<SEC-DOCUMENT>0001104659-22-076845.txt : 20220701
<SEC-HEADER>0001104659-22-076845.hdr.sgml : 20220701
<ACCEPTANCE-DATETIME>20220701161633
ACCESSION NUMBER:		0001104659-22-076845
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20220630
FILED AS OF DATE:		20220701
DATE AS OF CHANGE:		20220701
EFFECTIVENESS DATE:		20220701

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PARK NATIONAL CORP /OH/
		CENTRAL INDEX KEY:			0000805676
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				311179518
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-10278
		FILM NUMBER:		221061620

	BUSINESS ADDRESS:	
		STREET 1:		50 NORTH THIRD ST
		CITY:			NEWARK
		STATE:			OH
		ZIP:			43055
		BUSINESS PHONE:		6143498451

	MAIL ADDRESS:	
		STREET 1:		P O BOX 3500
		CITY:			NEWARK
		STATE:			OH
		ZIP:			43058-3500
</SEC-HEADER>
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          <cik>0000805676</cik>
          <ccc>XXXXXXXX</ccc>
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      <periodOfReport>06-30-2022</periodOfReport>
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        <name>PARK NATIONAL CORP /OH/</name>
        <address>
          <ns1:street1>P O Box 3500</ns1:street1>
          <ns1:city>Newark</ns1:city>
          <ns1:stateOrCountry>OH</ns1:stateOrCountry>
          <ns1:zipCode>43058-3500</ns1:zipCode>
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      <provideInfoForInstruction5>N</provideInfoForInstruction5>
    </coverPage>
    <signatureBlock>
      <name>J. Bradley Zellar</name>
      <title>Vice President and Trust Officer</title>
      <phone>740-349-3904</phone>
      <signature>/s/ J. Bradley Zellar</signature>
      <city>Newark</city>
      <stateOrCountry>OH</stateOrCountry>
      <signatureDate>07-01-2022</signatureDate>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3009</Sole>
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      <None>190</None>
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      <sshPrnamt>46345</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>46345</Sole>
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      <None>0</None>
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    <value>545</value>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5154</Sole>
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      <None>2645</None>
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    <cusip>149123101</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>7575</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7445</Sole>
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      <None>130</None>
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    <cusip>149123101</cusip>
    <value>163</value>
    <shrsOrPrnAmt>
      <sshPrnamt>910</sshPrnamt>
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    <votingAuthority>
      <Sole>910</Sole>
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      <None>0</None>
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    <votingAuthority>
      <Sole>213120</Sole>
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      <None>1317</None>
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    <cusip>166764100</cusip>
    <value>1397</value>
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      <sshPrnamt>9650</sshPrnamt>
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      <Sole>9650</Sole>
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      <None>0</None>
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      <sshPrnamt>8456</sshPrnamt>
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    <votingAuthority>
      <Sole>8421</Sole>
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      <None>35</None>
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      <sshPrnamt>26</sshPrnamt>
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    <votingAuthority>
      <Sole>26</Sole>
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      <None>0</None>
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      <sshPrnamt>33482</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>33482</Sole>
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      <None>0</None>
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    <value>152</value>
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      <sshPrnamt>1275</sshPrnamt>
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      <Sole>975</Sole>
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      <None>300</None>
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    <nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
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      <sshPrnamt>683413</sshPrnamt>
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    <votingAuthority>
      <Sole>680700</Sole>
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      <None>2713</None>
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    <nameOfIssuer>Cisco Systems Inc</nameOfIssuer>
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    <cusip>17275R102</cusip>
    <value>462</value>
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      <Sole>10839</Sole>
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      <None>0</None>
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    <nameOfIssuer>Cintas Corporation</nameOfIssuer>
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    <votingAuthority>
      <Sole>9537</Sole>
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      <None>0</None>
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    <nameOfIssuer>Civista Bancshares Inc</nameOfIssuer>
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    <votingAuthority>
      <Sole>52736</Sole>
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      <None>22000</None>
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    <votingAuthority>
      <Sole>4260</Sole>
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      <None>473</None>
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    <nameOfIssuer>Clorox Company</nameOfIssuer>
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      <sshPrnamt>2134</sshPrnamt>
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      <Sole>2134</Sole>
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      <None>0</None>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>332922</Sole>
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      <None>1235</None>
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  <infoTable>
    <nameOfIssuer>Coca-Cola Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>191216100</cusip>
    <value>473</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7523</sshPrnamt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>7523</Sole>
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      <None>0</None>
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    <nameOfIssuer>Colgate-Palmolive Company</nameOfIssuer>
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    <cusip>194162103</cusip>
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    <votingAuthority>
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      <None>0</None>
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    <cusip>194162103</cusip>
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    <nameOfIssuer>Comcast Corporation Class A (N</nameOfIssuer>
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    <votingAuthority>
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    <nameOfIssuer>Constellation Brands Inc Class</nameOfIssuer>
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    <shrsOrPrnAmt>
      <sshPrnamt>2315</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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      <None>0</None>
