0001275287-05-005071 8-K 2 20051220 8.01 9.01 20051220 20051220 ARBOR REALTY TRUST INC 0001253986 6798 200057959 MD 1231 8-K 34 001-32136 051275788 333 EARLE OVINGTON BOULEVARD SUITE 900 UNIONDALA NY 11553 5168328003 333 EARLE OVINGTON BLVD STE.900 UNIONDALE NY 11553 8-K 1 ar4360.txt FORM 8-K EX-99.1 2 ar4360ex991.txt EXHIBIT 99.1