<SEC-DOCUMENT>0001104659-20-000356.txt : 20200102
<SEC-HEADER>0001104659-20-000356.hdr.sgml : 20200102
<ACCEPTANCE-DATETIME>20200102161615
ACCESSION NUMBER:		0001104659-20-000356
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20191231
FILED AS OF DATE:		20200102
DATE AS OF CHANGE:		20200102
EFFECTIVENESS DATE:		20200102

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PARK NATIONAL CORP /OH/
		CENTRAL INDEX KEY:			0000805676
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				311179518
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-10278
		FILM NUMBER:		20501718

	BUSINESS ADDRESS:	
		STREET 1:		50 NORTH THIRD ST
		CITY:			NEWARK
		STATE:			OH
		ZIP:			43055
		BUSINESS PHONE:		6143498451

	MAIL ADDRESS:	
		STREET 1:		P O BOX 3500
		CITY:			NEWARK
		STATE:			OH
		ZIP:			43058-3500
</SEC-HEADER>
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<TYPE>13F-HR
<SEQUENCE>1
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          <cik>0000805676</cik>
          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>12-31-2019</periodOfReport>
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    <coverPage>
      <reportCalendarOrQuarter>12-31-2019</reportCalendarOrQuarter>
      <isAmendment>false</isAmendment>
      <filingManager>
        <name>PARK NATIONAL CORP /OH/</name>
        <address>
          <ns1:street1>P O Box 3500</ns1:street1>
          <ns1:city>Newark</ns1:city>
          <ns1:stateOrCountry>OH</ns1:stateOrCountry>
          <ns1:zipCode>43058-3500</ns1:zipCode>
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      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>J. Bradley Zellar</name>
      <title>Vice President and Trust Officer</title>
      <phone>740-349-3904</phone>
      <signature>/s/ J. Bradley Zellar</signature>
      <city>Newark</city>
      <stateOrCountry>OH</stateOrCountry>
      <signatureDate>01-02-2020</signatureDate>
    </signatureBlock>
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      <sshPrnamt>32080</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>31826</Sole>
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    <nameOfIssuer>Bristol-Myers Squibb Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>110122108</cusip>
    <value>252</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3932</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3932</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Broadcom Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>11135F101</cusip>
    <value>3359</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10629</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10629</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
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    <titleOfClass>Com</titleOfClass>
    <cusip>11135F101</cusip>
    <value>113</value>
    <shrsOrPrnAmt>
      <sshPrnamt>359</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>359</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Brooks Automation Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>114340102</cusip>
    <value>229</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5468</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1338</Sole>
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      <None>4130</None>
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    <nameOfIssuer>Brown &amp; Brown Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>115236101</cusip>
    <value>6128</value>
    <shrsOrPrnAmt>
      <sshPrnamt>155208</sshPrnamt>
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    <votingAuthority>
      <Sole>153150</Sole>
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      <None>2058</None>
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    <nameOfIssuer>Cigna Corporation (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>125523100</cusip>
    <value>1631</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7974</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7974</Sole>
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      <None>0</None>
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    <titleOfClass>Com</titleOfClass>
    <cusip>125523100</cusip>
    <value>147</value>
    <shrsOrPrnAmt>
      <sshPrnamt>718</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>718</Sole>
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      <None>0</None>
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    <nameOfIssuer>CME Group Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>12572Q105</cusip>
    <value>401</value>
    <shrsOrPrnAmt>
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      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1300</Sole>
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      <None>700</None>
    </votingAuthority>
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    <nameOfIssuer>CSL Limited Sponsored ADR</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>12637N204</cusip>
    <value>454</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4684</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2117</Sole>
      <Shared>0</Shared>
      <None>2567</None>
    </votingAuthority>
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    <nameOfIssuer>CSX Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>126408103</cusip>
    <value>19059</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>261395</Sole>
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      <None>1992</None>
    </votingAuthority>
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    <nameOfIssuer>CSX Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>126408103</cusip>
    <value>365</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5050</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>5050</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>CVS Health Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>126650100</cusip>
    <value>12210</value>
    <shrsOrPrnAmt>
      <sshPrnamt>164353</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>162790</Sole>
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      <None>1563</None>
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    <titleOfClass>Com</titleOfClass>
    <cusip>126650100</cusip>
    <value>577</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7763</sshPrnamt>
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      <Sole>7573</Sole>
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      <None>190</None>
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    <nameOfIssuer>CaixaBank Unsponsored ADR</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>12803K109</cusip>
    <value>48</value>
    <shrsOrPrnAmt>
      <sshPrnamt>46172</sshPrnamt>
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    <votingAuthority>
      <Sole>46172</Sole>
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      <None>0</None>
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    <nameOfIssuer>Canadian Pacific Railway Ltd</nameOfIssuer>
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    <cusip>13645T100</cusip>
    <value>437</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1716</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>922</Sole>
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      <None>794</None>
    </votingAuthority>
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    <nameOfIssuer>Cardinal Health Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>14149Y108</cusip>
    <value>46</value>
    <shrsOrPrnAmt>
      <sshPrnamt>917</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>917</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Cardinal Health Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>14149Y108</cusip>
    <value>162</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3193</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3193</Sole>
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      <None>0</None>
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    <nameOfIssuer>Carrefour SA Sponsored ADR</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>144430204</cusip>
