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Loans Receivable (excluding Covered Loans) (Tables)

3 Months Ended

Dec. 31, 2011

Loans Receivable [Abstract]

Schedule of Loans Receivable (excluding Covered Loans)

	December 31, 2011							September 30, 2011
	(In thousands)
Single-family residential	$	6,082,490			74.1	%		$	6,218,878			74.7	%
Construction - speculative	130,120				1.6			140,459				1.9
Construction - custom	271,227				3.3			279,851				2.9
Land - acquisition & development	175,965				2.1			200,692				3.5
Land - consumer lot loans	154,874				1.9			163,146				2.1
Multi-family	689,149				8.4			700,673				7.9
Commercial real estate	415,394				5.1			303,442				3.6
Commercial & industrial	93,792				1.1			109,332				1.0
HELOC	132,089				1.6			115,092				1.3
Consumer	63,243				0.8			67,509				1.1
	8,208,343				100	%		8,299,074				100	%
Less:
Allowance for probable losses	154,540							157,160
Loans in process	159,437							170,229
Discount on acquired loans	48,929							—
Deferred net origination fees	35,362							35,808
	398,268							363,197
	$	7,810,075						$	7,935,877

Summary of Information Regarding Non-Accrual Loans

The following table sets forth information regarding non-accrual loans held by the Company as of the dates indicated:

	December 31, 2011							September 30, 2011
	(In thousands)
Non-accrual loans:
Single-family residential	$	121,218			65.2	%		$	126,624			60.3	%
Construction - speculative	9,076				4.9			15,383				7.3
Construction - custom	635				0.3			635				0.3
Land - acquisition & development	35,149				18.9			37,339				17.7
Land - consumer lot loans	6,851				3.7			8,843				4.2
Multi-family	7,028				3.8			7,664				3.6
Commercial real estate	4,774				2.6			11,380				5.4
Commercial & industrial	8				—			1,679				0.8
HELOC	611				0.3			481				0.2
Consumer	433				0.2			437				0.2
Total non-accrual loans	$	185,783			100	%		$	210,465			100	%

Analysis of Age of Loans in Past Due Status

The following tables provide an analysis of the age of loans in past due status as of December 31, 2011 and September 30, 2011, respectively.

December 31, 2011	Amount of Loans				Days Delinquent Based on $ Amount of Loans																				% based on $
Type of Loan	Net of LIP & Chg.-Offs				Current				30				60				90				Total
	(In thousands)
Single-Family Residential	$	6,080,964			$	5,888,376			$	49,092			$	22,689			$	120,807			$	192,588			3.17	%
Construction - Speculative	104,654				98,502				2,161				210				3,781				6,152				5.88	%
Construction - Custom	160,717				159,557				525				—				635				1,160				0.72	%
Land - Acquisition & Development	169,752				143,179				141				450				25,982				26,573				15.65	%
Land - Consumer Lot Loans	154,874				145,606				1,229				1,188				6,851				9,268				5.98	%
Multi-Family	675,772				667,102				471				1,461				6,738				8,670				1.28	%
Commercial Real Estate	413,343				408,760				2,073				—				2,510				4,583				1.11	%
Commercial & Industrial	93,498				93,448				42				—				8				50				0.05	%
HELOC	132,089				131,275				70				133				611				814				0.62	%
Consumer	63,243				60,985				1,022				803				433				2,258				3.57	%
	$	8,048,906			$	7,796,790			$	56,826			$	26,934			$	168,356			$	252,116			3.13	%

September 30, 2011	Amount of Loans				Days Delinquent Based on $ Amount of Loans																				% based on $
Type of Loan	Net of LIP & Chg.-Offs				Current				30				60				90				Total
	(In thousands)
Single-Family Residential	$	6,217,670			$	6,015,464			$	54,140			$	21,985			$	126,082			$	202,207			3.25	%
Construction - Speculative	115,409				106,843				330				—				8,236				8,566				7.42	%
Construction - Custom	147,764				147,129				—				—				635				635				0.43	%
Land - Acquisition & Development	193,613				159,357				679				—				33,577				34,256				17.69	%
Land - Consumer Lot Loans	163,146				151,849				1,163				1,291				8,843				11,297				6.92	%
Multi-Family	699,340				690,765				—				1,202				7,373				8,575				1.23	%
Commercial Real Estate	300,307				292,015				1,016				—				7,276				8,292				2.76	%
Commercial & Industrial	108,995				106,708				55				553				1,679				2,287				2.10	%
HELOC	115,092				114,059				452				100				481				1,033				0.90	%
Consumer	67,509				65,434				1,191				446				437				2,074				3.07	%
	$	8,128,845			$	7,849,623			$	59,026			$	25,577			$	194,619			$	279,222			3.43	%

Schedule of Impaired Loans, Loan Commitments and Loans Serviced

The following table provides information related to loans that were restructured during the periods indicated:

	Quarter Ended December 31,
	2011									2010
				Pre-Modification			Post-Modification						Pre-Modification			Post-Modification
				Outstanding			Outstanding						Outstanding			Outstanding
	Number of			Recorded			Recorded			Number of			Recorded			Recorded
	Contracts			Investment			Investment			Contracts			Investment			Investment
				(In thousands)									(In thousands)
Troubled Debt Restructurings:
Single-Family Residential	700			183,492			183,492			379			101,137			101,137
Construction - Speculative	24			6,409			6,409			3			1,328			1,328
Construction - Custom	1			1,196			1,196			—			—			—
Land - Acquisition & Development	25			8,524			8,524			3			5,943			5,943
Land - Consumer Lot Loans	65			9,017			9,017			28			3,715			3,715
Multi-Family	5			3,161			3,161			11			19,883			19,883
Commercial Real Estate	1			308			308			2			1,480			1,480
Commercial & Industrial	1			5			5			1			918			918
HELOC	3			185			185			1			78			78
Consumer	—			—			—			—			—			—
	825			212,297			212,297			428			134,482			134,482

Schedule of Loan Modifications

The following table provides information on restructured loans for which a payment default occurred during the periods indicated and that had been modified as a TDR within 12 months or less of the payment default:

	Quarter Ended December 31,
	2011						2010
	Number of			Recorded			Number of			Recorded
	Contracts			Investment			Contracts			Investment
				(In thousands)						(In thousands)
Troubled Debt Restructurings That Subsequently Defaulted:
Single-Family Residential	36			8,413			—			—
Construction - Speculative	—			—			—			—
Construction - Custom	—			—			—			—
Land - Acquisition & Development	—			—			—			—
Land - Consumer Lot Loans	3			653			—			—
Multi-Family	—			—			—			—
Commercial Real Estate	—			—			—			—
Commercial & Industrial	—			—			—			—
HELOC	—			—			—			—
Consumer	—			—			—			—
	39			9,066			—			—

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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

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