<SEC-DOCUMENT>0001144204-15-057686.txt : 20151001
<SEC-HEADER>0001144204-15-057686.hdr.sgml : 20151001
<ACCEPTANCE-DATETIME>20151001161829
ACCESSION NUMBER:		0001144204-15-057686
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20150930
FILED AS OF DATE:		20151001
DATE AS OF CHANGE:		20151001
EFFECTIVENESS DATE:		20151001

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PARK NATIONAL CORP /OH/
		CENTRAL INDEX KEY:			0000805676
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				311179518
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-10278
		FILM NUMBER:		151137233

	BUSINESS ADDRESS:	
		STREET 1:		50 NORTH THIRD ST
		CITY:			NEWARK
		STATE:			OH
		ZIP:			43055
		BUSINESS PHONE:		6143498451

	MAIL ADDRESS:	
		STREET 1:		P O BOX 3500
		CITY:			NEWARK
		STATE:			OH
		ZIP:			43058-3500
</SEC-HEADER>
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<TYPE>13F-HR
<SEQUENCE>1
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      <periodOfReport>09-30-2015</periodOfReport>
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        <name>PARK NATIONAL CORP /OH/</name>
        <address>
          <ns1:street1>P O Box 3500</ns1:street1>
          <ns1:city>Newark</ns1:city>
          <ns1:stateOrCountry>OH</ns1:stateOrCountry>
          <ns1:zipCode>43058-3500</ns1:zipCode>
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      <provideInfoForInstruction5>N</provideInfoForInstruction5>
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    <signatureBlock>
      <name>J. Bradley Zellar</name>
      <title>Vice President and Trust Officer</title>
      <phone>740-349-3904</phone>
      <signature>/s/ J. Bradley Zellar</signature>
      <city>Newark</city>
      <stateOrCountry>OH</stateOrCountry>
      <signatureDate>10-01-2015</signatureDate>
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      <None>0</None>
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    <votingAuthority>
      <Sole>1609</Sole>
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      <None>0</None>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>15581</Sole>
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      <None>620</None>
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  <infoTable>
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    <value>10</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>250</Sole>
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      <None>0</None>
    </votingAuthority>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>195177</Sole>
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      <None>941</None>
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    <value>1758</value>
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    <votingAuthority>
      <Sole>14538</Sole>
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      <None>1400</None>
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    <votingAuthority>
      <Sole>4100</Sole>
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      <None>0</None>
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    <value>113</value>
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      <Sole>7700</Sole>
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      <None>0</None>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>19020</Sole>
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      <None>0</None>
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    <value>7</value>
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    <votingAuthority>
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      <None>0</None>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1325</Sole>
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      <None>0</None>
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    <cusip>052800109</cusip>
    <value>185</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1700</Sole>
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      <None>0</None>
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    <nameOfIssuer>Automatic Data</nameOfIssuer>
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      <sshPrnamt>347899</sshPrnamt>
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    <votingAuthority>
      <Sole>339818</Sole>
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      <None>8081</None>
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    <nameOfIssuer>Automatic Data</nameOfIssuer>
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    <votingAuthority>
      <Sole>12436</Sole>
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      <None>140</None>
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    <titleOfClass>Preferre</titleOfClass>
    <cusip>05382A203</cusip>
    <value>334</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8900</Sole>
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      <None>3633</None>
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  <infoTable>
    <nameOfIssuer>Aviva PLC 8.25% Cap</nameOfIssuer>
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    <cusip>05382A203</cusip>
    <value>112</value>
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      <sshPrnamt>4191</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2000</Sole>
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      <None>2191</None>
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    <nameOfIssuer>BP PLC Sponsored ADR</nameOfIssuer>
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    <cusip>055622104</cusip>
    <value>341</value>
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      <sshPrnamt>11164</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11106</Sole>
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      <None>58</None>
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  <infoTable>
    <nameOfIssuer>BP PLC Sponsored ADR</nameOfIssuer>
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      <None>2400</None>
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    <nameOfIssuer>Baker Hughes Inc</nameOfIssuer>
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    <cusip>057224107</cusip>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>35679</Sole>
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      <None>0</None>
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    <votingAuthority>
      <Sole>14405</Sole>
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      <None>0</None>
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    <nameOfIssuer>Bank Of America Corp</nameOfIssuer>
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    <nameOfIssuer>Bank of New York</nameOfIssuer>
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      <Sole>549236</Sole>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8572</Sole>
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      <None>0</None>
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      <None>0</None>
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    <votingAuthority>
      <Sole>8837</Sole>
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  <infoTable>
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      <Sole>11851</Sole>
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      <None>336</None>
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    <value>53</value>
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    <nameOfIssuer>Bemis Company Inc</nameOfIssuer>
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      <Sole>44971</Sole>
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      <None>200</None>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>725</Sole>
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      <None>0</None>
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    <nameOfIssuer>Berkshire Hathaway Inc</nameOfIssuer>
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      <Sole>39</Sole>
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      <None>9</None>
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  <infoTable>
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    <votingAuthority>
      <Sole>12388</Sole>
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      <None>921</None>
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    <value>230</value>
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      <None>100</None>
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    <nameOfIssuer>H &amp; R Block Inc</nameOfIssuer>
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    <value>278</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7675</Sole>
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      <None>0</None>
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  <infoTable>
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    <cusip>096761101</cusip>
    <value>852</value>
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      <sshPrnamt>19643</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>19643</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Boeing Company (The)</nameOfIssuer>
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    <value>1649</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12396</Sole>
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      <None>200</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Boeing Company (The)</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>097023105</cusip>
    <value>340</value>
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      <sshPrnamt>2598</sshPrnamt>
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    <votingAuthority>
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    <nameOfIssuer>Nichols Trucking</nameOfIssuer>
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      <Sole>56979</Sole>
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      <None>0</None>
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      <None>91994</None>
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    <votingAuthority>
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      <None>2332</None>
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      <None>46</None>
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    <votingAuthority>
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      <None>0</None>
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      <None>0</None>
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    <cusip>12572Q105</cusip>
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    <votingAuthority>
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      <None>0</None>
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      <None>488</None>
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      <Sole>9475</Sole>
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      <None>300</None>
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      <None>4040</None>
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    <nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
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      <None>648</None>
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  <infoTable>
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  <infoTable>
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      <Sole>3664</Sole>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>71772</Sole>
      <Shared>0</Shared>
      <None>500</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Disney (Walt) Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>254687106</cusip>
    <value>510</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4992</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>4992</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Discover Financial</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>254709108</cusip>
    <value>406</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7530</Sole>
      <Shared>0</Shared>
      <None>270</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Discover Financial</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>254709108</cusip>
    <value>23</value>
    <shrsOrPrnAmt>
      <sshPrnamt>450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>450</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Dominion Resources Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>25746U109</cusip>
    <value>2128</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30229</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>29517</Sole>
      <Shared>0</Shared>
      <None>712</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Dominion Resources Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>25746U109</cusip>
    <value>58</value>
    <shrsOrPrnAmt>
      <sshPrnamt>830</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>830</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Dow Chemical Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>260543103</cusip>
    <value>2295</value>
    <shrsOrPrnAmt>
      <sshPrnamt>54133</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>53733</Sole>
      <Shared>0</Shared>
      <None>400</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Dow Chemical Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>260543103</cusip>
    <value>80</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1885</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1885</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Du Pont E I de Nemours</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>263534109</cusip>
    <value>7827</value>
    <shrsOrPrnAmt>
      <sshPrnamt>162379</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>160652</Sole>
      <Shared>0</Shared>
      <None>1727</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Du Pont E I de Nemours</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>263534109</cusip>
    <value>506</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10489</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>5739</Sole>
      <Shared>0</Shared>
      <None>4750</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Duke Energy Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>26441C204</cusip>
    <value>8052</value>
    <shrsOrPrnAmt>
      <sshPrnamt>111929</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>107490</Sole>
      <Shared>0</Shared>
      <None>4439</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Duke Energy Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>26441C204</cusip>
    <value>626</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8706</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>6473</Sole>
      <Shared>0</Shared>
      <None>2233</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>EAU Technologies Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>26824Y104</cusip>
    <value>1</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>EMC Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>268648102</cusip>
    <value>7420</value>
    <shrsOrPrnAmt>
      <sshPrnamt>307122</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>305922</Sole>
      <Shared>0</Shared>
      <None>1200</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>EMC Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>268648102</cusip>
    <value>41</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1700</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Emerson Electric</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>291011104</cusip>
    <value>16031</value>
    <shrsOrPrnAmt>
      <sshPrnamt>362947</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>356824</Sole>
      <Shared>0</Shared>
      <None>6123</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Emerson Electric</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>291011104</cusip>
    <value>791</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17914</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>15789</Sole>
      <Shared>0</Shared>
      <None>2125</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Equifax Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>294429105</cusip>
    <value>264</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2714</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1900</Sole>
      <Shared>0</Shared>
      <None>814</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Delhaize Group</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>29759W10</cusip>
    <value>219</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9900</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Exelon Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>30161N101</cusip>
    <value>282</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9510</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9510</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Exelon Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>30161N101</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Expeditors International</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>302130109</cusip>
    <value>114</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2428</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2428</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Expeditors International</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>302130109</cusip>
    <value>94</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Express Scripts Holding</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>30219G108</cusip>
    <value>334</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4130</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4130</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Express Scripts Holding</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>30219G108</cusip>
    <value>39</value>
    <shrsOrPrnAmt>
      <sshPrnamt>487</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>487</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Exxon Mobil Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>30231G102</cusip>
    <value>33225</value>
    <shrsOrPrnAmt>
      <sshPrnamt>446879</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>440343</Sole>
      <Shared>0</Shared>
      <None>6536</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Exxon Mobil Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>30231G102</cusip>
    <value>3847</value>
    <shrsOrPrnAmt>
      <sshPrnamt>51739</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>48369</Sole>
      <Shared>0</Shared>
      <None>3370</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Facebook Inc Class A</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>30303M102</cusip>
    <value>176</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1959</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1959</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Facebook Inc Class A</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>30303M102</cusip>
    <value>118</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1311</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1200</Sole>
      <Shared>0</Shared>
      <None>111</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Federated Investors Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>314211103</cusip>
    <value>283</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9779</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6405</Sole>
      <Shared>0</Shared>
      <None>3374</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FedEx Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>31428X106</cusip>
    <value>188</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1308</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1308</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FedEx Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>31428X106</cusip>
    <value>14</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>316773100</cusip>
    <value>1528</value>
    <shrsOrPrnAmt>
      <sshPrnamt>80828</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>80828</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>316773100</cusip>
    <value>186</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9818</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>9818</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Defiance Financial</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>32006W10</cusip>
    <value>469</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12822</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12822</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Financial Bancorp</nameOfIssuer>
    <titleOfClass>Conv</titleOfClass>
    <cusip>320209109</cusip>
    <value>218</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11422</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11422</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Value Line</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>33734H106</cusip>
    <value>1752</value>
    <shrsOrPrnAmt>
      <sshPrnamt>76895</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>73245</Sole>
      <Shared>0</Shared>
      <None>3650</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Value Line</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>33734H106</cusip>
    <value>60</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2630</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2185</Sole>
      <Shared>0</Shared>
      <None>445</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Large Cap</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>33734K109</cusip>
    <value>530</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12680</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12580</Sole>
      <Shared>0</Shared>
      <None>100</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Large Cap</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>33734K109</cusip>
    <value>23</value>
    <shrsOrPrnAmt>
      <sshPrnamt>550</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>550</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Small Cap</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>33734Y109</cusip>
    <value>1073</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24530</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>23905</Sole>
      <Shared>0</Shared>
      <None>625</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Mid Cap Core</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>33735B108</cusip>
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    <votingAuthority>
      <Sole>22030</Sole>
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      <None>575</None>
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    <nameOfIssuer>First Trust NASDAQ</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>33738R118</cusip>
    <value>848</value>
    <shrsOrPrnAmt>
      <sshPrnamt>35025</sshPrnamt>
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    <votingAuthority>
      <Sole>34325</Sole>
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      <None>700</None>
    </votingAuthority>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>33738R118</cusip>
    <value>48</value>
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    <votingAuthority>
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      <None>0</None>
    </votingAuthority>
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    <votingAuthority>
      <Sole>1298</Sole>
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      <None>0</None>
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      <None>0</None>
    </votingAuthority>
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    <votingAuthority>
      <Sole>5335</Sole>
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      <None>0</None>
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    <value>177</value>
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    <votingAuthority>
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      <None>10000</None>
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    <votingAuthority>
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      <None>0</None>
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    <value>16</value>
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    <votingAuthority>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>FlexShares Morningstar</nameOfIssuer>
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    <cusip>33939L407</cusip>
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      <sshPrnamt>17804</sshPrnamt>
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    <votingAuthority>
      <Sole>17610</Sole>
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      <None>194</None>
    </votingAuthority>
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    <nameOfIssuer>FlexShares iBoxx 3-</nameOfIssuer>
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    <cusip>33939L506</cusip>
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      <sshPrnamt>9790</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9676</Sole>
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      <None>114</None>
    </votingAuthority>
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    <nameOfIssuer>Ford Motor Company</nameOfIssuer>
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    <cusip>345370860</cusip>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1115195</Sole>
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      <None>5686</None>
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  <infoTable>
    <nameOfIssuer>Ford Motor Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>345370860</cusip>
    <value>437</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>29394</Sole>
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      <None>2805</None>
    </votingAuthority>
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    <nameOfIssuer>Freeport-McMoran Inc</nameOfIssuer>
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    <cusip>35671D857</cusip>
    <value>950</value>
    <shrsOrPrnAmt>
      <sshPrnamt>98062</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>97476</Sole>
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      <None>586</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Freeport-McMoran Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>35671D857</cusip>
    <value>39</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3815</Sole>
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      <None>200</None>
    </votingAuthority>
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    <nameOfIssuer>Insignia Bank</nameOfIssuer>
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    <cusip>362736270</cusip>
    <value>88</value>
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      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>10000</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Gallagher (Arthur J) &amp; Co</nameOfIssuer>
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    <cusip>363576109</cusip>
    <value>215</value>
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      <sshPrnamt>5210</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5210</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>General Dynamics</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>369550108</cusip>
    <value>3715</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>26848</Sole>
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      <None>80</None>
    </votingAuthority>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>369550108</cusip>
    <value>22</value>
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    <votingAuthority>
      <Sole>160</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>General Electric Company</nameOfIssuer>
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    <cusip>369604103</cusip>
    <value>23065</value>
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    <votingAuthority>
      <Sole>911428</Sole>
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      <None>3141</None>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>369604103</cusip>
    <value>1733</value>
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    <votingAuthority>
      <Sole>60793</Sole>
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      <None>7940</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>General Mills Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>370334104</cusip>
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    <votingAuthority>
      <Sole>166642</Sole>
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      <None>1173</None>
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  <infoTable>
    <nameOfIssuer>General Mills Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>370334104</cusip>
    <value>160</value>
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    <votingAuthority>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Genuine Parts Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>372460105</cusip>
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    <votingAuthority>
      <Sole>231766</Sole>
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      <None>1349</None>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>372460105</cusip>
    <value>578</value>
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    <votingAuthority>
      <Sole>6975</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
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    <cusip>375558103</cusip>
    <value>197</value>
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    <votingAuthority>
      <Sole>1882</Sole>
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      <None>122</None>
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    <nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Google Inc Class A</nameOfIssuer>
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    <cusip>38259P508</cusip>
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    <votingAuthority>
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      <None>0</None>
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    <cusip>38259P508</cusip>
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      <None>0</None>
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    <nameOfIssuer>Google Inc Class C</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>38259P706</cusip>
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      <sshPrnamt>421</sshPrnamt>
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    <votingAuthority>
      <Sole>421</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Google Inc Class C</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>38259P706</cusip>
    <value>63</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>104</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Gorman-Rupp Company</nameOfIssuer>
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    <cusip>383082104</cusip>
    <value>2233</value>
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    <votingAuthority>
      <Sole>93158</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Gorman-Rupp Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>383082104</cusip>
    <value>479</value>
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      <Sole>19990</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Graco Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>384109104</cusip>
    <value>212</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3166</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2200</Sole>
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      <None>966</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Grainger W W Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>384802104</cusip>
    <value>315</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1467</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1382</Sole>
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      <None>85</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Byrne Warehousing Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>394939500</cusip>
    <value>1034</value>
    <shrsOrPrnAmt>
      <sshPrnamt>77</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>77</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Halliburton Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>406216101</cusip>
    <value>4294</value>
    <shrsOrPrnAmt>
      <sshPrnamt>121483</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>119989</Sole>
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      <None>1494</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Halliburton Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>406216101</cusip>
    <value>32</value>
    <shrsOrPrnAmt>
      <sshPrnamt>900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>900</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Hanesbrands Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>410345102</cusip>
    <value>734</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25377</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>23458</Sole>
      <Shared>0</Shared>
      <None>1919</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Luikart Heating &amp; Cooling</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>410741070</cusip>
    <value>893</value>
    <shrsOrPrnAmt>
      <sshPrnamt>150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>150</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Harley-Davidson Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>412822108</cusip>
    <value>1985</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36162</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>36162</Sole>
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      <None>0</None>
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      <None>204</None>
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    <nameOfIssuer>International Paper</nameOfIssuer>
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      <Sole>17692</Sole>
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      <Sole>3965</Sole>
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      <None>0</None>
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    <votingAuthority>
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      <None>412</None>
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    <votingAuthority>
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      <None>0</None>
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      <None>0</None>
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      <None>1693</None>
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      <None>2600</None>
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    <votingAuthority>
      <Sole>347544</Sole>
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      <None>11700</None>
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    <votingAuthority>
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      <None>5450</None>
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    <votingAuthority>
      <Sole>421234</Sole>
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      <None>1222</None>
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  <infoTable>
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    <votingAuthority>
      <Sole>20533</Sole>
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      <None>650</None>
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    <votingAuthority>
      <Sole>2883</Sole>
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      <None>100</None>
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    <votingAuthority>
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      <None>370</None>
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    <votingAuthority>
      <Sole>58132</Sole>
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      <None>3438</None>
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    <cusip>494368103</cusip>
    <value>1990</value>
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    <votingAuthority>
      <Sole>18097</Sole>
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      <None>150</None>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>855</Sole>
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      <None>100</None>
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    <nameOfIssuer>Kinder Morgan Inc</nameOfIssuer>
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    <cusip>49456B101</cusip>
    <value>265</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8019</Sole>
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      <None>1565</None>
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    <cusip>49456B101</cusip>
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    <votingAuthority>
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      <None>100</None>
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    <nameOfIssuer>Kraft Heinz Company</nameOfIssuer>
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    <votingAuthority>
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      <None>0</None>
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    <titleOfClass>Equity</titleOfClass>
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      <None>0</None>
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    <nameOfIssuer>Kroger Co</nameOfIssuer>
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      <None>17989</None>
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    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>Lancaster Colony</nameOfIssuer>
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    <votingAuthority>
      <Sole>13700</Sole>
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      <None>0</None>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6425</Sole>
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      <None>143</None>
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    <votingAuthority>
      <Sole>12335</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Leggett &amp; Platt Inc</nameOfIssuer>
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    <cusip>524660107</cusip>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>100</None>
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    <nameOfIssuer>Lilly (Eli) &amp; Company</nameOfIssuer>
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    <votingAuthority>
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      <None>325</None>
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      <None>0</None>
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      <None>0</None>
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    <nameOfIssuer>Lockheed Martin</nameOfIssuer>
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    <votingAuthority>
      <Sole>1449</Sole>
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      <None>108</None>
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  <infoTable>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>539830109</cusip>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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    <value>891</value>
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    <votingAuthority>
      <Sole>12934</Sole>
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      <None>0</None>
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    <nameOfIssuer>MSCI Inc Class A</nameOfIssuer>
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    <value>214</value>
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    <votingAuthority>
      <Sole>3600</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Magna International Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>559222401</cusip>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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      <None>140</None>
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  <infoTable>
    <nameOfIssuer>Magna International Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>559222401</cusip>
    <value>365</value>
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      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>7600</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Mechanics Financial</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>563000991</cusip>
    <value>2168</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2412</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2412</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Manulife Financial</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>56501R106</cusip>
    <value>144</value>
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      <sshPrnamt>9280</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9280</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Manulife Financial</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>56501R106</cusip>
    <value>40</value>
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      <sshPrnamt>2610</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>2610</Sole>
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      <None>0</None>
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    <votingAuthority>
      <Sole>12146</Sole>
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      <None>300</None>
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      <None>0</None>
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    <votingAuthority>
      <Sole>10194</Sole>
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      <None>707</None>
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      <None>0</None>
    </votingAuthority>
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      <None>100</None>
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    <votingAuthority>
      <Sole>935</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>McDonald's Corporation</nameOfIssuer>
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    <votingAuthority>
      <Sole>123675</Sole>
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      <None>5400</None>
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    <votingAuthority>
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      <None>75</None>
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    <votingAuthority>
      <Sole>11777</Sole>
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      <None>300</None>
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    <cusip>58155Q103</cusip>
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    <votingAuthority>
      <Sole>1328</Sole>
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      <None>350</None>
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    <nameOfIssuer>Mercantile Bank</nameOfIssuer>
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    <votingAuthority>
      <Sole>16697</Sole>
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      <None>0</None>
    </votingAuthority>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>376026</Sole>
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      <None>2663</None>
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    <cusip>58933Y105</cusip>
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    <votingAuthority>
      <Sole>13260</Sole>
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      <None>3660</None>
    </votingAuthority>
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    <cusip>589584101</cusip>
    <value>198</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11575</Sole>
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      <None>0</None>
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    <cusip>589584101</cusip>
    <value>48</value>
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    <votingAuthority>
      <Sole>2800</Sole>
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      <None>0</None>
    </votingAuthority>
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    <value>166</value>
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    <votingAuthority>
      <Sole>3521</Sole>
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      <None>0</None>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>59156R108</cusip>
    <value>144</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Microsoft Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>594918104</cusip>
    <value>31173</value>
    <shrsOrPrnAmt>
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    <votingAuthority>
      <Sole>701282</Sole>
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      <None>3030</None>
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  <infoTable>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>594918104</cusip>
    <value>1087</value>
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    <votingAuthority>
      <Sole>21283</Sole>
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      <None>3275</None>
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  <infoTable>
    <nameOfIssuer>Mondelez International</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>609207105</cusip>
    <value>734</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17532</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Mondelez International</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
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    <value>84</value>
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      <None>0</None>
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    <nameOfIssuer>Monsanto Company</nameOfIssuer>
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    <cusip>61166W10</cusip>
    <value>224</value>
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    <votingAuthority>
      <Sole>2555</Sole>
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      <None>65</None>
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    <cusip>615369105</cusip>
    <value>309</value>
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    <votingAuthority>
      <Sole>3000</Sole>
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      <None>144</None>
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      <None>0</None>
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    <nameOfIssuer>Morgan Stanley</nameOfIssuer>
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    <value>511</value>
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      <None>0</None>
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    <value>22</value>
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      <None>0</None>
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    <nameOfIssuer>Ruch Corp</nameOfIssuer>
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    <nameOfIssuer>National Oilwell Varco Inc</nameOfIssuer>
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    <cusip>637071101</cusip>
    <value>454</value>
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    <votingAuthority>
      <Sole>11917</Sole>
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      <None>140</None>
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    <nameOfIssuer>Jeld-Wen</nameOfIssuer>
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    <cusip>639323620</cusip>
    <value>626</value>
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    <votingAuthority>
      <Sole>3485</Sole>
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      <None>0</None>
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    <nameOfIssuer>Navigant Consulting Inc</nameOfIssuer>
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    <cusip>63935N107</cusip>
    <value>159</value>
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      <None>0</None>
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    <nameOfIssuer>Navient Corporation</nameOfIssuer>
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    <cusip>63938C108</cusip>
    <value>191</value>
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    <votingAuthority>
      <Sole>17000</Sole>
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      <None>0</None>
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    <cusip>63938C108</cusip>
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      <None>0</None>
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    <nameOfIssuer>Nestle S A Sponsored</nameOfIssuer>
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    <cusip>641069406</cusip>
    <value>298</value>
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    <votingAuthority>
      <Sole>2722</Sole>
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      <None>1256</None>
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      <Sole>7500</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>NextEra Energy Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>65339F101</cusip>
    <value>3724</value>
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    <votingAuthority>
      <Sole>37927</Sole>
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      <None>250</None>
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    <cusip>65339F101</cusip>
    <value>41</value>
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      <None>300</None>
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  <infoTable>
    <nameOfIssuer>Nike Inc Class B</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>654106103</cusip>
    <value>14487</value>
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    <votingAuthority>
      <Sole>117263</Sole>
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      <None>550</None>
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    <cusip>654106103</cusip>
    <value>172</value>
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      <Sole>1400</Sole>
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      <None>0</None>
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    <nameOfIssuer>NiSource Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>65473P105</cusip>
    <value>2253</value>
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      <sshPrnamt>121439</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>121139</Sole>
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      <None>300</None>
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  <infoTable>
    <nameOfIssuer>NiSource Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>65473P105</cusip>
    <value>42</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2265</sshPrnamt>
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      <Sole>2265</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Norfolk Southern</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>655844108</cusip>
    <value>805</value>
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      <Sole>10537</Sole>
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      <None>0</None>
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    <cusip>655844108</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>7442</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>4442</Sole>
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      <None>3000</None>
    </votingAuthority>
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    <nameOfIssuer>Northrop Grumman</nameOfIssuer>
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    <cusip>666807102</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>1687</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1687</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Northrop Grumman</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>666807102</cusip>
    <value>288</value>
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      <sshPrnamt>1734</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1734</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Novartis AG Sponsored</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>66987V109</cusip>
    <value>22060</value>
    <shrsOrPrnAmt>
      <sshPrnamt>239988</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>238747</Sole>
      <Shared>0</Shared>
      <None>1241</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Novartis AG Sponsored</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>66987V109</cusip>
    <value>505</value>
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      <sshPrnamt>5489</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>4874</Sole>
      <Shared>0</Shared>
      <None>615</None>
    </votingAuthority>
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    <nameOfIssuer>Nucor Corporation</nameOfIssuer>
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    <cusip>670346105</cusip>
    <value>2463</value>
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      <sshPrnamt>65589</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>65339</Sole>
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      <None>250</None>
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    <nameOfIssuer>Nucor Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>670346105</cusip>
    <value>100</value>
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      <sshPrnamt>2674</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2674</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Oracle Corporation</nameOfIssuer>
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      <sshPrnamt>22092</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>22092</Sole>
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      <None>0</None>
    </votingAuthority>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>68389X105</cusip>
    <value>537</value>
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      <sshPrnamt>14875</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>14875</Sole>
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      <None>0</None>
    </votingAuthority>
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    <value>1280</value>
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      <sshPrnamt>24248</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>24043</Sole>
      <Shared>0</Shared>
      <None>205</None>
    </votingAuthority>
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    <nameOfIssuer>PG&amp;E Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>69331C108</cusip>
    <value>8</value>
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      <sshPrnamt>150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>150</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>PNC Financial Services</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>693475105</cusip>
    <value>2195</value>
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      <sshPrnamt>24606</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>24431</Sole>
      <Shared>0</Shared>
      <None>175</None>
    </votingAuthority>
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    <nameOfIssuer>PNC Financial Services</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>693475105</cusip>
    <value>142</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1595</Sole>
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      <None>0</None>
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    <nameOfIssuer>PNC Financial Svcs</nameOfIssuer>
    <titleOfClass>Preferre</titleOfClass>
    <cusip>693475857</cusip>
    <value>122</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4445</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>4445</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PNC Financial Svcs</nameOfIssuer>
    <titleOfClass>Preferre</titleOfClass>
    <cusip>693475857</cusip>
    <value>108</value>
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      <sshPrnamt>3938</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
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      <None>3938</None>
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    <nameOfIssuer>PPG Industries Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>693506107</cusip>
    <value>171</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1950</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1950</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>PPG Industries Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>693506107</cusip>
    <value>193</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2198</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2198</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Park National Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>700658107</cusip>
    <value>163837</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1815971</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1407400</Sole>
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      <None>408571</None>
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  <infoTable>
    <nameOfIssuer>Park National Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>700658107</cusip>
    <value>15809</value>
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      <sshPrnamt>175231</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>144868</Sole>
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      <None>30363</None>
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    <nameOfIssuer>Paychex Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>704326107</cusip>
    <value>322</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6761</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6761</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Paychex Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>704326107</cusip>
    <value>46</value>
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    <votingAuthority>
      <Sole>860</Sole>
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      <None>100</None>
    </votingAuthority>
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    <nameOfIssuer>PepsiCo Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>713448108</cusip>
    <value>25986</value>
    <shrsOrPrnAmt>
      <sshPrnamt>275570</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>269624</Sole>
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      <None>5946</None>
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  <infoTable>
    <nameOfIssuer>PepsiCo Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>713448108</cusip>
    <value>1068</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>10168</Sole>
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      <None>1160</None>
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    <nameOfIssuer>PerkinElmer Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>714046109</cusip>
    <value>398</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8666</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8666</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Perpetual Federal</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>714273109</cusip>
    <value>129</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6806</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4804</Sole>
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      <None>2002</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Perpetual Federal</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>714273109</cusip>
    <value>1114</value>
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      <sshPrnamt>58644</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>58644</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Pfizer Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>717081103</cusip>
    <value>13521</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>428310</Sole>
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      <None>2144</None>
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  <infoTable>
    <nameOfIssuer>Pfizer Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>717081103</cusip>
    <value>513</value>
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      <sshPrnamt>16319</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>15419</Sole>
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      <None>900</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Philip Morris Internationa</nameOfIssuer>
    <titleOfClass>l  Equity</titleOfClass>
    <cusip>718172109</cusip>
    <value>1572</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19822</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>19606</Sole>
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      <None>216</None>
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  <infoTable>
    <nameOfIssuer>Philip Morris Internationa</nameOfIssuer>
    <titleOfClass>l  Equity</titleOfClass>
    <cusip>718172109</cusip>
    <value>294</value>
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      <sshPrnamt>3705</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3705</Sole>
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      <None>0</None>
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    <nameOfIssuer>Phillips 66</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
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    <value>1347</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17355</Sole>
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      <None>175</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Phillips 66</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
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    <value>77</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1004</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Praxair Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>74005P104</cusip>
    <value>443</value>
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      <sshPrnamt>4349</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4349</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Praxair Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>74005P104</cusip>
    <value>59</value>
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      <sshPrnamt>575</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>575</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Procter &amp; Gamble</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>742718109</cusip>
    <value>33732</value>
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      <sshPrnamt>468889</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>456909</Sole>
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      <None>11980</None>
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  <infoTable>
    <nameOfIssuer>Procter &amp; Gamble</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>742718109</cusip>
    <value>2785</value>
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      <sshPrnamt>38708</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>32088</Sole>
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      <None>6620</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Public Storage Inc</nameOfIssuer>
    <titleOfClass>Preferre</titleOfClass>
    <cusip>74460W60</cusip>
    <value>225</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8400</Sole>
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      <None>600</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Public Storage Inc</nameOfIssuer>
    <titleOfClass>Preferre</titleOfClass>
    <cusip>74460W60</cusip>
    <value>5</value>
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      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>200</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>QUALCOMM Incorporated</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>747525103</cusip>
    <value>432</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8033</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8033</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>QUALCOMM Incorporated</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>747525103</cusip>
    <value>210</value>
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      <sshPrnamt>3900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3900</Sole>
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      <None>0</None>
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  <infoTable>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>749685103</cusip>
    <value>374</value>
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      <sshPrnamt>8935</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8935</Sole>
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      <None>0</None>
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    <nameOfIssuer>RPM International Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>749685103</cusip>
    <value>36</value>
    <shrsOrPrnAmt>
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      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>650</Sole>
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      <None>200</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Reynolds American Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>761713106</cusip>
    <value>159</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3584</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3584</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Reynolds American Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>761713106</cusip>
    <value>47</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1064</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1064</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Community Bancshares</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>762991271</cusip>
    <value>284</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4000</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Rockwell Automation Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>773903109</cusip>
    <value>168</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1657</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1657</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Rockwell Automation Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>773903109</cusip>
    <value>68</value>
    <shrsOrPrnAmt>
      <sshPrnamt>670</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>670</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Royal Bank of Canada</nameOfIssuer>
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    <cusip>780087102</cusip>
    <value>229</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4152</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Royal Dutch Shell PLC</nameOfIssuer>
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    <cusip>780259206</cusip>
    <value>4551</value>
    <shrsOrPrnAmt>
      <sshPrnamt>96034</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>95037</Sole>
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      <None>997</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Royal Dutch Shell PLC</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>780259206</cusip>
    <value>213</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4495</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3194</Sole>
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      <None>1301</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SCI Engineered Materials</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>78402S108</cusip>
    <value>179</value>
    <shrsOrPrnAmt>
      <sshPrnamt>155412</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>155412</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SLM Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>78442P106</cusip>
    <value>126</value>
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      <sshPrnamt>17000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17000</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SLM Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>78442P106</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2075</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2075</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR Gold Trust ETF</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>78463V107</cusip>
    <value>127</value>
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      <sshPrnamt>1186</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1186</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>SPDR Gold Trust ETF</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>78463V107</cusip>
    <value>86</value>
    <shrsOrPrnAmt>
      <sshPrnamt>806</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>806</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR S&amp;P MidCap 400</nameOfIssuer>
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    <cusip>78467Y107</cusip>
    <value>280</value>
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      <sshPrnamt>1125</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1125</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SPDR S&amp;P MidCap 400</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>78467Y107</cusip>
    <value>118</value>
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      <sshPrnamt>475</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>475</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SVB Financial Group</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>78486Q101</cusip>
    <value>253</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2190</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2190</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Muskingum Valley</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>803991272</cusip>
    <value>586</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11493</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11493</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>SCANA Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>80589M102</cusip>
    <value>414</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7360</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Schlumberger Limited</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>806857108</cusip>
    <value>8043</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>111933</Sole>
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      <None>4679</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Schlumberger Limited</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>806857108</cusip>
    <value>372</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>5395</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Communitybanc, Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>808991277</cusip>
    <value>220</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9560</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9560</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sherwin-Williams</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>824348106</cusip>
    <value>1580</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7094</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sigma-Aldrich Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>826552101</cusip>
    <value>271</value>
    <shrsOrPrnAmt>
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    <votingAuthority>
      <Sole>1950</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Simon Property Group</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>828806109</cusip>
    <value>635</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2320</Sole>
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      <None>1136</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Simon Property Group</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>828806109</cusip>
    <value>99</value>
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      <sshPrnamt>537</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>25</Sole>
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      <None>512</None>
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  <infoTable>
    <nameOfIssuer>Smucker (J M) Co (New)</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>832696405</cusip>
    <value>638</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5588</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5388</Sole>
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      <None>200</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Smucker (J M) Co (New)</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>832696405</cusip>
    <value>85</value>
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      <sshPrnamt>748</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>480</Sole>
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      <None>268</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Snap-on Incorporated</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>833034101</cusip>
    <value>480</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2708</Sole>
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      <None>475</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Snap-on Incorporated</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>833034101</cusip>
    <value>39</value>
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    <votingAuthority>
      <Sole>172</Sole>
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      <None>85</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Southern Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>842587107</cusip>
    <value>3250</value>
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      <sshPrnamt>72709</sshPrnamt>
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    <votingAuthority>
      <Sole>72378</Sole>
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      <None>331</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Southern Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>842587107</cusip>
    <value>77</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1723</sshPrnamt>
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      <Sole>1623</Sole>
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      <None>100</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Spectra Energy</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>847560109</cusip>
    <value>991</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37718</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>37640</Sole>
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      <None>78</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Spectra Energy</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>847560109</cusip>
    <value>42</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1617</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1617</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Sprint Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>85207U105</cusip>
    <value>24</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6178</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6178</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Sprint Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>85207U105</cusip>
    <value>103</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26730</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>26730</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>State Auto Financial</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>855707105</cusip>
    <value>257</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11270</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11270</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Stryker Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>863667101</cusip>
    <value>745</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7921</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7921</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Stryker Corporation</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>863667101</cusip>
    <value>1040</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11053</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>7053</Sole>
      <Shared>0</Shared>
      <None>4000</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>SunTrust Banks Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>867914103</cusip>
    <value>430</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11236</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2709</Sole>
      <Shared>0</Shared>
      <None>8527</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>SYSCO Corporation</nameOfIssuer>
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      <None>0</None>
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      <None>6000</None>
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      <None>625</None>
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    <votingAuthority>
      <Sole>16551</Sole>
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      <None>0</None>
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  <infoTable>
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    <cusip>881624209</cusip>
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      <None>0</None>
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  <infoTable>
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      <None>0</None>
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  <infoTable>
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      <None>0</None>
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    <nameOfIssuer>3M Company</nameOfIssuer>
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      <Sole>170256</Sole>
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      <None>5688</None>
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    <cusip>88579Y101</cusip>
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    <nameOfIssuer>Travelers Companies Inc</nameOfIssuer>
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    <cusip>89417E109</cusip>
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      <Sole>8963</Sole>
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      <None>0</None>
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    <nameOfIssuer>Trimble Navigation Limited</nameOfIssuer>
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      <None>2000</None>
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  <infoTable>
    <nameOfIssuer>Trimble Navigation Limited</nameOfIssuer>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Trinity Bank NA</nameOfIssuer>
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      <None>10000</None>
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    <cusip>896522109</cusip>
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      <Sole>16000</Sole>
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      <None>0</None>
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    <nameOfIssuer>US Bancorp (DE)</nameOfIssuer>
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      <Sole>548523</Sole>
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      <None>1840</None>
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  <infoTable>
    <nameOfIssuer>US Bancorp (DE)</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
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      <None>725</None>
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    <nameOfIssuer>Unicharm Corp</nameOfIssuer>
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    <cusip>90460M204</cusip>
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      <None>9408</None>
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    <nameOfIssuer>Union Pacific Corporation</nameOfIssuer>
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    <cusip>907818108</cusip>
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      <None>584</None>
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  <infoTable>
    <nameOfIssuer>Union Pacific Corporation</nameOfIssuer>
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    <nameOfIssuer>United Parcel Service Inc</nameOfIssuer>
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    <nameOfIssuer>UnitedHealth Group Inc</nameOfIssuer>
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    <cusip>91324P102</cusip>
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  <infoTable>
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    <cusip>91324P102</cusip>
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      <None>1200</None>
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      <None>250</None>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>921937827</cusip>
    <value>8</value>
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      <None>0</None>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>92206C847</cusip>
    <value>16</value>
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      <None>0</None>
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  <infoTable>
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    <value>229</value>
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    <nameOfIssuer>Vectren Corporation</nameOfIssuer>
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    <cusip>92240G101</cusip>
    <value>169</value>
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  <infoTable>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>92240G101</cusip>
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    <investmentDiscretion>DFND</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>Vanguard REIT ETF</nameOfIssuer>
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      <Sole>147699</Sole>
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  <infoTable>
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    <value>796</value>
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      <None>0</None>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>92343V104</cusip>
    <value>9823</value>
    <shrsOrPrnAmt>
      <sshPrnamt>225766</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>224637</Sole>
      <Shared>0</Shared>
      <None>1129</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Verizon Communications</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>92343V104</cusip>
    <value>904</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20779</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>14209</Sole>
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      <None>6570</None>
    </votingAuthority>
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    <nameOfIssuer>Verisk Analytics Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>92345Y106</cusip>
    <value>244</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3299</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3100</Sole>
      <Shared>0</Shared>
      <None>199</None>
    </votingAuthority>
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    <nameOfIssuer>Viacom Inc Class B</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>92553P201</cusip>
    <value>230</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5320</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5320</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>WEC Energy Group Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>92939U106</cusip>
    <value>570</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10914</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10914</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>92939U106</cusip>
    <value>43</value>
    <shrsOrPrnAmt>
      <sshPrnamt>817</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
      <Shared>0</Shared>
      <None>817</None>
    </votingAuthority>
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    <nameOfIssuer>Wal-Mart Stores Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>931142103</cusip>
    <value>6747</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>98851</Sole>
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      <None>5212</None>
    </votingAuthority>
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    <nameOfIssuer>Wal-Mart Stores Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>931142103</cusip>
    <value>405</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6240</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>6240</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Wal-Mart de Mexico SAB</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>93114W10</cusip>
    <value>439</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17838</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>16440</Sole>
      <Shared>0</Shared>
      <None>1398</None>
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    <nameOfIssuer>Walgreens Boots</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>931427108</cusip>
    <value>11112</value>
    <shrsOrPrnAmt>
      <sshPrnamt>133718</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>126693</Sole>
      <Shared>0</Shared>
      <None>7025</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Walgreens Boots</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>931427108</cusip>
    <value>116</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1400</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Waste Management Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>94106L109</cusip>
    <value>4556</value>
    <shrsOrPrnAmt>
      <sshPrnamt>91459</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>90934</Sole>
      <Shared>0</Shared>
      <None>525</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Waste Management Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>94106L109</cusip>
    <value>226</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4546</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>4346</Sole>
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      <None>200</None>
    </votingAuthority>
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    <nameOfIssuer>Wells Fargo &amp; Co (New)</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>949746101</cusip>
    <value>8107</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>155762</Sole>
      <Shared>0</Shared>
      <None>2108</None>
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  <infoTable>
    <nameOfIssuer>Wells Fargo &amp; Co (New)</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>949746101</cusip>
    <value>89</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1737</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1737</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Wells Fargo &amp; Co 8.00%</nameOfIssuer>
    <titleOfClass>Preferre</titleOfClass>
    <cusip>949746879</cusip>
    <value>282</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10221</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8121</Sole>
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      <None>2100</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Wells Fargo &amp; Co 8.00%</nameOfIssuer>
    <titleOfClass>Preferre</titleOfClass>
    <cusip>949746879</cusip>
    <value>51</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1861</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>0</Sole>
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      <None>1861</None>
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    <nameOfIssuer>WesBanco Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>950810101</cusip>
    <value>122</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3868</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2868</Sole>
      <Shared>0</Shared>
      <None>1000</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WesBanco Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>950810101</cusip>
    <value>92</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2937</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2937</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Western Union Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>959802109</cusip>
    <value>249</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13558</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4299</Sole>
      <Shared>0</Shared>
      <None>9259</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WestRock Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>96145D105</cusip>
    <value>473</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9197</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9197</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WestRock Company</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>96145D105</cusip>
    <value>2166</value>
    <shrsOrPrnAmt>
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      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>20365</Sole>
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      <None>21749</None>
    </votingAuthority>
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    <nameOfIssuer>Wex Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>96208T104</cusip>
    <value>345</value>
    <shrsOrPrnAmt>
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      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3975</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Worthington Industries Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>981811102</cusip>
    <value>642</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24254</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>23954</Sole>
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      <None>300</None>
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  <infoTable>
    <nameOfIssuer>Worthington Industries Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>981811102</cusip>
    <value>78</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2938</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2938</Sole>
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      <None>0</None>
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    <nameOfIssuer>Yum Brands Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>988498101</cusip>
    <value>458</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5734</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5657</Sole>
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      <None>77</None>
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    <nameOfIssuer>Columbus Dispatch</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>A19535251</cusip>
    <value>985</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>40</Sole>
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      <None>0</None>
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    <nameOfIssuer>Cohen &amp; Steers Qual Inc</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>BKC47L109</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>48380</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>48380</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Marriott International</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>FHB903208</cusip>
    <value>0</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13640</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13640</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Allegion PLC</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>G0176J109</cusip>
    <value>136</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2353</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2287</Sole>
      <Shared>0</Shared>
      <None>66</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Allegion PLC</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>G0176J109</cusip>
    <value>148</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2574</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1741</Sole>
      <Shared>0</Shared>
      <None>833</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Amdocs Ltd</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>G02602103</cusip>
    <value>362</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6370</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6336</Sole>
      <Shared>0</Shared>
      <None>34</None>
    </votingAuthority>
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    <nameOfIssuer>Accenture PLC Ireland</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>G1151C101</cusip>
    <value>8000</value>
    <shrsOrPrnAmt>
      <sshPrnamt>81417</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>80762</Sole>
      <Shared>0</Shared>
      <None>655</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Accenture PLC Ireland</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>G1151C101</cusip>
    <value>265</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2700</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Eaton Corporation PLC</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>G29183103</cusip>
    <value>450</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8778</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8778</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Eaton Corporation PLC</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>G29183103</cusip>
    <value>244</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>4750</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ingersoll-Rand PLC</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>G47791101</cusip>
    <value>1746</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34400</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>33900</Sole>
      <Shared>0</Shared>
      <None>500</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ingersoll-Rand PLC</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>G47791101</cusip>
    <value>392</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7727</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>5227</Sole>
      <Shared>0</Shared>
      <None>2500</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Medtronic PLC</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>G5960L103</cusip>
    <value>14469</value>
    <shrsOrPrnAmt>
      <sshPrnamt>216155</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>215855</Sole>
      <Shared>0</Shared>
      <None>300</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Medtronic PLC</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
    <cusip>G5960L103</cusip>
    <value>663</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9911</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>9911</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Nabors Industries Limited</nameOfIssuer>
    <titleOfClass>Equity</titleOfClass>
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    <titleOfClass>Equity</titleOfClass>
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    <value>98</value>
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    <cusip>M3760D101</cusip>
    <value>224</value>
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    <cusip>N59465109</cusip>
    <value>18</value>
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    <cusip>NEWSGRA</cusip>
    <value>80</value>
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    <titleOfClass>Equity</titleOfClass>
    <cusip>PENT00077</cusip>
    <value>804</value>
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</SEC-DOCUMENT>
