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Segment Reporting
9 Months Ended
Sep. 30, 2025
Segment Reporting [Abstract]  
Segment Reporting SEGMENT REPORTING
The Company provides banking and treasury management services to small-, middle-market, and venture-backed businesses. The principal business activities of the Company are gathering deposits, originating and servicing loans and leases, and investing in investment securities. The Company's CODM is the Chief Executive Officer.
The Company operates as one reportable segment, Commercial Banking, based on how the CODM manages the business activities. The CODM uses net earnings to evaluate income generated from segment assets, assess performance, decide how to allocate resources, determine dividend availability, establish management's compensation, and guide other strategic decisions. The accounting policies of the Commercial Banking segment are the same as those described in Note 1. Nature of Operations and Summary of Significant Accounting Policies, of our audited consolidated financial statements included in our Form 10-K. Additionally, the Company does not have intra-entity sales or transfers.
The following presents our operating segment income statement, including significant expense categories, regularly reviewed by the CODM, and the reconciliation of segment net earnings to consolidated net earnings for the periods indicated:
Three Months EndedNine Months Ended
Income Statement September 30,September 30,
Commercial Banking Segment2025202420252024
 (In thousands)
Total interest income$432,541 $446,893 $1,259,705 $1,388,186 
Total interest expense179,097 214,718 533,681 697,421 
Net interest income253,444 232,175 726,024 690,765 
Provision for credit losses9,700 9,000 58,100 30,000 
Net interest income after provision for credit losses243,744 223,175 667,924 660,765 
Noninterest income34,285 (15,452)100,568 48,156 
Noninterest expense:
Compensation88,865 85,585 263,644 263,735 
Customer related expense26,227 34,475 80,555 97,799 
Occupancy15,415 16,892 45,898 52,315 
Information technology and data processing13,535 14,995 41,707 45,872 
Insurance and assessments8,994 12,708 25,680 59,600 
Intangible asset amortization7,160 8,485 21,479 25,373 
Leased equipment depreciation6,750 7,144 20,191 22,175 
Other professional services5,394 5,101 16,313 15,359 
Loan expense4,947 3,994 11,927 12,817 
Acquisition, integration and reorganization costs— (510)— (13,160)
Other expense(1)
8,397 7,340 27,812 28,485 
Total noninterest expense185,684 196,209 555,206 610,370 
Earnings before income taxes92,345 11,514 213,286 98,551 
Income tax expense22,716 2,730 61,704 28,582 
Segment net earnings(2)
$69,629 $8,784 $151,582 $69,969 
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(1)     Includes business development expense, communications expense, stationery and supplies, employee related expenses, operating and other losses, OREO expenses, and other corporate overhead and operating expenses.
(2)     Segment earnings is the same as net earnings reported on the condensed consolidated statements of earnings.
The following presents our operating segment balance sheet information and the reconciliation of segment assets to consolidated total assets as of the dates indicated:
Balance Sheet Data September 30,December 31,
Commercial Banking Segment20252024
(In thousands)
Segment total assets (1)
$34,012,965 $33,542,864 
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(1)    Segment total assets is the same as total assets reported on the condensed consolidated balance sheets.