(dollars in thousands)

Consumer
Banking

Commercial
Banking

Treasury
and Other

Consolidated
Total

Three Months Ended September 30, 2024

Net Interest Income (Expense)

$

97,919

$

50,556

$

(30,857

)

$

117,618

Provision for Credit Losses

3,058

772

(830

)

3,000

Net Interest Income (Expense) After Provision for Credit Losses

94,861

49,784

(30,027

)

114,618

Noninterest Income

34,133

7,786

3,191

45,110

Noninterest Expense

(84,712

)

(18,825

)

(3,555

)

(107,092

)

Income (Loss) Before Provision for Income Taxes

44,282

38,745

(30,391

)

52,636

Provision for Income Taxes

(11,289

)

(9,816

)

8,827

(12,278

)

Net Income (Loss)

$

32,993

$

28,929

$

(21,564

)

$

40,358

Total Assets as of September 30, 2024

$

8,308,389

$

5,952,321

$

9,538,464

$

23,799,174

Three Months Ended September 30, 2023 1

Net Interest Income (Expense)

$

98,984

$

52,066

$

(30,113

)

$

120,937

Provision for Credit Losses

1,974

74

(48

)

2,000

Net Interest Income (Expense) After Provision for Credit Losses

97,010

51,992

(30,065

)

118,937

Noninterest Income

31,027

8,483

10,824

50,334

Noninterest Expense

(81,377

)

(18,937

)

(5,287

)

(105,601

)

Income (Loss) Before Provision for Income Taxes

46,660

41,538

(24,528

)

63,670

Provision for Income Taxes

(12,073

)

(10,523

)

6,829

(15,767

)

Net Income (Loss)

$

34,587

$

31,015

$

(17,699

)

$

47,903

Total Assets as of September 30, 2023

$

8,584,796

$

5,719,577

$

9,245,412

$

23,549,785

Nine Months Ended September 30, 2024

Net Interest Income (Expense)

$

293,118

$

152,934

$

(99,650

)

$

346,402

Provision for Credit Losses

8,218

1,239

(2,057

)

7,400

Net Interest Income (Expense) After Provision for Credit Losses

284,900

151,695

(97,593

)

339,002

Noninterest Income

99,768

21,278

8,436

129,482

Noninterest Expense

(254,428

)

(55,478

)

(12,271

)

(322,177

)

Income (Loss) Before Provision for Income Taxes

130,240

117,495

(101,428

)

146,307

Provision for Income Taxes

(33,154

)

(29,711

)

27,390

(35,475

)

Net Income (Loss)

$

97,086

$

87,784

$

(74,038

)

$

110,832

Total Assets as of September 30, 2024

$

8,308,389

$

5,952,321

$

9,538,464

$

23,799,174

Nine Months Ended September 30, 2023 1

Net Interest Income (Expense)

$

293,681

$

159,864

$

(72,305

)

$

381,240

Provision for Credit Losses

6,035

59

406

6,500

Net Interest Income (Expense) After Provision for Credit Losses

287,646

159,805

(72,711

)

374,740

Noninterest Income

94,126

25,072

15,128

134,326

Noninterest Expense

(247,543

)

(58,528

)

(15,485

)

(321,556

)

Income (Loss) Before Provision for Income Taxes

134,229

126,349

(73,068

)

187,510

Provision for Income Taxes

(34,566

)

(31,345

)

19,207

(46,704

)

Net Income (Loss)

$

99,663

$

95,004

$

(53,861

)

$

140,806

Total Assets as of September 30, 2023

$

8,584,796

$

5,719,577

$

9,245,412

$

23,549,785

1 Certain prior period information has been reclassified to conform to current presentation.