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    <votingAuthority>
      <Sole>28396</Sole>
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      <None>0</None>
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  <infoTable>
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    <value>128</value>
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      <sshPrnamt>4060</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
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      <None>865</None>
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    <titleOfClass>Com</titleOfClass>
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      <sshPrnamt>9258</sshPrnamt>
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    <votingAuthority>
      <Sole>8940</Sole>
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      <None>318</None>
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  <infoTable>
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    <cusip>22052L104</cusip>
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      <sshPrnamt>159</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <Sole>159</Sole>
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      <None>0</None>
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      <sshPrnamt>30146</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>29910</Sole>
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      <None>236</None>
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  <infoTable>
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    <cusip>22160K105</cusip>
    <value>74</value>
    <shrsOrPrnAmt>
      <sshPrnamt>155</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
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      <None>0</None>
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    <nameOfIssuer>Crown Castle International Cor</nameOfIssuer>
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    <cusip>22822V101</cusip>
    <value>209</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1243</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>1243</Sole>
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      <None>0</None>
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    <nameOfIssuer>DR Horton Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>23331A109</cusip>
    <value>13863</value>
    <shrsOrPrnAmt>
      <sshPrnamt>209448</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>207868</Sole>
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      <None>1580</None>
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  <infoTable>
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    <cusip>23331A109</cusip>
    <value>156</value>
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      <sshPrnamt>2350</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2110</Sole>
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      <None>240</None>
    </votingAuthority>
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    <nameOfIssuer>DTE Energy Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>233331107</cusip>
    <value>213</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1680</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1680</Sole>
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      <None>0</None>
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  <infoTable>
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    <titleOfClass>Com</titleOfClass>
    <cusip>233331107</cusip>
    <value>23</value>
    <shrsOrPrnAmt>
      <sshPrnamt>180</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>180</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Danaher Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>235851102</cusip>
    <value>26928</value>
    <shrsOrPrnAmt>
      <sshPrnamt>106217</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>106073</Sole>
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      <None>144</None>
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  <infoTable>
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    <titleOfClass>Com</titleOfClass>
    <cusip>235851102</cusip>
    <value>143</value>
    <shrsOrPrnAmt>
      <sshPrnamt>565</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>565</Sole>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Deere &amp; Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>244199105</cusip>
    <value>16369</value>
    <shrsOrPrnAmt>
      <sshPrnamt>54660</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>54224</Sole>
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      <None>436</None>
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  <infoTable>
    <nameOfIssuer>Deere &amp; Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>244199105</cusip>
    <value>245</value>
    <shrsOrPrnAmt>
      <sshPrnamt>818</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <votingAuthority>
      <Sole>818</Sole>
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      <None>0</None>
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    <nameOfIssuer>Delta Air Lines Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>247361702</cusip>
    <value>1050</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36250</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>36250</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>OSB Bancorp Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>253OSB253</cusip>
    <value>578</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3197</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3197</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Disney (Walt) Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>254687106</cusip>
    <value>31782</value>
    <shrsOrPrnAmt>
      <sshPrnamt>336676</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>335683</Sole>
      <Shared>0</Shared>
      <None>993</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Disney (Walt) Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>254687106</cusip>
    <value>284</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3011</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3011</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Discover Financial Services</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>254709108</cusip>
    <value>509</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5379</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5379</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Dollar General Corporation (Ne</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>256677105</cusip>
    <value>6089</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24809</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>24407</Sole>
      <Shared>0</Shared>
      <None>402</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Dollar General Corporation (Ne</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>256677105</cusip>
    <value>49</value>
    <shrsOrPrnAmt>
      <sshPrnamt>201</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>201</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Dominion Energy Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>25746U109</cusip>
    <value>981</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12290</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11890</Sole>
      <Shared>0</Shared>
      <None>400</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Dominion Energy Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>25746U109</cusip>
    <value>64</value>
    <shrsOrPrnAmt>
      <sshPrnamt>800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>800</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Dow Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>260557103</cusip>
    <value>515</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9986</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8611</Sole>
      <Shared>0</Shared>
      <None>1375</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Dow Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>260557103</cusip>
    <value>11</value>
    <shrsOrPrnAmt>
      <sshPrnamt>217</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>217</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Duke Energy Corporation (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>26441C204</cusip>
    <value>1864</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17388</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17288</Sole>
      <Shared>0</Shared>
      <None>100</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Duke Energy Corporation (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>26441C204</cusip>
    <value>446</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4157</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>4157</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>DuPont de Nemours Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>26614N102</cusip>
    <value>724</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13024</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12974</Sole>
      <Shared>0</Shared>
      <None>50</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>DuPont de Nemours Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>26614N102</cusip>
    <value>2</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>32</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ecolab Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>278865100</cusip>
    <value>9491</value>
    <shrsOrPrnAmt>
      <sshPrnamt>61724</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>61466</Sole>
      <Shared>0</Shared>
      <None>258</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ecolab Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>278865100</cusip>
    <value>32</value>
    <shrsOrPrnAmt>
      <sshPrnamt>210</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>210</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Emerson Electric Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>291011104</cusip>
    <value>12348</value>
    <shrsOrPrnAmt>
      <sshPrnamt>155246</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>154841</Sole>
      <Shared>0</Shared>
      <None>405</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Emerson Electric Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>291011104</cusip>
    <value>572</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7187</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>7187</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Expeditors International of Wa</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>302130109</cusip>
    <value>208</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2134</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2134</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Experian PLC Sponsored ADR</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>30215C101</cusip>
    <value>247</value>
    <shrsOrPrnAmt>
      <sshPrnamt>8448</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3879</Sole>
      <Shared>0</Shared>
      <None>4569</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Exxon Mobil Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>30231G102</cusip>
    <value>16771</value>
    <shrsOrPrnAmt>
      <sshPrnamt>195835</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>195431</Sole>
      <Shared>0</Shared>
      <None>404</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Exxon Mobil Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>30231G102</cusip>
    <value>3635</value>
    <shrsOrPrnAmt>
      <sshPrnamt>42442</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>42442</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Meta Platforms Inc Class A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>30303M102</cusip>
    <value>10095</value>
    <shrsOrPrnAmt>
      <sshPrnamt>62603</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>62603</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Meta Platforms Inc Class A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>30303M102</cusip>
    <value>143</value>
    <shrsOrPrnAmt>
      <sshPrnamt>887</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>887</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fanhua Inc Sponsored ADR</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>30712A103</cusip>
    <value>83</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16135</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>16135</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Fastenal Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>311900104</cusip>
    <value>394</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7890</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7890</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>316773100</cusip>
    <value>1748</value>
    <shrsOrPrnAmt>
      <sshPrnamt>52033</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>52033</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>316773100</cusip>
    <value>102</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3050</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3050</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Merchants Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>320817109</cusip>
    <value>1815</value>
    <shrsOrPrnAmt>
      <sshPrnamt>50947</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>50947</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Capital Strength E</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33733E104</cusip>
    <value>24195</value>
    <shrsOrPrnAmt>
      <sshPrnamt>345984</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>336990</Sole>
      <Shared>0</Shared>
      <None>8994</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Capital Strength E</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33733E104</cusip>
    <value>156</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2225</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2125</Sole>
      <Shared>0</Shared>
      <None>100</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Tr NASDAQ Clean Edge Gre</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33733E500</cusip>
    <value>1170</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22413</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>22413</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Tr NASDAQ Clean Edge Gre</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33733E500</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>225</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>225</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Value Line Dividen</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734H106</cusip>
    <value>18333</value>
    <shrsOrPrnAmt>
      <sshPrnamt>472391</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>453215</Sole>
      <Shared>0</Shared>
      <None>19176</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Value Line Dividen</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734H106</cusip>
    <value>102</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2638</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2638</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Large Cap Core Alp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734K109</cusip>
    <value>1445</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18996</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>18396</Sole>
      <Shared>0</Shared>
      <None>600</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Large Cap Core Alp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734K109</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>160</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>160</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Dow Jones Global S</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734X200</cusip>
    <value>7533</value>
    <shrsOrPrnAmt>
      <sshPrnamt>346490</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>315569</Sole>
      <Shared>0</Shared>
      <None>30921</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Dow Jones Global S</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734X200</cusip>
    <value>83</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3835</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3835</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Small Cap Core Alp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734Y109</cusip>
    <value>3962</value>
    <shrsOrPrnAmt>
      <sshPrnamt>51684</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>46177</Sole>
      <Shared>0</Shared>
      <None>5507</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Small Cap Core Alp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734Y109</cusip>
    <value>46</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>600</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Mid Cap Core Alpha</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33735B108</cusip>
    <value>2362</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28236</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>22978</Sole>
      <Shared>0</Shared>
      <None>5258</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Mid Cap Core Alpha</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33735B108</cusip>
    <value>40</value>
    <shrsOrPrnAmt>
      <sshPrnamt>480</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>480</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust North Amer Energy</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738D101</cusip>
    <value>6110</value>
    <shrsOrPrnAmt>
      <sshPrnamt>237386</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>228943</Sole>
      <Shared>0</Shared>
      <None>8443</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Tactical High Yiel</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738D408</cusip>
    <value>19401</value>
    <shrsOrPrnAmt>
      <sshPrnamt>495556</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>489314</Sole>
      <Shared>0</Shared>
      <None>6242</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Tactical High Yiel</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738D408</cusip>
    <value>276</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7060</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>5205</Sole>
      <Shared>0</Shared>
      <None>1855</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust NASDAQ Tech Divide</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738R118</cusip>
    <value>13941</value>
    <shrsOrPrnAmt>
      <sshPrnamt>277876</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>270726</Sole>
      <Shared>0</Shared>
      <None>7150</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust NASDAQ Tech Divide</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738R118</cusip>
    <value>38</value>
    <shrsOrPrnAmt>
      <sshPrnamt>750</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>225</Sole>
      <Shared>0</Shared>
      <None>525</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust NASDAQ Rising Div</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738R506</cusip>
    <value>12050</value>
    <shrsOrPrnAmt>
      <sshPrnamt>294484</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>283384</Sole>
      <Shared>0</Shared>
      <None>11100</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Preferred Securiti</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33739E108</cusip>
    <value>76907</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4463529</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4426937</Sole>
      <Shared>0</Shared>
      <None>36592</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Preferred Securiti</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33739E108</cusip>
    <value>1249</value>
    <shrsOrPrnAmt>
      <sshPrnamt>72495</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>67995</Sole>
      <Shared>0</Shared>
      <None>4500</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Enhanced Short Mat</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33739Q408</cusip>
    <value>22809</value>
    <shrsOrPrnAmt>
      <sshPrnamt>384126</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>380792</Sole>
      <Shared>0</Shared>
      <None>3334</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Enhanced Short Mat</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33739Q408</cusip>
    <value>245</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4125</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2850</Sole>
      <Shared>0</Shared>
      <None>1275</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares MS US Market Factor</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L100</cusip>
    <value>894</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6156</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5991</Sole>
      <Shared>0</Shared>
      <None>165</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares MS Emerging Mkts Fa</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L308</cusip>
    <value>442</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9013</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>8792</Sole>
      <Shared>0</Shared>
      <None>221</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares Morningstar Glbl Up</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L407</cusip>
    <value>2922</value>
    <shrsOrPrnAmt>
      <sshPrnamt>73656</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>73299</Sole>
      <Shared>0</Shared>
      <None>357</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares Morningstar Glbl Up</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L407</cusip>
    <value>4</value>
    <shrsOrPrnAmt>
      <sshPrnamt>110</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>110</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares iBoxx 3-Year Target</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L506</cusip>
    <value>1589</value>
    <shrsOrPrnAmt>
      <sshPrnamt>64049</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>63803</Sole>
      <Shared>0</Shared>
      <None>246</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares iBoxx 3-Year Target</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L506</cusip>
    <value>15</value>
    <shrsOrPrnAmt>
      <sshPrnamt>600</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>600</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares Core Select Bond ET</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L670</cusip>
    <value>4701</value>
    <shrsOrPrnAmt>
      <sshPrnamt>204670</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>202525</Sole>
      <Shared>0</Shared>
      <None>2145</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares US Quality Large Ca</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L746</cusip>
    <value>1546</value>
    <shrsOrPrnAmt>
      <sshPrnamt>36853</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>35651</Sole>
      <Shared>0</Shared>
      <None>1202</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares Global Quality Real</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L787</cusip>
    <value>1049</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18429</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>18341</Sole>
      <Shared>0</Shared>
      <None>88</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares STOXX Global Broad</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L795</cusip>
    <value>1782</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34480</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>34380</Sole>
      <Shared>0</Shared>
      <None>100</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>FlexShares Morn Dev Mkts ex-US</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L803</cusip>
    <value>996</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17277</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>16755</Sole>
      <Shared>0</Shared>
      <None>522</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Perry-Sycamore LP- Spcl LP Int</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>340387895</cusip>
    <value>387</value>
    <shrsOrPrnAmt>
      <sshPrnamt>53</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>53</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ford Motor Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>345370860</cusip>
    <value>8112</value>
    <shrsOrPrnAmt>
      <sshPrnamt>728841</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>725516</Sole>
      <Shared>0</Shared>
      <None>3325</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Ford Motor Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>345370860</cusip>
    <value>57</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>5100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Franklin Resources Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>354613101</cusip>
    <value>565</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24227</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>24227</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Arthur J Gallagher &amp; Co</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>363576109</cusip>
    <value>511</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3136</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3136</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>General Dynamics Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>369550108</cusip>
    <value>6016</value>
    <shrsOrPrnAmt>
      <sshPrnamt>27190</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>27110</Sole>
      <Shared>0</Shared>
      <None>80</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>General Dynamics Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>369550108</cusip>
    <value>42</value>
    <shrsOrPrnAmt>
      <sshPrnamt>190</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>190</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>General Electric Company (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>369604301</cusip>
    <value>3374</value>
    <shrsOrPrnAmt>
      <sshPrnamt>52996</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>52996</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>General Electric Company (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>369604301</cusip>
    <value>51</value>
    <shrsOrPrnAmt>
      <sshPrnamt>803</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>623</Sole>
      <Shared>0</Shared>
      <None>180</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>General Motors Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>37045V100</cusip>
    <value>240</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7571</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7571</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>General Motors Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>37045V100</cusip>
    <value>22</value>
    <shrsOrPrnAmt>
      <sshPrnamt>700</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>700</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Genuine Parts Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>372460105</cusip>
    <value>6930</value>
    <shrsOrPrnAmt>
      <sshPrnamt>52108</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>52108</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Genuine Parts Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>372460105</cusip>
    <value>331</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2485</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2485</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>375558103</cusip>
    <value>204</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3308</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3308</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>375558103</cusip>
    <value>12</value>
    <shrsOrPrnAmt>
      <sshPrnamt>200</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>200</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>GSK PLC Sponsored ADR</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>37733W105</cusip>
    <value>898</value>
    <shrsOrPrnAmt>
      <sshPrnamt>20628</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20628</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1111</Sole>
      <Shared>0</Shared>
      <None>0</None>
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    <nameOfIssuer>Watsco Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>942622200</cusip>
    <value>270</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1130</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1130</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Wells Fargo &amp; Co (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>949746101</cusip>
    <value>232</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5923</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5923</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Barclay Square Apartments, LD</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>961032475</cusip>
    <value>220</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>WestRock Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>96145D105</cusip>
    <value>249</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6253</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>6253</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Worthington Industries Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>981811102</cusip>
    <value>497</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11275</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10975</Sole>
      <Shared>0</Shared>
      <None>300</None>
    </votingAuthority>
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    <nameOfIssuer>Yamana Gold Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>98462Y100</cusip>
    <value>203</value>
    <shrsOrPrnAmt>
      <sshPrnamt>43602</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>43602</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Yum! Brands Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>988498101</cusip>
    <value>220</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1942</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1942</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Yum China Holdings Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>98850P109</cusip>
    <value>706</value>
    <shrsOrPrnAmt>
      <sshPrnamt>14560</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>14560</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Zoetis Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>98978V103</cusip>
    <value>18723</value>
    <shrsOrPrnAmt>
      <sshPrnamt>108924</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>108473</Sole>
      <Shared>0</Shared>
