<DOCUMENT>
<TYPE>EX-99.L.3
<SEQUENCE>13
<FILENAME>dex99l3.txt
<DESCRIPTION>OPINION AND CONSENT OF BELL, BOYD & LLOYD
<TEXT>
<PAGE>

                             BELL, BOYD & LLOYD LLC
                           Three First National Plaza
                       70 West Madison Street, Suite 3300
                          Chicago, Illinois 60602-4207
                                 312  372-1121
                               Fax  312  372-2098



                                 March 25, 2002


     As counsel for Nuveen Insured Dividend Advantage Municipal Fund (the
"Registrant"), we consent to the incorporation by reference of our opinion,
filed with pre-effective amendment no. 2 to the Registrant's registration
statement on Form N-2 (File Nos. 333-59770 and 811-09475) on February 20, 2002.

     In giving this consent we do not admit that we are in the category of
persons whose consent is required under Section 7 of the Securities Act of 1933.

                                Very truly yours,

                                /s/ Bell, Boyd & Lloyd LLC

</TEXT>
</DOCUMENT>
