XML 35 R17.htm IDEA: XBRL DOCUMENT
v2.4.0.6

Loans Receivable (excluding Covered Loans) (Tables) | 6 Months Ended
--- | ---
Mar. 31, 2013
Loans Receivable [Abstract] |
Schedule of Loans Receivable (excluding Covered Loans) |
| March 31, 2013 |  | September 30, 2012
| (In thousands)
Non-acquired loans |  |  |  |  |  |  |
Single-family residential | $ | 5,374,977 |  |  | 68.6 | % |  | $ | 5,778,922 |  |  | 73.5 | %
Construction - speculative | 120,617 |  |  | 1.5 |  |  | 129,637 |  |  | 1.6 |
Construction - custom | 217,036 |  |  | 2.8 |  |  | 211,690 |  |  | 2.7 |
Land - acquisition & development | 93,496 |  |  | 1.2 |  |  | 124,677 |  |  | 1.6 |
Land - consumer lot loans | 130,056 |  |  | 1.7 |  |  | 141,844 |  |  | 1.8 |
Multi-family | 725,322 |  |  | 9.3 |  |  | 710,140 |  |  | 9.0 |
Commercial real estate | 385,587 |  |  | 4.9 |  |  | 319,210 |  |  | 4.1 |
Commercial & industrial | 190,598 |  |  | 2.4 |  |  | 162,823 |  |  | 2.1 |
HELOC | 111,622 |  |  | 1.4 |  |  | 112,902 |  |  | 1.4 |
Consumer | 53,956 |  |  | 0.7 |  |  | 63,374 |  |  | 0.8 |
Total non-acquired loans | 7,403,267 |  |  | 94.5 |  |  | 7,755,219 |  |  | 98.6 |
Acquired loans |  |  |  |  |  |  |
Single-family residential | 15,428 |  |  | 0.2 |  |  | — |  |  | — |
Construction - speculative | 177 |  |  | — |  |  | — |  |  | — |
Construction - custom | 313 |  |  | — |  |  | — |  |  | — |
Land - acquisition & development | 3,436 |  |  | — |  |  | — |  |  | — |
Land - consumer lot loans | 3,819 |  |  | 0.1 |  |  | — |  |  | — |
Multi-family | 7,714 |  |  | 0.2 |  |  | — |  |  | — |
Commercial real estate | 177,101 |  |  | 2.1 |  |  | — |  |  | — |
Commercial & industrial | 96,255 |  |  | 1.3 |  |  | — |  |  | — |
HELOC | 13,094 |  |  | 0.2 |  |  | — |  |  | — |
Consumer | 10,046 |  |  | 0.1 |  |  | — |  |  | — |
Total acquired loans | 327,383 |  |  | 4.2 |  |  | — |  |  | — |
Credit-impaired acquired loans |  |  |  |  |  |  |
Single-family residential | 338 |  |  | — |  |  | 342 |  |  | — |
Construction - speculative | 1,750 |  |  | — |  |  | 1,889 |  |  | 0.1 |
Land - acquisition & development | 2,577 |  |  | — |  |  | 3,702 |  |  | — |
Multi-family | — |  |  | — |  |  | 601 |  |  | — |
Commercial real estate | 79,868 |  |  | 1.1 |  |  | 87,154 |  |  | 1.1 |
Commercial & industrial | 2,091 |  |  | — |  |  | 3,292 |  |  | — |
HELOC | 12,757 |  |  | 0.2 |  |  | 14,040 |  |  | 0.2 |
Consumer | 81 |  |  | — |  |  | 97 |  |  | — |
Total credit-impaired acquired loans | 99,462 |  |  | 1.3 |  |  | 111,117 |  |  | 1.4 |
Total loans |  |  |  |  |  |  |
Single-family residential | 5,390,743 |  |  | 68.8 |  |  | 5,779,264 |  |  | 73.5 |
Construction - speculative | 122,544 |  |  | 1.5 |  |  | 131,526 |  |  | 1.7 |
Construction - custom | 217,349 |  |  | 2.8 |  |  | 211,690 |  |  | 2.7 |
Land - acquisition & development | 99,509 |  |  | 1.2 |  |  | 128,379 |  |  | 1.6 |
Land - consumer lot loans | 133,875 |  |  | 1.8 |  |  | 141,844 |  |  | 1.8 |
Multi-family | 733,036 |  |  | 9.5 |  |  | 710,741 |  |  | 9 |
Commercial real estate | 642,556 |  |  | 8.1 |  |  | 406,364 |  |  | 5.2 |
Commercial & industrial | 288,944 |  |  | 3.7 |  |  | 166,115 |  |  | 2.1 |
HELOC | 137,473 |  |  | 1.8 |  |  | 126,942 |  |  | 1.6 |
Consumer | 64,083 |  |  | 0.8 |  |  | 63,471 |  |  | 0.8 |
Total loans | 7,830,112 |  |  | 100 | % |  | 7,866,336 |  |  | 100 | %
Less: |  |  |  |  |  |  |
Allowance for probable losses | 122,884 |  |  |  |  | 133,147 |  |  |
Loans in process | 189,336 |  |  |  |  | 213,286 |  |  |
Discount on acquired loans | 40,346 |  |  |  |  | 33,484 |  |  |
Deferred net origination fees | 33,330 |  |  |  |  | 34,421 |  |  |
| 385,896 |  |  |  |  | 414,338 |  |  |
| $ | 7,444,216 |  |  |  |  | $ | 7,451,998 |  |  |
Schedule of Changes in the Accretable Yield for Credit Impaired Acquired Loans | Changes in the carrying amount and accretable yield for acquired impaired and non-impaired loans for the six months ended March 31, 2013 and the fiscal year ended September 30, 2012 were as follows:
March 31, 2013 | Credit impaired acquired loans |  | Acquired Non-impaired
| Accretable Yield |  | Carrying Amount of Loans |  | Accretable Yield |  | Carrying Amount of Loans
| (In thousands)
Balance as of beginning of period | $ | 16,928 |  |  | $ | 77,613 |  |  | $ | — |  |  | $ | — |
Reclassification from nonaccretable balance, net | 30,026 |  |  |  |  |  |  |
Additions (1) | — |  |  | — |  |  | 10,804 |  |  | 360,719 |
Accretion | (4,278 | ) |  | 4,278 |  |  | (658 | ) |  | 658 |
Transfers to REO | — |  |  | (3,120 | ) |  | — |  |  | (2,681 | )
Payments received, net | — |  |  | (11,233 | ) |  | — |  |  | (39,752 | )
Balance as of end of period | $ | 42,676 |  |  | $ | 67,538 |  |  | $ | 10,146 |  |  | $ | 318,944 |
(1) includes acquired loans which were acquired as part of the South Valley acquisition. |  |  |  |
September 30, 2012 | Credit impaired acquired loans |  | Acquired Non-impaired
| Accretable Yield |  | Carrying Amount of Loans |  | Accretable Yield |  | Carrying Amount of Loans
| (In thousands)
Balance as of beginning of period | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Additions (1) | 21,384 |  |  | 93,691 |  |  | — |  |  | — |
Accretion | (4,456 | ) |  | 4,456 |  |  | — |  |  | — |
Transfers to REO | — |  |  | (2,616 | ) |  | — |  |  | — |
Payments received, net | — |  |  | (17,918 | ) |  | — |  |  | — |
Balance as of end of period | $ | 16,928 |  |  | $ | 77,613 |  |  | $ | — |  |  | $ | — |
(1) includes acquired impaired loans which were acquired as part of the WNB acquisition. |  |  |  |
Summary of Information Regarding Non-Accrual Loans | The following table sets forth information regarding non-accrual loans held by the Company as of the dates indicated:
| March 31, 2013 |  | September 30, 2012
| (In thousands)
Non-accrual loans: |  |  |  |  |  |  |
Single-family residential | $ | 111,572 |  |  | 74.8 | % |  | $ | 131,193 |  |  | 75.7 | %
Construction - speculative | 7,943 |  |  | 5.3 |  |  | 10,634 |  |  | 6.1 |
Construction - custom | 105 |  |  | 0.1 |  |  | 539 |  |  | 0.3 |
Land - acquisition & development | 12,177 |  |  | 8.2 |  |  | 13,477 |  |  | 7.8 |
Land - consumer lot loans | 3,385 |  |  | 2.3 |  |  | 5,149 |  |  | 3.0 |
Multi-family | 2,802 |  |  | 1.9 |  |  | 4,185 |  |  | 2.4 |
Commercial real estate | 10,395 |  |  | 7.0 |  |  | 7,653 |  |  | 4.4 |
Commercial & industrial | 210 |  |  | 0.1 |  |  | 16 |  |  | — |
HELOC | 247 |  |  | 0.2 |  |  | 198 |  |  | 0.1 |
Consumer | 197 |  |  | 0.1 |  |  | 383 |  |  | 0.2 |
Total non-accrual loans | $ | 149,033 |  |  | 100 | % |  | $ | 173,427 |  |  | 100 | %
Analysis of Age of Loans in Past Due Status | The following tables provide an analysis of the age of loans in past due status as of March 31, 2013 and September 30, 2012, respectively.
March 31, 2013 | Amount of Loans |  | Days Delinquent Based on $ Amount of Loans |  | % based on $
Type of Loan | Net of LIP & Chg.-Offs |  | Current |  | 30 |  | 60 |  | 90 |  | Total |
| (In thousands)
Non-acquired loans |  |  |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | $ | 5,371,033 |  |  | $ | 5,215,549 |  |  | $ | 36,476 |  |  | $ | 25,148 |  |  | $ | 93,860 |  |  | $ | 155,484 |  |  | 2.89 | %
Construction - Speculative | 81,265 |  |  | 72,899 |  |  | 1,373 |  |  | 1,911 |  |  | 5,082 |  |  | 8,366 |  |  | 10.29 |
Construction - Custom | 120,793 |  |  | 120,575 |  |  | 32 |  |  | 147 |  |  | 39 |  |  | 218 |  |  | 0.18 |
Land - Acquisition & Development | 88,357 |  |  | 75,892 |  |  | 557 |  |  | 231 |  |  | 11,677 |  |  | 12,465 |  |  | 14.11 |
Land - Consumer Lot Loans | 129,887 |  |  | 125,094 |  |  | 724 |  |  | 45 |  |  | 4,024 |  |  | 4,793 |  |  | 3.69 |
Multi-Family | 697,943 |  |  | 686,954 |  |  | 3,102 |  |  | 130 |  |  | 7,757 |  |  | 10,989 |  |  | 1.57 |
Commercial Real Estate | 360,607 |  |  | 341,041 |  |  | 5,154 |  |  | 2,858 |  |  | 11,554 |  |  | 19,566 |  |  | 5.43 |
Commercial & Industrial | 198,488 |  |  | 192,479 |  |  | 4,386 |  |  | 636 |  |  | 987 |  |  | 6,009 |  |  | 3.03 |
HELOC | 111,622 |  |  | 111,322 |  |  | 128 |  |  | (227 | ) |  | 399 |  |  | 300 |  |  | 0.27 |
Consumer | 53,955 |  |  | 51,908 |  |  | 1,289 |  |  | 423 |  |  | 335 |  |  | 2,047 |  |  | 3.79 |
Total non-acquired loans | 7,213,950 |  |  | 6,993,713 |  |  | 53,221 |  |  | 31,302 |  |  | 135,714 |  |  | 220,237 |  |  | 3.05 | %
Acquired loans |  |  |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | 15,428 |  |  | 15,312 |  |  | $ | 116 |  |  | — |  |  | — |  |  | 116 |  |  | 0.75 | %
Construction - Speculative | 177 |  |  | 177 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Construction - Custom | 313 |  |  | 313 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | 3,436 |  |  | 3,436 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - Consumer Lot Loans | 3,819 |  |  | 3,767 |  |  | 52 |  |  | — |  |  | — |  |  | 52 |  |  | 1.36 |
Multi-Family | 7,714 |  |  | 7,714 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial Real Estate | 177,101 |  |  | 176,444 |  |  | 657 |  |  | — |  |  | — |  |  | 657 |  |  | 0.37 |
Commercial & Industrial | 96,255 |  |  | 95,258 |  |  | 997 |  |  | — |  |  | — |  |  | 997 |  |  | 1.04 |
HELOC | 13,094 |  |  | 13,094 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Consumer | 10,046 |  |  | 9,946 |  |  | 77 |  |  | 5 |  |  | 18 |  |  | 100 |  |  | 1.00 |
Total acquired loans | 327,383 |  |  | 325,461 |  |  | 1,899 |  |  | 5 |  |  | 18 |  |  | 1,922 |  |  | 0.59 | %
Credit-impaired acquired loans |  |  |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | 338 |  |  | 338 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — | %
Construction - Speculative | 1,749 |  |  | 1,749 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | 2,577 |  |  | 2,577 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - Consumer Lot Loans | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Multi-Family | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial Real Estate | 79,850 |  |  | 75,772 |  |  | 1,660 |  |  | 292 |  |  | 2,126 |  |  | 4,078 |  |  | 5.11 |
Commercial & Industrial | 2,091 |  |  | 2,070 |  |  | 21 |  |  | — |  |  | — |  |  | 21 |  |  | 1.00 |
HELOC | 12,757 |  |  | 12,440 |  |  | — |  |  | 227 |  |  | 90 |  |  | 317 |  |  | 2.48 |
Consumer | 81 |  |  | 81 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total credit-impaired acquired loans | 99,443 |  |  | 95,027 |  |  | 1,681 |  |  | 519 |  |  | 2,216 |  |  | 4,416 |  |  | 4.44 | %
Total loans | $ | 7,640,776 |  |  | $ | 7,414,201 |  |  | $ | 56,801 |  |  | $ | 31,826 |  |  | $ | 137,948 |  |  | $ | 226,575 |  |  | 2.97 | %
September 30, 2012 | Amount of Loans |  | Days Delinquent Based on $ Amount of Loans |  | % based on $
Type of Loan | Net of LIP & Chg.-Offs |  | Current |  | 30 |  | 60 |  | 90 |  | Total |
| (In thousands)
Single-Family Residential | $ | 5,776,002 |  |  | $ | 5,618,261 |  |  | $ | 34,035 |  |  | $ | 16,276 |  |  | $ | 107,430 |  |  | $ | 157,741 |  |  | 2.73 | %
Construction - Speculative | 88,849 |  |  | 85,785 |  |  | 142 |  |  | 190 |  |  | 2,732 |  |  | 3,064 |  |  | 3.45 |
Construction - Custom | 107,882 |  |  | 107,215 |  |  | 128 |  |  | — |  |  | 539 |  |  | 667 |  |  | 0.62 |
Land - Acquisition & Development | 119,192 |  |  | 106,321 |  |  | 853 |  |  | 1,004 |  |  | 11,014 |  |  | 12,871 |  |  | 10.80 |
Land - Consumer Lot Loans | 141,772 |  |  | 134,560 |  |  | 1,688 |  |  | 375 |  |  | 5,149 |  |  | 7,212 |  |  | 5.09 |
Multi-Family | 676,917 |  |  | 672,263 |  |  | 718 |  |  | 67 |  |  | 3,869 |  |  | 4,654 |  |  | 0.69 |
Commercial Real Estate | 292,261 |  |  | 284,427 |  |  | 699 |  |  | 3,153 |  |  | 3,982 |  |  | 7,834 |  |  | 2.68 |
Commercial & Industrial | 162,802 |  |  | 162,778 |  |  | 8 |  |  | — |  |  | 16 |  |  | 24 |  |  | 0.01 |
HELOC | 112,902 |  |  | 112,482 |  |  | 158 |  |  | 64 |  |  | 198 |  |  | 420 |  |  | 0.37 |
Consumer | 63,374 |  |  | 61,405 |  |  | 1,155 |  |  | 431 |  |  | 383 |  |  | 1,969 |  |  | 3.11 |
Total non-acquired loans | $ | 7,541,953 |  |  | $ | 7,345,497 |  |  | $ | 39,584 |  |  | $ | 21,560 |  |  | $ | 135,312 |  |  | $ | 196,456 |  |  | 2.60 | %
Credit-impaired acquired loans |  |  |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | 342 |  |  | 342 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — | %
Construction - Speculative | 1,889 |  |  | 1,889 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | 3,702 |  |  | 3,219 |  |  | 365 |  |  | — |  |  | 118 |  |  | 483 |  |  | 13.05 |
Land - Consumer Lot Loans | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Multi-Family | 601 |  |  | — |  |  | 601 |  |  | — |  |  | — |  |  | 601 |  |  | — |
Commercial Real Estate | 87,134 |  |  | 78,959 |  |  | 412 |  |  | 2,549 |  |  | 5,214 |  |  | 8,175 |  |  | 9.38 |
Commercial & Industrial | 3,292 |  |  | 3,054 |  |  | 238 |  |  | — |  |  | — |  |  | 238 |  |  | 7.23 |
HELOC | 14,040 |  |  | 13,950 |  |  | — |  |  | 90 |  |  | — |  |  | 90 |  |  | 0.64 |
Consumer | 97 |  |  | 95 |  |  | 2 |  |  | — |  |  | — |  |  | 2 |  |  | 2.06 |
Total credit-impaired acquired loans | 111,097 |  |  | 101,508 |  |  | 1,618 |  |  | 2,639 |  |  | 5,332 |  |  | 9,589 |  |  | 8.63 | %
Total loans | $ | 7,653,050 |  |  | $ | 7,447,005 |  |  | $ | 41,202 |  |  | $ | 24,199 |  |  | $ | 140,644 |  |  | $ | 206,045 |  |  | 2.69 | %
