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OTHER REAL ESTATE OWNED (Tables)
12 Months Ended
Dec. 31, 2021
Real Estate Owned, Disclosure of Detailed Components [Abstract]  
Schedule of Real Estate Owned
The following table presents the activity in other real estate owned for the periods indicated:
Year Ended December 31,
($ in thousands)202120202019
Balance at beginning of year$— $— $672 
Additions3,253 1,116 276 
Sales and net direct write-downs(3,253)(1,116)(803)
Net change in valuation allowance— — (145)
Balance at end of year$ $ $ 
Activities in Other Real Estate Owned Valuation Allowance
The following table presents the activity in the other real estate owned valuation allowance for the periods indicated:
Year Ended December 31,
($ in thousands)202120202019
Balance at beginning of year$— $— $— 
Additions— — 145 
Recoveries— — — 
Net direct write-downs and removals from sale— — (145)
Balance at end of year$ $ $ 
Expenses Related to Foreclosed Assets Included in Loan Servicing and Foreclosure Expenses
The following table presents expenses related to foreclosed assets included in all other expense on the consolidated statements of operations for the periods indicated:
Year Ended December 31,
($ in thousands)202120202019
Net gain (loss) on sales$410 $(38)$40 
Total$410 $(38)$40