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INCOME TAXES - Deferred Tax Assets and Liabilities (Details) - USD ($)
$ in Thousands
Dec. 31, 2021
Dec. 31, 2020
Deferred tax assets:    
Allowance for loan losses $ 29,746 $ 24,032
Stock-based compensation expense 1,181 2,182
Accrued expenses 6,198 4,168
Loan repurchase reserve 1,256 1,625
Federal net operating losses 172 272
State net operating losses 2,762 686
Federal income tax credits 23,045 30,225
Deferred loan fees 1,692 1,998
Amortization of intangible assets 0 1,198
Prior year state tax deduction 1,648 443
Lease liability 11,752 6,082
Other deferred tax assets 4,897 2,824
Total deferred tax assets 84,349 75,735
Deferred tax liabilities:    
Unrealized gain on securities available-for-sale (3,172) (3,236)
Investments in partnerships (8,857) (8,139)
Mortgage servicing rights (130) (167)
Amortization of intangible assets (47) 0
Deferred loan costs (4,577) (5,154)
Depreciation on premises and equipment (4,916) (5,618)
Right of use asset (10,240) (5,784)
Other deferred tax liabilities (1,636) (1,680)
Total deferred tax liabilities (33,575) (29,778)
Valuation allowance 0 0
Net deferred tax assets $ 50,774 $ 45,957