<SEC-DOCUMENT>0001144204-13-053271.txt : 20131001
<SEC-HEADER>0001144204-13-053271.hdr.sgml : 20131001
<ACCEPTANCE-DATETIME>20131001121211
ACCESSION NUMBER:		0001144204-13-053271
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20130930
FILED AS OF DATE:		20131001
DATE AS OF CHANGE:		20131001
EFFECTIVENESS DATE:		20131001

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PARK NATIONAL CORP /OH/
		CENTRAL INDEX KEY:			0000805676
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				311179518
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-10278
		FILM NUMBER:		131125992

	BUSINESS ADDRESS:	
		STREET 1:		50 NORTH THIRD ST
		CITY:			NEWARK
		STATE:			OH
		ZIP:			43055
		BUSINESS PHONE:		6143498451

	MAIL ADDRESS:	
		STREET 1:		P O BOX 3500
		CITY:			NEWARK
		STATE:			OH
		ZIP:			43058-3500
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
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          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>09-30-2013</periodOfReport>
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      <filingManager>
        <name>PARK NATIONAL CORP /OH/</name>
        <address>
          <ns1:street1>P O Box 3500</ns1:street1>
          <ns1:city>Newark</ns1:city>
          <ns1:stateOrCountry>OH</ns1:stateOrCountry>
          <ns1:zipCode>43058-3500</ns1:zipCode>
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      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>Terry Myers</name>
      <title>Vice President and Trust Officer</title>
      <phone>740-349-3758</phone>
      <signature>/s/ Terry Myers</signature>
      <city>Newark</city>
      <stateOrCountry>OH</stateOrCountry>
      <signatureDate>10-01-2013</signatureDate>
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    <votingAuthority>
      <Sole>7391</Sole>
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      <None>560</None>
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      <None>0</None>
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      <sshPrnamt>22375</sshPrnamt>
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      <Sole>22220</Sole>
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      <None>155</None>
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      <None>265</None>
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      <None>0</None>
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      <None>0</None>
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    <votingAuthority>
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      <None>0</None>
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      <None>0</None>
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    <votingAuthority>
      <Sole>3725</Sole>
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      <None>0</None>
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    <nameOfIssuer>Automatic Data</nameOfIssuer>
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    <votingAuthority>
      <Sole>343565</Sole>
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      <None>8143</None>
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    <cusip>053015103</cusip>
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      <sshPrnamt>14849</sshPrnamt>
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      <Sole>14709</Sole>
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      <None>140</None>
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    <nameOfIssuer>Aviva PLC 8.25% Due</nameOfIssuer>
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      <sshPrnamt>11577</sshPrnamt>
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    <votingAuthority>
      <Sole>8900</Sole>
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      <None>2677</None>
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      <sshPrnamt>3627</sshPrnamt>
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      <Sole>2000</Sole>
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      <None>1627</None>
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    <nameOfIssuer>BP PLC Sponsored ADR</nameOfIssuer>
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    <votingAuthority>
      <Sole>7570</Sole>
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      <None>0</None>
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    <nameOfIssuer>BP PLC Sponsored ADR</nameOfIssuer>
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      <Sole>1198</Sole>
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      <None>2400</None>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>47870</Sole>
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      <None>0</None>
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      <Sole>2376</Sole>
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    <votingAuthority>
      <Sole>14310</Sole>
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      <None>0</None>
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    <nameOfIssuer>Bank Of America Corp</nameOfIssuer>
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      <Sole>7247</Sole>
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      <sshPrnamt>4275</sshPrnamt>
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      <Sole>4275</Sole>
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      <Sole>83143</Sole>
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      <None>468</None>
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  <infoTable>
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      <None>0</None>
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      <Sole>41</Sole>
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      <None>9</None>
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    <cusip>084670702</cusip>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>14812</Sole>
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      <None>921</None>
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      <None>100</None>
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    <nameOfIssuer>BHP Billiton Ltd</nameOfIssuer>
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  <infoTable>
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      <Sole>3184</Sole>
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      <None>0</None>
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    <nameOfIssuer>BlackRock Credit</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
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      <sshPrnamt>67865</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>62690</Sole>
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      <None>5175</None>
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  <infoTable>
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    <titleOfClass>Equity</titleOfClass>
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      <sshPrnamt>1725</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>H &amp; R Block Inc</nameOfIssuer>
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      <sshPrnamt>6575</sshPrnamt>
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      <Sole>6575</Sole>
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      <None>0</None>
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  <infoTable>
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      <sshPrnamt>1100</sshPrnamt>
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      <None>100</None>
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      <None>300</None>
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    <nameOfIssuer>Nichols Trucking</nameOfIssuer>
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      <None>88800</None>
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    <cusip>125509109</cusip>
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    <nameOfIssuer>CVS Caremark</nameOfIssuer>
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    <nameOfIssuer>CVS Caremark</nameOfIssuer>
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    <nameOfIssuer>Cardinal Health Inc</nameOfIssuer>
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    <nameOfIssuer>Cardinal Health Inc</nameOfIssuer>
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    <nameOfIssuer>Caterpillar Inc</nameOfIssuer>
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    <nameOfIssuer>Caterpillar Inc</nameOfIssuer>
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    <nameOfIssuer>Celgene Corporation</nameOfIssuer>
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    <nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
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    <nameOfIssuer>Cintas Corporation</nameOfIssuer>
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      <None>1105</None>
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    <nameOfIssuer>Cintas Corporation</nameOfIssuer>
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    <nameOfIssuer>Citigroup Inc (New)</nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>Citigroup Inc (New)</nameOfIssuer>
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    <nameOfIssuer>Citigroup Capital XVII</nameOfIssuer>
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    <value>201646</value>
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      <None>2108</None>
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    <value>48994</value>
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      <None>1970</None>
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  <infoTable>
    <nameOfIssuer>Guggenheim</nameOfIssuer>
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    <nameOfIssuer>Pataskala Banking Co</nameOfIssuer>
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    <nameOfIssuer>Truefitt &amp; Hill Series C Pfd</nameOfIssuer>
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    <nameOfIssuer>Deluxe Corporation</nameOfIssuer>
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    <nameOfIssuer>Grip Group Inc</nameOfIssuer>
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      <Sole>50</Sole>
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    <nameOfIssuer>Devon Energy</nameOfIssuer>
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    <cusip>25179M103</cusip>
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    <titleOfClass>Equity</titleOfClass>
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      <Sole>83287</Sole>
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  <infoTable>
    <nameOfIssuer>Disney (Walt) Company</nameOfIssuer>
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      <Sole>5342</Sole>
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  <infoTable>
    <nameOfIssuer>Discover Financial</nameOfIssuer>
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    <cusip>254709108</cusip>
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      <sshPrnamt>8112</sshPrnamt>
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      <None>100</None>
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      <None>770</None>
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      <None>0</None>
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      <None>0</None>
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      <None>300</None>
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    <nameOfIssuer>Du Pont E I de Nemours</nameOfIssuer>
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      <None>5150</None>
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      <None>0</None>
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      <None>0</None>
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    <value>52505</value>
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      <None>0</None>
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      <None>0</None>
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    <nameOfIssuer>Entergy LA LLC 5.25%</nameOfIssuer>
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    <nameOfIssuer>Exelon Corporation</nameOfIssuer>
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    <nameOfIssuer>Express Scripts Holding</nameOfIssuer>
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    <cusip>30219G108</cusip>
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    <nameOfIssuer>Express Scripts Holding</nameOfIssuer>
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    <nameOfIssuer>Federated Investors Inc</nameOfIssuer>
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      <None>2573</None>
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    <nameOfIssuer>Fidelity National Financial</nameOfIssuer>
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      <None>0</None>
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    <nameOfIssuer>Firstbank Corporation (MI)</nameOfIssuer>
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    <cusip>33761G104</cusip>
    <value>701855</value>
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      <None>0</None>
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    <nameOfIssuer>Fiserv Inc</nameOfIssuer>
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    <value>309718</value>
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      <None>0</None>
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    <cusip>337915102</cusip>
    <value>415221</value>
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      <Sole>19117</Sole>
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      <None>0</None>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>337915102</cusip>
    <value>217200</value>
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      <None>10000</None>
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    <nameOfIssuer>FirstEnergy Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>337932107</cusip>
    <value>1445680</value>
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      <Sole>38574</Sole>
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      <None>1088</None>
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  <infoTable>
    <nameOfIssuer>FirstEnergy Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>337932107</cusip>
    <value>41006</value>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Flaherty &amp; Crumrine</nameOfIssuer>
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    <value>522830</value>
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    <votingAuthority>
      <Sole>24500</Sole>
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      <None>0</None>
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      <None>0</None>
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      <None>948</None>
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      <None>0</None>
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    <nameOfIssuer>General Electric Company</nameOfIssuer>
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      <None>8690</None>
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    <nameOfIssuer>Gen Elec Cap Corp NT</nameOfIssuer>
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    <votingAuthority>
      <Sole>10000</Sole>
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      <None>0</None>
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      <None>0</None>
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      <None>0</None>
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    <votingAuthority>
      <Sole>74279</Sole>
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      <None>922</None>
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    <nameOfIssuer>General Mills Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>370334104</cusip>
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      <None>0</None>
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    <nameOfIssuer>Genuine Parts Company</nameOfIssuer>
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    <cusip>372460105</cusip>
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    <votingAuthority>
      <Sole>163045</Sole>
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      <None>1164</None>
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    <nameOfIssuer>Genuine Parts Company</nameOfIssuer>
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    <cusip>372460105</cusip>
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      <Sole>6332</Sole>
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      <None>0</None>
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    <nameOfIssuer>Google Inc Class A</nameOfIssuer>
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    <cusip>38259P508</cusip>
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    <nameOfIssuer>Gorman-Rupp Company</nameOfIssuer>
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      <Sole>49665</Sole>
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    <nameOfIssuer>Grainger W W Inc</nameOfIssuer>
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    <nameOfIssuer>Grainger W W Inc</nameOfIssuer>
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    <nameOfIssuer>Byrne Warehousing Inc</nameOfIssuer>
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    <nameOfIssuer>Guggenheim Build</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>401664107</cusip>
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    <nameOfIssuer>Guggenheim Build</nameOfIssuer>
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    <nameOfIssuer>HSBC Holdings PLC</nameOfIssuer>
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      <Sole>4615</Sole>
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    <nameOfIssuer>Halliburton Company</nameOfIssuer>
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    <votingAuthority>
      <Sole>77044</Sole>
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      <None>1169</None>
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    <nameOfIssuer>Halliburton Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>406216101</cusip>
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      <Sole>225</Sole>
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      <None>0</None>
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    <nameOfIssuer>Luikart Heating &amp; Cooling</nameOfIssuer>
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    <cusip>410741070</cusip>
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      <None>0</None>
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    <nameOfIssuer>Harley-Davidson Inc</nameOfIssuer>
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    <cusip>412822108</cusip>
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    <votingAuthority>
      <Sole>36417</Sole>
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      <None>0</None>
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    <nameOfIssuer>Harley-Davidson Inc</nameOfIssuer>
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      <Sole>640</Sole>
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      <None>0</None>
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    <nameOfIssuer>Harsco Corporation</nameOfIssuer>
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    <cusip>415864107</cusip>
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    <votingAuthority>
      <Sole>8528</Sole>
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      <None>0</None>
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    <nameOfIssuer>Harsco Corporation</nameOfIssuer>
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    <value>27390</value>
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    <nameOfIssuer>Capital Resin</nameOfIssuer>
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    <votingAuthority>
      <Sole>762</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Hershey Company (The)</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>427866108</cusip>
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    <votingAuthority>
      <Sole>5387</Sole>
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      <None>0</None>
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    <titleOfClass>Equity</titleOfClass>
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    <votingAuthority>
      <Sole>5925</Sole>
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      <None>0</None>
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    <nameOfIssuer>Hess Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>42809H107</cusip>
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      <sshPrnamt>5120</sshPrnamt>
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      <Sole>5120</Sole>
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      <None>0</None>
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    <nameOfIssuer>Hewlett-Packard</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>428236103</cusip>
    <value>739646</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35238</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>35238</Sole>
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      <None>0</None>
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    <nameOfIssuer>Hewlett-Packard</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>428236103</cusip>
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    <votingAuthority>
      <Sole>46453</Sole>
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      <None>355</None>
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    <nameOfIssuer>International Paper</nameOfIssuer>
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    <votingAuthority>
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      <sshPrnamt>4575</sshPrnamt>
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      <None>105</None>
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      <Sole>2125</Sole>
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  <infoTable>
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      <None>0</None>
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  <infoTable>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>464287796</cusip>
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      <sshPrnamt>10153</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10097</Sole>
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  <infoTable>
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    <votingAuthority>
      <Sole>3833</Sole>
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      <None>0</None>
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  <infoTable>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>464288125</cusip>
    <value>238105</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2500</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>J P Morgan Chase &amp;</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>46625H100</cusip>
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    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>667130</Sole>
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      <None>2108</None>
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  <infoTable>
    <nameOfIssuer>J P Morgan Chase &amp;</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>46625H100</cusip>
    <value>1743607</value>
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    <nameOfIssuer>Kroger Co</nameOfIssuer>
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    <nameOfIssuer>Mechanics Financial</nameOfIssuer>
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      <None>0</None>
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      <None>0</None>
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      <None>0</None>
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    <nameOfIssuer>Mondelez International</nameOfIssuer>
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      <None>0</None>
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      <None>980</None>
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    <nameOfIssuer>Nike Inc Class B</nameOfIssuer>
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      <None>400</None>
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      <Sole>155742</Sole>
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      <None>475</None>
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    <nameOfIssuer>Norfolk Southern</nameOfIssuer>
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    <nameOfIssuer>Northrop Grumman</nameOfIssuer>
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      <sshPrnamt>2539</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2539</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Northrop Grumman</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>666807102</cusip>
    <value>165181</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1734</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1734</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Novartis AG Sponsored</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>66987V109</cusip>
    <value>10493775</value>
    <shrsOrPrnAmt>
      <sshPrnamt>136798</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>135666</Sole>
      <Shared>0</Shared>
      <None>1132</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Novartis AG Sponsored</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>66987V109</cusip>
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      <sshPrnamt>4505</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>4415</Sole>
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      <None>90</None>
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    <nameOfIssuer>Nucor Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>670346105</cusip>
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      <sshPrnamt>116256</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>115856</Sole>
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      <None>400</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Nucor Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>670346105</cusip>
    <value>270639</value>
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      <sshPrnamt>5521</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>5521</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Nuveen Quality</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>67072C105</cusip>
    <value>211058</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25865</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>25865</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Nuveen Quality</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>67072C105</cusip>
    <value>22440</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>2750</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Nuveen Build America</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>67074C103</cusip>
    <value>1293812</value>
    <shrsOrPrnAmt>
      <sshPrnamt>71600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>68100</Sole>
      <Shared>0</Shared>
      <None>3500</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Nuveen Build America</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>67074C103</cusip>
    <value>33881</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1875</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1150</Sole>
      <Shared>0</Shared>
      <None>725</None>
    </votingAuthority>
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    <nameOfIssuer>St Mary's Foundry Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>67856785D</cusip>
    <value>5229216</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4824</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>4824</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Oracle Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>68389X105</cusip>
    <value>737668</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22239</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>22239</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Oracle Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>68389X105</cusip>
    <value>378138</value>
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      <sshPrnamt>11400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>11400</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>PG&amp;E Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>69331C108</cusip>
    <value>1725474</value>
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      <sshPrnamt>42167</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>41762</Sole>
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      <None>405</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PG&amp;E Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>69331C108</cusip>
    <value>14322</value>
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      <sshPrnamt>350</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>350</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PNC Financial Services</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>693475105</cusip>
    <value>1850011</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25535</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>25210</Sole>
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      <None>325</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PNC Financial Services</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>693475105</cusip>
    <value>115558</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1595</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1595</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>PNC Financial Svcs</nameOfIssuer>
    <titleOfClass>Preferre</titleOfClass>
    <cusip>693475857</cusip>
    <value>105074</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4163</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4163</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PNC Financial Svcs</nameOfIssuer>
    <titleOfClass>Preferre</titleOfClass>
    <cusip>693475857</cusip>
    <value>97855</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3877</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>3877</None>
    </votingAuthority>
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    <nameOfIssuer>PPG Industries Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>693506107</cusip>
    <value>334788</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2004</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2004</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PPG Industries Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>693506107</cusip>
    <value>83530</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>500</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Pall Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>696429307</cusip>
    <value>1625005</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21093</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>21093</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Pall Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>696429307</cusip>
    <value>53928</value>
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      <sshPrnamt>700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>700</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Park National Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>700658107</cusip>
    <value>144857290</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1831782</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1404664</Sole>
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      <None>427118</None>
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  <infoTable>
    <nameOfIssuer>Park National Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>700658107</cusip>
    <value>83134530</value>
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      <sshPrnamt>1051271</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1020488</Sole>
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      <None>30783</None>
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    <nameOfIssuer>Paychex Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>704326107</cusip>
    <value>213888</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5263</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5263</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Paychex Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>704326107</cusip>
    <value>46736</value>
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      <sshPrnamt>1150</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1050</Sole>
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      <None>100</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PepsiCo Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>713448108</cusip>
    <value>22515036</value>
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      <sshPrnamt>283208</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>276777</Sole>
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      <None>6431</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PepsiCo Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>713448108</cusip>
    <value>1253318</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15765</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>15005</Sole>
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      <None>760</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PerkinElmer Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>714046109</cusip>
    <value>342166</value>
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      <sshPrnamt>9064</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9064</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Perpetual Federal</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>714273109</cusip>
    <value>91314</value>
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      <sshPrnamt>4806</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2804</Sole>
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      <None>2002</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Perpetual Federal</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>714273109</cusip>
    <value>1114236</value>
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      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>58644</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Pfizer Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>717081103</cusip>
    <value>11453088</value>
    <shrsOrPrnAmt>
      <sshPrnamt>398715</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>396721</Sole>
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      <None>1994</None>
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  <infoTable>
    <nameOfIssuer>Pfizer Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>717081103</cusip>
    <value>888033</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30915</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>30015</Sole>
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      <None>900</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Philip Morris International</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>718172109</cusip>
    <value>1580614</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18254</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>18120</Sole>
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      <None>134</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Philip Morris International</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>718172109</cusip>
    <value>358483</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4140</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>4140</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Phillips 66</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>718546104</cusip>
    <value>4362635</value>
    <shrsOrPrnAmt>
      <sshPrnamt>75452</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>75202</Sole>
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      <None>250</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Phillips 66</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>718546104</cusip>
    <value>112229</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1941</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1941</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fairfield Homes Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>7265FAIRH</cusip>
    <value>3929800</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2450</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Praxair Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>74005P104</cusip>
    <value>569074</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4734</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4734</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Praxair Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>74005P104</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>2188</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>600</None>
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    <nameOfIssuer>Smucker (J M) Co (New)</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>832696405</cusip>
    <value>80671</value>
    <shrsOrPrnAmt>
      <sshPrnamt>768</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>480</Sole>
      <Shared>0</Shared>
      <None>288</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Snap-on Incorporated</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>833034101</cusip>
    <value>371931</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3738</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3163</Sole>
      <Shared>0</Shared>
      <None>575</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Snap-on Incorporated</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>833034101</cusip>
    <value>19900</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
      <None>100</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sonoco Products</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>835495102</cusip>
    <value>195674</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5025</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5025</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sonoco Products</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>835495102</cusip>
    <value>19470</value>
    <shrsOrPrnAmt>
      <sshPrnamt>500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Southern Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>842587107</cusip>
    <value>933757</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22675</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>22575</Sole>
      <Shared>0</Shared>
      <None>100</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Southern Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>842587107</cusip>
    <value>16472</value>
    <shrsOrPrnAmt>
      <sshPrnamt>400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Spectra Energy</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>847560109</cusip>
    <value>1968328</value>
    <shrsOrPrnAmt>
      <sshPrnamt>57503</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>57378</Sole>
      <Shared>0</Shared>
      <None>125</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Spectra Energy</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>847560109</cusip>
    <value>69042</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2017</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2017</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sprint Corporation New</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>85207U105</cusip>
    <value>264562</value>
    <shrsOrPrnAmt>
      <sshPrnamt>42541</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>42541</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sprint Corporation New</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>85207U105</cusip>
    <value>166234</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26730</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>26730</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>State Auto Financial</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>855707105</cusip>
    <value>236810</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11309</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11309</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Stryker Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>863667101</cusip>
    <value>895770</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13253</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13253</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Stryker Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>863667101</cusip>
    <value>351468</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1200</Sole>
      <Shared>0</Shared>
      <None>4000</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SunTrust Banks Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>867914103</cusip>
    <value>720826</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22234</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13707</Sole>
      <Shared>0</Shared>
      <None>8527</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SYSCO Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>871829107</cusip>
    <value>1947901</value>
    <shrsOrPrnAmt>
      <sshPrnamt>61197</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>60747</Sole>
      <Shared>0</Shared>
      <None>450</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SYSCO Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>871829107</cusip>
    <value>105676</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3320</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1050</Sole>
      <Shared>0</Shared>
      <None>2270</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TECO Energy Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>872375100</cusip>
    <value>336440</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20341</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20341</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TECO Energy Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>872375100</cusip>
    <value>99240</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>6000</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TJX Companies Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>872540109</cusip>
    <value>100374</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1780</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1480</Sole>
      <Shared>0</Shared>
      <None>300</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>TJX Companies Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>872540109</cusip>
    <value>106013</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1880</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1880</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Target Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>87612E106</cusip>
    <value>6707535</value>
    <shrsOrPrnAmt>
      <sshPrnamt>104838</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>104188</Sole>
      <Shared>0</Shared>
      <None>650</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Target Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>87612E106</cusip>
    <value>157071</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2455</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2455</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Teva Pharmaceutical</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>881624209</cusip>
    <value>774074</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20489</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20489</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Teva Pharmaceutical</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>881624209</cusip>
    <value>22668</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>600</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Texas Instruments Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>882508104</cusip>
    <value>7778025</value>
    <shrsOrPrnAmt>
      <sshPrnamt>193051</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>192955</Sole>
      <Shared>0</Shared>
      <None>96</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Texas Instruments Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>882508104</cusip>
    <value>133964</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3325</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3325</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>3M Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>88579Y101</cusip>
    <value>22328356</value>
    <shrsOrPrnAmt>
      <sshPrnamt>186989</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>181137</Sole>
      <Shared>0</Shared>
      <None>5852</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>3M Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>88579Y101</cusip>
    <value>1478415</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12381</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>12106</Sole>
      <Shared>0</Shared>
      <None>275</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Time Warner Inc (New)</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>887317303</cusip>
    <value>257185</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3908</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3908</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Tortoise Energy</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>89148K101</cusip>
    <value>383425</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15650</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>15650</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Total S A Sponsored ADR</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>89151E109</cusip>
    <value>203473</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3513</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3513</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Total S A Sponsored ADR</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>89151E109</cusip>
    <value>17376</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>300</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Travelers Companies Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>89417E109</cusip>
    <value>962648</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11356</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11356</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Trimble Navigation Limited</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>896239100</cusip>
    <value>237680</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>8000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Trinity Bank, N.A.</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>89641T104</cusip>
    <value>357500</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>10000</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Trinity Industries Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>896522109</cusip>
    <value>408150</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Twenty-First Century</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>90130A101</cusip>
    <value>290867</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8680</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3305</Sole>
      <Shared>0</Shared>
      <None>5375</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>US Bancorp (DE)</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>902973304</cusip>
    <value>14270699</value>
    <shrsOrPrnAmt>
      <sshPrnamt>390123</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>387894</Sole>
      <Shared>0</Shared>
      <None>2229</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>US Bancorp (DE)</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>902973304</cusip>
    <value>426486</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11659</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>11659</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Union Pacific Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>907818108</cusip>
    <value>6258649</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40290</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>39818</Sole>
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      <None>472</None>
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    <votingAuthority>
      <Sole>1400</Sole>
      <Shared>0</Shared>
      <None>200</None>
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    <nameOfIssuer>United Parcel Service Inc</nameOfIssuer>
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    <votingAuthority>
      <Sole>64056</Sole>
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      <None>525</None>
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  <infoTable>
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    <cusip>911312106</cusip>
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    <votingAuthority>
      <Sole>900</Sole>
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      <None>100</None>
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    <nameOfIssuer>United Technologies</nameOfIssuer>
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    <votingAuthority>
      <Sole>21563</Sole>
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      <None>490</None>
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  <infoTable>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>913017109</cusip>
    <value>40433</value>
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      <None>0</None>
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    <nameOfIssuer>UnitedHealth Group Inc</nameOfIssuer>
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    <votingAuthority>
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      <None>0</None>
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      <None>0</None>
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      <Sole>20403</Sole>
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      <None>0</None>
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      <sshPrnamtType>SH</sshPrnamtType>
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      <None>1200</None>
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    <nameOfIssuer>Vanguard Short-Term</nameOfIssuer>
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    <cusip>921937827</cusip>
    <value>5523107</value>
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    <votingAuthority>
      <Sole>68471</Sole>
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      <None>250</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Short-Term</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>921937827</cusip>
    <value>8037</value>
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      <Sole>100</Sole>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Long Term</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>92206C847</cusip>
    <value>14352</value>
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    <votingAuthority>
      <Sole>215</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Long Term</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>92206C847</cusip>
    <value>233643</value>
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      <Sole>3500</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ventas Inc</nameOfIssuer>
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    <cusip>92276F100</cusip>
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    <votingAuthority>
      <Sole>2522</Sole>
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      <None>803</None>
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    <nameOfIssuer>Ventas Inc</nameOfIssuer>
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    <cusip>92276F100</cusip>
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      <None>398</None>
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    <nameOfIssuer>Vanguard REIT ETF</nameOfIssuer>
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    <cusip>922908553</cusip>
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      <None>58</None>
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    <nameOfIssuer>Vanguard REIT ETF</nameOfIssuer>
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    <cusip>922908553</cusip>
    <value>547176</value>
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      <None>0</None>
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    <nameOfIssuer>Verizon Communications</nameOfIssuer>
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    <cusip>92343V104</cusip>
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      <Sole>271116</Sole>
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      <None>1929</None>
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    <nameOfIssuer>Verizon Communications</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
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    <nameOfIssuer>Viacom Inc Class B</nameOfIssuer>
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      <None>0</None>
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    <nameOfIssuer>Vodafone Group PLC</nameOfIssuer>
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    <cusip>92857W20</cusip>
    <value>265679</value>
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    <votingAuthority>
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      <None>147</None>
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    <nameOfIssuer>Vodafone Group PLC</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>92857W20</cusip>
    <value>210060</value>
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      <None>1596</None>
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    <nameOfIssuer>Volkswagen AG</nameOfIssuer>
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    <cusip>928662303</cusip>
    <value>234384</value>
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      <None>164</None>
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    <nameOfIssuer>Wal-Mart Stores Inc</nameOfIssuer>
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    <cusip>931142103</cusip>
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    <votingAuthority>
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      <None>5087</None>
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    <cusip>931142103</cusip>
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    <nameOfIssuer>Wal-Mart de Mexico SAB</nameOfIssuer>
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    <cusip>93114W10</cusip>
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    <cusip>931422109</cusip>
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      <Sole>155412</Sole>
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      <None>7350</None>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>931422109</cusip>
    <value>118737</value>
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      <None>0</None>
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    <nameOfIssuer>Waste Management Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>94106L109</cusip>
    <value>4614385</value>
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    <votingAuthority>
      <Sole>111366</Sole>
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      <None>525</None>
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    <nameOfIssuer>Waste Management Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>94106L109</cusip>
    <value>283360</value>
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      <None>200</None>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>Wells Fargo &amp; Co 8.00%</nameOfIssuer>
    <titleOfClass>Preferre</titleOfClass>
    <cusip>949746879</cusip>
    <value>262805</value>
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      <None>1740</None>
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    <cusip>949746879</cusip>
    <value>46324</value>
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      <None>1634</None>
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    <nameOfIssuer>Wendy's Company Class</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>95058W10</cusip>
    <value>60471</value>
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      <sshPrnamt>7131</sshPrnamt>
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    <votingAuthority>
      <Sole>7131</Sole>
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      <None>0</None>
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    <nameOfIssuer>Wendy's Company Class</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>95058W10</cusip>
    <value>41662</value>
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      <Sole>4913</Sole>
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      <None>0</None>
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    <nameOfIssuer>WesBanco Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>950810101</cusip>
    <value>178112</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4991</Sole>
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      <None>1000</None>
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  <infoTable>
    <nameOfIssuer>WesBanco Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>950810101</cusip>
    <value>87317</value>
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      <sshPrnamt>2937</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2937</Sole>
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      <None>0</None>
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    <nameOfIssuer>Western Union Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>959802109</cusip>
    <value>206118</value>
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    <votingAuthority>
      <Sole>1336</Sole>
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      <None>9710</None>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>976657106</cusip>
    <value>278460</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6896</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6896</Sole>
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