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Allowance For Credit Losses (Tables)

9 Months Ended

Sep. 30, 2025

Financing Receivable, Allowance for Credit Loss, Writeoff, after Recovery [Abstract]

Activity In The Allowance For Loan Losses

The activity in the ACL for the three-month and nine-month periods ended September 30, 2025 and September 30, 2024 is summarized in the following tables:


			Three Months Ended September 30, 2025
(In thousands)			Commercial, financial and agricultural						Commercial real estate						Construction real estate						Residential real estate						Consumer						Leases						Total
ACL:
Beginning balance			$	11,103					$	20,499					$	7,765					$	24,510					$	25,716					$	192					$	89,785
Charge-offs			475						—						—						27						3,424						—						3,926
Recoveries			195						52						4						14						1,604						—						1,869
Net charge-offs/(recoveries)			$	280					$	(52)					$	(4)					$	13					$	1,820					$	—					$	2,057
Provision for (recovery of) credit losses			2,536						(36)						(650)						537						1,579						64						4,030
Ending balance			$	13,359					$	20,515					$	7,119					$	25,034					$	25,475					$	256					$	91,758


			Three Months Ended September 30, 2024
(In thousands)			Commercial, financial and agricultural						Commercial real estate						Construction real estate						Residential real estate						Consumer						Leases						Total
ACL:
Beginning balance			$	16,663					$	16,855					$	5,867					$	19,450					$	27,579					$	161					$	86,575
Charge-offs			3,151						40						—						—						3,363						—						6,554
Recoveries			79						223						25						40						1,534						—						1,901
Net charge-offs/(recoveries)			$	3,072					$	(183)					$	(25)					$	(40)					$	1,829					$	—					$	4,653
Provision for credit losses			284						1,818						194						768						2,247						4						5,315
Ending balance			$	13,875					$	18,856					$	6,086					$	20,258					$	27,997					$	165					$	87,237


			Nine Months Ended September 30, 2025
(In thousands)			Commercial, financial and agricultural						Commercial real estate						Construction real estate						Residential real estate						Consumer						Leases						Total
ACL:
Beginning balance			$	12,683					$	19,571					$	7,125					$	22,355					$	26,081					$	151					$	87,966
Charge-offs			1,048						68						—						152						10,222						—						$	11,490
Recoveries			719						850						1,115						114						4,845						—						$	7,643
Net charge-offs/(recoveries)			$	329					$	(782)					$	(1,115)					$	38					$	5,377					$	—					$	3,847
Provision for (recovery of) credit losses			1,005						162						(1,121)						2,717						4,771						105						$	7,639
Ending balance			$	13,359					$	20,515					$	7,119					$	25,034					$	25,475					$	256					$	91,758


			Nine Months Ended September 30, 2024
(In thousands)			Commercial, financial and agricultural						Commercial real estate						Construction real estate						Residential real estate						Consumer						Leases						Total
ACL:
Beginning balance			$	15,496					$	16,374					$	5,227					$	18,818					$	27,713					$	117					$	83,745
Charge-offs			3,657						40						—						31						9,163						—						12,891
Recoveries			340						250						1,058						307						3,820						—						5,775
Net charge-offs/(recoveries)			$	3,317					$	(210)					$	(1,058)					$	(276)					$	5,343					$	—					$	7,116
Provision for (recovery of) credit losses			1,696						2,272						(199)						1,164						5,627						48						10,608
Ending balance			$	13,875					$	18,856					$	6,086					$	20,258					$	27,997					$	165					$	87,237