      <None>451</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Zoetis Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>98978V103</cusip>
    <value>69</value>
    <shrsOrPrnAmt>
      <sshPrnamt>402</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>402</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Freight Service Inc Delaware A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>FS183A905</cusip>
    <value>627</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3920</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3920</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Freight Service Inc Delaware B</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>FS184B905</cusip>
    <value>1695</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10597</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10597</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>Allegion PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G0176J109</cusip>
    <value>96</value>
    <shrsOrPrnAmt>
      <sshPrnamt>985</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>985</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Allegion PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G0176J109</cusip>
    <value>110</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1127</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1127</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Aon PLC Class A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G0403H108</cusip>
    <value>250</value>
    <shrsOrPrnAmt>
      <sshPrnamt>927</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>422</Sole>
      <Shared>0</Shared>
      <None>505</None>
    </votingAuthority>
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    <nameOfIssuer>Accenture PLC Class A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G1151C101</cusip>
    <value>29511</value>
    <shrsOrPrnAmt>
      <sshPrnamt>106287</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>105410</Sole>
      <Shared>0</Shared>
      <None>877</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Accenture PLC Class A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G1151C101</cusip>
    <value>289</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1040</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1040</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
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    <nameOfIssuer>Eaton Corporation PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G29183103</cusip>
    <value>280</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2225</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2225</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Eaton Corporation PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G29183103</cusip>
    <value>44</value>
    <shrsOrPrnAmt>
      <sshPrnamt>350</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>350</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>ICON PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G4705A100</cusip>
    <value>233</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1073</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>493</Sole>
      <Shared>0</Shared>
      <None>580</None>
    </votingAuthority>
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    <nameOfIssuer>Johnson Controls International</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G51502105</cusip>
    <value>1384</value>
    <shrsOrPrnAmt>
      <sshPrnamt>28900</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>28900</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <titleOfClass>Com</titleOfClass>
    <cusip>G5960L103</cusip>
    <value>838</value>
    <shrsOrPrnAmt>
      <sshPrnamt>9334</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9334</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
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    <titleOfClass>Com</titleOfClass>
    <cusip>G5960L103</cusip>
    <value>103</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1147</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1147</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <titleOfClass>Com</titleOfClass>
    <cusip>G8473T100</cusip>
    <value>221</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1073</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>493</Sole>
      <Shared>0</Shared>
      <None>580</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Trane Technologies PLC</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>G8994E103</cusip>
    <value>14546</value>
    <shrsOrPrnAmt>
      <sshPrnamt>112002</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>111452</Sole>
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      <None>550</None>
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  <infoTable>
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    <titleOfClass>Com</titleOfClass>
    <cusip>G8994E103</cusip>
    <value>489</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3762</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3762</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Alcon Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>H01301128</cusip>
    <value>279</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3996</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2133</Sole>
      <Shared>0</Shared>
      <None>1863</None>
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  <infoTable>
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    <titleOfClass>Com</titleOfClass>
    <cusip>H01301128</cusip>
    <value>8</value>
    <shrsOrPrnAmt>
      <sshPrnamt>109</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>109</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <titleOfClass>Com</titleOfClass>
    <cusip>H1467J104</cusip>
    <value>5089</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25889</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>25889</Sole>
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      <None>0</None>
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  <infoTable>
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    <titleOfClass>Com</titleOfClass>
    <cusip>H1467J104</cusip>
    <value>157</value>
    <shrsOrPrnAmt>
      <sshPrnamt>798</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>798</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>ABS Materials Inc Series A Pre</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>K7220ABSA</cusip>
    <value>121</value>
    <shrsOrPrnAmt>
      <sshPrnamt>100000</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
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      <None>0</None>
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    <nameOfIssuer>ABS Materials Inc Common Stock</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>K722ABS00</cusip>
    <value>25</value>
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      <sshPrnamt>20781</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20781</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>ASML Holding NV-NY Reg Shs</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>N07059210</cusip>
    <value>332</value>
    <shrsOrPrnAmt>
      <sshPrnamt>697</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>348</Sole>
      <Shared>0</Shared>
      <None>349</None>
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    <nameOfIssuer>Pentaflex, Inc Non-Voting Comm</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>PENT00077</cusip>
    <value>483</value>
    <shrsOrPrnAmt>
      <sshPrnamt>252</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>252</Sole>
      <Shared>0</Shared>
      <None>0</None>
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</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
