<SEC-DOCUMENT>0001104659-23-040858.txt : 20230403
<SEC-HEADER>0001104659-23-040858.hdr.sgml : 20230403
<ACCEPTANCE-DATETIME>20230403161631
ACCESSION NUMBER:		0001104659-23-040858
CONFORMED SUBMISSION TYPE:	13F-HR
PUBLIC DOCUMENT COUNT:		2
CONFORMED PERIOD OF REPORT:	20230331
FILED AS OF DATE:		20230403
DATE AS OF CHANGE:		20230403
EFFECTIVENESS DATE:		20230403

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PARK NATIONAL CORP /OH/
		CENTRAL INDEX KEY:			0000805676
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				311179518
		STATE OF INCORPORATION:			OH
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		13F-HR
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	028-10278
		FILM NUMBER:		23792833

	BUSINESS ADDRESS:	
		STREET 1:		50 NORTH THIRD ST
		CITY:			NEWARK
		STATE:			OH
		ZIP:			43055
		BUSINESS PHONE:		6143498451

	MAIL ADDRESS:	
		STREET 1:		P O BOX 3500
		CITY:			NEWARK
		STATE:			OH
		ZIP:			43058-3500
</SEC-HEADER>
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          <ns1:stateOrCountry>OH</ns1:stateOrCountry>
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    <signatureBlock>
      <name>J. Bradley Zellar</name>
      <title>Vice President and Trust Officer</title>
      <phone>740-349-3904</phone>
      <signature>/s/ J. Bradley Zellar</signature>
      <city>Newark</city>
      <stateOrCountry>OH</stateOrCountry>
      <signatureDate>04-03-2023</signatureDate>
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      <sshPrnamt>8102</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>Coca-Cola Company</nameOfIssuer>
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  <infoTable>
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      <sshPrnamt>336051</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>335146</Sole>
      <Shared>0</Shared>
      <None>905</None>
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    <titleOfClass>Com</titleOfClass>
    <cusip>254687106</cusip>
    <value>251727</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2514</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2514</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Discover Financial Services</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>254709108</cusip>
    <value>519009</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5251</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5251</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Dollar General Corporation (Ne</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>256677105</cusip>
    <value>3217512</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15288</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>14886</Sole>
      <Shared>0</Shared>
      <None>402</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Dollar General Corporation (Ne</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>256677105</cusip>
    <value>9471</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>45</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Dominion Energy Inc</nameOfIssuer>
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    <cusip>25746U109</cusip>
    <value>644251</value>
    <shrsOrPrnAmt>
      <sshPrnamt>11523</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11123</Sole>
      <Shared>0</Shared>
      <None>400</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Dominion Energy Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>25746U109</cusip>
    <value>44728</value>
    <shrsOrPrnAmt>
      <sshPrnamt>800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>800</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Dow Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>260557103</cusip>
    <value>569196</value>
    <shrsOrPrnAmt>
      <sshPrnamt>10383</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>9008</Sole>
      <Shared>0</Shared>
      <None>1375</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Dow Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>260557103</cusip>
    <value>6414</value>
    <shrsOrPrnAmt>
      <sshPrnamt>117</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>117</Sole>
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      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Duke Energy Corporation (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>26441C204</cusip>
    <value>1579986</value>
    <shrsOrPrnAmt>
      <sshPrnamt>16378</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>16278</Sole>
      <Shared>0</Shared>
      <None>100</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Duke Energy Corporation (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>26441C204</cusip>
    <value>381732</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3957</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3957</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>DuPont de Nemours Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>26614N102</cusip>
    <value>882699</value>
    <shrsOrPrnAmt>
      <sshPrnamt>12299</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>12249</Sole>
      <Shared>0</Shared>
      <None>50</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>DuPont de Nemours Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>26614N102</cusip>
    <value>2297</value>
    <shrsOrPrnAmt>
      <sshPrnamt>32</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>32</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ecolab Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>278865100</cusip>
    <value>9685657</value>
    <shrsOrPrnAmt>
      <sshPrnamt>58513</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>58288</Sole>
      <Shared>0</Shared>
      <None>225</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ecolab Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>278865100</cusip>
    <value>21684</value>
    <shrsOrPrnAmt>
      <sshPrnamt>131</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>131</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>Emerson Electric Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>291011104</cusip>
    <value>10358332</value>
    <shrsOrPrnAmt>
      <sshPrnamt>118870</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>118465</Sole>
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      <None>405</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Emerson Electric Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>291011104</cusip>
    <value>564667</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6480</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>6480</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Equifax Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>294429105</cusip>
    <value>223124</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>1100</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Exxon Mobil Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>30231G102</cusip>
