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Allowance For Loan Losses (Tables) | 9 Months Ended
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Sep. 30, 2019
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery [Abstract] |
Activity In The Allowance For Loan Losses | The activity in the allowance for loan losses for the three-month and nine-month periods ended September 30, 2019 and September 30, 2018 is summarized in the following tables.
| Three Months Ended September 30, 2019
(In thousands) | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 17,370 |  |  | $ | 10,377 |  |  | $ | 5,065 |  |  | $ | 8,869 |  |  | $ | 12,265 |  |  | $ | 57 |  |  | $ | 54,003 |
Charge-offs | 585 |  |  | 8 |  |  | — |  |  | 85 |  |  | 1,801 |  |  | — |  |  | 2,479 |
Recoveries | 403 |  |  | 246 |  |  | 432 |  |  | 98 |  |  | 1,183 |  |  | — |  |  | 2,362 |
Net charge-offs/(recoveries) | 182 |  |  | (238 | ) |  | (432 | ) |  | (13 | ) |  | 618 |  |  | — |  |  | 117 |
Provision/(recovery) | 1,238 |  |  | (177 | ) |  | (65 | ) |  | 49 |  |  | 908 |  |  | 14 |  |  | 1,967 |
Ending balance | $ | 18,426 |  |  | $ | 10,438 |  |  | $ | 5,432 |  |  | $ | 8,931 |  |  | $ | 12,555 |  |  | $ | 71 |  |  | $ | 55,853 |
| Three Months Ended September 30, 2018
(In thousands) | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 14,478 |  |  | $ | 9,406 |  |  | $ | 4,652 |  |  | $ | 9,245 |  |  | $ | 11,671 |  |  | $ | — |  |  | $ | 49,452 |
Charge-offs | 993 |  |  | 23 |  |  | 26 |  |  | 61 |  |  | 2,371 |  |  | — |  |  | 3,474 |
Recoveries | 136 |  |  | 27 |  |  | 156 |  |  | 130 |  |  | 875 |  |  | 4 |  |  | 1,328 |
Net charge-offs/(recoveries) | 857 |  |  | (4 | ) |  | (130 | ) |  | (69 | ) |  | 1,496 |  |  | (4 | ) |  | 2,146 |
Provision/(recovery) | 1,394 |  |  | 337 |  |  | (187 | ) |  | (212 | ) |  | 1,612 |  |  | (4 | ) |  | 2,940 |
Ending balance | $ | 15,015 |  |  | $ | 9,747 |  |  | $ | 4,595 |  |  | $ | 9,102 |  |  | $ | 11,787 |  |  | $ | — |  |  | $ | 50,246 |
| Nine Months Ended September 30, 2019
(In thousands) | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 16,777 |  |  | $ | 9,768 |  |  | $ | 4,463 |  |  | $ | 8,731 |  |  | $ | 11,773 |  |  | $ | — |  |  | $ | 51,512 |
Charge-offs | 1,498 |  |  | 401 |  |  | — |  |  | 176 |  |  | 6,319 |  |  | — |  |  | 8,394 |
Recoveries | 983 |  |  | 360 |  |  | 543 |  |  | 640 |  |  | 3,824 |  |  | 1 |  |  | 6,351 |
Net charge-offs/(recoveries) | 515 |  |  | 41 |  |  | (543 | ) |  | (464 | ) |  | 2,495 |  |  | (1 | ) |  | 2,043 |
Provision/(recovery) | 2,164 |  |  | 711 |  |  | 426 |  |  | (264 | ) |  | 3,277 |  |  | 70 |  |  | 6,384 |
Ending balance | $ | 18,426 |  |  | $ | 10,438 |  |  | $ | 5,432 |  |  | $ | 8,931 |  |  | $ | 12,555 |  |  | $ | 71 |  |  | $ | 55,853 |
| Nine Months Ended September 30, 2018
(In thousands) | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 15,022 |  |  | $ | 9,601 |  |  | $ | 4,430 |  |  | $ | 9,321 |  |  | $ | 11,614 |  |  | $ | — |  |  | $ | 49,988 |
Charge-offs | 1,929 |  |  | 252 |  |  | 57 |  |  | 279 |  |  | 7,123 |  |  | — |  |  | 9,640 |
Recoveries | 994 |  |  | 203 |  |  | 435 |  |  | 734 |  |  | 2,942 |  |  | 4 |  |  | 5,312 |
Net charge-offs/(recoveries) | 935 |  |  | 49 |  |  | (378 | ) |  | (455 | ) |  | 4,181 |  |  | (4 | ) |  | 4,328 |
Provision/(recovery) | 928 |  |  | 195 |  |  | (213 | ) |  | (674 | ) |  | 4,354 |  |  | (4 | ) |  | 4,586 |
Ending balance | $ | 15,015 |  |  | $ | 9,747 |  |  | $ | 4,595 |  |  | $ | 9,102 |  |  | $ | 11,787 |  |  | $ | — |  |  | $ | 50,246 |
Composition Of The Allowance For Loan Losses | The composition of the allowance for loan losses at September 30, 2019 and December 31, 2018 was as follows:
| September 30, 2019
(In thousands) | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributed to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 2,917 |  |  | $ | 30 |  |  | $ | — |  |  | $ | 111 |  |  | $ | — |  |  | $ | 25 |  |  | $ | 3,083 |
Collectively evaluated for impairment | 15,509 |  |  | 10,408 |  |  | 5,432 |  |  | 8,820 |  |  | 12,555 |  |  | 46 |  |  | 52,770 |
Acquired with deteriorated credit quality (1) | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total ending allowance balance | $ | 18,426 |  |  | $ | 10,438 |  |  | $ | 5,432 |  |  | $ | 8,931 |  |  | $ | 12,555 |  |  | $ | 71 |  |  | $ | 55,853 |
Loan balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment | $ | 31,472 |  |  | $ | 38,758 |  |  | $ | 1,869 |  |  | $ | 2,237 |  |  | $ | — |  |  | $ | 88 |  |  | $ | 74,424 |
Loans collectively evaluated for impairment | 1,103,885 |  |  | 1,550,422 |  |  | 314,942 |  |  | 1,878,615 |  |  | 1,430,397 |  |  | 30,476 |  |  | 6,308,737 |
Loans acquired with deteriorated credit quality (1) | 4,781 |  |  | 10,517 |  |  | 1,358 |  |  | 3,259 |  |  | 3 |  |  | 568 |  |  | 20,486 |
Total ending loan balance | $ | 1,140,138 |  |  | $ | 1,599,697 |  |  | $ | 318,169 |  |  | $ | 1,884,111 |  |  | $ | 1,430,400 |  |  | $ | 31,132 |  |  | $ | 6,403,647 |
Allowance for loan losses as a percentage of loan balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment | 9.27 | % |  | 0.08 | % |  | — | % |  | 4.96 | % |  | — | % |  | 28.41 | % |  | 4.14 | %
Loans collectively evaluated for impairment | 1.40 | % |  | 0.67 | % |  | 1.72 | % |  | 0.47 | % |  | 0.88 | % |  | 0.15 | % |  | 0.84 | %
Loans acquired with deteriorated credit quality | — | % |  | — | % |  | — | % |  | — | % |  | — | % |  | — | % |  | — | %
Total | 1.62 | % |  | 0.65 | % |  | 1.71 | % |  | 0.47 | % |  | 0.88 | % |  | 0.23 | % |  | 0.87 | %
Recorded investment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment | $ | 31,485 |  |  | $ | 38,799 |  |  | $ | 1,868 |  |  | $ | 2,238 |  |  | $ | — |  |  | $ | 88 |  |  | $ | 74,478 |
Loans collectively evaluated for impairment | 1,109,254 |  |  | 1,556,070 |  |  | 315,927 |  |  | 1,882,543 |  |  | 1,434,343 |  |  | 30,506 |  |  | 6,328,643 |
Loans acquired with deteriorated credit quality (1) | 4,803 |  |  | 10,595 |  |  | 1,388 |  |  | 3,277 |  |  | 3 |  |  | 568 |  |  | 20,634 |
Total ending recorded investment | $ | 1,145,542 |  |  | $ | 1,605,464 |  |  | $ | 319,183 |  |  | $ | 1,888,058 |  |  | $ | 1,434,346 |  |  | $ | 31,162 |  |  | $ | 6,423,755 |
(1) Excludes loans acquired with deteriorated credit quality which are individually evaluated for impairment due to additional credit deterioration or modification post-acquisition. These loans had a balance of $11,000, a recorded investment of $11,000, and no allowance as of September 30, 2019.
|  | December 31, 2018
(In thousands) |  | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributed to loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment |  | $ | 2,169 |  |  | $ | 86 |  |  | $ | — |  |  | $ | 18 |  |  | $ | — |  |  | $ | — |  |  | $ | 2,273 |
Collectively evaluated for impairment |  | 14,608 |  |  | 9,682 |  |  | 4,463 |  |  | 8,713 |  |  | 11,773 |  |  | — |  |  | 49,239 |
Acquired with deteriorated credit quality |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total ending allowance balance |  | $ | 16,777 |  |  | $ | 9,768 |  |  | $ | 4,463 |  |  | $ | 8,731 |  |  | $ | 11,773 |  |  | $ | — |  |  | $ | 51,512 |
Loan balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 15,119 |  |  | $ | 28,418 |  |  | $ | 1,866 |  |  | $ | 2,732 |  |  | $ | — |  |  | $ | — |  |  | $ | 48,135 |
Loans collectively evaluated for impairment |  | 1,057,520 |  |  | 1,251,579 |  |  | 245,909 |  |  | 1,790,637 |  |  | 1,292,136 |  |  | 2,273 |  |  | 5,640,054 |
Loans acquired with deteriorated credit quality (1) |  | 147 |  |  | 3,048 |  |  | 499 |  |  | 249 |  |  | — |  |  | — |  |  | 3,943 |
Total ending loan balance |  | $ | 1,072,786 |  |  | $ | 1,283,045 |  |  | $ | 248,274 |  |  | $ | 1,793,618 |  |  | $ | 1,292,136 |  |  | $ | 2,273 |  |  | $ | 5,692,132 |
Allowance for loan losses as a percentage of loan balance: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | 14.35 | % |  | 0.30 | % |  | — | % |  | 0.66 | % |  | — | % |  | — | % |  | 4.72 | %
Loans collectively evaluated for impairment |  | 1.38 | % |  | 0.77 | % |  | 1.81 | % |  | 0.49 | % |  | 0.91 | % |  | — | % |  | 0.87 | %
Loans acquired with deteriorated credit quality |  | — | % |  | — | % |  | — | % |  | — | % |  | — | % |  | — | % |  | — | %
Total |  | 1.56 | % |  | 0.76 | % |  | 1.80 | % |  | 0.49 | % |  | 0.91 | % |  | — | % |  | 0.90 | %
Recorded investment: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment |  | $ | 15,120 |  |  | $ | 28,426 |  |  | $ | 1,866 |  |  | $ | 2,732 |  |  | $ | — |  |  | $ | — |  |  | $ | 48,144 |
Loans collectively evaluated for impairment |  | 1,062,121 |  |  | 1,256,310 |  |  | 246,864 |  |  | 1,794,207 |  |  | 1,295,892 |  |  | 2,299 |  |  | 5,657,693 |
Loans acquired with deteriorated credit quality (1) |  | 148 |  |  | 3,059 |  |  | 503 |  |  | 251 |  |  | — |  |  | — |  |  | 3,961 |
Total ending recorded investment |  | $ | 1,077,389 |  |  | $ | 1,287,795 |  |  | $ | 249,233 |  |  | $ | 1,797,190 |  |  | $ | 1,295,892 |  |  | $ | 2,299 |  |  | $ | 5,709,798 |
(1) Excludes loans acquired with deteriorated credit quality which are individually evaluated for impairment due to additional credit deterioration or modification post acquisition. These loans had a balance of $475,000, a recorded investment of $475,000, and no allowance as of December 31, 2018.

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