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Loans Receivable (excluding Covered Loans) (Tables) | 3 Months Ended
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Dec. 31, 2011
Loans Receivable [Abstract] |
Schedule of Loans Receivable (excluding Covered Loans) |
| December 31, 2011 |  | September 30, 2011
| (In thousands)
Single-family residential | $ | 6,082,490 |  |  | 74.1 | % |  | $ | 6,218,878 |  |  | 74.7 | %
Construction - speculative | 130,120 |  |  | 1.6 |  |  | 140,459 |  |  | 1.9 |
Construction - custom | 271,227 |  |  | 3.3 |  |  | 279,851 |  |  | 2.9 |
Land - acquisition & development | 175,965 |  |  | 2.1 |  |  | 200,692 |  |  | 3.5 |
Land - consumer lot loans | 154,874 |  |  | 1.9 |  |  | 163,146 |  |  | 2.1 |
Multi-family | 689,149 |  |  | 8.4 |  |  | 700,673 |  |  | 7.9 |
Commercial real estate | 415,394 |  |  | 5.1 |  |  | 303,442 |  |  | 3.6 |
Commercial & industrial | 93,792 |  |  | 1.1 |  |  | 109,332 |  |  | 1.0 |
HELOC | 132,089 |  |  | 1.6 |  |  | 115,092 |  |  | 1.3 |
Consumer | 63,243 |  |  | 0.8 |  |  | 67,509 |  |  | 1.1 |
| 8,208,343 |  |  | 100 | % |  | 8,299,074 |  |  | 100 | %
Less: |  |  |  |  |  |  |
Allowance for probable losses | 154,540 |  |  |  |  | 157,160 |  |  |
Loans in process | 159,437 |  |  |  |  | 170,229 |  |  |
Discount on acquired loans | 48,929 |  |  |  |  | — |  |  |
Deferred net origination fees | 35,362 |  |  |  |  | 35,808 |  |  |
| 398,268 |  |  |  |  | 363,197 |  |  |
| $ | 7,810,075 |  |  |  |  | $ | 7,935,877 |  |  |
Summary of Information Regarding Non-Accrual Loans | The following table sets forth information regarding non-accrual loans held by the Company as of the dates indicated:
| December 31, 2011 |  | September 30, 2011
| (In thousands)
Non-accrual loans: |  |  |  |  |  |  |
Single-family residential | $ | 121,218 |  |  | 65.2 | % |  | $ | 126,624 |  |  | 60.3 | %
Construction - speculative | 9,076 |  |  | 4.9 |  |  | 15,383 |  |  | 7.3 |
Construction - custom | 635 |  |  | 0.3 |  |  | 635 |  |  | 0.3 |
Land - acquisition & development | 35,149 |  |  | 18.9 |  |  | 37,339 |  |  | 17.7 |
Land - consumer lot loans | 6,851 |  |  | 3.7 |  |  | 8,843 |  |  | 4.2 |
Multi-family | 7,028 |  |  | 3.8 |  |  | 7,664 |  |  | 3.6 |
Commercial real estate | 4,774 |  |  | 2.6 |  |  | 11,380 |  |  | 5.4 |
Commercial & industrial | 8 |  |  | — |  |  | 1,679 |  |  | 0.8 |
HELOC | 611 |  |  | 0.3 |  |  | 481 |  |  | 0.2 |
Consumer | 433 |  |  | 0.2 |  |  | 437 |  |  | 0.2 |
Total non-accrual loans | $ | 185,783 |  |  | 100 | % |  | $ | 210,465 |  |  | 100 | %
Analysis of Age of Loans in Past Due Status | The following tables provide an analysis of the age of loans in past due status as of December 31, 2011 and September 30, 2011, respectively.
December 31, 2011 | Amount of Loans |  | Days Delinquent Based on $ Amount of Loans |  | % based on $
Type of Loan | Net of LIP & Chg.-Offs |  | Current |  | 30 |  | 60 |  | 90 |  | Total |
| (In thousands)
Single-Family Residential | $ | 6,080,964 |  |  | $ | 5,888,376 |  |  | $ | 49,092 |  |  | $ | 22,689 |  |  | $ | 120,807 |  |  | $ | 192,588 |  |  | 3.17 | %
Construction - Speculative | 104,654 |  |  | 98,502 |  |  | 2,161 |  |  | 210 |  |  | 3,781 |  |  | 6,152 |  |  | 5.88 | %
Construction - Custom | 160,717 |  |  | 159,557 |  |  | 525 |  |  | — |  |  | 635 |  |  | 1,160 |  |  | 0.72 | %
Land - Acquisition & Development | 169,752 |  |  | 143,179 |  |  | 141 |  |  | 450 |  |  | 25,982 |  |  | 26,573 |  |  | 15.65 | %
Land - Consumer Lot Loans | 154,874 |  |  | 145,606 |  |  | 1,229 |  |  | 1,188 |  |  | 6,851 |  |  | 9,268 |  |  | 5.98 | %
Multi-Family | 675,772 |  |  | 667,102 |  |  | 471 |  |  | 1,461 |  |  | 6,738 |  |  | 8,670 |  |  | 1.28 | %
Commercial Real Estate | 413,343 |  |  | 408,760 |  |  | 2,073 |  |  | — |  |  | 2,510 |  |  | 4,583 |  |  | 1.11 | %
Commercial & Industrial | 93,498 |  |  | 93,448 |  |  | 42 |  |  | — |  |  | 8 |  |  | 50 |  |  | 0.05 | %
HELOC | 132,089 |  |  | 131,275 |  |  | 70 |  |  | 133 |  |  | 611 |  |  | 814 |  |  | 0.62 | %
Consumer | 63,243 |  |  | 60,985 |  |  | 1,022 |  |  | 803 |  |  | 433 |  |  | 2,258 |  |  | 3.57 | %
| $ | 8,048,906 |  |  | $ | 7,796,790 |  |  | $ | 56,826 |  |  | $ | 26,934 |  |  | $ | 168,356 |  |  | $ | 252,116 |  |  | 3.13 | %
September 30, 2011 | Amount of Loans |  | Days Delinquent Based on $ Amount of Loans |  | % based on $
Type of Loan | Net of LIP & Chg.-Offs |  | Current |  | 30 |  | 60 |  | 90 |  | Total |
| (In thousands)
Single-Family Residential | $ | 6,217,670 |  |  | $ | 6,015,464 |  |  | $ | 54,140 |  |  | $ | 21,985 |  |  | $ | 126,082 |  |  | $ | 202,207 |  |  | 3.25 | %
Construction - Speculative | 115,409 |  |  | 106,843 |  |  | 330 |  |  | — |  |  | 8,236 |  |  | 8,566 |  |  | 7.42 | %
Construction - Custom | 147,764 |  |  | 147,129 |  |  | — |  |  | — |  |  | 635 |  |  | 635 |  |  | 0.43 | %
Land - Acquisition & Development | 193,613 |  |  | 159,357 |  |  | 679 |  |  | — |  |  | 33,577 |  |  | 34,256 |  |  | 17.69 | %
Land - Consumer Lot Loans | 163,146 |  |  | 151,849 |  |  | 1,163 |  |  | 1,291 |  |  | 8,843 |  |  | 11,297 |  |  | 6.92 | %
Multi-Family | 699,340 |  |  | 690,765 |  |  | — |  |  | 1,202 |  |  | 7,373 |  |  | 8,575 |  |  | 1.23 | %
Commercial Real Estate | 300,307 |  |  | 292,015 |  |  | 1,016 |  |  | — |  |  | 7,276 |  |  | 8,292 |  |  | 2.76 | %
Commercial & Industrial | 108,995 |  |  | 106,708 |  |  | 55 |  |  | 553 |  |  | 1,679 |  |  | 2,287 |  |  | 2.10 | %
HELOC | 115,092 |  |  | 114,059 |  |  | 452 |  |  | 100 |  |  | 481 |  |  | 1,033 |  |  | 0.90 | %
Consumer | 67,509 |  |  | 65,434 |  |  | 1,191 |  |  | 446 |  |  | 437 |  |  | 2,074 |  |  | 3.07 | %
| $ | 8,128,845 |  |  | $ | 7,849,623 |  |  | $ | 59,026 |  |  | $ | 25,577 |  |  | $ | 194,619 |  |  | $ | 279,222 |  |  | 3.43 | %
Schedule of Impaired Loans, Loan Commitments and Loans Serviced | The following table provides information related to loans that were restructured during the periods indicated:
| Quarter Ended December 31,
| 2011 |  | 2010
|  |  | Pre-Modification |  | Post-Modification |  |  |  | Pre-Modification |  | Post-Modification
|  |  | Outstanding |  | Outstanding |  |  |  | Outstanding |  | Outstanding
| Number of |  | Recorded |  | Recorded |  | Number of |  | Recorded |  | Recorded
| Contracts |  | Investment |  | Investment |  | Contracts |  | Investment |  | Investment
|  |  | (In thousands) |  |  |  | (In thousands)
Troubled Debt Restructurings: |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | 700 |  |  | 183,492 |  |  | 183,492 |  |  | 379 |  |  | 101,137 |  |  | 101,137 |
Construction - Speculative | 24 |  |  | 6,409 |  |  | 6,409 |  |  | 3 |  |  | 1,328 |  |  | 1,328 |
Construction - Custom | 1 |  |  | 1,196 |  |  | 1,196 |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | 25 |  |  | 8,524 |  |  | 8,524 |  |  | 3 |  |  | 5,943 |  |  | 5,943 |
Land - Consumer Lot Loans | 65 |  |  | 9,017 |  |  | 9,017 |  |  | 28 |  |  | 3,715 |  |  | 3,715 |
Multi-Family | 5 |  |  | 3,161 |  |  | 3,161 |  |  | 11 |  |  | 19,883 |  |  | 19,883 |
Commercial Real Estate | 1 |  |  | 308 |  |  | 308 |  |  | 2 |  |  | 1,480 |  |  | 1,480 |
Commercial & Industrial | 1 |  |  | 5 |  |  | 5 |  |  | 1 |  |  | 918 |  |  | 918 |
HELOC | 3 |  |  | 185 |  |  | 185 |  |  | 1 |  |  | 78 |  |  | 78 |
Consumer | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
| 825 |  |  | 212,297 |  |  | 212,297 |  |  | 428 |  |  | 134,482 |  |  | 134,482 |
Schedule of Loan Modifications | The following table provides information on restructured loans for which a payment default occurred during the periods indicated and that had been modified as a TDR within 12 months or less of the payment default:
| Quarter Ended December 31,
| 2011 |  | 2010
| Number of |  | Recorded |  | Number of |  | Recorded
| Contracts |  | Investment |  | Contracts |  | Investment
|  |  | (In thousands) |  |  |  | (In thousands)
Troubled Debt Restructurings That Subsequently Defaulted: |  |  |  |  |  |  |
Single-Family Residential | 36 |  |  | 8,413 |  |  | — |  |  | — |
Construction - Speculative | — |  |  | — |  |  | — |  |  | — |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | — |  |  | — |  |  | — |  |  | — |
Land - Consumer Lot Loans | 3 |  |  | 653 |  |  | — |  |  | — |
Multi-Family | — |  |  | — |  |  | — |  |  | — |
Commercial Real Estate | — |  |  | — |  |  | — |  |  | — |
Commercial & Industrial | — |  |  | — |  |  | — |  |  | — |
HELOC | — |  |  | — |  |  | — |  |  | — |
Consumer | — |  |  | — |  |  | — |  |  | — |
| 39 |  |  | 9,066 |  |  | — |  |  | — |

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- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=6965416&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=6965416&loc=SL6953401-111524 + Details
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- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 + Details
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