities theretofore or thereafter authenticated and delivered hereunder shall be bound thereby. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 905. Conformity with Trust Indenture Act. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Every supplemental indenture executed pursuant to this Article shall conform to the requirements of the TIA as then in effect. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 906. Reference in Securities to Supplemental Indentures. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Securities of any series authenticated and delivered after the execution of any supplemental indenture pursuant to this Article may, and shall
if required by the Trustee, bear a notation in form approved by the Trustee as to any matter provided for in such supplemental indenture. If the Company shall so determine, new Securities of any series so modified as to conform, in the opinion of
the Trustee and the Company, to any such supplemental indenture may be prepared and executed by the Company and authenticated and delivered by the Trustee in exchange for Outstanding Securities of such series. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-49- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 907. Notice of Supplemental Indentures. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Promptly after the execution by the Company and the Trustee of any supplemental indenture pursuant to the provisions of Section&nbsp;902, the
Company shall give notice thereof to the Holders of each Outstanding Security affected, in the manner provided for in Section&nbsp;106, setting forth in general terms the substance of such supplemental indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 908. Subordination Unimpaired. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No provision in any supplemental indenture that affects the superior position of the holders of Senior Debt shall be effective against holders
of Senior Debt. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE TEN </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>COVENANTS </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1001.
Payment of Principal, Premium or Make-Whole Amount, if any, Interest and Additional Amounts. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company covenants and agrees for the
benefit of the Holders of each series of Securities that it will duly and punctually pay the principal of (and premium or Make-Whole Amount, if any) and interest on and any Additional Amounts payable in respect of the Securities of that series in
accordance with the terms of such series of Securities and this Indenture. Unless otherwise specified with respect to Securities of any series pursuant to Section&nbsp;301, at the option of the Company, all payments of principal may be paid by check
to the registered Holder of the Security or other person entitled thereto against surrender of such Security. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1002. Maintenance
of Office or Agency. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company shall maintain in each Place of Payment for any series of Securities an office or agency where
Securities of that series may be presented or surrendered for payment or conversion, where Securities of that series may be surrendered for registration of transfer or exchange, and where notices and demands to or upon the Company in respect of the
Securities of that series and this Indenture may be served. If at any time the Company shall fail to maintain any such required office or agency or shall fail to furnish the Trustee with the address thereof, such presentations, surrenders, notices
and demands may be made or served at the Corporate Trust Office of the Trustee, and the Company hereby appoints the same as its agent to receive such respective presentations, surrenders, notices and demands. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company may from time to time designate one or more other offices or agencies where the Securities of one or more series may be presented
or surrendered for any or all of such purposes, and may from time to time rescind such designations; provided, however, that no such designation or rescission shall in any manner relieve the Company of its obligation to maintain an office or agency
in accordance with the requirements set forth above for Securities of any series for such purposes. The Company will give prompt written notice to the Trustee of any such designation or rescission and of any change in the location of any such other
office or agency. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-50- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Unless otherwise specified with respect to any Securities pursuant to Section&nbsp;301, if
and so long as the Securities of any series (i)&nbsp;are denominated in a Foreign Currency or (ii)&nbsp;may be payable in a Foreign Currency, or so long as it is required under any other provision of the Indenture, then the Company will maintain
with respect to each such series of Securities, or as so required, at least one exchange rate agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1003. Money for Securities
Payments to Be Held in Trust. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If the Company shall at any time act as its own Paying Agent with respect to any series of any Securities,
it will, on or before each due date of the principal of (and premium or Make-Whole Amount, if any), or interest on or Additional Amounts in respect of, any of the Securities of that series, segregate and hold in trust for the benefit of the Persons
entitled thereto a sum in the currency or currencies, currency unit or units or composite currency or currencies in which the Securities of such series are payable (except as otherwise specified pursuant to Section&nbsp;301 for the Securities of
such series) sufficient to pay the principal (and premium or Make-Whole Amount, if any) or interest or Additional Amounts so becoming due until such sums shall be paid to such Persons or otherwise disposed of as herein provided, and will promptly
notify the Trustee of its action or failure so to act. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whenever the Company shall have one or more Paying Agents for any series of
Securities, it will, on or before each due date of the principal of (and premium or Make-Whole Amount, if any), or interest on or Additional Amounts in respect of, any Securities of that series, deposit with a Paying Agent a sum (in the currency or
currencies, currency unit or units or composite currency or currencies described in the preceding paragraph) sufficient to pay the principal (and premium or Make-Whole Amount, if any) or interest or Additional Amounts, so becoming due, such sum to
be held in trust for the benefit of the Persons entitled to such principal, premium, Make-Whole Amount or interest or Additional Amounts and (unless such Paying Agent is the Trustee) the Company will promptly notify the Trustee of its action or
failure so to act. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company will cause each Paying Agent other than the Trustee to execute and deliver to the Trustee an instrument in
which such Paying Agent shall agree with the Trustee, subject to the provisions of this Section, that such Paying Agent will: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) hold
all sums held by it for the payment of principal of (and premium or Make-Whole Amount, if any) or interest on Securities or Additional Amounts in trust for the benefit of the Persons entitled thereto until such sums shall be paid to such Persons or
otherwise disposed of as herein provided; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) give the Trustee written notice of any default by the Company (or any other obligor upon
the Securities) in the making of any such payment of principal (and premium or Make-Whole Amount, if any) or interest or Additional Amounts; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) at any time during the continuance of any such default upon the written request of the Trustee, forthwith pay to the Trustee all sums so
held in trust by such Paying Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company may at any time, for the purpose of obtaining the satisfaction and discharge of this
Indenture or for any other purpose, pay, or by Company Order direct any </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-51- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Paying Agent to pay, to the Trustee all sums held in trust by the Company or such Paying Agent, such sums to be held by the Trustee upon the same trusts as those upon which such sums were held by
the Company or such Paying Agent; and, upon such payment by any Paying Agent to the Trustee, such Paying Agent shall be released from all further liability with respect to such sums. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Except as otherwise provided in the Securities of any series, any money deposited with the Trustee or any Paying Agent, or then held by the
Company, in trust for the payment of the principal of (and premium or Make-Whole Amount, if any) or interest on, or any Additional Amounts in respect of, any Security of any series and remaining unclaimed for two years after such principal (and
premium or Make-Whole Amount, if any), interest or Additional Amounts has become due and payable shall be paid to the Company upon Company Request or (if then held by the Company) shall be discharged from such trust; and the Holder of such Security
shall thereafter, as an unsecured general creditor, look only to the Company for payment of such principal of (and premium or Make-Whole Amount, if any) or interest on, or any Additional Amounts in respect of, any Security, without interest thereon,
and all liability of the Trustee or such Paying Agent with respect to such trust money, and all liability of the Company as trustee thereof, shall thereupon cease. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1004. Existence. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to Article Eight, the Company will do or cause to be done all things necessary to preserve and keep in full force and effect the
existence, rights (charter and statutory) and franchises of the Company and its Subsidiaries; provided, however, that the Company shall not be required to preserve any right or franchise if the Board of Directors shall determine that the
preservation thereof is no longer desirable in the conduct of the business of the Company and its Subsidiaries. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1005. Statement
as to Compliance. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company will deliver to the Trustee within 120 days after the end of each fiscal year, a brief certificate from the
principal executive officer, principal financial officer or principal accounting officer as to his or her knowledge of the Company&#146;s compliance with all conditions and covenants under this Indenture and, in the event of any noncompliance,
specifying such noncompliance and the nature and status thereof. For purposes of this Section&nbsp;1005, such compliance shall be determined without regard to any period of grace or requirement of notice under this Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1006. Additional Amounts. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If any Securities of a series provide for the payment of Additional Amounts, the Company will pay to the Holder of any Security of such series
Additional Amounts as may be specified as contemplated by Section&nbsp;301. Whenever in this Indenture there is mentioned, in any context except in the case of Section&nbsp;502(1), the payment of the principal of or any premium, Make-Whole Amount or
interest on, or in respect of, any Security of any series or the net proceeds received on the sale or exchange of any Security of any series, such mention shall be deemed to include mention of the payment of Additional Amounts provided by the terms
of such series established pursuant to Section&nbsp;301 to the extent that, in such context, Additional Amounts </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-52- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
are, were or would be payable in respect thereof pursuant to such terms and express mention of the payment of Additional Amounts (if applicable) in any provisions hereof shall not be construed as
excluding Additional Amounts in those provisions hereof where such express mention is not made. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Except as otherwise specified as
contemplated by Section&nbsp;301, if the Securities of a series provide for the payment of Additional Amounts, at least 10 days prior to the first Interest Payment Date with respect to that series of Securities (or if the Securities of that series
will not bear interest prior to Maturity, the first day on which a payment of principal and any premium is made), and at least 10 days prior to each date of payment of principal and any premium or Make-Whole Amount or interest if there has been any
change with respect to the matters set forth in the below-mentioned Officers&#146; Certificate, the Company will furnish the Trustee and the Company&#146;s principal Paying Agent or Paying Agents, if other than the Trustee, with an Officers&#146;
Certificate instructing the Trustee and such Paying Agent or Paying Agents whether such payment of principal of and any premium or interest on the Securities of that series shall be made to Holders of Securities of that series who are not United
States persons without withholding for or on account of any tax, assessment or other governmental charge described in the Securities of or within the series. If any such withholding shall be required, then such Officers&#146; Certificate shall
specify by country the amount, if any, required to be withheld on such payments to such Holders of Securities of that series and the Company will pay to the Trustee or such Paying Agent the Additional Amounts, if any, required by the terms of such
Securities. In the event that the Trustee or any Paying Agent, as the case may be, shall not so receive the above mentioned certificate, then the Trustee or such Paying Agent shall be entitled (i)&nbsp;to assume that no such withholding or deduction
is required with respect to any payment of principal or interest with respect to any Securities of a series until it shall have received a certificate advising otherwise and (ii)&nbsp;to make all payments of principal and interest with respect to
the Securities of a series without withholding or deductions until otherwise advised. The Company covenants to indemnify the Trustee and any Paying Agent and their respective officers, directors, employees and agents for, and to hold them harmless
against, any loss, liability or expense (including but not limited to legal fees and expenses) reasonably incurred without gross negligence or willful misconduct on their part arising out of or in connection with actions taken or omitted by any of
them in reliance on any Officers&#146; Certificate furnished pursuant to this Section or in reliance on the Company&#146;s not furnishing such an Officers&#146; Certificate. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1007. Waiver of Certain Covenants. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company may omit in any particular instance to comply with any term, provision or condition set forth in Section&nbsp;1004, and with any
other term, provision or condition with respect to the Securities of any series specified in accordance with Section&nbsp;301 (except any such term, provision or condition that could not be amended without the consent of all Holders of Securities of
such series pursuant to Section&nbsp;902), if before or after the time for such compliance the Holders of at least a majority in principal amount of all outstanding Securities of such series, by Act of such Holders, either waive such compliance in
such instance or generally waive compliance with such covenant or condition, but no such waiver shall extend to or affect such covenant or condition except to the extent so expressly waived, and, until such waiver shall become effective, the
obligations of the Company and the duties of the Trustee in respect of any such term, provision or condition shall remain in full force and effect. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-53- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE ELEVEN </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>REDEMPTION OF SECURITIES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1101. Applicability of Article. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Securities of any series that are redeemable before their Stated Maturity shall be redeemable in accordance with their terms and (except as
otherwise specified as contemplated by Section&nbsp;301 for Securities of any series) in accordance with this Article. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1102.
Election to Redeem; Notice to Trustee. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The election of the Company to redeem any Securities shall be evidenced by or pursuant to a Board
Resolution. In case of any redemption at the election of the Company of less than all of the Securities of any series, the Company shall, at least 45 days prior to the giving of the notice of redemption in Section&nbsp;1104 (unless a shorter notice
shall be satisfactory to the Trustee), notify the Trustee, in writing, of such Redemption Date, of the principal amount of Securities of such series to be redeemed and of the Redemption Price of such Securities and any accrued interest and
Additional Amounts payable with respect thereto, if any, on the Redemption Date. In the case of any redemption of Securities prior to the expiration of any restriction on such redemption provided in the terms of such Securities or elsewhere in this
Indenture, the Company shall furnish the Trustee with an Officers&#146; Certificate and Opinion of Counsel evidencing compliance with such restriction. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1103. Selection by Trustee of Securities to Be Redeemed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If less than all the Securities of any series issued with the same terms are to be redeemed, the particular Securities to be redeemed shall be
selected not more than 60 days prior to the Redemption Date by the Trustee, from the Outstanding Securities of such series issued on such date with the same terms not previously called for redemption, by such method as the Trustee shall deem fair
and appropriate, subject to the rules and procedures of DTC, and that may provide for the selection for redemption of portions (equal to the minimum authorized denomination for Securities of that series or any integral multiple thereof) of the
principal amount of Securities of such series of a denomination larger than the minimum authorized denomination for Securities of that series. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If any Security selected for partial redemption is converted in part before termination of the conversion or exchange right with respect to
the portion of the Security so selected, the converted or exchanged portion of such Security shall be deemed (so far as may be) to be the portion selected for redemption. Securities that have been converted or exchanged during a selection of
Securities to be redeemed shall be treated by the Trustee as Outstanding for the purpose of such selection. In any case where more than one Security is registered in the same name, the Trustee in its discretion may treat the aggregate principal
amount so registered as if it were represented by one Security. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Trustee shall promptly notify the Company and the Security Registrar
(if other than itself) in writing of the Securities selected for redemption and, in the case of any Securities selected for partial redemption, the principal amount thereof to be redeemed. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-54- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For all purposes of this Indenture, unless the context otherwise requires, all provisions
relating to the redemption of Securities shall relate, in the case of any Security redeemed or to be redeemed only in part, to the portion of the principal amount of such Security that has been or is to be redeemed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1104. Notice of Redemption. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notice of redemption shall be given in the manner provided in Section&nbsp;106, not less than 30 days nor more than 60 days prior to the
Redemption Date, unless a shorter period is specified by the terms of such series established pursuant to Section&nbsp;301, to each Holder of Securities to be redeemed, but failure to give such notice in the manner herein provided to the Holder of
any Security designated for redemption as a whole or in part, or any defect in the notice to any such Holder, shall not affect the validity of the proceedings for the redemption of any other such Security or portion thereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any notice that is mailed or otherwise given to the Holders of Securities in the manner herein provided shall be conclusively presumed to have
been duly given, whether or not the Holder receives the notice. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All notices of redemption shall state: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) the Redemption Date; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2)
the Redemption Price, accrued interest to the Redemption Date payable as provided in Section&nbsp;1106, if any, and Additional Amounts, if any; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) if less than all Outstanding Securities of any series are to be redeemed, the identification (and, in the case of partial redemption, the
principal amount) of the particular Security or Securities to be redeemed; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(4) in case any Security is to be redeemed in part only, that
on and after the Redemption Date, upon surrender of such Security, the holder will receive, without a charge, a new Security or Securities of authorized denominations for the principal amount thereof remaining unredeemed; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(5) that on the Redemption Date the Redemption Price and accrued interest to the Redemption Date payable as provided in Section&nbsp;1106, if
any, will become due and payable upon each such Security, or the portion thereof, to be redeemed and, if applicable, that interest thereon shall cease to accrue on and after said date; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(6) the Place or Places of Payment where such Securities, if any, maturing after the Redemption Date, are to be surrendered for payment of the
Redemption Price and accrued interest, if any, or for conversion or exchange; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(7) that the redemption is for a sinking fund, if such is
the case; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(8) the CUSIP number of such Security, if any, provided that neither the Company nor the Trustee shall have any responsibility
for any such CUSIP number; </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-55- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(9) if applicable, that a Holder of Securities who desires to convert or exchange Securities
to be redeemed must satisfy the requirements for conversion or exchange contained in such Securities, the then existing conversion or exchange price or rate and the date and time when the option to convert or exchange shall expire and the place or
places where such Securities may be surrendered for conversion or exchange; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(10) such other information as the Trustee reasonably
deems appropriate. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notice of redemption of Securities to be redeemed shall be given by the Company or, at the Company&#146;s written
request, by the Trustee in the name and at the expense of the Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1105. Deposit of Redemption Price. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">On or prior to any Redemption Date, the Company shall deposit with the Trustee or with a Paying Agent (or, if the Company is acting as its own
Paying Agent, which it may not do in the case of a sinking fund payment under Article Twelve, segregate and hold in trust as provided in Section&nbsp;1003) an amount of money in the currency or currencies, currency unit or units or composite
currency or currencies in which the Securities of such series are payable (except as otherwise specified pursuant to Section&nbsp;301 for the Securities of such series) sufficient to pay on the Redemption Date the Redemption Price of, and (except if
the Redemption Date shall be an Interest Payment Date) accrued interest on, all the Securities or portions thereof that are to be redeemed on that date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1106. Securities Payable on Redemption Date. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notice of redemption having been given as aforesaid, the Securities so to be redeemed shall, on the Redemption Date, become due and payable at
the Redemption Price therein specified in the currency or currencies, currency unit or units or composite currency or currencies in which the Securities of such series are payable (except as otherwise specified pursuant to Section&nbsp;301 for the
Securities of such series) (together with accrued interest and Additional Amounts payable with respect thereto, if any, on the Redemption Date), and from and after such date (unless the Company shall default in the payment of the Redemption Price
and accrued interest and Additional Amounts, if any) such Securities shall, if the same were interest-bearing, cease to bear interest. Upon surrender of any such Security for redemption in accordance with said notice maturing after the Redemption
Date, such Security shall be paid by the Company at the Redemption Price, together with accrued interest and Additional Amounts payable with respect thereto, if any, on the Redemption Date; provided, that except as otherwise provided with respect to
Securities convertible or exchangeable into other securities or property (including securities of other issuers, provided that such securities are registered under Section&nbsp;12 of the Exchange Act and such issuer is then eligible to use Form <FONT
STYLE="white-space:nowrap">S-3</FONT> (or any successor form) for a primary offering of its securities) of the Company, installments of interest on Securities whose Stated Maturity is on or prior to the Redemption Date shall be payable to the
Holders of such Securities, or one or more Predecessor Securities, registered as such at the close of business on the relevant Record Dates according to their terms and the provisions of Section&nbsp;307. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-56- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If any Security called for redemption shall not be so paid upon surrender thereof for
redemption, the principal (and premium or Make-Whole Amount, if any) shall, until paid, bear interest from the Redemption Date at the rate borne by the Security. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1107. Securities Redeemed in Part. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any Security that is to be redeemed only in part (pursuant to the provisions of this Article or of Article Twelve) shall be surrendered at a
Place of Payment therefor (with, if the Company or the Trustee so requires, due endorsement by, or a written instrument of transfer in form satisfactory to the Company and the Trustee duly executed by, the Holder thereof or his attorney duly
authorized in writing) and the Company shall execute and the Trustee shall authenticate and deliver to the Holder of such Security without service charge a new Security or Securities of the same series, of any authorized denomination as requested by
such Holder in aggregate principal amount equal to and in exchange for the unredeemed portion of the principal of the Security so surrendered. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE TWELVE </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SINKING
FUNDS </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1201. Applicability of Article. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The provisions of this Article shall be applicable to any sinking fund for the retirement of Securities of a series except as otherwise
specified as contemplated by Section&nbsp;301 for Securities of such series. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The minimum amount of any sinking fund payment provided for
by the terms of Securities of any series is herein referred to as a &#147;mandatory sinking fund payment,&#148; and any payment in excess of such minimum amount provided for by the terms of such Securities of any series is herein referred to as an
&#147;optional sinking fund payment.&#148; If provided for by the terms of any Securities of any series, the cash amount of any mandatory sinking fund payment may be subject to reduction as provided in Section&nbsp;1202. Each sinking fund payment
shall be applied to the redemption of Securities of any series as provided for by the terms of Securities of such series. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1202.
Satisfaction of Sinking Fund Payments with Securities. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company may, in satisfaction of all or any part of any mandatory sinking fund
payment with respect to the Securities of a series, (1)&nbsp;deliver Outstanding Securities of such series (other than any previously called for redemption) and (2)&nbsp;apply as a credit Securities of such series that have been redeemed either at
the election of the Company pursuant to the terms of such Securities or through the application of permitted optional sinking fund payments pursuant to the terms of such Securities, as provided for by the terms of such Securities, or which have
otherwise been acquired by the Company; provided that such Securities so delivered or applied as a credit have not been previously so credited. Such Securities shall be received and credited for such purpose by the Trustee at the applicable
Redemption Price specified in such Securities for redemption through operation of the sinking fund and the amount of such mandatory sinking fund payment shall be reduced accordingly. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-57- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1203. Redemption of Securities for Sinking Fund. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Not less than 60 days prior to each sinking fund payment date for Securities of any series, the Company will deliver to the Trustee an
Officers&#146; Certificate specifying the amount of the next ensuing mandatory sinking fund payment for that series pursuant to the terms of that series, the portion thereof, if any, which is to be satisfied by payment of cash in the currency or
currencies, currency unit or units or composite currency or currencies in which the Securities of such series are payable (except as otherwise specified pursuant to Section&nbsp;301 for the Securities of such series) and the portion thereof, if any,
which is to be satisfied by delivering and crediting Securities of that series pursuant to Section&nbsp;1202, and the amount of optional sinking fund payments, if any, to be added in cash to the next ensuing mandatory sinking fund payment, and will
also deliver to the Trustee any Securities to be so delivered and credited. If such Officers&#146; Certificate shall specify an optional amount to be added in cash to the next ensuing mandatory sinking fund payment, the Company shall thereupon be
obligated to pay the amount therein specified. Not less than 30 days before each such sinking fund payment date the Trustee shall select the Securities to be redeemed upon such sinking fund payment date in the manner specified in Section&nbsp;1103
and cause notice of the redemption thereof to be given in the name of and at the expense of the Company in the manner provided in Section&nbsp;1104. Such notice having been duly given, the redemption of such Securities shall be made upon the terms
and in the manner stated in Section&nbsp;1106 and 1107. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE THIRTEEN </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DEFEASANCE AND COVENANT DEFEASANCE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1301. Applicability of Article; Company&#146;s Option to Effect Defeasance or Covenant Defeasance. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If, pursuant to Section&nbsp;301, provision is made for either or both of (a)&nbsp;defeasance of the Securities of or within a series under
Section&nbsp;1302 or (b)&nbsp;covenant defeasance of the Securities of or within a series under Section&nbsp;1303 to be applicable to the Securities of any series, then the provisions of such Section or Sections, as the case may be, together with
the other provisions of this Article (with such modifications thereto as may be specified pursuant to Section&nbsp;301 with respect to any Securities), shall be applicable to such Securities and the Company may at its option by Board Resolution at
any time, with respect to such Securities, elect to defease such Outstanding Securities pursuant to Section&nbsp;1302 (if applicable) or Section&nbsp;1303 (if applicable) upon compliance with the conditions set forth below in this Article. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1302. Defeasance and Discharge. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Upon the Company&#146;s exercise of the above option applicable to this Section with respect to any Securities of or within a series, the
Company shall be deemed to have been discharged from its obligations with respect to such Outstanding Securities on the date the conditions set forth in Section&nbsp;1304 are satisfied (hereinafter, &#147;defeasance&#148;). For this purpose, such
defeasance means that the Company shall be deemed to have paid and discharged the entire indebtedness represented by such Outstanding Securities, which shall thereafter be deemed to be &#147;Outstanding&#148; only for the purposes of
Section&nbsp;1305 and the other Sections of this Indenture referred to in clauses (A)&nbsp;and (B) below, and to have satisfied all of its other obligations under </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-58- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
such Securities and this Indenture insofar as such Securities are concerned (and the Trustee, at the expense of the Company, shall execute proper instruments acknowledging the same), except for
the following that shall survive until otherwise terminated or discharged hereunder: (A)&nbsp;the rights of Holders of such Outstanding Securities to receive, solely from the trust fund described in Section&nbsp;1304 and as more fully set forth in
such Section, payments in respect of the principal of (and premium or Make-Whole Amount, if any) and interest, if any, on such Securities when such payments are due, (B)&nbsp;the Company&#146;s obligations with respect to such Securities under
Sections 305, 306, 1002 and 1003 and with respect to the payment of Additional Amounts, if any, on such Securities as contemplated by Section&nbsp;1006, (C) the rights, powers, trusts, duties and immunities of the Trustee hereunder including but not
limited to Section&nbsp;606 hereof and (D)&nbsp;this Article. Subject to compliance with this Article Thirteen, the Company may exercise its option under this Section notwithstanding the prior exercise of its option under Section&nbsp;1303 with
respect to such Securities. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1303. Covenant Defeasance. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Upon the Company&#146;s exercise of the above option applicable to this Section with respect to any Securities of or within a series, the
Company shall be released from its obligations under Section&nbsp;1004, and, if specified pursuant to Section&nbsp;301, its obligations under any other covenant, with respect to such Outstanding Securities on and after the date the conditions set
forth in Section&nbsp;1304 are satisfied (hereinafter, &#147;covenant defeasance&#148;), and such Securities shall thereafter be deemed to be not &#147;Outstanding&#148; for the purposes of any direction, waiver, consent or declaration or Act of
Holders (and the consequences of any thereof) in connection with Section&nbsp;1004, or such other covenant, but shall continue to be deemed &#147;Outstanding&#148; for all other purposes hereunder. For this purpose, such covenant defeasance means
that, with respect to such Outstanding Securities, the Company may omit to comply with and shall have no liability in respect of any term, condition or limitation set forth in such Section or such other covenant, whether directly or indirectly, by
reason of any reference elsewhere herein to such Section or such other covenant or by reason of reference in such Section or such other covenant to any other provision herein or in any other document and such omission to comply shall not constitute
a default or an Event of Default under Section&nbsp;501(3) or otherwise, as the case may be, but, except as specified above, the remainder of this Indenture and such Securities shall be unaffected thereby. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1304. Conditions to Defeasance or Covenant Defeasance. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The following shall be the conditions to application of Section&nbsp;1302 or Section&nbsp;1303 to any Outstanding Securities of or within a
series: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) The Company shall irrevocably have deposited or caused to be deposited with the Trustee as trust funds in trust for the
purpose of making the following payments, specifically pledged as security for, and dedicated solely to, the benefit of the Holders of such Securities, (1)&nbsp;an amount in such currency, currencies or currency unit in which such Securities are
then specified as payable at Stated Maturity, or (2)&nbsp;Government Obligations applicable to such Securities (determined on the basis of the currency, currencies or currency unit in which such Securities are then specified as payable at Stated
Maturity) that through the scheduled payment of principal and interest in respect thereof in accordance with their terms will provide, not later </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-59- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
than one day before the due date of any payment of principal of (and premium or Make-Whole Amount, if any) and interest and Additional Amounts, if any, on such Securities, money in an amount, or
(3)&nbsp;a combination thereof in an amount, sufficient, without consideration of any reinvestment of such principal and interest, in the opinion of a nationally recognized firm of independent public accountants expressed in a written certification
thereof delivered to the Trustee, to pay and discharge, and that shall be applied by the Trustee to pay and discharge, (i)&nbsp;the principal of (and premium or Make-Whole Amount, if any) and interest, if any, on such Outstanding Securities on the
Stated Maturity of such principal or installment of principal or interest and (ii)&nbsp;any mandatory sinking fund payments or analogous payments applicable to such Outstanding Securities on the day on which such payments are due and payable in
accordance with the terms of this Indenture and of such Securities; provided, that the Trustee shall have been irrevocably instructed to apply such money or the proceeds of such Government Obligations to said payments with respect to such
Securities. Before such a deposit, the Company may give to the Trustee, in accordance with Section&nbsp;1102 hereof, a notice of its election to redeem all or any portion of such Outstanding Securities at a future date in accordance with the terms
of the Securities of such series and Article Eleven hereof, which notice shall be irrevocable. Such irrevocable redemption notice, if given, shall be given effect in applying the foregoing. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) Such defeasance or covenant defeasance shall not result in a breach or violation of, or constitute a default under, this Indenture or any
other material agreement or instrument to which the Company is a party or by which it is bound (and shall not cause the Trustee to have a conflicting interest pursuant to Section&nbsp;310(b) of the TIA with respect to any Security of the Company).
