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Allowance for Loan Losses (Tables) | 12 Months Ended
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Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery [Abstract] |
Financing Receivable, Current, Allowance for Credit Loss [Table Text Block] | The activity in the allowance for credit losses for the years ended December 31, 2023, 2022, and 2021 is summarized in the following tables.
|  | Year ended December 31, 2023
(In thousands) |  | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
Allowance for credit losses: |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 16,987 |  |  | $ | 17,829 |  |  | $ | 5,550 |  |  | $ | 16,831 |  |  | $ | 28,021 |  |  | $ | 161 |  |  | $ | 85,379 |
Impact of adopting ASU 2022-02 |  | 222 |  |  | 181 |  |  | — |  |  | (20) |  |  | — |  |  | — |  |  | 383 |
Charge-offs |  | 1,226 |  |  | 754 |  |  | 546 |  |  | 44 |  |  | 8,293 |  |  | — |  |  | 10,863 |
Recoveries |  | (292) |  |  | (240) |  |  | (548) |  |  | (482) |  |  | (4,379) |  |  | (1) |  |  | (5,942) |
Net charge-offs (recoveries) |  | 934 |  |  | 514 |  |  | (2) |  |  | (438) |  |  | 3,914 |  |  | (1) |  |  | 4,921 |
(Recovery of) provision for credit losses |  | (779) |  |  | (1,122) |  |  | (325) |  |  | 1,569 |  |  | 3,606 |  |  | (45) |  |  | 2,904 |
Ending balance |  | $ | 15,496 |  |  | $ | 16,374 |  |  | $ | 5,227 |  |  | $ | 18,818 |  |  | $ | 27,713 |  |  | $ | 117 |  |  | $ | 83,745 |
|  | Year ended December 31, 2022
(In thousands) |  | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
Allowance for credit losses: |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 14,025 |  |  | $ | 25,466 |  |  | $ | 5,758 |  |  | $ | 11,424 |  |  | $ | 26,286 |  |  | $ | 238 |  |  | $ | 83,197 |
Charge-offs |  | 2,056 |  |  | 1,578 |  |  | 33 |  |  | 81 |  |  | 5,343 |  |  | 42 |  |  | 9,133 |
Recoveries |  | (826) |  |  | (627) |  |  | (1,343) |  |  | (164) |  |  | (3,767) |  |  | (31) |  |  | (6,758) |
Net charge-offs (recoveries) |  | 1,230 |  |  | 951 |  |  | (1,310) |  |  | (83) |  |  | 1,576 |  |  | 11 |  |  | 2,375 |
Provision for (recovery of) credit losses |  | 4,192 |  |  | (6,686) |  |  | (1,518) |  |  | 5,324 |  |  | 3,311 |  |  | (66) |  |  | 4,557 |
Ending balance |  | 16,987 |  |  | 17,829 |  |  | 5,550 |  |  | 16,831 |  |  | 28,021 |  |  | 161 |  |  | 85,379 |
|  | Year ended December 31, 2021
(In thousands) |  | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
Allowance for credit losses: |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance |  | $ | 25,608 |  |  | $ | 23,480 |  |  | $ | 7,288 |  |  | $ | 11,363 |  |  | $ | 17,418 |  |  | $ | 518 |  |  | $ | 85,675 |
Impact of adopting ASC 326 |  | (8,257) |  |  | 2,119 |  |  | (1,898) |  |  | 3,121 |  |  | 10,925 |  |  | 80 |  |  | 6,090 |
Charge-offs |  | 957 |  |  | 35 |  |  | — |  |  | 49 |  |  | 4,052 |  |  | — |  |  | 5,093 |
Recoveries |  | (639) |  |  | (802) |  |  | (2,299) |  |  | (941) |  |  | (3,759) |  |  | (1) |  |  | (8,441) |
Net charge-offs (recoveries) |  | 318 |  |  | (767) |  |  | (2,299) |  |  | (892) |  |  | 293 |  |  | (1) |  |  | (3,348) |
Recovery of credit losses |  | (3,008) |  |  | (900) |  |  | (1,931) |  |  | (3,952) |  |  | (1,764) |  |  | (361) |  |  | (11,916) |
Ending balance |  | $ | 14,025 |  |  | $ | 25,466 |  |  | $ | 5,758 |  |  | $ | 11,424 |  |  | $ | 26,286 |  |  | $ | 238 |  |  | $ | 83,197 |
Schedule of the composition of the allowance for loan losses | The composition of the ACL at December 31, 2023 and December 31, 2022 was as follows:
| December 31, 2023
