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Note D - Loans Receivable (excluding Covered Loans) (Tables) | 9 Months Ended
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Jun. 30, 2011
Loans Receivable [Abstract] |
Schedule of Loans Receivable (excluding Covered Loans) |
| June 30, 2011 |  | September 30, 2010
| (In thousands)
Single-family residential | $ | 6,281,072 |  |  | 74.8 | % |  | $ | 6,551,837 |  |  | 74.7 | %
Construction - speculative | 143,964 |  |  | 1.7 |  |  | 169,712 |  |  | 1.9 |
Construction - custom | 270,894 |  |  | 3.2 |  |  | 256,384 |  |  | 2.9 |
Land - acquisition & development | 230,901 |  |  | 2.8 |  |  | 307,230 |  |  | 3.5 |
Land - consumer lot loans | 169,714 |  |  | 2.0 |  |  | 186,840 |  |  | 2.1 |
Multi-family | 717,107 |  |  | 8.6 |  |  | 697,351 |  |  | 7.9 |
Commercial real estate | 303,023 |  |  | 3.6 |  |  | 315,915 |  |  | 3.6 |
Commercial & industrial | 82,091 |  |  | 1.0 |  |  | 83,070 |  |  | 1.0 |
HELOC | 114,676 |  |  | 1.4 |  |  | 116,143 |  |  | 1.3 |
Consumer | 73,061 |  |  | 0.9 |  |  | 92,624 |  |  | 1.1 |
| 8,386,503 |  |  | 100 | % |  | 8,777,106 |  |  | 100 | %
Less: |  |  |  |  |  |  |
Allowance for probable losses | 161,099 |  |  |  |  | 163,094 |  |  |
Loans in process | 164,747 |  |  |  |  | 154,171 |  |  |
Deferred net origination fees | 37,047 |  |  |  |  | 36,138 |  |  |
| 362,893 |  |  |  |  | 353,403 |  |  |
| $ | 8,023,610 |  |  |  |  | $ | 8,423,703 |  |  |
Summary of Information Regarding Non-Accrual Loans |
| June 30, 2011 |  | September 30, 2010
| (In thousands)
Non-accrual loans: |  |  |  |  |  |  |
Single-family residential | $ | 129,798 |  |  | 55.8 | % |  | $ | 115,155 |  |  | 46.8 | %
Construction - speculative | 24,539 |  |  | 10.5 |  |  | 39,915 |  |  | 16.3 |
Construction - custom | — |  |  | — |  |  | — |  |  | — |
Land - acquisition & development | 51,100 |  |  | 22.0 |  |  | 64,883 |  |  | 26.4 |
Land - consumer lot loans | 6,148 |  |  | 2.6 |  |  | 7,540 |  |  | 3.1 |
Multi-family | 7,850 |  |  | 3.4 |  |  | 4,931 |  |  | 2.0 |
Commercial real estate | 12,186 |  |  | 5.2 |  |  | 10,831 |  |  | 4.4 |
Commercial & industrial | 257 |  |  | 0.1 |  |  | 371 |  |  | 0.2 |
HELOC | 590 |  |  | 0.3 |  |  | 929 |  |  | 0.4 |
Consumer | 284 |  |  | 0.1 |  |  | 977 |  |  | 0.4 |
Total non-accrual loans | $ | 232,752 |  |  | 100 | % |  | $ | 245,532 |  |  | 100 | %
Analysis of Age of Loans in Past Due Status |
| Amount of Loans |  | Days Delinquent Based on $ Amount of Loans |  | % based on $
Type of Loans | Net of LIP & Chg.-Offs |  | Current |  | 30 |  | 60 |  | 90 |  | Total |
| (In thousands)
Single-Family Residential | $ | 6,279,633 |  |  | $ | 6,063,988 |  |  | $ | 48,811 |  |  | $ | 37,563 |  |  | $ | 129,271 |  |  | $ | 215,645 |  |  | 3.43 | %
Construction - Speculative | 115,271 |  |  | 101,797 |  |  | 1,372 |  |  | 1,546 |  |  | 10,556 |  |  | 13,474 |  |  | 11.69 | %
Construction - Custom | 147,339 |  |  | 146,704 |  |  | 635 |  |  | — |  |  | — |  |  | 635 |  |  | 0.43 | %
Land - Acquisition & Development | 221,967 |  |  | 182,912 |  |  | 7,756 |  |  | 17,888 |  |  | 13,411 |  |  | 39,055 |  |  | 17.59 | %
Land - Consumer Lot Loans | 169,714 |  |  | 161,206 |  |  | 1,538 |  |  | 822 |  |  | 6,148 |  |  | 8,508 |  |  | 5.01 | %
Multi-Family | 715,875 |  |  | 705,930 |  |  | 292 |  |  | 7,310 |  |  | 2,343 |  |  | 9,945 |  |  | 1.39 | %
Commercial Real Estate | 302,142 |  |  | 291,692 |  |  | 1,546 |  |  | 5,702 |  |  | 3,202 |  |  | 10,450 |  |  | 3.46 | %
Commercial & Industrial | 82,078 |  |  | 81,784 |  |  | 140 |  |  | 26 |  |  | 128 |  |  | 294 |  |  | 0.36 | %
HELOC | 114,676 |  |  | 113,603 |  |  | 216 |  |  | 267 |  |  | 590 |  |  | 1,073 |  |  | 0.94 | %
Consumer | 73,061 |  |  | 70,934 |  |  | 1,342 |  |  | 501 |  |  | 284 |  |  | 2,127 |  |  | 2.91 | %
| $ | 8,221,756 |  |  | $ | 7,920,550 |  |  | $ | 63,648 |  |  | $ | 71,625 |  |  | $ | 165,933 |  |  | $ | 301,206 |  |  | 3.66 | %

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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=6965416&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=6965416&loc=SL6953401-111524 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
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- Definition Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Topic 310 -SubTopic 10 -Publisher FASB -Number -Article -Subparagraph -Name Accounting Standards Codification -Paragraph 7 -Section 50 -URI http://asc.fasb.org/extlink&oid=6965416&loc=d3e5111-111524 + Details
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