Schedule of Impaired Loans, Loan Commitments and Loans Serviced | The following tables provide information related to loans that were restructured during the periods indicated:
| Quarter Ended March 31,
| 2013 |  | 2012
|  |  | Pre-Modification |  | Post-Modification |  |  |  | Pre-Modification |  | Post-Modification
|  |  | Outstanding |  | Outstanding |  |  |  | Outstanding |  | Outstanding
| Number of |  | Recorded |  | Recorded |  | Number of |  | Recorded |  | Recorded
| Contracts |  | Investment |  | Investment |  | Contracts |  | Investment |  | Investment
|  |  | (In thousands) |  |  |  | (In thousands)
Troubled Debt Restructurings: |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | 130 |  |  | $ | 36,059 |  |  | $ | 36,059 |  |  | 312 |  |  | $ | 68,460 |  |  | $ | 68,460 |
Construction - Speculative | — |  |  | — |  |  | — |  |  | 12 |  |  | 4,049 |  |  | 4,049 |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | — |  |  | — |  |  | — |  |  | 4 |  |  | 1,823 |  |  | 1,823 |
Land - Consumer Lot Loans | 9 |  |  | 1,350 |  |  | 1,350 |  |  | 14 |  |  | 2,116 |  |  | 2,116 |
Multi-Family | — |  |  | — |  |  | — |  |  | 2 |  |  | 1,871 |  |  | 1,871 |
Commercial Real Estate | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial & Industrial | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
HELOC | 1 |  |  | 200 |  |  | 200 |  |  | — |  |  | — |  |  | — |
Consumer | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
| 140 |  |  | $ | 37,609 |  |  | $ | 37,609 |  |  | 344 |  |  | $ | 78,319 |  |  | $ | 78,319 |
| Six Months Ended March 31,
| 2013 |  | 2012
|  |  | Pre-Modification |  | Post-Modification |  |  |  | Pre-Modification |  | Post-Modification
|  |  | Outstanding |  | Outstanding |  |  |  | Outstanding |  | Outstanding
| Number of |  | Recorded |  | Recorded |  | Number of |  | Recorded |  | Recorded
| Contracts |  | Investment |  | Investment |  | Contracts |  | Investment |  | Investment
|  |  | (In thousands) |  |  |  | (In thousands)
Troubled Debt Restructurings: |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | 230 |  |  | $ | 63,146 |  |  | $ | 63,146 |  |  | 491 |  |  | $ | 121,145 |  |  | $ | 121,145 |
Construction - Speculative | 1 |  |  | 2,492 |  |  | 2,492 |  |  | 23 |  |  | 7,428 |  |  | 7,428 |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | — |  |  | — |  |  | — |  |  | 26 |  |  | 6,173 |  |  | 6,173 |
Land - Consumer Lot Loans | 18 |  |  | 2,761 |  |  | 2,761 |  |  | 25 |  |  | 3,824 |  |  | 3,824 |
Multi-Family | 1 |  |  | 55 |  |  | 55 |  |  | 2 |  |  | 1,871 |  |  | 1,871 |
Commercial Real Estate | — |  |  | — |  |  | — |  |  | 1 |  |  | 308 |  |  | 308 |
Commercial & Industrial | — |  |  | — |  |  | — |  |  | 1 |  |  | 4 |  |  | 4 |
HELOC | 1 |  |  | 200 |  |  | 200 |  |  | — |  |  | — |  |  | — |
Consumer | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
| 251 |  |  | $ | 68,654 |  |  | $ | 68,654 |  |  | 569 |  |  | $ | 140,753 |  |  | $ | 140,753 |
Schedule of Loan Modifications | The following tables provide information on restructured loans for which a payment default occurred during the periods indicated and that had been modified as a TDR within 12 months or less of the payment default:
| Quarter Ended March 31,
| 2013 |  | 2012
| Number of |  | Recorded |  | Number of |  | Recorded
| Contracts |  | Investment |  | Contracts |  | Investment
| (In thousands) |  | (In thousands)
Troubled Debt Restructurings That Subsequently Defaulted: |  |  |  |  |  |  |
Single-Family Residential | 37 |  |  | $ | 8,579 |  |  | 108 |  |  | $ | 20,419 |
Construction - Speculative | — |  |  | — |  |  | — |  |  | — |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | — |  |  | — |  |  | — |  |  | — |
Land - Consumer Lot Loans | 1 |  |  | 139 |  |  | 5 |  |  | 865 |
Multi-Family | 1 |  |  | 55 |  |  | — |  |  | — |
Commercial Real Estate | — |  |  | — |  |  | — |  |  | — |
Commercial & Industrial | — |  |  | — |  |  | — |  |  | — |
HELOC | 2 |  |  | 113 |  |  | — |  |  | — |
Consumer | — |  |  | — |  |  | — |  |  | — |
| 41 |  |  | $ | 8,886 |  |  | 113 |  |  | $ | 21,284 |
| Six Months Ended March 31,
| 2013 |  | 2012
| Number of |  | Recorded |  | Number of |  | Recorded
| Contracts |  | Investment |  | Contracts |  | Investment
| (In thousands) |  | (In thousands)
Troubled Debt Restructurings That Subsequently Defaulted: |  |  |  |  |  |  |
Single-Family Residential | 55 |  |  | $ | 13,704 |  |  | 125 |  |  | $ | 24,783 |
Construction - Speculative | — |  |  | — |  |  | — |  |  | — |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | — |  |  | — |  |  | — |  |  | — |
Land - Consumer Lot Loans | 1 |  |  | 139 |  |  | 7 |  |  | 1,312 |
Multi-Family | 1 |  |  | 55 |  |  | — |  |  | — |
Commercial Real Estate | 1 |  |  | 302 |  |  | — |  |  | — |
Commercial & Industrial | — |  |  | — |  |  | — |  |  | — |
HELOC | 2 |  |  | 113 |  |  | — |  |  | — |
Consumer | — |  |  | — |  |  | — |  |  | — |
| 60 |  |  | $ | 14,313 |  |  | 132 |  |  | $ | 26,095 |

X
- Definition Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953401-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=6877327&loc=d3e13212-122682 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of nonaccrual and past due financing receivables (such as loans and trade receivables), including: (a) the recorded investment in loans and trade receivables, if applicable, on nonaccrual status as of each balance sheet date (b) the recorded investment in loans and trade receivables, if applicable, past due 90 days or more and still accruing. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5111-111524 + Details
Name: | us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables and troubled debt restructurings. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953682-111524 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=7512638&loc=SL6953676-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | wfsl_LoansReceivableAbstract
Namespace Prefix: | wfsl_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of Changes in the Accretable Yield for Credit Impaired Acquired Loans [Table Text Block] + References No definition available. + Details
Name: | wfsl_ScheduleOfChangesInAccretableYieldForCreditImpairedAcquiredLoansTableTextBlock
Namespace Prefix: | wfsl_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Schedule of Impaired Loans, Loan Commitments and Loans Serviced [Table Text Block] + References No definition available. + Details
Name: | wfsl_ScheduleOfImpairedLoansLoanCommitmentsAndLoansServicedTableTextBlock
Namespace Prefix: | wfsl_
Data Type: | nonnum:textBlockItemType
Balance Type: | na
Period Type: | duration