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INCOME TAXES - Effective Tax Rate Reconciliation (Details)
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Income Tax Disclosure [Abstract]      
Computed expected income tax expense at Federal statutory rate 21.00% 21.00% 21.00%
Increase (decrease) resulting from:      
Proportional amortization 2.20% 4.30% 24.10%
Income tax credits (investment tax credits and other) (2.80%) (5.50%) (30.60%)
Other permanent book-tax differences 0.50% 0.90% 1.90%
State tax expense, net of federal benefit 7.80% 7.00% 0.60%
Bank owned life insurance policies (0.40%) (0.70%) (3.60%)
Equity compensation (windfall) shortfall tax impact (0.10%) (2.20%) 2.20%
Reserve for uncertain tax positions 0.00% 0.00% (0.90%)
Other, net 0.20% (0.30%) (2.30%)
Effective tax rates 28.40% 24.50% 12.40%