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Allowance For Credit Losses (Tables) | 9 Months Ended
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Sep. 30, 2025
Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery [Abstract] |
Activity In The Allowance For Loan Losses | The activity in the ACL for the three-month and nine-month periods ended September 30, 2025 and September 30, 2024 is summarized in the following tables:
| Three Months Ended September 30, 2025
(In thousands) | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
ACL: |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 11,103 |  |  | $ | 20,499 |  |  | $ | 7,765 |  |  | $ | 24,510 |  |  | $ | 25,716 |  |  | $ | 192 |  |  | $ | 89,785 |
Charge-offs | 475 |  |  | — |  |  | — |  |  | 27 |  |  | 3,424 |  |  | — |  |  | 3,926 |
Recoveries | 195 |  |  | 52 |  |  | 4 |  |  | 14 |  |  | 1,604 |  |  | — |  |  | 1,869 |
Net charge-offs/(recoveries) | $ | 280 |  |  | $ | (52) |  |  | $ | (4) |  |  | $ | 13 |  |  | $ | 1,820 |  |  | $ | — |  |  | $ | 2,057 |
Provision for (recovery of) credit losses | 2,536 |  |  | (36) |  |  | (650) |  |  | 537 |  |  | 1,579 |  |  | 64 |  |  | 4,030 |
Ending balance | $ | 13,359 |  |  | $ | 20,515 |  |  | $ | 7,119 |  |  | $ | 25,034 |  |  | $ | 25,475 |  |  | $ | 256 |  |  | $ | 91,758 |
| Three Months Ended September 30, 2024
(In thousands) | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
ACL: |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 16,663 |  |  | $ | 16,855 |  |  | $ | 5,867 |  |  | $ | 19,450 |  |  | $ | 27,579 |  |  | $ | 161 |  |  | $ | 86,575 |
Charge-offs | 3,151 |  |  | 40 |  |  | — |  |  | — |  |  | 3,363 |  |  | — |  |  | 6,554 |
Recoveries | 79 |  |  | 223 |  |  | 25 |  |  | 40 |  |  | 1,534 |  |  | — |  |  | 1,901 |
Net charge-offs/(recoveries) | $ | 3,072 |  |  | $ | (183) |  |  | $ | (25) |  |  | $ | (40) |  |  | $ | 1,829 |  |  | $ | — |  |  | $ | 4,653 |
Provision for credit losses | 284 |  |  | 1,818 |  |  | 194 |  |  | 768 |  |  | 2,247 |  |  | 4 |  |  | 5,315 |
Ending balance | $ | 13,875 |  |  | $ | 18,856 |  |  | $ | 6,086 |  |  | $ | 20,258 |  |  | $ | 27,997 |  |  | $ | 165 |  |  | $ | 87,237 |
| Nine Months Ended September 30, 2025
(In thousands) | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
ACL: |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 12,683 |  |  | $ | 19,571 |  |  | $ | 7,125 |  |  | $ | 22,355 |  |  | $ | 26,081 |  |  | $ | 151 |  |  | $ | 87,966 |
Charge-offs | 1,048 |  |  | 68 |  |  | — |  |  | 152 |  |  | 10,222 |  |  | — |  |  | $ | 11,490 |
Recoveries | 719 |  |  | 850 |  |  | 1,115 |  |  | 114 |  |  | 4,845 |  |  | — |  |  | $ | 7,643 |
Net charge-offs/(recoveries) | $ | 329 |  |  | $ | (782) |  |  | $ | (1,115) |  |  | $ | 38 |  |  | $ | 5,377 |  |  | $ | — |  |  | $ | 3,847 |
Provision for (recovery of) credit losses | 1,005 |  |  | 162 |  |  | (1,121) |  |  | 2,717 |  |  | 4,771 |  |  | 105 |  |  | $ | 7,639 |
Ending balance | $ | 13,359 |  |  | $ | 20,515 |  |  | $ | 7,119 |  |  | $ | 25,034 |  |  | $ | 25,475 |  |  | $ | 256 |  |  | $ | 91,758 |
| Nine Months Ended September 30, 2024
(In thousands) | Commercial, financial and agricultural |  | Commercial real estate |  | Construction real estate |  | Residential real estate |  | Consumer |  | Leases |  | Total
ACL: |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance | $ | 15,496 |  |  | $ | 16,374 |  |  | $ | 5,227 |  |  | $ | 18,818 |  |  | $ | 27,713 |  |  | $ | 117 |  |  | $ | 83,745 |
Charge-offs | 3,657 |  |  | 40 |  |  | — |  |  | 31 |  |  | 9,163 |  |  | — |  |  | 12,891 |
Recoveries | 340 |  |  | 250 |  |  | 1,058 |  |  | 307 |  |  | 3,820 |  |  | — |  |  | 5,775 |
Net charge-offs/(recoveries) | $ | 3,317 |  |  | $ | (210) |  |  | $ | (1,058) |  |  | $ | (276) |  |  | $ | 5,343 |  |  | $ | — |  |  | $ | 7,116 |
Provision for (recovery of) credit losses | 1,696 |  |  | 2,272 |  |  | (199) |  |  | 1,164 |  |  | 5,627 |  |  | 48 |  |  | 10,608 |
Ending balance | $ | 13,875 |  |  | $ | 18,856 |  |  | $ | 6,086 |  |  | $ | 20,258 |  |  | $ | 27,997 |  |  | $ | 165 |  |  | $ | 87,237 |

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- Definition Tabular disclosure of allowance for credit loss of financing receivable, classified as current. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 326 -SubTopic 20 -Name Accounting Standards Codification -Section 50 -Paragraph 13 -Publisher FASB -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13 + Details
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