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Customer Accounts
 12 Months Ended
Sep. 30, 2013
Banking and Thrift [Abstract]  
Customer Accounts
CUSTOMER ACCOUNTS
 
September 30,
2013
2012
 
(In thousands)
Checking accounts, .15% and under
$
1,247,885

$
894,639

Passbook and statement accounts, .20% and under
404,937

314,634

Insured money market accounts, .01% to .30%
1,888,020

1,737,180

Certificate accounts


Less than 2.00%
4,716,427

4,308,341

2.00% to 2.99%
631,256

841,520

3.00% to 3.99%
175,549

381,324

4.00% to 4.99%
25,335

98,119

5.00% to 5.99%
862

861

Total certificates
5,549,429

5,630,165

 
$
9,090,271

$
8,576,618

Certificate maturities are as follows:
 
 
September 30,
2013
2012
 
(In thousands)
Within 1 year
$
3,642,142

$
3,556,701

1 to 2 years
789,037

1,013,450

2 to 3 years
406,960

425,559

Over 3 years
711,290

634,455

 
$
5,549,429

$
5,630,165


 
Customer accounts over $250,000 totaled $1,336,054,000 as of September 30, 2013 and $1,036,388,000 as of September 30, 2012.


Interest expense on customer accounts consisted of the following: 
Year ended September 30,
2013
2012
2011
 
(in thousands)
Checking accounts
$
936

$
857

$
1,908

Passbook and statement accounts
566

574

682

Insured money market accounts
4,280

4,609

7,148

Certificate accounts
62,669

81,506

106,878

 
68,451

87,546

116,616

Less early withdrawal penalties
(548
)
(607
)
(781
)
 
$
67,903

$
86,939

$
115,835

Weighted average interest rate at end of year
0.69
%
0.90
%
1.14
%
Weighted daily average interest rate during the year
0.75
%
0.99
%
1.32
%