    <value>44</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13079</sshPrnamt>
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    <votingAuthority>
      <Sole>13079</Sole>
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      <None>0</None>
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    <nameOfIssuer>Caterpillar Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>149123101</cusip>
    <value>1274</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8630</sshPrnamt>
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      <Sole>8500</Sole>
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      <None>130</None>
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  <infoTable>
    <nameOfIssuer>Caterpillar Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>149123101</cusip>
    <value>48</value>
    <shrsOrPrnAmt>
      <sshPrnamt>327</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>249</Sole>
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      <None>78</None>
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    <nameOfIssuer>North Valley Bancshares Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>156004996</cusip>
    <value>212</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3650</sshPrnamt>
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    <value>25988</value>
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      <None>1522</None>
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    <cusip>166764100</cusip>
    <value>1037</value>
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      <sshPrnamt>8602</sshPrnamt>
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      <Sole>8602</Sole>
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      <None>0</None>
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    <nameOfIssuer>Cincinnati Financial Corporati</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>172062101</cusip>
    <value>6912</value>
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      <sshPrnamt>65739</sshPrnamt>
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      <None>300</None>
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    <nameOfIssuer>Cincinnati Financial Corporati</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>172062101</cusip>
    <value>114</value>
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    <value>269</value>
    <shrsOrPrnAmt>
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      <Sole>4725</Sole>
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      <None>3228</None>
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    <nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>17275R102</cusip>
    <value>44230</value>
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      <None>7202</None>
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    <nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>17275R102</cusip>
    <value>1476</value>
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      <Sole>30772</Sole>
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    <nameOfIssuer>Cintas Corporation</nameOfIssuer>
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    <cusip>172908105</cusip>
    <value>2213</value>
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      <sshPrnamt>8226</sshPrnamt>
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      <None>162</None>
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    <nameOfIssuer>Citigroup Inc 6.875 percent Dep Shs F</nameOfIssuer>
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    <nameOfIssuer>Citigroup Inc 6.875 percent Dep Shs F</nameOfIssuer>
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    <cusip>172967341</cusip>
    <value>91</value>
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      <None>3216</None>
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    <value>231</value>
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    <nameOfIssuer>Citigroup Inc (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>172967424</cusip>
    <value>96</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>1200</Sole>
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      <None>0</None>
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    <nameOfIssuer>Civista Bancshares Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>178867107</cusip>
    <value>1268</value>
    <shrsOrPrnAmt>
      <sshPrnamt>52830</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>1430</Sole>
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      <None>51400</None>
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    <nameOfIssuer>Clorox Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>189054109</cusip>
    <value>410</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2669</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>2617</Sole>
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      <None>52</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>Clorox Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>189054109</cusip>
    <value>327</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2130</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2130</Sole>
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      <None>0</None>
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    <nameOfIssuer>Coca-Cola Company</nameOfIssuer>
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    <cusip>191216100</cusip>
    <value>18551</value>
    <shrsOrPrnAmt>
      <sshPrnamt>335155</sshPrnamt>
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      <Sole>334292</Sole>
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      <None>863</None>
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  <infoTable>
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    <cusip>191216100</cusip>
    <value>717</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12954</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <Sole>12954</Sole>
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      <None>0</None>
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    <nameOfIssuer>Colgate-Palmolive Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>194162103</cusip>
    <value>3848</value>
    <shrsOrPrnAmt>
      <sshPrnamt>55898</sshPrnamt>
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    <votingAuthority>
      <Sole>55673</Sole>
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      <None>225</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>Colgate-Palmolive Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>194162103</cusip>
    <value>23</value>
    <shrsOrPrnAmt>
      <sshPrnamt>330</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>330</Sole>
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      <None>0</None>
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      <Sole>2633</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>DuPont de Nemours Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>26614N102</cusip>
    <value>2464</value>
    <shrsOrPrnAmt>
      <sshPrnamt>38381</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>37845</Sole>
      <Shared>0</Shared>
      <None>536</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>DuPont de Nemours Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>26614N102</cusip>
    <value>64</value>
    <shrsOrPrnAmt>
      <sshPrnamt>996</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>996</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Emerson Electric Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>291011104</cusip>
    <value>22749</value>
    <shrsOrPrnAmt>
      <sshPrnamt>298312</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>297482</Sole>
      <Shared>0</Shared>
      <None>830</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Emerson Electric Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>291011104</cusip>
    <value>1246</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16334</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>16334</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Encana Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>292505104</cusip>
