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v3.25.1

Loans and Leases - Allowance for Loan and Lease Losses (Details) - USD ($) $ in Thousands | 3 Months Ended |  |
--- | --- | --- | ---
Mar. 31, 2025 | Mar. 31, 2024 | Dec. 31, 2024 | Dec. 31, 2023
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | $ 234,986 | $ 291,503 | $ 239,360 | $ 281,687
Allowance for Credit Losses, Charge-offs | 16,551 | 5,014 |  |
Allowance for Credit Losses, Recoveries | 2,477 | 3,830 |  |
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery | 14,074 | 1,184 |  |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) | 9,700 | (11,000) |  |
Amount of the allowance applicable to loans and leases: |  |  |  |
Individually evaluated | 3,327 | 8,343 |  |
Collectively evaluated | 231,659 | 283,160 |  |
The ending balance of the loan and lease portfolio is composed of loans and leases: |  |  |  |
Individually evaluated | 210,210 | 144,039 |  |
Collectively evaluated | 23,916,317 | 25,328,983 |  |
Loans held for investment, net | 24,126,527 | 25,473,022 | 23,781,663 |
Real Estate Mortgage |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 130,116 | 198,274 | 145,754 | 186,827
Allowance for Credit Losses, Charge-offs | 5,789 | 2,477 |  |
Allowance for Credit Losses, Recoveries | 311 | 891 |  |
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery | 5,478 | 1,586 |  |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) | 10,160 | (13,033) |  |
Amount of the allowance applicable to loans and leases: |  |  |  |
Individually evaluated | 1,702 | 8,336 |  |
Collectively evaluated | 128,414 | 189,938 |  |
The ending balance of the loan and lease portfolio is composed of loans and leases: |  |  |  |
Individually evaluated | 198,839 | 129,116 |  |
Collectively evaluated | 13,293,819 | 15,838,283 |  |
Loans held for investment, net | 13,492,658 | 15,967,399 | 13,427,659 |
Real Estate Construction and Land |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 14,124 | 30,011 | 10,940 | 33,830
Allowance for Credit Losses, Charge-offs | 0 | 0 |  |
Allowance for Credit Losses, Recoveries | 0 | 0 |  |
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery | 0 | 0 |  |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) | 3,184 | (3,819) |  |
Amount of the allowance applicable to loans and leases: |  |  |  |
Individually evaluated | 0 | 0 |  |
Collectively evaluated | 14,124 | 30,011 |  |
The ending balance of the loan and lease portfolio is composed of loans and leases: |  |  |  |
Individually evaluated | 0 | 0 |  |
Collectively evaluated | 2,861,038 | 3,245,354 |  |
Loans held for investment, net | 2,861,038 | 3,245,354 | 3,172,293 |
Commercial |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 75,989 | 47,054 | 67,833 | 45,156
Allowance for Credit Losses, Charge-offs | 9,582 | 704 |  |
Allowance for Credit Losses, Recoveries | 2,104 | 2,869 |  |
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery | 7,478 | (2,165) |  |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) | 15,634 | (267) |  |
Amount of the allowance applicable to loans and leases: |  |  |  |
Individually evaluated | 1,625 | 7 |  |
Collectively evaluated | 74,364 | 47,047 |  |
The ending balance of the loan and lease portfolio is composed of loans and leases: |  |  |  |
Individually evaluated | 11,371 | 14,919 |  |
Collectively evaluated | 7,367,428 | 5,805,648 |  |
Loans held for investment, net | 7,378,799 | 5,820,567 | 6,778,829 |
Consumer |  |  |  |
Allowance for Loan and Lease Losses [Roll Forward] |  |  |  |
Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest | 14,757 | 16,164 | 14,833 | $ 15,874
Allowance for Credit Losses, Charge-offs | 1,180 | 1,833 |  |
Allowance for Credit Losses, Recoveries | 62 | 70 |  |
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery | 1,118 | 1,763 |  |
Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal) | 1,042 | 2,053 |  |
Amount of the allowance applicable to loans and leases: |  |  |  |
Individually evaluated | 0 | 0 |  |
Collectively evaluated | 14,757 | 16,164 |  |
The ending balance of the loan and lease portfolio is composed of loans and leases: |  |  |  |
Individually evaluated | 0 | 4 |  |
Collectively evaluated | 394,032 | 439,698 |  |
Loans held for investment, net | $ 394,032 | $ 439,702 | $ 402,882 |

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- Definition Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 45 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147479344/326-20-45-1 + Details
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