    <value>22476352</value>
    <shrsOrPrnAmt>
      <sshPrnamt>204964</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>204395</Sole>
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      <None>569</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Exxon Mobil Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>30231G102</cusip>
    <value>4406358</value>
    <shrsOrPrnAmt>
      <sshPrnamt>40182</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>40182</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Meta Platforms Inc Class A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>30303M102</cusip>
    <value>4797686</value>
    <shrsOrPrnAmt>
      <sshPrnamt>22637</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>22637</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Meta Platforms Inc Class A</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>30303M102</cusip>
    <value>156200</value>
    <shrsOrPrnAmt>
      <sshPrnamt>737</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>737</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Fanhua Inc Sponsored ADR</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>30712A103</cusip>
    <value>135538</value>
    <shrsOrPrnAmt>
      <sshPrnamt>15615</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>15615</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Fastenal Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>311900104</cusip>
    <value>413774</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7671</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>7671</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>316773100</cusip>
    <value>1060512</value>
    <shrsOrPrnAmt>
      <sshPrnamt>39809</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>39809</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Fifth Third Bancorp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>316773100</cusip>
    <value>81252</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3050</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>3050</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Capital Strength E</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33733E104</cusip>
    <value>26663436</value>
    <shrsOrPrnAmt>
      <sshPrnamt>365553</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>356843</Sole>
      <Shared>0</Shared>
      <None>8710</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Capital Strength E</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33733E104</cusip>
    <value>176880</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2425</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2325</Sole>
      <Shared>0</Shared>
      <None>100</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Tr NASDAQ Clean Edge Gre</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33733E500</cusip>
    <value>971739</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18605</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>18605</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Tr NASDAQ Clean Edge Gre</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33733E500</cusip>
    <value>16557</value>
    <shrsOrPrnAmt>
      <sshPrnamt>317</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>317</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Value Line Dividen</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734H106</cusip>
    <value>19329088</value>
    <shrsOrPrnAmt>
      <sshPrnamt>481302</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>462862</Sole>
      <Shared>0</Shared>
      <None>18440</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Value Line Dividen</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734H106</cusip>
    <value>119878</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2985</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2985</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Large Cap Core Alp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734K109</cusip>
    <value>1480959</value>
    <shrsOrPrnAmt>
      <sshPrnamt>18397</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>17797</Sole>
      <Shared>0</Shared>
      <None>600</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Large Cap Core Alp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734K109</cusip>
    <value>12880</value>
    <shrsOrPrnAmt>
      <sshPrnamt>160</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>160</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Dow Jones Global S</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734X200</cusip>
    <value>6076690</value>
    <shrsOrPrnAmt>
      <sshPrnamt>274839</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>246783</Sole>
      <Shared>0</Shared>
      <None>28056</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Dow Jones Global S</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734X200</cusip>
    <value>27638</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1250</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1250</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Small Cap Core Alp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734Y109</cusip>
    <value>4246411</value>
    <shrsOrPrnAmt>
      <sshPrnamt>52685</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>47058</Sole>
      <Shared>0</Shared>
      <None>5627</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Small Cap Core Alp</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33734Y109</cusip>
    <value>24180</value>
    <shrsOrPrnAmt>
      <sshPrnamt>300</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>300</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Mid Cap Core Alpha</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33735B108</cusip>
    <value>2227679</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24763</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>19505</Sole>
      <Shared>0</Shared>
      <None>5258</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust Mid Cap Core Alpha</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33735B108</cusip>
    <value>21590</value>
    <shrsOrPrnAmt>
      <sshPrnamt>240</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
    </shrsOrPrnAmt>
    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>240</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>First Trust North Amer Energy</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738D101</cusip>
    <value>7161499</value>
    <shrsOrPrnAmt>
      <sshPrnamt>268926</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>260883</Sole>
      <Shared>0</Shared>
      <None>8043</None>
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    <cusip>33738D101</cusip>
    <value>21304</value>
    <shrsOrPrnAmt>
