XML 84 R11.htm IDEA: XBRL DOCUMENT
v2.4.0.6

Loans Receivable (excluding Covered Loans) | 12 Months Ended
--- | ---
Sep. 30, 2012
Loans Receivable [Abstract] |
Loans Receivable (excluding Covered Loans) | Loans Receivable (excluding Covered Loans)
| September 30, 2012 |  | September 30, 2011
| (In thousands) |  |  |  | (In thousands) |  |
Non-acquired loans |  |  |  |  |  |  |
Single-family residential | $ | 5,778,922 |  |  | 73.5 | % |  | $ | 6,218,878 |  |  | 74.9 | %
Construction - speculative | 129,637 |  |  | 1.6 |  |  | 140,459 |  |  | 1.7 |
Construction - custom | 211,690 |  |  | 2.7 |  |  | 279,851 |  |  | 3.4 |
Land - acquisition & development | 124,677 |  |  | 1.6 |  |  | 200,692 |  |  | 2.4 |
Land - consumer lot loans | 141,844 |  |  | 1.8 |  |  | 163,146 |  |  | 2.0 |
Multi-family | 710,140 |  |  | 9.0 |  |  | 700,673 |  |  | 8.4 |
Commercial real estate | 319,210 |  |  | 4.1 |  |  | 303,442 |  |  | 3.7 |
Commercial & industrial | 162,823 |  |  | 2.1 |  |  | 109,332 |  |  | 1.3 |
HELOC | 112,902 |  |  | 1.4 |  |  | 115,092 |  |  | 1.4 |
Consumer | 63,374 |  |  | 0.8 |  |  | 67,509 |  |  | 0.8 |
Total non-acquired loans | 7,755,219 |  |  | 98.6 |  |  | 8,299,074 |  |  | 100 |
Credit-impaired acquired loans |  |  |  |  |  |  |
Single-family residential | 342 |  |  | — |  |  | — |  |  | — |
Construction - speculative | 1,889 |  |  | — |  |  | — |  |  | — |
Construction - custom | — |  |  | — |  |  | — |  |  | — |
Land - acquisition & development | 3,702 |  |  | 0.1 |  |  | — |  |  | — |
Land - consumer lot loans | — |  |  | — |  |  | — |  |  | — |
Multi-family | 601 |  |  | — |  |  | — |  |  | — |
Commercial real estate | 87,154 |  |  | 1.1 |  |  | — |  |  | — |
Commercial & industrial | 3,292 |  |  | — |  |  | — |  |  | — |
HELOC | 14,040 |  |  | 0.2 |  |  | — |  |  | — |
Consumer | 97 |  |  | — |  |  | — |  |  | — |
Total credit-impaired acquired loans | 111,117 |  |  | 1.4 |  |  | — |  |  | — |
Total loans |  |  |  |  |  |  |
Single-family residential | 5,779,264 |  |  | 73.5 |  |  | 6,218,878 |  |  | 74.9 |
Construction - speculative | 131,526 |  |  | 1.6 |  |  | 140,459 |  |  | 1.7 |
Construction - custom | 211,690 |  |  | 2.7 |  |  | 279,851 |  |  | 3.4 |
Land - acquisition & development | 128,379 |  |  | 1.7 |  |  | 200,692 |  |  | 2.4 |
Land - consumer lot loans | 141,844 |  |  | 1.8 |  |  | 163,146 |  |  | 2 |
Multi-family | 710,741 |  |  | 9.0 |  |  | 700,673 |  |  | 8.4 |
Commercial real estate | 406,364 |  |  | 5.2 |  |  | 303,442 |  |  | 3.7 |
Commercial & industrial | 166,115 |  |  | 2.1 |  |  | 109,332 |  |  | 1.3 |
HELOC | 126,942 |  |  | 1.6 |  |  | 115,092 |  |  | 1.4 |
Consumer | 63,471 |  |  | 0.8 |  |  | 67,509 |  |  | 0.8 |
Total loans | 7,866,336 |  |  | 100 | % |  | 8,299,074 |  |  | 100 | %
Less: |  |  |  |  |  |  |
Allowance for probable losses | 133,147 |  |  |  |  | 157,160 |  |  |
Loans in process | 213,286 |  |  |  |  | 170,229 |  |  |
Discount on acquired loans | 33,484 |  |  |  |  | — |  |  |
Deferred net origination fees | 34,421 |  |  |  |  | 35,808 |  |  |
| 414,338 |  |  |  |  | 363,197 |  |  |
| $ | 7,451,998 |  |  |  |  | $ | 7,935,877 |  |  |
