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Allowance for Loan Losses (Tables) | 12 Months Ended
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Dec. 31, 2022
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery [Abstract] |
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block] | The activity in the allowance for credit losses for the years ended December 31, 2022, 2021, and 2020 is summarized in the following tables.
|  | Year ended December 31, 2022
(In thousands) |  | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
Allowance for credit losses: |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 14,025 |  |  | $ | 25,466 |  |  | $ | 5,758 |  |  | $ | 11,424 |  |  | $ | 26,286 |  |  | $ | 238 |  |  | $ | 83,197 |
Charge-offs |  | 2,056 |  |  | 1,578 |  |  | 33 |  |  | 81 |  |  | 5,343 |  |  | 42 |  |  | 9,133 |
Recoveries |  | (826) |  |  | (627) |  |  | (1,343) |  |  | (164) |  |  | (3,767) |  |  | (31) |  |  | (6,758) |
Net charge-offs (recoveries) |  | 1,230 |  |  | 951 |  |  | (1,310) |  |  | (83) |  |  | 1,576 |  |  | 11 |  |  | 2,375 |
Provision (recovery) |  | 4,192 |  |  | (6,686) |  |  | (1,518) |  |  | 5,324 |  |  | 3,311 |  |  | (66) |  |  | 4,557 |
Ending balance |  | $ | 16,987 |  |  | $ | 17,829 |  |  | $ | 5,550 |  |  | $ | 16,831 |  |  | $ | 28,021 |  |  | 161 |  |  | $ | 85,379 |
|  | Year ended December 31, 2021
(In thousands) |  | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
Allowance for credit losses: |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 25,608 |  |  | $ | 23,480 |  |  | $ | 7,288 |  |  | $ | 11,363 |  |  | $ | 17,418 |  |  | $ | 518 |  |  | $ | 85,675 |
Impact of adopting ASC 326 |  | (8,257) |  |  | 2,119 |  |  | (1,898) |  |  | 3,121 |  |  | 10,925 |  |  | 80 |  |  | 6,090 |
Charge-offs |  | 957 |  |  | 35 |  |  | — |  |  | 49 |  |  | 4,052 |  |  | — |  |  | 5,093 |
Recoveries |  | (639) |  |  | (802) |  |  | (2,299) |  |  | (941) |  |  | (3,759) |  |  | (1) |  |  | (8,441) |
Net charge-offs (recoveries) |  | 318 |  |  | (767) |  |  | (2,299) |  |  | (892) |  |  | 293 |  |  | (1) |  |  | (3,348) |
(Recovery) Provision |  | (3,008) |  |  | (900) |  |  | (1,931) |  |  | (3,952) |  |  | (1,764) |  |  | (361) |  |  | (11,916) |
Ending balance |  | $ | 14,025 |  |  | $ | 25,466 |  |  | $ | 5,758 |  |  | $ | 11,424 |  |  | $ | 26,286 |  |  | $ | 238 |  |  | $ | 83,197 |
|  | Year ended December 31, 2020
(In thousands) |  | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
Allowance for credit losses: |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 20,203 |  |  | $ | 10,229 |  |  | $ | 5,311 |  |  | $ | 8,610 |  |  | $ | 12,211 |  |  | $ | 115 |  |  | $ | 56,679 |
Charge-offs |  | 1,468 |  |  | 1,824 |  |  | 6 |  |  | 356 |  |  | 6,634 |  |  | 16 |  |  | 10,304 |
Recoveries |  | (20,765) |  |  | (738) |  |  | (1,122) |  |  | (991) |  |  | (3,629) |  |  | (1) |  |  | (27,246) |
Net (recoveries) charge-offs |  | (19,297) |  |  | 1,086 |  |  | (1,116) |  |  | (635) |  |  | 3,005 |  |  | 15 |  |  | (16,942) |
(Recovery) Provision |  | (13,892) |  |  | 14,337 |  |  | 861 |  |  | 2,118 |  |  | 8,212 |  |  | 418 |  |  | 12,054 |
Ending balance |  | $ | 25,608 |  |  | $ | 23,480 |  |  | $ | 7,288 |  |  | $ | 11,363 |  |  | $ | 17,418 |  |  | $ | 518 |  |  | $ | 85,675 |
Schedule of the composition of the allowance for loan losses | The composition of the ACL at December 31, 2022 and December 31, 2021 was as follows:
| December 31, 2022
(In thousands) | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
ACL: |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributed to loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 3,426 |  | $ | 131 |  | $ | — |  | $ | — |  | $ | — |  | $ | 9 |  | $ | 3,566
Collectively evaluated for impairment | 13,561 |  | 17,698 |  | 5,550 |  | 16,831 |  | 28,021 |  | 152 |  | $ | 81,813
Acquired with deteriorated credit quality | — |  | — |  | — |  | — |  | — |  | — |  | $ | —
Total ending allowance balance | $ | 16,987 |  | $ | 17,829 |  | $ | 5,550 |  | $ | 16,831 |  | $ | 28,021 |  | $ | 161 |  | $ | 85,379
Loan balance: |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment | $ | 41,307 |  | $ | 32,423 |  | $ | 1,712 |  | $ | 2,191 |  | $ | — |  | $ | 708 |  | $ | 78,341
Loans collectively evaluated for impairment | 1,259,524 |  | 1,758,118 |  | 323,043 |  | 1,794,302 |  | 1,904,981 |  | 18,929 |  | 7,058,897
Loans acquired with deteriorated credit quality | 102 |  | 3,513 |  | 660 |  | 378 |  | — |  | — |  | 4,653
Total ending loan balance | $ | 1,300,933 |  | $ | 1,794,054 |  | $ | 325,415 |  | $ | 1,796,871 |  | $ | 1,904,981 |  | $ | 19,637 |  | $ | 7,141,891
ACL as a percentage of loan balance: |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment | 8.29 | % |  | 0.40 | % |  | — | % |  | — | % |  | — | % |  | 1.27 | % |  | 4.55 | %
Loans collectively evaluated for impairment | 1.08 | % |  | 1.01 | % |  | 1.72 | % |  | 0.94 | % |  | 1.47 | % |  | 0.80 | % |  | 1.16 | %
Loans acquired with deteriorated credit quality | — | % |  | — | % |  | — | % |  | — | % |  | — | % |  | — | % |  | — | %
Total | 1.31 | % |  | 0.99 | % |  | 1.71 | % |  | 0.94 | % |  | 1.47 | % |  | 0.82 | % |  | 1.20 | %
| December 31, 2021
(In thousands) | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
ACL: |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributed to loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 1,385 |  | $ | 188 |  | $ | — |  | $ | — |  | $ | — |  | $ | 43 |  | $ | 1,616
Collectively evaluated for impairment | 12,640 |  | 25,278 |  | 5,758 |  | 11,424 |  | 26,286 |  | 195 |  | $ | 81,581
Acquired with deteriorated credit quality | — |  | — |  | — |  | — |  | — |  | — |  | $ | —
Total ending allowance balance | $ | 14,025 |  | $ | 25,466 |  | $ | 5,758 |  | $ | 11,424 |  | $ | 26,286 |  | $ | 238 |  | $ | 83,197
Loan balance: |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment | $ | 22,666 |  | $ | 47,820 |  | $ | 222 |  | $ | 2,606 |  | $ | — |  | $ | 1,188 |  | $ | 74,502
Loans collectively evaluated for impairment | 1,275,783 |  | 1,748,854 |  | 320,608 |  | 1,735,226 |  | 1,689,679 |  | 19,321 |  | 6,789,471
Loans acquired with deteriorated credit quality | 177 |  | 5,118 |  | 956 |  | 875 |  | — |  | 23 |  | 7,149
Total ending loan balance | $ | 1,298,626 |  | $ | 1,801,792 |  | $ | 321,786 |  | $ | 1,738,707 |  | $ | 1,689,679 |  | $ | 20,532 |  | $ | 6,871,122
ACL as a percentage of loan balance: |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment | 6.11 | % |  | 0.39 | % |  | — | % |  | — | % |  | — | % |  | 3.62 | % |  | 2.17 | %
Loans collectively evaluated for impairment | 0.99 | % |  | 1.45 | % |  | 1.80 | % |  | 0.66 | % |  | 1.56 | % |  | 1.01 | % |  | 1.20 | %
Loans acquired with deteriorated credit quality | — | % |  | — | % |  | — | % |  | — | % |  | — | % |  | — | % |  | — | %
Total | 1.08 | % |  | 1.41 | % |  | 1.79 | % |  | 0.66 | % |  | 1.56 | % |  | 1.16 | % |  | 1.21 | %

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