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Covered Assets (Tables) | 6 Months Ended
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Mar. 31, 2012
Covered Assets [Abstract] |
Schedule of Changes in Carrying Amount and Accretable Yield of Assets | Changes in the carrying amount and accretable yield for acquired impaired and non-impaired loans were as follows:
March 31, 2012 | Acquired Impaired |  | Acquired Non-impaired
| Accretable Yield |  | Carrying Amount of Loans |  | Accretable Yield |  | Carrying Amount of Loans
| (In thousands)
Balance at beginning of period | $ | 37,072 |  |  | $ | 116,061 |  |  | $ | 30,370 |  |  | $ | 269,888 |
Accretion | (10,404 | ) |  | 10,404 |  |  | (3,965 | ) |  | 3,965 |
Transfers to REO | — |  |  | (11,775 | ) |  | — |  |  | — |
Payments received, net | — |  |  | (29,141 | ) |  | — |  |  | (37,768 | )
Balance at end of period | $ | 26,668 |  |  | $ | 85,549 |  |  | $ | 26,405 |  |  | $ | 236,085 |
September 30, 2011 | Acquired Impaired |  | Acquired Non-impaired
| Accretable Yield |  | Carrying Amount of Loans |  | Accretable Yield |  | Carrying Amount of Loans
| (In thousands)
Balance at beginning of period | $ | 27,019 |  |  | $ | 190,530 |  |  | $ | 39,813 |  |  | $ | 343,944 |
Reclassification from nonaccretable balance, net | 24,025 |  |  | — |  |  | — |  |  | — |
Accretion | (13,972 | ) |  | 13,972 |  |  | (9,443 | ) |  | 9,443 |
Transfers to REO | — |  |  | (54,638 | ) |  | — |  |  | — |
Payments received, net | — |  |  | (33,803 | ) |  | — |  |  | (83,499 | )
Balance at end of period | $ | 37,072 |  |  | $ | 116,061 |  |  | $ | 30,370 |  |  | $ | 269,888 |
Schedule of Activity for FDIC Indemnification Asset | The following table shows the year to date activity for the FDIC indemnification asset:
| March 31, 2012 |  | September 30, 2011
| (In thousands)
Balance at beginning of period | $ | 101,634 |  |  | $ | 131,128 |
Additions | 2,052 |  |  | 10,470 |
Payments made (received) | 4,068 |  |  | (32,828 | )
Amortization | (7,869 | ) |  | (10,239 | )
Accretion | 990 |  |  | 3,103 |
Balance at end of period | $ | 100,875 |  |  | $ | 101,634 |
Summary of Loans Based on Credit Quality Indicators | The following tables provide information on covered loans based on credit quality indicators (defined in Note A) as of March 31, 2012 and September 30, 2011: Credit Risk Profile by Internally Assigned Grade:
March 31, 2012 | Internally Assigned Grade |  | Total Net Loans
| Pass |  | Special mention |  | Substandard |  | Doubtful |  | Loss |
| (In thousands)
Purchased non credit-impaired loans: |  |  |  |  |  |  |  |  |  |  |
Single-family residential | $ | 37,588 |  |  | $ | — |  |  | $ | 3,196 |  |  | $ | — |  |  | $ | — |  |  | $ | 40,784 |
Construction - speculative | 734 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 734 |
Construction - custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - acquisition & development | 7,632 |  |  | 5,398 |  |  | 1,031 |  |  | — |  |  | — |  |  | 14,061 |
Land - consumer lot loans | 507 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 507 |
Multi-family | 29,828 |  |  | — |  |  | 2,760 |  |  | — |  |  | — |  |  | 32,588 |
Commercial real estate | 99,296 |  |  | 1,115 |  |  | 28,787 |  |  | — |  |  | — |  |  | 129,198 |
Commercial & industrial | 7,462 |  |  | 1,156 |  |  | 6,923 |  |  | — |  |  | — |  |  | 15,541 |
HELOC | 19,705 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 19,705 |
Consumer | 1,019 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,019 |
| 203,771 |  |  | 7,669 |  |  | 42,697 |  |  | — |  |  | — |  |  | 254,137 |
Total grade as a % of total net loans | 80.2 | % |  | 3.0 | % |  | 16.8 | % |  | — | % |  | — | % |  |
Purchased credit-impaired loans: |  |  |  |  |  |  |  |
Pool 1 - Construction and land A&D | 10,415 |  |  | 5,872 |  |  | 42,297 |  |  | — |  |  | — |  |  | 58,584 |
Pool 2 - Single-family residential | 2,038 |  |  | — |  |  | 4,044 |  |  | — |  |  | — |  |  | 6,082 |
Pool 3 - Multi-family | — |  |  | 3,043 |  |  | — |  |  | — |  |  | — |  |  | 3,043 |
Pool 4 - HELOC & other consumer | 1,997 |  |  | — |  |  | 4,574 |  |  | — |  |  | — |  |  | 6,571 |
Pool 5 - Commercial real estate | 411 |  |  | 30,259 |  |  | 41,912 |  |  | — |  |  | — |  |  | 72,582 |
Pool 6 - Commercial & industrial | 4,983 |  |  | 1,556 |  |  | 15,109 |  |  | — |  |  | — |  |  | 21,648 |
| $ | 19,844 |  |  | $ | 40,730 |  |  | $ | 107,936 |  |  | $ | — |  |  | $ | — |  |  | 168,510 |
|  |  |  |  |  |  |  |  | Total covered loans |  | 422,647 |
|  |  |  |  |  |  |  |  | Discount |  | (97,247 | )
|  |  |  |  |  |  |  |  | Allowance |  | (3,766 | )
|  |  |  |  |  |  |  |  | Covered loans, net |  | $ | 321,634 |
September 30, 2011 | Internally Assigned Grade |  | Total Net Loans
| Pass |  | Special mention |  | Substandard |  | Doubtful |  | Loss |
| (In thousands)
Purchased non credit-impaired loans: |  |  |  |  |  |  |  |  |  |  |
Single-family residential | $ | 45,619 |  |  | $ | — |  |  | $ | 595 |  |  | $ | — |  |  | $ | — |  |  | $ | 46,214 |
Construction - speculative | 1,315 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,315 |
Construction - custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - acquisition & development | 8,383 |  |  | 6,315 |  |  | 360 |  |  | — |  |  | — |  |  | 15,058 |
Land - consumer lot loans | 543 |  |  | — |  |  | 111 |  |  | — |  |  | — |  |  | 654 |
Multi-family | 32,448 |  |  | — |  |  | 2,458 |  |  | — |  |  | — |  |  | 34,906 |
Commercial real estate | 118,124 |  |  | 1,361 |  |  | 28,979 |  |  | — |  |  | — |  |  | 148,464 |
Commercial & industrial | 13,717 |  |  | 4,481 |  |  | 4,239 |  |  | 444 |  |  | — |  |  | 22,881 |
HELOC | 21,730 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 21,730 |
Consumer | 1,199 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,199 |
| 243,078 |  |  | 12,157 |  |  | 36,742 |  |  | 444 |  |  | — |  |  | 292,421 |
Total grade as a % of total net loans | 83.1 | % |  | 4.2 | % |  | 12.6 | % |  | 0.2 | % |  | — | % |  |
Purchased credit-impaired loans: |  |  |  |  |  |  |  |
Pool 1 - Construction and land A&D | 9,982 |  |  | 2,980 |  |  | 54,682 |  |  | — |  |  | — |  |  | 67,644 |
Pool 2 - Single-family residential | 3,667 |  |  | — |  |  | 8,263 |  |  | — |  |  | — |  |  | 11,930 |
Pool 3 - Multi-family | — |  |  | — |  |  | 3,324 |  |  | — |  |  | — |  |  | 3,324 |
Pool 4 - HELOC & other consumer | 3,544 |  |  | — |  |  | 5,411 |  |  | — |  |  | — |  |  | 8,955 |
Pool 5 - Commercial real estate | 418 |  |  | 30,579 |  |  | 48,069 |  |  | — |  |  | — |  |  | 79,066 |
Pool 6 - Commercial & industrial | 2,859 |  |  | 2,725 |  |  | 25,662 |  |  | 772 |  |  | — |  |  | 32,018 |
| $ | 20,470 |  |  | $ | 36,284 |  |  | $ | 145,411 |  |  | $ | 772 |  |  | $ | — |  |  | 202,937 |
|  |  |  |  |  |  |  |  | Total covered loans |  | 495,358 |
|  |  |  |  |  |  |  |  | Discount |  | (109,409 | )
|  |  |  |  |  |  |  |  | Allowance |  | (3,766 | )
|  |  |  |  |  |  |  |  | Covered loans, net |  | $ | 382,183 |
Analysis of Age of Purchased Non-Credit Impaired Loans In Past Due Status | The following tables provide an analysis of the age of purchased non credit-impaired loans in past due status for the periods ended March 31, 2012 and September 30, 2011:
March 31, 2012 | Amount of Loans Net of LIP & Chg.-Offs |  | Days Delinquent Based on $ Amount of Loans |  | % based on $
Type of Loans | Current |  | 30 |  | 60 |  | 90 |  | Total |
Single-Family Residential | $ | 40,784 |  |  | $ | 38,794 |  |  | $ | — |  |  | $ | — |  |  | $ | 1,990 |  |  | $ | 1,990 |  |  | 4.88 | %
Construction - Speculative | 734 |  |  | 734 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | NM |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | NM |
Land - Acquisition & Development | 14,061 |  |  | 13,077 |  |  | — |  |  | — |  |  | 984 |  |  | 984 |  |  | 7.00 |
Land - Consumer Lot Loans | 507 |  |  | 276 |  |  | 133 |  |  | — |  |  | 98 |  |  | 231 |  |  | 45.56 |
Multi-Family | 32,588 |  |  | 31,080 |  |  | — |  |  | — |  |  | 1,508 |  |  | 1,508 |  |  | 4.63 |
Commercial Real Estate | 129,198 |  |  | 124,777 |  |  | 1,742 |  |  | 79 |  |  | 2,600 |  |  | 4,421 |  |  | 3.42 |
Commercial & Industrial | 15,541 |  |  | 15,016 |  |  | — |  |  | 434 |  |  | 91 |  |  | 525 |  |  | 3.38 |
HELOC | 19,705 |  |  | 18,456 |  |  | 906 |  |  | 5 |  |  | 338 |  |  | 1,249 |  |  | 6.34 |
Consumer | 1,019 |  |  | 1,018 |  |  | 1 |  |  | — |  |  | — |  |  | 1 |  |  | 0.10 |
| $ | 254,137 |  |  | $ | 243,228 |  |  | $ | 2,782 |  |  | $ | 518 |  |  | $ | 7,609 |  |  | $ | 10,909 |  |  | 4.29 | %
September 30, 2011 | Amount of Loans Net of LIP & Chg.-Offs |  | Days Delinquent Based on $ Amount of Loans |  | % based on $
Type of Loans | Current |  | 30 |  | 60 |  | 90 |  | Total |
Single-Family Residential | $ | 46,214 |  |  | $ | 43,445 |  |  | $ | 1,034 |  |  | $ | 30 |  |  | $ | 1,705 |  |  | $ | 2,769 |  |  | 5.99 | %
Construction - Speculative | 1,315 |  |  | 1,315 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | NM |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | NM |
Land - Acquisition & Development | 15,058 |  |  | 13,344 |  |  | 487 |  |  | — |  |  | 1,227 |  |  | 1,714 |  |  | 11.38 |
Land - Consumer Lot Loans | 654 |  |  | 527 |  |  | 16 |  |  | — |  |  | 111 |  |  | 127 |  |  | 19.42 |
Multi-Family | 34,906 |  |  | 33,398 |  |  | — |  |  | — |  |  | 1,508 |  |  | 1,508 |  |  | 4.32 |
Commercial Real Estate | 148,464 |  |  | 142,060 |  |  | 1,527 |  |  | — |  |  | 4,877 |  |  | 6,404 |  |  | 4.31 |
Commercial & Industrial | 22,881 |  |  | 18,049 |  |  | 3,606 |  |  | 703 |  |  | 523 |  |  | 4,832 |  |  | 21.12 |
HELOC | 21,730 |  |  | 20,339 |  |  | 731 |  |  | 391 |  |  | 269 |  |  | 1,391 |  |  | 6.40 |
Consumer | 1,199 |  |  | 1,123 |  |  | 31 |  |  | 8 |  |  | 37 |  |  | 76 |  |  | 6.34 |
| $ | 292,421 |  |  | $ | 273,600 |  |  | $ | 7,432 |  |  | $ | 1,132 |  |  | $ | 10,257 |  |  | $ | 18,821 |  |  | 6.44 | %
NM - not meaningful

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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=6965416&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=6951925&loc=SL6953803-111525 + Details
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- Definition Analysis of Aging of Non-Credit Impaired Loans [Table Text Block] + References No definition available. + Details
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- Details
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- Definition Schedule of Activity for FDIC Indemnification Asset [Table Text Block] + References No definition available. + Details
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- Definition Schedule of Changes in Carrying Amount and Accretable Yield of Assets [Table Text Block] + References No definition available. + Details
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