XML 89 R79.htm IDEA: XBRL DOCUMENT v3.25.2
Allowance for Loss - Sharing Obligations (Details) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Roll forward of loss contingency accrual          
Provisions for loss sharing $ 4,215 $ 4,333 $ 6,002 $ 4,607  
Guarantee obligations 35,000   35,000   $ 34,800
Allowance for loss sharing obligations 54,800   $ 54,800   $ 48,300
Loss-sharing obligations (as a percent)     0.24%   0.21%
Impact of adopting CECL 4,000 3,800 $ 6,500 4,900  
Loss-Sharing Obligation          
Roll forward of loss contingency accrual          
Beginning balance 85,515 72,790 83,150 71,634 $ 71,634
Provisions for loss sharing 6,471 4,714 8,649 5,773  
Provisions reversal for loan repayments (2,256) (381) (2,647) (394)  
Recoveries (charge-offs), net 27 (562) 605 (452)  
Ending balance 89,757 $ 76,561 89,757 $ 76,561 83,150
Outstanding advances under the Fannie Mae DUS program 1,300   1,300   1,900
Maximum quantifiable liability $ 4,360,000   $ 4,360,000   $ 4,300,000