<SEC-DOCUMENT>0001104659-20-079718.txt : 20200701
<SEC-HEADER>0001104659-20-079718.hdr.sgml : 20200701
<ACCEPTANCE-DATETIME>20200701161622
ACCESSION NUMBER:		0001104659-20-079718
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20200630
FILED AS OF DATE:		20200701
DATE AS OF CHANGE:		20200701
EFFECTIVENESS DATE:		20200701

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PARK NATIONAL CORP /OH/
		CENTRAL INDEX KEY:			0000805676
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				311179518
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-10278
		FILM NUMBER:		201005535

	BUSINESS ADDRESS:	
		STREET 1:		50 NORTH THIRD ST
		CITY:			NEWARK
		STATE:			OH
		ZIP:			43055
		BUSINESS PHONE:		6143498451

	MAIL ADDRESS:	
		STREET 1:		P O BOX 3500
		CITY:			NEWARK
		STATE:			OH
		ZIP:			43058-3500
</SEC-HEADER>
<DOCUMENT>
<TYPE>13F-HR
<SEQUENCE>1
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        <credentials>
          <cik>0000805676</cik>
          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>06-30-2020</periodOfReport>
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    <coverPage>
      <reportCalendarOrQuarter>06-30-2020</reportCalendarOrQuarter>
      <isAmendment>false</isAmendment>
      <filingManager>
        <name>PARK NATIONAL CORP /OH/</name>
        <address>
          <ns1:street1>P O Box 3500</ns1:street1>
          <ns1:city>Newark</ns1:city>
          <ns1:stateOrCountry>OH</ns1:stateOrCountry>
          <ns1:zipCode>43058-3500</ns1:zipCode>
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      <form13FFileNumber>028-10278</form13FFileNumber>
      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>J. Bradley Zellar</name>
      <title>Vice President and Trust Officer</title>
      <phone>740-349-3904</phone>
      <signature>/s/ J. Bradley Zellar</signature>
      <city>Newark</city>
      <stateOrCountry>OH</stateOrCountry>
      <signatureDate>07-01-2020</signatureDate>
    </signatureBlock>
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      <None>3383</None>
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      <sshPrnamt>718</sshPrnamt>
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      <Sole>718</Sole>
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      <sshPrnamt>28743</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>27533</Sole>
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      <None>1210</None>
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    <votingAuthority>
      <Sole>26</Sole>
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      <None>0</None>
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      <sshPrnamt>4388</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1821</Sole>
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      <None>2567</None>
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      <sshPrnamt>278773</sshPrnamt>
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    <votingAuthority>
      <Sole>277058</Sole>
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      <None>1715</None>
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      <Sole>3350</Sole>
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      <None>0</None>
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      <sshPrnamt>204501</sshPrnamt>
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    <votingAuthority>
      <Sole>202972</Sole>
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      <None>1529</None>
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      <sshPrnamt>9539</sshPrnamt>
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    <votingAuthority>
      <Sole>9349</Sole>
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      <None>190</None>
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      <sshPrnamt>46172</sshPrnamt>
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    <votingAuthority>
      <Sole>46172</Sole>
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      <None>0</None>
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      <sshPrnamt>1558</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>764</Sole>
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      <None>794</None>
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      <sshPrnamt>817</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>817</Sole>
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      <None>0</None>
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    <value>167</value>
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      <sshPrnamt>3193</sshPrnamt>
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    <votingAuthority>
      <Sole>3193</Sole>
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      <None>0</None>
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    <votingAuthority>
      <Sole>10213</Sole>
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      <None>0</None>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8490</Sole>
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      <None>130</None>
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      <Sole>249</Sole>
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      <None>0</None>
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    <value>223</value>
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    <votingAuthority>
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    <votingAuthority>
      <Sole>169027</Sole>
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  <infoTable>
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    <value>13</value>
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    <cusip>209115104</cusip>
    <value>227</value>
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      <None>0</None>
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      <None>304</None>
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    <nameOfIssuer>Facebook Inc Class A</nameOfIssuer>
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    <cusip>30303M102</cusip>
    <value>329</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1447</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1447</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Fastenal Company</nameOfIssuer>
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    <cusip>311900104</cusip>
    <value>489</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11418</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10762</Sole>
      <Shared>0</Shared>
      <None>656</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Fidelity National Information</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>31620M106</cusip>
    <value>218</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1624</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1624</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
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    <cusip>316773100</cusip>
    <value>1325</value>
    <shrsOrPrnAmt>
      <sshPrnamt>68713</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>68713</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>316773100</cusip>
    <value>59</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3050</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3050</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Merchants Corporation</nameOfIssuer>
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    <cusip>320817109</cusip>
    <value>1903</value>
    <shrsOrPrnAmt>
      <sshPrnamt>69033</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>69033</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust Capital Strength E</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33733E104</cusip>
    <value>9232</value>
    <shrsOrPrnAmt>
      <sshPrnamt>158027</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>152297</Sole>
      <Shared>0</Shared>
      <None>5730</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust Capital Strength E</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33733E104</cusip>
    <value>1012</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17329</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>17329</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Tr NASDAQ Clean Edge Gre</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33733E500</cusip>
    <value>258</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8684</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8684</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust Value Line Dividen</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734H106</cusip>
    <value>10674</value>
    <shrsOrPrnAmt>
      <sshPrnamt>352060</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>340234</Sole>
      <Shared>0</Shared>
      <None>11826</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust Value Line Dividen</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734H106</cusip>
    <value>750</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24749</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>24749</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust Large Cap Core Alp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734K109</cusip>
    <value>1826</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30665</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>30065</Sole>
      <Shared>0</Shared>
      <None>600</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust Large Cap Core Alp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734K109</cusip>
    <value>115</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1935</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1935</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust Dow Jones Global S</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734X200</cusip>
    <value>4861</value>
    <shrsOrPrnAmt>
      <sshPrnamt>270340</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>259670</Sole>
      <Shared>0</Shared>
      <None>10670</None>
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  <infoTable>
    <nameOfIssuer>First Trust Dow Jones Global S</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734X200</cusip>
    <value>416</value>
    <shrsOrPrnAmt>
      <sshPrnamt>23164</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>23164</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust Small Cap Core Alp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734Y109</cusip>
    <value>2073</value>
    <shrsOrPrnAmt>
      <sshPrnamt>38186</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>36091</Sole>
      <Shared>0</Shared>
      <None>2095</None>
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  <infoTable>
    <nameOfIssuer>First Trust Small Cap Core Alp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734Y109</cusip>
    <value>68</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1246</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1246</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust Mid Cap Core Alpha</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33735B108</cusip>
    <value>2276</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36421</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>34221</Sole>
      <Shared>0</Shared>
      <None>2200</None>
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  <infoTable>
    <nameOfIssuer>First Trust Mid Cap Core Alpha</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33735B108</cusip>
    <value>77</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1225</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1225</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust North Amer Energy</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738D101</cusip>
    <value>2056</value>
    <shrsOrPrnAmt>
      <sshPrnamt>103127</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>101542</Sole>
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      <None>1585</None>
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  <infoTable>
    <nameOfIssuer>First Trust North Amer Energy</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738D101</cusip>
    <value>187</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9375</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>9375</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>First Trust Tactical High Yiel</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738D408</cusip>
    <value>10967</value>
    <shrsOrPrnAmt>
      <sshPrnamt>239297</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>234897</Sole>
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      <None>4400</None>
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  <infoTable>
    <nameOfIssuer>First Trust Tactical High Yiel</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738D408</cusip>
    <value>628</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13708</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>13708</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust NASDAQ Tech Divide</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738R118</cusip>
    <value>6139</value>
    <shrsOrPrnAmt>
      <sshPrnamt>147145</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>143485</Sole>
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      <None>3660</None>
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  <infoTable>
    <nameOfIssuer>First Trust NASDAQ Tech Divide</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738R118</cusip>
    <value>514</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12310</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>12310</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust NASDAQ Rising Div</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738R506</cusip>
    <value>451</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14617</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>14617</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>First Trust NASDAQ Rising Div</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738R506</cusip>
    <value>114</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3685</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3685</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust Preferred Securiti</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33739E108</cusip>
    <value>21043</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1142398</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1108614</Sole>
      <Shared>0</Shared>
      <None>33784</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust Preferred Securiti</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33739E108</cusip>
    <value>1222</value>
    <shrsOrPrnAmt>
      <sshPrnamt>66320</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>66320</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust Enhanced Short Mat</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33739Q408</cusip>
    <value>14980</value>
    <shrsOrPrnAmt>
      <sshPrnamt>249705</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>246830</Sole>
      <Shared>0</Shared>
      <None>2875</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust Enhanced Short Mat</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33739Q408</cusip>
    <value>849</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14159</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>14159</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fiserv Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>337738108</cusip>
    <value>23</value>
    <shrsOrPrnAmt>
      <sshPrnamt>234</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>234</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fiserv Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>337738108</cusip>
    <value>683</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>7000</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares MS US Market Factor</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L100</cusip>
    <value>750</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6608</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6157</Sole>
      <Shared>0</Shared>
      <None>451</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares MS Emerging Mkts Fa</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L308</cusip>
    <value>351</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7854</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7540</Sole>
      <Shared>0</Shared>
      <None>314</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares Morningstar Glbl Up</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L407</cusip>
    <value>1751</value>
    <shrsOrPrnAmt>
      <sshPrnamt>63345</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>62669</Sole>
      <Shared>0</Shared>
      <None>676</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares Morningstar Glbl Up</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L407</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>75</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>75</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares iBoxx 3-Year Target</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L506</cusip>
    <value>941</value>
    <shrsOrPrnAmt>
      <sshPrnamt>37231</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>36640</Sole>
      <Shared>0</Shared>
      <None>591</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares Core Select Bond ET</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L670</cusip>
    <value>6878</value>
    <shrsOrPrnAmt>
      <sshPrnamt>255084</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>249001</Sole>
      <Shared>0</Shared>
      <None>6083</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares US Quality Large Ca</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L746</cusip>
    <value>1372</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>36044</Sole>
      <Shared>0</Shared>
      <None>3756</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>FlexShares Global Quality Real</nameOfIssuer>
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    <value>769</value>
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      <sshPrnamt>14982</sshPrnamt>
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      <Sole>14805</Sole>
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      <None>177</None>
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    <nameOfIssuer>FlexShares STOXX Global Broad</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L795</cusip>
    <value>1674</value>
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      <Sole>34607</Sole>
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      <None>422</None>
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    <nameOfIssuer>FlexShares Morn Dev Mkts ex-US</nameOfIssuer>
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    <cusip>33939L803</cusip>
    <value>1109</value>
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    <votingAuthority>
      <Sole>19087</Sole>
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      <None>1666</None>
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    <nameOfIssuer>Perry-Sycamore LP- Spcl LP Int</nameOfIssuer>
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    <cusip>340387895</cusip>
    <value>387</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>53</Sole>
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      <None>0</None>
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    <nameOfIssuer>Ford Motor Company</nameOfIssuer>
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    <cusip>345370860</cusip>
    <value>139</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>22897</Sole>
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      <None>0</None>
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    <cusip>345370860</cusip>
    <value>61</value>
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      <None>0</None>
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    <nameOfIssuer>Fortive Corporation</nameOfIssuer>
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    <value>920</value>
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      <None>0</None>
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    <value>3</value>
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      <Sole>44</Sole>
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    <nameOfIssuer>GMAC Capital Trust I 8.125 percent Va</nameOfIssuer>
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    <cusip>361860208</cusip>
    <value>216</value>
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      <None>9534</None>
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    <nameOfIssuer>Gallagher (Arthur J) &amp; Co</nameOfIssuer>
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    <cusip>363576109</cusip>
    <value>331</value>
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      <Sole>3397</Sole>
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      <None>0</None>
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    <nameOfIssuer>General Dynamics Corporation</nameOfIssuer>
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    <value>8288</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>55201</Sole>
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      <None>251</None>
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    <value>211</value>
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    <nameOfIssuer>General Electric Company</nameOfIssuer>
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    <cusip>369604103</cusip>
    <value>5633</value>
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      <Sole>823479</Sole>
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      <None>1250</None>
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    <nameOfIssuer>General Electric Company</nameOfIssuer>
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    <cusip>369604103</cusip>
    <value>151</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>20684</Sole>
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      <None>1450</None>
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    <nameOfIssuer>General Mills Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>370334104</cusip>
    <value>267</value>
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    <votingAuthority>
      <Sole>4126</Sole>
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      <None>200</None>
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    <nameOfIssuer>General Motors Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>37045V100</cusip>
    <value>1353</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>53466</Sole>
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      <None>0</None>
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    <nameOfIssuer>General Motors Company</nameOfIssuer>
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    <cusip>37045V100</cusip>
    <value>65</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>2557</Sole>
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      <None>0</None>
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    <nameOfIssuer>General Mtrs Corp Conv Escrow</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>370ESCBW4</cusip>
    <value>0</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>25000</Sole>
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      <None>0</None>
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    <nameOfIssuer>Genuine Parts Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>372460105</cusip>
    <value>11525</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>132532</Sole>
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      <None>0</None>
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    <cusip>372460105</cusip>
    <value>283</value>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>3255</Sole>
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      <None>0</None>
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    <nameOfIssuer>Genworth Financial Inc Class A</nameOfIssuer>
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    <cusip>37247D106</cusip>
    <value>28</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>12000</Sole>
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      <None>0</None>
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    <nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
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    <value>306</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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      <Sole>3686</Sole>
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      <None>295</None>
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    <value>123</value>
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    <nameOfIssuer>Gorman-Rupp Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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    <value>991</value>
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    <value>275</value>
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    <nameOfIssuer>Luikart Heating &amp; Cooling Inc</nameOfIssuer>
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    <value>745</value>
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    <value>210</value>
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    <nameOfIssuer>Home Depot Inc</nameOfIssuer>
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    <value>17669</value>
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  <infoTable>
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    <value>290</value>
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    <titleOfClass>Com</titleOfClass>
    <cusip>446150104</cusip>
    <value>1381</value>
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  <infoTable>
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    <value>273</value>
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    <cusip>452308109</cusip>
    <value>2431</value>
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      <sshPrnamt>13903</sshPrnamt>
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  <infoTable>
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    <cusip>452308109</cusip>
    <value>516</value>
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    <nameOfIssuer>Nestle S A Sponsored ADR</nameOfIssuer>
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      <sshPrnamt>3400</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
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      <None>0</None>
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      <sshPrnamt>6672</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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      <None>0</None>
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      <sshPrnamt>100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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      <None>0</None>
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      <sshPrnamt>10540</sshPrnamt>
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      <None>600</None>
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      <sshPrnamt>630</sshPrnamt>
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      <sshPrnamt>1482</sshPrnamt>
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      <None>655</None>
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      <sshPrnamt>48160</sshPrnamt>
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    <votingAuthority>
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      <None>0</None>
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      <sshPrnamt>134504</sshPrnamt>
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    <votingAuthority>
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      <None>1686</None>
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      <None>0</None>
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      <sshPrnamt>16523</sshPrnamt>
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      <None>0</None>
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      <sshPrnamt>120817</sshPrnamt>
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      <None>114</None>
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      <sshPrnamt>40012</sshPrnamt>
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      <sshPrnamt>447</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <sshPrnamt>2649</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
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    <nameOfIssuer>SPDR Gold Trust ETF</nameOfIssuer>
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    <cusip>78463V107</cusip>
    <value>92</value>
    <shrsOrPrnAmt>
      <sshPrnamt>550</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>SPDR S&amp;P MidCap 400 ETF</nameOfIssuer>
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      <sshPrnamt>1202</sshPrnamt>
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    <votingAuthority>
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      <sshPrnamt>275</sshPrnamt>
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      <None>730</None>
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    <nameOfIssuer>Muskingum Valley Bancshares</nameOfIssuer>
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      <None>1406</None>
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    <value>35</value>
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    <nameOfIssuer>Communitybanc, Inc Crooksville</nameOfIssuer>
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      <sshPrnamt>12510</sshPrnamt>
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      <sshPrnamt>2019</sshPrnamt>
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      <Sole>24</Sole>
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      <None>1995</None>
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      <sshPrnamt>1207</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>Shopify Inc</nameOfIssuer>
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      <sshPrnamt>633</sshPrnamt>
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    <votingAuthority>
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      <None>383</None>
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    <votingAuthority>
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      <None>1899</None>
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      <sshPrnamt>6671</sshPrnamt>
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    <votingAuthority>
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    <value>450</value>
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      <sshPrnamt>4256</sshPrnamt>
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    <value>33</value>
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      <sshPrnamt>313</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
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    <cusip>842587107</cusip>
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      <None>100</None>
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    <cusip>842587107</cusip>
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      <sshPrnamt>1310</sshPrnamt>
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    <titleOfClass>Com</titleOfClass>
    <cusip>863667101</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>37573</sshPrnamt>
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  <infoTable>
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  <infoTable>
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    <cusip>92826C839</cusip>
    <value>383</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1984</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1909</Sole>
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      <None>75</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>WEC Energy Group Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>92939U106</cusip>
    <value>250</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2850</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2850</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Walmart Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>931142103</cusip>
    <value>1420</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11852</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10901</Sole>
      <Shared>0</Shared>
      <None>951</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Walmart Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>931142103</cusip>
    <value>431</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3600</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Walmart de Mexico SAB de CV Se</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>93114W107</cusip>
    <value>415</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17460</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13982</Sole>
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      <None>3478</None>
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    <nameOfIssuer>K-L Investment Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>936784790</cusip>
    <value>990</value>
    <shrsOrPrnAmt>
      <sshPrnamt>379</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>379</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Waste Management Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>94106L109</cusip>
    <value>12840</value>
    <shrsOrPrnAmt>
      <sshPrnamt>121238</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>120224</Sole>
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      <None>1014</None>
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  <infoTable>
    <nameOfIssuer>Waste Management Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>94106L109</cusip>
    <value>217</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2047</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2047</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Watsco Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>942622200</cusip>
    <value>318</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1789</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>965</Sole>
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      <None>824</None>
    </votingAuthority>
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    <nameOfIssuer>Wells Fargo &amp; Co (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>949746101</cusip>
    <value>325</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12691</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12691</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Wells Fargo &amp; Co (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>949746101</cusip>
    <value>18</value>
    <shrsOrPrnAmt>
      <sshPrnamt>692</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>292</Sole>
