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Note D - Loans Receivable (excluding Covered Loans) | 9 Months Ended
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Jun. 30, 2011
Loans Receivable [Abstract] |
Loans Receivable (excluding Covered Loans) | Loans Receivable (excluding Covered Loans)
| June 30, 2011 |  | September 30, 2010
| (In thousands)
Single-family residential | $ | 6,281,072 |  |  | 74.8 | % |  | $ | 6,551,837 |  |  | 74.7 | %
Construction - speculative | 143,964 |  |  | 1.7 |  |  | 169,712 |  |  | 1.9 |
Construction - custom | 270,894 |  |  | 3.2 |  |  | 256,384 |  |  | 2.9 |
Land - acquisition & development | 230,901 |  |  | 2.8 |  |  | 307,230 |  |  | 3.5 |
Land - consumer lot loans | 169,714 |  |  | 2.0 |  |  | 186,840 |  |  | 2.1 |
Multi-family | 717,107 |  |  | 8.6 |  |  | 697,351 |  |  | 7.9 |
Commercial real estate | 303,023 |  |  | 3.6 |  |  | 315,915 |  |  | 3.6 |
Commercial & industrial | 82,091 |  |  | 1.0 |  |  | 83,070 |  |  | 1.0 |
HELOC | 114,676 |  |  | 1.4 |  |  | 116,143 |  |  | 1.3 |
Consumer | 73,061 |  |  | 0.9 |  |  | 92,624 |  |  | 1.1 |
| 8,386,503 |  |  | 100 | % |  | 8,777,106 |  |  | 100 | %
Less: |  |  |  |  |  |  |
Allowance for probable losses | 161,099 |  |  |  |  | 163,094 |  |  |
Loans in process | 164,747 |  |  |  |  | 154,171 |  |  |
Deferred net origination fees | 37,047 |  |  |  |  | 36,138 |  |  |
| 362,893 |  |  |  |  | 353,403 |  |  |
| $ | 8,023,610 |  |  |  |  | $ | 8,423,703 |  |  |
The following table sets forth information regarding non-accrual loans held by the Company as of the dates indicated:
| June 30, 2011 |  | September 30, 2010
| (In thousands)
Non-accrual loans: |  |  |  |  |  |  |
Single-family residential | $ | 129,798 |  |  | 55.8 | % |  | $ | 115,155 |  |  | 46.8 | %
Construction - speculative | 24,539 |  |  | 10.5 |  |  | 39,915 |  |  | 16.3 |
Construction - custom | — |  |  | — |  |  | — |  |  | — |
Land - acquisition & development | 51,100 |  |  | 22.0 |  |  | 64,883 |  |  | 26.4 |
Land - consumer lot loans | 6,148 |  |  | 2.6 |  |  | 7,540 |  |  | 3.1 |
Multi-family | 7,850 |  |  | 3.4 |  |  | 4,931 |  |  | 2.0 |
Commercial real estate | 12,186 |  |  | 5.2 |  |  | 10,831 |  |  | 4.4 |
Commercial & industrial | 257 |  |  | 0.1 |  |  | 371 |  |  | 0.2 |
HELOC | 590 |  |  | 0.3 |  |  | 929 |  |  | 0.4 |
Consumer | 284 |  |  | 0.1 |  |  | 977 |  |  | 0.4 |
Total non-accrual loans | $ | 232,752 |  |  | 100 | % |  | $ | 245,532 |  |  | 100 | %
The following table provides an analysis of the age of loans in past due status as of June 30, 2011.
| Amount of Loans |  | Days Delinquent Based on $ Amount of Loans |  | % based on $
Type of Loans | Net of LIP & Chg.-Offs |  | Current |  | 30 |  | 60 |  | 90 |  | Total |
| (In thousands)
Single-Family Residential | $ | 6,279,633 |  |  | $ | 6,063,988 |  |  | $ | 48,811 |  |  | $ | 37,563 |  |  | $ | 129,271 |  |  | $ | 215,645 |  |  | 3.43 | %
Construction - Speculative | 115,271 |  |  | 101,797 |  |  | 1,372 |  |  | 1,546 |  |  | 10,556 |  |  | 13,474 |  |  | 11.69 | %
Construction - Custom | 147,339 |  |  | 146,704 |  |  | 635 |  |  | — |  |  | — |  |  | 635 |  |  | 0.43 | %
Land - Acquisition & Development | 221,967 |  |  | 182,912 |  |  | 7,756 |  |  | 17,888 |  |  | 13,411 |  |  | 39,055 |  |  | 17.59 | %
Land - Consumer Lot Loans | 169,714 |  |  | 161,206 |  |  | 1,538 |  |  | 822 |  |  | 6,148 |  |  | 8,508 |  |  | 5.01 | %
Multi-Family | 715,875 |  |  | 705,930 |  |  | 292 |  |  | 7,310 |  |  | 2,343 |  |  | 9,945 |  |  | 1.39 | %
Commercial Real Estate | 302,142 |  |  | 291,692 |  |  | 1,546 |  |  | 5,702 |  |  | 3,202 |  |  | 10,450 |  |  | 3.46 | %
Commercial & Industrial | 82,078 |  |  | 81,784 |  |  | 140 |  |  | 26 |  |  | 128 |  |  | 294 |  |  | 0.36 | %
HELOC | 114,676 |  |  | 113,603 |  |  | 216 |  |  | 267 |  |  | 590 |  |  | 1,073 |  |  | 0.94 | %
Consumer | 73,061 |  |  | 70,934 |  |  | 1,342 |  |  | 501 |  |  | 284 |  |  | 2,127 |  |  | 2.91 | %
| $ | 8,221,756 |  |  | $ | 7,920,550 |  |  | $ | 63,648 |  |  | $ | 71,625 |  |  | $ | 165,933 |  |  | $ | 301,206 |  |  | 3.66 | %

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- Definition The entire disclosure for claims held for amounts due a company. Examples include trade accounts receivables, notes receivables, loans receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6965416&loc=d3e5066-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Statement of Position (SOP) -Number 01-6 -Paragraph 13 -Subparagraph d -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=6965416&loc=d3e5162-111524 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(k)) -URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Article 4 -Section 08 -Paragraph k Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=6965416&loc=d3e5074-111524 + Details
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