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) No Event of Default or event that with notice or lapse of time or both would become an Event of Default with respect to such
Securities shall have occurred and be continuing on the date of such deposit or, insofar as Sections 501(1) and 501(2) are concerned, at any time during the period ending on the 91st day after the date of such deposit (it being understood that this
condition shall not be deemed satisfied until the expiration of such period). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) In the case of an election under Section&nbsp;1302, the
Company shall have delivered to the Trustee an Opinion of Counsel stating that (i)&nbsp;the Company has received from, or there has been published by, the Internal Revenue Service a ruling, or (ii)&nbsp;since the date of execution of this Indenture,
there has been a change in the applicable Federal income tax law, in either case to the effect that, and based thereon such opinion shall confirm that, the Holders of such Outstanding Securities will not recognize income, gain or loss for Federal
income tax purposes as a result of such defeasance and will be subject to Federal income tax on the same amounts, in the same manner and at the same times as would have been the case if such defeasance had not occurred. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) In the case of an election under Section&nbsp;1303, the Company shall have delivered to the Trustee an Opinion of Counsel to the effect
that the Holders of such Outstanding Securities will not recognize income, gain or loss for Federal income tax purposes as a result of such covenant defeasance and will be subject to Federal income tax on the same amounts, in the same manner and at
the same times as would have been the case if such covenant defeasance had not occurred. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-60- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(f) The Company shall have delivered to the Trustee an Officers&#146; Certificate and an
Opinion of Counsel, each stating that all conditions precedent to the defeasance under Section&nbsp;1302 or the covenant defeasance under Section&nbsp;1303 (as the case may be) have been complied with and an Opinion of Counsel to the effect that
either (i)&nbsp;as a result of a deposit pursuant to subsection (a)&nbsp;above and the related exercise of the Company&#146;s option under Section&nbsp;1302 or Section&nbsp;1303 (as the case may be) registration is not required under the Investment
Company Act of 1940, as amended, by the Company, with respect to the trust funds representing such deposit or by the Trustee for such trust funds or (ii)&nbsp;all necessary registrations under said Act have been effected. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(g) After the 91st day following the deposit, the trust funds will not be subject to the effect of any applicable bankruptcy, insolvency,
reorganization or similar laws affecting creditors&#146; rights generally. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(h) Notwithstanding any other provisions of this Section, such
defeasance or covenant defeasance shall be effected in compliance with any additional or substitute terms, conditions or limitations that may be imposed on the Company in connection therewith pursuant to Section&nbsp;301. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1305. Deposited Money and Government Obligations to Be Held in Trust; Other Miscellaneous Provisions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to the provisions of the last paragraph of Section&nbsp;1003, all money and Government Obligations (or other property as may be
provided pursuant to Section&nbsp;301) (including the proceeds thereof) deposited with the Trustee (or other qualifying trustee, collectively for purposes of this Section&nbsp;1305, the &#147;Trustee&#148;) pursuant to Section&nbsp;1304 in respect
of any Outstanding Securities of any series shall be held in trust and applied by the Trustee, in accordance with the provisions of such Securities and this Indenture, to the payment, either directly or through any Paying Agent (including the
Company acting as its own Paying Agent) as the Trustee may determine, to the Holders of such Securities of all sums due and to become due thereon in respect of principal (and premium or Make-Whole Amount, if any) and interest and Additional Amounts,
if any, but such money need not be segregated from other funds except to the extent required by law. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Unless otherwise specified with
respect to any Security pursuant to Section&nbsp;301, if, after a deposit referred to in Section&nbsp;1304(a) has been made, (a)&nbsp;the Holder of a Security in respect of which such deposit was made is entitled to, and does, elect pursuant to
Section&nbsp;301 or the terms of such Security to receive payment in a currency or currency unit other than that in which the deposit pursuant to Section&nbsp;1304(a) has been made in respect of such Security, or (b)&nbsp;a Conversion Event occurs
in respect of the currency or currency unit in which the deposit pursuant to Section&nbsp;1304(a) has been made, the indebtedness represented by such Security shall be deemed to have been, and will be, fully discharged and satisfied through the
payment of the principal of (and premium or Make-Whole Amount, if any), and interest, if any, on such Security as the same becomes due and Additional Amounts, if any, out of the proceeds yielded by converting (from time to time as specified below in
the case of any such election) the amount or other property deposited in respect of such Security into the currency or currency unit in which such Security becomes payable as a result of such election or Conversion Event based on the
</P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-61- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
applicable market exchange rate for such currency or currency unit in effect on the second Business Day prior to each payment date, except, with respect to a Conversion Event, for such currency
or currency unit in effect (as nearly as feasible) at the time of the Conversion Event. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company shall pay and indemnify the Trustee
against any tax, fee or other charge imposed on or assessed against the Government Obligations deposited pursuant to Section&nbsp;1304 or the principal and interest received in respect thereof other than any such tax, fee or other charge that by law
is for the account of the Holders of such Outstanding Securities. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Anything in this Article to the contrary notwithstanding, the Trustee
shall deliver or pay to the Company from time to time upon Company Request any money or Government Obligations (or other property and any proceeds therefrom) held by it as provided in Section&nbsp;1304 that, in the opinion of a nationally recognized
firm of independent public accountants expressed in a written certification thereof delivered to the Trustee, are in excess of the amount thereof that would then be required to be deposited to effect a defeasance or covenant defeasance, as
applicable, in accordance with this Article. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE FOURTEEN </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MEETINGS OF HOLDERS OF SECURITIES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1401. Purposes for Which Meetings May Be Called. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">A meeting of Holders of Securities of any series may be called at any time and from time to time pursuant to this Article to make, give or
take any request, demand, authorization, direction, notice, consent, waiver or other action provided by this Indenture to be made, given or taken by Holders of Securities of such series. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1402. Call, Notice and Place of Meetings. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) The Trustee may at any time call a meeting of Holders of Securities of any series for any purpose specified in Section&nbsp;1401, to be
held at such time and at such place in the City of Santa Ana, California as the Trustee shall determine. Notice of every meeting of Holders of Securities of any series, setting forth the time and the place of such meeting and in general terms the
action proposed to be taken at such meeting, shall be given, in the manner provided in Section&nbsp;106, not less than 21 nor more than 180 days prior to the date fixed for the meeting. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) In case at any time the Company, pursuant to a Board Resolution, or the Holders of at least 25% in principal amount of the Outstanding
Securities of any series shall have requested the Trustee to call a meeting of the Holders of Securities of such series for any purpose specified in Section&nbsp;1401, by written request setting forth in reasonable detail the action proposed to be
taken at the meeting, and the Trustee shall not have made the first publication of the notice of such meeting within 21 days after receipt of such request or shall not thereafter proceed to cause the meeting to be held as provided herein, then the
Company or the Holders of Securities of such series in the amount above specified, as the case may be, may determine the time and the place in the City of Santa Ana, California for such meeting and may call such meeting for such purposes by giving
notice thereof as provided in subsection (a)&nbsp;of this Section. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-62- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1403. Persons Entitled to Vote at Meetings. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">To be entitled to vote at any meeting of Holders of Securities of any series, a Person shall be (1)&nbsp;a Holder of one or more Outstanding
Securities of such series, or (2)&nbsp;a Person appointed by an instrument in writing as proxy for a Holder or Holders of one or more Outstanding Securities of such series by such Holder or Holders. The only Persons who shall be entitled to be
present or to speak at any meeting of Holders of Securities of any series shall be the Persons entitled to vote at such meeting and their counsel, any representatives of the Trustee and its counsel and any representatives of the Company and its
counsel. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1404. Quorum; Action. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Persons entitled to vote a majority in principal amount of the Outstanding Securities of a series shall constitute a quorum for a meeting
of Holders of Securities of such series; provided, however, that if any action is to be taken at such meeting with respect to a consent or waiver which this Indenture expressly provides may be given by the Holders of not less than a specified
percentage in principal amount of the Outstanding Securities of a series, the Persons entitled to vote such specified percentage in principal amount of the Outstanding Securities of such series shall constitute a quorum. In the absence of a quorum
within 30 minutes after the time appointed for any such meeting, the meeting shall, if convened at the request of Holders of Securities of such series, be dissolved. In any other case the meeting may be adjourned for a period of not less than 10
days as determined by the chairman of the meeting prior to the adjournment of such meeting. In the absence of a quorum at any such adjourned meeting, such adjourned meeting may be further adjourned for a period of not less than 10 days as determined
by the chairman of the meeting prior to the adjournment of such adjourned meeting. Notice of the reconvening of any adjourned meeting shall be given as provided in Section&nbsp;1402(a), except that such notice need be given only once not less than
five (5)&nbsp;days prior to the date on which the meeting is scheduled to be reconvened. Notice of the reconvening of any adjourned meeting shall state expressly the percentage, as provided above, of the principal amount of the Outstanding
Securities of such series which shall constitute a quorum. Except as limited by the proviso to Section&nbsp;902, any resolution presented to a meeting or adjourned meeting duly reconvened at which a quorum is present as aforesaid may be adopted by
the affirmative vote of the Holders of a majority in aggregate principal amount of the Outstanding Securities of that series represented at such meeting; provided, however, that, except as limited by the proviso to Section&nbsp;902, any resolution
with respect to any request, demand, authorization, direction, notice, consent, waiver or other action which this Indenture expressly provides may be made, given or taken by the Holders of a specified percentage, which is less than a majority, in
principal amount of the Outstanding Securities of a series may be adopted at a meeting or an adjourned meeting duly reconvened and at which a quorum is present as aforesaid by the affirmative vote of the Holders of such specified percentage in
principal amount of the Outstanding Securities of that series. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any resolution passed or decision taken at any meeting of Holders of
Securities of any series duly held in accordance with this Section shall be binding on all the Holders of Securities of such series, whether or not present or represented at the meeting. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-63- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notwithstanding the foregoing provisions of this Section&nbsp;1404, if any action is to be
taken at a meeting of Holders of Securities of any series with respect to any request, demand, authorization, direction, notice, consent, waiver or other action that this Indenture expressly provides may be made, given or taken by the Holders of a
specified percentage in principal amount of all Outstanding Securities affected thereby, or of the Holders of such series and one or more additional series: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(i) there shall be no minimum quorum requirement for such meeting; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(ii) the principal amount of the Outstanding Securities of such series that vote in favor of such request, demand, authorization, direction,
notice, consent, waiver or other action shall be taken into account in determining whether such request, demand, authorization, direction, notice, consent, waiver or other action has been made, given or taken under this Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1405. Determination of Voting Rights; Conduct and Adjournment of Meetings. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) Notwithstanding any provisions of this Indenture, the Trustee may make such reasonable regulations as it may deem advisable for any
meeting of Holders of Securities of a series in regard to proof of the holding of Securities of such series and of the appointment of proxies and in regard to the appointment and duties of inspectors of votes, the submission and examination of
proxies, certificates and other evidence of the right to vote, and such other matters concerning the conduct of the meeting as it shall deem appropriate. Except as otherwise permitted or required by any such regulations, the holding of Securities
shall be proved in the manner specified in Section&nbsp;104 and the appointment of any proxy shall be proved in the manner specified in Section&nbsp;104. Such regulations may provide that written instruments appointing proxies, regular on their
face, may be presumed valid and genuine without the proof specified in Section&nbsp;104 or other proof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) The Trustee shall, by an
instrument in writing, appoint a temporary chairman of the meeting, unless the meeting shall have been called by the Company or by Holders of Securities as provided in Section&nbsp;1402(b), in which case the Company or the Holders of Securities of
or within the series calling the meeting, as the case may be, shall in like manner appoint a temporary chairman. A permanent chairman and a permanent secretary of the meeting shall be elected by vote of the Persons entitled to vote a majority in
principal amount of the Outstanding Securities of such series represented at the meeting. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) At any meeting each Holder of a Security of
such series or proxy shall be entitled to one vote for each $1,000 principal amount of the Outstanding Securities of such series held or represented by him; provided, however, that no vote shall be cast or counted at any meeting in respect of any
Security challenged as not Outstanding and ruled by the chairman of the meeting to be not Outstanding. The chairman of the meeting shall have no right to vote, except as a Holder of a Security of such series or proxy. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) Any meeting of Holders of Securities of any series duly called pursuant to Section&nbsp;1402 at which a quorum is present may be adjourned
from time to time by Persons entitled to </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-64- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
vote a majority in principal amount of the Outstanding Securities of such series represented at the meeting, and the meeting may be held as so adjourned without further notice. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1406. Counting Votes and Recording Action of Meetings. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The vote upon any resolution submitted to any meeting of Holders of Securities of any series shall be by written ballots on which shall be
subscribed the signatures of the Holders of Securities of such series or of their representatives by proxy and the principal amounts and serial numbers of the Outstanding Securities of such series held or represented by them. The permanent chairman
of the meeting shall appoint two inspectors of votes who shall count all votes cast at the meeting for or against any resolution and who shall make and file with the secretary of the meeting their verified written reports in duplicate of all votes
cast at the meeting. A record, at least in duplicate, of the proceedings of each meeting of Holders of Securities of any series shall be prepared by the secretary of the meeting and there shall be attached to said record the original reports of the
inspectors of votes on any vote by ballot taken thereat and affidavits by one or more persons having knowledge of the fact, setting forth a copy of the notice of the meeting and showing that said notice was given as provided in Section&nbsp;1402
and, if applicable, Section&nbsp;1404. Each copy shall be signed and verified by the affidavits of the permanent chairman and secretary of the meeting and one such copy shall be delivered to the Company and another to the Trustee to be preserved by
the Trustee, the latter to have attached thereto the ballots voted at the meeting. Any record so signed and verified shall be conclusive evidence of the matters therein stated. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1407. Evidence of Action Taken by Holders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Any request, demand, authorization, direction, notice, consent, waiver or other action provided by this Indenture to be given or taken by a
specified percentage in principal amount of the Holders of any or all series may be embodied in and evidenced by one or more instruments of substantially similar tenor signed by such specified percentage of Holders in person or by agent duly
appointed in writing; and, except as herein otherwise expressly provided, such action shall become effective when such instrument or instruments are delivered to the Trustee. Proof of execution of any instrument or of a writing appointing any such
agent shall be sufficient for any purpose of this Indenture and (subject to Article Six) conclusive in favor of the Trustee and the Company, if made in the manner provided in this Article. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1408. Proof of Execution of Instruments. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Subject to Article Six, the execution of any instrument by a Holder or his agent or proxy may be proved in accordance with such reasonable
rules and regulations as may be prescribed by the Trustee or in such manner as shall be satisfactory to the Trustee. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE FIFTEEN
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SUBORDINATION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1501. Agreement to Subordinate. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Except as otherwise provided in a supplemental indenture or pursuant to Section&nbsp;301, the Company agrees, and each Holder by accepting a
Security agrees, that the indebtedness evidenced by the Securities is subordinated in right of payment, to the extent and in the manner </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-65- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
provided in this Article, to the prior payment in full of all Senior Debt and that the subordination is for the benefit of the holders of Senior Debt. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1502. Liquidation; Dissolution; Bankruptcy. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Upon any distribution to creditors of the Company in a liquidation or dissolution of the Company or in a bankruptcy, reorganization,
insolvency, receivership or similar proceeding relating to the Company or its property: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) holders of Senior Debt shall be entitled to
receive payment in full in cash of the principal of and interest (including interest accruing after the commencement of any such proceeding) to the date of payment on the Senior Debt before Holders shall be entitled to receive any payment of
principal of or interest on the Securities; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) until the Senior Debt is paid in full in cash, any distribution to which Holders would be
entitled but for this Article shall be made to holders of Senior Debt as their interests may appear, except that Holders may receive securities that are subordinated to Senior Debt to at least the same extent as the Securities; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) the Trustee is entitled to conclusively rely upon an order or decree of a court of competent jurisdiction or a certificate of a bankruptcy
trustee or other similar official for the purpose of ascertaining the persons entitled to participate in such distribution, the holders of Senior Debt and other Company debt, the amount thereof or payable thereon and all other pertinent facts
relating to the Trustee&#146;s obligations under this Article Fifteen. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1503. Default on Senior Debt. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company may not pay principal of or interest on the Securities and may not acquire any Securities for cash or property other than capital
stock of the Company if: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) a default on Senior Debt occurs and is continuing that permits holders of such Senior Debt to accelerate its
maturity, and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) the default is the subject of judicial proceedings or the Company receives a notice of the default from a person who
may give it pursuant to Section&nbsp;1511. If the Company receives any such notice, a similar notice received within nine months thereafter relating to the same default on the same issue of Senior Debt shall not be effective for purposes of this
Section. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company may resume payments on the Securities and may acquire them when: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) the default is cured or waived, or </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) 120 days pass after the notice is given if the default is not the subject of judicial proceedings if this Article otherwise permits the
payment or acquisition at that time. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-66- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1504. Acceleration of Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If payment of the Securities is accelerated because of an Event of Default, the Company shall promptly notify holders of Senior Debt of the
acceleration. The Company may pay the Securities when 120 days pass after the acceleration occurs if this Article permits the payment at that time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1505. When Distribution Must Be Paid Over. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If a distribution is made to Holders that because of this Article should not have been made to them, the Holders who receive the distribution
shall hold it in trust for holders of Senior Debt and pay it over to them as their interests may appear. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1506. Notice by Company.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company shall promptly notify the Trustee, in writing, and any Paying Agent of any facts known to the Company that would cause a
payment of principal of or interest on Securities to violate this Article. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1507. Subrogation. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">After all Senior Debt is paid in full and until the Securities are paid in full, Holders shall be subrogated to the rights of holders of
Senior Debt to receive distributions applicable to Senior Debt to the extent that distributions otherwise payable to the Holders have been applied to the payment of Senior Debt. A distribution made under this Article to holders of Senior Debt which
otherwise would have been made to Holders is not, as between the Company and Holders, a payment by the Company on Senior Debt. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION
1508. Relative Rights. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Article defines the relative rights of Holders and holders of Senior Debt. Nothing in this Indenture shall:
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) impair, as between the Company and Holders, the obligation of the Company, which is absolute and unconditional, to pay principal of
and interest on the Securities in accordance with their terms; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) affect the relative rights of Holders and creditors of the Company
other than holders of Senior Debt; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) prevent the Trustee or any Holder from exercising its available remedies upon an Event of
Default, subject to the rights of holders of Senior Debt to receive distributions otherwise payable to Holders. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If the Company fails
because of this Article to pay principal of or interest on a Security on the due date, the failure is still a default. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-67- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1509. Subordination May Not Be Impaired By Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No right of any holder of Senior Debt to enforce the subordination of the indebtedness evidenced by the Securities shall be impaired by any
act or failure to act by the Company or by its failure to comply with this Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1510. Distribution or Notice to
Representative. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Whenever a distribution is to be made or a notice given to holders of Senior Debt, the distribution may be made and the
notice given to their Representative. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1511. Rights of Trustee and Paying Agent. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Trustee or any Paying Agent may continue to make payments on the Securities until a Responsible Officer receives written notice of facts
that would cause a payment of principal of or interest on the Securities to violate this Article. Only the Company, a Representative or a holder of an issue of Senior Debt that has no Representative may give the written notice. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Trustee has no duty to the holders of Senior Debt other than as created under this Indenture. The Trustee in its individual or any other
capacity may hold Senior Debt with the same rights it would have if it were not Trustee. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company&#146;s obligation to pay, and the
Company&#146;s payment of, the amounts required by Section&nbsp;606 are excluded from the operation of this Article Fifteen. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE
SIXTEEN </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MISCELLANEOUS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1601. Execution in Counterparts. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Indenture may be executed in any number of counterparts, each of which so executed shall be deemed to be an original, but all such
counterparts shall together constitute but one and the same Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1602. Force Majeure. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In no event shall the Trustee be responsible or liable for any failure or delay in the performance of its obligations hereunder arising out of
or caused by, directly or indirectly, forces beyond its control, including, without limitation, strikes, work stoppages, accidents, acts of war or terrorism, civil or military disturbances, nuclear or natural catastrophes or acts of God, and
interruptions, loss or malfunctions of utilities, communications or computer (software and hardware) services; it being understood that the Trustee shall use reasonable efforts which are consistent with accepted practices in the banking industry to
resume performance as soon as practicable under the circumstances. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-68- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1603. U.S.A. Patriot Act. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The parties hereto acknowledge that in accordance with Section&nbsp;326 of the U.S.A. Patriot Act, the Trustee, like all financial
institutions and in order to help fight the funding of terrorism and money laundering, is required to obtain, verify, and record information that identifies each person or legal entity that establishes a relationship or opens an account with the
Trustee. The parties to this Indenture agree that they will provide the Trustee with such information as it may request in order for the Trustee to satisfy the requirements of the U.S.A. Patriot Act. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">-69- </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the parties hereto have caused this Indenture to be duly executed by
their respective officers hereunto duly authorized, all as of the day and year first above written. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="79%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5">BANC OF CALIFORNIA, INC.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Lynn M. Hopkins</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Lynn M. Hopkins</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Executive Vice President and Chief Financial Officer</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16" COLSPAN="5"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">U.S. BANK NATIONAL ASSOCIATION,</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">as
Trustee</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Hazrat R. Haniff</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Hazrat R. Haniff</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Assistant Vice President</TD></TR>
</TABLE></DIV>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I></I>[<I>Signature Page
to Indenture for Subordinated Debt Securities</I>]<I> </I></P>

</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-4.2
<SEQUENCE>4
<FILENAME>d83797dex42.htm
<DESCRIPTION>EX-4.2
<TEXT>
<HTML><HEAD>
<TITLE>EX-4.2</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 4.2 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="line-height:1.0pt;margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #000000">&nbsp;</P> <P STYLE="line-height:3.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&nbsp;</P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">EXECUTION VERSION </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>BANC OF
CALIFORNIA, INC., </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><I>Company </I></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">AND </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>U.S. Bank
National Association, as </I></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>Trustee </I></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><center>
<P STYLE="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%">&nbsp;</P></center> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SUPPLEMENTAL
INDENTURE </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Dated as of October&nbsp;30, 2020 </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">TO </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>INDENTURE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Dated as of October&nbsp;30, 2020 </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>4.375% <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">FIXED-TO-FLOATING</FONT></FONT> RATE SUBORDINATED NOTES DUE 2030
</B></P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>TABLE OF CONTENTS </B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="15%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="81%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>Page</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE I</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">DEFINITIONS</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman">&nbsp;</P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 1.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Definitions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE II</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">GENERAL TERMS AND CONDITIONS OF THE NOTES</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman">&nbsp;</P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 2.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Designation and Principal Amount</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 2.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Form and Denomination of Notes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 2.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Initial Limit on Amount of Series</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 2.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Rank; Subordination</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 2.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Further Issues Without Holders&#146; Consent</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 2.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Form and Payment</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 2.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Interest</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 2.8</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Redemption</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 2.9</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">No Sinking Fund</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 2.10</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Notes Not Convertible or Exchangeable</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 2.11</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Events of Default</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 2.12</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Global Securities</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 2.13</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">No Additional Amounts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE III</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ORIGINAL ISSUE OF NOTES</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman">&nbsp;</P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 3.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Original Issue of Notes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE IV</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">DEFEASANCE</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman">&nbsp;</P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 4.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Defeasance Applicable to Notes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8" COLSPAN="7"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="6" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">ARTICLE V</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">MISCELLANEOUS</P></TD>
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman">&nbsp;</P>
<P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:0em; text-indent:0em; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 5.1</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ratification of Base Indenture</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 5.2</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Conflict with Trust Indenture Act</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 5.3</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Effect of Headings and Table of Contents</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 5.4</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Successors and Assigns</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 5.5</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Separability Clause</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 5.6</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Benefits of Supplemental Indenture</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 5.7</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Governing Law</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 5.8</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Waiver of Jury Trial</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 5.9</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Counterparts</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">SECTION 5.10</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Trustee</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>THIS SUPPLEMENTAL INDENTURE</B>, dated as of October&nbsp;30, 2020 (this
&#147;<U>Supplemental Indenture</U>&#148;), between Banc of California, Inc., a Maryland corporation (the &#147;<U>Company</U>&#148;), and U.S. Bank National Association, a national banking association (the &#147;<U>Trustee</U>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, the Company executed and delivered the Indenture (the &#147;<U>Base Indenture</U>&#148;, together with the Supplemental
Indenture, the &#147;<U>Indenture</U>&#148;), dated as of October&nbsp;30, 2020, to the Trustee, to provide for the issuance from time to time of the Company&#146;s notes or other evidences of indebtedness (the &#147;<U>Securities</U>&#148;), to be
issued in one or more series; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, pursuant to the terms of the Base Indenture, the Company desires to provide for the
establishment of a series of its Securities under the Indenture to be known as its &#147;4.375% <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Fixed-to-Floating</FONT></FONT> Rate Subordinated Notes due 2030&#148; (the
&#147;<U>Notes</U>&#148;), the form and substance of and the terms, provisions and conditions thereof to be set forth as provided in the Base Indenture and this Supplemental Indenture; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, the Pricing Committee of the Board of Directors of the Company, pursuant to authority granted to it by the Board of Directors
of the Company on October&nbsp;20, 2020 and resolutions duly adopted by the Pricing Committee on October&nbsp;20, 2020, has duly authorized the issuance of the Notes and the amendments to the Base Indenture provided for in this Supplemental
Indenture, and has authorized the proper officers of the Company to execute any and all appropriate documents necessary or appropriate to effect each such issuance; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, this Supplemental Indenture is being entered into pursuant to the provisions of Section&nbsp;201, Section&nbsp;301,
Section&nbsp;303 and Article Nine of the Base Indenture; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, the Company has requested that the Trustee execute and deliver
this Supplemental Indenture; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>WHEREAS</B>, all things necessary to make this Supplemental Indenture a valid agreement of the
Company, in accordance with its terms, and to make each of the Notes, when executed by the Company and authenticated and delivered by the Trustee or an authentication agent, the valid obligations of the Company, have been performed, and the
execution and delivery of this Supplemental Indenture has been duly authorized in all respects; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B>NOW THEREFORE,</B> in consideration of
the premises and the purchase and acceptance of the Notes by the Holders thereof, and for the purpose of setting forth, as provided in the Base Indenture, the forms and terms of the Notes, the Company covenants and agrees with the Trustee, for the
equal and proportionate benefit of the Holders of the Notes, as follows: </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE I </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DEFINITIONS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;1.1 Definitions. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For all purposes of this Supplemental Indenture, except as otherwise expressly provided or unless the context otherwise requires: </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) all references in this instrument to designated &#147;Articles,&#148;
&#147;Sections&#148; and other subdivisions are to be designated Articles, Sections and other subdivisions of this instrument unless the context otherwise requires; the words &#147;herein,&#148; &#147;hereof&#148; and &#147;hereunder&#148; and other
words of similar import refer to this Supplemental Indenture as a whole and not to any particular Article, Section or other subdivision; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) each term defined in the Base Indenture has the same meaning when used in this Supplemental Indenture, except to the extent specifically
defined herein, in which case the meaning ascribed to it in this Supplemental Indenture shall control; and </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) Section 101 of the Base
Indenture is amended and supplemented, solely with respect to the Notes, by inserting the following additional defined terms in their appropriate alphabetical positions: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Administrative or Judicial Action&#148; has the meaning provided in the definition of &#147;Tax Event.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Benchmark&#148; means, initially, Three-Month Term SOFR; <I>provided</I> that if the Calculation Agent determines on or prior to the
Reference Time that a Benchmark Transition Event and its related Benchmark Replacement Date have occurred with respect to Three-Month Term SOFR or the then-current Benchmark, then &#147;Benchmark&#148; means the applicable Benchmark Replacement.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Benchmark Replacement&#148; means the Interpolated Benchmark with respect to the then-current Benchmark, plus the Benchmark
Replacement Adjustment for such Benchmark; <I>provided</I> that if (a)&nbsp;the Calculation Agent cannot determine the Interpolated Benchmark as of the Benchmark Replacement Date or (b)&nbsp;the then-current Benchmark is Three-Month Term SOFR and a
Benchmark Transition Event and its related Benchmark Replacement Date have occurred with respect to Three-Month Term SOFR (in which event no Interpolated Benchmark with respect to Three-Month Term SOFR shall be determined), then &#147;Benchmark
Replacement&#148; means the first alternative set forth in the order below that can be determined by the Calculation Agent as of the Benchmark Replacement Date: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) Compounded SOFR; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) the
sum of: (a)&nbsp;the alternate rate that has been selected or recommended by the Relevant Governmental Body as the replacement for the then-current Benchmark for the applicable Corresponding Tenor and (b)&nbsp;the Benchmark Replacement Adjustment;
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) the sum of: (a)&nbsp;the ISDA Fallback Rate, and (b)&nbsp;the Benchmark Replacement Adjustment; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(4) the sum of: (a)&nbsp;the alternate rate that has been selected by the Calculation Agent as the replacement for the then-current Benchmark
for the applicable Corresponding Tenor, giving due consideration to any industry-accepted rate as a replacement for the then-current Benchmark for U.S. dollar-denominated floating rate securities at such time, and (b)&nbsp;the Benchmark Replacement
Adjustment. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Benchmark Replacement Adjustment&#148; means the first alternative set forth in the
order below that can be determined by the Calculation Agent as of the Benchmark Replacement Date: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) the spread adjustment, or method
for calculating or determining such spread adjustment (which may be a positive or negative value or zero), that has been selected or recommended by the Relevant Governmental Body for the applicable Unadjusted Benchmark Replacement; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) if the applicable Unadjusted Benchmark Replacement is equivalent to the ISDA Fallback Rate, then the ISDA Fallback Adjustment; and </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) the spread adjustment (which may be a positive or negative value or zero) that has been selected by the Calculation Agent giving due
consideration to any industry-accepted spread adjustment or method for calculating or determining such spread adjustment, for the replacement of the then-current Benchmark with the applicable Unadjusted Benchmark Replacement for U.S.
dollar-denominated floating rate securities at such time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Benchmark Replacement Conforming Changes&#148; means, with respect to any
Benchmark Replacement, any technical, administrative or operational changes (including changes to the definition of &#147;interest period,&#148; timing and frequency of determining rates with respect to each interest period and making payments of
interest, rounding of amounts or tenors, and other administrative matters) that the Calculation Agent decides may be appropriate to reflect the adoption of such Benchmark Replacement in a manner substantially consistent with market practice (or, if
the Calculation Agent decides that adoption of any portion of such market practice is not administratively feasible or if the Calculation Agent determines that no market practice for use of the Benchmark Replacement exists, in such other manner as
the Calculation Agent determines is reasonably necessary). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Benchmark Replacement Date&#148; means the earliest to occur of the
following events with respect to the then-current Benchmark: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(1) in the case of clause (1)&nbsp;of the definition of &#147;Benchmark
Transition Event,&#148; the relevant Reference Time in respect of any determination; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(2) in the case of clause (2)&nbsp;or (3) of the
definition of &#147;Benchmark Transition Event,&#148; the later of (a)&nbsp;the date of the public statement or publication of information referenced therein and (b)&nbsp;the date on which the administrator of the Benchmark permanently or
indefinitely ceases to provide the Benchmark; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(3) in the case of clause (4)&nbsp;of the definition of &#147;Benchmark Transition
Event,&#148; the date of the public statement or publication of information referenced therein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For the avoidance of doubt, for purposes
of the definitions of Benchmark Replacement Date and Benchmark Transition Event, references to the Benchmark also include any reference rate underlying the Benchmark (for example, if the Benchmark becomes Compounded SOFR, references to the Benchmark
would include SOFR). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For the avoidance of doubt, if the event giving rise to the Benchmark Replacement Date
occurs on the same day as, but earlier than, the Reference Time in respect of any determination, the Benchmark Replacement Date will be deemed to have occurred prior to the Reference Time for such determination. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Benchmark Transition Event&#148; means the occurrence of one or more of the following events with respect to the then-current Benchmark:
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(1) if the Benchmark is Three-Month Term SOFR, (a)&nbsp;the Relevant Governmental Body has not selected or recommended a forward-looking
term rate for a tenor of three months based on SOFR, (b)&nbsp;the development of a forward-looking term rate for a tenor of three months based on SOFR that has been recommended or selected by the Relevant Governmental Body is not complete or
(c)&nbsp;the Company determines that the use of a forward-looking rate for a tenor of three months based on SOFR is not administratively feasible; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(2) a public statement or publication of information by or on behalf of the administrator of the Benchmark announcing that such administrator
has ceased or will cease to provide the Benchmark, permanently or indefinitely, <I>provided</I> that, at the time of such statement or publication, there is no successor administrator that will continue to provide the Benchmark; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(3) a public statement or publication of information by the regulatory supervisor for the administrator of the Benchmark, the central bank for
the currency of the Benchmark, an insolvency official with jurisdiction over the administrator for the Benchmark, a resolution authority with jurisdiction over the administrator for the Benchmark or a court or an entity with similar insolvency or
resolution authority over the administrator for the Benchmark, which states that the administrator of the Benchmark has ceased or will cease to provide the Benchmark permanently or indefinitely, <I>provided</I> that, at the time of such statement or
publication, there is no successor administrator that will continue to provide the Benchmark; or </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(4) a public statement or publication of
information by the regulatory supervisor for the administrator of the Benchmark announcing that the Benchmark is no longer representative. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Business Day&#148; means each Monday, Tuesday, Wednesday, Thursday and Friday which is not a day on which banking institutions in Los
Angeles, California or the City of New York are authorized or obligated by law or executive order to close. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Calculation Agent&#148;
means the agent appointed by the Company prior to the commencement of the Floating Rate Period (which may include the Company or any of its Affiliates) to act in accordance with Section&nbsp;2.7. The Company shall initially act as the Calculation
Agent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Compounded SOFR&#148; means the compounded average of SOFRs for the applicable Corresponding Tenor, with the rate, or
methodology for this rate, and conventions for this rate being established by the Calculation Agent in accordance with: </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(1) the rate, or methodology for this rate, and conventions for this rate selected or
recommended by the Relevant Governmental Body for determining compounded SOFR; <I>provided</I> that: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(2) if, and to the extent that, the
Calculation Agent determines that Compounded SOFR cannot be determined in accordance with clause (1)&nbsp;above, then the rate, or methodology for this rate, and conventions for this rate that have been selected by the Calculation Agent giving due
consideration to any industry-accepted market practice for U.S. dollar-denominated floating rate securities at such time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">For the
avoidance of doubt, the calculation of Compounded SOFR shall exclude the Benchmark Replacement Adjustment (if applicable) and the spread of 419.5 basis points per annum. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Corresponding Tenor&#148; with respect to a Benchmark Replacement means a tenor (including overnight) having approximately the same
length (disregarding business day adjustment) as the applicable tenor for the then-current Benchmark. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;DTC&#148; means The
Depository Trust Company. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Federal Reserve Bank of New York&#146;s Website&#148; means the website of the Federal Reserve Bank of
New York at http://www.newyorkfed.org, or any successor source. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Federal Reserve Board&#148; has the meaning provided in the
definition of &#147;Tier 2 Capital Event.&#148; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Fixed Rate Interest Payment Date&#148; has the meaning provided in
Section&nbsp;2.7(a). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Fixed Rate Period&#148; has the meaning provided in Section&nbsp;2.7(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Fixed Rate Regular Record Date&#148; has the meaning provided in Section&nbsp;2.7(a). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Floating Rate Interest Payment Date&#148; has the meaning provided in Section&nbsp;2.7(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Floating Rate Period&#148; has the meaning provided in Section&nbsp;2.7(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Floating Rate Regular Record Date&#148; has the meaning provided in Section&nbsp;2.7(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Interest Payment Date&#148; has the meaning provided in Section&nbsp;2.7(b). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;interest period&#148; means the period from and including the immediately preceding Interest Payment Date in respect of which interest
has been paid or duly provided for or, if no interest has been paid or duly provided for, from and including the Issue Date to, but excluding, the applicable Interest Payment Date or the Maturity Date or date of earlier redemption, if applicable.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Interpolated Benchmark&#148; with respect to the Benchmark means the rate determined for the Corresponding Tenor by interpolating
on a linear basis between: (1)&nbsp;the Benchmark for the </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
longest period (for which the Benchmark is available) that is shorter than the Corresponding Tenor, and (2)&nbsp;the Benchmark for the shortest period (for which the Benchmark is available) that
is longer than the Corresponding Tenor. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;ISDA Definitions&#148; means the 2006 ISDA Definitions published by the International Swaps
and Derivatives Association, Inc. or any successor thereto, as amended or supplemented from time to time, or any successor definitional booklet for interest rate derivatives published from time to time. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;ISDA Fallback Adjustment&#148; means the spread adjustment (which may be a positive or negative value or zero) that would apply for
derivatives transactions referencing the ISDA Definitions to be determined upon the occurrence of an index cessation event with respect to the Benchmark for the applicable tenor. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;ISDA Fallback Rate&#148; means the rate that would apply for derivatives transactions referencing the ISDA Definitions to be effective
upon the occurrence of an index cessation date with respect to the Benchmark for the applicable tenor excluding the applicable ISDA Fallback Adjustment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Issue Date&#148; means October&nbsp;30, 2020. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Maturity Date&#148; has the meaning provided in Section&nbsp;2.2. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Redemption Date&#148; has the meaning provided in Section&nbsp;2.8. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Reference Time&#148; with respect to any determination of the Benchmark means (1)&nbsp;if the Benchmark is Three-Month Term SOFR, the
time determined by the Calculation Agent after giving effect to the Three-Month Term SOFR Conventions, and (2)&nbsp;if the Benchmark is not Three-Month Term SOFR, the time determined by the Calculation Agent after giving effect to the Benchmark
Replacement Conforming Changes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Relevant Governmental Body&#148; means the Federal Reserve Board and/or the Federal Reserve Bank of
New York, or a committee officially endorsed or convened by the Federal Reserve Board and/or the Federal Reserve Bank of New York or any successor thereto. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;SOFR&#148; means the secured overnight financing rate published by the Federal Reserve Bank of New York, as the administrator of the
Benchmark (or a successor administrator), on the Federal Reserve Bank of New York&#146;s Website. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Tax Event&#148; means the receipt
by the Company of an opinion of independent tax counsel to the effect that as a result of (a)&nbsp;an amendment to or change (including any announced prospective amendment or change) in any law or treaty, or any regulation thereunder, of the United
States or any of its political subdivisions or taxing authorities; (b)&nbsp;a judicial decision, administrative action, official administrative pronouncement, ruling, regulatory procedure, regulation, notice or announcement, including any notice or
announcement of intent to adopt or promulgate any ruling, regulatory procedure or regulation (any of the foregoing, an &#147;<U>Administrative or Judicial Action</U>&#148;); or (c)&nbsp;an amendment to or change in any official position with respect
to, or any interpretation of, an Administrative or Judicial Action or a law or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
regulation of the United States that differs from the previously generally accepted position or interpretation, in each case, which change or amendment or challenge becomes effective or which
pronouncement, or decision or challenge is announced on or after the original issue date of the Notes, there is more than an insubstantial risk that interest payable by the Company on the Notes is not, or, within 90 days of the date of such opinion,
will not be, deductible by the Company, in whole or in part, for United States federal income tax purposes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Term SOFR&#148; means
the forward-looking term rate based on SOFR that has been selected or recommended by the Relevant Governmental Body. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Term SOFR
Administrator&#148; means any entity designated by the Relevant Governmental Body as the administrator of Term SOFR (or a successor administrator). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Three-Month Term SOFR&#148; means the rate for Term SOFR for a tenor of three months that is published by the Term SOFR Administrator at
the Reference Time for any interest period, as determined by the Calculation Agent after giving effect to the Three-Month Term SOFR Conventions. All percentages used in or resulting from any calculation of Three-Month Term SOFR shall be rounded, if
necessary, to the nearest <FONT STYLE="white-space:nowrap">one-hundred-thousandth</FONT> of a percentage point, with 0.000005% rounded up to 0.00001%. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Three-Month Term SOFR Conventions&#148; means any determination, decision or election with respect to any technical, administrative or
operational matter (including with respect to the manner and timing of the publication of Three-Month Term SOFR, or changes to the definition of &#147;interest period,&#148; timing and frequency of determining Three-Month Term SOFR with respect to
each interest period and making payments of interest, rounding of amounts or tenors, and other administrative matters) that the Calculation Agent decides may be appropriate to reflect the use of Three-Month Term SOFR as the Benchmark in a manner
substantially consistent with market practice (or, if the Calculation Agent decides that adoption of any portion of such market practice is not administratively feasible or if the Calculation Agent determines that no market practice for the use of
Three-Month Term SOFR exists, in such other manner as the Calculation Agent determines is reasonably necessary). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Tier 2 Capital
Event&#148; means the Company&#146;s good faith determination that, as a result of (a)&nbsp;any amendment to, or change in, the laws, rules or regulations of the United States (including, for the avoidance of doubt, any agency or instrumentality of
the United States, including the Federal Reserve Board and other federal bank regulatory agencies) or any political subdivision of or in the United States that is enacted or becomes effective after the original issue date of the Notes; (b)&nbsp;any
proposed change in those laws, rules or regulations that is announced or becomes effective after the original issue date of the Notes; or (c)&nbsp;any official administrative decision or judicial decision or administrative action or other official
pronouncement interpreting or applying those laws, rules, regulations, policies or guidelines with respect thereto that is announced after the original issue date of the Notes, there is more than an insubstantial risk that the Company will not be
entitled to treat the Notes then outstanding as &#147;Tier 2 Capital&#148; (or its equivalent) for purposes of the capital adequacy rules or regulations of the Board of Governors of the Federal Reserve System (the &#147;<U>Federal Reserve
Board</U>&#148;) (or, as and if applicable, the capital adequacy rules or regulations of any successor appropriate federal banking agency) as then in effect and applicable to the Company, for so long as any Notes are outstanding. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">&#147;Unadjusted Benchmark Replacement&#148; means the Benchmark Replacement excluding the
Benchmark Replacement Adjustment. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE II </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>GENERAL TERMS AND CONDITIONS OF THE NOTES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.1 Designation and Principal Amount<B>.</B>There is hereby authorized and established a series of Securities under the
Indenture, designated as the &#147;4.375% <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Fixed-to-Floating</FONT></FONT> Rate Subordinated Notes due 2030.&#148; </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.2 Form and Denomination of Notes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The definitive form of the Notes and the Trustee&#146;s Certificate of Authentication to be endorsed thereon shall be substantially in the
form set forth in <U>Exhibit A</U> attached hereto, which is incorporated herein and made part hereof. The Notes shall bear interest and have such other terms as are stated in the form of definitive Notes or in the Base Indenture, as supplemented by
this Supplemental Indenture. The Stated Maturity of the Notes shall be October&nbsp;30, 2030 (the &#147;<U>Maturity Date</U>&#148;). The Notes shall be issued in minimum denominations of $1,000 and integral multiples of $1,000 in excess thereof.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.3 Initial Limit on Amount of Series. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Notes shall initially be limited to U.S. $85,000,000 in aggregate principal amount, and may, upon the execution and delivery of this
Supplemental Indenture or from time to time thereafter, be executed by the Company and delivered to the Trustee for authentication, and the Trustee shall thereupon authenticate and deliver said Notes to or upon the delivery of a Company Order.