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      <None>400</None>
    </votingAuthority>
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    <nameOfIssuer>Barclay Square Apartments, LD</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>961032475</cusip>
    <value>220</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Weyerhaeuser Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>962166104</cusip>
    <value>191</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8486</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5787</Sole>
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      <None>2699</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Weyerhaeuser Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>962166104</cusip>
    <value>31</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1395</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1395</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Worthington Industries Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>981811102</cusip>
    <value>356</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9543</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9243</Sole>
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      <None>300</None>
    </votingAuthority>
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    <nameOfIssuer>Yum Brands Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>988498101</cusip>
    <value>215</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2477</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2282</Sole>
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      <None>195</None>
    </votingAuthority>
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    <nameOfIssuer>Zoetis Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>98978V103</cusip>
    <value>18427</value>
    <shrsOrPrnAmt>
      <sshPrnamt>134465</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>132608</Sole>
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      <None>1857</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Zoetis Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>98978V103</cusip>
    <value>26</value>
    <shrsOrPrnAmt>
      <sshPrnamt>193</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>193</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Freight Service Inc Delaware A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>FS183A905</cusip>
    <value>451</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3850</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3850</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Freight Service Inc Delaware B</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>FS184B905</cusip>
    <value>1171</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10000</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Allegion PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G0176J109</cusip>
    <value>232</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2266</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2266</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Allegion PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G0176J109</cusip>
    <value>115</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1127</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1127</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Accenture PLC Ireland Shares C</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G1151C101</cusip>
    <value>14969</value>
    <shrsOrPrnAmt>
      <sshPrnamt>69715</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>68032</Sole>
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      <None>1683</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Accenture PLC Ireland Shares C</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G1151C101</cusip>
    <value>558</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2598</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2598</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Eaton Corporation PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G29183103</cusip>
    <value>378</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4320</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4320</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Eaton Corporation PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G29183103</cusip>
    <value>337</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3850</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3850</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Johnson Controls International</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G51502105</cusip>
    <value>2004</value>
    <shrsOrPrnAmt>
      <sshPrnamt>58706</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>58705</Sole>
      <Shared>0</Shared>
      <None>1</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Johnson Controls International</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G51502105</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>105</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>105</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Medtronic PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G5960L103</cusip>
    <value>2227</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24284</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>24284</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Medtronic PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G5960L103</cusip>
    <value>116</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1267</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1267</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Steris PLC (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G8473T100</cusip>
    <value>206</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1342</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>625</Sole>
      <Shared>0</Shared>
      <None>717</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Trane Technologies PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G8994E103</cusip>
    <value>411</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4620</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4620</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Trane Technologies PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G8994E103</cusip>
    <value>381</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4284</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>4284</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Alcon Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>H01301128</cusip>
    <value>430</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7504</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5956</Sole>
      <Shared>0</Shared>
      <None>1548</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Alcon Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>H01301128</cusip>
    <value>3</value>
    <shrsOrPrnAmt>
      <sshPrnamt>46</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>46</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Chubb Ltd (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>H1467J104</cusip>
    <value>7912</value>
    <shrsOrPrnAmt>
      <sshPrnamt>62485</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>62370</Sole>
      <Shared>0</Shared>
      <None>115</None>
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  <infoTable>
    <nameOfIssuer>Chubb Ltd (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>H1467J104</cusip>
    <value>220</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1739</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1739</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Garmin Ltd (Switzerland)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>H2906T109</cusip>
    <value>134</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1375</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1375</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Garmin Ltd (Switzerland)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>H2906T109</cusip>
    <value>68</value>
    <shrsOrPrnAmt>
      <sshPrnamt>700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>700</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ABS Materials Inc Series A Pre</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>K7220ABSA</cusip>
    <value>121</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>100000</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  </infoTable>
  <infoTable>
    <nameOfIssuer>ABS Materials Inc Common Stock</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>K722ABS00</cusip>
    <value>25</value>
    <shrsOrPrnAmt>
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</SEC-DOCUMENT>