The Company originates fixed and adjustable interest rate loans, which at September 30, 2012 consisted of the following:
Fixed-Rate |  | Adjustable-Rate
Term To Maturity | Book Value |  | Term To Rate Adjustment | Book Value
| (In thousands) |  |  | (In thousands)
Within 1 year | $ | 259,208 |  |  | Less than 1 year | $ | 164,682 |
1 to 3 years | 151,418 |  |  | 1 to 3 years | 237,263 |
3 to 5 years | 197,642 |  |  | 3 to 5 years | 155,987 |
5 to 10 years | 337,819 |  |  | 5 to 10 years | 444,389 |
10 to 20 years | 943,963 |  |  | 10 to 20 years | 54,017 |
Over 20 years | 4,603,237 |  |  | Over 20 years | 316,711 |
| $ | 6,493,287 |  |  |  | $ | 1,373,049 |
Gross loans by geographic concentration were as follows:
September 30, 2012 | Single - family residential | Multi- family | Land - A & D | Land - lot loans | Construction - custom | Construction - speculative | Commercial real estate | Commercial and industrial | Consumer | HELOC | Total
| (In thousands)
Washington | $ | 2,604,501 |  | $ | 237,687 |  | $ | 62,052 |  | $ | 71,576 |  | $ | 127,669 |  | $ | 78,446 |  | $ | 232,756 |  | $ | 78,026 |  | $ | 60,226 |  | $ | 71,271 |  | $ | 3,624,210 |
Oregon | 907,462 |  | 289,289 |  | 12,401 |  | 28,023 |  | 34,983 |  | 19,014 |  | 5,849 |  | 10 |  | — |  | 7,555 |  | 1,304,586 |
Other | 339,226 |  | 4,464 |  | — |  | 105 |  | — |  | — |  | 4,014 |  | 79,344 |  | 3,209 |  | 476 |  | 430,838 |
Idaho | 401,987 |  | 24,517 |  | 4,982 |  | 13,800 |  | 4,975 |  | 11,242 |  | 610 |  | 86 |  | — |  | 4,748 |  | 466,947 |
Arizona | 619,503 |  | 66,257 |  | 15,605 |  | 12,065 |  | 21,051 |  | 9,597 |  | 93,654 |  | 5,240 |  | — |  | 21,672 |  | 864,644 |
Utah | 469,741 |  | 53,707 |  | 12,411 |  | 9,643 |  | 16,103 |  | 3,177 |  | 482 |  | 37 |  | — |  | 6,528 |  | 571,829 |
New Mexico | 179,252 |  | 19,211 |  | 17,682 |  | 3,966 |  | 3,105 |  | 8,804 |  | 56,672 |  | 3,372 |  | 36 |  | 14,398 |  | 306,498 |
Texas | 145,304 |  | 11,236 |  | 3,246 |  | 1,306 |  | 1,804 |  | 1,246 |  | 12,327 |  | — |  | — |  | — |  | 176,469 |
Nevada | 112,288 |  | 4,373 |  | — |  | 1,360 |  | 2,000 |  | — |  | — |  | — |  | — |  | 294 |  | 120,315 |
| $ | 5,779,264 |  | $ | 710,741 |  | $ | 128,379 |  | $ | 141,844 |  | $ | 211,690 |  | $ | 131,526 |  | $ | 406,364 |  | $ | 166,115 |  | $ | 63,471 |  | $ | 126,942 |  | $ | 7,866,336 |
PERCENTAGE BY GEOGRAPHIC AREA
September 30, 2012 | Single - family residential | Multi- family | Land - A & D | Land - lot loans | Construction - custom | Construction - speculative | Commercial real estate | Commercial and industrial | Consumer | HELOC | Total
| As % of total gross loans
Washington | 33.2 | % | 3.0 | % | 0.7 | % | 0.8 | % | 1.7 | % | 1.2 | % | 2.9 | % | 1.0 | % | 0.8 | % | 0.8 | % | 46.1 | %
Oregon | 11.5 |  | 3.7 |  | 0.2 |  | 0.4 |  | 0.4 |  | 0.2 |  | 0.1 |  | — |  | — |  | 0.1 |  | 16.6 |
Other | 4.3 |  | 0.1 |  | — |  | — |  | — |  | — |  | 0.1 |  | 1.0 |  | — |  | — |  | 5.5 |
Idaho | 5.1 |  | 0.3 |  | 0.1 |  | 0.2 |  | 0.1 |  | 0.1 |  | — |  | — |  | — |  | 0.1 |  | 6.0 |
Arizona | 7.9 |  | 0.8 |  | 0.2 |  | 0.2 |  | 0.3 |  | 0.1 |  | 1.2 |  | 0.1 |  | — |  | 0.3 |  | 11.1 |
