XML 86 R76.htm IDEA: XBRL DOCUMENT v3.24.3
Allowance for Loss - Sharing Obligations (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Roll forward of loss contingency accrual          
Provisions for loss sharing $ 3,180 $ 1,679 $ 7,787 $ 12,528  
Guarantee obligations 34,800   34,800   $ 34,600
Allowance for loss sharing obligations 45,800   $ 45,800   $ 37,000
Loss-sharing obligations (as a percent)     0.20%   0.17%
Impact of adopting CECL 4,000 2,500 $ 8,800 11,900  
Loss-Sharing Obligation          
Roll forward of loss contingency accrual          
Beginning balance 76,561 66,681 71,634 57,168 $ 57,168
Provisions for loss sharing 3,521 1,703 9,294 13,992  
Provisions reversal for loan repayments (341) (24) (735) (1,464)  
Recoveries (charge-offs), net 836 901 384 (435)  
Ending balance 80,577 $ 69,261 80,577 $ 69,261 71,634
Outstanding advances under the Fannie Mae DUS program 500   500   1,100
Maximum quantifiable liability $ 4,200,000   $ 4,200,000   $ 3,950,000