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OTHER REAL ESTATE OWNED (Tables) | 12 Months Ended
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Dec. 31, 2020
Real Estate Owned, Disclosure of Detailed Components [Abstract] |
Schedule of Real Estate Owned | The following table presents the activity in other real estate owned for the periods indicated:
|  | Year Ended December 31,
($ in thousands) |  | 2020 |  | 2019 |  | 2018
Balance at beginning of year |  | $ | — |  |  | $ | 672 |  |  | $ | 1,796 |
Additions |  | 1,116 |  |  | 276 |  |  | 672 |
Sales and net direct write-downs |  | (1,116) |  |  | (803) |  |  | (2,038) |
Net change in valuation allowance |  | — |  |  | (145) |  |  | 242 |
Balance at end of year |  | $ | — |  |  | $ | — |  |  | $ | 672 |
Activities in Other Real Estate Owned Valuation Allowance | The following table presents the activity in the other real estate owned valuation allowance for the periods indicated:
|  | Year Ended December 31,
($ in thousands) |  | 2020 |  | 2019 |  | 2018
Balance at beginning of year |  | $ | — |  |  | $ | — |  |  | $ | 242 |
Additions |  | — |  |  | 145 |  |  | 143 |
Recoveries |  | — |  |  | — |  |  | (90) |
Net direct write-downs and removals from sale |  | — |  |  | (145) |  |  | (295) |
Balance at end of year |  | $ | — |  |  | $ | — |  |  | $ | — |
Expenses Related to Foreclosed Assets Included in Loan Servicing and Foreclosure Expenses | The following table presents expenses related to foreclosed assets included in all other expense on the consolidated statements of operations for the periods indicated:
|  | Year Ended December 31,
($ in thousands) |  | 2020 |  | 2019 |  | 2018
Net (loss) gain on sales |  | $ | (38) |  |  | $ | 40 |  |  | $ | (13) |
Operating expenses, net of rental income |  | — |  |  | — |  |  | (134) |
Total |  | $ | (38) |  |  | $ | 40 |  |  | $ | (147) |

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- Definition Expenses related to foreclosed assets included in loan servicing and foreclosure expenses. + References No definition available. + Details
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- Definition Tabular disclosure of the change in the valuation allowance for other real estate owned. + References No definition available. + Details
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- Definition Schedule of Real Estate Owned [Table Text Block] + References No definition available. + Details
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