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Capitalized Mortgage Servicing Rights (Tables)

3 Months Ended

Mar. 31, 2026

Transfers and Servicing [Abstract]

Schedule of Capitalized MSR Activity

A summary of our capitalized MSR activity is as follows ($ in thousands):


			Three Months Ended March 31, 2026
			Originated						Acquired						Total
Beginning balance			$	338,174					$	2,668					$	340,842
Additions			10,427						—						10,427
Amortization			(17,953)						(340)						(18,293)
Write-downs and payoffs			(1,027)						(20)						(1,047)
Ending balance			$	329,621					$	2,308					$	331,929

			Three Months Ended March 31, 2025
Beginning balance			$	363,861					$	4,817					$	368,678
Additions			9,406						—						9,406
Amortization			(17,195)						(563)						(17,758)
Write-downs and payoffs			(3,067)						(39)						(3,106)
Ending balance			$	353,005					$	4,215					$	357,220

Schedule of Expected Amortization of Capitalized MSRs

The expected amortization of capitalized MSRs recorded at March 31, 2026 is as follows ($ in thousands):


Year						Amortization
2026 (nine months ending 12/31/2026)						$	53,739
2027						68,128
2028						61,367
2029						52,504
2030						38,542
Thereafter						57,649
Total						$	331,929