XML 72 R63.htm IDEA: XBRL DOCUMENT
v3.22.2.2

LOANS AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses and Recorded Investment Excluding Accrued Interest in Loans (Details) - USD ($) $ in Thousands | 3 Months Ended | 9 Months Ended
--- | --- | ---
Sep. 30, 2022 | Jun. 30, 2022 | Sep. 30, 2021 | Sep. 30, 2022 | Sep. 30, 2021
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period |  |  |  | $ 92,584 |
(Reversal of) provision for credit losses - loans | $ 0 | $ 0 | $ (1,147) | (31,542) | $ (4,408)
Balance at end of period | 92,444 |  |  | 92,444 |
Commercial real estate |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 99,698 |  | 79,699 | 98,189 | 84,213
Charge-offs | (912) |  | (327) | (1,637) | (1,778)
Recoveries | 63 |  | 532 | 33,839 | 730
Net (charge-offs) recoveries | (849) |  | 205 | 32,202 | (1,048)
(Reversal of) provision for credit losses - loans | 0 |  | (1,147) | (31,542) | (4,408)
Balance at end of period | 98,849 | 99,698 | 78,757 | 98,849 | 78,757
Allowance for Loan Losses |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 93,793 |  | 75,885 | 92,584 | 81,030
Charge-offs | (912) |  | (327) | (1,637) | (1,778)
Recoveries | 63 |  | 532 | 33,839 | 730
Net (charge-offs) recoveries | (849) |  | 205 | 32,202 | (1,048)
(Reversal of) provision for credit losses - loans | (500) |  | (2,566) | (32,342) | (6,458)
Balance at end of period | 92,444 | 93,793 | 73,524 | 92,444 | 73,524
Allowance for Loan Losses | Commercial real estate |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 93,793 |  | 75,885 | 92,584 | 81,030
Charge-offs | (912) |  | (327) | (1,637) | (1,778)
Recoveries | 63 |  | 532 | 33,839 | 730
Net (charge-offs) recoveries | (849) |  | 205 | 32,202 | (1,048)
(Reversal of) provision for credit losses - loans | (500) |  | (2,566) | (32,342) | (6,458)
Balance at end of period | 92,444 | 93,793 | 73,524 | 92,444 | 73,524
Allowance for Loan Losses | Commercial | Commercial and industrial |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 41,413 |  | 20,156 | 33,557 | 20,608
Charge-offs | (867) |  | (115) | (1,187) | (1,180)
Recoveries | 48 |  | 484 | 32,865 | 552
Net (charge-offs) recoveries | (819) |  | 369 | 31,678 | (628)
(Reversal of) provision for credit losses - loans | (1,769) |  | (270) | (26,410) | 275
Balance at end of period | 38,825 | 41,413 | 20,255 | 38,825 | 20,255
Allowance for Loan Losses | Commercial | Commercial real estate |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 15,742 |  | 16,424 | 21,727 | 19,074
Charge-offs | 0 |  | (138) | 0 | (138)
Recoveries | 3 |  | 0 | 3 | 0
Net (charge-offs) recoveries | 3 |  | (138) | 3 | (138)
(Reversal of) provision for credit losses - loans | 1,091 |  | (269) | (4,894) | (2,919)
Balance at end of period | 16,836 | 15,742 | 16,017 | 16,836 | 16,017
Allowance for Loan Losses | Commercial | Multifamily |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 15,678 |  | 21,403 | 17,893 | 22,512
Charge-offs | 0 |  | 0 | 0 | 0
Recoveries | 0 |  | 0 | 0 | 0
Net (charge-offs) recoveries | 0 |  | 0 | 0 | 0
(Reversal of) provision for credit losses - loans | 275 |  | (2,678) | (1,940) | (3,787)
Balance at end of period | 15,953 | 15,678 | 18,725 | 15,953 | 18,725
Allowance for Loan Losses | Commercial | SBA |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 3,033 |  | 3,696 | 3,017 | 3,145
Charge-offs | (45) |  | (74) | (197) | (460)
Recoveries | 1 |  | 1 | 762 | 130
Net (charge-offs) recoveries | (44) |  | (73) | 565 | (330)
(Reversal of) provision for credit losses - loans | (29) |  | 1,112 | (622) | 1,920
Balance at end of period | 2,960 | 3,033 | 4,735 | 2,960 | 4,735
Allowance for Loan Losses | Commercial | Construction |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 4,255 |  | 4,734 | 5,622 | 5,849
Charge-offs | 0 |  | 0 | 0 | 0
Recoveries | 0 |  | 0 | 0 | 0
Net (charge-offs) recoveries | 0 |  | 0 | 0 | 0
(Reversal of) provision for credit losses - loans | 1,168 |  | (616) | (199) | (1,731)
Balance at end of period | 5,423 | 4,255 | 4,118 | 5,423 | 4,118
Allowance for Loan Losses | Consumer | Single Family Residential Mortgage |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 12,805 |  | 9,108 | 9,608 | 9,191
Charge-offs | 0 |  | 0 | (10) | 0
Recoveries | 1 |  | 46 | 193 | 46
Net (charge-offs) recoveries | 1 |  | 46 | 183 | 46
(Reversal of) provision for credit losses - loans | (959) |  | 150 | 2,056 | 67
Balance at end of period | 11,847 | 12,805 | 9,304 | 11,847 | 9,304
Allowance for Loan Losses | Consumer | Other Consumer |  |  |  |  |
Financing Receivable, Allowance for Credit Loss [Roll Forward] |  |  |  |  |
Balance at beginning of period | 867 |  | 364 | 1,160 | 651
Charge-offs | 0 |  | 0 | (243) | 0
Recoveries | 10 |  | 1 | 16 | 2
Net (charge-offs) recoveries | 10 |  | 1 | (227) | 2
(Reversal of) provision for credit losses - loans | (277) |  | 5 | (333) | (283)
Balance at end of period | $ 600 | $ 867 | $ 370 | $ 600 | $ 370

X
- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 45 -Paragraph 1 -URI https://asc.fasb.org/extlink&oid=124255206&loc=SL82895884-210446 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Definition Amount, after recovery, of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 2: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 3: http://www.xbrl.org/2003/role/disclosureRef -Publisher SEC -Name Regulation S-K (SK) -Number 229 -Section 1405 -Paragraph (a) -Subparagraph (4) + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossWriteoffAfterRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of increase in allowance for credit loss on financing receivable from recovery. + References Reference 1: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (e) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(4) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRecovery
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration

X
- Definition A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period. + References No definition available. + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of writeoff of financing receivable, charged against allowance for credit loss. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (d) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 79 -URI https://asc.fasb.org/extlink&oid=124267575&loc=SL82922352-210448 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of credit loss expense (reversal of expense) for financing receivable. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -Subparagraph (b) -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 220 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04(11)) -URI https://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260 + Details
Name: | us-gaap_ProvisionForLoanLossesExpensed
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_RealEstateLoanMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_ValuationAllowancesAndReservesTypeAxis=us-gaap_AllowanceForLoanAndLeaseLossesMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=banc_CommercialandIndustrialReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=banc_CommercialMultiFamilyReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=banc_CommercialSmallBusinessAdministrationReceivableMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_ConstructionLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=banc_ConsumerSingleFamilyResidentialMortgageReceivableandHomeEquityLoansMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=banc_OtherConsumerLoansReceivableIncludingGreenLoansHELOCSecondLiensMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |