XML 79 R58.htm IDEA: XBRL DOCUMENT
v3.25.0.1

Dividend Availability and Regulatory Matters Dividend Availability and Regulatory Matters (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2024
Dividend Availability and Regulatory Matters [Abstract] |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations | The following tables present actual capital amounts and ratios for the Company and the Bank as of the dates indicated:
|  |  |  |  | Well Capitalized |  | Capital
|  |  |  |  | Minimum |  | Conservation
| Actual |  | Requirement |  | Buffer
| Balance |  | Ratio |  | Balance |  | Ratio |  | Requirement
| (Dollars in thousands)
December 31, 2024 |  |  |  |  |  |  |  |  |
Tier I leverage capital (to average assets): |  |  |  |  |  |  |  |  |
Banc of California, Inc. | $ | 3,369,457 |  |  | 10.15% |  | $ | 1,660,337 |  |  | 5.00% |  | N/A
Banc of California | $ | 3,671,545 |  |  | 11.08% |  | $ | 1,656,718 |  |  | 5.00% |  | N/A
CET1 capital (to risk-weighted assets): |  |  |  |  |  |  |  |  |
Banc of California, Inc. | $ | 2,739,941 |  |  | 10.55% |  | $ | 1,688,484 |  |  | 6.50% |  | 7.00%
Banc of California | $ | 3,671,545 |  |  | 14.17% |  | $ | 1,684,283 |  |  | 6.50% |  | 7.00%
Tier I capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |
Banc of California, Inc. | $ | 3,369,457 |  |  | 12.97% |  | $ | 2,078,134 |  |  | 8.00% |  | 8.50%
Banc of California | $ | 3,671,545 |  |  | 14.17% |  | $ | 2,072,963 |  |  | 8.00% |  | 8.50%
Total capital (to risk-weighted assets): |  |  |  |  |  |  |  |  |
Banc of California, Inc. | $ | 4,427,860 |  |  | 17.05% |  | $ | 2,597,668 |  |  | 10.00% |  | 10.50%
Banc of California | $ | 4,315,098 |  |  | 16.65% |  | $ | 2,591,204 |  |  | 10.00% |  | 10.50%
|  |  |  |  | Well Capitalized |  | Capital
|  |  |  |  | Minimum |  | Conservation
| Actual |  | Requirement |  | Buffer
| Balance |  | Ratio |  | Balance |  | Ratio |  | Requirement
| (Dollars in thousands)
December 31, 2023 |  |  |  |  |  |  |  |  |
Tier I leverage capital (to average assets): |  |  |  |  |  |  |  |  |
Banc of California, Inc. | $ | 3,402,044 |  |  | 9.00% |  | $ | 1,889,775 |  |  | 5.00% |  | N/A
Banc of California | $ | 3,617,643 |  |  | 9.62% |  | $ | 1,880,850 |  |  | 5.00% |  | N/A
CET1 capital (to risk-weighted assets): |  |  |  |  |  |  |  |  |
Banc of California, Inc. | $ | 2,772,528 |  |  | 10.14% |  | $ | 1,777,025 |  |  | 6.50% |  | 7.00%
Banc of California | $ | 3,617,643 |  |  | 13.27% |  | $ | 1,772,549 |  |  | 6.50% |  | 7.00%
Tier I capital (to risk-weighted assets) |  |  |  |  |  |  |  |  |
Banc of California, Inc. | $ | 3,402,044 |  |  | 12.44% |  | $ | 2,187,108 |  |  | 8.00% |  | 8.50%
Banc of California | $ | 3,617,643 |  |  | 13.27% |  | $ | 2,181,599 |  |  | 8.00% |  | 8.50%
Total capital (to risk-weighted assets): |  |  |  |  |  |  |  |  |
Banc of California, Inc. | $ | 4,490,493 |  |  | 16.43% |  | $ | 2,733,885 |  |  | 10.00% |  | 10.50%
Banc of California | $ | 4,295,821 |  |  | 15.75% |  | $ | 2,726,998 |  |  | 10.00% |  | 10.50%

X
- Definition Dividend Availability and Regulatory Matters [Abstract] + References No definition available. + Details
Name: | banc_DividendAvailabilityandRegulatoryMattersAbstract
Namespace Prefix: | banc_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org//1943274/2147480696/942-505-50-1B + Details
Name: | us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration