XML 64 R37.htm IDEA: XBRL DOCUMENT
v2.4.0.8

Income Taxes (Tables) | 12 Months Ended
--- | ---
Sep. 30, 2013
Income Tax Disclosure [Abstract] |
Summary of major sources of temporary differences and deferred tax effects | The major sources of these temporary differences and their deferred tax effects were as follows:
September 30, | 2013 | 2012
| (In thousands)
Deferred tax assets |  |
Loan loss reserves | $ | 52,182 |  | $ | 48,932 |
REO reserves | 18,018 |  | 24,003 |
Asset Purchase Tax Basis Difference (net) | 20,008 |  | 29,165 |
Delinquent accrued interest | 6,536 |  | 5,932 |
Other, net | 3,810 |  | 958 |
Total deferred tax assets | 100,554 |  | 108,990 |
Deferred tax liabilities |  |
FDIC indemnification asset | 8,033 |  | 21,050 |
Federal Home Loan Bank stock dividends | 34,367 |  | 35,557 |
Valuation adjustment on available-for-sale securities | 3,706 |  | 7,731 |
Loan origination costs | 11,980 |  | 12,670 |
Depreciation | 19,722 |  | 22,313 |
Deferred gain on forward commitments | — |  | — |
Core deposit intangible | 192 |  | 1,220 |
Total deferred tax liabilities | 78,000 |  | 100,541 |
Net deferred tax asset | 22,554 |  | 8,449 |
Current tax asset | 21,446 |  | 14,064 |
Net tax asset | $ | 44,000 |  | $ | 22,513 |
Schedule of effective income tax rate reconciliation | A reconciliation of the statutory federal income tax rate to the effective income tax rate follows:
Year ended September 30, | 2013 | 2012 | 2011
Statutory income tax rate | 35 | % | 35 | % | 35 | %
State income tax | 2 |  | 2 |  | 2 |
Other differences | (2 | ) | (1 | ) | (1 | )
Effective income tax rate | 35 | % | 36 | % | 36 | %
Schedule of Components of Income Tax Expense (Benefit) [Table Text Block] | Income taxes (benefit) are summarized as follows:
| 2013 | 2012
Federal: |  |
Current | $ | 66,756 |  | $ | 57,047 |
Deferred | 10,355 |  | 15,589 |
| 77,111 |  | 72,636 |
State: |  |
Current | $ | 5,213 |  | $ | 4,091 |
Deferred | 787 |  | 1,001 |
| 6,000 |  | 5,092 |
Total |  |
Current | 71,969 |  | 61,138 |
Deferred | 11,142 |  | 16,590 |
| $ | 83,111 |  | $ | 77,728 |
Reconciliation of unrecognized tax benefits | A reconciliation of the beginning and ending amount of unrecognized tax benefits is as follows:
| 2013 | 2012
| (In thousands)
Balance at October 1, | $ | 4,509 |  | $ | 4,191 |
Tax positions related to current year: |  |
Additions | — |  | — |
Reductions | — |  | — |
Tax positions related to prior years: |  |
Additions | 234 |  | 506 |
Reductions | (1,293 | ) | — |
Settlements with taxing authorities | (302 | ) | — |
Lapses in statues of limitations | (3,033 | ) | (188 | )
Balance at September 30, | $ | 115 |  | $ | 4,509 |

X
- Details
Name: | us-gaap_IncomeTaxDisclosureAbstract
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the components of income tax expense attributable to continuing operations for each year presented including, but not limited to: current tax expense (benefit), deferred tax expense (benefit), investment tax credits, government grants, the benefits of operating loss carryforwards, tax expense that results from allocating certain tax benefits either directly to contributed capital or to reduce goodwill or other noncurrent intangible assets of an acquired entity, adjustments of a deferred tax liability or asset for enacted changes in tax laws or rates or a change in the tax status of the entity, and adjustments of the beginning-of-the-year balances of a valuation allowance because of a change in circumstances that causes a change in judgment about the realizability of the related deferred tax asset in future years. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 9 -URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32639-109319 + Details
Name: | us-gaap_ScheduleOfComponentsOfIncomeTaxExpenseBenefitTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 2 -URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32537-109319 + Details
Name: | us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 12 -URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32687-109319 + Details
Name: | us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of tax positions taken in the tax returns filed or to be filed for which it is more likely than not that the tax position will not be sustained upon examination by taxing authorities (i.e., uncertain tax positions) and other types of income tax contingencies, including: (1) the policy on classification of interest and penalties; (2) a tabular reconciliation of the total amounts of unrecognized tax benefits at the beginning and end of the period; the total amount(s) of: (3) unrecognized tax benefits that, if recognized, would affect the effective tax rate, and (4) interest and penalties recognized in each of the income statement and balance sheet; (5) for positions for which it is reasonably possible that the total amounts unrecognized will significantly change within 12 months of the reporting date the: (i) nature of the uncertainty, (ii) nature of the event that could occur that would cause the change, and (iii) an estimate of the range of the reasonably possible change or a statement that an estimate of the range cannot be made; and (6) a description of tax years that remain subject to examination by major tax jurisdictions. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=6907707&loc=d3e32718-109319 + Details
Name: | us-gaap_SummaryOfIncomeTaxContingenciesTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration