<xsd:schema attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://www.washingtonfederal.com/20110630" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:wfsl="http://www.washingtonfederal.com/20110630" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
  <!--XBRL Document Created with WebFilings-->
  <xsd:import namespace="http://fasb.org/us-gaap/2011-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2011/elts/us-gaap-2011-01-31.xsd" />
  <xsd:import namespace="http://fasb.org/us-roles/2011-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2011/elts/us-roles-2011-01-31.xsd" />
  <xsd:import namespace="http://fasb.org/us-types/2011-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2011/elts/us-types-2011-01-31.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd" />
  <xsd:import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd" />
  <xsd:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/country/2011-01-31" schemaLocation="http://xbrl.sec.gov/country/2011/country-2011-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/currency/2011-01-31" schemaLocation="http://xbrl.sec.gov/currency/2011/currency-2011-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/dei/2011-01-31" schemaLocation="http://xbrl.sec.gov/dei/2011/dei-2011-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/exch/2011-01-31" schemaLocation="http://xbrl.sec.gov/exch/2011/exch-2011-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/invest/2011-01-31" schemaLocation="http://xbrl.sec.gov/invest/2011/invest-2011-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/naics/2011-01-31" schemaLocation="http://xbrl.sec.gov/naics/2011/naics-2011-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/sic/2011-01-31" schemaLocation="http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/stpr/2011-01-31" schemaLocation="http://xbrl.sec.gov/stpr/2011/stpr-2011-01-31.xsd" />
  <xsd:annotation>
    <xsd:appinfo>
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="wfsl-20110630_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="wfsl-20110630_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="wfsl-20110630_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple" />
      <link:linkbaseRef xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="wfsl-20110630_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple" />
      <link:roleType id="ConsolidatedStatementsOfCashFlowsUnaudited" roleURI="http://www.washingtonfederal.com/role/ConsolidatedStatementsOfCashFlowsUnaudited">
        <link:definition>1003000 - Statement - Consolidated Statements of Cash Flows (Unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfFinancialConditionParentheticals" roleURI="http://www.washingtonfederal.com/role/ConsolidatedStatementsOfFinancialConditionParentheticals">
        <link:definition>1001500 - Statement - Consolidated Statements of Financial Condition (Parentheticals)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfFinancialConditionUnaudited" roleURI="http://www.washingtonfederal.com/role/ConsolidatedStatementsOfFinancialConditionUnaudited">
        <link:definition>1001000 - Statement - Consolidated Statements of Financial Condition (Unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsOfOperationsUnaudited" roleURI="http://www.washingtonfederal.com/role/ConsolidatedStatementsOfOperationsUnaudited">
        <link:definition>1002000 - Statement - Consolidated Statements of Operations (Unaudited)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DocumentAndEntityInformation" roleURI="http://www.washingtonfederal.com/role/DocumentAndEntityInformation">
        <link:definition>0001000 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteASignificantAccountingPoliciesDetails" roleURI="http://www.washingtonfederal.com/role/NoteASignificantAccountingPoliciesDetails">
        <link:definition>2401402 - Disclosure - Note A - Significant Accounting Policies (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteASignificantAccountingPoliciesPolicies" roleURI="http://www.washingtonfederal.com/role/NoteASignificantAccountingPoliciesPolicies">
        <link:definition>2201201 - Disclosure - Note A - Significant Accounting Policies (Policies)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteBDividends" roleURI="http://www.washingtonfederal.com/role/NoteBDividends">
        <link:definition>2104100 - Disclosure - Note B - Dividends</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteBDividendsDetails" roleURI="http://www.washingtonfederal.com/role/NoteBDividendsDetails">
        <link:definition>2404401 - Disclosure - Note B - Dividends (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteCComprehensiveIncome" roleURI="http://www.washingtonfederal.com/role/NoteCComprehensiveIncome">
        <link:definition>2107100 - Disclosure - Note C - Comprehensive Income</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteCComprehensiveIncomeComprehensiveIncomeTables" roleURI="http://www.washingtonfederal.com/role/NoteCComprehensiveIncomeComprehensiveIncomeTables">
        <link:definition>2307301 - Disclosure - Note C - Comprehensive Income Comprehensive income (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteCComprehensiveIncomeDetails" roleURI="http://www.washingtonfederal.com/role/NoteCComprehensiveIncomeDetails">
        <link:definition>2407402 - Disclosure - Note C - Comprehensive Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteDLoansReceivableExcludingCoveredLoans" roleURI="http://www.washingtonfederal.com/role/NoteDLoansReceivableExcludingCoveredLoans">
        <link:definition>2110100 - Disclosure - Note D - Loans Receivable (excluding Covered Loans)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteDLoansReceivableExcludingCoveredLoansDetails" roleURI="http://www.washingtonfederal.com/role/NoteDLoansReceivableExcludingCoveredLoansDetails">
        <link:definition>2410402 - Disclosure - Note D - Loans Receivable (excluding Covered Loans) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteDLoansReceivableExcludingCoveredLoansLoansOnNonAccrualStatusDetails" roleURI="http://www.washingtonfederal.com/role/NoteDLoansReceivableExcludingCoveredLoansLoansOnNonAccrualStatusDetails">
        <link:definition>2410403 - Disclosure - Note D - Loans Receivable (excluding Covered Loans) Loans on Non-accrual Status (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteDLoansReceivableExcludingCoveredLoansLoansReceivableAnalysisOfAgeOfLoansInPastDueStatusDetails" roleURI="http://www.washingtonfederal.com/role/NoteDLoansReceivableExcludingCoveredLoansLoansReceivableAnalysisOfAgeOfLoansInPastDueStatusDetails">
        <link:definition>2410404 - Disclosure - Note D - Loans Receivable (excluding Covered Loans) Loans Receivable, Analysis of Age of Loans in Past Due Status (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteDLoansReceivableExcludingCoveredLoansTables" roleURI="http://www.washingtonfederal.com/role/NoteDLoansReceivableExcludingCoveredLoansTables">
        <link:definition>2310301 - Disclosure - Note D - Loans Receivable (excluding Covered Loans) (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteEAllowanceForLossesOnLoans" roleURI="http://www.washingtonfederal.com/role/NoteEAllowanceForLossesOnLoans">
        <link:definition>2113100 - Disclosure - Note E - Allowance for Losses on Loans</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteEAllowanceForLossesOnLoansCreditRiskProfileBasedOnPaymentActivityDetails" roleURI="http://www.washingtonfederal.com/role/NoteEAllowanceForLossesOnLoansCreditRiskProfileBasedOnPaymentActivityDetails">
        <link:definition>2413404 - Disclosure - Note E - Allowance for Losses on Loans Credit Risk Profile Based on Payment Activity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteEAllowanceForLossesOnLoansDetails" roleURI="http://www.washingtonfederal.com/role/NoteEAllowanceForLossesOnLoansDetails">
        <link:definition>2413402 - Disclosure - Note E - Allowance for Losses on Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteEAllowanceForLossesOnLoansImpairedLoansBasedOnLoanTypesDetails" roleURI="http://www.washingtonfederal.com/role/NoteEAllowanceForLossesOnLoansImpairedLoansBasedOnLoanTypesDetails">
        <link:definition>2413405 - Disclosure - Note E - Allowance for Losses on Loans Impaired Loans Based on Loan Types (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteEAllowanceForLossesOnLoansInternallyAssignedGradeDetails" roleURI="http://www.washingtonfederal.com/role/NoteEAllowanceForLossesOnLoansInternallyAssignedGradeDetails">
        <link:definition>2413403 - Disclosure - Note E - Allowance for Losses on Loans Internally Assigned Grade (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteEAllowanceForLossesOnLoansTables" roleURI="http://www.washingtonfederal.com/role/NoteEAllowanceForLossesOnLoansTables">
        <link:definition>2313301 - Disclosure - Note E - Allowance for Losses on Loans (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteFNewAccountingPronouncements" roleURI="http://www.washingtonfederal.com/role/NoteFNewAccountingPronouncements">
        <link:definition>2116100 - Disclosure - Note F - New Accounting Pronouncements</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteFNewAccountingPronouncementsDetails" roleURI="http://www.washingtonfederal.com/role/NoteFNewAccountingPronouncementsDetails">
        <link:definition>2416401 - Disclosure - Note F - New Accounting Pronouncements (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteGFairValueMeasurements" roleURI="http://www.washingtonfederal.com/role/NoteGFairValueMeasurements">
        <link:definition>2119100 - Disclosure - Note G - Fair Value Measurements</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteGFairValueMeasurementsDetails" roleURI="http://www.washingtonfederal.com/role/NoteGFairValueMeasurementsDetails">
        <link:definition>2419402 - Disclosure - Note G - Fair Value Measurements (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteGFairValueMeasurementsFairValueByBalanceSheetGroupingDetails" roleURI="http://www.washingtonfederal.com/role/NoteGFairValueMeasurementsFairValueByBalanceSheetGroupingDetails">
        <link:definition>2419403 - Disclosure - Note G - Fair Value Measurements Fair Value by Balance Sheet Grouping (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteGFairValueMeasurementsReconciliationOfAmortizedCostOfFairValueOfInvestmentsDetails" roleURI="http://www.washingtonfederal.com/role/NoteGFairValueMeasurementsReconciliationOfAmortizedCostOfFairValueOfInvestmentsDetails">
        <link:definition>2419404 - Disclosure - Note G - Fair Value Measurements Reconciliation of amortized cost of fair value of investments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteGFairValueMeasurementsSecuritiesInUnrealizedLossPositionsDetails" roleURI="http://www.washingtonfederal.com/role/NoteGFairValueMeasurementsSecuritiesInUnrealizedLossPositionsDetails">
        <link:definition>2419405 - Disclosure - Note G - Fair Value Measurements Securities in Unrealized Loss Positions (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteGFairValueMeasurementsTables" roleURI="http://www.washingtonfederal.com/role/NoteGFairValueMeasurementsTables">
        <link:definition>2319301 - Disclosure - Note G - Fair Value Measurements (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteHCoveredAssets" roleURI="http://www.washingtonfederal.com/role/NoteHCoveredAssets">
        <link:definition>2122100 - Disclosure - Note H - Covered Assets</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteHCoveredAssetsAgingAnalysisOfNonCreditImpairedLoansDetails" roleURI="http://www.washingtonfederal.com/role/NoteHCoveredAssetsAgingAnalysisOfNonCreditImpairedLoansDetails">
        <link:definition>2422404 - Disclosure - Note H - Covered Assets Aging Analysis of Non-Credit Impaired Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteHCoveredAssetsCreditRiskProfileByInternallyAssignedGradeByLoanStatusDesignationDetails" roleURI="http://www.washingtonfederal.com/role/NoteHCoveredAssetsCreditRiskProfileByInternallyAssignedGradeByLoanStatusDesignationDetails">
        <link:definition>2422403 - Disclosure - Note H - Covered Assets Credit Risk Profile by Internally Assigned Grade by Loan Status Designation (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteHCoveredAssetsDetails" roleURI="http://www.washingtonfederal.com/role/NoteHCoveredAssetsDetails">
        <link:definition>2422402 - Disclosure - Note H - Covered Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteHCoveredAssetsTables" roleURI="http://www.washingtonfederal.com/role/NoteHCoveredAssetsTables">
        <link:definition>2322301 - Disclosure - Note H - Covered Assets (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NoteSignificantAccountingPolicies" roleURI="http://www.washingtonfederal.com/role/NoteSignificantAccountingPolicies">
        <link:definition>2101100 - Disclosure - Note A - Significant Accounting Policies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
  <xsd:element abstract="true" id="wfsl_AccountingStandardsUpdate201102Member" name="AccountingStandardsUpdate201102Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_AccountingStandardsUpdate201103Member" name="AccountingStandardsUpdate201103Member" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_AcquiredImpairedAssetsMember" name="AcquiredImpairedAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_AcquiredNonImpairedAssetsMember" name="AcquiredNonImpairedAssetsMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_AdditionsToFdicIndemnificationAsset" name="AdditionsToFdicIndemnificationAsset" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="wfsl_AllowanceAsPercentageOfOutstandingLoansAndLeases" name="AllowanceAsPercentageOfOutstandingLoansAndLeases" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="wfsl_AllowanceForLossesOnLoansAbstract" name="AllowanceForLossesOnLoansAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_AmortizationAccretionOfFeesDiscountsPremiumsAndIntangibleAssetsNet" name="AmortizationAccretionOfFeesDiscountsPremiumsAndIntangibleAssetsNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="wfsl_AnalysisOfAgingOfNonCreditImpairedLoansTableTextBlock" name="AnalysisOfAgingOfNonCreditImpairedLoansTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_AssetsCoveredByFdicLossShareDisclosureTextBlock" name="AssetsCoveredByFdicLossShareDisclosureTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_AssetsMeasuredOnNonrecurringBasisByTypeAxis" name="AssetsMeasuredOnNonrecurringBasisByTypeAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_AssetsMeasuredOnNonrecurringBasisNameMember" name="AssetsMeasuredOnNonrecurringBasisNameMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_AvailableForSaleSecuritesAndHeldToMaturitySecuritiesLineItems" name="AvailableForSaleSecuritesAndHeldToMaturitySecuritiesLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_AvailableForSaleSecuritiesYield" name="AvailableForSaleSecuritiesYield" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPayments" name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesPayments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="wfsl_CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTransfersToRealEstateOwned" name="CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesTransfersToRealEstateOwned" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_CommercialAndIndustrialLoansMember" name="CommercialAndIndustrialLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_ComprehensiveIncomeAbstract" name="ComprehensiveIncomeAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_ConsolidatedStatementsOfCashFlowsAbstract" name="ConsolidatedStatementsOfCashFlowsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_ConsolidatedStatementsOfFinancialConditionAbstract" name="ConsolidatedStatementsOfFinancialConditionAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_ConsolidatedStatementsOfOperationsAbstract" name="ConsolidatedStatementsOfOperationsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_ConstructionCustomMember" name="ConstructionCustomMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_ConstructionSpeculativeAndLandAcquisitionAndDevelopmentMember" name="ConstructionSpeculativeAndLandAcquisitionAndDevelopmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_ConstructionSpeculativeMember" name="ConstructionSpeculativeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_ContractualDueDateMinimumInYears" name="ContractualDueDateMinimumInYears" nillable="true" substitutionGroup="xbrli:item" type="xbrli:integerItemType" xbrli:periodType="instant" />
  <xsd:element id="wfsl_CoveredAssets" name="CoveredAssets" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="wfsl_CoveredAssetsAbstract" name="CoveredAssetsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_CoveredAssetsByInternallyAssignedGradeBasedOnLoanStatusDesignationTable" name="CoveredAssetsByInternallyAssignedGradeBasedOnLoanStatusDesignationTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_CoveredAssetsLoanStatusDesignationLineItems" name="CoveredAssetsLoanStatusDesignationLineItems" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_CoveredAssetsStatusOfLoansAcquiredInTransferAxis" name="CoveredAssetsStatusOfLoansAcquiredInTransferAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_CoveredRealEstateAcquiredThroughForeclosure" name="CoveredRealEstateAcquiredThroughForeclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="wfsl_DividendsTextBlock" name="DividendsTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_DocumentAndEntityInformationAbstract" name="DocumentAndEntityInformationAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_EvaluationForImpairmentOfLoansReceivableAndAllowanceForLoansReceivableAxis" name="EvaluationForImpairmentOfLoansReceivableAndAllowanceForLoansReceivableAxis" nillable="true" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_ExposurePercentIncreaseDecrease" name="ExposurePercentIncreaseDecrease" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_FairValueMeasurementsAbstract" name="FairValueMeasurementsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_FdicIndemnificationAssetAmortization" name="FdicIndemnificationAssetAmortization" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="wfsl_FdicIndemnificationAssetDiscountAccretion" name="FdicIndemnificationAssetDiscountAccretion" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_FdicIndemnificationAssetMovementAnalysisRollForward" name="FdicIndemnificationAssetMovementAnalysisRollForward" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_FdicIndemnificationAssetPayments" name="FdicIndemnificationAssetPayments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="wfsl_FdicLossShareReceivable" name="FdicLossShareReceivable" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_FederalHomeLoanBankAdvancesLongTermAndOtherBorrowingsFairValueDisclosure" name="FederalHomeLoanBankAdvancesLongTermAndOtherBorrowingsFairValueDisclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="wfsl_FinancialConditionParentheticalsAbstract" name="FinancialConditionParentheticalsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_FinancingReceivableAllowanceForCreditLossesChargeOffsNetOfRecoveries" name="FinancingReceivableAllowanceForCreditLossesChargeOffsNetOfRecoveries" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_FinancingReceivableImpairmentAllowanceRecordedMember" name="FinancingReceivableImpairmentAllowanceRecordedMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_FinancingReceivableImpairmentNoRelatedAllowanceMember" name="FinancingReceivableImpairmentNoRelatedAllowanceMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_GainLossOnSaleOfInvestmentsInSecuritiesAndOther" name="GainLossOnSaleOfInvestmentsInSecuritiesAndOther" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="wfsl_GainOnFdicAssistedTransaction" name="GainOnFdicAssistedTransaction" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="wfsl_GoodwillAndIntangibleAssetsNet" name="GoodwillAndIntangibleAssetsNet" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GradeAsPercentageOfTotalGrossLoans" name="GradeAsPercentageOfTotalGrossLoans" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GrossUnrealizedGainsAfterFiveThroughTenYears" name="GrossUnrealizedGainsAfterFiveThroughTenYears" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GrossUnrealizedGainsAfterOneThroughFiveYears" name="GrossUnrealizedGainsAfterOneThroughFiveYears" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GrossUnrealizedGainsAfterTenYears" name="GrossUnrealizedGainsAfterTenYears" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GrossUnrealizedGainsOnInvestments" name="GrossUnrealizedGainsOnInvestments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GrossUnrealizedGainsWithinOneYear" name="GrossUnrealizedGainsWithinOneYear" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GrossUnrealizedGainsWithoutSingleMaturity" name="GrossUnrealizedGainsWithoutSingleMaturity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GrossUnrealizedLossesAfterFiveYearsThroughTenYears" name="GrossUnrealizedLossesAfterFiveYearsThroughTenYears" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GrossUnrealizedLossesAfterOneThroughFiveYears" name="GrossUnrealizedLossesAfterOneThroughFiveYears" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GrossUnrealizedLossesOnInvestments" name="GrossUnrealizedLossesOnInvestments" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GrossUnrealizedLossesOverTenYears" name="GrossUnrealizedLossesOverTenYears" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GrossUnrealizedLossesWithinOneYear" name="GrossUnrealizedLossesWithinOneYear" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GrossUnrealizedLossesWithoutSingleMaturity" name="GrossUnrealizedLossesWithoutSingleMaturity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GrossUnrecognizedGainsAfterTenYears" name="GrossUnrecognizedGainsAfterTenYears" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GrossUnrecognizedGainsWithoutSingleMaturity" name="GrossUnrecognizedGainsWithoutSingleMaturity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GrossUnrecognizedLossesAfterTenYears" name="GrossUnrecognizedLossesAfterTenYears" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_GrossUnrecognizedLossesWithoutSingleMaturity" name="GrossUnrecognizedLossesWithoutSingleMaturity" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="wfsl_HeldToMaturityGrossUnrecognizedLossesAbstract" name="HeldToMaturityGrossUnrecognizedLossesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_HeldToMaturitySecuritiesGrossUnrecognizedGainsAbstract" name="HeldToMaturitySecuritiesGrossUnrecognizedGainsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_HeldToMaturitySecuritiesYield" name="HeldToMaturitySecuritiesYield" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_HomeEquityLineOfCreditAndOtherConsumerLoansMember" name="HomeEquityLineOfCreditAndOtherConsumerLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_HomeEquityLineOfCreditMember" name="HomeEquityLineOfCreditMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_ImpairedLoansMember" name="ImpairedLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_IncreaseDecreaseInFdicIndemnificationAsset" name="IncreaseDecreaseInFdicIndemnificationAsset" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element id="wfsl_IncreaseDecreaseInFederalHomeLoanBankStockDividends" name="IncreaseDecreaseInFederalHomeLoanBankStockDividends" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="wfsl_IncreaseDecreaseinAdvancePaymentsByBorrowersForTaxesAndInsurance" name="IncreaseDecreaseinAdvancePaymentsByBorrowersForTaxesAndInsurance" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element id="wfsl_InvestmentIncomeAndOther" name="InvestmentIncomeAndOther" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_InvestmentYieldAbstract" name="InvestmentYieldAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_LandAcquisitionAndDevelopmentMember" name="LandAcquisitionAndDevelopmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_LandConsumerLotLoansMember" name="LandConsumerLotLoansMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_LoanStatusDesignationMember" name="LoanStatusDesignationMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_LoansAndLeasesReceivable1To30DaysPastDue" name="LoansAndLeasesReceivable1To30DaysPastDue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_LoansAndLeasesReceivable31To60DaysPastDue" name="LoansAndLeasesReceivable31To60DaysPastDue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_LoansAndLeasesReceivable61To90DaysPastDue" name="LoansAndLeasesReceivable61To90DaysPastDue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_LoansAndLeasesReceivableChargesToAllowanceLoansInProcessAndDeferredFees" name="LoansAndLeasesReceivableChargesToAllowanceLoansInProcessAndDeferredFees" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_LoansAndLeasesReceivableCoveredAssets90Days" name="LoansAndLeasesReceivableCoveredAssets90Days" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_LoansAndLeasesReceivableCoveredAssetsPastDue" name="LoansAndLeasesReceivableCoveredAssetsPastDue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_LoansAndLeasesReceivableCoveredLoans" name="LoansAndLeasesReceivableCoveredLoans" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_LoansAndLeasesReceivableCoveredLoans30Days" name="LoansAndLeasesReceivableCoveredLoans30Days" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_LoansAndLeasesReceivableCoveredLoans60Days" name="LoansAndLeasesReceivableCoveredLoans60Days" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_LoansAndLeasesReceivableCoveredLoansCurrent" name="LoansAndLeasesReceivableCoveredLoansCurrent" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_LoansAndLeasesReceivableCoveredLoansNetReportedAmount" name="LoansAndLeasesReceivableCoveredLoansNetReportedAmount" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_LoansAndLeasesReceivableCoveredLoansRatioOfTotalPastDueLoansToTotalLoansReceivableNetOfChargeOffsAndLoansInProcess" name="LoansAndLeasesReceivableCoveredLoansRatioOfTotalPastDueLoansToTotalLoansReceivableNetOfChargeOffsAndLoansInProcess" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="wfsl_LoansAndLeasesReceivableCurrentStatus" name="LoansAndLeasesReceivableCurrentStatus" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="wfsl_LoansAndLeasesReceivableMember" name="LoansAndLeasesReceivableMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_LoansAndLeasesReceivablePastDue" name="LoansAndLeasesReceivablePastDue" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_LoansAndLeasesReceivableRatioOfLoanTypeToAllLoans" name="LoansAndLeasesReceivableRatioOfLoanTypeToAllLoans" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_LoansAndLeasesReceivableRatioOfTotalPastDueLoansToTotalLoansReceivableNetOfChargeOffsAndLoansInProcess" name="LoansAndLeasesReceivableRatioOfTotalPastDueLoansToTotalLoansReceivableNetOfChargeOffsAndLoansInProcess" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_LoansAndLeasesReceivableRatioOfTypeOfNonperformingLoansToAllNonperformingLoans" name="LoansAndLeasesReceivableRatioOfTypeOfNonperformingLoansToAllNonperformingLoans" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_LoansCollectivelyEvaluatedForImpairmentMember" name="LoansCollectivelyEvaluatedForImpairmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_LoansIndividuallyEvaluatedForImpairmentMember" name="LoansIndividuallyEvaluatedForImpairmentMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_LoansOriginatedNetOfPrincipalCollections" name="LoansOriginatedNetOfPrincipalCollections" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_LoansReceivableAbstract" name="LoansReceivableAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_LoansReceivableAndAllowanceForLoansReceivableImpairmentTypeMember" name="LoansReceivableAndAllowanceForLoansReceivableImpairmentTypeMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_LoansReceivableExcludingCoveredLoansAbstract" name="LoansReceivableExcludingCoveredLoansAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_LoansReceivableNetOfChargeOffsAndLoansInProces" name="LoansReceivableNetOfChargeOffsAndLoansInProces" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="wfsl_LoansReceivablePortfolioSegmentNameMember" name="LoansReceivablePortfolioSegmentNameMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_LossMember" name="LossMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_LossRelatedToImpairedLoansAndRealEstateHeldForSaleMeasuredOnNonrecurringBasis" name="LossRelatedToImpairedLoansAndRealEstateHeldForSaleMeasuredOnNonrecurringBasis" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_MultiFamilyHousingMember" name="MultiFamilyHousingMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_NewAccountingPronouncementsAbstract" name="NewAccountingPronouncementsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_NonCoveredRealEstateAcquiredThroughForeclosure" name="NonCoveredRealEstateAcquiredThroughForeclosure" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_NoteBDividendsAbstract" name="NoteBDividendsAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_PercentageIncreaseDecreaseInNonperformingAssets" name="PercentageIncreaseDecreaseInNonperformingAssets" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="wfsl_PercentageLoansOver30DaysDelinquent" name="PercentageLoansOver30DaysDelinquent" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="instant" />
  <xsd:element id="wfsl_RealEstateHeldForSaleCoveredRealEstateHeldForSale" name="RealEstateHeldForSaleCoveredRealEstateHeldForSale" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element abstract="true" id="wfsl_RealEstateHeldForSaleMember" name="RealEstateHeldForSaleMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_ReconciliationOfAmortizedCostToFairValueAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTableTextBlock" name="ReconciliationOfAmortizedCostToFairValueAvailableForSaleSecuritiesAndHeldToMaturitySecuritiesTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_SavingsAndDemandAccountsAndRepurchaseAgreementsWithCustomers" name="SavingsAndDemandAccountsAndRepurchaseAgreementsWithCustomers" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_ScheduleOfActivityForFdicIndemnificationAssetTableTextBlock" name="ScheduleOfActivityForFdicIndemnificationAssetTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_ScheduleOfAvailableForSaleAndHeldToMaturitySecuritiesTable" name="ScheduleOfAvailableForSaleAndHeldToMaturitySecuritiesTable" nillable="true" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_ScheduleOfChangesInCarryingAmountAndAccretableYieldOfAssetsTableTextBlock" name="ScheduleOfChangesInCarryingAmountAndAccretableYieldOfAssetsTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_ScheduleOfLoansCollectivelyAndIndividuallyEvaluatedForImpairmentTableTextBlock" name="ScheduleOfLoansCollectivelyAndIndividuallyEvaluatedForImpairmentTableTextBlock" nillable="true" substitutionGroup="xbrli:item" type="nonnum:textBlockItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_SingleFamilyResidentialMember" name="SingleFamilyResidentialMember" nillable="true" substitutionGroup="xbrli:item" type="nonnum:domainItemType" xbrli:periodType="duration" />
  <xsd:element abstract="true" id="wfsl_SummaryOfSignificantAccountingPoliciesAbstract" name="SummaryOfSignificantAccountingPoliciesAbstract" nillable="true" substitutionGroup="xbrli:item" type="xbrli:stringItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_UnrecognizedGainsAfterOneThroughFiveYears" name="UnrecognizedGainsAfterOneThroughFiveYears" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_UnrecognizedHoldingGainsAfterFiveYearsThroughTenYears" name="UnrecognizedHoldingGainsAfterFiveYearsThroughTenYears" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_UnrecognizedHoldingLossesAfterFiveThroughTenYears" name="UnrecognizedHoldingLossesAfterFiveThroughTenYears" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_UnrecognizedHoldingLossesAfterOneYearThroughFiveYears" name="UnrecognizedHoldingLossesAfterOneYearThroughFiveYears" nillable="true" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element id="wfsl_Yield" name="Yield" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_YieldAfterFiveThroughTenYears" name="YieldAfterFiveThroughTenYears" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_YieldAfterOneThroughFiveYears" name="YieldAfterOneThroughFiveYears" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_YieldAfterTenYears" name="YieldAfterTenYears" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_YieldWithinOneYear" name="YieldWithinOneYear" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
  <xsd:element id="wfsl_YieldWithoutSingleMaturity" name="YieldWithoutSingleMaturity" nillable="true" substitutionGroup="xbrli:item" type="num:percentItemType" xbrli:periodType="duration" />
</xsd:schema>