Following the initial issuance of the Notes, the aggregate principal amount of Notes may be increased as provided in Section&nbsp;2.5 hereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.4 Rank; Subordination. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Notes are unsecured and shall rank subordinate and junior, to the extent and in the manner set forth in the Base Indenture, in right of
payment and upon liquidation of all the Company&#146;s obligations to the holders of Senior Debt of the Company. The Notes shall rank equally among themselves and with all of the Company&#146;s other subordinated unsecured indebtedness that, in the
instrument creating or evidencing the same or pursuant to which the same is outstanding, provides that such obligations are not superior in right of payment to the Notes or to other indebtedness that is <I>pari passu</I> with, or is not subordinate
to, the Notes. It is intended that the Notes be and are Tier 2 capital or the equivalent, for all regulatory purposes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.5
Further Issues Without Holders&#146; Consent. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Company may, without notice to or the consent of the Holders of the Notes, but in
compliance with the terms of the Base Indenture and this Supplemental Indenture, create and issue additional Notes having the same ranking, interest rate, maturity date and other terms as the Notes (other than the date of issuance, the issue price,
the initial interest accrual date and the first Interest Payment Date). Any such additional Notes will rank equally and ratably with the Notes. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">8 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
Any such additional Notes, together with the Notes initially issued hereunder, will constitute a single series of Securities for all purposes under the Base Indenture. Notwithstanding anything to
the contrary in the foregoing, no additional Notes may be issued unless (1)&nbsp;the additional Notes will be fungible with the Notes initially issued hereunder for United States federal income tax and federal securities law purposes, (2)(a) the
additional Notes are issued pursuant to a &#147;qualified reopening&#148; of the Notes initially issued hereunder for United States federal income tax purposes, or (b)&nbsp;the Notes initially issued hereunder were, and the additional Notes are,
issued without any original issue discount for United States federal income tax purposes and (3)&nbsp;the additional Notes have the same CUSIP number as the Notes initially issued hereunder. No additional Notes may be issued if any Event of Default
has occurred and is continuing with respect to the Notes. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.6 Form and Payment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Principal of, Additional Amounts, if any, and interest on the Notes shall be payable in U.S. Dollars. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.7 Interest. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a)
The Notes will bear interest at a fixed rate of 4.375% per annum from and including October&nbsp;30, 2020 to, but excluding, October&nbsp;30, 2025 or earlier Redemption Date (the &#147;<U>Fixed Rate Period</U>&#148;). Interest accrued on the Notes
during the Fixed Rate Period will be payable semi-annually in arrears on April&nbsp;30 and October&nbsp;30 of each year, commencing on April&nbsp;30, 2021 (each such date, a &#147;<U>Fixed Rate Interest Payment Date</U>&#148;). The last Fixed Rate
Interest Payment Date shall be October&nbsp;30, 2025, unless the Notes are earlier redeemed. The interest payable during the Fixed Rate Period will be paid to each Holder in whose name a Note is registered at the close of business on the fifteenth
day (whether or not a Business Day) immediately preceding the applicable Fixed Rate Interest Payment Date (each such date, a &#147;<U>Fixed Rate Regular Record Date</U>&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) The Notes will bear a floating interest rate from, and including October&nbsp;30, 2025, to, but excluding, the Maturity Date or earlier
Redemption Date (the &#147;<U>Floating Rate Period</U>&#148;). The floating interest rate will be reset quarterly, and the interest rate for any Floating Rate Period shall be equal to the then-current Three-Month Term SOFR plus 419.5 basis points
for each quarterly interest period during the Floating Rate Period. During the Floating Rate Period, interest on the Notes will be payable quarterly in arrears on January&nbsp;30, April&nbsp;30, July&nbsp;30 and October&nbsp;30 of each year,
commencing on January&nbsp;30, 2026 (each such date, a &#147;<U>Floating Rate Interest Payment Date</U>&#148; and, together with a Fixed Rate Interest Payment Date, an &#147;<U>Interest Payment Date</U>&#148;). The interest payable during the
Floating Rate Period will be paid to each Holder in whose name a Note is registered at the close of business on the fifteenth day (whether or not a Business Day) immediately preceding the applicable Floating Rate Interest Payment Date (each such
date, a &#147;<U>Floating Rate Regular Record Date</U>&#148;). Notwithstanding the foregoing, if Three-Month Term SOFR (or other applicable Benchmark) is less than zero, then Three-Month Term SOFR (or other such Benchmark) shall be deemed to be
zero. The Calculation Agent will provide the Company and the Trustee with the interest rate in effect on the Notes promptly after the Reference Time (or such other date of determination for the applicable Benchmark). </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">9 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) The amount of interest payable on any Fixed Rate Interest Payment Date during the Fixed
Rate Period will be computed on the basis of a <FONT STYLE="white-space:nowrap">360-day</FONT> year consisting of twelve <FONT STYLE="white-space:nowrap">30-day</FONT> months to, but excluding, October&nbsp;30, 2025, and, the amount of interest
payable on any Floating Rate Interest Payment Date during the Floating Rate Period will be computed on the basis of a <FONT STYLE="white-space:nowrap">360-day</FONT> year on the basis of the actual number of days elapsed. The Company or the
Calculation Agent, as applicable, shall calculate the amount of interest payable on any Interest Payment Date and the Trustee shall have no duty to confirm or verify any such calculation. In the event that any scheduled Interest Payment Date or the
Maturity Date for the Notes falls on a day that is not a Business Day, then payment of interest payable on such Interest Payment Date or of principal and interest payable on the Maturity Date will be paid on the next succeeding day which is a
Business Day (any payment made on such date will be treated as being made on the date that the payment was first due and no interest on such payment will accrue for the period from and after such scheduled Interest Payment Date); <I>provided</I>,
that in the event that any scheduled Floating Rate Interest Payment Date falls on a day that is not a Business Day and the next succeeding Business Day falls in the next succeeding calendar month, such Floating Rate Interest Payment Date will be
accelerated to the immediately preceding Business Day, and, in each such case, the amounts payable on such Business Day will include interest accrued to, but excluding, such Business Day. Dollar amounts resulting from interest calculations will be
rounded to the nearest cent, with one half cent being rounded upward. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(d) The Company shall take such actions as are necessary to ensure
that from the commencement of the Floating Rate Period for so long as any of the Notes remain outstanding there will at all times be a Calculation Agent appointed to calculate Three-Month Term SOFR in respect of each Floating Rate Period. The
calculation of Three-Month Term SOFR for each applicable Floating Rate Period by the Calculation Agent will (in the absence of manifest error) be final and binding. The Calculation Agent&#146;s determination of any interest rate and its calculation
of interest payments for any period will be maintained on file at the Calculation Agent&#146;s principal offices, will be made available to any Holder of the Notes upon request and will be provided to the Trustee. The Calculation Agent shall have
all the rights, protections and indemnities afforded to the Trustee under the Base Indenture and hereunder. The Calculation Agent may be removed by the Company at any time. If the Calculation Agent is unable or unwilling to act as Calculation Agent
or is removed by the Company, the Company will promptly appoint a replacement Calculation Agent. The Calculation Agent may not resign its duties without a successor having been duly appointed; <I>provided</I>, that if a successor Calculation Agent
has not been appointed by the Company and such successor accepted such position within 30 days after the giving of notice of resignation by the Calculation Agent, then the resigning Calculation Agent may petition, at the expense of the Company, any
court of competent jurisdiction for the appointment of a successor Calculation Agent with respect to such series. The Trustee shall not be under any duty to succeed to, assume or otherwise perform, any duties of the Calculation Agent, or to appoint
a successor or replacement in the event of the Calculation Agent&#146;s resignation or removal or to replace the Calculation Agent in the event of a default, breach or failure of performance on the part of the Calculation Agent with respect to the
Calculation Agent&#146;s duties and obligations hereunder. For the avoidance of doubt, if at any time there is no Calculation Agent appointed by the Company, then the Company shall be the Calculation Agent. The Company may appoint itself or any of
its Affiliates to be the Calculation Agent. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">10 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(e) Effect of Benchmark Transition Event. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(1) If the Calculation Agent determines that a Benchmark Transition Event and its related Benchmark Replacement Date have occurred on or prior
to the Reference Time in respect of any determination of the Benchmark on any date, then the Benchmark Replacement will replace the then-current Benchmark for all purposes relating to the Notes during the Floating Rate Period in respect of such
determination on such date and all determinations on all subsequent dates. In connection with the implementation of a Benchmark Replacement, the Calculation Agent will have the right to make Benchmark Replacement Conforming Changes from time to
time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(2) Notwithstanding anything set forth in Section&nbsp;2.7(b) above, if the Calculation Agent determines on or prior to the
relevant Reference Time that a Benchmark Transition Event and its related Benchmark Replacement Date have occurred with respect to Three-Month Term SOFR, then the provisions set forth in this Section&nbsp;2.7(e) will thereafter apply to all
determinations of the interest rate on the Notes during the Floating Rate Period. After a Benchmark Transition Event and its related Benchmark Replacement Date have occurred, the interest rate on the Notes for each interest period during the
Floating Rate Period will be an annual rate equal to the Benchmark Replacement plus 419.5 basis points. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(3) The Calculation Agent is
expressly authorized to make certain determinations, decisions and elections under the terms of the Notes, including with respect to the use of Three-Month Term SOFR as the Benchmark and under this Section&nbsp;2.7(e). Any determination, decision or
election that may be made by the Calculation Agent under the terms of the Notes, including any determination with respect to a tenor, rate or adjustment or of the occurrence or <FONT STYLE="white-space:nowrap">non-occurrence</FONT> of an event,
circumstance or date and any decision to take or refrain from taking any action or selection (A)&nbsp;will be conclusive and binding on the Holders of the Notes and the Trustee absent manifest error, (B)&nbsp;if made by the Company as Calculation
Agent, will be made in the Company&#146;s sole discretion, (C)&nbsp;if made by a Calculation Agent other than the Company, will be made after consultation with the Company, and the Calculation Agent will not make any such determination, decision or
election to which the Company reasonably objects and (D)&nbsp;notwithstanding anything to the contrary herein or in the Base Indenture, shall become effective without consent from the Holders of the Notes, the Trustee or any other party. If the
Calculation Agent fails to make any determination, decision or election that it is required to make under the terms of the Notes, then the Company will make such determination, decision or election on the same basis as described above. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(4) The Company (or its Calculation Agent) shall notify the Trustee in writing (i)&nbsp;upon the occurrence of the Benchmark Transition Event
or the Benchmark Replacement Date, and (ii)&nbsp;of any Benchmark Replacements, Benchmark Replacement Conforming Changes and other items affecting the interest rate on the Notes after a Benchmark Transition Event. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(5) The Trustee (including in its capacity as Paying Agent) shall have no (i)&nbsp;responsibility or liability for the (A)&nbsp;Three-Month
Term SOFR Conventions, (B)&nbsp;selection of an alternative reference rate to Three-Month Term SOFR (including, without limitation, whether the conditions for the designation of such rate have been satisfied or whether such rate is a Benchmark
Replacement or an Unadjusted Benchmark Replacement), (C) determination or </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">11 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
calculation of a Benchmark Replacement, or (D)&nbsp;determination of whether a Benchmark Transition Event or Benchmark Replacement Date has occurred, and in each such case under clauses
(A)&nbsp;through (D) above shall be entitled to conclusively rely upon the selection, determination, and/or calculation thereof as provided by the Company or its Calculation Agent, as applicable, and (ii)&nbsp;liability for any failure or delay in
performing its duties hereunder as a result of the unavailability of a Benchmark rate as described in the definition thereof, including, without limitation, as a result of the Company&#146;s or Calculation Agent&#146;s failure to select a Benchmark
Replacement or the Calculation Agent&#146;s failure to calculate a Benchmark. The Trustee shall be entitled to rely conclusively on all notices from the Company or its Calculation Agent regarding any Benchmark or Benchmark Replacement, including,
without limitation, in regards to Three-Month Term SOFR Conventions, a Benchmark Transition Event, Benchmark Replacement Date, and Benchmark Replacement Conforming Changes. The Trustee shall not be responsible or liable for the actions or omissions
of the Calculation Agent, or any failure or delay in the performance of the Calculation Agent&#146;s duties or obligations, nor shall it be under any obligation to monitor or oversee the performance of the Calculation Agent. The Trustee shall be
entitled to conclusively rely on any determination made, and any instruction, notice, Officers&#146; Certificate or other instruction or information provided by the Calculation Agent without independent verification, investigation or inquiry of any
kind and the Trustee (in any capacity under the Indenture or in connection with the Notes and/or the Securities) shall have no liability or responsibility for the action (or inaction) of the Calculation Agent, any calculation under the Indenture or
in connection with the Notes and/or the Securities or any rate or other information used in connection with such calculation. The Trustee shall not be obligated to enter into any amendment or supplement hereto that adversely impacts its rights,
duties, obligations, immunities or liabilities (including, without limitation, in connection with the adoption of any Benchmark Replacement Conforming Changes). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">(6) If the then-current Benchmark is Three-Month Term SOFR, the Calculation Agent will have the right to establish the Three-Month Term SOFR
Conventions, and if any of the foregoing provisions concerning the calculation of the interest rate and the payment of interest during the Floating Rate Period are inconsistent with any of the Three-Month Term SOFR Conventions determined by the
Calculation Agent, then the relevant Three-Month Term SOFR Conventions will apply. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.8 Redemption. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) The Notes shall be redeemable, in each case, in whole or in part from time to time, at the option of the Company beginning with the
Interest Payment Date on October&nbsp;30, 2025, but not prior thereto (except upon the occurrence of certain events specified below), and on any Interest Payment Date thereafter (each, a &#147;<U>Redemption Date</U>&#148;), subject to obtaining the
prior approval of the Federal Reserve Board to the extent such approval is then required under the rules of the Federal Reserve Board (or, as and if applicable, the rules of any successor appropriate bank regulatory agency). The Notes may not
otherwise be redeemed prior to the Maturity Date, except that the Company may, at its option, redeem the Notes before the Maturity Date, in whole, but not in part, subject to obtaining the prior approval of the Federal Reserve Board to the extent
such approval is then required under the rules of the Federal Reserve Board (or, as and if applicable, the rules of any successor appropriate bank regulatory agency), upon the occurrence of a Tier 2 Capital Event or a Tax Event, or if the Company is
required to register as </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">12 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
an investment company pursuant to the Investment Company Act of 1940, as amended (15 U.S.C. <FONT STYLE="white-space:nowrap">80a-1</FONT> et seq.). Any such redemption will be at a Redemption
Price equal to 100% of the principal amount of the Notes to be redeemed, plus accrued and unpaid interest to, but excluding, the Redemption Date fixed by the Company. The provisions of Article Eleven of the Base Indenture shall apply to any
redemption of the Notes pursuant to this Section&nbsp;2.8. Any partial redemption will be made in accordance with DTC&#146;s applicable procedures among all of the Holders of the Notes. If any Note is to be redeemed in part only, the notice of
redemption relating to such Note shall state that it is a partial redemption and the portion of the principal amount thereof to be redeemed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) Any notice of redemption provided to the Holders of the Notes may be conditional in the Company&#146;s discretion on one or more
conditions precedent, and the Company may delay the Redemption Date until such time as any or all of such conditions have been satisfied or revoked by the Company if it determines that such conditions will not be satisfied. The Company will provide
written notice to the Trustee prior to the close of business two Business Days prior to the Redemption Date (or such shorter period as may be acceptable to the Trustee) if any such redemption has been rescinded or delayed, and upon receipt the
Trustee will provide such notice to each Holder of the Notes in the same manner in which the notice of redemption was given. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.9 No Sinking Fund. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No sinking fund will be provided with respect to the Notes. In no event shall any Holder of the Notes have the right to require the Company to
call, redeem or repurchase the Notes, in whole or in part, and Article Twelve of the Base Indenture shall not be applicable to the Notes. Nothing in this Section&nbsp;2.9 shall limit the ability of Holders of Notes to enforce their rights to the
payment of principal, Additional Amounts, if any, and interest on the Notes at maturity as provided in the Notes and in the Base Indenture, including Section&nbsp;508 of the Base Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.10 Notes Not Convertible or Exchangeable. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Notes will not be convertible or exchangeable for other securities or property. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.11 Events of Default. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Only the Events of Default described under clause (1)&nbsp;or (2) in Section&nbsp;501 of the Base Indenture shall permit acceleration of the
maturity of the Notes, as provided in Section&nbsp;502 of the Base Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.12 Global Securities. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Notes shall be issued in registered form and in the form of one or more permanent global Securities, without coupons, registered in the
name of the Depository or its nominee. The initial Depository for the Notes shall be DTC. Except as otherwise provided in Section&nbsp;305 of the Base Indenture, the global Securities described above may be transferred by the Depository, in whole
but not in part, only to a nominee of the Depository, or by a nominee of the Depository to the Depository, or to a successor Depository or to a nominee of such successor Depository. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">13 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Owners of beneficial interests in such global Securities will not be considered the Holders
thereof for any purpose under the Base Indenture. The rights of owners of beneficial interests in such global Securities shall be exercised only through the Depository. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;2.13 No Additional Amounts. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In the event that any payment on the Notes is subject to withholding of any U.S. federal income tax or other tax or assessment (as a result of
a change in law or otherwise), the Company will not pay additional amounts with respect to such tax or assessment. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE III </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ORIGINAL ISSUE OF NOTES </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;3.1 Original Issue of Notes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Notes may, upon execution of this Supplemental Indenture, be executed by the Company and delivered to the Trustee for authentication, and
the Trustee shall, upon Company Order, authenticate and deliver such Notes as in such Company Order provided. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE IV </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DEFEASANCE </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;4.1 Defeasance Applicable to Notes. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Pursuant to Section&nbsp;301(18), Section&nbsp;1301 and Section&nbsp;1302 of the Base Indenture, provision is hereby made for defeasance of
the Notes under Section&nbsp;1302 of the Base Indenture upon the terms and conditions contained in Article Thirteen of the Base Indenture. </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>ARTICLE V </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>MISCELLANEOUS
</B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;5.1 Ratification of Base Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Base Indenture, as supplemented by this Supplemental Indenture, is in all respects ratified and confirmed, and this Supplemental Indenture
shall be deemed part of the Base Indenture in the manner and to the extent herein and therein provided; <I>provided, however</I>, that the provisions of this Supplemental Indenture shall apply solely with respect to the Notes and shall govern in the
event of any difference with the Base Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;5.2 Conflict with Trust Indenture Act. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">If any provision hereof limits, qualifies or conflicts with a provision of the Trust Indenture Act that is required under such Act to be a
part of and govern this Supplemental Indenture, the latter provision shall control. If any provision of this Supplemental Indenture modifies or excludes any provision of the Trust Indenture Act that may be so modified or excluded, the latter
provision shall be deemed to apply to this Supplemental Indenture as so modified or to be excluded, as the case may be. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">14 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;5.3 Effect of Headings and Table of Contents. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Article and Section headings herein and the Table of Contents are for convenience only and shall not affect the construction hereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;5.4 Successors and Assigns. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">All covenants and agreements in this Supplemental Indenture by the Company shall bind its successors and assigns, whether expressed or not.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;5.5 Separability Clause. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In case any provision in this Supplemental Indenture or in the Notes shall be invalid, illegal or unenforceable, the validity, legality and
enforceability of the remaining provisions shall not in any way be affected or impaired thereby. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;5.6 Benefits of
Supplemental Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Nothing in this Supplemental Indenture or in the Notes, express or implied, shall give to any Person, other than
the Holders of the Securities, the parties hereto and their successors hereunder, any benefit of any legal or equitable right, remedy or claim under this Supplemental Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;5.7 Governing Law. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Supplemental Indenture and the Notes shall be governed by and construed in accordance with the laws of the State of New York. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;5.8 Waiver of Jury Trial. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">EACH OF THE COMPANY, THE TRUSTEE AND EACH HOLDER OF A SECURITY BY ITS ACCEPTANCE THEREOF, HEREBY IRREVOCABLY WAIVES, TO THE FULLEST EXTENT
PERMITTED BY APPLICABLE LAW, ANY AND ALL RIGHT IT MAY HAVE TO TRIAL BY JURY IN ANY LEGAL PROCEEDING DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS SUPPLEMENTAL INDENTURE, THE SECURITIES, THE INDENTURE OR THE TRANSACTIONS CONTEMPLATED
HEREBY OR THEREBY. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;5.9 Counterparts. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This Supplemental Indenture may be executed in several counterparts, each of which shall be an original and all of which shall constitute but
one and the same instrument. Each signed copy shall be an original, but all of them together represent the same agreement. The exchange of copies of this Supplemental Indenture and of signature pages by facsimile or PDF transmission shall constitute
effective execution and delivery of this Supplemental Indenture as to the parties hereto and may be used in lieu of the original Supplemental Indenture for all purposes. Signatures of the parties hereto transmitted by facsimile or PDF shall be
deemed to be their original signatures for all purposes. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">15 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION&nbsp;5.10 Trustee. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Trustee shall not be responsible for and makes no representation as to the validity, sufficiency or adequacy of this Supplemental
Indenture or the Notes, and it shall not be responsible for any statement of the Company in this Supplemental Indenture or in the Notes. The Trustee makes no representations with respect to the effectiveness or adequacy of this Supplemental
Indenture. The Trustee shall not be accountable for the use or application by the Company of the Notes or the proceeds thereof. The rights, protections and indemnities afforded the Trustee (in any capacity) under the Base Indenture shall apply to
any action or inaction of the Trustee hereunder or in connection herewith. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>[Signature page follows on next page] </I></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">16 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">IN WITNESS WHEREOF, the parties hereto have caused this Supplemental Indenture to be duly
executed by their respective officers hereunto duly authorized, all as of the day and year first above written. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="79%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5">BANC OF CALIFORNIA, INC.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Lynn M. Hopkins</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Lynn M. Hopkins</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Executive Vice President and Chief Financial Officer</TD></TR>
</TABLE></DIV> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="79%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5">U.S. BANK NATIONAL ASSOCIATION, <BR>as Trustee</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ Hazrat R. Haniff</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Hazrat R. Haniff</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Assistant Vice President</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><I>[Signature page to Supplemental Indenture]</I> </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit A </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>FORM OF NOTE </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>BANC OF
CALIFORNIA, INC. </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>4.375% <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">FIXED-TO-FLOATING</FONT></FONT> RATE
SUBORDINATED NOTE DUE OCTOBER&nbsp;30, 2030 </B></P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="33%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="33%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="32%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">No.1</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" ALIGN="center">$85,000,000</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>CUSIP No. 05990KAD8 </B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>ISIN No. US05990KAD81 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">THIS SECURITY IS A GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME
OF CEDE&nbsp;&amp; CO., THE NOMINEE OF THE DEPOSITORY TRUST COMPANY (THE &#147;<U>DEPOSITORY</U>&#148;). EXCEPT AS OTHERWISE PROVIDED IN SECTION 305 OF THE INDENTURE, THIS SECURITY MAY NOT BE TRANSFERRED EXCEPT AS A WHOLE BY THE DEPOSITORY TO A
NOMINEE OF THE DEPOSITORY OR BY A NOMINEE OF THE DEPOSITORY TO THE DEPOSITORY OR ANOTHER NOMINEE OF THE DEPOSITORY OR BY THE DEPOSITORY OR ANY SUCH NOMINEE TO A SUCCESSOR DEPOSITORY OR A NOMINEE OF SUCH SUCCESSOR DEPOSITORY. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">UNLESS THIS SECURITY IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION
(&#147;<U>DTC</U>&#148;), TO BANC OF CALIFORNIA, INC. (THE &#147;<U>COMPANY</U>&#148;) OR ITS AGENT FOR REGISTRATION OR TRANSFER, EXCHANGE OR PAYMENT, AND ANY SECURITY ISSUED IS REGISTERED IN THE NAME OF CEDE&nbsp;&amp; CO. OR SUCH OTHER NAME AS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE&nbsp;&amp; CO. OR SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO
ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE&nbsp;&amp; CO., HAS AN INTEREST HEREIN. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify"><B>THIS SECURITY
IS </B><B><I>NOT</I></B><B> A SAVINGS ACCOUNT, DEPOSIT OR OTHER OBLIGATION OF BANC OF CALIFORNIA, NATIONAL ASSOCIATION. THIS SECURITY IS </B><B><I>NOT</I></B><B> INSURED OR GUARANTEED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION
(&#147;<U>FDIC</U>&#148;) OR ANY OTHER GOVERNMENT AGENCY OR PUBLIC OR PRIVATE INSURER. </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">THIS SECURITY IS SUBORDINATED,
AS TO PRINCIPAL, INTEREST AND PREMIUM, AND ADDITIONAL AMOUNTS, IF ANY, TO ALL &#147;SENIOR DEBT&#148; OF THE COMPANY. THIS SECURITY IS NOT SECURED BY ANY ASSETS OF THE COMPANY OR BY THE ASSETS OF ANY OF ITS SUBSIDIARIES OR AFFILIATES AND IS NOT
GUARANTEED BY ANY OF COMPANY&#146;S SUBSIDIARIES OR AFFILIATES. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">THIS SECURITY IS ISSUABLE IN MINIMUM DENOMINATIONS OF $1,000 AND INTEGRAL
MULTIPLES OF $1,000 IN EXCESS THEREOF. AS PROVIDED IN THE INDENTURE AND SUBJECT TO CERTAIN LIMITATIONS THEREIN SET FORTH, SECURITIES OF THIS SERIES ARE EXCHANGEABLE FOR A LIKE AGGREGATE PRINCIPAL AMOUNT OF SECURITIES OF SUCH SERIES OF A DIFFERENT
AUTHORIZED DENOMINATION, AS REQUESTED BY THE HOLDER SURRENDERING THE SAME. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Banc of California, Inc., a Maryland
corporation, and any successor thereto, as provided below (the &#147;<U>Company</U>&#148;), for value received, hereby promises to pay or deliver, as the case may be, to CEDE&nbsp;&amp; CO., or registered assigns, the principal sum of Eighty Five
Million United States Dollars ($85,000,000) on October&nbsp;30, 2030 (the &#147;<U>Stated Maturity Date</U>&#148;), unless redeemed prior to such date. This Security will bear interest at a fixed rate of 4.375% per annum from and including
October&nbsp;30, 2020, to, but excluding, October&nbsp;30, 2025 (the &#147;<U>Fixed Rate Period</U>&#148;), unless redeemed prior to such date. Interest accrued on this Security during the Fixed Rate Period will be payable semi-annually in arrears
on April&nbsp;30 and October&nbsp;30 of each year (each such date, a &#147;<U>Fixed Rate Interest Payment Date</U>&#148;), with the first such Fixed Rate Interest Payment Date being April&nbsp;30, 2021, and the last such Fixed Rate Interest Payment
Date being October&nbsp;30, 2025, unless redeemed prior to such date. This Security will bear interest at a floating per annum interest rate from and including October&nbsp;30, 2025, to, but excluding, the Stated Maturity Date or any earlier
redemption date (the &#147;<U>Floating Rate Period</U>&#148;). The floating interest rate will be reset quarterly, and the interest rate for any Floating Interest Period will be equal to the then-current Benchmark plus 419.5 basis points. During the
Floating Rate Period, interest on this Security will be payable quarterly in arrears on January&nbsp;30, April&nbsp;30, July&nbsp;30 and October&nbsp;30 of each year (each such date, a &#147;<U>Floating Rate Interest Payment Date</U>&#148;, and
together with a Fixed Rate Interest Payment Date, an &#147;<U>Interest Payment Date</U>&#148;), with the first such Floating Rate Interest Payment Date being January&nbsp;30, 2026, and the last such Floating Rate Interest Payment Date being the
Stated Maturity Date or any earlier redemption date. Notwithstanding the foregoing, if the Benchmark is less than zero, the Benchmark shall be deemed to be zero. Interest on each Fixed Rate Interest Payment Date is payable to holders of record on
the Fixed Rate Regular Record Date pursuant to the Indenture. Interest on each Floating Rate Interest Payment Date is payable to holders of record on the Floating Rate Regular Record Date pursuant to the Indenture. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">The interest payable on any Fixed Rate Interest Payment Date during the Fixed Rate Period will be computed on the basis of a <FONT
STYLE="white-space:nowrap">360-day</FONT> year consisting of twelve <FONT STYLE="white-space:nowrap">30-day</FONT> months to, but excluding, October&nbsp;30, 2025. The interest payable on any Floating Rate Interest Payment Date during the Floating
Rate Period will be computed on the basis of a <FONT STYLE="white-space:nowrap">360-day</FONT> year and the number of days actually elapsed. If a Fixed Rate Interest Payment Date or the Stated Maturity Date for this Security falls on a day that is
not a Business Day, the interest payable on such Interest Payment Date or the payment of principal and interest on the Stated Maturity Date will be paid on the next succeeding Business Day, but the payments made on such dates will be treated as
being made on the date that the payment was first due and the Holder of this Security will not be entitled to any further interest or other payment. If a Floating Rate Interest Payment Date falls on a day that is not a Business Day, then such
Floating Rate Interest Payment Date will be postponed to the next succeeding Business Day, unless such day falls in the next succeeding calendar month, in which case such Floating Rate Interest Payment Date will be accelerated to the immediately
preceding </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
Business Day, and, in each such case, the amounts payable on such Business Day will include interest accrued to, but excluding, such Business Day. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">No sinking fund will be provided with respect to this Security. In no event shall any Holder of this Security have the right
to require the Company to call, redeem or repurchase this Security, in whole or in part prior to maturity. Nothing in this paragraph, however, shall limit the ability of the Holder of this Security to enforce its rights to the payment of principal
and Additional Amounts, if any, and interest on the Security at maturity as provided herein. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Payment of the principal of
and interest on this Security will be made at the Corporate Trust Office of the Trustee, or such other office or agency of the Company maintained for that purpose in such coin or currency of the United States of America as at the time of payment is
legal tender for payment of public and private debts; <I>provided</I>, <I>however</I>, that at the option of the Company, payment of interest may be made by check mailed to Holders of registered Securities entitled thereto as such Holders shall
appear in the Security Register. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Under certain conditions, the Company may, without notice to or the consent of the
Holder of this Security, create and issue additional notes ranking equally with this Security and otherwise the same in all respects (except for the issue date, issue price, initial interest accrual date and first Interest Payment Date), <I>provided
that</I> no such additional notes may be issued unless (1)&nbsp;the additional notes will be fungible with this Security for United States federal income tax and federal securities law purposes, (2)(a) the additional notes are issued pursuant to a
&#147;qualified reopening&#148; of this Security for United States federal income tax purposes, or (b)&nbsp;this Security was, and the additional notes are, issued without any original issue discount for United States federal income tax purposes and
(3)&nbsp;the additional notes have the same CUSIP number as this Security. No additional notes may be issued if any Event of Default has occurred and is continuing with respect to this Security. Such additional notes shall be consolidated and form a
single series with this Security. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">The Securities shall be issued as registered securities in the form of one or more
permanent global Securities, without coupons, registered in the name of the Depository or its nominee. The global Securities described above may be transferred by the Depository, in whole but not in part, only to a nominee of the Depository, or by a
nominee of the Depository to the Depository, or to a successor Depository or to a nominee of such successor Depository. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Owners of beneficial interests in such global Securities will not be considered the Holders thereof for any purpose hereunder.
The rights of owners of beneficial interests in such global Securities shall be exercised only through the Depository. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Any &#147;depository institution,&#148; as defined in Section&nbsp;3(c)(1) of the Federal Deposit Insurance Act, which holds a
Security (or beneficial interest therein) shall be deemed to have agreed by acquiring such Security (or beneficial interest) to waive any rights to offset all or any portion of the indebtedness represented by such Security (or interest) against any
indebtedness or other obligations of such institution to the Company. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Reference is hereby made to the further provisions of this Security set
forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Unless the certificate of authentication hereon has been executed by the Trustee by the manual signature of an authorized
signatory, this Security shall not be entitled to any benefit under the Indenture or be valid or obligatory for any purpose. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(Remainder of
page intentionally left blank) </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">IN WITNESS WHEREOF, the Company has caused this instrument to be duly
executed by manual or facsimile signature. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="79%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5">BANC OF CALIFORNIA, INC.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Lynn M. Hopkins</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Executive Vice President and Chief Financial Officer</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dated: October 30, 2020 </P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>TRUSTEE&#146;S CERTIFICATE OF AUTHENTICATION </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">This is one of the Securities of the series designated therein referred to in the within-mentioned Indenture. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="7%"></TD>

<TD VALIGN="bottom"></TD>
<TD WIDTH="12%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="79%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" COLSPAN="5"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">U.S. BANK NATIONAL ASSOCIATION,</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">as
Trustee</P></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="4"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">By:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top" COLSPAN="3"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Name:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Hazrat R. Haniff</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Title:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">Assistant Vice President</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Dated: October 30, 2020 </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>REVERSE OF SECURITY </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">This Security is one of a duly authorized issue of 4.375%
<FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Fixed-to-Floating</FONT></FONT> Rate Subordinated Notes due 2030 of the Company (the &#147;<U>Securities</U>&#148;), issued and to be issued in one or more series under an Indenture,
dated as of October&nbsp;30, 2020 (the &#147;<U>Base Indenture</U>&#148;), as supplemented by that Supplemental Indenture, dated October&nbsp;30, 2020 (the &#147;<U>Supplemental Indenture</U>,&#148; and together with the Base Indenture, the
&#147;<U>Indenture</U>&#148;), between the Company and U.S. Bank National Association, as Trustee (herein called the &#147;<U>Trustee</U>&#148;, which term includes any successor trustee under the Indenture), to which the Indenture and all
indentures supplemental thereto reference is hereby made for a statement of the respective rights, limitations of rights, duties and immunities thereunder of the Trustee, the Company and the Holders of the Securities, and to which Indenture
reference is hereby made for a statement of the terms upon which the Securities of this series are, and are to be, authenticated and delivered. By the terms of the Indenture, the Securities are issuable in series that may vary as to amount, date of
maturity, rate of interest, rank and in any other respect provided in the Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">The Company&#146;s indebtedness
evidenced by this Security is, to the extent provided in the Indenture, subordinate and subject in right of payment to the prior payment in full of all Senior Debt, and this Security is issued subject to the provisions of the Indenture with respect
thereto. Each Holder of this Security, by accepting the same, (a)&nbsp;agrees to and shall be bound by such provisions, (b)&nbsp;authorizes and directs the Trustee on his, her or its behalf to take such actions as may be necessary or appropriate to
effectuate the subordination so provided and (c)&nbsp;appoints the Trustee his, her or its <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">attorney-in-fact</FONT></FONT> for any and all such purposes. Each Holder hereof, by his,
her or its acceptance hereof, waives all notice of the acceptance of the subordination provisions contained herein and in the Indenture by each holder of Senior Debt, whether now outstanding or hereafter created, incurred, assumed or guaranteed, and
waives reliance by each such holder upon said provisions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">The Indenture contains provisions for defeasance of this
Security upon compliance with certain conditions set forth in the Indenture. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">If certain Events of Default with respect to
Securities of this series shall occur and be continuing, the principal of the Securities of this series may be declared due and payable in the manner and with the effect provided in the Indenture. Any Event of Default with respect to this Security
may be waived by the Holder hereof, as and if provided in the Indenture. The Company waives demand, presentment for prepayment, notice of nonpayment, notice of protest and all other notices to the extent it may lawfully do so. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">The Company may, at its option, redeem the Securities, in whole or in part, at a redemption price equal to 100% of the
principal amount of the Securities to be redeemed plus accrued and unpaid interest to, but excluding, the date of redemption (the &#147;<U>Redemption Date</U>&#148;), on any Interest Payment Date on or after October&nbsp;30, 2025. The Company may
also, at its option, redeem the Securities before the Stated Maturity Date, in whole, but not in part, at any time, upon the occurrence of a Tier 2 Capital Event, a Tax Event or if the Company is required to register as an investment company
pursuant to the Investment Company Act of 1940, as amended. Any such redemption will be at a redemption price equal to 100% of the principal amount of the Securities </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="justify">
to be redeemed plus accrued and unpaid interest to, but excluding, the Redemption Date fixed by the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Notwithstanding any of the foregoing, to the extent then required under or pursuant to applicable regulations of the Federal
Reserve Board, this Security may not be repaid prior to the Stated Maturity Date without the prior written consent of the Federal Reserve Board (or, as and if applicable, the rules of any successor appropriate bank regulatory agency). In the event
of redemption of this Security in part only, a new Security or Securities of this series and of like tenor for the unredeemed portion hereof will be issued in the name of the Holder hereof upon the cancellation hereof. The provisions of Article
Eleven of the Base Indenture and Section&nbsp;2.8 of the Supplemental Indenture shall apply to the redemption of any Securities by the Company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">In the event that any payment on the Securities is subject to withholding of any U.S. federal income tax or other tax or
assessment (as a result of a change in law or otherwise), the Company will not pay additional amounts with respect to such tax or assessment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">No reference herein to the Indenture and no provision of this Security or of the Indenture shall alter or impair the
obligation of the Company, which is absolute and unconditional, to pay the principal of, premium and Additional Amounts (if any) and interest on this Security at the times, place and rate, and in the coin or currency, herein prescribed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">As provided in the Indenture and subject to certain limitations therein set forth, the transfer of this Security is
registrable in the Security Register, upon surrender of this Security for registration of transfer at the office or agency of the Company maintained under Section&nbsp;1002 of the Base Indenture for such purpose, duly endorsed by, or accompanied by
a written instrument of transfer in form satisfactory to the Company and the Security Registrar duly executed by, the Holder hereof or his attorney duly authorized in writing, and thereupon one or more new Securities of this series and of like
tenor, of authorized denominations and for the same aggregate principal amount, will be issued to the designated transferee or transferees. No service charge shall be made for any such registration of transfer or exchange, but the Company may
require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Prior
to due presentment of this Security for registration of transfer, the Company, the Trustee and any agent of the Company or the Trustee may treat the Person in whose name this Security is registered as the owner hereof for all purposes, whether or
not this Security be overdue, and neither the Company, the Trustee nor any such agent shall be affected by notice to the contrary. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">All terms used in this Security which are defined in the Indenture shall have the meanings assigned to them in the Indenture.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">Nothing in this Security, express or implied, shall give to any person, other than the Holders of the Securities, the
parties hereto and their permitted successors hereunder, any benefit of any legal or equitable right, remedy or claim hereunder. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">The Securities of this series are issuable only in registered form without coupons in denominations of $1,000 and any integral
multiples of $1,000 in excess thereof. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">All notices under this Security shall be in writing and in the case of the
Company, addressed to the Company at 3 MacArthur Place, Santa Ana, California 92707, Attention: Chief Financial Officer, or, in the case of the Trustee at 100 Wall Street, Suite 600, New York, New York 10005, Attention: Corporate Trust Services, or
to such other address of the Trustee as the Trustee may notify the holders of the Securities. All notices to the Holder of this Security will be given to the Holder at its address as it appears in the Security Register. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">All covenants and agreements by the Company in this Security and the Indenture shall bind the Company&#146;s successors and
assigns, including successors by operation of law resulting from a merger or consolidation of the Company, or successors resulting from the transfer of the Company&#146;s assets and liabilities substantially or entirely, to another entity
(&#147;<U>Successors</U>&#148;). Any Successor shall expressly assume in writing all the Company&#146;s obligations hereunder prior to becoming a Successor, and upon becoming a Successor, shall perform all the Company&#146;s obligations hereunder
and make all payments due hereunder. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">In case any provision in this Security shall be invalid, illegal or unenforceable,
the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired thereby. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">EACH OF THE COMPANY, THE TRUSTEE AND EACH HOLDER OF THIS SECURITY BY ITS ACCEPTANCE HEREOF, HEREBY IRREVOCABLY WAIVES, TO THE
FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANY AND ALL RIGHT IT MAY HAVE TO TRIAL BY JURY IN ANY LEGAL PROCEEDING DIRECTLY OR INDIRECTLY ARISING OUT OF OR RELATING TO THIS SECURITY, THE INDENTURE, OR THE TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman" ALIGN="justify">This Security shall be governed by and construed in accordance with the laws of the State of New York and, where
applicable, the federal laws of the United States of America. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[FORM OF TRANSFER NOTICE] </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">To assign this Security, fill in the form below: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">

<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="96%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="30%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="69%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">(I)&nbsp;or&nbsp;(we)&nbsp;assign&nbsp;and&nbsp;transfer&nbsp;this&nbsp;Note&nbsp;to:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">(Insert Assignee&#146;s legal name)</TD></TR>
</TABLE></DIV> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(Insert assignee&#146;s Soc. Sec. or tax I.D. no.) </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(Print or type assignee&#146;s name, address and zip code) </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">and irrevocably appoint to transfer this Security on the books of the Company. The agent may substitute another to act for him. </P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="96%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="47%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="4%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="47%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Date:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD>
<TD HEIGHT="16" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Your signature:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top">(Sign exactly as your name appears on| the face of this Security)</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Signature Guarantee*:</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="top"></TD></TR>
</TABLE></DIV> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left">*</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Participant in a recognized Signature Guarantee Medallion Program (or other signature guarantor acceptable to
the Trustee). </P></TD></TR></TABLE>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.1
<SEQUENCE>5
<FILENAME>d83797dex51.htm
<DESCRIPTION>EX-5.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-5.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 5.1 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Law Offices </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">Silver, Freedman,
Taff&nbsp;&amp; Tiernan LLP </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">A Limited Liability Partnership Including Professional Corporations </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3299 K STREET, N.W., SUITE 100 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">WASHINGTON, D.C. 20007 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">(202) <FONT
STYLE="white-space:nowrap">295-4500</FONT> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">WWW.SFTTLAW.COM </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">October&nbsp;30, 2020 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Banc of California, Inc.
</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">3 MacArthur Place </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Santa Ana, California 92707 </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Ladies and Gentlemen: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We have acted as special
Maryland counsel to Banc of California, Inc., a Maryland corporation (the &#147;Company&#148;), in connection with the issuance and sale by the Company of $85,000,000 aggregate principal amount of the Company&#146;s 4.375% <FONT
STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">Fixed-to-Floating</FONT></FONT> Rate Subordinated Notes due 2030 (the &#147;Securities&#148;). The Securities are being issued pursuant to an indenture, dated as of October&nbsp;30, 2020
(the &#147;Base Indenture&#148;), between the Company and U.S. Bank National Association, as trustee (the &#147;Trustee&#148;), as supplemented by a supplemental indenture thereto, dated as of October&nbsp;30, 2020, between the Company and the
Trustee (the &#147;Supplemental Indenture&#148; and, together with the Base Indenture, the &#147;Indenture&#148;), and sold pursuant to an underwriting agreement, dated as of October&nbsp;27, 2020 (the &#147;Underwriting Agreement&#148;), by and
between the Company and Keefe, Bruyette&nbsp;&amp; Woods,&nbsp;Inc., as representative of the underwriters named in Schedule A to the Underwriting Agreement (the &#147;Underwriters&#148;). The Securities have been registered under the Securities Act
of 1933, as amended (the &#147;Securities Act&#148;), pursuant to a registration statement on Form <FONT STYLE="white-space:nowrap">S-3</FONT> filed by the Company with the Securities and Exchange Commission (the &#147;Commission&#148;), which
became effective on January&nbsp;22, 2020 (File <FONT STYLE="white-space:nowrap">No.&nbsp;333-236001)</FONT> (the &#147;Registration Statement&#148;), including a base prospectus dated January&nbsp;21, 2020 (the &#147;Base Prospectus&#148;) and a
prospectus supplement relating to the Securities dated October&nbsp;27, 2020 (the &#147;Prospectus Supplement,&#148; and together with the Base Prospectus, the &#147;Prospectus&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In connection with our opinion, we have examined originals, or copies, certified or otherwise identified to our satisfaction, of the
Underwriting Agreement, the Indenture, the global note evidencing the Securities, the Registration Statement, the Prospectus, the Company&#146;s charter and bylaws, resolutions of the Company&#146;s Board of Directors and committees thereof,
certificates of public officials, certificates of corporate officers and such other documents and corporate records as we have deemed appropriate for the purpose of rendering this opinion. We have assumed without investigation the genuineness of all
signatures, the legal capacity of natural persons, the authenticity, accuracy and completeness of all documents submitted to us as originals, the conformity to authentic and complete original documents of all documents submitted to us as certified,
conformed or photostatic copies and the authenticity, accuracy and completeness of the originals of such copies. We have further assumed the due authorization of such documents by all parties other than the Company and the taking of all requisite
action respecting such documents by all parties other than the Company, the due execution and delivery of such documents by each party other than the Company and that all agreements are valid and binding agreements of all parties to such agreements.
In addition, we have assumed the accuracy of certifications of public officials, government agencies and departments, corporate officers and other individuals on which we are relying, and have made no independent investigations thereof. Our opinion
expressed herein as to the valid existence of the Company as a corporation under the laws of the State of Maryland is based solely on a certificate dated October&nbsp;28, 2020 issued by the Department of Assessments and Taxation of the State of
Maryland. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Based upon the foregoing, and subject to the limitations, qualifications, exceptions and assumptions set forth herein, we are
of the opinion that (i)&nbsp;the Company is validly existing as a corporation </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">

 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Banc of California, Inc. </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">October 30, 2020 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"> Page
 2
 </P> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
under the laws of the State of Maryland, (ii)&nbsp;the Company has the corporate power to issue the Securities, and (iii)&nbsp;the Securities have been duly authorized by the Company for issuance
and sale pursuant to the Indenture and the Underwriting Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">In rendering the opinion set forth herein, we express no opinion as to
the laws of any jurisdiction other than the General Corporation Law of the State of Maryland, as currently in effect. This opinion is limited to the facts bearing on this opinion as they exist on the date of this letter. We disclaim any obligation
to review or supplement this opinion or to advise you of any changes in the circumstances, laws or events that may occur after this date or otherwise update this opinion. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">We hereby consent to the filing of this opinion as an exhibit to the Company&#146;s Current Report on Form
<FONT STYLE="white-space:nowrap">8-K</FONT> to be filed on or about October&nbsp;30, 2020, and to the reference to our name under the heading &#147;Validity of the Notes&#148; in the Prospectus.&nbsp;In giving our consent, we do not thereby admit
that we are in the category of persons whose consent is required under Section&nbsp;7 of the Securities Act or the rules and regulations of the Commission thereunder.&nbsp;The opinions expressed herein are matters of professional judgment and are
not a guarantee of result. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Very truly yours,</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">/s/ SILVER, FREEDMAN, TAFF&nbsp;&amp; TIERNAN LLP</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">SILVER, FREEDMAN, TAFF&nbsp;&amp; TIERNAN LLP</TD></TR>
</TABLE></DIV>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-5.2
<SEQUENCE>6
<FILENAME>d83797dex52.htm
<DESCRIPTION>EX-5.2
<TEXT>
<HTML><HEAD>
<TITLE>EX-5.2</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE">


<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 5.2 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">[Letterhead of Sullivan&nbsp;&amp; Cromwell LLP] </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:56%; font-size:10pt; font-family:Times New Roman" ALIGN="center">October&nbsp;30, 2020 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Banc of
California, Inc., </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">3 MacArthur Place, </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:9%; font-size:10pt; font-family:Times New Roman">Santa Ana, California 92707. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Ladies and
Gentlemen: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">In connection with the issuance and sale of $85,000,000 principal amount of 4.375% <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">Fixed-to-Floating</FONT></FONT> Rate Notes due 2030 (the &#147;Securities&#148;) of Banc of California, Inc., a Maryland corporation (the &#147;Company&#148;), pursuant to the Underwriting Agreement, dated October&nbsp;27,
2020, between the Company and Keefe, Bruyette&nbsp;&amp; Woods, Inc., as the Representative of the several Underwriters listed therein, we, as your counsel, have examined such corporate records, certificates and other documents, and such questions
of law, as we have considered necessary or appropriate for the purposes of this opinion. The Securities were issued pursuant to an Indenture, dated as of October&nbsp;30, 2020, as supplemented by the Supplemental Indenture, dated as of
October&nbsp;30, 2020 (together, the &#147;Indenture&#148;), each between the Company and U.S. Bank National Association, as Trustee (the &#147;Trustee&#148;). </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">Upon the basis of such examination, it is our opinion that, the Securities constitute valid and legally binding obligations of the Company,
subject to bankruptcy, insolvency, fraudulent transfer, reorganization, moratorium and similar laws of general applicability relating to or affecting creditors&#146; rights and to general equity principles. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">In rendering the foregoing opinion, we are not passing upon, and assume no responsibility for, any disclosure in any registration statement or
any related prospectus or other offering material relating to the offer and sale of the Securities. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">The foregoing opinion is limited to
the Federal laws of the United States and the laws of the State of New York, and we are expressing no opinion as to the effect of the laws of any other jurisdiction. With respect to all matters of Maryland law, we note that you have received an
opinion, dated October&nbsp;30, 2020, of Silver, Freedman, Taff&nbsp;&amp; Tiernan LLP. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">We have relied as to certain factual matters on
information obtained from public officials, officers of the Company and other sources believed by us to be responsible, and we have assumed that the Indenture and the Securities have been duly authorized, executed and delivered by the Company and
the Trustee, assumptions which we have not independently verified. </P>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always">
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">


<Center><DIV STYLE="width:8.5in" align="left">


<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">

<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Banc of California, Inc.</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top" ALIGN="right">-2-</TD></TR></TABLE> <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P>
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">We are expressing no opinion as to any obligations that parties other than the Company may
have under or in respect of the Securities, or as to the effect that their performance of such obligations may have upon any of the matters referred to above. Nor are we expressing an opinion as to securities of any persons other than the Company.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">We hereby consent to the filing of this opinion as an exhibit to this Current Report on Form <FONT STYLE="white-space:nowrap">8-K</FONT>
and to the reference to us under the heading &#147;Validity of the Notes&#148; in the Prospectus Supplement relating to the Securities, dated October&nbsp;27, 2020. In giving such consent, we do not thereby admit that we are in the category of
persons whose consent is required under Section&nbsp;7 of the Securities Act of 1933. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P><DIV ALIGN="right">
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">Very truly yours,</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="16"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">/s/ SULLIVAN&nbsp;&amp; CROMWELL LLP</TD></TR>
</TABLE></DIV>
</DIV></Center>

</BODY></HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>7
<FILENAME>banc-20201027.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release 2020-6 Build:20200922.5 -->
<!-- Creation date: 10/30/2020 6:17:54 PM Eastern Time -->
<!-- Copyright (c) 2020 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<xsd:schema
  xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric"
  xmlns:num="http://www.xbrl.org/dtr/type/numeric"
  xmlns:us-types="http://fasb.org/us-types/2019-01-31"
  xmlns:banc="http://www.bancofcal.com/20201027"
  xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31"
  xmlns:xbrli="http://www.xbrl.org/2003/instance"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
  xmlns:sic="http://xbrl.sec.gov/sic/2011-01-31"
  xmlns:us-gaap="http://fasb.org/us-gaap/2019-01-31"
  attributeFormDefault="unqualified"
  elementFormDefault="qualified"
  targetNamespace="http://www.bancofcal.com/20201027"
  xmlns:xsd="http://www.w3.org/2001/XMLSchema">
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/instance" />
    <xsd:import schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" namespace="http://www.xbrl.org/2003/linkbase" />
    <xsd:import schemaLocation="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd" namespace="http://xbrl.sec.gov/dei/2019-01-31" />
    <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/numeric" />
    <xsd:import schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" namespace="http://www.xbrl.org/dtr/type/non-numeric" />
    <xsd:import schemaLocation="http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd" namespace="http://xbrl.sec.gov/sic/2011-01-31" />
    <xsd:import schemaLocation="https://xbrl.sec.gov/naics/2017/naics-2017-01-31.xsd" namespace="http://xbrl.sec.gov/naics/2017-01-31" />
    <xsd:import schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" namespace="http://xbrl.org/2005/xbrldt" />
    <xsd:import schemaLocation="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd" namespace="http://fasb.org/us-gaap/2019-01-31" />
    <xsd:import schemaLocation="http://xbrl.fasb.org/us-gaap/2019/elts/us-types-2019-01-31.xsd" namespace="http://fasb.org/us-types/2019-01-31" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="banc-20201027_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:title="Label Links, all" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="banc-20201027_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:title="Presentation Links, all" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="banc-20201027_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:title="Definition Links, all" xlink:type="simple" />
      <link:roleType roleURI="http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation" id="Role_DocumentDocumentAndEntityInformation">
        <link:definition>100000 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
  <xsd:element id="banc_DocumentAndEntityInformationTable" name="DocumentAndEntityInformationTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" xbrli:periodType="duration" nillable="true" abstract="true" />
  <xsd:element id="banc_DocumentAndEntityInformationLineItems" name="DocumentAndEntityInformationLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" xbrli:periodType="duration" nillable="true" abstract="true" />
</xsd:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>8
<FILENAME>banc-20201027_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release 2020-6 Build:20200922.5 -->
<!-- Creation date: 10/30/2020 6:17:58 PM Eastern Time -->
<!-- Copyright (c) 2020 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<linkbase xmlns="http://www.xbrl.org/2003/linkbase" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all" arcroleURI="http://xbrl.org/int/dim/arcrole/all" />
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" />
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain" arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" />
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member" arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" />
  <arcroleRef xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension" arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" />
  <link:roleRef roleURI="http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation" xlink:href="banc-20201027.xsd#Role_DocumentDocumentAndEntityInformation" xlink:type="simple" />
  <link:definitionLink xlink:type="extended" xlink:role="http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation">
    <link:loc xlink:href="banc-20201027.xsd#banc_DocumentAndEntityInformationTable" xlink:type="locator" xlink:label="banc_DocumentAndEntityInformationTable" />
    <link:loc xlink:href="banc-20201027.xsd#banc_DocumentAndEntityInformationLineItems" xlink:type="locator" xlink:label="banc_DocumentAndEntityInformationLineItems" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:type="locator" xlink:label="us-gaap_StatementClassOfStockAxis" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain_2" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockMember" xlink:type="locator" xlink:label="us-gaap_CommonStockMember" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesDPreferredStockMember" xlink:type="locator" xlink:label="us-gaap_SeriesDPreferredStockMember" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesEPreferredStockMember" xlink:type="locator" xlink:label="us-gaap_SeriesEPreferredStockMember" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="banc_DocumentAndEntityInformationTable" order="1" priority="2" use="optional" xbrldt:contextElement="segment" xbrldt:closed="true" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="banc_DocumentAndEntityInformationTable" xlink:to="us-gaap_StatementClassOfStockAxis" order="1" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_ClassOfStockDomain" order="23" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_ClassOfStockDomain_2" order="23.0001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_CommonStockMember" order="24" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_SeriesDPreferredStockMember" order="25" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_SeriesEPreferredStockMember" order="26" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_Security12bTitle" order="28.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_AmendmentFlag" order="29.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityCentralIndexKey" order="30.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_DocumentType" order="36.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_DocumentPeriodEndDate" order="37.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityRegistrantName" order="38.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityIncorporationStateCountryCode" order="39.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityFileNumber" order="40.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityTaxIdentificationNumber" order="41.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityAddressAddressLine1" order="42.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityAddressCityOrTown" order="43.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityAddressStateOrProvince" order="44.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityAddressPostalZipCode" order="45.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_CityAreaCode" order="46.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_LocalPhoneNumber" order="47.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_WrittenCommunications" order="48.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_SolicitingMaterial" order="49.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_PreCommencementTenderOffer" order="50.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_PreCommencementIssuerTenderOffer" order="51.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_TradingSymbol" order="52.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_SecurityExchangeName" order="53.001" priority="2" use="optional" />
    <definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityEmergingGrowthCompany" order="54.001" priority="2" use="optional" />
  </link:definitionLink>
</linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>9
<FILENAME>banc-20201027_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release 2020-6 Build:20200922.5 -->
<!-- Creation date: 10/30/2020 6:17:54 PM Eastern Time -->
<!-- Copyright (c) 2020 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
  xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Cover [Abstract]</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CoverAbstract_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Cover [Abstract]</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security 12b Title</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_Security12bTitle_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security 12b Title</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Amendment Flag</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_AmendmentFlag_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Amendment Flag</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Central Index Key</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityCentralIndexKey_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Central Index Key</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Type</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentType_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Type</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document Period End Date</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_DocumentPeriodEndDate_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document Period End Date</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Registrant Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityRegistrantName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Registrant Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Incorporation State Country Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Incorporation State Country Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity File Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityFileNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity File Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Tax Identification Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Tax Identification Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Address Line One</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressAddressLine1_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, Address Line One</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, City or Town</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressCityOrTown_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, City or Town</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, State or Province</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressStateOrProvince_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, State or Province</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Address, Postal Zip Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityAddressPostalZipCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">City Area Code</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_CityAreaCode_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">City Area Code</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Local Phone Number</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_LocalPhoneNumber_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Local Phone Number</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Written Communications</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_WrittenCommunications_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Written Communications</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Soliciting Material</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SolicitingMaterial_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Soliciting Material</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Pre Commencement Issuer Tender Offer</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Pre Commencement Issuer Tender Offer</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Trading Symbol</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_TradingSymbol_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Trading Symbol</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Security Exchange Name</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_SecurityExchangeName_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Security Exchange Name</link:label>
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" />
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Entity Emerging Growth Company</link:label>
    <link:label xml:lang="en-US" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Entity Emerging Growth Company</link:label>
    <link:loc xlink:href="banc-20201027.xsd#banc_DocumentAndEntityInformationTable" xlink:type="locator" xlink:label="banc_DocumentAndEntityInformationTable" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="banc_DocumentAndEntityInformationTable" xlink:to="banc_DocumentAndEntityInformationTable_lbl" />
    <link:label xml:lang="en-US" xlink:label="banc_DocumentAndEntityInformationTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document And Entity Information [Table]</link:label>
    <link:label xml:lang="en-US" xlink:label="banc_DocumentAndEntityInformationTable_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document And Entity Information [Table]</link:label>
    <link:loc xlink:href="banc-20201027.xsd#banc_DocumentAndEntityInformationLineItems" xlink:type="locator" xlink:label="banc_DocumentAndEntityInformationLineItems" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="banc_DocumentAndEntityInformationLineItems_lbl" />
    <link:label xml:lang="en-US" xlink:label="banc_DocumentAndEntityInformationLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Document And Entity Information [Line Items]</link:label>
    <link:label xml:lang="en-US" xlink:label="banc_DocumentAndEntityInformationLineItems_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Document And Entity Information [Line Items]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:type="locator" xlink:label="us-gaap_StatementClassOfStockAxis" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_StatementClassOfStockAxis_lbl" />
    <link:label xml:lang="en-US" xlink:label="us-gaap_StatementClassOfStockAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Class of Stock [Axis]</link:label>
    <link:label xml:lang="en-US" xlink:label="us-gaap_StatementClassOfStockAxis_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Class of Stock [Axis]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_ClassOfStockDomain_lbl" />
    <link:label xml:lang="en-US" xlink:label="us-gaap_ClassOfStockDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Class of Stock [Domain]</link:label>
    <link:label xml:lang="en-US" xlink:label="us-gaap_ClassOfStockDomain_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Class of Stock [Domain]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockMember" xlink:type="locator" xlink:label="us-gaap_CommonStockMember" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_CommonStockMember" xlink:to="us-gaap_CommonStockMember_lbl" />
    <link:label xml:lang="en-US" xlink:label="us-gaap_CommonStockMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Common Stock [Member]</link:label>
    <link:label xml:lang="en-US" xlink:label="us-gaap_CommonStockMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Common Stock [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesDPreferredStockMember" xlink:type="locator" xlink:label="us-gaap_SeriesDPreferredStockMember" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesDPreferredStockMember" xlink:to="us-gaap_SeriesDPreferredStockMember_lbl" />
    <link:label xml:lang="en-US" xlink:label="us-gaap_SeriesDPreferredStockMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Series D Preferred Stock [Member]</link:label>
    <link:label xml:lang="en-US" xlink:label="us-gaap_SeriesDPreferredStockMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Series D Preferred Stock [Member]</link:label>
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesEPreferredStockMember" xlink:type="locator" xlink:label="us-gaap_SeriesEPreferredStockMember" />
    <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="us-gaap_SeriesEPreferredStockMember" xlink:to="us-gaap_SeriesEPreferredStockMember_lbl" />
    <link:label xml:lang="en-US" xlink:label="us-gaap_SeriesEPreferredStockMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label">Series E Preferred Stock [Member]</link:label>
    <link:label xml:lang="en-US" xlink:label="us-gaap_SeriesEPreferredStockMember_lbl" xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel">Series E Preferred Stock [Member]</link:label>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>10
<FILENAME>banc-20201027_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="us-ascii" standalone="yes"?>
<!-- DFIN - https://www.dfinsolutions.com/ -->
<!-- CTU Version: Release 2020-6 Build:20200922.5 -->
<!-- Creation date: 10/30/2020 6:17:57 PM Eastern Time -->
<!-- Copyright (c) 2020 Donnelley Financial Solutions, Inc. All Rights Reserved. -->
<link:linkbase
    xmlns:link="http://www.xbrl.org/2003/linkbase"
    xmlns:xlink="http://www.w3.org/1999/xlink"
    xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
    xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
    xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation" xlink:href="banc-20201027.xsd#Role_DocumentDocumentAndEntityInformation" xlink:type="simple" />
  <link:presentationLink xlink:type="extended" xlink:role="http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation">
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CoverAbstract" xlink:type="locator" xlink:label="dei_CoverAbstract" />
    <link:loc xlink:href="banc-20201027.xsd#banc_DocumentAndEntityInformationTable" xlink:type="locator" xlink:label="banc_DocumentAndEntityInformationTable" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="dei_CoverAbstract" xlink:to="banc_DocumentAndEntityInformationTable" order="21" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="banc-20201027.xsd#banc_DocumentAndEntityInformationLineItems" xlink:type="locator" xlink:label="banc_DocumentAndEntityInformationLineItems" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationTable" xlink:to="banc_DocumentAndEntityInformationLineItems" order="22" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_StatementClassOfStockAxis" xlink:type="locator" xlink:label="us-gaap_StatementClassOfStockAxis" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationTable" xlink:to="us-gaap_StatementClassOfStockAxis" order="1" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_ClassOfStockDomain" xlink:type="locator" xlink:label="us-gaap_ClassOfStockDomain" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_StatementClassOfStockAxis" xlink:to="us-gaap_ClassOfStockDomain" order="23" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_CommonStockMember" xlink:type="locator" xlink:label="us-gaap_CommonStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_CommonStockMember" order="24" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesDPreferredStockMember" xlink:type="locator" xlink:label="us-gaap_SeriesDPreferredStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_SeriesDPreferredStockMember" order="25" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd#us-gaap_SeriesEPreferredStockMember" xlink:type="locator" xlink:label="us-gaap_SeriesEPreferredStockMember" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="us-gaap_ClassOfStockDomain" xlink:to="us-gaap_SeriesEPreferredStockMember" order="26" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_Security12bTitle" xlink:type="locator" xlink:label="dei_Security12bTitle" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_Security12bTitle" order="28.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_AmendmentFlag" xlink:type="locator" xlink:label="dei_AmendmentFlag" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_AmendmentFlag" order="29.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityCentralIndexKey" xlink:type="locator" xlink:label="dei_EntityCentralIndexKey" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityCentralIndexKey" order="30.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentType" xlink:type="locator" xlink:label="dei_DocumentType" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_DocumentType" order="36.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_DocumentPeriodEndDate" xlink:type="locator" xlink:label="dei_DocumentPeriodEndDate" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_DocumentPeriodEndDate" order="37.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityRegistrantName" xlink:type="locator" xlink:label="dei_EntityRegistrantName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityRegistrantName" order="38.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityIncorporationStateCountryCode" xlink:type="locator" xlink:label="dei_EntityIncorporationStateCountryCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityIncorporationStateCountryCode" order="39.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityFileNumber" xlink:type="locator" xlink:label="dei_EntityFileNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityFileNumber" order="40.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityTaxIdentificationNumber" xlink:type="locator" xlink:label="dei_EntityTaxIdentificationNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityTaxIdentificationNumber" order="41.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressAddressLine1" xlink:type="locator" xlink:label="dei_EntityAddressAddressLine1" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityAddressAddressLine1" order="42.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressCityOrTown" xlink:type="locator" xlink:label="dei_EntityAddressCityOrTown" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityAddressCityOrTown" order="43.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressStateOrProvince" xlink:type="locator" xlink:label="dei_EntityAddressStateOrProvince" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityAddressStateOrProvince" order="44.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityAddressPostalZipCode" xlink:type="locator" xlink:label="dei_EntityAddressPostalZipCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityAddressPostalZipCode" order="45.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_CityAreaCode" xlink:type="locator" xlink:label="dei_CityAreaCode" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_CityAreaCode" order="46.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_LocalPhoneNumber" xlink:type="locator" xlink:label="dei_LocalPhoneNumber" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_LocalPhoneNumber" order="47.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_WrittenCommunications" xlink:type="locator" xlink:label="dei_WrittenCommunications" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_WrittenCommunications" order="48.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SolicitingMaterial" xlink:type="locator" xlink:label="dei_SolicitingMaterial" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_SolicitingMaterial" order="49.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_PreCommencementTenderOffer" order="50.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_PreCommencementIssuerTenderOffer" xlink:type="locator" xlink:label="dei_PreCommencementIssuerTenderOffer" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_PreCommencementIssuerTenderOffer" order="51.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_TradingSymbol" xlink:type="locator" xlink:label="dei_TradingSymbol" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_TradingSymbol" order="52.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_SecurityExchangeName" xlink:type="locator" xlink:label="dei_SecurityExchangeName" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_SecurityExchangeName" order="53.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
    <link:loc xlink:href="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd#dei_EntityEmergingGrowthCompany" xlink:type="locator" xlink:label="dei_EntityEmergingGrowthCompany" />
    <link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="banc_DocumentAndEntityInformationLineItems" xlink:to="dei_EntityEmergingGrowthCompany" order="54.001" priority="2" use="optional" preferredLabel="http://www.xbrl.org/2003/role/terseLabel" />
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>11
<FILENAME>d83797d8k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2019-01-31"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:us-gaap="http://fasb.org/us-gaap/2019-01-31"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="banc-20201027.xsd" xlink:type="simple"/>
    <context id="duration_2020-10-27_to_2020-10-27">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001169770</identifier>
        </entity>
        <period>
            <startDate>2020-10-27</startDate>
            <endDate>2020-10-27</endDate>
        </period>
    </context>
    <context id="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-CommonStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001169770</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2020-10-27</startDate>
            <endDate>2020-10-27</endDate>
        </period>
    </context>
    <context id="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesDPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001169770</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesDPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2020-10-27</startDate>
            <endDate>2020-10-27</endDate>
        </period>
    </context>
    <context id="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesEPreferredStockMember">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0001169770</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementClassOfStockAxis">us-gaap:SeriesEPreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2020-10-27</startDate>
            <endDate>2020-10-27</endDate>
        </period>
    </context>
    <dei:Security12bTitle
      contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesDPreferredStockMember"
      id="Hidden_dei_Security12bTitle_duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesDPreferredStockMember">Depositary Shares each representing a 1/40th Interest in a share of 7.375% Non-Cumulative Perpetual Preferred Stock, Series D</dei:Security12bTitle>
    <dei:Security12bTitle
      contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesEPreferredStockMember"
      id="Hidden_dei_Security12bTitle_duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesEPreferredStockMember">Depositary Shares each representing a 1/40th Interest in a share of 7.00% Non-Cumulative Perpetual Preferred Stock, Series E</dei:Security12bTitle>
    <dei:AmendmentFlag contextRef="duration_2020-10-27_to_2020-10-27">false</dei:AmendmentFlag>
    <dei:EntityCentralIndexKey
      contextRef="duration_2020-10-27_to_2020-10-27"
      id="Hidden_dei_EntityCentralIndexKey">0001169770</dei:EntityCentralIndexKey>
    <dei:DocumentType contextRef="duration_2020-10-27_to_2020-10-27">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="duration_2020-10-27_to_2020-10-27">2020-10-27</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="duration_2020-10-27_to_2020-10-27">BANC OF CALIFORNIA, INC.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="duration_2020-10-27_to_2020-10-27">MD</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="duration_2020-10-27_to_2020-10-27">001-35522</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="duration_2020-10-27_to_2020-10-27">04-3639825</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="duration_2020-10-27_to_2020-10-27">3 MacArthur Place</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="duration_2020-10-27_to_2020-10-27">Santa Ana</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="duration_2020-10-27_to_2020-10-27">CA</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="duration_2020-10-27_to_2020-10-27">92707</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="duration_2020-10-27_to_2020-10-27">(855)</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="duration_2020-10-27_to_2020-10-27">361-2262</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="duration_2020-10-27_to_2020-10-27">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="duration_2020-10-27_to_2020-10-27">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="duration_2020-10-27_to_2020-10-27">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="duration_2020-10-27_to_2020-10-27">false</dei:PreCommencementIssuerTenderOffer>
    <dei:Security12bTitle contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-CommonStockMember">Common Stock, par value $0.01 per share</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-CommonStockMember">BANC</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-CommonStockMember">NYSE</dei:SecurityExchangeName>
    <dei:TradingSymbol contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesDPreferredStockMember">BANC PRD</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesDPreferredStockMember">NYSE</dei:SecurityExchangeName>
    <dei:TradingSymbol contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesEPreferredStockMember">BANC PRE</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="duration_2020-10-27_to_2020-10-27_us-gaap-StatementClassOfStockAxis_us-gaap-SeriesEPreferredStockMember">NYSE</dei:SecurityExchangeName>
    <dei:EntityEmergingGrowthCompany contextRef="duration_2020-10-27_to_2020-10-27">false</dei:EntityEmergingGrowthCompany>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.20.2</span><table class="report" border="0" cellspacing="2" id="idm140190240594968">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Document and Entity Information<br></strong></div></th>
<th class="th"><div>Oct. 27, 2020</div></th>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_banc_DocumentAndEntityInformationLineItems', window );"><strong>Document And Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0001169770<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Oct. 27,  2020<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">BANC OF CALIFORNIA, INC.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation State Country Code</a></td>
<td class="text">MD<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">001-35522<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">04-3639825<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">3 MacArthur Place<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Santa Ana<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">CA<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">92707<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">(855)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">361-2262<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre Commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre Commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember', window );">Common Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_banc_DocumentAndEntityInformationLineItems', window );"><strong>Document And Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">Common Stock, par value $0.01 per share<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BANC<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember', window );">Series D Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_banc_DocumentAndEntityInformationLineItems', window );"><strong>Document And Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">Depositary Shares each representing a 1/40th Interest in a share of 7.375% Non-Cumulative Perpetual Preferred Stock, Series D<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BANC PRD<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember', window );">Series E Preferred Stock [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_banc_DocumentAndEntityInformationLineItems', window );"><strong>Document And Entity Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_Security12bTitle', window );">Security 12b Title</a></td>
<td class="text">Depositary Shares each representing a 1/40th Interest in a share of 7.00% Non-Cumulative Perpetual Preferred Stock, Series E<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BANC PRE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl " style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="top.Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_banc_DocumentAndEntityInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">banc_DocumentAndEntityInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>banc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation 12B<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_CommonStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesDPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="top.Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="top.Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementClassOfStockAxis=us-gaap_SeriesEPreferredStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>13
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M?!^2!F.,6_0T7X\48JVFL:W&VC$,>8!8\PRA9CC?AT6:&C/5BZPYC0IO0=5
MY3_;U UH]@TT')$%7C&9MC:CY$X*/-S^[PVPPL2.X>V+OP%02P,$%     @
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M,M")?;45[@0OMH+T@.!=:)J$]DX(]:CW9?,6L)6 M 2DA5[@ AS5 I)/-]"
M3 Q/]-](=T'975!TUS[0W0CZBHK^KF.VJAL^WG[)8LT1CG;)T49U=B,= XEB
M,8PXXD_D W^N(\*5/,_S_>Y9KX?-1J?$ZJ!BY6P\/&>\C@5OWC_]@$!T2XCN
M<1 SKH2T61$12/Y:'ESI)5E_>/?.D:Z]DJUWS+S=\Y70,', .65)+1FN<S&:
MCLG=-1F/;B;7=_?3R>B$3*;C)H+8+Q'[QR!.TE"J3*KM,IH;"" 9RQSR#=).
