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Loans and Leases - Allowance for Loan and Lease Losses (Details) - USD ($) $ in Thousands | 3 Months Ended | 6 Months Ended |
--- | --- | --- | ---
Jun. 30, 2024 | Jun. 30, 2023 | Jun. 30, 2024 | Jun. 30, 2023 | Dec. 31, 2023
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Balance, beginning of period | $ 291,503 | $ 210,055 | $ 281,687 | $ 200,732 |
Charge-offs | (58,070) | (31,708) | (63,084) | (42,105) |
Recoveries | 2,329 | 887 | 6,159 | 2,107 |
Net charge-offs | (55,741) | (30,821) | (56,925) | (39,998) |
Provision for credit losses | 12,000 | 40,000 | 23,000 | (58,500) |
Balance, end of period | 247,762 | 219,234 | 247,762 | 219,234 |
Amount of the allowance applicable to loans and leases: |  |  |  |  |
Individually evaluated | 0 | 0 | 0 | 0 |
Collectively evaluated | 247,762 | 219,234 | 247,762 | 219,234 |
The ending balance of the loan and lease portfolio is composed of loans and leases: |  |  |  |  |
Individually evaluated | 114,378 | 105,094 | 114,378 | 105,094 |
Collectively evaluated | 23,114,531 | 22,153,116 | 23,114,531 | 22,153,116 |
Loans held for investment, net | 23,228,909 | 22,258,210 | 23,228,909 | 22,258,210 | $ 25,489,687
Real Estate Mortgage |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Balance, beginning of period | 198,274 | 109,483 | 186,827 | 87,309 |
Charge-offs | (53,881) | (23,875) | (56,358) | (33,710) |
Recoveries | 1,429 | 62 | 2,320 | 262 |
Net charge-offs | (52,452) | (23,813) | (54,038) | (33,448) |
Provision for credit losses | 9,438 | 47,138 | 22,471 | (78,947) |
Balance, end of period | 155,260 | 132,808 | 155,260 | 132,808 |
Amount of the allowance applicable to loans and leases: |  |  |  |  |
Individually evaluated | 0 | 0 | 0 | 0 |
Collectively evaluated | 155,260 | 132,808 | 155,260 | 132,808 |
The ending balance of the loan and lease portfolio is composed of loans and leases: |  |  |  |  |
Individually evaluated | 95,086 | 101,968 | 95,086 | 101,968 |
Collectively evaluated | 13,478,514 | 14,186,074 | 13,478,514 | 14,186,074 |
Loans held for investment, net | 13,573,600 | 14,288,042 | 13,573,600 | 14,288,042 | 16,111,985
Real Estate Construction and Land |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Balance, beginning of period | 30,011 | 55,034 | 33,830 | 52,320 |
Charge-offs | 0 | 0 | 0 | 0 |
Recoveries | 0 | 0 | 0 | 0 |
Net charge-offs | 0 | 0 | 0 | 0 |
Provision for credit losses | (4,730) | (15,355) | (8,549) | (12,641) |
Balance, end of period | 25,281 | 39,679 | 25,281 | 39,679 |
Amount of the allowance applicable to loans and leases: |  |  |  |  |
Individually evaluated | 0 | 0 | 0 | 0 |
Collectively evaluated | 25,281 | 39,679 | 25,281 | 39,679 |
The ending balance of the loan and lease portfolio is composed of loans and leases: |  |  |  |  |
Individually evaluated | 0 | 0 | 0 | 0 |
Collectively evaluated | 3,357,597 | 2,465,523 | 3,357,597 | 2,465,523 |
Loans held for investment, net | 3,357,597 | 2,465,523 | 3,357,597 | 2,465,523 | 3,159,269
Commercial |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Balance, beginning of period | 47,054 | 37,195 | 45,156 | 52,849 |
Charge-offs | (3,148) | (7,347) | (3,852) | (7,484) |
Recoveries | 834 | 742 | 3,703 | 1,717 |
Net charge-offs | (2,314) | (6,605) | (149) | (5,767) |
Provision for credit losses | 6,454 | 6,631 | 6,187 | (9,861) |
Balance, end of period | 51,194 | 37,221 | 51,194 | 37,221 |
Amount of the allowance applicable to loans and leases: |  |  |  |  |
Individually evaluated | 0 | 0 | 0 | 0 |
Collectively evaluated | 51,194 | 37,221 | 51,194 | 37,221 |
The ending balance of the loan and lease portfolio is composed of loans and leases: |  |  |  |  |
Individually evaluated | 19,292 | 3,126 | 19,292 | 3,126 |
Collectively evaluated | 5,852,517 | 5,091,660 | 5,852,517 | 5,091,660 |
Loans held for investment, net | 5,871,809 | 5,094,786 | 5,871,809 | 5,094,786 | 5,765,307
Consumer |  |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |  |
Balance, beginning of period | 16,164 | 8,343 | 15,874 | 8,254 |
Charge-offs | (1,041) | (486) | (2,874) | (911) |
Recoveries | 66 | 83 | 136 | 128 |
Net charge-offs | (975) | (403) | (2,738) | (783) |
Provision for credit losses | 838 | 1,586 | 2,891 | 2,055 |
Balance, end of period | 16,027 | 9,526 | 16,027 | 9,526 |
Amount of the allowance applicable to loans and leases: |  |  |  |  |
Individually evaluated | 0 | 0 | 0 | 0 |
Collectively evaluated | 16,027 | 9,526 | 16,027 | 9,526 |
The ending balance of the loan and lease portfolio is composed of loans and leases: |  |  |  |  |
Individually evaluated | 0 | 0 | 0 | 0 |
Collectively evaluated | 425,903 | 409,859 | 425,903 | 409,859 |
Loans held for investment, net | $ 425,903 | $ 409,859 | $ 425,903 | $ 409,859 | $ 453,126

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- Definition Amount of recovery of loans and lease receivables which had previously been fully or partially written-off as bad debts. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(4) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
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- Definition Amount of loans and leases that have been written off from both loan receivables and allowance reserve for credit loss. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(3) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B + Details
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- Definition Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 310 -SubTopic 30 -Section 50 -Paragraph 2 -Subparagraph (b)(1)(ii) -Publisher FASB -URI https://asc.fasb.org//1943274/2147481696/310-30-50-2 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (c)(1) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Section 50 -Paragraph 11B -Subparagraph (g) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-11B Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef -Name Accounting Standards Codification -Section S99 -Paragraph 4 -Subparagraph (SAB Topic 6.L.1) -SubTopic 10 -Topic 310 -Publisher FASB -URI https://asc.fasb.org//1943274/2147480418/310-10-S99-4 + Details
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- Definition Amount before allowance and after deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Excludes loans and leases covered under loss sharing agreements. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 2 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481990/310-10-45-2 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -Publisher FASB -URI https://asc.fasb.org//1943274/2147481962/310-10-50-4 + Details
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