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INCOME TAXES - Deferred Tax Assets and Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2020
Dec. 31, 2019
Deferred tax assets:    
Allowance for loan losses $ 24,032 $ 15,874
Stock-based compensation expense 2,182 2,222
Accrued expenses 4,168 3,831
Loan repurchase reserve 1,625 1,826
Federal net operating losses 272 372
State net operating losses 686 725
Federal income tax credits 30,225 30,661
Unrealized loss on securities available-for-sale 0 4,968
Deferred loan fees 1,998 2,104
Amortization of intangible assets 1,198 1,248
Prior year state tax deduction 443 85
Lease liability 6,082 6,978
Other deferred tax assets 2,824 2,835
Total deferred tax assets 75,735 73,729
Deferred tax liabilities:    
Unrealized gain on securities available-for-sale (3,236) 0
Investments in partnerships (8,139) (7,455)
Mortgage servicing rights (167) (341)
Deferred loan costs (5,154) (6,623)
Depreciation on premises and equipment (5,618) (5,796)
Right of use asset (5,784) (6,638)
Other deferred tax liabilities (1,680) (1,970)
Total deferred tax liabilities (29,778) (28,823)
Valuation allowance 0 0
Net deferred tax assets $ 45,957 $ 44,906