XML 26 R39.htm IDEA: XBRL DOCUMENT
v2.4.0.6

Loans (Tables) | 12 Months Ended
--- | ---
Dec. 31, 2012
Loans and Leases Receivable Disclosure [Abstract] |
Schedule of composition of loan portfolio by class of loan | The composition of the loan portfolio, by class of loan, as of December 31, 2012 and December 31, 2011 was as follows:
|  | December 31, 2012 |  |  | December 31, 2011
(In thousands) |  | Loan Balance |  | Accrued Interest Receivable |  | Recorded Investment |  |  | Loan Balance |  | Accrued Interest Receivable |  | Recorded Investment
Commercial, financial and agricultural * |  | $ | 823,927 |  |  | $ | 2,976 |  |  | $ | 826,903 |  |  |  | $ | 743,797 |  |  | $ | 3,121 |  |  | $ | 746,918 |
Commercial real estate * |  | 1,092,164 |  |  | 3,839 |  |  | 1,096,003 |  |  |  | 1,108,574 |  |  | 4,235 |  |  | 1,112,809 |
Construction real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
SEPH/Vision commercial land and development * |  | 15,105 |  |  | 37 |  |  | 15,142 |  |  |  | 31,603 |  |  | 31 |  |  | 31,634 |
Remaining commercial |  | 115,473 |  |  | 331 |  |  | 115,804 |  |  |  | 156,053 |  |  | 394 |  |  | 156,447 |
Mortgage |  | 26,373 |  |  | 81 |  |  | 26,454 |  |  |  | 20,039 |  |  | 64 |  |  | 20,103 |
Installment |  | 8,577 |  |  | 33 |  |  | 8,610 |  |  |  | 9,851 |  |  | 61 |  |  | 9,912 |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 392,203 |  |  | 959 |  |  | 393,162 |  |  |  | 395,824 |  |  | 1,105 |  |  | 396,929 |
Mortgage |  | 1,064,787 |  |  | 1,399 |  |  | 1,066,186 |  |  |  | 953,758 |  |  | 1,522 |  |  | 955,280 |
HELOC |  | 212,905 |  |  | 892 |  |  | 213,797 |  |  |  | 227,682 |  |  | 942 |  |  | 228,624 |
Installment |  | 43,750 |  |  | 176 |  |  | 43,926 |  |  |  | 51,354 |  |  | 236 |  |  | 51,590 |
Consumer |  | 651,930 |  |  | 2,835 |  |  | 654,765 |  |  |  | 616,505 |  |  | 2,930 |  |  | 619,435 |
Leases |  | 3,128 |  |  | 29 |  |  | 3,157 |  |  |  | 2,059 |  |  | 43 |  |  | 2,102 |
Total loans |  | $ | 4,450,322 |  |  | $ | 13,587 |  |  | $ | 4,463,909 |  |  |  | $ | 4,317,099 |  |  | $ | 14,684 |  |  | $ | 4,331,783 |
* Included within commercial, financial and agricultural loans, commercial real estate loans, and SEPH/Vision commercial land and development loans are an immaterial amount of consumer loans that are not broken out by class.
Schedule of recorded investment in nonaccrual restructured and loans past due 90 days or more and accruing | The following table presents the recorded investment in nonaccrual, accruing restructured, and loans past due 90 days or more and still accruing by class of loan as of December 31, 2012 and December 31, 2011:
|  | December 31, 2012
(In thousands) |  | Nonaccrual Loans |  | Accruing Restructured Loans |  | Loans Past Due 90 Days or More and Accruing |  | Total Nonperforming Loans
Commercial, financial and agricultural |  | $ | 17,324 |  |  | $ | 5,277 |  |  | $ | 37 |  |  | $ | 22,638 |
Commercial real estate |  | 40,983 |  |  | 3,295 |  |  | 1,007 |  |  | 45,285 |
Construction real estate: |  |  |  |  |  |  |  |  |  |  |  |
SEPH commercial land and development |  | 13,939 |  |  | — |  |  | — |  |  | 13,939 |
Remaining commercial |  | 14,977 |  |  | 6,597 |  |  | — |  |  | 21,574 |
Mortgage |  | 158 |  |  | 100 |  |  | — |  |  | 258 |
Installment |  | 149 |  |  | 175 |  |  | — |  |  | 324 |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 33,961 |  |  | 1,661 |  |  | 94 |  |  | 35,716 |
Mortgage |  | 28,260 |  |  | 9,425 |  |  | 950 |  |  | 38,635 |
HELOC |  | 1,689 |  |  | 736 |  |  | — |  |  | 2,425 |
Installment |  | 1,670 |  |  | 780 |  |  | 54 |  |  | 2,504 |
Consumer |  | 2,426 |  |  | 1,900 |  |  | 888 |  |  | 5,214 |
Total loans |  | $ | 155,536 |  |  | $ | 29,946 |  |  | $ | 3,030 |  |  | $ | 188,512 |
|  | December 31, 2011
(In thousands) |  | Nonaccrual Loans |  | Accruing Restructured Loans |  | Loans Past Due 90 Days or More and Accruing |  | Total Nonperforming Loans
Commercial, financial and agricultural |  | $ | 37,797 |  |  | $ | 2,848 |  |  | $ | — |  |  | $ | 40,645 |
Commercial real estate |  | 43,704 |  |  | 8,274 |  |  | — |  |  | 51,978 |
Construction real estate: |  |  |  |  |  |  |  |
Vision commercial land and development |  | 25,761 |  |  | — |  |  | — |  |  | 25,761 |
Remaining commercial |  | 14,021 |  |  | 11,891 |  |  | — |  |  | 25,912 |
Mortgage |  | 66 |  |  | — |  |  | — |  |  | 66 |
Installment |  | 30 |  |  | — |  |  | — |  |  | 30 |
Residential real estate: |  |  |  |  |  |  |  |
Commercial |  | 43,461 |  |  | 815 |  |  | — |  |  | 44,276 |
Mortgage |  | 25,201 |  |  | 4,757 |  |  | 2,610 |  |  | 32,568 |
HELOC |  | 1,412 |  |  | — |  |  | — |  |  | 1,412 |
Installment |  | 1,777 |  |  | 98 |  |  | 58 |  |  | 1,933 |
Consumer |  | 1,876 |  |  | — |  |  | 893 |  |  | 2,769 |
Total loans |  | $ | 195,106 |  |  | $ | 28,683 |  |  | $ | 3,561 |  |  | $ | 227,350 |
Schedule of loans individually evaluated for impairment and loans collectively evaluated for impairment | The following table provides additional information regarding those nonaccrual and accruing restructured loans that are individually evaluated for impairment and those collectively evaluated for impairment as of December 31, 2012 and December 31, 2011.
|  | December 31, 2012 |  |  | December 31, 2011
(In thousands) |  | Nonaccrual and accruing restructured loans |  | Loans individually evaluated for impairment |  | Loans collectively evaluated for impairment |  |  | Nonaccrual and accruing restructured loans |  | Loans individually evaluated for impairment |  | Loans collectively evaluated for impairment
Commercial, financial and agricultural |  | $ | 22,601 |  |  | $ | 22,587 |  |  | $ | 14 |  |  |  | $ | 40,645 |  |  | $ | 40,621 |  |  | $ | 24 |
Commercial real estate |  | 44,278 |  |  | 44,278 |  |  | — |  |  |  | 51,978 |  |  | 51,978 |  |  | — |
Construction real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
SEPH/Vision commercial land and development |  | 13,939 |  |  | 13,260 |  |  | 679 |  |  |  | 25,761 |  |  | 24,328 |  |  | 1,433 |
Remaining commercial |  | 21,574 |  |  | 21,574 |  |  | — |  |  |  | 25,912 |  |  | 25,912 |  |  | — |
Mortgage |  | 258 |  |  | — |  |  | 258 |  |  |  | 66 |  |  | — |  |  | 66 |
Installment |  | 324 |  |  | — |  |  | 324 |  |  |  | 30 |  |  | — |  |  | 30 |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 35,622 |  |  | 35,622 |  |  | — |  |  |  | 44,276 |  |  | 44,276 |  |  | — |
Mortgage |  | 37,685 |  |  | — |  |  | 37,685 |  |  |  | 29,958 |  |  | — |  |  | 29,958 |
HELOC |  | 2,425 |  |  | — |  |  | 2,425 |  |  |  | 1,412 |  |  | — |  |  | 1,412 |
Installment |  | 2,450 |  |  | — |  |  | 2,450 |  |  |  | 1,875 |  |  | — |  |  | 1,875 |
Consumer |  | 4,326 |  |  | 18 |  |  | 4,308 |  |  |  | 1,876 |  |  | 20 |  |  | 1,856 |
Total loans |  | $ | 185,482 |  |  | $ | 137,339 |  |  | $ | 48,143 |  |  |  | $ | 223,789 |  |  | $ | 187,135 |  |  | $ | 36,654 |
Schedule of loans individually evaluated for impairment by class of loan | The following table presents loans individually evaluated for impairment by class of loan as of December 31, 2012 and December 31, 2011.
|  | December 31, 2012 |  |  | December 31, 2011
(In thousands) |  | Unpaid principal balance |  | Recorded investment |  | Allowance for loan losses allocated |  |  | Unpaid principal balance |  | Recorded investment |  | Allowance for loan losses allocated
With no related allowance recorded |  |  |  |  |  |  |  |  |  |  |
Commercial, financial and agricultural |  | $ | 23,782 |  |  | $ | 14,683 |  |  | $ | — |  |  |  | $ | 23,164 |  |  | $ | 18,098 |  |  | $ | — |
Commercial real estate |  | 56,258 |  |  | 35,097 |  |  | — |  |  |  | 58,242 |  |  | 41,506 |  |  | — |
Construction real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
SEPH/Vision commercial land and development |  | 56,075 |  |  | 12,740 |  |  | — |  |  |  | 54,032 |  |  | 17,786 |  |  | — |
Remaining commercial |  | 29,328 |  |  | 14,093 |  |  | — |  |  |  | 33,319 |  |  | 18,372 |  |  | — |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 39,918 |  |  | 31,957 |  |  | — |  |  |  | 49,341 |  |  | 38,686 |  |  | — |
Consumer |  | 18 |  |  | 18 |  |  | — |  |  |  | — |  |  | — |  |  | — |
With an allowance recorded |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial, financial and agricultural |  | 12,268 |  |  | 7,904 |  |  | 3,180 |  |  |  | 23,719 |  |  | 22,523 |  |  | 5,819 |
Commercial real estate |  | 11,412 |  |  | 9,181 |  |  | 1,540 |  |  |  | 12,183 |  |  | 10,472 |  |  | 4,431 |
Construction real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
SEPH/Vision commercial land and development |  | 1,271 |  |  | 520 |  |  | — |  |  |  | 20,775 |  |  | 6,542 |  |  | 1,540 |
Remaining commercial |  | 8,071 |  |  | 7,481 |  |  | 2,277 |  |  |  | 9,711 |  |  | 7,540 |  |  | 1,874 |
Residential real estate: |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial |  | 3,944 |  |  | 3,665 |  |  | 1,279 |  |  |  | 6,402 |  |  | 5,590 |  |  | 2,271 |
Consumer |  | — |  |  | — |  |  | — |  |  |  | 20 |  |  | 20 |  |  | — |
Total |  | $ | 242,345 |  |  | $ | 137,339 |  |  | $ | 8,276 |  |  |  | $ | 290,908 |  |  | $ | 187,135 |  |  | $ | 15,935 |
Schedule of average recorded investment and interest income recognized on loans individually evaluated for impairment | The following tables present the average recorded investment and interest income recognized on loans individually evaluated for impairment for the years ended December 31, 2012 and 2011.
|  |  |  | Year ended December 31, 2012
(In thousands) |  | Recorded Investment as of December 31, 2012 |  | Average recorded investment |  | Interest income recognized
Commercial, financial and agricultural |  | $ | 22,587 |  |  | $ | 35,305 |  |  | $ | 529 |
Commercial real estate |  | 44,278 |  |  | 44,541 |  |  | 968 |
Construction real estate: |  |  |  |  |  |
SEPH commercial land and development |  | 13,260 |  |  | 17,277 |  |  | — |
Remaining commercial |  | 21,574 |  |  | 27,774 |  |  | 818 |
Residential real estate: |  |  |  |  |  |
Commercial |  | 35,622 |  |  | 39,248 |  |  | 497 |
Consumer |  | 18 |  |  | 19 |  |  | 1 |
Total |  | $ | 137,339 |  |  | $ | 164,164 |  |  | $ | 2,813 |
|  |  |  | Year ended December 31, 2011
(In thousands) |  | Recorded Investment as of December 31, 2011 |  | Average recorded investment |  | Interest income recognized
Commercial, financial and agricultural |  | $ | 40,621 |  |  | $ | 23,518 |  |  | $ | 209 |
Commercial real estate |  | 51,978 |  |  | 49,927 |  |  | 829 |
Construction real estate: |  |  |  |  |  |
Vision commercial land and development |  | 24,328 |  |  | 58,792 |  |  | — |
Remaining commercial |  | 25,912 |  |  | 29,152 |  |  | 339 |
Residential real estate: |  |  |  |  |  |
Commercial |  | 44,276 |  |  | 52,640 |  |  | 214 |
Consumer |  | 20 |  |  | 16 |  |  | 1 |
Total |  | $ | 187,135 |  |  | $ | 214,045 |  |  | $ | 1,592 |
Schedule of aging of the recorded investment in past due loans | The following table presents the aging of the recorded investment in past due loans as of December 31, 2012 and December 31, 2011 by class of loan.
|  | December 31, 2012
(In thousands) |  | Accruing loans past due 30-89 days |  | Past due nonaccrual loans and loans past due 90 days or more and accruing * |  | Total past due |  | Total current |  | Total recorded investment
Commercial, financial and agricultural |  | $ | 6,251 |  |  | $ | 11,811 |  |  | $ | 18,062 |  |  | $ | 808,841 |  |  | $ | 826,903 |
Commercial real estate |  | 2,212 |  |  | 26,355 |  |  | 28,567 |  |  | 1,067,436 |  |  | 1,096,003 |
Construction real estate: |  |  |  |  |  |  |  |  |  |
SEPH commercial land and development |  | 686 |  |  | 11,314 |  |  | 12,000 |  |  | 3,142 |  |  | 15,142 |
Remaining commercial |  | 3,652 |  |  | 5,838 |  |  | 9,490 |  |  | 106,314 |  |  | 115,804 |
Mortgage |  | 171 |  |  | 85 |  |  | 256 |  |  | 26,198 |  |  | 26,454 |
Installment |  | 135 |  |  | 40 |  |  | 175 |  |  | 8,435 |  |  | 8,610 |
Residential real estate: |  |  |  |  |  |  |  |  |  |
Commercial |  | 1,163 |  |  | 5,917 |  |  | 7,080 |  |  | 386,082 |  |  | 393,162 |
Mortgage |  | 11,948 |  |  | 17,370 |  |  | 29,318 |  |  | 1,036,868 |  |  | 1,066,186 |
HELOC |  | 620 |  |  | 309 |  |  | 929 |  |  | 212,868 |  |  | 213,797 |
Installment |  | 563 |  |  | 787 |  |  | 1,350 |  |  | 42,576 |  |  | 43,926 |
Consumer |  | 12,924 |  |  | 2,688 |  |  | 15,612 |  |  | 639,153 |  |  | 654,765 |
Leases |  | — |  |  | — |  |  | — |  |  | 3,157 |  |  | 3,157 |
Total loans |  | $ | 40,325 |  |  | $ | 82,514 |  |  | $ | 122,839 |  |  | $ | 4,341,070 |  |  | $ | 4,463,909 |
* Includes $3.0 million of loans past due 90 days or more and accruing. The remaining are past due, nonaccrual loans.
|  | December 31, 2011
(In thousands) |  | Accruing loans past due 30-89 days |  | Past due nonaccrual loans and loans past due 90 days or more and accruing * |  | Total past due |  | Total current |  | Total recorded investment
Commercial, financial and agricultural |  | $ | 3,106 |  |  | $ | 11,308 |  |  | $ | 14,414 |  |  | $ | 732,504 |  |  | $ | 746,918 |
Commercial real estate |  | 2,632 |  |  | 21,798 |  |  | 24,430 |  |  | 1,088,379 |  |  | 1,112,809 |
Construction real estate: |  |  |  |  |  |  |  |  |  |
Vision commercial land and development |  | — |  |  | 19,235 |  |  | 19,235 |  |  | 12,399 |  |  | 31,634 |
Remaining commercial |  | 99 |  |  | 7,839 |  |  | 7,938 |  |  | 148,509 |  |  | 156,447 |
Mortgage |  | 76 |  |  | — |  |  | 76 |  |  | 20,027 |  |  | 20,103 |
Installment |  | 421 |  |  | 8 |  |  | 429 |  |  | 9,483 |  |  | 9,912 |
Residential real estate: |  |  |  |  |  |  |  |  |  |
Commercial |  | 1,545 |  |  | 10,097 |  |  | 11,642 |  |  | 385,287 |  |  | 396,929 |
Mortgage |  | 15,879 |  |  | 20,614 |  |  | 36,493 |  |  | 918,787 |  |  | 955,280 |
HELOC |  | 1,015 |  |  | 436 |  |  | 1,451 |  |  | 227,173 |  |  | 228,624 |
Installment |  | 1,549 |  |  | 1,136 |  |  | 2,685 |  |  | 48,905 |  |  | 51,590 |
Consumer |  | 11,195 |  |  | 2,192 |  |  | 13,387 |  |  | 606,048 |  |  | 619,435 |
Leases |  | — |  |  | — |  |  | — |  |  | 2,102 |  |  | 2,102 |
Total loans |  | $ | 37,517 |  |  | $ | 94,663 |  |  | $ | 132,180 |  |  | $ | 4,199,603 |  |  | $ | 4,331,783 |
Schedule of recorded investment by loan grade | The tables below present the recorded investment by loan grade at December 31, 2012 and December 31, 2011 for all commercial loans:
|  | December 31, 2012
(In thousands) |  | 5 Rated |  | 6 Rated |  | Impaired |  | Pass Rated |  | Recorded Investment
Commercial, financial and agricultural |  | $ | 9,537 |  |  | $ | 10,874 |  |  | $ | 22,601 |  |  | $ | 783,891 |  |  | $ | 826,903 |
Commercial real estate |  | 25,616 |  |  | 3,960 |  |  | 44,278 |  |  | 1,022,149 |  |  | 1,096,003 |
Construction real estate: |  |  |  |  |  |  |  |  |  |
SEPH commercial land and development |  | 411 |  |  | — |  |  | 13,939 |  |  | 792 |  |  | 15,142 |
Remaining commercial |  | 6,734 |  |  | — |  |  | 21,574 |  |  | 87,496 |  |  | 115,804 |
Residential real estate: |  |  |  |  |  |  |  |  |  |
Commercial |  | 8,994 |  |  | 2,053 |  |  | 35,622 |  |  | 346,493 |  |  | 393,162 |
Leases |  | — |  |  | — |  |  | — |  |  | 3,157 |  |  | 3,157 |
Total Commercial Loans |  | $ | 51,292 |  |  | $ | 16,887 |  |  | $ | 138,014 |  |  | $ | 2,243,978 |  |  | $ | 2,450,171 |
|  | December 31, 2011
(In thousands) |  | 5 Rated |  | 6 Rated |  | Impaired |  | Pass Rated |  | Recorded Investment
Commercial, financial and agricultural |  | $ | 11,785 |  |  | $ | 7,628 |  |  | $ | 40,645 |  |  | $ | 686,860 |  |  | $ | 746,918 |
Commercial real estate |  | 37,445 |  |  | 10,460 |  |  | 51,978 |  |  | 1,012,926 |  |  | 1,112,809 |
Construction real estate: |  |  |  |  |  |  |  |  |  |
Vision commercial land and development |  | 3,102 |  |  | — |  |  | 25,761 |  |  | 2,771 |  |  | 31,634 |
Remaining commercial |  | 6,982 |  |  | 8,311 |  |  | 25,912 |  |  | 115,242 |  |  | 156,447 |
Residential real estate: |  |  |  |  |  |  |  |  |  |
Commercial |  | 17,120 |  |  | 3,785 |  |  | 44,276 |  |  | 331,748 |  |  | 396,929 |
Leases |  | — |  |  | — |  |  | — |  |  | 2,102 |  |  | 2,102 |
Total Commercial Loans |  | $ | 76,434 |  |  | $ | 30,184 |  |  | $ | 188,572 |  |  | $ | 2,151,649 |  |  | $ | 2,446,839 |
Schedule of troubled debt restructurings on financing receivables | The following tables detail the number of contracts modified as TDRs during the period ended December 31, 2012 and December 31, 2011 as well as the recorded investment of these contracts at December 31, 2012 and December 31, 2011. The recorded investment pre- and post-modification is generally the same.
|  | 12 months ended December 31, 2012
(In thousands) |  | Number of Contracts |  | Accruing |  | Nonaccrual |  | Recorded Investment
Commercial, financial and agricultural |  | 44 |  |  | $ | 2,843 |  |  | $ | 1,499 |  |  | $ | 4,342 |
Commercial real estate |  | 25 |  |  | 2,648 |  |  | 3,611 |  |  | 6,259 |
Construction real estate: |  |  |  |  |  |  |  |
SEPH commercial land and development |  | 12 |  |  | — |  |  | 1,301 |  |  | 1,301 |
Remaining commercial |  | 15 |  |  | 531 |  |  | 6,579 |  |  | 7,110 |
Mortgage |  | 2 |  |  | 99 |  |  | 85 |  |  | 184 |
Installment |  | 6 |  |  | 175 |  |  | 78 |  |  | 253 |
Residential real estate: |  |  |  |  |  |  |  |
Commercial |  | 18 |  |  | 1,139 |  |  | 1,842 |  |  | 2,981 |
Mortgage |  | 129 |  |  | 4,279 |  |  | 5,776 |  |  | 10,055 |
HELOC |  | 46 |  |  | 736 |  |  | 58 |  |  | 794 |
Installment |  | 57 |  |  | 761 |  |  | 508 |  |  | 1,269 |
Consumer |  | 600 |  |  | 1,899 |  |  | 670 |  |  | 2,569 |
Total loans |  | 954 |  |  | $ | 15,110 |  |  | $ | 22,007 |  |  | $ | 37,117 |
During 2012, as a result of general guidance issued by the Office of the Comptroller of the Currency ("OCC"), $12.5 million of consumer loans (includes mortgage, HELOC and installment loans in the residential real estate segment and those loans in the consumer loan segment) were identified as troubled debt restructurings ("TDR") whereby the borrower's obligation to PNB has been discharged in bankruptcy and the borrower has not reaffirmed the debt. These newly identified TDRs are included in the current year modified loan totals above, within the residential real estate and consumer segments, although certain of these modifications occurred prior to January 1, 2012.
|  | 12 months ended December 31, 2011
(In thousands) |  | Number of Contracts |  | Accruing |  | Nonaccrual |  | Recorded Investment
Commercial, financial and agricultural |  | 56 |  |  | $ | 2,842 |  |  | $ | 21,258 |  |  | $ | 24,100 |
Commercial real estate |  | 23 |  |  | 3,332 |  |  | 3,831 |  |  | 7,163 |
Construction real estate: |  |  |  |  |  |  |  |
Vision commercial land and development |  | 12 |  |  | — |  |  | 4,268 |  |  | 4,268 |
Remaining commercial |  | 24 |  |  | 11,890 |  |  | 6,712 |  |  | 18,602 |
Mortgage |  | 1 |  |  | — |  |  | 66 |  |  | 66 |
Installment |  | — |  |  | — |  |  | — |  |  | — |
Residential real estate: |  |  |  |  |  |  |  |
Commercial |  | 30 |  |  | 500 |  |  | 29,095 |  |  | 29,595 |
Mortgage |  | 37 |  |  | 3,234 |  |  | 2,691 |  |  | 5,925 |
HELOC |  | 2 |  |  |  |  |  | 56 |  |  | 56 |
Installment |  | 7 |  |  | 95 |  |  | 126 |  |  | 221 |
Consumer |  | 1 |  |  | — |  |  | 18 |  |  | 18 |
Total loans |  | 193 |  |  | $ | 21,893 |  |  | $ | 68,121 |  |  | $ | 90,014 |
Schedule recorded investment in financing receivables which were modified as troubled debt restructurings within the previous 12 months and for which there was a payment default during the 12 month | The following table presents the recorded investment in financing receivables which were modified as troubled debt restructurings within the previous 12 months and for which there was a payment default during the 12 month period ended December 31, 2012 and December 31, 2011. For this table, a loan is considered to be in default when it becomes 30 days contractually past due under modified terms. The additional allowance for loan loss resulting from the defaults on TDR loans was immaterial.