      <sshPrnamt>800</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>800</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>First Trust Tactical High Yiel</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738D408</cusip>
    <value>18174296</value>
    <shrsOrPrnAmt>
      <sshPrnamt>457100</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>451658</Sole>
      <Shared>0</Shared>
      <None>5442</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust Tactical High Yiel</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738D408</cusip>
    <value>270766</value>
    <shrsOrPrnAmt>
      <sshPrnamt>6810</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>4955</Sole>
      <Shared>0</Shared>
      <None>1855</None>
    </votingAuthority>
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    <nameOfIssuer>First Trust NASDAQ Tech Divide</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738R118</cusip>
    <value>14907474</value>
    <shrsOrPrnAmt>
      <sshPrnamt>275605</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>268405</Sole>
      <Shared>0</Shared>
      <None>7200</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust NASDAQ Tech Divide</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738R118</cusip>
    <value>80594</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1490</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>965</Sole>
      <Shared>0</Shared>
      <None>525</None>
    </votingAuthority>
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    <nameOfIssuer>First Trust NASDAQ Rising Div</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33738R506</cusip>
    <value>14616941</value>
    <shrsOrPrnAmt>
      <sshPrnamt>325762</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>314499</Sole>
      <Shared>0</Shared>
      <None>11263</None>
    </votingAuthority>
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    <titleOfClass>Com</titleOfClass>
    <cusip>33738R506</cusip>
    <value>50479</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1125</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1125</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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    <nameOfIssuer>First Trust Preferred Securiti</nameOfIssuer>
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    <cusip>33739E108</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>3886936</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3858005</Sole>
      <Shared>0</Shared>
      <None>28931</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust Preferred Securiti</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33739E108</cusip>
    <value>920046</value>
    <shrsOrPrnAmt>
      <sshPrnamt>57647</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>53147</Sole>
      <Shared>0</Shared>
      <None>4500</None>
    </votingAuthority>
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    <nameOfIssuer>First Trust Enhanced Short Mat</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33739Q408</cusip>
    <value>23265137</value>
    <shrsOrPrnAmt>
      <sshPrnamt>390945</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>388199</Sole>
      <Shared>0</Shared>
      <None>2746</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>First Trust Enhanced Short Mat</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33739Q408</cusip>
    <value>245479</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4125</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2850</Sole>
      <Shared>0</Shared>
      <None>1275</None>
    </votingAuthority>
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  <infoTable>
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    <titleOfClass>Com</titleOfClass>
    <cusip>337932107</cusip>
    <value>218647</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5458</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5458</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FlexShares MS US Market Factor</nameOfIssuer>
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    <cusip>33939L100</cusip>
    <value>783102</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4993</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4907</Sole>
      <Shared>0</Shared>
      <None>86</None>
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    <nameOfIssuer>FlexShares MS Emerging Mkts Fa</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L308</cusip>
    <value>226805</value>
    <shrsOrPrnAmt>
      <sshPrnamt>4620</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>4548</Sole>
      <Shared>0</Shared>
      <None>72</None>
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    <nameOfIssuer>FlexShares Morningstar Glbl Up</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L407</cusip>
    <value>3354189</value>
    <shrsOrPrnAmt>
      <sshPrnamt>79314</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>79175</Sole>
      <Shared>0</Shared>
      <None>139</None>
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    <nameOfIssuer>FlexShares Morningstar Glbl Up</nameOfIssuer>
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    <cusip>33939L407</cusip>
    <value>42628</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1008</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1008</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>FlexShares iBoxx 3-Year Target</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L506</cusip>
    <value>2058897</value>
    <shrsOrPrnAmt>
      <sshPrnamt>85184</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>85113</Sole>
      <Shared>0</Shared>
      <None>71</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FlexShares iBoxx 3-Year Target</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L506</cusip>
    <value>35047</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1450</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1450</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FlexShares Core Select Bond ET</nameOfIssuer>
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    <cusip>33939L670</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>214092</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>213713</Sole>
      <Shared>0</Shared>
      <None>379</None>
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  <infoTable>
    <nameOfIssuer>FlexShares US Quality Large Ca</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L746</cusip>
    <value>1373628</value>
    <shrsOrPrnAmt>
      <sshPrnamt>30237</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>29793</Sole>
      <Shared>0</Shared>
      <None>444</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>FlexShares Global Quality Real</nameOfIssuer>
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    <cusip>33939L787</cusip>
    <value>1032760</value>
    <shrsOrPrnAmt>
      <sshPrnamt>19486</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>19445</Sole>
      <Shared>0</Shared>
      <None>41</None>
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  <infoTable>
    <nameOfIssuer>FlexShares STOXX Global Broad</nameOfIssuer>
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    <cusip>33939L795</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>21025</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>20982</Sole>
      <Shared>0</Shared>
      <None>43</None>
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  <infoTable>
    <nameOfIssuer>FlexShares Morn Dev Mkts ex-US</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>33939L803</cusip>
    <value>1104514</value>
    <shrsOrPrnAmt>
      <sshPrnamt>17140</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>16884</Sole>
      <Shared>0</Shared>
      <None>256</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Ford Motor Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>345370860</cusip>
    <value>11103901</value>
    <shrsOrPrnAmt>
      <sshPrnamt>881262</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>877849</Sole>
      <Shared>0</Shared>
      <None>3413</None>
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  <infoTable>
    <nameOfIssuer>Ford Motor Company</nameOfIssuer>
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    <cusip>345370860</cusip>
    <value>99376</value>
    <shrsOrPrnAmt>
      <sshPrnamt>7887</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>7887</Sole>
      <Shared>0</Shared>
      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Franklin Resources Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>354613101</cusip>
    <value>652675</value>
    <shrsOrPrnAmt>
      <sshPrnamt>24227</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>24227</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GE Healthcare Technologies Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>36266G107</cusip>
    <value>1087308</value>
    <shrsOrPrnAmt>
      <sshPrnamt>13255</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>13255</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>GE Healthcare Technologies Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>36266G107</cusip>
    <value>34617</value>
    <shrsOrPrnAmt>
      <sshPrnamt>422</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>379</Sole>
      <Shared>0</Shared>
      <None>43</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Arthur J Gallagher &amp; Co</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>363576109</cusip>
    <value>593252</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3101</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3101</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>General Dynamics Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>369550108</cusip>
    <value>5760933</value>
    <shrsOrPrnAmt>
      <sshPrnamt>25244</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>25164</Sole>
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      <None>80</None>
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  <infoTable>
    <nameOfIssuer>General Dynamics Corporation</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>369550108</cusip>
    <value>43360</value>
    <shrsOrPrnAmt>
      <sshPrnamt>190</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>190</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>General Electric Company (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>369604301</cusip>
    <value>4339858</value>
    <shrsOrPrnAmt>
      <sshPrnamt>45396</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>45396</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>General Electric Company (New)</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>369604301</cusip>
    <value>121603</value>
    <shrsOrPrnAmt>
      <sshPrnamt>1272</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>1142</Sole>
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      <None>130</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>General Mills Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>370334104</cusip>
    <value>207411</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2427</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>2427</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>General Mills Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>370334104</cusip>
    <value>5299</value>
    <shrsOrPrnAmt>
      <sshPrnamt>62</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>62</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>General Motors Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>37045V100</cusip>
    <value>211644</value>
    <shrsOrPrnAmt>
      <sshPrnamt>5770</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>5770</Sole>
      <Shared>0</Shared>
      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>General Motors Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>37045V100</cusip>
    <value>19257</value>
    <shrsOrPrnAmt>
      <sshPrnamt>525</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>525</Sole>
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      <None>0</None>
    </votingAuthority>
  </infoTable>
  <infoTable>
    <nameOfIssuer>Genuine Parts Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>372460105</cusip>
    <value>5700921</value>
    <shrsOrPrnAmt>
      <sshPrnamt>34074</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>34074</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Genuine Parts Company</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>372460105</cusip>
    <value>415765</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2485</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>2485</Sole>
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      <None>0</None>
    </votingAuthority>
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  <infoTable>
    <nameOfIssuer>Gilead Sciences Inc</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>375558103</cusip>
    <value>268823</value>
    <shrsOrPrnAmt>
      <sshPrnamt>3240</sshPrnamt>
      <sshPrnamtType>SH</sshPrnamtType>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>3240</Sole>
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      <Sole>18</Sole>
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      <None>0</None>
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    <value>216715</value>
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      <sshPrnamt>376</sshPrnamt>
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    <votingAuthority>
      <Sole>375</Sole>
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      <None>1</None>
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    <shrsOrPrnAmt>
      <sshPrnamt>73498</sshPrnamt>
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    <votingAuthority>
