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v2.3.0.11

Note H - Covered Assets (Tables) | 9 Months Ended
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Jun. 30, 2011
Covered Assets [Abstract] |
Schedule of Changes in Carrying Amount and Accretable Yield of Assets [Table Text Block] | Changes in the carrying amount and accretable yield for acquired impaired and non-impaired loans were as follows for the quarter ended June 30, 2011:
| Acquired Impaired |  | Acquired Non-impaired
| Accretable Yield |  | Carrying Amount of Loans |  | Accretable Yield |  | Carrying Amount of Loans
| (In thousands)
Balance at beginning of period | $ | 27,019 |  |  | $ | 190,530 |  |  | $ | 39,813 |  |  | $ | 343,944 |
Accretion | (8,337 | ) |  | 8,337 |  |  | (7,058 | ) |  | 7,058 |
Transfers to REO |  |  |  | (46,008 | ) |  | — |  |  |  |
Payments received, net |  |  |  | (24,152 | ) |  | — |  |  | (61,828 | )
Balance at end of period | $ | 18,682 |  |  | $ | 128,707 |  |  | $ | 32,755 |  |  | $ | 289,174 |
Schedule of Activity for FDIC Indemnification Asset [Table Text Block] |
| June 30, 2011 |  | September 30, 2010
| (In thousands)
Balance at beginning of period | $ | 131,128 |  |  | $ | — |
Additions | — |  |  | 227,500 |
Payments received | (20,978 | ) |  | (92,551 | )
Amortization | (5,645 | ) |  | (8,150 | )
Accretion | 2,447 |  |  | 4,329 |
Balance at end of period | $ | 106,952 |  |  | $ | 131,128 |
Summary of loans based on credit quality indicators |
| Internally Assigned Grade |  | Total
| Pass |  | Special mention |  | Substandard |  | Doubtful |  | Loss |  | Gross Loans
| (In thousands)
Single-family residential | $ | 6,149,861 |  |  | $ | — |  |  | $ | 131,211 |  |  | $ | — |  |  | $ | — |  |  | $ | 6,281,072 |
Construction - speculative | 31,871 |  |  | 5,484 |  |  | 106,609 |  |  | — |  |  | — |  |  | 143,964 |
Construction - custom | 270,894 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 270,894 |
Land - acquisition & development | 42,791 |  |  | 2,470 |  |  | 185,640 |  |  | — |  |  | — |  |  | 230,901 |
Land - consumer lot loans | 169,590 |  |  | — |  |  | 124 |  |  | — |  |  | — |  |  | 169,714 |
Multi-family | 680,729 |  |  | 3,756 |  |  | 32,622 |  |  | — |  |  | — |  |  | 717,107 |
Commercial real estate | 263,993 |  |  | 4,345 |  |  | 34,685 |  |  | — |  |  | — |  |  | 303,023 |
Commercial & industrial | 75,834 |  |  | 1,316 |  |  | 4,941 |  |  | — |  |  | — |  |  | 82,091 |
HELOC | 114,676 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 114,676 |
Consumer | 72,264 |  |  | 511 |  |  | 286 |  |  | — |  |  | — |  |  | 73,061 |
| $ | 7,872,503 |  |  | $ | 17,882 |  |  | $ | 496,118 |  |  | $ | — |  |  | $ | — |  |  | $ | 8,386,503 |
Total grade as a % of total gross loans | 93.9 | % |  | 0.2 | % |  | 5.9 | % |  | — | % |  | — | % |  |
| Performing Loans |  | Non-Performing Loans
| Amount |  | % of Total Gross Loans |  | Amount |  | % of Total Gross Loans
| (In thousands)
Single-family residential | $ | 6,151,274 |  |  | 97.9 | % |  | $ | 129,798 |  |  | 2.1 | %
Construction - speculative | 119,425 |  |  | 83.0 |  |  | 24,539 |  |  | 17.0 |
Construction - custom | 270,894 |  |  | 100.0 |  |  | — |  |  | — |
Land - acquisition & development | 179,801 |  |  | 77.9 |  |  | 51,100 |  |  | 22.1 |
Land - consumer lot loans | 163,566 |  |  | 96.4 |  |  | 6,148 |  |  | 3.6 |
Multi-family | 709,257 |  |  | 98.9 |  |  | 7,850 |  |  | 1.1 |
Commercial real estate | 290,837 |  |  | 96.0 |  |  | 12,186 |  |  | 4.0 |
Commercial & industrial | 81,834 |  |  | 99.7 |  |  | 257 |  |  | 0.3 |
HELOC | 114,086 |  |  | 99.5 |  |  | 590 |  |  | 0.5 |
Consumer | 72,777 |  |  | 99.6 |  |  | 284 |  |  | 0.4 |
| $ | 8,153,751 |  |  | 97.2 |  |  | $ | 232,752 |  |  | 2.8 |
| Internally Assigned Grade |  | Total Net Loans
| Pass |  | Special mention |  | Substandard |  | Doubtful |  | Loss |
| (In thousands)
Purchased non-credit impaired loans: |  |  |  |  |  |  |  |  |  |  |
Single-family residential | $ | 47,898 |  |  | $ | — |  |  | $ | 626 |  |  | $ | — |  |  | $ | — |  |  | $ | 48,524 |
Construction - speculative | 2,253 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 2,253 |
Construction - custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - acquisition & development | 8,878 |  |  | 7,277 |  |  | 324 |  |  | — |  |  | — |  |  | 16,479 |
Land - consumer lot loans | 562 |  |  | — |  |  | 111 |  |  | — |  |  | — |  |  | 673 |
Multi-family | 32,827 |  |  | — |  |  | 2,462 |  |  | — |  |  | — |  |  | 35,289 |
Commercial real estate | 126,838 |  |  | 530 |  |  | 29,784 |  |  | — |  |  | — |  |  | 157,152 |
Commercial & industrial | 20,489 |  |  | 4,886 |  |  | 5,821 |  |  | — |  |  | — |  |  | 31,196 |
HELOC | 22,161 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 22,161 |
Consumer | 1,311 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,311 |
| 263,217 |  |  | 12,693 |  |  | 39,128 |  |  | — |  |  | — |  |  | 315,038 |
Total grade as a % of total net loans | 83.6 | % |  | 4.0 | % |  | 12.4 | % |  | — | % |  | — | % |  |
Purchased credit impaired loans: |  |  |  |  |  |  |  |
Pool 1 - Construction and land A&D | 9,062 |  |  | 3,975 |  |  | 63,912 |  |  | — |  |  | — |  |  | 76,949 |
Pool 2 - Single-family residential | 3,911 |  |  | — |  |  | 9,030 |  |  | — |  |  | — |  |  | 12,941 |
Pool 3 - Multi-family | — |  |  | — |  |  | 3,342 |  |  | — |  |  | — |  |  | 3,342 |
Pool 4 - HELOC & other consumer | 3,888 |  |  | — |  |  | 5,504 |  |  | — |  |  | — |  |  | 9,392 |
Pool 5 - Commercial real estate | 1,553 |  |  | 29,985 |  |  | 49,824 |  |  | — |  |  | — |  |  | 81,362 |
Pool 6 - Commercial & industrial | 515 |  |  | 5,327 |  |  | 35,267 |  |  | — |  |  | — |  |  | 41,109 |
| $ | 18,929 |  |  | $ | 39,287 |  |  | $ | 166,879 |  |  | $ | — |  |  | $ | — |  |  | 225,095 |
|  |  |  |  |  |  |  |  | Total covered loans |  | 540,133 |
|  |  |  |  |  |  |  |  | Discount |  | (122,252 | )
|  |  |  |  |  |  |  |  | Covered loans, net |  | $ | 417,881 |
Analysis of Aging of Non-Credit Impaired Loans [Table Text Block] |
| Amount of Loans Net of LIP & Chg.-Offs |  | Days Delinquent Based on $ Amount of Loans |  | % based on $
Type of Loans | Current |  | 30 |  | 60 |  | 90 |  | Total |
Single-Family Residential | $ | 48,524 |  |  | $ | 43,880 |  |  | $ | 2,527 |  |  | $ | 16 |  |  | $ | 2,101 |  |  | $ | 4,644 |  |  | 9.57 | %
Construction - Speculative | 2,253 |  |  | 2,253 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — | %
Construction - Custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — | %
Land - Acquisition & Development | 16,479 |  |  | 15,658 |  |  | 590 |  |  | — |  |  | 231 |  |  | 821 |  |  | 4.98 | %
Land - Consumer Lot Loans | 673 |  |  | 546 |  |  | 16 |  |  | — |  |  | 111 |  |  | 127 |  |  | 18.87 | %
Multi-Family | 35,289 |  |  | 33,577 |  |  | 204 |  |  | — |  |  | 1,508 |  |  | 1,712 |  |  | 4.85 | %
Commercial Real Estate | 157,152 |  |  | 152,999 |  |  | 2,756 |  |  | 152 |  |  | 1,245 |  |  | 4,153 |  |  | 2.64 | %
Commercial & Industrial | 31,196 |  |  | 28,913 |  |  | 203 |  |  | 776 |  |  | 1,304 |  |  | 2,283 |  |  | 7.32 | %
HELOC | 22,161 |  |  | 19,647 |  |  | 1,753 |  |  | 389 |  |  | 372 |  |  | 2,514 |  |  | 11.34 | %
Consumer | 1,311 |  |  | 1,093 |  |  | 150 |  |  | 9 |  |  | 59 |  |  | 218 |  |  | 16.63 | %
| $ | 315,038 |  |  | $ | 298,566 |  |  | $ | 8,199 |  |  | $ | 1,342 |  |  | $ | 6,931 |  |  | $ | 16,472 |  |  | 7.97 | %

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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=6965416&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=6951925&loc=SL6953803-111525 + Details
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- Definition Analysis of Aging of Non-Credit Impaired Loans [Table Text Block] + Details
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- Definition Covered Assets [Abstract] + Details
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- Definition Schedule of Activity for FDIC Indemnification Asset [Table Text Block] + Details
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- Definition Schedule of Changes in Carrying Amount and Accretable Yield of Assets [Table Text Block] + Details
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