    <value>67</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14329</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>14329</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Equifax Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>294429105</cusip>
    <value>215</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1537</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1419</Sole>
      <Shared>0</Shared>
      <None>118</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>EssilorLuxottica SA Unsponsore</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>297284200</cusip>
    <value>357</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4682</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2579</Sole>
      <Shared>0</Shared>
      <None>2103</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Expeditors International of Wa</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>302130109</cusip>
    <value>281</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2800</Sole>
      <Shared>0</Shared>
      <None>800</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Experian PLC Sponsored ADR</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>30215C101</cusip>
    <value>413</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12203</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5576</Sole>
      <Shared>0</Shared>
      <None>6627</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Exxon Mobil Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>30231G102</cusip>
    <value>25940</value>
    <shrsOrPrnAmt>
      <sshPrnamt>371744</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>368953</Sole>
      <Shared>0</Shared>
      <None>2791</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Exxon Mobil Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>30231G102</cusip>
    <value>1828</value>
    <shrsOrPrnAmt>
      <sshPrnamt>26191</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>26191</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Facebook Inc Class A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>30303M102</cusip>
    <value>41369</value>
    <shrsOrPrnAmt>
      <sshPrnamt>201553</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>200705</Sole>
      <Shared>0</Shared>
      <None>848</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Facebook Inc Class A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>30303M102</cusip>
    <value>966</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4707</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>4707</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fastenal Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>311900104</cusip>
    <value>438</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11853</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11197</Sole>
      <Shared>0</Shared>
      <None>656</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fidelity National Information</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>31620M106</cusip>
    <value>243</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1750</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fidelity National Information</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>31620M106</cusip>
    <value>31</value>
    <shrsOrPrnAmt>
      <sshPrnamt>224</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>224</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>316773100</cusip>
    <value>1744</value>
    <shrsOrPrnAmt>
      <sshPrnamt>56718</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>56718</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>316773100</cusip>
    <value>500</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16266</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>16266</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Financial Bankshares Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>32020R109</cusip>
    <value>213</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6068</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>250</Sole>
      <Shared>0</Shared>
      <None>5818</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Merchants Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>320817109</cusip>
    <value>2871</value>
    <shrsOrPrnAmt>
      <sshPrnamt>69033</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>69033</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Capital Strength E</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33733E104</cusip>
    <value>5849</value>
    <shrsOrPrnAmt>
      <sshPrnamt>96904</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>92334</Sole>
      <Shared>0</Shared>
      <None>4570</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Capital Strength E</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33733E104</cusip>
    <value>434</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7195</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>7195</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Value Line Dividen</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734H106</cusip>
    <value>10324</value>
    <shrsOrPrnAmt>
      <sshPrnamt>286549</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>275947</Sole>
      <Shared>0</Shared>
      <None>10602</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Value Line Dividen</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734H106</cusip>
    <value>582</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16150</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>16150</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Large Cap Core Alp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734K109</cusip>
    <value>2018</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30940</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>30340</Sole>
      <Shared>0</Shared>
      <None>600</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Large Cap Core Alp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734K109</cusip>
    <value>126</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1935</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1935</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Dow Jones Global S</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734X200</cusip>
    <value>6781</value>
    <shrsOrPrnAmt>
      <sshPrnamt>271764</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>261110</Sole>
      <Shared>0</Shared>
      <None>10654</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Dow Jones Global S</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734X200</cusip>
    <value>578</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23180</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>23180</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Small Cap Core Alp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734Y109</cusip>
    <value>2125</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32731</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>30641</Sole>
      <Shared>0</Shared>
      <None>2090</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Small Cap Core Alp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734Y109</cusip>
    <value>68</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1045</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1045</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Mid Cap Core Alpha</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33735B108</cusip>
    <value>2342</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32310</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>30112</Sole>
      <Shared>0</Shared>
      <None>2198</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Mid Cap Core Alpha</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33735B108</cusip>
    <value>75</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1030</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1030</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust North Amer Energy</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738D101</cusip>
    <value>2605</value>
    <shrsOrPrnAmt>
      <sshPrnamt>102182</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>100997</Sole>
      <Shared>0</Shared>
      <None>1185</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust North Amer Energy</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738D101</cusip>
    <value>142</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5590</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>5590</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Tactical High Yiel</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738D408</cusip>
    <value>9050</value>
    <shrsOrPrnAmt>
      <sshPrnamt>185495</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>182197</Sole>
      <Shared>0</Shared>
      <None>3298</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Tactical High Yiel</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738D408</cusip>
    <value>499</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10225</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>10225</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust NASDAQ Tech Divide</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738R118</cusip>
    <value>5012</value>
    <shrsOrPrnAmt>
      <sshPrnamt>116241</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>112581</Sole>
      <Shared>0</Shared>
      <None>3660</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust NASDAQ Tech Divide</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738R118</cusip>
    <value>531</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12310</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>12310</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust NASDAQ Rising Div</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738R506</cusip>
    <value>175</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4865</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4865</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust NASDAQ Rising Div</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738R506</cusip>
    <value>65</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1810</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1810</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Preferred Securiti</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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      <sshPrnamt>902066</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>873778</Sole>
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      <None>28288</None>
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    <nameOfIssuer>First Trust Preferred Securiti</nameOfIssuer>
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    <cusip>33739E108</cusip>
    <value>952</value>
    <shrsOrPrnAmt>
      <sshPrnamt>47428</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>47428</Sole>
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      <None>0</None>
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    <nameOfIssuer>First Trust Enhanced Short Mat</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33739Q408</cusip>
    <value>12965</value>
    <shrsOrPrnAmt>
      <sshPrnamt>215757</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>213367</Sole>
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      <None>2390</None>
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  <infoTable>
    <nameOfIssuer>First Trust Enhanced Short Mat</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33739Q408</cusip>
    <value>876</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14577</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>14577</Sole>
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      <None>0</None>
    </votingAuthority>
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    <titleOfClass>Com</titleOfClass>
    <cusip>337738108</cusip>
    <value>41</value>
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      <sshPrnamt>356</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>356</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
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    <cusip>337738108</cusip>
    <value>1156</value>
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      <sshPrnamt>10000</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>10000</Sole>
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      <None>0</None>
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    <nameOfIssuer>FlexShares MS US Market Factor</nameOfIssuer>
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    <cusip>33939L100</cusip>
    <value>805</value>
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      <sshPrnamt>6336</sshPrnamt>
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    <votingAuthority>
      <Sole>5826</Sole>
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      <None>510</None>
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    <nameOfIssuer>FlexShares MS Emerging Mkts Fa</nameOfIssuer>
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    <cusip>33939L308</cusip>
    <value>451</value>
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      <sshPrnamt>8489</sshPrnamt>
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    <votingAuthority>
      <Sole>7896</Sole>
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      <None>593</None>
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    <nameOfIssuer>FlexShares Morningstar Glbl Up</nameOfIssuer>
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    <cusip>33939L407</cusip>
    <value>1995</value>
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      <sshPrnamt>59498</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>58817</Sole>
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      <None>681</None>
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    <nameOfIssuer>FlexShares iBoxx 3-Year Target</nameOfIssuer>
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    <cusip>33939L506</cusip>
    <value>603</value>
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      <sshPrnamt>24411</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>24213</Sole>
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      <None>198</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FlexShares Core Select Bond ET</nameOfIssuer>
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    <cusip>33939L670</cusip>
    <value>3349</value>
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      <sshPrnamt>131222</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>131222</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FlexShares US Quality Large Ca</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L746</cusip>
    <value>1452</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39489</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>35379</Sole>
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      <None>4110</None>
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    <nameOfIssuer>FlexShares Global Quality Real</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L787</cusip>
    <value>2133</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32924</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>32460</Sole>
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      <None>464</None>
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  <infoTable>
    <nameOfIssuer>FlexShares STOXX Global Broad</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L795</cusip>
    <value>1855</value>
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      <sshPrnamt>34427</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>33972</Sole>
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      <None>455</None>
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    <nameOfIssuer>FlexShares Morn Dev Mkts ex-US</nameOfIssuer>
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    <cusip>33939L803</cusip>
    <value>1297</value>
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      <sshPrnamt>19974</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>18144</Sole>
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      <None>1830</None>
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  <infoTable>
    <nameOfIssuer>Perry-Sycamore LP- Spcl LP Int</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>340387895</cusip>
    <value>387</value>
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      <sshPrnamt>53</sshPrnamt>
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    <votingAuthority>
      <Sole>53</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Ford Motor Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>345370860</cusip>
    <value>507</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>54540</Sole>
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      <None>0</None>
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  <infoTable>
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    <cusip>345370860</cusip>
    <value>93</value>
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      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>Fortive Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>34959J108</cusip>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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  <infoTable>
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    <nameOfIssuer>GMAC Capital Trust I 8.125 percent Va</nameOfIssuer>
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  <infoTable>
    <nameOfIssuer>GMAC Capital Trust I 8.125 percent Va</nameOfIssuer>
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    <nameOfIssuer>Gallagher (Arthur J) &amp; Co</nameOfIssuer>
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    <nameOfIssuer>General Dynamics Corporation</nameOfIssuer>
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  <infoTable>
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    <nameOfIssuer>General Electric Company</nameOfIssuer>
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    <cusip>369604103</cusip>
    <value>18771</value>
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  <infoTable>
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    <value>442</value>
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    <nameOfIssuer>General Mills Inc</nameOfIssuer>
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    <cusip>370334104</cusip>
    <value>425</value>
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      <sshPrnamt>7941</sshPrnamt>
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      <None>200</None>
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    <nameOfIssuer>General Motors Company</nameOfIssuer>
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    <cusip>37045V100</cusip>
    <value>2885</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>78336</Sole>
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      <None>500</None>
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  <infoTable>
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    <cusip>37045V100</cusip>
    <value>108</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2953</Sole>
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      <None>0</None>
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    <nameOfIssuer>General Mtrs Corp Conv Escrow</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>370ESCBW4</cusip>
    <value>0</value>
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      <Sole>25000</Sole>
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      <None>0</None>
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    <nameOfIssuer>Genuine Parts Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>372460105</cusip>
    <value>22709</value>
    <shrsOrPrnAmt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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  <infoTable>
    <nameOfIssuer>Genuine Parts Company</nameOfIssuer>
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    <value>722</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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    <nameOfIssuer>Genworth Financial Inc Class A</nameOfIssuer>
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    <cusip>37247D106</cusip>
    <value>84</value>
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    <votingAuthority>
      <Sole>19000</Sole>
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      <None>0</None>
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    <nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>375558103</cusip>
    <value>255</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3927</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>3632</Sole>
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      <None>295</None>
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  <infoTable>
    <nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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    <value>104</value>
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      <Sole>1600</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Dispatch Printing Co Voting Tr</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>382015360</cusip>
    <value>1035</value>
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      <Sole>42</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Gorman-Rupp Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>383082104</cusip>
    <value>1204</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32119</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>32119</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Gorman-Rupp Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>383082104</cusip>
    <value>1562</value>
    <shrsOrPrnAmt>
      <sshPrnamt>41654</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>41654</Sole>
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      <None>0</None>
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    <nameOfIssuer>Graco Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>384109104</cusip>
    <value>301</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5790</sshPrnamt>
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      <Sole>2682</Sole>
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      <None>3108</None>
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    <nameOfIssuer>Byrne Warehousing Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>394939500</cusip>
    <value>1034</value>
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      <sshPrnamt>77</sshPrnamt>
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      <sshPrnamt>4688</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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      <None>2540</None>
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      <None>0</None>
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      <sshPrnamt>2576</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2576</Sole>
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      <None>0</None>
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      <sshPrnamt>71419</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>71196</Sole>
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      <sshPrnamt>150</sshPrnamt>
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      <None>0</None>
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      <sshPrnamt>10298</sshPrnamt>
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    <votingAuthority>
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      <sshPrnamt>315</sshPrnamt>
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    <votingAuthority>
      <Sole>315</Sole>
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      <None>0</None>
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      <sshPrnamt>11202</sshPrnamt>
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      <None>0</None>
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      <sshPrnamt>169</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <None>0</None>
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      <Sole>17291</Sole>
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      <None>0</None>
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      <sshPrnamt>7777</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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      <None>0</None>
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      <sshPrnamt>2576</sshPrnamt>
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      <sshPrnamt>4266</sshPrnamt>
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    <votingAuthority>
      <Sole>4214</Sole>
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      <sshPrnamt>1695</sshPrnamt>
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      <None>0</None>
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      <sshPrnamt>405</sshPrnamt>
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      <sshPrnamt>531874</sshPrnamt>
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      <Sole>23734</Sole>
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      <None>0</None>
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    <value>1989</value>
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      <sshPrnamt>14457</sshPrnamt>
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    <votingAuthority>
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    <value>154</value>
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    <nameOfIssuer>Koninklijke Philips NV Sponsor</nameOfIssuer>
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    <value>224</value>
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    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>Kroger Co</nameOfIssuer>
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    <value>526</value>
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    <votingAuthority>
      <Sole>17500</Sole>
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      <None>648</None>
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    <nameOfIssuer>Kroger Co</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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    <shrsOrPrnAmt>
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      <None>0</None>
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    <nameOfIssuer>LVMH-Moet Hennessy Louis Vuitt</nameOfIssuer>
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    <votingAuthority>
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      <sshPrnamt>11345</sshPrnamt>
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      <None>0</None>
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      <None>1836</None>
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      <sshPrnamt>28364</sshPrnamt>
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    <nameOfIssuer>Estee Lauder Companies Inc Cla</nameOfIssuer>
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      <sshPrnamt>1183</sshPrnamt>
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      <None>0</None>
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      <None>643</None>
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  <infoTable>
    <nameOfIssuer>Lilly (Eli) &amp; Company</nameOfIssuer>
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      <sshPrnamt>1828</sshPrnamt>
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    <votingAuthority>
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    <shrsOrPrnAmt>
      <sshPrnamt>1554</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1446</Sole>
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      <None>108</None>
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    <shrsOrPrnAmt>
      <sshPrnamt>48535</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>48310</Sole>
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      <None>225</None>
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    <shrsOrPrnAmt>
      <sshPrnamt>3569</sshPrnamt>
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    <votingAuthority>
      <Sole>3569</Sole>
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      <None>0</None>
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    <shrsOrPrnAmt>
      <sshPrnamt>2537</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2537</Sole>
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      <None>0</None>
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      <sshPrnamt>278976</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>277265</Sole>
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      <None>1711</None>
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      <sshPrnamt>10989</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>10989</Sole>
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      <None>0</None>
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      <sshPrnamt>2314</sshPrnamt>
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    <votingAuthority>
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      <None>0</None>
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      <sshPrnamt>4200</sshPrnamt>
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    <votingAuthority>
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      <None>0</None>
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      <sshPrnamt>519732</sshPrnamt>
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      <None>2892</None>
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      <sshPrnamt>15136</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>14931</Sole>
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      <None>205</None>
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    <cusip>595017104</cusip>
    <value>220</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2100</Sole>
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      <None>0</None>
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    <value>127</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2355</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2355</Sole>
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      <None>0</None>
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    <value>132</value>
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      <sshPrnamt>2450</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2450</Sole>
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      <None>0</None>
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    <nameOfIssuer>Mondelez International Inc Cla</nameOfIssuer>
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    <value>398</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7232</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7232</Sole>
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      <None>0</None>
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    <nameOfIssuer>Mondelez International Inc Cla</nameOfIssuer>
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    <value>55</value>
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      <sshPrnamt>1000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1000</Sole>
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      <None>0</None>
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    <cusip>615369105</cusip>
    <value>509</value>
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      <sshPrnamt>2142</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1000</Sole>
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      <None>1142</None>
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    <value>253</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4944</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ruch Corp</nameOfIssuer>
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    <cusip>6248RUCHC</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>76</sshPrnamt>
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    <votingAuthority>
      <Sole>76</Sole>
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      <None>0</None>
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    <nameOfIssuer>National Oilwell Varco Inc</nameOfIssuer>