(In thousands) | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
ACL: |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributed to loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 4,980 |  | $ | 3 |  | $ | — |  | $ | — |  | $ | — |  | $ | — |  | $ | 4,983
Collectively evaluated for impairment | 10,516 |  | 16,371 |  | 5,227 |  | 18,818 |  | 27,713 |  | 117 |  | 78,762
Accruing acquired with deteriorated credit quality | — |  | — |  | — |  | — |  | — |  | — |  | —
Total ending allowance balance | $ | 15,496 |  | $ | 16,374 |  | $ | 5,227 |  | $ | 18,818 |  | $ | 27,713 |  | $ | 117 |  | $ | 83,745
Loan balance: |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment | $ | 21,228 |  | $ | 20,740 |  | $ | 504 |  | $ | 2,670 |  | $ | — |  | $ | 73 |  | $ | 45,215
Loans collectively evaluated for impairment | 1,274,390 |  | 1,853,383 |  | 303,969 |  | 2,026,537 |  | 1,945,936 |  | 23,956 |  | 7,428,171
Accruing loans acquired with deteriorated credit quality | 22 |  | 1,870 |  | 626 |  | 317 |  | — |  | — |  | 2,835
Total ending loan balance | $ | 1,295,640 |  | $ | 1,875,993 |  | $ | 305,099 |  | $ | 2,029,524 |  | $ | 1,945,936 |  | $ | 24,029 |  | $ | 7,476,221
ACL as a percentage of loan balance: |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment | 23.46 | % |  | 0.01 | % |  | — | % |  | — | % |  | — | % |  | — | % |  | 11.02 | %
Loans collectively evaluated for impairment | 0.83 | % |  | 0.88 | % |  | 1.72 | % |  | 0.93 | % |  | 1.42 | % |  | 0.49 | % |  | 1.06 | %
Accruing loans acquired with deteriorated credit quality | — | % |  | — | % |  | — | % |  | — | % |  | — | % |  | — | % |  | — | %
Total | 1.20 | % |  | 0.87 | % |  | 1.71 | % |  | 0.93 | % |  | 1.42 | % |  | 0.49 | % |  | 1.12 | %
| December 31, 2022
(In thousands) | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
ACL: |  |  |  |  |  |  |  |  |  |  |  |  |
Ending allowance balance attributed to loans: |  |  |  |  |  |  |  |  |  |  |  |  |
Individually evaluated for impairment | $ | 3,426 |  | $ | 131 |  | $ | — |  | $ | — |  | $ | — |  | $ | 9 |  | $ | 3,566
Collectively evaluated for impairment | 13,561 |  | 17,698 |  | 5,550 |  | 16,831 |  | 28,021 |  | 152 |  | 81,813
Accruing acquired with deteriorated credit quality | — |  | — |  | — |  | — |  | — |  | — |  | —
Total ending allowance balance | $ | 16,987 |  | $ | 17,829 |  | $ | 5,550 |  | $ | 16,831 |  | $ | 28,021 |  | $ | 161 |  | $ | 85,379
Loan balance: |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment | $ | 41,307 |  | $ | 32,423 |  | $ | 1,712 |  | $ | 2,191 |  | $ | — |  | $ | 708 |  | $ | 78,341
Loans collectively evaluated for impairment | 1,259,524 |  | 1,758,118 |  | 323,043 |  | 1,794,302 |  | 1,904,981 |  | 18,929 |  | 7,058,897
Accruing loans acquired with deteriorated credit quality | 102 |  | 3,513 |  | 660 |  | 378 |  | — |  | — |  | 4,653
Total ending loan balance | $ | 1,300,933 |  | $ | 1,794,054 |  | $ | 325,415 |  | $ | 1,796,871 |  | $ | 1,904,981 |  | $ | 19,637 |  | $ | 7,141,891
ACL as a percentage of loan balance: |  |  |  |  |  |  |  |  |  |  |  |  |
Loans individually evaluated for impairment | 8.29 | % |  | 0.40 | % |  | — | % |  | — | % |  | — | % |  | 1.27 | % |  | 4.55 | %
Loans collectively evaluated for impairment | 1.08 | % |  | 1.01 | % |  | 1.72 | % |  | 0.94 | % |  | 1.47 | % |  | 0.80 | % |  | 1.16 | %
Accruing loans acquired with deteriorated credit quality | — | % |  | — | % |  | — | % |  | — | % |  | — | % |  | — | % |  | — | %
Total | 1.31 | % |  | 0.99 | % |  | 1.71 | % |  | 0.94 | % |  | 1.47 | % |  | 0.82 | % |  | 1.20 | %

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