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Loans Receivable (excluding Covered Loans) (Tables) | 12 Months Ended
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Sep. 30, 2011
Loans Receivable [Abstract] |
Schedule of Loans Receivable (excluding Covered Loans) |
September 30, | 2011 |  | 2010
| $ | % |  | $ | %
| (In thousands) |  |  | (In thousands) |
Single-family residential | $ | 6,218,878 |  | 74.9 | % |  | 6,551,837 |  | 74.8 | %
Construction - speculative | 140,459 |  | 1.7 |  |  | 169,712 |  | 1.9 |
Construction - custom | 279,851 |  | 3.4 |  |  | 256,384 |  | 2.9 |
Land - acquisition & development | 200,692 |  | 2.4 |  |  | 307,230 |  | 3.5 |
Land - consumer lot loans | 163,146 |  | 2.0 |  |  | 186,840 |  | 2.1 |
Multi-family | 700,673 |  | 8.4 |  |  | 697,351 |  | 7.9 |
Commercial real estate | 303,442 |  | 3.7 |  |  | 315,915 |  | 3.6 |
Commercial & industrial | 109,332 |  | 1.3 |  |  | 83,070 |  | 0.9 |
HELOC | 115,092 |  | 1.4 |  |  | 116,143 |  | 1.3 |
Consumer | 67,509 |  | 0.8 |  |  | 92,624 |  | 1.1 |
| 8,299,074 |  | 100.0 | % |  | 8,777,106 |  | 100.0 | %
Less: |  |  |  |  |
Allowance for loan losses | 157,160 |  |  |  | 163,094 |  |
Loans in process | 170,229 |  |  |  | 154,171 |  |
Deferred net origination fees | 35,808 |  |  |  | 36,138 |  |
| 363,197 |  |  |  | 353,403 |  |
| $ | 7,935,877 |  |  |  | $ | 8,423,703 |  |
Schedule of fixed and adjustable rate loans | The Company originates fixed and adjustable interest rate loans, which at September 30, 2011 consisted of the following:
Fixed-Rate |  | Adjustable-Rate
Term To Maturity | Book Value |  | Term To Rate Adjustment | Book Value
| (In thousands) |  |  | (In thousands)
Within 1 year | $ | 336,641 |  |  | Less than 1 year | $ | 289,814 |
1 to 3 years | 199,620 |  |  | 1 to 3 years | 197,107 |
3 to 5 years | 168,798 |  |  | 3 to 5 years | 43,515 |
5 to 10 years | 626,142 |  |  | 5 to 10 years | 158,636 |
10 to 20 years | 616,212 |  |  | 10 to 20 years | 26,972 |
Over 20 years | 5,493,260 |  |  | Over 20 years | 142,357 |
| $ | 7,440,673 |  |  |  | $ | 858,401 |
Schedule of loans receivable by geographic area | Gross loans by geographic concentration were as follows:
September 30, 2011 | Single - family residential | Multi- family | Land - A & D | Land - lot loans | Construction - custom | Construction - speculative | Commercial real estate | Commercial and industrial | Consumer | HELOC | Total
| (In thousands)
Washington | $ | 2,720,997 |  | $ | 220,819 |  | $ | 114,852 |  | $ | 80,332 |  | $ | 168,463 |  | $ | 89,983 |  | $ | 238,446 |  | $ | 101,278 |  | $ | 65,140 |  | $ | 74,049 |  | $ | 3,874,359 |
Oregon | 1,003,289 |  | 299,839 |  | 17,013 |  | 33,152 |  | 45,784 |  | 18,441 |  | 13,744 |  | — |  | — |  | 7,484 |  | 1,438,746 |
Other | 419,202 |  | 7,343 |  | — |  | — |  | — |  | — |  | — |  | 745 |  | — |  | — |  | 427,290 |
Idaho | 465,420 |  | 31,417 |  | 8,457 |  | 16,251 |  | 9,421 |  | 10,886 |  | 882 |  | — |  | — |  | 5,423 |  | 548,157 |
Arizona | 633,860 |  | 59,993 |  | 19,463 |  | 14,090 |  | 18,687 |  | 4,720 |  | — |  | 219 |  | — |  | 6,559 |  | 757,591 |
Utah | 502,585 |  | 59,445 |  | 14,656 |  | 11,576 |  | 26,803 |  | 4,305 |  | 496 |  | 118 |  | — |  | 6,001 |  | 625,985 |
New Mexico | 182,375 |  | 14,284 |  | 22,909 |  | 5,178 |  | 3,135 |  | 9,345 |  | 49,399 |  | 6,972 |  | 2,369 |  | 15,438 |  | 311,404 |
Texas | 151,178 |  | 2,835 |  | 3,342 |  | 998 |  | 6,373 |  | 2,000 |  | 475 |  | — |  | — |  | — |  | 167,201 |
Nevada | 139,972 |  | 4,698 |  | — |  | 1,569 |  | 1,185 |  | 779 |  | — |  | — |  | — |  | 138 |  | 148,341 |
| $ | 6,218,878 |  | $ | 700,673 |  | $ | 200,692 |  | $ | 163,146 |  | $ | 279,851 |  | $ | 140,459 |  | $ | 303,442 |  | $ | 109,332 |  | $ | 67,509 |  | $ | 115,092 |  | $ | 8,299,074 |
PERCENTAGE BY GEOGRAPHIC AREA
September 30, 2011 | Single - family residential | Multi- family | Land - A & D | Land - lot loans | Construction - custom | Construction - speculative | Commercial real estate | Commercial and industrial | Consumer | HELOC | Total
| As % of total gross loans
Washington | 32.6 | % | 2.7 | % | 1.4 | % | 1.0 | % | 2.0 | % | 1.1 | % | 2.9 | % | 1.2 | % | 0.8 | % | 0.9 | % | 46.6 | %
Oregon | 12.1 |  | 3.6 |  | 0.2 |  | 0.4 |  | 0.6 |  | 0.2 |  | 0.2 |  | — |  | — |  | 0.1 |  | 17.4 |
Other | 5.1 |  | 0.1 |  | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |  | 5.2 |
Idaho | 5.6 |  | 0.4 |  | 0.1 |  | 0.2 |  | 0.1 |  | 0.1 |  | — |  | — |  | — |  | 0.1 |  | 6.6 |
Arizona | 7.6 |  | 0.7 |  | 0.2 |  | 0.2 |  | 0.2 |  | 0.1 |  | — |  | — |  | — |  | 0.1 |  | 9.1 |
Utah | 6.1 |  | 0.7 |  | 0.2 |  | 0.1 |  | 0.3 |  | 0.1 |  | — |  | — |  | — |  | 0.1 |  | 7.6 |
New Mexico | 2.2 |  | 0.2 |  | 0.3 |  | 0.1 |  | — |  | 0.1 |  | 0.6 |  | 0.1 |  | — |  | 0.2 |  | 3.8 |
Texas | 1.8 |  | — |  | — |  | — |  | 0.1 |  | — |  | — |  | — |  | — |  | — |  | 1.9 |
Nevada | 1.7 |  | 0.1 |  | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |  | 1.8 |
| 74.8 | % | 8.5 | % | 2.4 | % | 2.0 | % | 3.3 | % | 1.7 | % | 3.7 | % | 1.3 | % | 0.8 | % | 1.5 | % | 100.0 | %
PERCENTAGE BY GEOGRAPHIC AREA AS A % OF EACH LOAN TYPE
September 30, 2011 | Single - family residential | Multi- family | Land - A & D | Land - lot loans | Construction - custom | Construction - speculative | Commercial real estate | Commercial and industrial | Consumer | HELOC
As % of total gross loans
Washington | 43.8 | % | 31.5 | % | 57.2 | % | 49.2 | % | 60.1 | % | 63.9 | % | 78.5 | % | 92.6 | % | 96.5 | % | 64.4 | %
Oregon | 16.1 |  | 42.8 |  | 8.5 |  | 20.3 |  | 16.4 |  | 13.1 |  | 4.5 |  | — |  | — |  | 6.5 |
Other | 6.7 |  | 1.0 |  | — |  | — |  | — |  | — |  | — |  | 0.7 |  | — |  | — |
Idaho | 7.5 |  | 4.5 |  | 4.2 |  | 10.0 |  | 3.4 |  | 7.8 |  | 0.3 |  | — |  | — |  | 4.7 |
Arizona | 10.2 |  | 8.6 |  | 9.7 |  | 8.6 |  | 6.7 |  | 3.4 |  | — |  | 0.2 |  | — |  | 5.7 |
Utah | 8.1 |  | 8.5 |  | 7.3 |  | 7.1 |  | 9.6 |  | 3.1 |  | 0.2 |  | 0.1 |  | — |  | 5.2 |
New Mexico | 2.9 |  | 2.0 |  | 11.4 |  | 3.2 |  | 1.1 |  | 6.7 |  | 16.3 |  | 6.4 |  | 3.5 |  | 13.4 |
Texas | 2.4 |  | 0.4 |  | 1.7 |  | 0.6 |  | 2.3 |  | 1.4 |  | 0.2 |  | — |  | — |  | — |
Nevada | 2.3 |  | 0.7 |  | — |  | 1.0 |  | 0.4 |  | 0.6 |  | — |  | — |  | — |  | 0.1 |
| 100.0 | % | 100.0 | % | 100.0 | % | 100.0 | % | 100.0 | % | 100.0 | % | 100.0 | % | 100.0 | % | 100.0 | % | 100.0 | %
Schedule of impaired loans, loan commitments and loans serviced | The following table provides additional information on impaired loans, loan commitments and loans serviced for others:
| September 30, 2011 |  |  | September 30, 2010 |
| (in thousands)
Recorded investment in impaired loans | $ | 476,822 |  |  | $ | 489,826 |
Impaired loans with allocated reserves | 123,862 |  |  | 202,120 |
Reserves on impaired loans | 41,912 |  |  | 65,002 |
Average balance of impaired loans | 486,665 |  |  | 528,371 |
Interest income from impaired loans | 28,081 |  |  | 31,279 |
Outstanding fixed-rate origination commitments | 67,542 |  |  | 79,871 |
Loans serviced for others | 102,775 |  |  | 130,874 |
Schedule of loan modifications |
| Number of |  | Recorded
| Contracts |  | Investment
|  |  | (In thousands)
Troubled Debt Restructurings That Subsequently Defaulted: |  |  |
Single-family residential | 103 |  |  | $ | 27,878 |
Construction - speculative | — |  |  | — |
Construction - custom | — |  |  | — |
Land - acquisition & development | 5 |  |  | 779 |
Land - consumer lot loans | — |  |  | — |
Multi-family | 1 |  |  | 983 |
Commercial real estate | — |  |  | — |
Commercial & industrial | — |  |  | — |
HELOC | — |  |  | — |
Consumer | — |  |  | — |
| 109 |  | $ | 29,640 |

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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
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