M1K7,N/#M)4)W5M*='4-W+6).IGFRX*H.!-> C#\-.AU*$1[?JQS2.X;H@3V1
M201I)Y8BW ;M,)]#TFN?!MW@K$\[&.&>A_O'$(ZB2'&M3UXN2&&-=VGM5#HD
M W++PI$RZUR16<Q"S-/\RLM]^DV@8WLG%7F0F_JM!I>;P_IBL#$P#*YR?A^W
M[J_AMDL"Z&9*/HKTZQ#L"''-\0A#JS8#_ZC=H$2;26U@5_A+9 >7JD/QC/:\
M'L96[0@^[NG%'(Z@(CR,@@O\W.]T?L%0JGW!Q^W\1H80E=E:IIAW.$2"KG]*
M:1?UCFHW\'$;_ZB$,3R%T"1)GNY\0]=2X4*NNL*OW-_'77HN8Q$*(](5+'$#
M.RB+:WEP%2=/Y?<^;M8SQ8OP<%AAV]("*C"NR-UR>6#^<#T7&:V,G^(N_1^R
MB=8YD+D ';).P,KWZ5&^?Y5PM;+S^2LHF+5ESEA:6RHZ!)UH>U4[;LTV;D59
M(<//Y-,MMXL1J\]I9=,T>(L/ EJ9+\6M<L[#7-E>?+H@#\+$M2;G$-F/QPG)
MF"*/+,XY^=%K>C[)()WTFBDT]I4C4]Q0'Q2+;#K,GY.%K%W<#@%;?&(DE2%3
MW$O+T%T]A6N6KOC!:M@A-/US?H41589,<1^=@^%Q32YA4^>P?!6/OB%'*X^E
M_3?)T<I$*6YZ1^8H+G+),ZF%8? !,+?)J EGX9HHGL&U+7PAIQCQ6VT/3&:2
MPM[!M2$BA8=%\A*Y)+UFT.O\1*8R/1WG21XS>^AB/]0R;G*[.7\9=JBR=A."
M?;M7CAW@UNK.?(= \=DUNT=I*GL.<#<]/OL=0H[L#RI7#AP%\S;85]^3_<'>
M$<J;.'10.73P&@[M$'F=[/>\[TA^='(KVP_^K^T[!';)C])4UA^\EO4[A XE
M?VOOT-,>(-\R6P1I$O,EZ'C-'@Q6;<]DMS=&9L4YZ$(:(Y/B<LT95'+V!?A]
M*:5YN;%'J^7)^/!?4$L#!!0    ( &%67E&#J:4#U $  #(&   -    >&PO
M<W1Y;&5S+GAM;-55VXK40!#]E:8_P)Y$=D%) BHL""H+.P^^=I)*TM W.Y4Q
MV:^W.YW;N RH#Z(ODSJGJD^=OD[6XR3AJ0- ,BJI^YQVB/8M8WW5@>+]*V-!
M^TQCG.+HH6M9;QWPN@^#E&3IZ73/%!>:%ID>U(/"GE1FT)C3$V5%UAB],Z]I
M)'PI5T N7.;T Y>B=&*NY4K(*=)I("HCC2/HK4!.D\#TSS&=1!1<+CI*:.,"
MR6*'^%LNY3\E5M1[**3<#*8T$D5F.2(X_>#!7#R3+U)DB<^3]0Y;QZ<DO:/[
M@/GCFY3&U>"V-@E=J2*3T 0[3K1=^**Q+"01C?)!+7AK-)\]K".6P,M6(.53
MV,*OS97VV)"X%Q_KL TD3'4-O:$EC#(1!/VC6M0^R-[]D2RQXF+P_>!GHV?\
M;3 (CPX:,<YX;+;^M]23V^K<6CF]DZ+5"N+<?[EAD?%U'.F,$\^^6S@IE2?
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M/[&\UDX:?^:+X3]>?P%02P$"% ,4    " !A5EY1!T%-8H$   "Q    $
M            @ $     9&]C4')O<',O87!P+GAM;%!+ 0(4 Q0    ( &%6
M7E&:W)JD[0   "L"   1              "  :\   !D;V-0<F]P<R]C;W)E
M+GAM;%!+ 0(4 Q0    ( &%67E&97)PC$ 8  )PG   3              "
M <L!  !X;"]T:&5M92]T:&5M93$N>&UL4$L! A0#%     @ 859>4<X5MH$F
M!0  )1<  !@              ("!# @  'AL+W=O<FMS:&5E=',O<VAE970Q
M+GAM;%!+ 0(4 Q0    ( &%67E&#J:4#U $  #(&   -              "
M 6@-  !X;"]S='EL97,N>&UL4$L! A0#%     @ 859>49>*NQS     $P(
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9>&UL4$L%!@     )  D /@(  .L3      $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>14
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>15
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>16
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.20.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>4</ContextCount>
  <ElementCount>95</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>3</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>0</UnitCount>
  <MyReports>
    <Report instance="d83797d8k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>100000 - Document - Document and Entity Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation</Role>
      <ShortName>Document and Entity Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="d83797d8k.htm">d83797d8k.htm</File>
    <File>banc-20201027.xsd</File>
    <File>banc-20201027_def.xml</File>
    <File>banc-20201027_lab.xml</File>
    <File>banc-20201027_pre.xml</File>
    <File>d83797dex11.htm</File>
    <File>d83797dex41.htm</File>
    <File>d83797dex42.htm</File>
    <File>d83797dex51.htm</File>
    <File>d83797dex52.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy>http://xbrl.sec.gov/dei/2019-01-31</BaseTaxonomy>
    <BaseTaxonomy>http://fasb.org/us-gaap/2019-01-31</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>19
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "d83797d8k.htm": {
   "axisCustom": 0,
   "axisStandard": 1,
   "contextCount": 4,
   "dts": {
    "definitionLink": {
     "local": [
      "banc-20201027_def.xml"
     ],
     "remote": [
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-eedm-def-2019-01-31.xml",
      "http://xbrl.fasb.org/srt/2019/elts/srt-eedm1-def-2019-01-31.xml"
     ]
    },
    "inline": {
     "local": [
      "d83797d8k.htm"
     ]
    },
    "labelLink": {
     "local": [
      "banc-20201027_lab.xml"
     ],
     "remote": [
      "https://xbrl.sec.gov/dei/2019/dei-doc-2019-01-31.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "banc-20201027_pre.xml"
     ]
    },
    "referenceLink": {
     "remote": [
      "https://xbrl.sec.gov/dei/2019/dei-ref-2019-01-31.xml"
     ]
    },
    "schema": {
     "local": [
      "banc-20201027.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd",
      "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd",
      "http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd",
      "https://xbrl.sec.gov/naics/2017/naics-2017-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-roles-2019-01-31.xsd",
      "http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://xbrl.fasb.org/srt/2019/elts/srt-types-2019-01-31.xsd",
      "http://xbrl.fasb.org/srt/2019/elts/srt-roles-2019-01-31.xsd",
      "https://xbrl.sec.gov/country/2017/country-2017-01-31.xsd",
      "http://xbrl.fasb.org/us-gaap/2019/elts/us-types-2019-01-31.xsd",
      "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd"
     ]
    }
   },
   "elementCount": 30,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2019-01-31": 4,
    "total": 4
   },
   "keyCustom": 0,
   "keyStandard": 95,
   "memberCustom": 0,
   "memberStandard": 3,
   "nsprefix": "banc",
   "nsuri": "http://www.bancofcal.com/20201027",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "d83797d8k.htm",
      "contextRef": "duration_2020-10-27_to_2020-10-27",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "100000 - Document - Document and Entity Information",
     "role": "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation",
     "shortName": "Document and Entity Information",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "p",
       "div",
       "div",
       "body",
       "html"
      ],
      "baseRef": "d83797d8k.htm",
      "contextRef": "duration_2020-10-27_to_2020-10-27",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 3,
   "tag": {
    "banc_DocumentAndEntityInformationLineItems": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Document And Entity Information [Line Items]",
        "terseLabel": "Document And Entity Information [Line Items]"
       }
      }
     },
     "localname": "DocumentAndEntityInformationLineItems",
     "nsuri": "http://www.bancofcal.com/20201027",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stringItemType"
    },
    "banc_DocumentAndEntityInformationTable": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Document And Entity Information [Table]",
        "terseLabel": "Document And Entity Information [Table]"
       }
      }
     },
     "localname": "DocumentAndEntityInformationTable",
     "nsuri": "http://www.bancofcal.com/20201027",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag",
        "terseLabel": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code",
        "terseLabel": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]",
        "terseLabel": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "xbrltype": "stringItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented.  If there is no historical data in the report, use the filing date. The format of the date is CCYY-MM-DD.",
        "label": "Document Period End Date",
        "terseLabel": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type",
        "terseLabel": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One",
        "terseLabel": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town",
        "terseLabel": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code",
        "terseLabel": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province",
        "terseLabel": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key",
        "terseLabel": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company",
        "terseLabel": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number",
        "terseLabel": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation State Country Code",
        "terseLabel": "Entity Incorporation State Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name",
        "terseLabel": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number",
        "terseLabel": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number",
        "terseLabel": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre Commencement Issuer Tender Offer",
        "terseLabel": "Pre Commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre Commencement Tender Offer",
        "terseLabel": "Pre Commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Security 12b Title",
        "terseLabel": "Security 12b Title"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name",
        "terseLabel": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material",
        "terseLabel": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol",
        "terseLabel": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-US": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications",
        "terseLabel": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "booleanItemType"
    },
    "us-gaap_ClassOfStockDomain": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Class of Stock [Domain]",
        "terseLabel": "Class of Stock [Domain]"
       }
      }
     },
     "localname": "ClassOfStockDomain",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_CommonStockMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Common Stock [Member]",
        "terseLabel": "Common Stock [Member]"
       }
      }
     },
     "localname": "CommonStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesDPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Series D Preferred Stock [Member]",
        "terseLabel": "Series D Preferred Stock [Member]"
       }
      }
     },
     "localname": "SeriesDPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_SeriesEPreferredStockMember": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Series E Preferred Stock [Member]",
        "terseLabel": "Series E Preferred Stock [Member]"
       }
      }
     },
     "localname": "SeriesEPreferredStockMember",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "domainItemType"
    },
    "us-gaap_StatementClassOfStockAxis": {
     "auth_ref": [],
     "lang": {
      "en-US": {
       "role": {
        "label": "Class of Stock [Axis]",
        "terseLabel": "Class of Stock [Axis]"
       }
      }
     },
     "localname": "StatementClassOfStockAxis",
     "nsuri": "http://fasb.org/us-gaap/2019-01-31",
     "presentation": [
      "http://www.bancofcal.com//20201027/taxonomy/role/DocumentDocumentAndEntityInformation"
     ],
     "xbrltype": "stringItemType"
    }
   },
   "unitCount": 0
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r5": {
   "Name": "Regulation 12B",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r6": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>20
<FILENAME>0001193125-20-282032-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001193125-20-282032-xbrl.zip
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M:MMS#$GI;+/ TP%!E77K:4#J431)D*[,\.OQN/QR[T-P3W@@1(;X_Z==@..
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MI9.I$_.[H(U_X=>_I'KZO9"Z^ ]02P,$%     @ 859>45Z""ECD!P  ^5D
M !4   !B86YC+3(P,C Q,#(W7VQA8BYX;6S-7&MOVS84_5Z@_^'.^[(!E1_)
MVB)&TR++8PB6-$'C;L.*H9 EVB$JD08E)_:_'ZF'(]N43%F743YT=:5[S[E'
M.2>C9<H?/BW" !Z(B"AGQYU!M]\!PCSN4S8][LPCQXT\2CL0Q2[SW8 S<MQ9
MDJCSZ>/K5Q]^<APXN[C\# [<Q_$L&O9ZCX^/77]"6<2#>2PAHZ['PQXX3EY_
M.OH*?Z5T0_A" N)&! [Z!WWG'?P^IX$_5/_H'QT<=-\6VP1Q%1[X;DR&,.CW
M#OL]50GOAH/WP[>_P>TUG+M13 2#$0U)L9?/EH).[V/XQ?LUX8(SSA@) K*$
M"\I<YE$W@+M\Y#=PR;PNG 0!?%%MD9PS(N*!^-T,-:#LQU#]9ZRFA]>O .1E
M9%%R[+BC+D9V+19C$72YF,I9^X>]O*7SU+'8:GD\3!H&1T='O>1LL3JBNEH)
M/NC]<WUUY]V3T'7DY9<_+B^CB>@P2HY?<2^YA@8#0FF%^I>3ESGJD#,X< X'
MW47D=SXJPNSJN&,27,E7D&@8"AZ0"F)U.F'O9/7Q<B;KR2(FS"<9\@J;>UG5
MO2"3%%69+X&,B->=\H>>3ZB$'ARI%XYZX?0'V9P_RT/?3[ET_<DXBH7KQ>NL
M@;I07.0'$RG''4U3;WTL57<BO#4L5W@YCGRYXRID%3V/RY_>+'82Q+Q](GBH
MG2*CXYJ3WX-QH!U3^4F^4B$GS/EZMTMK"E04)DC$YT*:K,X/.-'S,4&&;SGV
M?Q]Z3]PO953YBR0B5W7GQ3#F'?'F@L;+P<%X1.. F'ISNZ\E>Y8*X/KS34RJ
MQT+R:0X.$AT2^,9.M3-OT:QUAL:PZTDH?T/+/_%%X$Y-O;K1U))1]:-SS<DF
M%M4 (?ESA0P*NK$W+0Q:-*;IM!BF/&>QC,"I)!-N<"E7$(L_R=+4G"7-+9FT
M6@JO*&IBV@I )/.F#)!10,(!DJ2QC2V.7K1S_?DQC'W&O;G*T$AJ,/7S>D]+
M-M8.SK?/-3'M-@Z25W-@4,B-#8H_9M&7AK-BFO&6",K]<^:?R3?G=5VYT=RR
M/?52>$41AF$U@-C.32E <H B03.QA=&U;C:>'V_Y\(5,J7K'Q^+/;FCL:WUO
MJXN'$B&\O*;YTD&'A[MR>&( 18&T;K QMV;98#P\GITOF<?%C(OD'N!=+$-T
MRN=R\;(\Y7Y-=^^ :M7L9C*Y<4OS*!C XR9CC1 21L@H07$B1>49=&F2L[\X
MO"A=T(!\GH=C(NKEIMC7:D@T KC^?'/[;V+A>EVA0PJ/9&OL>34>-AH:SZXC
M=W'IRT44G=#T$Z!]O%L*TJJ1=TGC!L7-+5X)C.MW207K7+CNMRI%$X4]]. %
MX\3WI8PH^^N*,C*H%PHM0*N!J)+$=Q0V#T(I*&X(,OPW^0M03'##L%8VUF1H
M K"'%O0 G,J7-V+$']E>]B^VOP3S:^3HK/]4AF;\34A+ME<TP 4H(ES+8PNH
M,KR9"G2S)V\9;L2MX ^4>37?^99AO 3;EPG3>7^C%BT 6EQ+*4C?^TD#Y6RX
M4; BI2H/-?2@A^*61[$;_$MG]6\&Z1%>0B#THG1Q6*M$"X,&U5(44B:05)@W
M>.S)J(J!L1:478!*IB!N'=NO][2U!U W.-\^UV@'X!8.DGV3__,K9!RWXL^Y
MMOO/<%@,.ZHMNL'M/6<U;R]N][5DRU(!7'^^B3WU6$@63< A0<>ZP6)GWJ)5
MZPR-8=>_!8UCPDYY&,Y9=OLF,O5L27-+QJV6PBN*FEBX A#)QQD#K%,T]K+%
MP8N&KCL]ROYK'E"/QI1-K^5Z7% W,'6TKK.M/=CE(GA91:-]V"5H2"Y^@H<<
MO_E6;$LCKVW&KC,WAGEO!5%9(=(<R18S]?2,N)E,S)<250@MF=E %-]5V<3<
MNU"13"YIH,@#*1$D3(WM;EM$T?9[*K$0@,LHFA/1/ 8:G)<1AG*!^DALU2,&
MHP3;5CQ2.JLIL:2H,BNU9&%$9B1<];COW3(<<^.USD932V'0C\XU)YO87 .$
MY.D,&5+HQNZU,&C1JJ;38CX%>;[P[J5F4F<+KKZWY:<AM4)X>0W&4Y';>%CK
M\?PAPYP!9PNNO;FU3T@:#H_W8<MY2,14)N@/P1_C>_E;?^:RFH^EE4"T^G%+
MM2R^L[3Y!RX5L+B?N.1$D#)!1H7T@8M%&9I/7&IKV0C"V&6>H[Y.8] _>)\X
M71U9/1ERPOQ\G_"$BS"Y=3-RQV8/M)LBM>#[FB*Y:<>^*:B#CA2&U5,YD@Y6
M^[)7A/ MH6SVO0[/*4O[Q-&^VIJGY(HR<AF3T.A6>AVTEYB6;;$FB5EU64O-
M!L-S)4?10L)K.3[(^FI%R$BD9MF5K[HF;C1.^.>1,W7=6;KT(D$<Y4<VUV#9
MX>_)'ALUVVG@1M'-Y"[FWH^3!36*F@%("PDSE\8-BO?-DR$P4HP2<. 32.#A
MFR)HEI=GFG]M8T$]$5;R4%1YQD.7&NT KNIN,0$58GA555//ER%:,GM*@6-W
M6Z-7^7SG_':<SL-0/:8H1[@FIGMK*IK;]'FI%%Y1U-CE>D LDR?HN452 B2+
MVYE[_0OB:@UO9V5#!"71V:V$)$(0?T^G5\*TN;HQD,>-RANO<'9!H]UC53QP
M!BLF&^FPKF;]SNO>DBQFYAPG,R4PK6>F6MY69K3E.)FI@,;-S/ES9,:B&DUF
M:D@J'I#OM'^H;RS.#M'T>WOED?\!4$L#!!0    ( &%67E'G@9$8B 4  $8Z
M   5    8F%N8RTR,#(P,3 R-U]P<F4N>&ULU9M;C^(V%,??5]KOX&9?6JDA
M!.92T# K"C,KU+F@@6VKOHQ,<@!K'1O99H!O7SO$%9? )-/94O, P?$Y/O_S
M<XSCF*O/RX2B%Q"2<-;RPDK50\ B'A,V:7ESZ6,9$>(AJ3"+,>4,6MX*I/?Y
M^N.'JQ]\'W5O>P_(1U.E9K(9!(O%HA*/"9.<SI5V*2L13P+D^[9^9_@5_;YN
MKHF>@ *6@&K56M6_0+_."8V;YDNU4:M5SC?-!&#C#\5801.%U:!>#4Q-=-$,
M+YOGEZA_CVZP5" 8&I($-FWY;"7(9*K0C]%/:5NHRQD#2F&%;@G#+"*8HH$-
M^6?48U$%M2E%3\9,ZC@EB!>(*YE72MBWIGD;F>C1QP](OW0BF4Q+6YY)1Y:-
MY4C0"A<3'6VU'E@C;]-FN6>TJ*<F8:/1"-*SV_4ER:NM&PB#/^_O!M$4$NQK
M"!I:M-.4CB96_UAO!G<>K$_:^I(T9>KICD=I[@O(0@=KF&^^K>:;(C^L^?6P
MLI2Q=VV:7&=5< I/,$;F\^M3;ZO-D9;#QQ&F::=*\8?5VF6@\)(SGJP"8Q1T
M>31/@"G[V6;Q#5-$K7ILS$622O%0FM7F5,"XY1F_OO5F OKTI!T]EW&D5C-]
M94B2S"AX*-@0-!.Z\S"5UK[3!5L&L%3 8HBM&R/@>TF^7G/-.B^/ME)@K]\4
MFH2H,N$O00Q$MQ@VS(%O#OQJF"'[I(N>.UP/'.V15 )':CL3U/09+FPAQ2.@
M+2_'*#@:UCX94_)\3.<0CPR"UX,IZFD[PDV<;1%MM8-%9-O0AWLLMR^(K$8P
MPT+[\Z.I'ONL]5CP)#=;66N\>/1<Q"!:7BWTT$P0+G0E_<U#<ZF#XS-3$U-S
M#L8@!,1WZ^0<##N-68^R$M*:WP&@ODB@IR"1[P)QP]O)0);LLT7H;LBRA&NG
M(;SY2S+&<I0ZTA.'"<:S]>@!5$E;LCN,9,7/ PT"C-@.Q5(^C@>*1]_:2U*H
M$Q1PXA#[ FHRY">ZIM^'^*:J+D\P8650YUF?C''Q3LR/*["7<MUIL#Q).$MU
MW4,R E&*Z[[QR;$>Z:G\:.06YYG+. <@",ANWP;Y1K!'W3B"^*@&"_O<?=@W
M[P/[@!NG8!_08&%?G YVZ;NU 41S$VA8&PV)*G:/E&_W_YU,[=\[\$,B+,)?
M*M7J"2=2I3&VM?;8Z+^E>%*4X8Z1@P!W%%AZ#<?HK05WM Z!:8_%L/P-5D4I
M'C!VD.8!)1G5>M4QJC8'0YWEHC"W;1QDN"W HKMP%%U?_]QSK3[NZGNXL@QW
MC!V&N:/$4KUTC.I:^!-,B%DY9>H!)X6AYMLZR#1?B$7JVKS'ZHZXF'&1*D_7
M6SI\KG]%5AT>ER3\BBMG@;^BR_)W<^9T2R@\S(O>C^;;.4MV4T2&\<RUJ=):
MR1 O>[%. AF3];/EMS ]Z,19P <56=JAD[3;<:P9R.S#Y" L1SK7@;.4<]58
MPC67"7?TX:,8\D6A9SE'S5VGNZG%LJV[S#:=23R*ON OQ.PJ>@O@/1^N4]X3
M9%&?N8RZSZ7"]"\R*S^ISO?@.N8=.1;RN6.0S9C4%H#+8-VV<1#DM@"+SK5E
M*K,'D_:GG)6\^]FW<Q#AO@B+T;5UJ3]TE J8V2LP9]D<O] 6IR/&#@(]H,12
M=6UI:L IB8@B;'*OIP."F  +/EO-L7209YX,"].U=::^ -,O04_GTJ<;9G^V
M>!R/BX^YQSPX"/>8G SRN6NK4#N:>E+.0?Q[U#E^W >>(\IB=VTY:BBP^6/3
M8)6,>.$Q>L?(0: ["BP]UY::[!Z>FV4TQ6P"91[JY=LZR#)?B$7JY@K330)B
MHCOH%\$7:JK'GAEF)3?%''#A(."C>BSG_V!YZ2K8RYF.^9OY^^/ZC'DS?^;3
M)7\#4$L#!!0    ( &%67E&SDI8KQ1<  ,>B   -    9#@S-SDW9#AK+FAT
M;>T]:W/J-MK?=V;_@X:V.\D,=W(E.=DAA)S#-B$9X+3=]TM'V"*HQUBN92>P
MO_Y]'LDV-I@ "9#D'#K3%ENR].BY7R3E_-^CH44>F2NYL#]E2OEBAC#;$":W
M'SYE?*^?.\F0?U_\\Q_G P\Z0F=;5DW&/V4&GN=4"X51S[7RDAGY!_%8@(9"
MN5@ZS15+N4HI$W3W9<X;.TQ&W_2I[.6%^U (6U(^LH5M^\/HDZ>GI[R:"C\S
M/;> WQ6@4PYZ,9<;X7<CB]O?$I\]5=1'I=/3TX)J#;O.](PF*!>+E0(V]ZAD
M8?<>M8U$=WPA^@:U\H88PC>PB&+Y. )$\C0P8.A2X8_;FXXQ8$.:X[;T8)AH
M$M]SYX)T6H#6L".7XJ!<.GX&_J!'],%H7M\2]+5AM>R/R_;-I+N7WG_2M>"Y
MU)9]X0ZI!]R#(QWFBN5<^2@V2 YX(S%0R"N+QCF),8/D1CK#00-V+R5Y![OP
MYS SA71L-:=8.NA\5-"-,5Y^H-1)965LF.7D^;R($I51HL6HB?_WN&>QBY/<
MK^<%_1/>#9E'"8Z08W_[_/%3IBYLC]E>K@L"D"&&?OJ4\=C(*Z@120&_*P2#
M$D+.>\(<X\]SDS\2Z8TM]BEC<NE8=(QRQC(7Y)R/JO@%<X/?W#29K7]#EY86
M,L+-3YDOJNE/D/4_.\SP7>Z-2^5>%P'^T_1=1<,_41IRI6*N?/RG)^)/ 9YR
M'8]Z; B@URTJY5V_XPGC6VW$Y:0'S,CDU;W+^LQUF:EZW+)ACX$0V'2(BV"\
M.@U#@).1UV9]Z+$E@"ZNF",D]Z@[)IT!=9DDC!H#XC('?L.HH$\)):7"0=$;
MD"8 "*\]PFUX*;$_$7URG*\<'_Y"6J#5ZO[0MP#R1T;NF>LPSZ<6B68F:NHL
MT1"1J_-"@DSO@&R-]T:V=(#61+9B\054:RRBV@19-5B@B8N\MNC#BIC*7/2I
M)=F*+-* I7OC.DSI4JMIFVST*QO'Z3>GPXJ@%<$:EHY.CX^+L_ 5IM200B/X
M)DS",QKGJE0V%.8BRJY7T2?XE)%\Z" _Z7<#%T%!4YT++71^),VPF;J&*U ?
M+NT&;,#!N#@O)-<3K#ZQ8O4LA>_J1V7CJ@&Z%?660'?X&5/$BQZYB2_ZG+E$
M@<!2#7:]^6N28-,?(]2IXSM 46%&CV!\7>\*Q/9B EOXY:1M JLYIV_8$DT;
MS5-(8.=EV%I!P]3%<"CLA%[9.*8#=+$'A"QX-F&^D6-Q@WL:#F)R:-:N?0!L
M=>YR,A=AEYGUG!=2AY]@>@+'C\D!S[H&'YH7GEG9CBM>XWE\!UR1NK+O@"L*
M4[:V$ ^."A!$721"*?PJ1RW^8%<-ABYB)MG^Q$UO4#W)'W+[+-;78GWO;$C=
M!V[G\'>54-\3X1N7/PR"5SB<$PZ&07-NP%1K*5]THB$\X51CCSWA>6*HWO2$
M"Z"';TK.B$AA<9/\5%3_9"[^]5/IJ'AV7G#F3519/%'YQ1/%ACV 0<CL D@?
M2).3_'^L6CJ)GOMTR*UQM0L,+$F+/9&V&%+[3+4]:;A[PC+/4LCSM=7L-JY(
MIUOK-CKSP2EN"9Q.H_ZUW>PV&QU2:UV1QA_U+[76YP:IW]W>-CN=YEWK53"6
MUP'C[U0.(!CRA)TE5W52+AX>G$Y!-9GR: FV3'+#(G%*9<NC%[$E1&N.E^3,
M,RVBY=(OLTM?4D0GBPDU1!JUCK;$4==W[=OYX>25,'Q4P;$4TO(AFTI/)6.U
M'1]L@ _6(K6@5]J-5I>T&_=W[>[;:Y%[WY4^M3WB"=)A!K*:1EBI0H1+2H=[
MYO[;0RGZQ!LP$J2H5*YF9 RH_<!(S? PY5,ZK1S,AW-;U$5_!J%I,T>X'MD+
MGQD%?P;S5.P1>F(R"YJ9N5]=K!+NE5/4T+[2JKJ!Z!S^IPP?>543G4CX?&#2
M\1@@8G;FXL[P!/B"FN3EXRS!CW?:9//:I'RP#GZ;RSTZ&=AF#UQB+<=K0<O*
MAN6RUJJ3NVM2K]TTP7ZUFK4L:;;J^07\L9I^**X##WN-$04]@.M'<7.C=1,J
MB728@2&8B5EB[DD"F@.DSYW6:SN^3N?K5^ %2VBT9S%B,,N2#C54$;N84<\.
M-<WP.9@J6*HA+(LZDE7#'\]S2(R=T%?3R"@5B[\$J*L6 S"KQ3!\0\!<_3\S
M&156#G[!]*]G3K4^,M?C!K4"Y.H%I_8,QBFO,$X(<_HGTP/"?P+8W;"+0Q]8
MKN<R^@T+V-QD5?HH@$&61EQ)D2XY+XDQ$TEP4U7Q$9E:"_ $0 ADMA.L$Y/=
MA1JK:1O"!>.H5)-*>]2%;WONN"[,5UD_K'IC=L)CCBL><5HT?[?4'5O4-F<U
M&JYB!38(>7ZF_T9P&&]^&G"/Y5"V&*S@R:7.0B1?<XM!FZK_K5P>*N4JAX?E
M\ER,?<^(Z])1,TCH&0I3+\7B0:YR5#D]*1\N@<9-2/O)FH3]I59_+2'UGM(/
M&*4(" Y<\A?$!M+D*H99R24I;0 X\$)X7)?M:]/Z-F+QMF3"XA67\CU0!34?
MT4+[ Q.DV>Z0QM"QQ!B+ V],DJ1")2V1GU!&J3[X#[J0']4C50'.ZUS2P^*:
M7<F#DP_A2KYM3+G %ZB9ILND#/YW V%=:64_H$)NJ5%SO8'ODGL+')%I=R#[
M&O'<)AKJ\//.[8HG>V4D="!,IZ1FTYG%ST^.)>96;L"=>P]^/5=[2-<=)=0!
M(]#)YC,@OI$-B8+/5\5: ?KN!2S8^C_NO"3$NC@M'Q>/GPN?WK/[N@!_>P&&
M,*7DN,!;W*$682-F^&I'H>B#V6)R_WT'/7M 6H*TW9\A2XII72UIOA8-,\E2
M_NNGDW+I^$P"&BSF#(3-B*V<M2PZTY9OJLV?P#C I< U\_4#JJ,:]'L12^^=
M'![NS^Y^?''L>". 8/>XFA>&BY6C4JY</IH?<[^B[+$6"K8*M=?D@-?CU5Z#
M&H<H4.> 7:75X9%J$08&ZA-=,0)A0S-!+"K#2LPN$[R)>NDBU@+#.F#&-U79
MHPX87-"Q&-#WQ(CTF"6>D&;8B)1=+'^J#*X$@O2YA9J"2U ;'K--H+DG@.Q#
MW_*HS80OK3&1(':R/U8S!!^('J!+QR%!Q3%62?!A'. G>QRV]2$4$$_X'3H+
M' -<2?8D8^0SLYD+IJ)IP[>^2DB06KZ<WZ^NC]&B0&:M@4H4G4PBEMG0:"IT
M6LZZ3QOL(!+YY2S5I,W3I;^[W .*8DK!MX.84;[:X^L)8?4H4-,#WD,LGQX?
M')S-JMM%]GTZ:B%)BI)7*^.IS6J9BP ?@( X0H@3J^JW?6"2@_)AP,!3=70L
MG^^5CDG]NDW*E6(>.FXG_OZAV+8CU,9+F/D6-!RH.>L'YMD),F!HC8U9AEVH
M[DL'-%<JAQI_PMN)C2$A9R\<K7Q0S.L1]V->U4X(UBD$]RY#O8W'9]1>-S3,
M[EV_O[I'_!T)PT+.!*SEC!C:0HY?I/&7$" S5][K[:]7A/28.R':DA UI?29
MNQ.E-Q:E"LL=[!GK%:5@S*5%:=W!6<Q)U%$0PQ.SSNQ^45)"D0^C(ECH)J*<
M#U2N^4%W$+TD*;M$0F/.:E.DYDW+F.K(O-[J:PR(@>>TME4<>"D2W[@,W74I
M2N^;%Z [XR$T[<FM;0CXH/1J!9MK%8.SP*Z].?7 _( N4!=$A#8J:2G?:W'[
MI;6[[5W3D7*(7K\*K\UPJ$L>J>4S\G,Q7RP1!X_(XAT<'VP[Y3Q4!QI**XBM
MXAEWWG\G2 SY-?2$7W 2X56XG EP4'6%E7T4\?\*]YOFZ,A;WW8]>XT[9N)4
M(KC>'!_E]*4MU?=P3]0B/EKCK4T+PZSD!4%A\+;4[4[Q7;KDHXGDEO3:LVR@
MSA;=MV<NRMIIN==>Q+;3=V^C[^;<*K(5?8?7G6U,W35VZN[57!"HNYD;YG;J
M[K47&&Y"W6TAN]JT34PX,](;$T-M@X$1OT$LR]19EJF])UP2H!-@"2=]( ^N
M> )U8(BA@_M1J"0FZW-;GW#5]?[B(9D]-#\Y*U\A>\A)QV>JYA]VYNILK(-G
M8W$+U9+)[W(O%]5AESNHOWC0$#I,A,^,'P,SO]'-;YF+1CK*M10&LOC\+MMP
MA,]J@+K^?FM5FHTBI]E_ABMQRV8JB_.9G54#8&!F,<,#!K:%*BWXDJE>@*)@
M_Q;>2,Q5N4%?$X4H47-98YS\B</4* PVP <M+GOD$KX#L:"V@5L,J&'@45+L
MC)<-F]0UI=ZY9:;7-<)[,/9H5-R(,W,^S@01 >84/DK+W NUQ+U/'_B"*;V;
M,-A3^,]_@/%*8\P2&\XP)KZ*^9P]!J0'G]-ZHF.)/B ,CG<V1_ZI(2SA5G\Z
M5?^<A0MR1HF:;D%=Q:S@>'[+YGHO#H-)IPO7EW?MJT8[5[^[N:G==QK5\,?[
M+ER72JF5:Z)^ B_-EF1G_8MFMW$;2%F^6$KQA>*#O56=^;DLM%YEH]5M_Y<T
M6]T[4B.WM6ZCW:S=D*O&=;/5[#9_:Y#:YW:C<0O=\F3+9=PXL'_YTN/]<>;B
MSB:)>U\J17WO2Y9<@JY$73<Y\9*%H,/(DSW4?K@]OUP\JX<V$)Y*9_M:"3-4
MWMB)2]2C!@-E#!Q#=5'LYY/#+*@#_)?0AP?0_6@7)F<JZ!!5,_;$^SD.ELS?
M+.QPS4?,!%3FKBU!/55L2D0R;82BXZ/H@)G %;2$!^@S?08(J103RU9-X:*S
MA'H0@CE^S^*(,7!,]49@#BMG?V,X!88$A3 T'<\O&WOHN>-3W@7CAK/F23?J
M]\14\->?J<I3-&IXYXGG2R)]!VB#WG66F&J%J3?^9/%#G#CVJ>[^'VK[$)P&
MW4NZ.W2%Y:-/(K$($*T@QAGJ&$=XLD.9[<C/)_"PW);N3JY2Z[1#:NVIT[M+
MA+F!9:Y4*KERY:A8+.W'-H;#FGKC.+3:=< 77_.=?-QU10Z.+/[D%//\C;2!
M;YU%CYP.E>.B)3Y=OO6=4QL0\"DN09&<9A*;X!7AMN>[+.0,J@XZI6J&!%=>
M4G#.HJ\G$M%CWA.$70G<(@H56D&S?",MQ0G ^#4I!3AE^*20Y;D .F.):;KZ
M74SBXNP\(6,G>J=VW =@@0-H*9$/.5OA8XFESE\'/G=3 $T'(!L KC\5#SJN
MBW@MB<0LB8TW@UHM]I.E/0BP@;94WX"+,I0)#9)0$MRR<),M?B52M3Z$?^3:
M%4,%YN205:C)F4(8P ]H\3TL^^H.V53D':+GC9^:B7O/T!LWV=#1Y/:2T/6@
MCSJFH1);J%5M> 29 F3V47\3-Q@L, N..H5A^T,L0(ZU(\6&/(?O("(:J^28
M"UZ,*U.7E@YXR@H14(4[B.*"%:UA=:0?V"*]KF@U$ZM!X2O;&*A@"?MD@PHW
MA+ULY.@P";KU@!L'+F.Y6] . ](%1M#Z")4\,@AZ+.1:QS\PG3)V>YV[Z_8^
MV4NF#+PX>X&D.1;H?TJD U@T%>I+I_E#TJ,28' $K$=.D ]@XVU:"<2?18%5
ME@S$$WO41_AT2*>NP%,61#'P@-DY@-K%M\F%XXHM/'\)G6WR/^8*A5\]S%37
M -NP*I#$$#_XR1LK8$S1^K8,Z"+COL;DM)&<,J!*A)7BAG@8CZM]0P+VP>ZH
MJ#=5U'&BQ/" ;A5YJ-.K=*PL;VCE@\<Y9IN-P&JKQ#-.Z"OMT6$VAZFO6,]+
MXYZD.MO7SI\Z^^2[2B@3H"&3 [GF3 ]=(?C@%)-^P<M4D#A,UX/A;&01?*^O
M@8FA=1H_\S$.VM'26A[[81(BV3>;:'L E@=#RI01RL;/A#VW%@U-..&0CI43
MB0ZO")0'*A(VC.D0CKM;A*4T#_S6OE:Z]WZH46 K:"*-$U)::W%D*MJ'IAE0
M@!Y2+(9'J6<PNR "\2.YX-$B6XITP+*39:"&100&:\D2WQ&:@82A=8"A-"LE
M73HB#:4I8&1X1#U;AKC$X6AE=<N>*I7,,F.Z058I39ZD.L>]K7_[W-5,&>XA
M4OX;FJ%'P*'"7YAJG;A^S4EC.%KD AX4DRY@#1K16(QCIB+I]8?J"_CE+]#P
M"(SH>10,86",-8K5,<E'&HG.I:"N4M"?E4L@W(BOKV$B/(+89I*YCX"3,2QL
MF/!;IKNHP:*H+E 5*@'G:;4;H6J"!=<'!3UO3C6@EIQP?<H"QI#P3,#T?)BD
M311Z9H;AHG>+L_BV0[DYX?XY1CTV/\K%FUD(3&,]"*2PR:3A<D=K&]0RB)#H
MSDJ F;L$BX$N U>DAVP4_!V:D$QI[N0<QSAT90.'6)]D!=\!T!OY&=3S0+2T
MH]P8#7B/>Z06SI4^;A[$P.$39DA"%,TZQUF><CU#@!#&EP"354B,/D2]AS8G
M^AYS#"4%TT&^C'I.!;W\D5GCB::?W-\5# &DB.-^AF]B/''RVM,LNZ1@\:R<
M+U8^;%*PWF[4NLV[%EZ@6R-7S7:CWB77S5:M5<?LX-WE3?-ST*%-:JWXBZ\M
M(#V^6YCKN+N^SEW6;F#,L$A/.E\:C2ZIM=OX!PLPYZ@!:#<^-SM=>/E.<I"H
M_[@=_8E)".%40@D"&6U<FFBM,"M,: ]L6Z0_^CX8$O6W85ZF9[2*>XUVF-8,
M"74,ID?H"J5: '+P3DUL6$V<?.3:P5WW"\AZXS<0U,Z[$,PF7B9@V\'1KBA?
M%::BLPG_697(E).B<XI*=I]<?;B;/K@LD7I.R;J%">B$8_HU/DHM'"7R3!5,
MOS*0N2RY=/TQ\SP65&'IT#DCOPMA2EVW4&YXM)>*!K<VJ25$H#)PFK%H'X4/
MZ=,G0R;P+CD>7I>31(8-&@R\<P.B0DGZF'=*XDT%7N#IF7@A"(R<P)7)I:I.
MZT V'-U4"1];HI\6>= 8 HQ4,\03/Y^4LT>G1UA820*H+SZ1\5KZ\P"JS,)#
M<'%)I-XP:>P(!4#DH66C,,[B0Z[C><T6T%-RU$[),,><['%3>]9@L&<VN?'8
M)C>\ 2K:YI867V]\J^_;+6RS>_IFU@6$-@9H2P$@O9AYH!GZ$(A<< @D3* J
M3J1!8!^%D!#Y(- "4&<$0;U.E*L</_[QC+2I@\R/WFF2#RO_L8T%JKS^0^\N
MV-B=F?.\N'1UJ38X >V!7: S#.".$XH8 EW0:=3%/%I8:XL,QC3K96.#P+@F
MUX$R,(MA@0"B2DI)[6&&*1P:RR28?-0YA_"V)JTR4\-PC((303BZA<^&X.EX
M +T/(#OC]/!ZQO4$E[<4UBMVP>=;>I6G']FKG,29ZB_JW2KO4O\ENR_-RV:W
ML_4@,'.Q9^XG=\Q-_AO%7?-YNKSIFP/6P_-+W!R 1B&X/2#X86I"A$_+G/.O
M/'?.__0@<<Y_,N%&#W#,2D'J*?TXW4'9K;KS?>[^]]3M[93HOS9NGE2.3X]-
M-BJ5\@,/!INGK!<&*EG4PJB@Y^T2V$1@X@4&X+Q YQ[*B1%GEC;A-9/8DH*[
M6#,8*Y064''E+5\1_@+^.=@Z_QP$_+/*YIF%++/"!ID=!TQS0'G;'%#6'# O
MP;A-=LCJ7$B0H P=T?>S?7+'K=/<6GDC;KT."FKOAS?V=#Y)!U=A] /BO+_C
MFBFN.=RZE3L,K-R=P^T@U=7AEMK$=0VND@GKS)(N[??CW@UNT;"!:6YN[G<D
MG"'AMLW487F6A+YE\4=JQXE6=\7P"0*B'=7"J_<J;R9M=6'+8%?>:M*6JDI!
M:^Q4:4#1MQ*^.$47"=\<(N[LH3YD7#S8* WKN'^.W,,*]24+5-7[R17U*%''
M3O;PN+F)Y$&7.]HSC4<FR1^7[1MB!G^O>S^>>(G2:KLJQ9:J%$O=^-?\W*IU
MO[8;G0WO_,M<W,?.W.BMAZK^E2AR+#@L'^Y93!R7-GT+"V>^5-DAM8U5%\W4
MOG<)JV5J,S F57ML0*U^>%Q&I9>"#IA6\K%TKX8#X@R$"PN;/;3T721B4U.O
M2:X^. XSIZLD8Y__6WLKC9@8:-V0'+V/M/ JE^.N9H@_UK#/5Z+4C3%WUZ1>
MNVE>W[5;S5J6-%OU_(*[F99Q"%"&G_,(5/NL2["IOF_G:D!XE):A^V!\M)EA
M5[O5=<$]$"M:S8(LD)NQ;9/;//DBG&_  UN_U/7C4W!#P\X09D>4=S#LC#%1
MOZNXL8H;F8M&]$<K?\,#-_<N0Y+8GBHXU ><]<.3HM3"+8'0R9VQ-,_',^>%
MGC#'\ 9"7^OB_P%02P,$%     @ 859>4<C..$X(K   Q7L#  \   !D.#,W
M.3=D97@Q,2YH=&WLO6ESVTBR+OR=$?P/B+YG3D@1L$?RUNMTA"S+W7K;;?M:
M[NGI^PTB00EC$N  H&3-KW]SK<HJ "0E6[8<X1-S9BR)!&K)RLKER2=_^O7M
M[R]^_NG7HX-G/X]'/[T]?OOBZ.>C?]W;O[__T]_Y)_CUW^7OR4]/7SW[*WGZ
MR^&K%Z_>_..;/W\]?GOT#?XA&8_@<X=YV>;USS\]._YG<O+VKQ='__CFLIBV
MYS]\=_]Q47Z39//BK/S'-_-\UM*W?GJM'UMD]5E1WFNKY0][R_;'1'X^K=JV
M6O"O9E79WFN*_^8_[/N?9]FBF%_]\+98Y$WR,K],WE2+#-YT\.+XEY?_^*8N
MSL[A53\]_?GH_7EQ6K0)3"SYZ>]/?_[I[Z]Q9GT#>/+Q!W#TKZ/#/]X>OWJ9
M_//HS0G^+[Z_?_[[#S[B^R>T(]_\_#_?/4[W]O;P_Y,U4[^5=S_-RDE2S9)#
MV/Y959=%EB;'Y>3^IUZ#1_<??OOX;\E/SU^]? ORJ@)Z7K3YO6:93?(?RNJR
MSI8@+_21-1]X7KS/IS#2>\_G5=86Y=E/?\>O_"S_D[S)VCPY69U6];0HX=_3
MY&75PN"FJSQYL/?PT^_!3W_\_,?+9T=O_GQS_/;XY2_)P2]OCHY^/X)9_O3W
M/]8=AH\Z&CD-KR9M=9K7_UN>-LL?'WR;PI(\V+MM:?CYMZ.CYT=I\O3-'W\=
MO7U[Q&__WVRQ_'$\^O/5JV<G()4O#]=)Y<?03#]_^]VWR4E^ ?MRGAS _ZSR
M-'D$_P9)JNK;?CG^\Z^J?I?B+\<C_&>RO[>W__U-5K_-W[?WBG(*4_GAT=]N
M)A'_7C5M,;OZYN>#)JGS99TW\#0X41<Y:HSV/$_^@!?4ES6<P;I)YD6#AZDH
MDY/)>3Y=S?/D(#G/Z[RM/MF1<D-^D4T+^$163I-?8-3S?)&7/]QH&!]U)8?4
M;9IDR>]9?37' 4^J>EG5L-!5F>S@,O_O_]E_].V/<%$>5HME5E[A'8F_^^['
MW319UM6R:N"UL,Q%TX 2PV<T^7R.O\&O-R#1=38?CU9VN\ILP;L%ZL=O&&H<
MW;3PW7:OS0"2Y:IN5EG9ZMO@[XL&WMG"RM1P=O!A!4VD:/S3#L[J'/>DM8^R
M%V%V!I\X0U6]K(MR4BRS>9(MJA6\2(1/%@.__.3')OG4-TAT:82+=9)/5K!4
M(()F?O>3M_ 9_Z?DLH!-.LUYVZ;!2F9EPC*WJD$'P2_@8U.ZK++&+<"\:F!P
M"4I=LI,UX]$TGQ4E?.8TGU>7N]&8GF9-CJ,!0_'G8WUV($JG>7N9YZ5=71*F
M/^Z?W$] =-\E+TDJ82L.FJ::%/13BD-J:Q#Q/(]>^99_&[P$/MRLEDLZD3B?
M4WB'^0T\VTT<!T*26.=SV@>5,;^&LC8P]36+,SPS_/EM[]!/[(AZE@N_CB\_
MRW&0L)4@ZO@ 7&7_^30)'MJW[/>3W_)\!I]\6J^N\K;-S>67_%E5TX95Q'BT
MXY[SV],_[;DYAVEG>*"F)#J3%M>A7V.++@@U]PZ<SV8U.4\F&9R#HKV*AOTF
M>)1],WQQ4I5E/B%EY1:AFLWR&E>?5%$V=Z_W&W?_\ROCXQ*<GGDRS4$9EV<-
M:2I2D3S]<-9)<XX?QL6%F9[F\-,,9Y5GL&X]UV'JY&N9U73:19;Y.2BR\.@"
M;B:_:? %D/2K9+6$5Z"(-O!NDL$4_O"?5=[ /\JJ+2:PH#5O.?XU'!%^T8P$
MEG%*'S^#691XW+J3 \W$!PN6%Y]'YR[)X/]+&-IT6LBI7_7<]U7/#9*ZFV \
M8BD*WZ='J$E6#3Q"K@A>F44.NN^J6I&F,//P"XK/%>&T*RX/-4_)"SJ;)/>P
MPZMY5N-"T*;,5W ,6'7!CR#$*%JTRD5])Z3SK5%5>,!A_4"24,?!,LP*E!MW
MWOXH"]R*$Q27QMXP^-FC]Y/SK#RCIRW@JE&S0K>&[0KYBSW<L(+\B6P%4X2-
MF\#BYB!D<#'#WHN%XF74[ZK>0R0OR1N4BT=[CQ.OP/17]G7\X5!+) <3NN_W
MOW_XD#8+C!;XV'3PNL4O!-<-C/!Y!?*RA5UP<N^AWO [SV&!DXV&PLOJ/FOK
MAP\?WGOP\ E8Z[OZB$EUP3J0Q&UU.B\F/7IQ5E>+I,4+'*\V_%^8[22OVPPM
M,[3[,12S'/ Y.C*86*'[;@G^'(_O=EV7V*'=UY%C>.K9\3_!<)+H$TR&_@,S
M:MJK>1Z>JWS1&0K^:IF=Y?=.ZSQ[=^\T!Z,R_R&;7V97#8:I?OKU37)R_/]@
M3@^_T4=2 .R'__,]_=\WR9_'S][^^H]OP)7ZFQOI(7C71V_N<G3,Z8'QJ/'2
M'9J^*=R_D_EJJE)FS:+!TZ1:M(8CV,B=@ZH1#S-JF6JQFI^1,=6Z"W'M<8.[
MQ'T_.'IP8B;GX]%VV@,NL D<[B2'(S*A"Y=N05!T.#NGZ8P.L\KER8.=?+=K
M9,3#ZV@@^EY@C)V@'32@X,2\1(W<DEF)MTS#II/]"FR9FY;166CIPE?!6VOO
M^6G27Q?NUD5;H.5'\CO"+<XY5,H;1R:"7+S-P-?Q2]-JLL(W-/@P<2[QYJY!
M4><+-D#0#;%_A,'68);6>3D1.QP4DGUTX*X<PVR3_0?C$2R/4;?;*=N-HNK'
M7^%(+@LPL8.19V1D\3!Q@VB;^D?*^_YP[^D-I 6^%;HR,+X"W"Y:J)I'HRO5
MQ":TD:@3E0[_M!_QY%T4(":X95EKOMW_5;EL\6!4J];N%4@ 3WM .I,/$TY5
M0N.17E<XU%E1-RV9477&5S9?;U6\L:(6>(1J"^,7&YA\S5I')EZ"4O1#00=/
M)BWO[%\8UA5@PRWABUV'D?Y<L">("X0'"Y[G-GAGMKOS8'?=L8/3W3USH<1]
MXF.7?*I3AQ&&#SQV]Y,C])C FIT7BZ+,ZBN4?-JLE8T,N&&<HD-M/D(>PR:_
MLW.VXPW=;F_&H\V;<^O[42Q@/ 4,8(Y+5>")8J$^@+4J)MDIK*R&@)(P I22
M#S>IYG,^1'.90$=79<89Z-\:5%7WY?R]!B-AV<+#LADZF/E[&#!M!.[9%+X-
MEN\5[T$!<U W-0W"+Q3\$J?&^30@4C#^;#X@$\-Q()2(; )[-<UP<YQ$D%9M
M2)N[4_[@T<[IKM-BU]#_],5.0&_=@ >$&*61U29*">O.V:HN"["0ICJY($2#
MBA0D_P,"+M$)@*/\L=33EW4"MKJN7_?*/<P()\OA]A[QQLO,+4^C@^R_IE*^
M;GO/&A^4U^9G_.PQ1HGKY#F\+OD35P<VTG^F9^X4(\) IU[B8)[55CK;*"1E
M-IYE)9?@R/(JCC@8.]QN/UZ11[C4=56"P?\L:[/DEPS? Z--DP,X*5=-P=;K
MF[RMB_P"SDYSU:#8[,AXX0:!Y6MPK/2'77,0CY[]<O F.(*?/5!SX.^D4"#6
MYIN&@ SR*W0T:6@?=:@^_1(>'!/69J/QX0\/GR3+^XO[E(RDM&1R6+3J]\"N
M]^>)2;XP((I;+A:B#TY+[#$.P,>QR.%@Q>==M-=U,<%#]ZQH)O.JP03%ZVSR
M+COKK-]X1&%A.;&_Y"7'W$%_7^/TZO(LP"0'M8+!E2&S:?/=<29CF*(J*D[Y
MNJ9S?I$W;54W:Q4KJS9KI$O>8^WQ^[R[M5Y==B1^)]ME6?;WP%N,,Y^<Y[DZ
M6]U-&H]PE\ JX.^B5/-W"W[[#-]^*6\W"KX;*@7M(3;RPYMXI@\#Q]3=]*ES
M$%%L6LW7N6$.C*]GOFY\>X]W\0H=-,3(>RTPJ22+(C%UM2>BB^1+C7$^^!KC
M7'NH/S#F:>R+\-9(0;!4LC*1XKK*P.H]KRZ=\&4DU&V.UO)BL0);A$3?!$T&
M0P /=Z:[.]_M@OABJ(*SNZ 8R\IEAP8DV0\9+DBX_&"<.E#PD,!AXF#_FHAF
MC\-,HWF,HZ$ *;D '&?)BA+G.<V;25TL29]W]08,7'[I/ 3UUFFIIA5\B*<V
MFU.\Q#DTA.,@1X7NLDG&WH?Q6N;L+82K,AX-6XI5#<^;#2YEZ!6!99JIYNF!
M>\"%",Y>T[]F9^OMPCMQ,6UA%70NJ2W< #D!&+EH.;*WU?5/L>T< Y#@NI"E
MAJ;\:8Y/QT<7LZ*+%GIJT$)W?\%?X T(D[BM!4>QSLIK&'UWU]+UED]W1=!0
M)#.8T_L-?@J,_M.FA5-8@)UX%1QCT#169 X[(O-9@8VAP][QX/"(H#8L)P6Z
MJ>J[=\+ : 22RP./P%FSK\^!;H=Z$Z4->DX65"Q%]K2G&MNNY??T-OTMNL;\
M C-<6-IY\0ZT\F)9U>VN+OOUXPT*BC!2/1P2 ),7_D)>WM#2))M6YH8!IX\X
M08_\P'MMD5W!F].U/M"/;.MG6XB,"[@T21!P^8"0T+6V2&[QN1@V^%0-]O4'
MV1Q$Q,,M'EFX!1@S07C,?KZ3$?O Y'(PEO[4\BW)#\FT6?[QZ/H2!'<!1K$H
M+MXC1)]?Y6'Z_NB0REWV[S,<](\ X%=A^ )W[L^LKE&E(X;UCY\__\C!0T]^
M.H['FH1#C;R%G_Y^_#-'Z37HY&"1_,U+_B:=3+1SQR,+G9,\+*8>$S:;T]ZX
MLXI]C,CM!J-1@Z"JX#PDF]8AR WC-7/X='/WPH?HA8"TX%+."\JSK,W$QF%L
MFOVQ/9W/- 7!$F;V:3Q:@%W!!TQ\!=:@F@CYF D&?O- .IFBU<F6()80\.;U
M(7E?:Y(S B/ 9U)\+8J45H+/W6X4DF+=L#<*(-F4\4\)?0C.9Q6B<S:ECXNR
M0',PRN#WC6H\"E8;[>A%1>CO#!4V&L]7>5;C(&;\>_LL>_G>3UY6L [5$I0P
M#J]9@>B5/HNO0RGSIMFT/I*,V'9Y\E)A_$,K@]!=A]Z=C4?5Z;\EC>=17>HI
MBYT@@KX&[*!E25]@!.WAUPC:;4;0MD+S=*,G>_L[9XB N4$06K\:ER;0X< $
M!HPA5FUT*/BPPKV,E7=DM-;@785G5X["M2SD./^9]*<_XP.,&@Q&!8^>Y/F4
M2@-F\BA:E*K)?1KX/(.%Y6^7L/;M2DQ23#OK^#'N)2<ZBF*]@UMJGD_/\G0\
M(@PZW*QX,X8V"PYP0I>N!M;(;I"2@&2GH'79%3!QJ$EHY![!;[RPNQ>QV7QM
M7>/6$MM-06H8S@KT?RK^7..J.,2+B"ZL/CA9D%[KA3DIC(Q>T7:-0[>=9(06
ME%V#WU#LA.H7X-4U7I_RYL8'5 -SJ/>4IAM.+DP=/T"%3[Y6R3A_WZ_!VO=\
MZX8NH+\H>YZY%B?6:UEN<=1QSXU8T*Y?HL6ML>R"RW38?QL.9%/M5Y]@W&!(
MGT \.B GW:,URIV&+\@L5Z>(^P-^CZLLS1W4@^)^<%S+9H%Y%RQB718*D(11
M; <?(71'FN3O)_G2K:G4)"WS6AX--X@?*>BOS1[ V_OJ MRQB.O;&\-$!<:T
M35R#!7,(N^"$P88V+L^Y6/*J"\NOZD"UTH<NL5P,_N#/#HK.FOS8S>4;Y]W5
M?T'02"<T%$FZ<W%WS&BB8WTP@>.(=X[?)7*,QZ.7II1MX&8LMW98,%]A;T/>
MR(&;*DU\W-KG':M:=XU^@1[RJFSK56Y\8;36_$;."!9>)Q4?XI3^X1^$/Z&@
MT]?-]\8C^F*4+N38N ,@8GHV1\@8WA+PB47VCKU$$Y;6SY)W633S/$/3['YR
MT/8#7DI9\9T#@PM9<XIP^7>>&AP("$=Q44Q76#Z\=0**3Q[9@C'4QA^DX5$H
M\H,.UC5WI&_U^3-^;6FMZ=)>N\@ND3M'3A$]HY.B!D6':2(,G//E+[4 JD/&
M(RQ633N;9,7?7+'E=@:^UNV@O#%# AEV@P*O:^C^Y<54 ^P?6]YQXI]GR9/^
M%;_YQ;1]O)VT^34OINCJ&5*&?;<6W6D41@M&[&=)R['FTNJ+]]-#X=+K.Z=]
M>2^>] UOZBUS$-,"_5=XG$-WN%L6?[B9#"?"XO(E1IH>?8TTW6:DJ?_6N+TK
M^ZUE)\#/KUHL;S!N9FJ+EVI7EL;5FPE8A?A3[J%+X \SPPJ!J4X]Z.@CFM2<
M6':PL8S2"E)7MBDOS#J;9]R:45:U?YK.)5J?TQ7<;!CN9L@F+,YYL6PHPD:_
M0=Z9O&XPYHS>6S9A]Z\H+ZKYA0;?7!Z"[]N3U2E8)P5NW7#5 6L_>78D#+>W
MS@G!<2@HATM%@3G_MJQQ[L/TSGD!;\EY[R8W+WUR4]$&"+>1W &C $C)+]&!
M4IM"+V[:Z4KNL,:'"(?S":%%I4%2=_=L?SMM&W\E@I("A42RBL)_HF5^>']B
M[0%=K(KKM-=J!_[NDHA2U6ISNNUY7:W.SF41 HJ7_#W^V, J:I915-#]C:4_
M=-^7Y,#Z<365&9J#:W!R+# *'%:Z/==2VB7HJ+,Z6YZ;,-DD8YPGQ^)P"Y /
M"W2+MU($FG3T?IF7,%2%&I&'28;3>5$C.QB" R?YX+-?5LEKIJQX6Y/617:R
M=WGKD>L(>_< U^N,&X3MM)@7_V4PNCR/0G'^&^>LZV.6%T2TRQ<L+M7XJ(A[
MI"<,) G<!U7S7$^[[-A*LH@ER0K9L=_?;8N5/E?D@4,/ZT&."@$!L=B AL3C
M"F+3!B$"^LUXY QC*_V=#?DXZ"Y?ZQB@GS86,Z9Z@33^_@"5!;=8/N4+=U%-
M"0Q[/SF>D3^B=! >/89ZS\=>@\ N%;H2O@-_A=ZHXB@\='0P-D!C3"J,$M4\
M&/HW6Q(7HF"G\*]YM73U_1A"6\W)M&<S@ER@+;>1WW)9K>93][ND=Q_;\SS<
M3,XQK+EF;C@V@I##/8GJB12KK0[U2TM/ZEN45*9S8U?>K\B&H-5G=N+3,'85
M<DE) 3?"$0C9K:<U_$L?5YB/Z=,=\-2_@JHVNN_0-%+G%?2'R";81C@1JL5J
MH,W9O(?C,)'OJI2F/;M*6TC7Y%W4Q!>DB/_,Y_-[OY75)1R7/ /;&5:.UX-5
ML-M3"5Q6=7%&]1K7 +=(U9J+5H:94ORWK3GLVH+*ZF$-(H[?N\J6$S9/^07[
M>SO9[L[#(4S!CI;9,,;)O0XS<Z?# >TTU.:@$JJZ%7_())4H^67&\A#E8/_Q
MSG2W-WF +I7@UOT-LQM1%Y#NXHO_$O?K'>U7H_O%Q7_KBOSV'M]!";QPZ#Z<
MY,L*,[)PT,X*C(JODT&5'($<K[_%*2LZ'FU.4\3RF6?UO$"\@P;_--?D^'("
M-Y7]3U?V1"R,2",+KR"'(T,PZ6E5(N/$-$>@J*#T=OK+P[[4X-?CK\&OVPQ^
MT7G>?_)HYWP[U%3?1T@;'X;2WDE(Q0I(X[J%_M/5D[@SNY4>&H_>QM9!5@B$
MPQ[B6:YT3D5CCE4'_/+XR<[I[L[^.CY'-02R*ZDCR7-;D\G&-#R_FOK T:E\
M%F$E?$2QJOFLH!@5ZQ'U_IGSI5*K:E=#"3@_M@C)4J>@7YS]N7-1H9T+<=#@
M>8@GP^$?3,CQSQQP6H%31W79M)8_^"_XW%GRXL5KRQY\1'_[*Z3ZG":_O?[]
M%_RHP?7AKP)P#RY7QF_'%0.7?R$A-^2L9%.2/N.E=[A("*P^N+')6'?U0B'!
M(3\:(YDNK[E]P' \VC(R6["S"I)/V1PS=A>7$3INW0"A\\S</M@ K"(<KXG)
MZI@BW=]T #HT$QZ+"WD=^.UY=0%^*[D23ZNLCH%<KP\/7CV-A< 65QL\>CAA
MW?K4ZA29-3U5(];J1I]G4\J^AGCUP*VN\XOJG0)"@B\+S)$D2YG0@@=AT3$J
MA&F=799I')KJ@VEY_DRO1P.7'Z3LHJAXJ54FL]6T:!$CY@1A,@#&R^K3#*SP
M>Z_>S\%!$UC=@[V]!S&/9N>#\7:T@T Z%UUPH;^[J+I8=SUW*L"=U.;';=AU
MRWN_'!R\5NR6>\QX]#N8VG"L3=U(KYJ)M G= RU%-YIJ7C!EO$MF<(#]VFIF
MV_Q/-S^L^9>P6K*L*)LE>*CUL*<>6)^XZLDL*^IU>*HV6#.PQHNH%&&[%?N8
MB^^AU([KNF L3) !H&X$4M".480)@@51<WCE)"TC<$G]9<:B9,[7DB%HF&M@
M;IN&@(:G&3)429H C0RR*<@<T;P8XCD$I)A94M(PR<EKTW?-40R+%%#/=CD6
M.XF8XK@[X;:UV55Y,:$SD0# [<X4^;A4.)O58H'!*?_GJ$3W=D["!@E%03<B
M&J13SM'+UJPPZVR5&#PN#.+%W>0M-'LJQRAK V4>K$V0-9.YD[;?$#&^CU>T
M2(+[H@OHE54"]C)<&P2;Q2123?&31>9?;>B"7<%PQS!"(RC:]&VWZ#J1\[@3
M@#>&F -JZK:X)Y=R/1D9C];@6O1\8 ^8FN+X&Z\+(8V-+@V_P0NY,PRY$7.5
M(ME!T3%DUEV[)N&VNQURU5MNR2_2B*=KWE%])!$H[@F=M?G:%C#GW[8K=$1F
M$ 1 2(E#1KFT?\%V-^0U/E7$P)M<Q? %#'&%._4)L5Z*$6X^2DF$+]%U.^>8
M9-Q&GZT*9"\M\4?O!+1WE> $[2LVL%Y6R>^Z.@=3M/IAHBQ7L'BZH6PLG12B
MO'0=M=*ED:25T%;8NZ 9C[A[R(==!E]J".W)UQ#:[58J=JWES=95F-X"*7-E
M?&7E=44FIX$C1*ZJUR9)R2S@A%Y-$7PX]0BD1#@(&U#4@8H2E:B*.@\?C_3I
M+E[ "5%'NY3-T-@AJ[[D4KQDQU],RNV"D\0N7')<N;5;7C-YKU[:\$]81I @
M/G%=$SY%I$F=GU?SJ33%>?)C@OH1VSIE38,@CF1>$ 9#.<)X=G3Z\8T:D>BW
MX,>CP&HW4'7<K1+6#44/3/ F[S"HP5<HU"9ZA%MP@DD"EGO-!9X.KX9X>N?$
MR^=YT%>=*%&%]CFE;0AC?0K"+?>U]',B$:MHK&CUMJP  \2;+;^$JRU-0HC/
M>+2CK9Y,5(@#)BX9!%Y&1P\?D6P$4;2=I[N)EUD7=,"I.-F:./7=,H*F:,E(
MK2;O<(?A8KY'ALLT/Z6(ZKPJS^QOPA6RY:MYZ'5QGH1J[4&>.<FL*+'QZ'D^
M)0G^%:O_7U3P(>P#!T):U34EV@VD3#_[!NS[&BX5"3KU,YN:!["U@BG]&F8-
M2^8:6S7;(@5[/6X74M>U5F<!%$2P]22P] HTK*]2QE!A8;*1)%QC?VH8<@3#
MU\2R'F#*2C(^(R9Q&-R#SC'9?#PL)M3)3!C=\E5^P:O6GE>0\F<#F $<E^[0
M5&="QVW5(CB!C/1(3HULV40!1Q/1=R]+<-F1<(Z^$,C J@4A%Y28[Z86Z7DJ
ML1$40<!M)Z7B[PIBI)_,,9J0<F:CDI9HX?:,1])S#3[;N'*18#[)CID/.P4U
MXL_.W3!P/>U#U<1$$DIBZ,"G2)1&.,CI=[MT,>T<;;[/P*)JV"V%7ZCM;:L5
M[&N=+A7B2>Q'")<:ICOPGIC-JVK*^%":%WBHV8*NB4@<J965L *" JU12="(
MZ;FX://LE'=@N5),QJJF@W&&WRWQC&;4/4_H,:?\=-@:..HARV1JKGQ62[:=
MJ,"YG:;^((NTS_:X>V'4XCT9^;_@;IWH20L5?(<_QTO/=#5'W7.6E?#^::(]
M:R[  IS"7_+WL&Z$DVLH#.9;S\+*GN$KW>'V7N4\N_1^5BM4++]K_UJ-ICO/
M# R3W#TZ!TOE4LAPY)"W=(57&+R?YW3X\423(9+3,?2&D+G)IZL)%S(Z,<\V
MW!>&:.8F@2MY-:E+OBOH**^S/"(CXD?KAM(V8=P!-^@_*^P(7$AA ,IZ#@9Z
ML!^MO[7,E#D#W-DK/5!"Q/YO<(6;:3'1C35H.WGS1%T]%V7R:H <?;2,'9GL
M)=BU6$A MR+\2212]NE*(SJZ2\'%):;])2DY"D-GQ9RZO5:(F.;Q7/EZB<[<
MV%;GU-!Z>YW0P%G7-V:;[.Z=](&#;B]P/NE]?:2U-^]X9)KS=GH E^\"(KV&
MHJ7E.Y9"K(QA4ZC_K(=])N&7!XL<(YL#LHD/+V54]!;6,WYP>AKDO?H::C7,
M4CU;S>=X&B9\(G/9.$IX-T$9BN]^;- -@Y&PW=A")NL^M9:\KW+I);3IU:O)
M9K7JF#SEN]=2ML$Y9AO%]BCB:]W%;:KP)>E:K1Q]F#S*SZ2GKQ,['M#3U]"K
M;D/<^)#E@N?:%>HO-8;U[=<8UFW'L-;=PW?Y D:X^FW=P,GZ"_BH)\PG*:9;
M2<)C'D&1$X;M:]"%]<J!(VCL=R$(54FC: M-061X/Z@7*^_1VX%?3? 3O."N
MV#&E<%([D'[;W9P PM07!OB:!K^@N2"13)08YHTQMQ[6BB-T?BX"PY5Q8;R
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M%K3I 8L%=_;#2TV;JC'Y-KP_W8PAVOB!"=;QW8-7W4,07],*XLCQK==2*B$
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MX6BY 0V-!<T3@FPKD@G'2<IQJ XQ*1>7PK%#@V@*_TUP),Y/K^:YHH$J1["
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MK"3:%.3&"*9$7&6!6ZFQIG4$R[429@+":[&WS9&(N91@]8^Q.ZADS9CP]%&
MI*M0DV/__#MZ:14*K+[,ZNF]%U5%[H)3NHWIAF>( 0T1'!=N_EO;TCK'AA7)
M3!X\EP<[6>SIA@/+'G"M//AVB&REBHA@'NP?Z2=#A/XM6C<N\G"94=,65?;C
M49>D,BKS%X"'XV;GSI4^ETL2-56BO;C D.=)(CZ_$KYW;1>2(OE@L:#X*;ZI
M X;DGN1T:5C-DX8!C8+:EM +"R%@Y$YSA/'.R#! U><U"SBR*)0@5PQTP8Q"
M#^T;EQ5EW.2< _%DI#._O"6G%LV$S]'2Y4%9NJM'J]" QW-I=7C :8"KY V5
M8O+9>N6-GZP)JQ%IZV$S#C1P$%;MG];5N[P&NP@;JP?9'@H<:'21PN)S)=,@
M3HM>CRO,+'%,C-Z )Z#B]NUY[9A.F.+.!Q9F.8$=E?B4L=I76M2::=Y%Y#=H
M_[!^TA2FE@S,N1"/4"TK1<OP,J;G>_4DV9;XKEEGH*ZQ3N^D=$E!S+-\">9.
MF_2P#4SE3])%PEU/3S',R173CFX ?__\V?$AW.LA-<QX-,_/,(1:<,=F]P#<
M!\>T M?AHE@)J:WE\8B#[/0.Q\+6"R5,%89G8'>:JK1]QK[8@-3^UX#4+1<C
M@F]4^=)ML?,,[\"-T9)W3@_,10E0YVE4Z\>>TT#8P038&<#MF\MLB;DU^N\9
M7*>8:>.&:$VJURP#%#)J>U^1=3$>N0 VF#_&9Z^D5QGC> TD)R+',JF]>]SH
M/?>=$K%'7[-KK):IGY97[8:T(?4CI(NHKM'NDS]I(IXDE\P_+-84/2(JL2>+
M*#"_WG*YGF]G+C^Y_;-2(8FV Q/CM$)B;+QZ$5;,D P/;ROC;C3KBRC"J@]-
MI*>!UB5@K:)L!55N=;]I84^@9@7CT@MH$?*:(!%YHU&[#EF+DL?)!LZO/'4-
M1O78(4/ _C7X/BC%-UW-KY246X 0_8U]Y@I9*F!/3N?2%*\+L\X<2\EU)(\.
MEQ$]<Y5%'%)DCI$VLJ,PS.*<N>1V@2Y)[HE'4,E/SG$/'6JEX;#J+",[&@_!
M'.]K]R<F8M+R#'JW-JL7"U''.AXY<KWM6:UNR@=S]_0H6^IO@SZF#'C#38ZS
MV]MRXO0QX FTRB_CX#JE2=D#%=;VKR>&O=D8[6B7-9)A=/QUC,NR41S/PM_3
MNY6RV,SDI-Q%02USJ';]E4"%]L) 2'(9PB/6Q?(2:7[A(K(T_,'',=<TTR+B
M$8259W@L,DYMX<K;-P4IYE[R-Y]J=I$FL5$=0XI;P:V(Z\JJO$?+FLVU]M)1
M+7M[8XAVL'_CC3$3W;K.MDF-LR;GW[1WUUT--K6'_RC8_6DU6=F:J( +FMRH
M_M$J;66GTT<,J;E>3(9]/D=6"FLJ@B%JV8?'NP$E^4-_J9._W=6[M6H>)C,>
MD=)CIAXD[ZIL,P;L^H$CNGN)Q;D$*386#+^:S>X]S>;L8[+,GISG.4S<5KQ%
M).(@+L;/3^U%.8#&49!97]:VC_F+ZL[ XL20&5@R4ZT^XT=OG!7X_O=.PUDU
M."N%$@H>HXGDE%)PMP0_"2SK $HEVN<N\B,Y<-CO]!JB4C%EHCUL6@X1-<2R
MZB)42N>5<GR&,ME8.GB1^\1]P.SU2?BX>OA7WJ;)'RA[_W(\ 4S$C'@G9&+5
M5A V:.:5S-HO@>ME6DD&:OXNZA0&*QQ>G:(YP\A^%@;?6;[3Z-!Q^;"=FU0$
MCII06!E!5,K7D1,. %TBJJOR/83<J<? M?)\S-B2\,PBQH[9NA>-S1+Y0B1)
MO2Z6*XS;2TM/--K:RZI^UWS!F*D'7T-4MQFB.H<#S85MOL2-L#@H4/@/S+$&
M,'V45O<)*XU]3+D.,NT+ *EEDF"G4RP2F6JS37+1SXMZ*A8AO45+<(.N: 3
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M'N%E *I\DM>E+OHPX4VRHT)?A/%8UK A_Q<A:>/&V]'@/F+?;6N3T&7&\DH
M4*14P455O,=XQ(-A47WP"*Y75\@IW&.*B%4Z,'3;0<$6U32H?S!/2':4R8_*
MVTG02_N!G>]V=\UEB\6QO+=-FR_)6" J2(SC!QW]LF;"K39\SV,%0EL_UAP*
M<JWE+ICQ'40!@\ZLD\O,8#7\1WN4&'$\R6IP8DF[)5YFTJ\-_UU0Y8@,TW</
M]H.[#\9A6\S[+:H-1>K7-*AX-"ML*$S-$/&> JFH:BY/$\W3JYM05Z=.-_&)
MM5JB%GYL;0<LL27Z==$X[FO?U!%? AI%VSS@;:Q1O#RKP:&#L<$!9P#UHN(*
MJ6.XL967>CZ/%\/;&DTU-YR3QOD-,[JRT6&!L-M?O2HVZ/)6N7HF.26TV0D&
MB3\K!,:B?(G9"AN/8JN3YCR?SX;,-Y3?GFUSH!(G3<8Z#3U\EUK5CV+M'.8M
MUEF-6,@V=*T)N1B3C_ !6V-DFDI&:AQ(P#*7L\1.'@T735[IEZ/A'_J./$F?
MH')]I?2X'IC,>+3.OJ94UF2>H=8R'\$2UXKP:$MN=L(=VDG3/]MR^=T-%1@Q
M/?J8])UI_,"ZW6NZJ@X2K@RAIVI]"L90*Y(^VHFXU570L:%78>1#R\@IZ:QS
MC]&M&!X%M:NX@J3+=W(>\%J)!U*4>D[NPRTK-J?+$ZTWC]F_D'ID*6FXF7CW
M.2.?/W8<IDV(JI:O(BRS96_\K84B\WH@IYKQ?Z>! \+?GV'6:\WQC6_Y[O7^
M^ G>WON[X--N=J<3;P4@&E]?R.F)2AT,7Q%%\M&3U""PI;P;PUY?:.CNT=?0
MW0<OID&9H=@\>OSM3KV-).X8EFDT4QS8-$797BVGF>LZQ1F+PVP^,<#50!/!
M,11VAY:2,P,B:T\+'!?!.N&'U]]0ZSU>N9 )-$$RX+P+-7FY-J!KNY"9NQY<
M_8GTVT1"C]HW* Y"FHWD)B;'/_?<HG'@+]S^3KH%?H?9%!/LPP\$?20U3QG\
MTHI14PE^Q=S'']]RUUK(84'8%MF-)4G>VS@F.YN .40>1.%(*SGK+#O$[=><
MC-'\#Q<3D<6,%MK47!3[WS[8)MS*\+M3\,<WT-7N,!X.G(.5\QE,N-664@DZ
M?SS:__8A!KDW#F/7F86*ENKQN='":GJ>)1&:LK+I\Q+;*2Q@C\^-@V%:OT?M
M\AR@Z#5YU9:TWF,7^9*OD"$NQ#'R'XC#F(K%L*Q5B2@LW:8S+YWO6BV+4D1T
M+0;,U 9[=(QI/D'::YW:\@Q2RE T\$%7?:#&'=6^;,UF17P9_71641T6?<A5
MG.#W@SC#&IJKB*;*QI%Y'3HQMFL%:GO6:N/7[2GO#Z_WK.OGH@F+UF\+TC 2
M;?)T?#$URO0.5U!<1RDDV^N$HDD"^*3'9='YLTT^-HD_NG,?032"K46RRRAU
MTM\_8SC:KQMBH_YIL(V;4FO;W;K)^DNWZFGHW/F&O?BYRRTYXBXR<H965-M-
MUBE7FX_]LX/>@8,'H1/L]9&O#9W#3O#ZAWH#&S2BHRRQ3&NV&=8@>T!NRAO>
M51QVLR1 8G:+>>DM*9?',7)$5_.[$GY?4DF>.(Y,1)<JA5SO2C-GPE*I%C00
M.+B"%I%.,2HG9D&H]4H<_'7/&8H6.:KT;>WKGLA03_C7Q(HT3!DE ;@T=%Z!
M/-=!0)"#<>66 <%4L'Q32^X7>OVH3>FAO$6;U]V1</?L855O P;G[-E=\".F
MY$<\=S+Z!^?(#G3J9+J<N+F+(_%L5:NO%UE> ]3[='LZT9?NGCW ->8LC8Z9
M9$HZQTRCJESY6BRD0<T\3(+QGS<D@M?KD(!S@-_:ES[$8</QI31;[EA.[9LQ
M.:BOCOCTG'TQ=,]]E"$F]OUZUW7%V!-FXU+K#2 <LJE(O_P8(N%6I8E6XPO@
M;$['(UNP7)2.4D5V:?M4^NX7C#M[_#5X=8N*+"=%]LP@=?L/3$\H!*/KGMD5
M3RD=1K%=!V"V7)TQK.G]\0*CK$9F#:E%\A?\FEL4X_TUW'DE$UT*ZD>+-+J0
M"5,(ZN@L.(C5:A=I*<%;?[XX)N@I.X(O$,,*E3"Q![CYM')F)9YWQNU<&[6J
M;,46?0#+\NK68LFR.;%EK-F0[GIG2CO,+[]:O^34<?EZ:ZXOU!7?)4$PU91)
MB+-&F;N6$ R_NT.6'!@9M&2X0<2W.N':%PHW.2)QG"/X^B:U+T-2+Y"EI\^@
MM&'1HV>_'+Q)^SEQ @29X4#8R+AQ<N_M?:7:^/P6TJRC6/QMFP]HD\#M[=95
M=2057:&0YYUW8SQ24V+@.D=#.@9NFPM8\'2VA[@;)E4*^G,8PKB$[F>IZ"0'
M& HVM>NH]L28C=6W>26FSK <CSJ6)0VJ7"U.N<PC/$.6'<7W3@_MJ!RLW;X5
M0S^TNVH\EZ@=5^ *->'CFP\\GN-1>#Z3K\=S\_$\H^/Y=+X"47QWE?Q?"[4;
M2GMXL)2R"TM8*+KCNS)!YX3A?%<=J$  XW.8 D]U:?A9&O\MZ4EK AXL:1OW
M 2G"L".D[H5%"@[-""7=U3LI_8*K)J<A!&!%"J8*]FW-V?PQ42<[7>=E1Y4R
MZLI?)6=Y280VZE)0&2OUFA0LFE($^-470F=N0)NH(2+A(?H;]D'F;&$3P&MB
M5"4AS6V4GSOMR3JP#FDK=-T8P@$W/<8;\#1E[S-]@G%IIA6!WK3Z;\M7^OQ]
M4RE<Y X *<X1+W#\\U%&D,YFK2'-APL>&:#UZGQ)T22KF+IY0^[ELR86+C(2
MU/1A6+IM'(N!M(0<A")AYDUV@\.7<<WF$TTY4;$F'W ?Q](BRS4FF^U5X +F
MC[_#=&UOL)<@G(C9X\7U\<X=1GI=:9AE;4'J<#Q>;_VM\OJ:]'O\W>X=*/]$
M? P(G@2D7@L7V(#0*4JPS-M^VC X9QO[*H:87>DCLAU#V(=W'.IC$N.K@Y.<
MT3K<%_C$Y[^ _TW;](8..??\]#'SSFY9"Z\;.F1[D2X%]+^=%QIE'KWMXQ"I
M?<9/1\?T([ #"GKC\'&EMD:F+%QB/:OR4);G6C")NQ :?L<0.I%8)+YE.L>!
M(Z@Y'YR6_[!KJT3=.*HYU60+^][2HCN017G.U!=],$Q=,&=?M5J$1%8YU=8S
MA$*EZXN-$S[Y&B?\F""WR (F(5JBLEJ512LIQX4/KF >DU10*,<;72VID7R(
M&95U(%!2*_CANW#$YW3$U[>UZXMQ*/L+F/K(YD6D&G##<G5"(S=B3^K U4AU
M2O(-<(6LO4S[!ZY#5!G^,7Q!6[0K\FHV->JK:OM54X1@'B+7[@P?(76H-M4C
MUR_Z&@G=?,KWR_0&/?>5J\QW2K,K4)0!$XLAXJ*PU38/'_8Z7)UT<D [I<G<
MH!-@YKL:_B(^&!H:@Z)@&@1:AIZGQ- CP0\-D_ "NH:%0HM'78N]6!C&<5E2
M<WBDHY0I0<;CM?,=8:?I:8X=U#4[[*5/":77\3R(! E_1$LE=%-';NW_RGX-
M_MF8!@.2$:PO5W[*!H1_&*!Y:;807]\6G@=.9DF1FQ:@,>K$1!X&:KL?1KT.
MM*[1$$PZOPY_ZI/>2R)L5>%/J3&0-DHGLFP$^";O\GQ)S0DC+"67]1.>*2B?
MVK0:PP8ESX(!?[5P/N._F0Z^2V<8M:!B!YWV>L,07!-/U'BH4XB6]@;HN]8\
MXW,TEPQQ8D3>=-I@Y OO.&(2B:%[:Y!%:^K_76F_%UGWM9[\-Y$^$17)94G)
MH1*1--OL3 PHZNZ%QQ7=A0MY(<X4$?^#/&=3.&TY7\!8OV>IC0(<!/.?@N>*
M!Z Q_:JY3GB^11C#EFJ'Z-KN> P+$34<\'<RJ!8,):[*P3+"CLQ$'8KCMQGZ
MA^O+EH>6!G6D5,) L3<,NGMPT12.6Y5*K=^6)8?#!@H=N4Q*^9CGCT_:QCH^
MWFUWK\<+8E=0PH?7A4B-1TT8PO@$.Y(.;8<L^-IE_H 22X:_?8Q]"4@K/J3"
M<BV!27^!I1A&3_8LGUS?]C"EBN>4N-ZI^205F-MT_-ZB\A+N K*S!]38FKI(
MUFW](3TQ1+LUDM?1"LH0^"%R/5Q;^7EOJ9)3XDA'-U!6Q(S#!I :)$#7 4Z-
MD,3D:$958ZIM D9(+5T?\K8U8%989 D##3'NP=CO0(2[8O>[O( UH,&[%MN3
M=K!(E6L0\"MA!;V&P+?KFD%ID_YSIXG S+%7--*:5TS[+S>T]NW7T-K'#*U9
MJ?(,,R1.E@J]K43WL2P1!-2)_"2(;^!W^\_#7=![2['.'5;B]ZX"[./>=Z$M
MO#,-JBVG]KKL:945QJ]!11GKW#^SAV#>7<)I,BW0PU'*>_V)37.YESGIST$?
MMD\HUD2^+E=O>5 OA\ :[XD.D^:;B!G<:*<P_/^Z)#RL8;&,.M<P^V57YXCT
M> 2AIG2%!]#T8(Q-;,=>4ZF.SX0DFO4;3;-?TUG]V45(#>TD?Y*5,2^E[4+I
M-K&A,(^-Q(2],Z.4KI6JOE8^Z]B*/OM%]A\Z&,1;BQV^U:QBXJ/7&66Q#\[R
MLB=W)+67Y1GH4D:?*AS%>?W.X\_@9I=7U,$KEOP*[$#J:VOOU K50B1?GV9@
M3]][]7Z>^VM^/-JVH**O?\DU<I/9W 8"!F615J\SU+N@@1L6M.Q]7U:"U@%?
MM2@)( 1KA8B0Y#RK%Y2BZ!JB0O!LBQ"HO!>4V6*9,O,2UVT4,$*0MC9['Q,!
M%M2FMV'3$R0UF[-B4IH!C!M3>1P_;8W'0S0>ZMG KUUWB)" .FQ\?\#$)0M%
M<2I1=F3U^5Z$(9^V(C"I5@-62^J IOET-6%WBF!MQ)I@VQHSB9[V$>7.T+@Z
M.//I2M7K&7(LE+2L<P%Y(FMSUC85]A;0W%$4ST!9SN>2-)EGEQ29H0'1G20C
ME=::\2OE+??!CN";E2*]X3'R="]LZ7I:1B[I0PB1EH?V1EHUY8)X$_V*[Z7J
MF=Z'5E75'C<F.,_=0TQ>RC-RN2<7,[03!A]ZGDWY"[BS]Y.758L?Q="&RXJC
ME7I642PF&Q2<T++SDJ,9I6563&GJ(@B# RH67'U%E[#DQ'K(!9L$G/%]YZ[!
M#X^\"325IJ04Q ^D+>B^2=#+0MHP8]-I3*3QWPQ4X,KW+0W;:^NHJ/X]A%?!
MT)!.*!B0V"NSHD'X;N6:]&'8:(Y7TUS[[1#Q#OKX#$3#4SZMEFVT$$Z/! =F
M8*P#?(:NV9"SN$@$W1I'*TK=:;WD8WDHBZ#N<I3%I$WO*H&U8O[)+]Z?=UHQ
M14"2X=GOY)KX8TD=C9E=ED<>L.#W4,8)AIOVFLT\R>8JMCO5T&)(4%U:&#\&
MXXWY&[43;-TH4\6[TD]27"2U-<F\.N/&]&2V\_UPF9]B,Q1E#$REQY/!& 1<
M[EH4R#!^*BMPQK(#S&SLA%K>X^@_XXV'+=(H?? "Y@7VF\D:^/2U5Z7R*7\]
M$>>Q0(:B"=C&N:<5 0B:Y Q[[ @P#&\T.J Y7[BHRL$!&X^PV48CKA ^4]I&
MU.L;[]Z2K*Y(5CUIS4MNI_V*< ]8=XNM? [\Y13W'WK.\ -7'ONP$QJ67 \J
M] W$EL2Y:2M"!P$<OSW],]D)2T#EIM1Z3TU<X.915[?:D?O EW>''5;L792R
M8*5!MVG:6PXP+)5UF#^\E+[5O@%(G>3HB\ZQZ"0#^P5.1BG"N,1J+=!J%V!_
ME42166R'/-AX-O:?9/?V=\YW]7#X<(:%^*6!RXE+0](,;_EB0VK??0VIW7@Q
MX>%&!XE54<+M.LECG]^ULY<X26\JP0M=EP'9UR<(H4E^VMK"B"CDY/R=#N@*
M$QL&-)V+>&<:EF=(Q066=#*S&QGOX<N&GQYUM@Z2/MSFT[)\K8\-W06B-M,/
MXY'KAV%H*8\XMM'<K89W?E1XS?PI$3:D>*J$0,@T=-](Q58SZ&RU6"B^*OH$
M9N$1^5M0%Z:>RPD]M<@,(W.4:;MXK*Z_J*.&R&NBV!<D4=S*1@]+>"]ZU]ZE
MN/DR1'"SV/38+LX!##S?1(RGL&4A_K&(<R[133$)>#;X?!EQ3R7RFF)@FU5?
M/U871NBK2@PJ*M?4G*;\QZTP:GWEDX:'9K!^4M+L26<Z#AJVH<%=;^H^#-LX
M@X$B" ZU2)$?=TUK7 $$D!0<=6C3V+(9#CD]&T83MMVR31_(,<]E$& 4G()G
M&!8/1(Z#$ ^DZHQE*D.2BY\B.RR]P[YB4QL""0]%I8G]+?+6%20]Q*),\;D5
M"<>B[RET53X,S<OP"JQEU F]X=;1'0@#9)^G?/,3@K]SM:8GJ_HBO_*2XP29
MXB?,$5"R28\5N!ZVX#M/_L_C=&]O;]<G']PB.+4&;UUD[]1)L[R)'S$9CI)2
M]$FC'0:?FDX 'H,;%'^'DWT6*='!9^$?)%_0G?M& =!O#NSO,=V&J]H_VB:,
M8*9VJI.J:?O'Y_'"'DK$F4N*YY@NKV#'E7V89W$LZ&!AJJX<&C&Z_7G;ZTQO
MI*=SPP;'MIH4F?K >DPU& =/=@-+FCG<E3QM\*V6X,W!BP9WG:[O.:L93M6@
M+%/;ILY4_#N")2(/[0+V$)\_KZ9GS%42KGC8@4]4&C=M[NR*/W;BB,H 4[F6
M9^T5F@ 3NG\?[_W-1?!PPVEB13VIP54VBI/N!(3SLXK$4++&W<RV24XRF"R+
M57"$C+8SIDEZ,]77IX^ZLI3*@Q$+C^;R\^.7;PXH1N10V;H*6FEE,J4=R4,0
MV7N9TEHIJ^E\]! :PK*\-VOBRNF,6&I6()"[^"5.2<?VVLY[N^9ST*KS'C&V
M]M?:>U:6FY,>\8(SG0V\T=%6.O1;CQ+98(Z2?V?,T4BZ?=#==P1P5VZW9)P"
M]VIZ!Y?Q(S#I-Z8"6@,S4AO##XX!',6"EJNS*OSYGD4?["*$0\)]\Z$^4F=:
MD6*N1T^P^#_[#^BJO L^$O<6>"L.BZA6)Y,*UNXZ.8GW<0;*/S;:6A2Y#1;S
M"0<*;<)B#[TXS7ETTU[#6\E]HE"H21B+>G/<:W/0>-7>JV;WEM7D'9:.4G1,
M@V1.5 S !(X-5VMHO=0&E=?Q-N-"T< [9=:;V$+Y8"/T"V:E^_YK_.Z31'\>
MN^B/5/(/U]B=!EU_.30T'AW%K5!-&1O90MO69(:UF($]U55)J1:9<67F-/?H
MM4]2JYERB/3C5&OVD',\VGL\4*_94^%V!RX?(U%/3']=*6$C117+#GR [VCY
M(7GES0[?@;?'%FD0HH&!JD %>\L$ WNFR2QYMEA?ETVN^@QZ8B5"X<EJS.;T
M!)T]788GE4>-']$#BKRA5]!%2BH*M8.2\IQL,4F$"66X6U,B-M9HBP U\@[7
ML=BX$;T=L\7PK\3VTF+'V:H6"U+W\$XT-F;2G[B3Z! %2MY./!QKJ#%!U@25
MT";"VT=:C4B6218TVJ7@F[A5@PUCGCQ *E"JB*).>))+P :9>7(%OVO"VB;3
M4^)^@CH6*Q@_:MPS[N4K\=R =^3:K1_I15J[2W4BMB'/0*])/(N2-E>J$S*H
MM'4,.[:;".C1F_C$[6?C)>2.B,/Y+HK/^/:G])@9*1-JFJI)".Z92JL1,\E@
MI>L-VMW>8&YK.B2:ZO;>4@X:Y(T;WU*I[H=VOO5CE#T18-% ]UF0ZR;W;))F
M1_4NY_K[&F6V%#R1JN,X"OX.? S)_ELCOTO'Z0KDF3.(SK&"@7880+/;V\9R
MN&<SFSJ>X'%8",)E[0,_TRI0/HNOS(_6?"YJ,3L>W9TF=,FU>H^YWJA&QYFU
MH^9CS'7<VWN,FE9]Q.9C']!]_@-[C]T!"U3"'Z]\YZ-#XQF+9+,U<"!$D/.J
M(0HI8A#H"7N8K72:+DB_SK*+JL:]0C0/OU=\=&51F^<MP?B\((1OQ;#):@X6
M8"91DO_-%LL?DT,X])>(LGKQXG7:<?&=FI5#I<V1P8@^XF1M<F"83]*HXCP8
MN;:*6C_$8GZ!LT#K8@JK#][/VVPVLR-^"R8-V)L\X.%Q/0W&U59GG,+GUB8.
M_H;F.09B T9J"JCS>C8=1FLV<+NQC[O0#<^(I)+9J&B2E'XDR:1ED,T<C];L
M)OXR&LBZ+3O\Q%OV)8:K'NY]#5?=>C>8 =4>QA76G:(.Z=K0,;J>=OQU5;8P
MK(-R6N>73?(;>L[]BCO&?6Q+]1#'OJY]")'SJ%7$]?I#V"TX-*L4$(A+AI.G
M&-!2*LWSE5"8LTD;@Z41SX/1;7$'%E1FGX%S1@XU/1",6J$=*9.SXH+(&JD'
MO6Y+, 9^&568$K@E0]X?>824_'A?1?FM0WIJ _.3#SDSL)4*6!34OZKZG<$'
M3$F7]I!G\Z93#HF^#ZOKH#HRAR"(OWGS[X.]$$V9FE T4EZ:M81M::I95CM2
M>35.BO*BFF,"&U^!)3ZR."EOEAP$=$F<;R.L[/1W) P3,A.91QP"<TEQ'W2*
M<^<]X=U.3*RO^89OCD[5-'?B?N?F+J]DTJA\X$<-:M(/R:&?QH=?\9E=%<JY
ML1>7-YS2Q74[/"]RQ&]2G1Y\^55_1-)_]+DB_P8^JKHOHVV(QEV9V J'PZV!
M# :P\\/!^?Y=JS\/IEB DB<<R(N!@AN#LV$=6#^RD_BTI%Z%>+9<.*_)B-6M
M%K2>C)T4%@&1\O?X^F9^)7D%7M;,2VZP CLANF+0O><J:QUB(^66>-J)(8];
MS[AH>4EG8IG5K5*,2,176D?X+TI0R40.P_&QZ7\1 (O<>P(NZ3!]ZW.U)AKB
MWGL7#M],6DTOD*,E><%69G#&M/<:ZS$M7.W4JFY]_"@4DU,L%B'2Y/C\12O\
MV^O??X'3*9=L'_P[.DQ\769M_DG-@.0:5@ V*2H0%W"6:"T48F01O.9H,R@@
M0&I9 )\,IY3)X$YCM"PG,K*!;V1B+6SH$LTGV3,VAQ!E&P!3'-'5$N&O4PPI
M%IR_9R[$HK2O%I0(1V<F(DOBL6@PIAJ/5F&?E.[V.OAT/#3_!SO(#@'[AS4#
M#P)YG_]D2N\3A#G<FR(W8GA(/_P>I(,(XS_O.83.U-WB% XI]9YKC0P@<,AF
M)-YTC_B-]C"GW!TQ9RD/XHV>H K3S)[VPM&R0Z^:*1-D.QX[>%+&?Z.$=X4M
M9$U*R;7YH,J[P0OB#E!0G+,>]X:-VY-^\Z1/Q6.]SZ!^Y_N[_0@FE]PB)N&Q
MI05U4QU_%TXS][MXFI>YU+&_NBQ!#9X7RZYQ^XIRXQRR\&G,F]^X<)KM\D?-
M1T[]F"HWIND*"QCGQ1GQ]?1U//#;=5C3[(]*,@>YUC5O+]&Y^__;^]+F-+(L
M[>]$\!\RJJLGI!FLTF+9LEWC:(2039>V -1^'6_,AQ0D4I:!9#)!LOK7S]GN
MFIF +%E;J:.Z2D N=SWWK,]CAUU(HW-QG0=P@!B^P=M,[I-T=VV\N+M^.G7)
M,2EE>\JELH8[C*)T!<3-[JYAFQ]OKU;*7#(^@UCNN&2=4'E/O+!B<6+V(SA,
MOG&&2/TLBR2AN<U1R3V0$.>(:\""JF,!2"M'QW+(-@RG4VYPL=EK,!%I:C36
M-R/Z<%,HQ7F<*.0;_$DB^\;B.L>$!6R$-JO])V RO/T;PG4HBL%)@LX;E'3.
M.^$7RVSE4A)*S6?,3^8]E^IP$GO]),H$X+'/DC@D$)4TN=3UB1PDYL'FL*59
M+I8R#P?G'VD"W=U-,%.$KT<,KAX<DZUQ[S&<>$P_<90$QRJ]0B=/VY%>JF*P
M-R".4!K&F<RS2<XHM!C"."4%C5!Q3:JOG9ZBS0XZ\:@R@G09](6<1XJ$R(V[
M/VI MI$:V=:(REFP)JU!"TTL]TZLBLSG&NQZ-\BZ^W/6/U>ERT66<J8?*[.@
M <?%QR&N:>]7F@@AQ+.L-P3UH'UY*^--,DA=EO3%TJ/4B98+\N8?1"*%J^P1
M_HO3(02ZJI^&"-:L$B1#5?556)1/B3UBD907ZSM9C]6*X^(]N[8*T[A<@:J*
MD8WA? SKJT\&%N+^(Y21:D]Z'HX%RU',<YO:SJ&$S9=_AJLK;S9U7H<-@+&J
MVBH"6(O=.1)UWA"J C#8V*KADE#AB5>A_6-0;H5Y4RAQ29LF1!(;M])]W"/8
MX6,^@(MYB<M@%H4 QG:73B\*$F"+!2E;VK)<)U;&.AU+%NH1>TH)C(<WLP;#
MTS$=VVP.QC R.#62,3;'H'D,IU:B9*M= =2\U*4_;)MY&#Q6.<X"N:/\J/A
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M8<',DQFF@"7@ ZC6-* SK585\4+"^Z)SJC)<S-^Y9)Y)L)*KJIMRPO]JGE7
M^$$U@R_C%TN^FKAJ"DBHUW>U"IE8U,*J0_H[>@09* 5=\@X]ZKY0JK(GSN#B
MSR<>]3A#N;[O)C. :4&+I\!)/'(K'9TJWM!0'I=A#E@>4P_*:V&B4+Z.,C_E
MA864JT535JWDYNP.>O?3NE T+3_$4\M2;0Y1K? 14,2 +,$K=*MA>I!/4?OA
M\8FVGRG;W&QR&;L<H!(5FR+/FX$*E&V(J(#GXOR066?(.X4%Y916*X>9QUJ
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M0D::L-\:6\S!/V<1;*Z!)UVM\?6+.DKZH1"3,;J,7G#>9Y%);+FI""H1<!@
MM'L@.G=H0YIS,L& (:,Q^PZ;:: M.4UI*B@OL0>>:5+@]-&-X\]2W,--KWDN
M/X--HC@>?!FCJ&:5S!.]W!M],ZZ6I*1\,7RXR$R*,SGG;<G4>,RV2"V6YR[
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MC!.JZJP<*5X7]62S;*+!UJW2-AILQZ-MPU+@5T=?.\V:175HO?Z<R:Z'.I$
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M*<.OV&^F5]K/N?TK5WJ@3;'&1;D%=CY01[."-Z@93BX0^9$L4<R%1Y;YJ+3
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M''?4T# @!>HC&PA/T<SQ;#<J4]$:*ZJTVF3^GQ=[Z.[<$QB.;[4/FWN<5M#
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M" JM3S#B1;MU6\'N]06@+@K388QG)"SD$9/-KA"@'5M.1$<<$'4'DP(96+G
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MPCHVO,&*3S<*TMDP*FT#O8%F)[2M>V:OU 8Z"A&-86E8%2DPJKYG0_HLHG-
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MS,93'$@+1?29!K+N3_T$*5NM].!0PT6PV.C!D8=_RFR?&AL_=)'B/(%U13L
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M:%(.=L-@?W=_URSS4ZA3/;"+KQ].SX^.3SJ7W:/@J/OA,KA0"O;\^/*X>_&
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M<*#NV.\4U?6DH 8/87 1J5T9=+(HA-XCB9*:+(F"M_N_[?Y&B![ X\$@_T]
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M(N:E!.2<98$29::M+>DIUW# 7Z_?!8>V!,0[R&<7A\Q'[MV-U-O<6!ZJ%_X
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M@UYC822!?3UC@@&%$:%'" BRHE!BD4^4$'2TC#6X@+!'YH]K@951IDX.K"#
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M%9]DD_;3J,02ERJZ0CXU9A=T0MJ ]80[D_PFE;;'^&-=N""+?F&57'N[TO6
M6,8ZLR P+W1@F9,M_ Q-<9M.A4")5_/B]ZX,/V,8T][>.D#TD.<&44#0R16-
M8:,@)85-X.JDKHG< V7')#,4%78CCK#-92RS6\&6:Q[7?A^4Q,D0U$I'Q>UH
MKS#(*K('D6[ SKDX]4+4-8)TBEI$OCZY0MHHHAR<%+&3J@30U@70DVSI2GP^
M[F;]JG#IM)T]9TM@=1#=NCPN!>4V!C2ZV14TDJ"@K=$NX"N4E*P"-A),?A9)
M^:U$@AI,9TR,U<HLA+7ATH)A"5*1J^D.1LK R@>,0NBI4]M?2;L*86"+%N D
M@L=AT7ZD'7$<#SR7?P'=RBHF8)EDXJTIR-AGA(#A".1?8TT/I#\3;E0S2DIX
M(3(FB@%A[]M@Z+"VW6MMV\$$L57T+O@;[:4=T$%MH#:\4\+I.VV;N8(T@2-7
MB:%[L;PZH8%C_N.&X!OJ@UE&:4U/V(<\A5_,/H4MCI>MA4CWYM29>'Q?#!YB
M7H2/2X(J*0471X7!_M0CMUL6Y:4+4Z[2O ?5F[(+J9,F/[H\%-L,%-!VV!2=
M0I14Q0$>'<&J1<WH W,=S%V_2'JQ;3BGYEM4O?#B[ 1UK&?F2ZVW]&IZ.!XU
MQ?E'E(_S(M@O50R!F8RR.*ET]Z&A^B$;^_H>2L<-Y-A@-BC9##1D_4KG!K18
MY;SZ_-LJU(6VHO#&L0UIS<GKUI+8GWHS4L/2Y7X<2Q( =>QXS&"@M%\'FOGY
M;G:8)5Q,D @;Z=1X.A6!-UL9!553R4T-05)SA!U9UVV1^,>E*P%/#R\>PN@I
MN6/"(!,UX9G&T\%V*H@&5C9LO6+VW01!/4A=3&>VO9>U>(EH5\2Y@F0T!J8P
MIKG@4#W7U/ BSA/IH"[1E4',P.\U_];LK1.)""$ZN,9?TS:4#VV@RT4F-Y+^
MC?]4!U,TQ_EI8='O%X!#WY9"#09JZ(01FG!_8N5I_['9M+F11MG51)T1;FDA
MX5JH1=? ;NLIWT%#2X%Z2]] +Q<VV,/.K8Q:B"QWP4]SRF]NB&.>E2FI)/?
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MP8"WPX#@UT9Y>@J3?:)-#7<--0S.LKLAJPQ1*7 =@;D00?16Z\A13KUR*.I
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MU\I(?E&.HW[\>Y;?%M'XES\.7N^^&$33][_"A7\$TYB*4$JR$G 7WL;I3;S
MG9P;$?_UNQ9LI%>TO\94]E#0/THA_':>N$2="T<,52D7_UPHC1P%G2P*@T-U
MK"JQR))(M_*J*2NOO&1S8W9]2=BT)3-:^GH5B[U&RZ%#4AW^B(ITZJOG_9 5
M4CDIBAB.5B93FW4RAM#;2.,Q'9PZL[8!6R9E H#]J&028V,L.#S7AH9[095'
M.\<Y^?7PX^)&MS1_6F%\O2V+20AJG  0DX>/6SO4TL0"6^ L;5DB20[FW5VY
M9(X)NF4?EPWXW90\\A_HWYDOE#M4$?E"0O52$%_/L3N!^'%@?QLDIN;-@*M!
M>96Z1)/$U]%<B\L9)(60\ V?DJ>::@!B7*$N%Z*N)AZ4%*? $:%2L\:194&_
M:N&\_XU$0):HFTWO#ADA S !0 TPCJ8<"U#[J5QH S@-7J!RT2D[0>1!E.97
M^:1T"[1K\VK*&<E*&MI3:;X@ZS///<OSN6(^4V*#>PBLE/; ;K,'%5FC4[70
MTJHE [ELV/*W091K_6*L>+2AIMYL>Q:$ND^NN_S@%/P_>^'N[JY)$L !=H7=
MT"=IE8R-03UDZ]#YN5 9BQPZT E:YWPYEMG"MGWK3XG(?M!+4O4&V0H8!*MW
MJ(+Y^A723(*PI(WUW=MM>IN:0^ZLH6A-LT#"=-8N$9$G2$IH$P:WVB#N*R/<
MUG3T^W$:%[)R(1CI4C@>VFQ PZO=_0!\< _UL>";/-\@UNMU$.M>^*=%91A;
M86$M?\(V>!,%Q9VE4S/];BVD#4YA*QICS]<81WFJ=FM)6^JC$@Q@?C\4Y_5A
M@Y$H4OYW>4QS"_+S(I#U_O.\I+R)C&"QP!&=T#\49[%'7DOKM;]M& 6]V!<M
M0>G#+I:8_R!OC"(U3S05_#6:]R)QPWD9:**4]9D<##-9WS$ H\R*R'#]Z VS
MI0,A_E7\/3^E1W97G7T?ARPS<C,M3&SCX-F5=%4^&N4#37@&!$58&LINK6[*
MR)]L6[N948&)$Z:*F*9BYI9_4H-G[\"5H 5E97-CCK \W%Z-3%<D&\(@MP5)
MJNL.(3HV-3^&6@T_@I/A1]_<E999A\+1%51U&56"56@J+)<[X@9:O.YP9YC;
MV,R4H!(1]X#D)E4*H*QJMT^:N16TH#01'@P54S=RDV:%T"$S<6%*1#9$Q-5R
M?MR+JUN@='] UZ\Q5O&#BZ#GQJSTDPV.AF%I2=K0!R^W.??.M?5ZTRJ_+Z.:
M70#-12F1'1F@:#/M^ZQ];4)_>9_G)C9Y:&3(+D6UN4'IM7+"OJ+\YD!M(]I@
MD/4( S@/AJ83#+VG#BF;2>G>Z"/X*!Y&RF<F$=$4PY[J\D$+"QRQS=T/[G@L
M2%H3 < =/[-8#L)*MK(:K^UIM6 LV^XK42^6<+4R7!J/H/M;,74 I* "YCVH
MR=QI?-(,@*HN52ASNX3$((I[BSIJ2[ZK4M?>SP<_XIXQVM9)BY5^)MPO)H,P
MV5 93M_@9($.))JOT=8RPM@)N"MC/>8PZ2=%?S(JD5RQY*R\C0'1[M9%5SA2
MW/ZAYW*X)142WNHER5^%9AY_3! 0>'G5!*^L'7\,D,P+XN(1$]>&DN;H,B.:
M ?]YC815T]E8:;?JO9X:J@>*Z.Y0*P2W+^,@ ^8PM'/,7:'_C[2MSR L2@RB
M8DVVP8\NN&=0/+\=\XQ$K9UUZY)HL6.F19R&A)E6&\SOT)T@F=^M:0')_X<-
M,!K3O2+3G/C9V(6E^.5S!E/]MHY#/>C&?D,;6\<RT:1V,D<L/&6P=["[KP/-
M>U!*Q#;'#$U(Z3"AZATB=SQ=I$D3:+=)9,D=G!.!175\1X:_-)7VY752 )=V
M&_J1POBHN.<<>(WGM2#GP9-Z2Q_/:+.J<U -51T7S//+']OT]]!1)E+[BD=O
M4Z]ZAIOUXV2,,1O@7(D *&NY5QK:">-'I5JE<A@9%Y@[/QDW,,3U%HT@65+(
M9=2CD0\*W0?86[6P?ON[TLP;&$M"G1NNB>&:SRD"O38W&CA![ZI44AKC]1)Q
M"2[5XSB#.AWA@,-.*\'7###I1/!7@J$&)[3(ZB-)E]QIO&^UW F2(UBL[7IS
M\J"*OH<NB_;F!O$*,P9<"6-Q%3<:F;490^XRD0@VZ>B:AZI\=W.Z09X:OV^8
MZRTW/J%!YICOQ&=LM^$Z[.\MDY$G;K@&<9 *A)0'YP?P;"<MJ;4!H68.(7BH
M3GWD+=/FI*1LKPAG;9^"YH(:@;7:_'JLNQ+9\]AH;0F";H9AI;,Y?HH&,?E,
M\J8FIU\@\@TMNAE$QAC&"@F>$ W^,RDKF1\0=05SF9#Y4>;X8AHZTEE%G&*?
M6%O["?B?R-E02*U/?A!WAL,U;7YH.U*ZCR>7S#F)(5D0EY@RNU+&?B;W\3H9
MHR7,*"VO;\H,@4,9EIA%+T0U9V3O<&&>_K XV!8%=T;G"&W-&03ZRJ'3;F1"
ME/&O>CY/5EY* DGG.'F[^VK[Z<N2H(%5O;H'W#/?ZW,YV\C9[8/70R\7^CU=
MG9)$7>7D<^XHP:E%!>QDH;M?Z1KB7NRX1'E1Q\;X94\:MWD7+>=.<.<\R.)R
M>A^EEK@_*OJX'!1O*'ZV94E1#<6FME F<U"L$4NAZDS+&-!!NBJ+AF@/TIDG
M3CMD3,+2=W;73.)WT!.ROJWGM0N<Q1?;4.@&/0G'3,JOUDAPFA84&] 31 _8
M4J:U!4J3=6LK\B^ <@=K7!$5AZWF<!O(;^H'[DP.DZAB1%M>6"O.LEO(^Q O
M!RRZQZ0H'F"]A)^"W?( >#2.)*3K)Z8NU@X<^E5))H--Z/[H+=G/P4HJ#362
M"UEK9KJ!GLYWT1SL!'_/C=Z+W2$S4(D 6&BFEUZITR$VW&O/(SRDGF^\Z,TZ
M7G0OW)(0L'DJ.)SON3CE$'>=[=I\XF..GR,WSG;8L!.3.IQT<V-1/&E[[9*0
MEZ6K^89#C[@W5 J1=36\PQ'VG6M?+5J7#@<.J>U,_:D^'?H'D=)=D*H^4X*$
M9A\!)OX"]\I\AL7J ='B(AFZM %*R>N<U6)L!F203:B?US#JE\I#2<4-C04A
MFI_! W0#-#S/;=))]T#3?(;<T!Q)LHT#C<89,(HP4W4MEM/&22KZBL51H<$0
M=\\-((F4E:FN*C&X=(N]D*C7#U6C4]1UC("-9I)MT8]61AQJ+)>![<8C'\M+
M0C<=492H;R@4H3V=YJL<(@S*L8*6LW&P9B A@[Q^8[;+!TQ$W;Y]U!'K &]6
M)R,0W;X-<;D_!SY(5"X=<?@3"]TL#0^N&N]UC_O ,U+K-J=/:>6SQ^E*R.56
MT:;C!/UD$UC6?1B7BHJB;/F@VG(S9^43.T#IC,)DS^<! ;8)!<IS@G]C1(6+
ME9H\6\>1-?ZM6F7M1QFZ?,?V+76HDL%>[N2"(%G8AB  XAZ(6!)=%Q>,]PG&
MD%H<"!?(17@9SU"T-9MC?Y".+VTV5A<@,[[34K).N6..5@!F8#@*S S;,N3&
M"N2= !K+N:UB&X679D6_D7#('8A;8J -/B=-QD%(BJ+7'B&GV9[8&=)Z#) $
M '-!-XS.VRIG4O9CX@^[%+I^R-ZKK0BBW-3>$_X<; N'>#B!:(\2@XKBOI!J
MRB'T6ZJ'IA!/3;%@!5RD^_.<O%TZDI= (*^!VX_I F%HC8R!.!N Y-/'V?T'
MOW>P].BC;9MM8T$NFW8/'J6&>=/F8. CBN'CZR96:VH?T.S>.C2.#.<D"X7&
M,"L,0T%6R$7J%>Z=[ON!J>MMNSIDZ2D#!_W'Y\PG8UI^RAX@\/T#T];?KL?H
MD;T()R.&+5Z+JBXZ)12\90O#C8(M:V\T&P*N^3./E:7&:KVY,?]V=-;2$>P-
MMD[7*[0L]=$Q^30[*SI:5%=-(4FC:80<4R/CD)K8XP/ !$=2!9-X]&WU,#"M
M[6?6&"7 @0;[(W1&;-- O2C[5DS&51_P(IDR+6X ?0S5J7EQ%67)_[56'&<<
MP?-0I[3NGWL5JRF)4A=[PB<:Z-7\&8>=WJ[#3O<*.\&>QFRQ ?2[;;W[:I\"
M.+*D]D$:&\XBE7+B.C<R)IM\8[U)RF:E*8RNJ,,4T<C-T516]SZQK<+&"GO?
M_-ZRZ].R1@NZ&4+]$(\K3+#)E US)@1W^_7*/7J7[?ZXU@?_6%=ZZ;X/IB=V
M#Y&II/R^9?FM,GRO#*4=Q$ XD.&CDR!J0?AT 4_G'G,^56DM+H;OQX4&K)(Q
M+Z>F;&+"=T_I4BY-^;NGP=F<G6X@^$W(3;V7CQK:[B"<',T0RPMY,4SN,C&^
MZV6&,XQVRK'-V2 R;L?]!*6YP@%">E6H(>=WU1$A]*JE0U@KR/>=3N"/)^U"
MX\YYT(BCD<)&PBN2C6ZU!W82--$)CEJ:9&XH*_NT#4.I0CHK9HX>W8>D*"OY
M"FSBW4W ^WB19M=I9=&0/2"=\(V_"3GHP8#)ND9RU]S5;*B?Z.21-J!N4I??
M9GS4A,%@0EZV8V8I=3D:07&6=-IC/Y91[_UI11-+!]E<U!7A, /0NR7/U!$V
MG1U,:2$XV74V@!5$W=_.AE&JTC/36^'-;ABKB(B@\J*RF*HYYH*;BHUM6#=:
M?%VE@1AG GII) >>5+"WXX@2&"". NT?W=7YT$7."(2M<TIS X_!))T&?J!6
M;R?L7H2I "_5TI#\D$WFQ?CPP';*/"SZP41V3$=-&Z*%-/GFAOW<Y@#,C71_
M$'J'>?X9O"LM#OE=S@K2J8\KV. Y[P1-9R$HR:L<X8B$T/1?SUHLBXV+&H?8
M=AA4PM30#\/.D)M&:0I'-WJ^?=#E*0<!/7)^[U!_6PO#U_M*+-,W([BS;<;F
M1E/?#,<&K<L S1M.-EL,$*UNFCK<<8#!%M!*;[LV-4##<Q+IO^A1S-^US/KB
M:M+AQ*/U97!S8YX0MI=L?KD37/K5 NVDM<YB:8S&8T'1T]RON %P(!-8K/5H
M1Z&>\OI#U0P+N=:ZR!#7.JQ75!B"%K!I&QLFJQ]-QS%OJ3 8J?>5O90=1!^F
MC$.-+A3:5R(80D_W&T@<ETI6U[,Z.XNJ&<,R,C4M#.G)X,6YD"4L034.V(-U
M04?UOVQC9DY),D]%R.44-G.P=,_F8XLOQ:8CL^6**R$:UE]C 1RTRL[SC5+M
M[ZZC5 ^;N&T4F[I/K'>AW H4UL7VGW93^]5D=&3*8A#2G!S_ ,#A)#.> OJ#
MT70GZ!A\P***UG%C2>LTOUD]0]R+'9 ^GM*+/(=TMJ& -:V!%GFRII9$-8.!
M@"NBPO#(.L&W.B/&WJ$IK*4,M)E8"Z?FJB:'<&(G^.H,LVZ$"?2WQAG?+1:.
M+&AF0C[1:CB'.R ,DB\>O0^TDZC.OHF4;N;B5!J>;EL%S3BJE(+]JH:"\ !3
MC#1?<,26H/?!-$N:ZO!:V6!4T6B,8=7HH$7E0M+6I@WV:L=0-^(YO[EQ[A$=
M7^H6 +"N79[0=F(QKE]""HI4SS<LM*A8<@M8Y8J%E*-P6HBTX-J""MJI%.=?
M8JM&!F>-^TY"L]TS?:O"BBRZ%DYN9;!%R BF4VM65TB>BQ_3(+T83!AVP<M\
M%%,?+.0=XXA5/T^1%@FMEZBDZF@(*_WVSN/SC OX^,V[;<$C(#)PQ)YO57R!
MU 7&VB)Z(!%SDC2AU)PY+OM%TO,@8+2\NG.S!N7X!-Q>'"NWE-S> A"BL_9F
MDG/5]BS5" 9;5(6?]*,Q0>R'/,%>X:/S<].O6TP-K (-Q!"J8D/J<H:XAA!+
MX#['EK)%&<(Y03\;ETO-*ZV7F30= %+CUA*( 64_"-@\<SI$5)\\6%Z6,>WE
M&[L6.8P"T_+:/2D01LF;MCYZ$80WI;D8X\3.JM\C,,";!"HN=-<W;\I-8HTC
MMMQ6Q5;6--_,%PB_F:\:90/RL92!47A@7&*'KGF=?.G(J'.[3.HG^YS>+#6V
M$VGD551Z^D &27VC.L[NXK:!*?I 9A7C0U(X,+8R2;K:_@5^G[!G,G5$S#45
M0K3>YOBV1G^P73*[?4]HH,Q1D$U&O;C@P%3&EH7N(9S;IH^AKE0&G0\_-06'
MHI#9BD0;2.T?$,]&7GJR2OWN#$(4V6EU2\11R]:="W<-@_E+B"CJ'US2A9>F
MMBGKL%C2:_;]&+;>>)SO;&[\K39&K-MM-Q4<EWFM#X6^^8/N1/\UM.YFCH=1
M]*U&9NB%NAF]^1/T'_6"Z+8(]X>;^&(F92;IF&7Z=EQ-+,:K=:A5LV9RN=B]
MG)2>0Z\U_W'J#D>7A[AD62@2.QZ T/]9_!V,+=!-S.[0>)4OOPU$_IX/+3=N
M6"<4TUM>J^_":0^ J8F\LCT"<-(@]17@7H[Q7,#7A5S7M/8Y7*N_QI^IMV("
M+OK&,F?Y WN^D;*]=:3L7GBN$DEA*1*.D>6;.E12RY,0-W+8/?G"/2R+DT#F
MH.G/D/2H0(IB_KRBYJT08$-8)+"GZN0YHW(X;."H!+B1A3MN;OC"['$;%I@Z
M]$:%EK<^HI0!G&I3AJQ!$8&W6 'M[@<=91\@F8Z%/O1<(H[H-B ;E3W IO.)
MW1=GGXHW;40TU2GI"L>W4_._]9V[J,ZX[TP=X$Z;9C$R/E9#7U6EJ=[N!@.U
M.T2AD[Z S\"2'D:MGRA)W\_1%;F-"BM*1@J _ ^4HN$H*8!V4!W-5XGF0-N:
MZC?,:D@P3%0Z""_B[6>$E[$%Z@R;I@<Y6;2CZ#]YH3O+SVA<*5:\,=;AM35?
M8-:CP0T<R:3,-S?(/XP(;%G?" O<4/VU]7]YNIP4K7HM\+=+.'D&20FD!RBG
M)K53>F6&[%+.Z."^I4\O/H$!NI"FVY[):]/&LCC8X";4Q>3,;&Z@-^.^F@U(
M9M0MG=*[2T\R60L/9S#.CFJBM:UM=G7F?PLY1X@/0 O%H9G;W,!IP+#7O+ZI
M2NF 5:X]E+IPWCT)I*H-IL9N!,:=F/(I=(3G&F#6DI0FL,L\*^]8XYYU<&W:
M5Q'DL^1XU-\RRB@FY;'2!CXI+28IE[)RK:\SB <L^R[5$NLSUYZ-[S2,+9SA
M2JUWIKGY;(K(PBPQ0X1&(8=!*9*$>RRJ)#NK.KK2!&:6$%W-G3 U4+>6!GC,
M/9 TBO'FQE)R[$NHAOQ)$9U/A;P3G%*?,UN-N\"4E<US=@?KLB!6<EQ509NO
M! X4O%;@S.EH57LS]TCBJBR"3KA& K$>>6"D4*?Z^9=Z^HBWWQPC'!M])VB-
MKO/;F!WB" 1O)FUS,)AP'(C[%?24^91A$"&J=/>]..-^HH;B=^\5V0Z,A:5S
M0C1SJ(423'= +$GB6IJ,X^%I? /0T7-US8@",<C+FWA137AA6FSIO)OXI.DQ
M/<K1>X9PL3&1*>ZH[T\JU%&%AC5#K+9Q8FT3JGD*U<IHG1-Y5C*5.I(ZJT,+
M@S'KK<282]-&/F7"P1L\<M-2:3Q8/6SJ3O_FQNQFN% H80=RP;T#'GX@J-0!
M(I,#1<% ,T:+3D1L*ZIO]6AM1U:X9=/WO(F0!HUDA N^"&)G.YOI+$$S3303
M[#4.K?DA+NFGDX @'+O?X_BA!Z##$/"%2S,.EKG5P?XHA<#?H3,Q#C2=4_(V
MM^:R%78])T3+V]Y <&?G)@21I:O@C,*'MV40\[PJ04)9Z0@?!H<'<8^9T)=/
MSIN5ET,2!QC'>@$?O<C+/?V2=)&+PDB4=0GP?%NL>3'7:HLEDNI>9TBWZIZ_
M'RMIS/%N8]X,4>#9("^P196Z^/E&WO;7D;=[1=X:<-DFSYID2F8FAAE7"VC"
M&5C#^9T71C4WY8\;BP[<EE@@@Z *(O4>119/+<B?72K._K;#;G628^]N..H9
M\V44)32O,L;5\AJ7SDX?JLR[6AH+$$8;@8L*%D<24W42%7TQ [>E;FZBWD;C
MV9)5X<%+S (9F[I<(/EC;R'HVZQE/K-)ZL'NRS!X"P3G1;"WM_L;)QQN\O1&
M,Y+KA[;$9>;I4>G$R+:NS05HQM0%5 (<RJ&%)6%62( $Y)PZ@(%DZ%<"+>X3
MS/6$9AJUGB-4^AWM9CM"=):[]1][NP?20;JKP\H@,N"'492D"(CAOXU3I:.W
M0_&JGDV/6<]EIQHRNC,FLK%K-J<OT2)DZU*K,5O-:MMQNQ&<YHH3:)(.G(,&
MK5"W%OPW]H6,\R,S7M_=NL[KX[!,=57]P<8LK[^WPUCOOIF="313H"%-J]RQ
MKW>"+Y,J0;\,6!.5ALNG\,_/>5FAI%Y4:J$S)SK9%KOQ2(_4\4[DTGBE7GGA
M6N9N)1<'-FT$%H8WRM#1%W31CBGIM 20CX(D$,0/$5R9,QT?'X 4S8&ZYP2?
MKK]69] HQ93*S%C? Z&8!?3(,LL+C')3%%?B390S.1=PPM&!91%'3^^*$(ZA
MB&51FT<;[31QR"E"IF??G&&ZDH9_E-1;O3!&3%F*?=()2L>7+#7#RE<WS"5F
MU->/R.:H60@UB^M"4IAIK-OFAF0X[E<0#.:3QILG?R/,J5&-^B(C&_3R+ J&
M )Q5)I&2V5+C>V;O!'1UD\K$!)<%\<FN2$PL;31>FI?4HZ5T-!XLS;WWSQUX
MK7MMG]8A3'[\!^ME;A(UW*"ZS2V*B,BS,7QEYG]D#Y_Z4@3>2K @08J:TI0@
MI,C@G^N/!Q-:=*=1K\"-@NS8C"IL)*1AJN(($UM@,O :B!4/;1\=F[5X:LWU
M=:QI?"47!;R6(YPB@,269[WF4SM2N%2>,Q4\M"]EN18Y Z+U$=TI_JYL;D![
MB-Y+F'..>5N9"R 7*;;[MO;2-*\-R&5;L2U?/]33ZC7Z#%X=7RLMH) T/MV2
MF46BXYG@PP3E4;#NM@%+O4F?;W#K8!W<NE=PR]C#7E=B8[+,U\+&=)(8%$F-
MARP&TSSC3'4S90BS(,VN]Z<,-).285H$G2MU6  IAHG+H#H!YE]\D]F%GQ@Z
MX\UH* G:*0Z;C5NGGBS?-2.(G3U@6%+:46G_+3:_N)MJ&MT.)^FVF (F=8/?
M0M.M =)->G@U"B",H82"6]/)@V"90[GMYB>_[9@4FAJY3JN]LPFV<YJ.,VHT
M%K?A;G?G KO]M8F:\6H+)=_JB'"OT; (G&F:)&,J,2!O/,GPR   =D1\/;AW
M)'%.J/L6-^<Q1=OB9."E)UMK4PSUHG/Z%"]:#2V*(GU\QNS0KCH;]F>C-]!=
M RM4S9J6Y)D-HL'"BIS@N*'9HN"<GO:>6FSCKW+T$-"TUW'_6_WU0Y/EI>:(
M$S8W3=8#R=CT9/!:6H7.MMV<V/8;PRZH+)0"EX>#8WPS*L,4E$\-B1,ZJT1@
M4T?RT*[$#3(!H(-8)$ZLJ+=3+F*:][FA#[30P"^<1J MF/6S.I<M5O 1H_EI
MLO=UO#6U6^4"5=KR%E;!44K98GOFGG9Z:.MBANZDR!&>'7#CVD/X0QT9<32:
M!<OP3R(UI,71"-=QROR:5:F7&R7=&\XB0VFH/.56@89:!2+;F,0CYE2\W'+A
M$XAZ0,U:&E$6,]]#;P5Z ^,XUY'/E>RT\X\YM737(=: 0#,TLVJT=HXA+),0
M\@]PEFUQ\7!?W<54,]=!2+KZG(X^[.2 ;RNKB(6&)0/,'&%^VI<]?0&<JR/#
ME-3=)$5%;(W7$>8(.5>A1$]7.!H^NOJ0M;/.IX4;*N>2;Y/M@L R'%.P@T*_
M6JR?(L'!UAZK9=#1^X"I2//;^Y/\_T!C\>W@THMYX(O S(^B;V[40UW0,#>.
MT5*Z5DL-C>.29* 94Q$7..\0,.9G&3-@\B]HS42-R#RCQ^Q+S5CQ4$-I3:N)
MY+M%KP[S5*T7B!$1:>XXDVB2NLG0)WK7& 368@9"W(CFLP@WO2D2; ,UCQ/6
M9$$T+2;K$+J/?N\M^7*<?;85#_M.,8RL>T%KTJIR&6/BAB-^S]%ZD)H1PNR7
MRND!L\1,QR@'%(?NVHJ)JSY&T/G?B!HPGP,C*A5>);K;^P@?,^NWAOOB#@&-
M"JN,MN:7G<ZQZ/:TY/DET>)1VRZ.W +.>4Z:A*'A(&T0HUPW)<(-'14%Y+RH
MQW03 D>R/W+D'Z<RH))LMSOH'"ECC#DNI%IM*!!XOH&TE^M VKT":2Q#1GS1
M.H7=C?0H6B]K9ES'=W)KTF<).;9>H@@1G[&6P^02HUC:37.38$JO@T7&AP7W
MX!TTF#/1Y@;SL]0/%FW2+'Z^^,<+*&&B\@(-K)$T2(#J5*/ML6Y>>!?.N8?%
MZ*-2'U<^GZ\^I"QNIND)#@..Y?D9C:MT*D]!DP752(]FZ+Q+(2(.%4YOU$#$
MDCAJ_DCGK8<^-WE4;@C$X -(>"%$ +$)I#9_H<1-S:QZ4*7V-!'@*=6\99>'
MXX].<W51@R4Z$3C%MNI\0U.LR#-(AZ93FX#?Q@@!V@%L#^<^XZ3'7B<L75,Y
MP\$%-YH 11_-X80[!''6FB(C\L,L2M"X)M*@IY5!E!THU5*M1#CS[G[LC5[\
M?G9L\+!F[+R-TE1%JDT5O^V -5BU [*_W8*C#*Z.[VXLZ&74VI_ZR<-,I$HI
MU*]9[@D<"DE F/*L0N>:%IOSNV0,F1N:1UC(FU-:)P;!CF$*=QX(:F!I-3?#
M4)PZ)X@PA:R0=1B1?XT5EG>TJ)JUM?Q4ZN8&+;\VS6A^()K#/_ )K,>0%-7]
MF)S#H05^0Y?2R-#!S$T290,TN3VF(]>#LKBF1L)'7,]Y/%VY"R9#_J/"SU8[
M23?+=E@4-*N<B@(LIE%^V.N1J@0GV1A5&1.?T5?:1\5FNG"KQ$K6YH;[P-:7
M:TX<:^^ N=[G^U>+Q=&@F.L'TS\V[MF(<"4&!B8(%'C8 >_;>76)#:Y3IB:7
MJ"VH]<V,F)H QKLH.'HG#:0"R,<6/B(>)9.1P-5FVYZMV8S^T0EN)-+#$/\@
M^*(;EN9(U*,.LU1P^T*7D#1FBE&TDIN QF8E0\]4:'S?;9&&H]/7'TI2UBH#
M-S=FI=06J23TNT=32PI<Z))9R*R6-C%",\HM#QFP2!QU^Z'2?NK-[YWWP]=I
MD%MH&E_?CH)RRN,,2$:004?,@>UR%&#Y&G;DF+>_N-?MK WF"X52Z76IL-Z,
M=H>:%[&.-'?"8"PT;=+WOMDQ1N@1'<.GF.%HH5?TF=ZRH"^X&M&"X)QJ]%DG
MI .J<WL&U_"VCIOH@&4A40E%/3&+<N-><9?5VP+<*$"3@[C7-E*K0J"3FI(9
MX_3Y!K!>K0-8]PI@R:,VV"*@%1ZU(*A?E _SXF^L\^DPHIG.W^V9G:]+X.G&
M+P]V?]N6*;S0DTVX1G>B(6O ]*.Y58=#F1,^PCN'W'M @1  40<3/L0RAK;/
MW)N97Y$Q>V\*F!LV-B,KU(7 $\"RF+8"Q,[J02,Q?,JA*IL ]GKGBD%>#3$0
M8+BV_26ITE&T4<=I21/-^*5K.B,3G^=$)9RPI=.&UF+*2JH'S0U  T]K/]5]
MG8P%O8NKBMWF(;H67*,\D#VSG(RA&+5DLCI H,>WNFZR:7R-_#7N*'X2@+W@
M"*VY"^KE/&P!-.$$^C=+K:X1A,QV/4M@&O;&K'*GD$BEK^@HB;GS'PU'>_JV
M 1I:S<JR^CZU"')=Q$PGZW!29-37F["C@G&'JDM-/GL.\Y[#II6H82<%_K@7
M5[<F+RZI?,"%N=6]3*TD6.:,TM 7U>88C]UQ;"V#OIH8M82 QJ'P@EI7@LE;
M0MJXZ"<VULO>L3ZVQ<BV&.#"G([;\!8V)-HTH%8QF&]W@D/1RZ-]S@^_6M/D
M[J0;)THX%ZOMYJXEA 2*KB) [%%L+<F0=7@XR09NT"FD@F6G0!'U,AEZP@UV
M-E=369K0ZP-3/U.CQY\Q"8-$:< J;<R&FEH<;29:-T[G.ZA3BT8Z[=2BG1((
MKBL1[^RZESF]373)T*)-#)D>O_)&0H>8+C/C\"E'!*5= 7>E9EF-H^4\APUQ
M\8(1HS#^Q)_+[1]_1=LAK_9.V-H/(KW<!1@B?]#5+S2X=[GBN9BI^:OHQ#R/
M73N(?EGF>AX#SF^YD6H!8B460;BX3*C[IO$]247&I,-%!7G>7# )"J"GI@3=
M>)<\DHD(Q>LRHS1%$J&-C@%I("'Y[+)@?Z$@F=/(]^,NDXA]-@1'O<4VD]U$
MK&TJLVQLT&>]-IP@$-\6=$JL:&-GJV/>V4MSBJ W0_C]*R@M.;3Q>X'D\>%@
M]3O;-M->)U9;5TF5KUZ]J&$"QQK0>K-!T\V)=%9I,E#J_3/J:.%T=B$DC3U[
M;=IQZ$IY:Z&/O=T=?*M)90X8';3[Z6"=B_!O^B;8K.R56WQ0SW-!O@(XKMTN
M:'V<J7B@?].+RH3=@?<?3T\NC<]\G53QBW(<]>/?L_RVB,:__''P>O?%()J^
M_Q4N_".8 A*8,V0:GG8;I^J$N/M.SHU&:DJNR^?<L_#U.E#R<-/Y_L,?G?/+
MX\//W>#CZ==S-;,?_IBSCQ]I"!>=R^.+CQU2,IV3H^#H^.+P4^?\S^Y= WI<
M??=R=V\GN)"'.YS01TG)=<*H_AQZP"?F,7);':/><1K?GC.W@(1NJT$K'Q5-
M0?9VFSSQ1@B\PQ*+AZ,YXO23! 93WVE2W)!S;;W$'V N]  ='!!H2'>0!4..
MA6ECQ:C8H&-+BBD06-80X'ZUT^OM&DLQ-:7!6!'"LE"E.^>_@[:=#XS2I!
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MB>_E%EC["71&JH&<SSE"]-LZ0O3(:?QE9(X3S+4N S8A7]M9Y+R/!712?]=
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M$],M8@H>V-9@S5"#3&<YVVC"FGI-0<Y,CS#\M6EZCX9=17,BUZ+_Q$J<6-S
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MA'-?K#J<$]\EH6J-.3[/TB<MZ]#&GLZPKQBWYNP(6"A/+J64YYQ(1!.N&BY
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MHX54DF]_CQ]9K=#!$E<T+ _;M*+*&'Z',J;-@$:2*#QYV@W:5,OS6H\_AIT
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MN3+TUA D(=KH8N$;RF/3!(PZ,(C!G&M/;\J".'%J:\W'--A)=#C]/*5Q6$0
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MZ9OA?@ &5?L_%P*S:W1-7[7#MMT=C@DA%]"0FP8V-P'#P#'OL6G)!'?O7P>
M3+8%CTDA,+IW[XO #* O75]B?Z\_<'S<_9M>=:D72D9Q&"4:6\*GN+<ZO@Y*
MSCM:JE:O*N"T&W_O??3W.X]-A*"8=' E:OA]IW/H):RHE.!2O?Y7_ :0UP%O
M%4HN/6TR/478UN.F7LD?F2^61F@=@[[M!'\NDSZT<@%\8.EIR7%%8,"0CYBF
MAW=B%X:">QO'UD&7/AYTC&)L,X@@1HC2:F7$\[:W=.2C(H'[+, _D\\F7;^
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M0V]2CCR9..J$&!@X[#Y*<)D'G8S@;<C+@;:A2AF<02= G(=I0;_?WVO_K)"
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M1K=0Z ^ET(<A-[93G!/;V+BC=&CIGQX_Q<?\9U,W=')OZ_5XZ<W3PXRSOL-
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M[\-1O>!3YP6[<=U%ME$C7G2K?G:A7[F@=J]@WQY_Q$G8W_IA!7=8X!X";O2
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MST,7.:<"L\5"BYE[%.L_H*!*7!L!JFVA6SEXS\O>DI2PR<EU(E"4.3!]2N"
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M</]!;VH>PHD-9!Y$^E6MJ&,%,_E,;1:97;'670&:(-<"\<$"7-DV.S@3C!<
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M-7L;>%/R[&NLR><B)T@GB%8WH([2M@;]1FQ>(L(&*(('#O4E'( -7"&D'%!
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M;/8/"$"555DTI'<(P6*%9?,,9%->4R"<\*O&%:4D:RZ$(GCB<E7- S?8K1W
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M#AFF#KJN4T.=D5K[=]BA^LY(9D4J(>.$%B?'1R%HX,;.T2-0%2Z#LJ3''RB
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MK?T6^66BSQA+%LEL7FC3+8PSATT#-NXY)/[I$]_[JY:"[D%#XL\]O^/V^\[
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M#Y20L+\>\\[8)\=*:TZN;-H8_"F(Z5D6C(IH%'H;J.1&$K9NGBF[V:S)4/B
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M\NF,G>:.QKZV0NCZ(M@&)=PU10QID/EE&:=*%ZZK4R2@!/5.BE1C],2+X8?
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M+')WF(HWL)*]QQ'PQBP7O\(E@>M_C=(Y GN#OH3R@S(A)3%&$ZQR5VC2) P
M2KW%FEN55RYTC]188I Q9CR$NC!36XB>\E^U6R5>0W8HLRUW#'1M::8LM#\I
M) $>V"#L(UP,ZAWEE.T:5'Y.'*>*+_*$<;& @7K ^KTOXKS3$8K@FBS*LFQ*
MS-BBM_J>2JJ$+?IC&[,Y-/J2F@^C)[!$\]LMRE'GA"L?5CV>P]Y47R80R:F
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M?NK!0\>4.?&AVSFFS(S#4F8%.ER!7QV"D/7ZW<-NOP^<:WA"22(P:+_[KC>
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MC]GUF"]_-GR/M67[7)BTEG:1E).*^3")=N%8S@'Y1+QYXY"%>&C:M66A>)A
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M"SB%)9C!^V&WJ1 E57VTYER7$EI'1VVW4G/,.*V-D9KNC M3G0F69W=W;2"
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M)-;L!:;1M)+)5/417%S V1)R5TG/]\NB67;'SC23W0P9G4C_E5-M+.HV2!3
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MS$L'?R<MK:GR.1,Y0LPQR7KK#V"3>X$0QX9:)'HA8\M?8[2<L)RLZW;GZGH
M&][](URX8W=8_V.WV[EOW6R\=^_=?GA F*F[SCLVXS'?C;'M;5ECA_XD@D7W
MAY3_ U!+ 0(4 Q0    ( &%67E&, ?J1# 0  $\0   1              "
M 0    !B86YC+3(P,C Q,#(W+GAS9%!+ 0(4 Q0    ( &%67E&GAS\SV 4
M 'LV   5              "  3L$  !B86YC+3(P,C Q,#(W7V1E9BYX;6Q0
M2P$"% ,4    " !A5EY17H(*6.0'  #Y60  %0              @ %&"@
M8F%N8RTR,#(P,3 R-U]L86(N>&UL4$L! A0#%     @ 859>4>>!D1B(!0
M1CH  !4              ( !71(  &)A;F,M,C R,#$P,C=?<')E+GAM;%!+
M 0(4 Q0    ( &%67E&SDI8KQ1<  ,>B   -              "  1@8  !D
M.#,W.3=D.&LN:'1M4$L! A0#%     @ 859>4<C..$X(K   Q7L#  \
M         ( !"#   &0X,S<Y-V1E>#$Q+FAT;5!+ 0(4 Q0    ( &%67E$,
M\N124/P  +F7!@ /              "  3W<  !D.#,W.3=D97@T,2YH=&U0
M2P$"% ,4    " !B5EY1\D?*?!=7  "A%@( #P              @ &ZV $
M9#@S-SDW9&5X-#(N:'1M4$L! A0#%     @ 8E9>46:H9GPQ"P  $B4   \
M             ( !_B\" &0X,S<Y-V1E>#4Q+FAT;5!+ 0(4 Q0    ( &)6
M7E%Z3T\&CP@  $\9   /              "  5P[ @!D.#,W.3=D97@U,BYH
8=&U02P4&      H "@!T @  &$0"

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