|  | 12 months ended December 31, 2012 |  | 12 months ended December 31, 2011
(In thousands) |  | Number of Contracts |  | Recorded Investment |  | Number of Contracts |  | Recorded Investment
Commercial, financial and agricultural |  | 8 |  |  | $ | 244 |  |  | 19 |  |  | $ | 3,878 |
Commercial real estate |  | 10 |  |  | 2,113 |  |  | 5 |  |  | 2,353 |
Construction real estate: |  |  |  |  |  |  |  |
SEPH/Vision commercial land and development |  | 7 |  |  | 970 |  |  | 5 |  |  | 3,406 |
Remaining commercial |  | 4 |  |  | 1,476 |  |  | 4 |  |  | 1,277 |
Mortgage |  | 1 |  |  | 85 |  |  | 1 |  |  | 66 |
Installment |  | 1 |  |  | 27 |  |  | — |  |  | — |
Residential real estate: |  |  |  |  |  |  |  |
Commercial |  | 1 |  |  | 16 |  |  | 10 |  |  | 20,195 |
Mortgage |  | 39 |  |  | 2,863 |  |  | 7 |  |  | 1,193 |
HELOC |  | 5 |  |  | 70 |  |  | 1 |  |  | 50 |
Installment |  | 9 |  |  | 272 |  |  | 2 |  |  | 44 |
Consumer |  | 123 |  |  | 743 |  |  | — |  |  | — |
Leases |  | — |  |  | — |  |  | — |  |  | — |
Total loans |  | 208 |  |  | $ | 8,879 |  |  | $ | 54 |  |  | $ | 32,462 |

X
- Definition Composition of Loan Portfolio By Class of Loan [Table Text Block] + References No definition available. + Details
Name: | prk_CompositionOfLoanPortfolioByClassOfLoanTableTextBlock
Namespace Prefix: | prk_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of Aging of the Recorded Investment in Past Due Loans [Table Text Block] + References No definition available. + Details
Name: | prk_ScheduleOfAgingOfRecordedInvestmentInPastDueLoansTableTextBlock
Namespace Prefix: | prk_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of Average Recorded Investment and Interest Income Recognized On Loans Individually Evaluated For Impairment [Table Text Block] + References No definition available. + Details
Name: | prk_ScheduleOfAverageRecordedInvestmentAndInterestIncomeRecognizedOnLoansIndividuallyEvaluatedForImpairmentTableTextBlock
Namespace Prefix: | prk_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of financing receivable, loans modified as TDR within previous twelve months that subsequently defaulted [Table Text Block]. + References No definition available. + Details
Name: | prk_ScheduleOfFinancingReceivableLoansModifiedAsTDRWithinPreviousTwelveMonthsThatSubsequentlyDefaultedTableTextBlock
Namespace Prefix: | prk_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of Loans Individually Evaluated For Impairment By Class Of Loans [Table Text Block] + References No definition available. + Details
Name: | prk_ScheduleOfLoansIndividuallyEvaluatedForImpairmentByClassOfLoansTableTextBlock
Namespace Prefix: | prk_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule Of Loans That Are Individually Evaluated For Impairment And Those Collectively Evaluated For Impairment [Table Text Block] + References No definition available. + Details
Name: | prk_ScheduleOfLoansThatAreIndividuallyEvaluatedForImpairmentAndThoseCollectivelyEvaluatedForImpairmentTableTextBlock
Namespace Prefix: | prk_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of Recorded Investment By Loan Grade [Table Text Block] + References No definition available. + Details
Name: | prk_ScheduleOfRecordedInvestmentByLoanGradeTableTextBlock
Namespace Prefix: | prk_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of Recorded Investment In Nonaccrual Restructured And Loans Past Due 90 Days Or More And Accruing [Table Text Block] + References No definition available. + Details
Name: | prk_ScheduleOfRecordedInvestmentInNonaccrualRestructuredAndLoansPastDue90DaysOrMoreAndAccruingTableTextBlock
Namespace Prefix: | prk_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_LoansAndLeasesReceivableDisclosureAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables and troubled debt restructurings. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953682-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953676-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration