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Covered Assets (Tables) | 9 Months Ended
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Jun. 30, 2012
Covered Assets [Abstract] |
Schedule of Changes in Carrying Amount and Accretable Yield of Assets | Changes in the carrying amount and accretable yield for acquired impaired and non-impaired loans were as follows:
June 30, 2012 | Acquired Impaired |  | Acquired Non-impaired
| Accretable Yield |  | Carrying Amount of Loans |  | Accretable Yield |  | Carrying Amount of Loans
| (In thousands)
Balance at beginning of period | $ | 37,072 |  |  | $ | 116,061 |  |  | $ | 30,370 |  |  | $ | 269,888 |
Accretion | (15,142 | ) |  | 15,142 |  |  | (4,939 | ) |  | 4,939 |
Transfers to REO | — |  |  | (13,094 | ) |  | — |  |  | — |
Payments received, net | — |  |  | (43,361 | ) |  | — |  |  | (46,894 | )
Balance at end of period | $ | 21,930 |  |  | $ | 74,748 |  |  | $ | 25,431 |  |  | $ | 227,933 |
September 30, 2011 | Acquired Impaired |  | Acquired Non-impaired
| Accretable Yield |  | Carrying Amount of Loans |  | Accretable Yield |  | Carrying Amount of Loans
| (In thousands)
Balance at beginning of period | $ | 27,019 |  |  | $ | 190,530 |  |  | $ | 39,813 |  |  | $ | 343,944 |
Reclassification from nonaccretable balance, net | 24,025 |  |  | — |  |  | — |  |  | — |
Accretion | (13,972 | ) |  | 13,972 |  |  | (9,443 | ) |  | 9,443 |
Transfers to REO | — |  |  | (54,638 | ) |  | — |  |  | — |
Payments received, net | — |  |  | (33,803 | ) |  | — |  |  | (83,499 | )
Balance at end of period | $ | 37,072 |  |  | $ | 116,061 |  |  | $ | 30,370 |  |  | $ | 269,888 |
Schedule of Activity for FDIC Indemnification Asset | The following table shows the year to date activity for the FDIC indemnification asset:
| June 30, 2012 |  | September 30, 2011
| (In thousands)
Balance at beginning of period | $ | 101,634 |  |  | $ | 131,128 |
Additions | 5,742 |  |  | 10,470 |
Payments made (received) | (276 | ) |  | (32,828 | )
Amortization | (11,023 | ) |  | (10,239 | )
Accretion | 1,303 |  |  | 3,103 |
Balance at end of period | $ | 97,380 |  |  | $ | 101,634 |
Summary of Loans Based on Credit Quality Indicators | The following tables provide information on covered loans based on credit quality indicators (defined in Note A) as of June 30, 2012 and September 30, 2011: Credit Risk Profile by Internally Assigned Grade:
June 30, 2012 | Internally Assigned Grade |  | Total Net Loans
| Pass |  | Special mention |  | Substandard |  | Doubtful |  | Loss |
| (In thousands)
Purchased non credit-impaired loans: |  |  |  |  |  |  |  |  |  |  |
Single-family residential | $ | 34,874 |  |  | $ | — |  |  | $ | 3,868 |  |  | $ | — |  |  | $ | — |  |  | $ | 38,742 |
Construction - speculative | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Construction - custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - acquisition & development | 4,623 |  |  | 2,669 |  |  | 6,031 |  |  | — |  |  | — |  |  | 13,323 |
Land - consumer lot loans | 503 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 503 |
Multi-family | 29,347 |  |  | — |  |  | 2,754 |  |  | — |  |  | — |  |  | 32,101 |
Commercial real estate | 93,387 |  |  | 1,104 |  |  | 30,843 |  |  | — |  |  | — |  |  | 125,334 |
Commercial & industrial | 6,953 |  |  | 917 |  |  | 6,707 |  |  | — |  |  | — |  |  | 14,577 |
HELOC | 19,307 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 19,307 |
Consumer | 973 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 973 |
| 189,967 |  |  | 4,690 |  |  | 50,203 |  |  | — |  |  | — |  |  | 244,860 |
Total grade as a % of total net loans | 77.6 | % |  | 1.9 | % |  | 20.5 | % |  | — | % |  | — | % |  |
Purchased credit-impaired loans: |  |  |  |  |  |  |  |
Pool 1 - Construction and land A&D | 9,807 |  |  | 5,865 |  |  | 39,582 |  |  | — |  |  | — |  |  | 55,254 |
Pool 2 - Single-family residential | 379 |  |  | — |  |  | 3,959 |  |  | — |  |  | — |  |  | 4,338 |
Pool 3 - Multi-family | — |  |  | 3,019 |  |  | — |  |  | — |  |  | — |  |  | 3,019 |
Pool 4 - HELOC & other consumer | 1,171 |  |  | — |  |  | 3,469 |  |  | — |  |  | — |  |  | 4,640 |
Pool 5 - Commercial real estate | 408 |  |  | 27,739 |  |  | 42,447 |  |  | — |  |  | — |  |  | 70,594 |
Pool 6 - Commercial & industrial | 3,881 |  |  | 1,497 |  |  | 11,685 |  |  | — |  |  | — |  |  | 17,063 |
| $ | 15,646 |  |  | $ | 38,120 |  |  | $ | 101,142 |  |  | $ | — |  |  | $ | — |  |  | 154,908 |
|  |  |  |  |  |  |  |  | Total covered loans |  | 399,768 |
|  |  |  |  |  |  |  |  | Discount |  | (93,321 | )
|  |  |  |  |  |  |  |  | Allowance |  | (3,766 | )
|  |  |  |  |  |  |  |  | Covered loans, net |  | $ | 302,681 |
September 30, 2011 | Internally Assigned Grade |  | Total Net Loans
| Pass |  | Special mention |  | Substandard |  | Doubtful |  | Loss |
| (In thousands)
Purchased non credit-impaired loans: |  |  |  |  |  |  |  |  |  |  |
Single-family residential | $ | 45,619 |  |  | $ | — |  |  | $ | 595 |  |  | $ | — |  |  | $ | — |  |  | $ | 46,214 |
Construction - speculative | 1,315 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,315 |
Construction - custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - acquisition & development | 8,383 |  |  | 6,315 |  |  | 360 |  |  | — |  |  | — |  |  | 15,058 |
Land - consumer lot loans | 543 |  |  | — |  |  | 111 |  |  | — |  |  | — |  |  | 654 |
Multi-family | 32,448 |  |  | — |  |  | 2,458 |  |  | — |  |  | — |  |  | 34,906 |
Commercial real estate | 118,124 |  |  | 1,361 |  |  | 28,979 |  |  | — |  |  | — |  |  | 148,464 |
Commercial & industrial | 13,717 |  |  | 4,481 |  |  | 4,239 |  |  | 444 |  |  | — |  |  | 22,881 |
HELOC | 21,730 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 21,730 |
Consumer | 1,199 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,199 |
| 243,078 |  |  | 12,157 |  |  | 36,742 |  |  | 444 |  |  | — |  |  | 292,421 |
Total grade as a % of total net loans | 83.1 | % |  | 4.2 | % |  | 12.6 | % |  | 0.2 | % |  | — | % |  |
Purchased credit-impaired loans: |  |  |  |  |  |  |  |
Pool 1 - Construction and land A&D | 9,982 |  |  | 2,980 |  |  | 54,682 |  |  | — |  |  | — |  |  | 67,644 |
Pool 2 - Single-family residential | 3,667 |  |  | — |  |  | 8,263 |  |  | — |  |  | — |  |  | 11,930 |
Pool 3 - Multi-family | — |  |  | — |  |  | 3,324 |  |  | — |  |  | — |  |  | 3,324 |
Pool 4 - HELOC & other consumer | 3,544 |  |  | — |  |  | 5,411 |  |  | — |  |  | — |  |  | 8,955 |
Pool 5 - Commercial real estate | 418 |  |  | 30,579 |  |  | 48,069 |  |  | — |  |  | — |  |  | 79,066 |
Pool 6 - Commercial & industrial | 2,859 |  |  | 2,725 |  |  | 25,662 |  |  | 772 |  |  | — |  |  | 32,018 |
| $ | 20,470 |  |  | $ | 36,284 |  |  | $ | 145,411 |  |  | $ | 772 |  |  | $ | — |  |  | 202,937 |
|  |  |  |  |  |  |  |  | Total covered loans |  | 495,358 |
|  |  |  |  |  |  |  |  | Discount |  | (109,409 | )
|  |  |  |  |  |  |  |  | Allowance |  | (3,766 | )
|  |  |  |  |  |  |  |  | Covered loans, net |  | $ | 382,183 |
Analysis of Age of Purchased Non-Credit Impaired Loans In Past Due Status | The following tables provide an analysis of the age of purchased non credit-impaired loans in past due status for the periods ended June 30, 2012 and September 30, 2011:
June 30, 2012 | Amount of Loans Net of LIP & Chg.-Offs |  | Days Delinquent Based on $ Amount of Loans |  | % based on $
Type of Loans | Current |  | 30 |  | 60 |  | 90 |  | Total |
Single-Family Residential | $ | 38,742 |  |  | $ | 36,523 |  |  | $ | 81 |  |  | $ | — |  |  | $ | 2,138 |  |  | $ | 2,219 |  |  | 5.73 | %
Construction - Speculative | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | NM |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | NM |
Land - Acquisition & Development | 13,323 |  |  | 12,847 |  |  | 476 |  |  | — |  |  | — |  |  | 476 |  |  | 3.57 |
Land - Consumer Lot Loans | 503 |  |  | 405 |  |  | — |  |  | — |  |  | 98 |  |  | 98 |  |  | 19.48 |
Multi-Family | 32,101 |  |  | 30,593 |  |  | — |  |  | — |  |  | 1,508 |  |  | 1,508 |  |  | 4.70 |
Commercial Real Estate | 125,334 |  |  | 123,411 |  |  | — |  |  | — |  |  | 1,923 |  |  | 1,923 |  |  | 1.53 |
Commercial & Industrial | 14,577 |  |  | 11,094 |  |  | 30 |  |  | — |  |  | 3,453 |  |  | 3,483 |  |  | 23.89 |
HELOC | 19,307 |  |  | 18,814 |  |  | 18 |  |  | 244 |  |  | 231 |  |  | 493 |  |  | 2.55 |
Consumer | 973 |  |  | 961 |  |  | 1 |  |  | 11 |  |  | — |  |  | 12 |  |  | 1.23 |
| $ | 244,860 |  |  | $ | 234,648 |  |  | $ | 606 |  |  | $ | 255 |  |  | $ | 9,351 |  |  | $ | 10,212 |  |  | 4.17 | %
September 30, 2011 | Amount of Loans Net of LIP & Chg.-Offs |  | Days Delinquent Based on $ Amount of Loans |  | % based on $
Type of Loans | Current |  | 30 |  | 60 |  | 90 |  | Total |
Single-Family Residential | $ | 46,214 |  |  | $ | 43,445 |  |  | $ | 1,034 |  |  | $ | 30 |  |  | $ | 1,705 |  |  | $ | 2,769 |  |  | 5.99 | %
Construction - Speculative | 1,315 |  |  | 1,315 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | NM |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | NM |
Land - Acquisition & Development | 15,058 |  |  | 13,344 |  |  | 487 |  |  | — |  |  | 1,227 |  |  | 1,714 |  |  | 11.38 |
Land - Consumer Lot Loans | 654 |  |  | 527 |  |  | 16 |  |  | — |  |  | 111 |  |  | 127 |  |  | 19.42 |
Multi-Family | 34,906 |  |  | 33,398 |  |  | — |  |  | — |  |  | 1,508 |  |  | 1,508 |  |  | 4.32 |
Commercial Real Estate | 148,464 |  |  | 142,060 |  |  | 1,527 |  |  | — |  |  | 4,877 |  |  | 6,404 |  |  | 4.31 |
Commercial & Industrial | 22,881 |  |  | 18,049 |  |  | 3,606 |  |  | 703 |  |  | 523 |  |  | 4,832 |  |  | 21.12 |
HELOC | 21,730 |  |  | 20,339 |  |  | 731 |  |  | 391 |  |  | 269 |  |  | 1,391 |  |  | 6.40 |
Consumer | 1,199 |  |  | 1,123 |  |  | 31 |  |  | 8 |  |  | 37 |  |  | 76 |  |  | 6.34 |
| $ | 292,421 |  |  | $ | 273,600 |  |  | $ | 7,432 |  |  | $ | 1,132 |  |  | $ | 10,257 |  |  | $ | 18,821 |  |  | 6.44 | %
NM - not meaningful

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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=6965416&loc=SL6953659-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 55 -Paragraph 19 -URI http://asc.fasb.org/extlink&oid=6951925&loc=SL6953803-111525 + Details
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- Definition Analysis of Aging of Non-Credit Impaired Loans [Table Text Block] + References No definition available. + Details
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- Details
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- Definition Schedule of Activity for FDIC Indemnification Asset [Table Text Block] + References No definition available. + Details
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- Definition Schedule of Changes in Carrying Amount and Accretable Yield of Assets [Table Text Block] + References No definition available. + Details
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