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    <cusip>637071101</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>82036</sshPrnamt>
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    <votingAuthority>
      <Sole>81291</Sole>
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    <shrsOrPrnAmt>
      <sshPrnamt>568</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>568</Sole>
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    <nameOfIssuer>Nestle S A Sponsored ADR</nameOfIssuer>
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      <sshPrnamt>12323</sshPrnamt>
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    <votingAuthority>
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      <None>1622</None>
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      <sshPrnamt>59352</sshPrnamt>
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    <nameOfIssuer>Nike Inc Class B</nameOfIssuer>
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    <shrsOrPrnAmt>
      <sshPrnamt>16171</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <sshPrnamt>600</sshPrnamt>
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      <sshPrnamt>104738</sshPrnamt>
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    <value>30</value>
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      <sshPrnamt>1221</sshPrnamt>
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      <sshPrnamt>74</sshPrnamt>
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    <votingAuthority>
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    <nameOfIssuer>Norfolk Southern Corporation</nameOfIssuer>
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      <sshPrnamt>5785</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <cusip>666807102</cusip>
    <value>513</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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      <sshPrnamt>90</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>Novartis AG Sponsored ADR</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>66987V109</cusip>
    <value>12240</value>
    <shrsOrPrnAmt>
      <sshPrnamt>129265</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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      <None>400</None>
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  <infoTable>
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    <value>385</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4064</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <None>0</None>
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      <sshPrnamt>65495</sshPrnamt>
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      <sshPrnamt>463</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <sshPrnamt>14949</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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    <shrsOrPrnAmt>
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      <Sole>15572</Sole>
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      <None>1650</None>
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  <infoTable>
    <nameOfIssuer>Oracle Corporation</nameOfIssuer>
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      <sshPrnamt>1954</sshPrnamt>
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      <None>0</None>
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      <sshPrnamt>487</sshPrnamt>
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      <sshPrnamt>1287</sshPrnamt>
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      <sshPrnamt>275</sshPrnamt>
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      <None>730</None>
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      <None>0</None>
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      <Sole>10493</Sole>
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      <None>0</None>
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      <sshPrnamt>173586</sshPrnamt>
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      <Sole>173158</Sole>
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      <None>428</None>
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    <value>114</value>
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      <sshPrnamt>2824</sshPrnamt>
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      <Sole>2824</Sole>
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      <None>0</None>
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      <Sole>35652</Sole>
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      <None>125</None>
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      <None>1995</None>
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      <sshPrnamt>5544</sshPrnamt>
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    <value>409</value>
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    <value>32</value>
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    <value>1048</value>
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    <value>990</value>
    <shrsOrPrnAmt>
      <sshPrnamt>379</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>379</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Waste Management Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>94106L109</cusip>
    <value>10717</value>
    <shrsOrPrnAmt>
      <sshPrnamt>94041</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>93030</Sole>
      <Shared>0</Shared>
      <None>1011</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Waste Management Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>94106L109</cusip>
    <value>464</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4074</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>4074</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Watsco Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>942622200</cusip>
    <value>327</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1815</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>991</Sole>
      <Shared>0</Shared>
      <None>824</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Wells Fargo &amp; Co (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>949746101</cusip>
    <value>995</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18503</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>18503</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Wells Fargo &amp; Co (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>949746101</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>492</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>92</Sole>
      <Shared>0</Shared>
      <None>400</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Barclay Square Apartments, LD</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>961032475</cusip>
    <value>220</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>WestRock Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>96145D105</cusip>
    <value>299</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6969</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6969</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Weyerhaeuser Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>962166104</cusip>
    <value>246</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8139</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7144</Sole>
      <Shared>0</Shared>
      <None>995</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Weyerhaeuser Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>962166104</cusip>
    <value>104</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3459</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1755</Sole>
      <Shared>0</Shared>
      <None>1704</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Worthington Industries Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>981811102</cusip>
    <value>487</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11544</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11244</Sole>
      <Shared>0</Shared>
      <None>300</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Xylem Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>98419M100</cusip>
    <value>246</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3126</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3126</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Yum Brands Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>988498101</cusip>
    <value>314</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3117</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2922</Sole>
      <Shared>0</Shared>
      <None>195</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Zoetis Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>98978V103</cusip>
    <value>18245</value>
    <shrsOrPrnAmt>
      <sshPrnamt>137853</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>135853</Sole>
      <Shared>0</Shared>
      <None>2000</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Zoetis Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>98978V103</cusip>
    <value>188</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1417</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1417</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Freight Service Inc Delaware A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>FS183A905</cusip>
    <value>451</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3850</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3850</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Freight Service Inc Delaware B</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>FS184B905</cusip>
    <value>1171</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Allegion PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G0176J109</cusip>
    <value>278</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2233</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2233</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Allegion PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G0176J109</cusip>
    <value>169</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1360</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1360</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Allergan PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G0177J108</cusip>
    <value>596</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3120</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3120</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Allergan PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G0177J108</cusip>
    <value>73</value>
    <shrsOrPrnAmt>
      <sshPrnamt>380</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>300</Sole>
      <Shared>0</Shared>
      <None>80</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Accenture PLC Ireland Shares C</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G1151C101</cusip>
    <value>2102</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9984</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8928</Sole>
      <Shared>0</Shared>
      <None>1056</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Accenture PLC Ireland Shares C</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G1151C101</cusip>
    <value>526</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2500</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2500</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Eaton Corporation PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G29183103</cusip>
    <value>409</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4322</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4322</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Eaton Corporation PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G29183103</cusip>
    <value>374</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3950</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3950</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ingersoll-Rand PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G47791101</cusip>
    <value>601</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4520</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4520</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ingersoll-Rand PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G47791101</cusip>
    <value>583</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4384</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>4384</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Johnson Controls International</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G51502105</cusip>
    <value>2414</value>
    <shrsOrPrnAmt>
      <sshPrnamt>59299</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>59298</Sole>
      <Shared>0</Shared>
      <None>1</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Johnson Controls International</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G51502105</cusip>
    <value>184</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4521</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>4521</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Medtronic PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G5960L103</cusip>
    <value>2465</value>
    <shrsOrPrnAmt>
      <sshPrnamt>21727</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>21727</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Medtronic PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G5960L103</cusip>
    <value>845</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7447</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>7447</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Steris PLC (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G8473T100</cusip>
    <value>207</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1360</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>686</Sole>
      <Shared>0</Shared>
      <None>674</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Alcon Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>H01301128</cusip>
    <value>581</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10271</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8759</Sole>
      <Shared>0</Shared>
      <None>1512</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Alcon Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>H01301128</cusip>
    <value>32</value>
    <shrsOrPrnAmt>
      <sshPrnamt>566</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>566</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Chubb Ltd (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>H1467J104</cusip>
    <value>15840</value>
    <shrsOrPrnAmt>
      <sshPrnamt>101762</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>100568</Sole>
      <Shared>0</Shared>
      <None>1194</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Chubb Ltd (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>H1467J104</cusip>
    <value>809</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>5200</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Garmin Ltd (Switzerland)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>H2906T109</cusip>
    <value>139</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1425</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1425</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Garmin Ltd (Switzerland)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>H2906T109</cusip>
    <value>78</value>
    <shrsOrPrnAmt>
      <sshPrnamt>800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>800</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ABS Materials Inc Series A Pre</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>K7220ABSA</cusip>
    <value>121</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>100000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ABS Materials Inc Common Stock</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>K722ABS00</cusip>
    <value>25</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20781</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20781</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Elbit Systems Ltd</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>M3760D101</cusip>
    <value>465</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
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