Utah | 6.0 |  | 0.7 |  | 0.2 |  | 0.1 |  | 0.2 |  | — |  | — |  | — |  | — |  | 0.1 |  | 7.3 |
New Mexico | 2.3 |  | 0.2 |  | 0.2 |  | 0.1 |  | — |  | 0.1 |  | 0.7 |  | — |  | — |  | 0.2 |  | 3.8 |
Texas | 1.8 |  | 0.1 |  | — |  | — |  | — |  | — |  | 0.2 |  | — |  | — |  | — |  | 2.1 |
Nevada | 1.4 |  | 0.1 |  | — |  | — |  | — |  | — |  | — |  | — |  | — |  | — |  | 1.5 |
| 73.5 | % | 9.0 | % | 1.6 | % | 1.8 | % | 2.7 | % | 1.7 | % | 5.2 | % | 2.1 | % | 0.8 | % | 1.6 | % | 100.0 | %
PERCENTAGE BY GEOGRAPHIC AREA AS A % OF EACH LOAN TYPE
September 30, 2012 | Single - family residential | Multi- family | Land - A & D | Land - lot loans | Construction - custom | Construction - speculative | Commercial real estate | Commercial and industrial | Consumer | HELOC
As % of total gross loans
Washington | 45.1 | % | 33.5 | % | 48.2 | % | 50.4 | % | 60.3 | % | 59.7 | % | 57.4 | % | 46.9 | % | 94.8 | % | 56.2 | %
Oregon | 15.7 |  | 40.7 |  | 9.7 |  | 19.8 |  | 16.5 |  | 14.5 |  | 1.4 |  | — |  | — |  | 6.0 |
Other | 5.9 |  | 0.6 |  | — |  | 0.1 |  | — |  | — |  | 1.0 |  | 47.8 |  | 5.1 |  | 0.4 |
Idaho | 7.0 |  | 3.4 |  | 3.9 |  | 9.7 |  | 2.4 |  | 8.5 |  | 0.2 |  | 0.1 |  | — |  | 3.7 |
Arizona | 10.7 |  | 9.3 |  | 12.2 |  | 8.5 |  | 9.9 |  | 7.3 |  | 23.0 |  | 3.2 |  | — |  | 17.1 |
Utah | 8.1 |  | 7.6 |  | 9.7 |  | 6.8 |  | 7.6 |  | 2.4 |  | 0.1 |  | — |  | — |  | 5.1 |
New Mexico | 3.1 |  | 2.7 |  | 13.8 |  | 2.8 |  | 1.5 |  | 6.7 |  | 13.9 |  | 2.0 |  | 0.1 |  | 11.3 |
Texas | 2.5 |  | 1.6 |  | 2.5 |  | 0.9 |  | 0.9 |  | 0.9 |  | 3.0 |  | — |  | — |  | — |
Nevada | 1.9 |  | 0.6 |  | — |  | 1.0 |  | 0.9 |  | — |  | — |  | — |  | — |  | 0.2 |
| 100.0 | % | 100.0 | % | 100.0 | % | 100.0 | % | 100.0 | % | 100.0 | % | 100.0 | % | 100.0 | % | 100.0 | % | 100.0 | %
The following table provides additional information on impaired loans, loan commitments and loans serviced for others:
| September 30, 2012 |  | September 30, 2011
| (In thousands)
Recorded investment in impaired loans | $ | 565,553 |  |  | $ | 476,822 |
Impaired loans with allocated reserves | 44,167 |  |  | 123,862 |
Reserves on impaired loans | 15,983 |  |  | 41,912 |
Average balance of impaired loans | 523,363 |  |  | 486,665 |
Interest income from impaired loans | 28,366 |  |  | 28,081 |
Outstanding fixed-rate origination commitments | 151,990 |  |  | 67,542 |
Loans serviced for others | 58,673 |  |  | 102,775 |
The following table sets forth information regarding non-accrual loans held by the Company:
| September 30, 2012 |  | September 30, 2011
| (In thousands) |  |  |  | (In thousands) |  |
Non-accrual loans: |  |  |  |  |  |  |
Single-family residential | $ | 131,193 |  |  | 75.7 | % |  | $ | 126,624 |  |  | 60.3 | %
Construction - speculative | 10,634 |  |  | 6.1 |  |  | 15,383 |  |  | 7.3 |
Construction - custom | 539 |  |  | 0.3 |  |  | 635 |  |  | 0.3 |
Land - acquisition & development | 13,477 |  |  | 7.8 |  |  | 37,339 |  |  | 17.7 |
Land - consumer lot loans | 5,149 |  |  | 3.0 |  |  | 8,843 |  |  | 4.2 |
Multi-family | 4,185 |  |  | 2.4 |  |  | 7,664 |  |  | 3.6 |
Commercial real estate | 7,653 |  |  | 4.4 |  |  | 11,380 |  |  | 5.4 |
Commercial & industrial | 16 |  |  | — |  |  | 1,679 |  |  | 0.8 |
HELOC | 198 |  |  | 0.1 |  |  | 481 |  |  | 0.2 |
Consumer | 383 |  |  | 0.2 |  |  | 437 |  |  | 0.2 |
Total non-accrual loans | $ | 173,427 |  |  | 100 | % |  | $ | 210,465 |  |  | 100 | %
The following tables provide an analysis of the age of loans in past due status :
September 30, 2012 | Amount of Loans |  | Days Delinquent Based on $ Amount of Loans |  | % based on $
Type of Loan | Net of LIP & Chg.-Offs |  | Current |  | 30 |  | 60 |  | 90 |  | Total |
| (In thousands) |  |
Non-acquired loans |  |  |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | $ | 5,776,002 |  |  | $ | 5,618,261 |  |  | $ | 34,035 |  |  | $ | 16,276 |  |  | $ | 107,430 |  |  | $ | 157,741 |  |  | 2.73 | %
Construction - Speculative | 88,849 |  |  | 85,785 |  |  | 142 |  |  | 190 |  |  | 2,732 |  |  | 3,064 |  |  | 3.45 |
Construction - Custom | 107,882 |  |  | 107,215 |  |  | 128 |  |  | — |  |  | 539 |  |  | 667 |  |  | 0.62 |
Land - Acquisition & Development | 119,192 |  |  | 106,321 |  |  | 853 |  |  | 1,004 |  |  | 11,014 |  |  | 12,871 |  |  | 10.80 |
Land - Consumer Lot Loans | 141,772 |  |  | 134,560 |  |  | 1,688 |  |  | 375 |  |  | 5,149 |  |  | 7,212 |  |  | 5.09 |
Multi-Family | 676,917 |  |  | 672,263 |  |  | 718 |  |  | 67 |  |  | 3,869 |  |  | 4,654 |  |  | 0.69 |
Commercial Real Estate | 292,261 |  |  | 284,427 |  |  | 699 |  |  | 3,153 |  |  | 3,982 |  |  | 7,834 |  |  | 2.68 |
Commercial & Industrial | 162,802 |  |  | 162,778 |  |  | 8 |  |  | — |  |  | 16 |  |  | 24 |  |  | 0.01 |
HELOC | 112,902 |  |  | 112,482 |  |  | 158 |  |  | 64 |  |  | 198 |  |  | 420 |  |  | 0.37 |
Consumer | 63,374 |  |  | 61,405 |  |  | 1,155 |  |  | 431 |  |  | 383 |  |  | 1,969 |  |  | 3.11 |
Total non-acquired loans | 7,541,953 |  |  | 7,345,497 |  |  | 39,584 |  |  | 21,560 |  |  | 135,312 |  |  | 196,456 |  |  | 2.60 | %
Credit-impaired acquired loans |  |  |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | 342 |  |  | 342 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — | %
Construction - Speculative | 1,889 |  |  | 1,889 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | 3,702 |  |  | 3,219 |  |  | 365 |  |  | — |  |  | 118 |  |  | 483 |  |  | 13.05 |
Land - Consumer Lot Loans | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Multi-Family | 601 |  |  | — |  |  | 601 |  |  | — |  |  | — |  |  | 601 |  |  | 100.00 |
Commercial Real Estate | 87,134 |  |  | 78,959 |  |  | 412 |  |  | 2,549 |  |  | 5,214 |  |  | 8,175 |  |  | 9.38 |
Commercial & Industrial | 3,292 |  |  | 3,054 |  |  | 238 |  |  | — |  |  | — |  |  | 238 |  |  | 7.23 |
HELOC | 14,040 |  |  | 13,950 |  |  | — |  |  | 90 |  |  | — |  |  | 90 |  |  | 0.64 |
Consumer | 97 |  |  | 95 |  |  | 2 |  |  | — |  |  | — |  |  | 2 |  |  | 2.06 |
Total credit-impaired acquired loans | 111,097 |  |  | 101,508 |  |  | 1,618 |  |  | 2,639 |  |  | 5,332 |  |  | 9,589 |  |  | 8.63 | %
Total loans | $ | 7,653,050 |  |  | $ | 7,447,005 |  |  | $ | 41,202 |  |  | $ | 24,199 |  |  | $ | 140,644 |  |  | $ | 206,045 |  |  | 2.69 | %
Most loans restructured in troubled debt restructurings ("TDRs") are accruing and performing loans where the borrower has proactively approached the Company about modifications due to temporary financial difficulties. Each request is individually evaluated for merit and likelihood of success. The concession for these loans is typically a payment reduction through a rate reduction of from 100 to 200 bps for a specific term, usually six to twelve months. Interest-only payments may also be approved during the modification period. Principal forgiveness is not an available option for restructured loans. As of September 30, 2012 single-family residential loans comprised 83% of restructured loans. The Bank reserves for restructured loans within its allowance for loan loss methodology by taking into account the following performance indicators: 1) time since modification, 2) current payment status and 3) geographic area. The following tables provides information related to loans that were restructured:
| September 30, 2012 |  | September 30, 2011
|  |  | Pre-Modification |  | Post-Modification |  |  |  | Pre-Modification |  | Post-Modification
|  |  | Outstanding |  | Outstanding |  |  |  | Outstanding |  | Outstanding
| Number of |  | Recorded |  | Recorded |  | Number of |  | Recorded |  | Recorded
| Contracts |  | Investment |  | Investment |  | Contracts |  | Investment |  | Investment
|  |  | (In thousands) |  |  |  | (In thousands)
Troubled Debt Restructurings: |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | 787 |  |  | $ | 183,548 |  |  | $ | 183,548 |  |  | 681 |  |  | $ | 177,216 |  |  | $ | 177,216 |
Construction - Speculative | 24 |  |  | 6,703 |  |  | 6,703 |  |  | 12 |  |  | 2,499 |  |  | 2,499 |
Construction - Custom | 1 |  |  | 1,196 |  |  | 1,196 |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | 26 |  |  | 5,489 |  |  | 5,489 |  |  | 3 |  |  | 3,909 |  |  | 3,909 |
Land - Consumer Lot Loans | 38 |  |  | 5,237 |  |  | 5,237 |  |  | 62 |  |  | 8,745 |  |  | 8,745 |
Multi-Family | 4 |  |  | 3,104 |  |  | 3,104 |  |  | 9 |  |  | 10,360 |  |  | 10,360 |
Commercial Real Estate | 4 |  |  | 6,224 |  |  | 6,224 |  |  | — |  |  | — |  |  | — |
Commercial & Industrial | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
HELOC | 5 |  |  | 707 |  |  | 707 |  |  | 1 |  |  | 99 |  |  | 99 |
Consumer | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
| 889 |  |  | $ | 212,208 |  |  | $ | 212,208 |  |  | 768 |  |  | $ | 202,828 |  |  | $ | 202,828 |
| September 30, 2012 |  | September 30, 2011
| Number of |  | Recorded |  | Number of |  | Recorded
| Contracts |  | Investment |  | Contracts |  | Investment
|  |  | (In thousands) |  |  |  | (In thousands)
Troubled Debt Restructurings That Subsequently Defaulted: |  |  |  |  |  |  |
Single-Family Residential | 123 |  |  | $ | 24,431 |  |  | 103 |  |  | $ | 27,878 |
Construction - Speculative | — |  |  | — |  |  | — |  |  | — |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | — |  |  | — |  |  | 5 |  |  | 779 |
Land - Consumer Lot Loans | 12 |  |  | 1,402 |  |  | — |  |  | — |
Multi-Family | — |  |  | — |  |  | 1 |  |  | 983 |
Commercial Real Estate | — |  |  | — |  |  | — |  |  | — |
Commercial & Industrial | — |  |  | — |  |  | — |  |  | — |
HELOC | — |  |  | — |  |  | — |  |  | — |
Consumer | — |  |  | — |  |  | — |  |  | — |
| 135 |  |  | $ | 25,833 |  |  | 109 |  |  | $ | 29,640 |
The excess of cash flows expected to be collected over the initial fair value of acquired impaired loans is referred to as the accretable yield and is accreted into interest income over the estimated life of the acquired loans using the effective yield method. Other adjustments to the accretable yield include changes in the estimated remaining life of the acquired loans, changes in expected cash flows and changes of indices for acquired loans with variable interest rates. The following table shows the changes in accretable yield for acquired impaired loans for the years ended September 30, 2012 and 2011:
| September 30, 2012 |  | September 30, 2011
| Accretable Yield |  | Carrying Amount of Loans |  | Accretable Yield |  | Carrying Amount of Loans
| (In thousands)
Balance at beginning of period | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Additions | 21,384 |  |  | 93,691 |  |  | — |  |  | — |
Reclassification from nonaccretable balance, net | — |  |  | — |  |  | — |  |  | — |
Accretion | (4,456 | ) |  | 4,456 |  |  | — |  |  | — |
Transfers to REO | — |  |  | (2,616 | ) |  | — |  |  | — |
Payments received, net | — |  |  | (17,918 | ) |  | — |  |  | — |
Balance at end of period | $ | 16,928 |  |  | $ | 77,613 |  |  | $ | — |  |  | $ | — |
The following table shows loans acquired during 2012 and 2011 for which it was probable at acquisition that all contractually required payments would not be collected:
| Western National Bank
| December 16, 2011
Contractually required payments of interest and principal | $ | 171,515 |
Nonaccretable difference | (56,440 | )
Cash flows expected to be collected (1) | 115,075 |
Accretable yield | (21,384 | )
Carrying value of acquired loans | $ | 93,691 |
(1) Represents undiscounted expected principal and interest cash flows

X
- Definition The entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(k)) -URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 4 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5074-111524 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5162-111524 Reference 5: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 08 -Paragraph k -Article 4 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Statement of Position (SOP) -Number 01-6 -Paragraph 13 -Subparagraph d -LegacyDoc This reference is SUPERSEDED by the Accounting Standards Codification effective for interim and annual periods ending after September 15, 2009. This reference is included to help users transition from the previous accounting hierarchy and will be removed from future versions of this taxonomy. Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5066-111524 Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Article 9 + Details
Name: | us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | wafd_LoansReceivableAbstract
Namespace Prefix: | wafd_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration