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INCOME TAXES - Effective Tax Rate Reconciliation (Details)
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Dec. 31, 2018
Income Tax Disclosure [Abstract]      
Computed expected income tax expense (benefit) at Federal statutory rate 21.00% 21.00% 21.00%
Increase (decrease) resulting from:      
Proportional amortization 24.10% 12.60% 4.30%
Other permanent book-tax differences 1.90% (2.40%) 0.40%
State tax expense, net of federal benefit 0.60% 5.10% 5.90%
Income tax credits (investment tax credits and other) (30.60%) (20.00%) (23.20%)
Bank owned life insurance policies (3.60%) (1.70%) (1.00%)
Equity compensation shortfall (windfall) tax impact 2.20% 0.60% (0.50%)
Reserve for uncertain tax positions (0.90%) (1.00%) 0.10%
Other, net (2.30%) 0.90% 3.30%
Effective tax rates 12.40% 15.10% 10.30%