      <Sole>73498</Sole>
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      <None>0</None>
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    <cusip>88579Y101</cusip>
    <value>254261</value>
    <shrsOrPrnAmt>
      <sshPrnamt>2419</sshPrnamt>
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    <votingAuthority>
      <Sole>2419</Sole>
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      <None>0</None>
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      <sshPrnamt>2237</sshPrnamt>
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    <votingAuthority>
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      <None>0</None>
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    <votingAuthority>
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      <None>16</None>
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    <votingAuthority>
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    <nameOfIssuer>Unilever PLC Sponsored ADR</nameOfIssuer>
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      <Sole>4289</Sole>
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      <None>0</None>
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      <sshPrnamt>18701</sshPrnamt>
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      <Sole>18626</Sole>
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      <None>75</None>
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      <Sole>996</Sole>
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      <None>0</None>
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    <nameOfIssuer>United Parcel Service Inc Clas</nameOfIssuer>
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      <None>11</None>
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    <nameOfIssuer>United Parcel Service Inc Clas</nameOfIssuer>
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    <votingAuthority>
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    <nameOfIssuer>VanEck Vectors Gold Miners ETF</nameOfIssuer>
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      <sshPrnamt>40000</sshPrnamt>
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      <None>0</None>
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    <nameOfIssuer>Vanguard Dividend Appreciation</nameOfIssuer>
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      <sshPrnamt>11847</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>11722</Sole>
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      <None>125</None>
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    <nameOfIssuer>Vanguard ESG US Stock ETF</nameOfIssuer>
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    <nameOfIssuer>Vanguard ESG US Stock ETF</nameOfIssuer>
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      <sshPrnamt>1075</sshPrnamt>
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    <nameOfIssuer>Vanguard Intermediate-Term Bon</nameOfIssuer>
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    <nameOfIssuer>Vanguard Short-Term Bond ETF</nameOfIssuer>
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    <cusip>921937827</cusip>
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      <sshPrnamt>4770</sshPrnamt>
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    <nameOfIssuer>Vanguard FTSE Developed Market</nameOfIssuer>
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    <nameOfIssuer>Vanguard High Dividend Yield E</nameOfIssuer>
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    <votingAuthority>
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    <nameOfIssuer>Vanguard FTSE Emerging Markets</nameOfIssuer>
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    <nameOfIssuer>Vanguard Consumer Staples ETF</nameOfIssuer>
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    <nameOfIssuer>Vanguard Consumer Staples ETF</nameOfIssuer>
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    <nameOfIssuer>Vanguard Energy ETF</nameOfIssuer>
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    <votingAuthority>
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      <None>23</None>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>286</Sole>
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    <nameOfIssuer>Vanguard Financials ETF</nameOfIssuer>
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    <cusip>92204A405</cusip>
    <value>3234850</value>
    <shrsOrPrnAmt>
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    <votingAuthority>
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      <None>60</None>
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    <value>74541</value>
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    <votingAuthority>
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      <None>213</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Health Care ETF</nameOfIssuer>
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    <cusip>92204A504</cusip>
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      <sshPrnamt>422</sshPrnamt>
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    <titleOfClass>Com</titleOfClass>
    <cusip>92204A603</cusip>
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    <shrsOrPrnAmt>
      <sshPrnamt>13705</sshPrnamt>
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    <votingAuthority>
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    <value>12764</value>
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      <None>0</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Information Technolog</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
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    <shrsOrPrnAmt>
      <sshPrnamt>69733</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>68798</Sole>
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      <None>935</None>
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  <infoTable>
    <nameOfIssuer>Vanguard Information Technolog</nameOfIssuer>
    <titleOfClass>Com</titleOfClass>
    <cusip>92204A702</cusip>
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    <shrsOrPrnAmt>
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    <investmentDiscretion>DFND</investmentDiscretion>
    <votingAuthority>
      <Sole>595</Sole>
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      <None>175</None>
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    <titleOfClass>Com</titleOfClass>
    <cusip>92204A801</cusip>
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      <sshPrnamt>10287</sshPrnamt>
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    <investmentDiscretion>SOLE</investmentDiscretion>
    <votingAuthority>
      <Sole>10235</Sole>
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      <None>52</None>
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