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Loans Receivable (excluding Covered Loans) (Tables) | 9 Months Ended
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Jun. 30, 2013
Loans Receivable [Abstract] |
Schedule of Loans Receivable (excluding Covered Loans) |
| June 30, 2013 |  | September 30, 2012
| (In thousands)
Non-acquired loans |  |  |  |  |  |  |
Single-family residential | $ | 5,253,604 |  |  | 67.6 | % |  | $ | 5,778,922 |  |  | 73.5 | %
Construction - speculative | 116,363 |  |  | 1.5 |  |  | 129,637 |  |  | 1.6 |
Construction - custom | 237,952 |  |  | 3.1 |  |  | 211,690 |  |  | 2.7 |
Land - acquisition & development | 85,248 |  |  | 1.1 |  |  | 124,677 |  |  | 1.6 |
Land - consumer lot loans | 128,745 |  |  | 1.7 |  |  | 141,844 |  |  | 1.8 |
Multi-family | 741,870 |  |  | 9.5 |  |  | 710,140 |  |  | 9.0 |
Commercial real estate | 398,130 |  |  | 5.1 |  |  | 319,210 |  |  | 4.1 |
Commercial & industrial | 239,469 |  |  | 3.1 |  |  | 162,823 |  |  | 2.1 |
HELOC | 111,418 |  |  | 1.4 |  |  | 112,902 |  |  | 1.4 |
Consumer | 51,515 |  |  | 0.7 |  |  | 63,374 |  |  | 0.8 |
Total non-acquired loans | 7,364,314 |  |  | 94.8 |  |  | 7,755,219 |  |  | 98.6 |
Acquired loans |  |  |  |  |  |  |
Single-family residential | 15,354 |  |  | 0.2 |  |  | — |  |  | — |
Construction - speculative | — |  |  | — |  |  | — |  |  | — |
Construction - custom | — |  |  | — |  |  | — |  |  | — |
Land - acquisition & development | 3,720 |  |  | — |  |  | — |  |  | — |
Land - consumer lot loans | 3,615 |  |  | 0.1 |  |  | — |  |  | — |
Multi-family | 7,383 |  |  | 0.1 |  |  | — |  |  | — |
Commercial real estate | 162,724 |  |  | 2.1 |  |  | — |  |  | — |
Commercial & industrial | 88,768 |  |  | 1.1 |  |  | — |  |  | — |
HELOC | 11,466 |  |  | 0.1 |  |  | — |  |  | — |
Consumer | 9,035 |  |  | 0.1 |  |  | — |  |  | — |
Total acquired loans | 302,065 |  |  | 3.8 |  |  | — |  |  | — |
Credit-impaired acquired loans |  |  |  |  |  |  |
Single-family residential | 335 |  |  | — |  |  | 342 |  |  | — |
Construction - speculative | — |  |  | — |  |  | 1,889 |  |  | — |
Land - acquisition & development | 2,484 |  |  | — |  |  | 3,702 |  |  | 0.1 |
Multi-family | — |  |  | — |  |  | 601 |  |  | — |
Commercial real estate | 78,519 |  |  | 1.1 |  |  | 87,154 |  |  | 1.1 |
Commercial & industrial | 8,606 |  |  | 0.1 |  |  | 3,292 |  |  | — |
HELOC | 12,015 |  |  | 0.2 |  |  | 14,040 |  |  | 0.2 |
Consumer | 79 |  |  | — |  |  | 97 |  |  | — |
Total credit-impaired acquired loans | 102,038 |  |  | 1.4 |  |  | 111,117 |  |  | 1.4 |
Total loans |  |  |  |  |  |  |
Single-family residential | 5,269,293 |  |  | 67.8 |  |  | 5,779,264 |  |  | 73.5 |
Construction - speculative | 116,363 |  |  | 1.5 |  |  | 131,526 |  |  | 1.6 |
Construction - custom | 237,952 |  |  | 3.1 |  |  | 211,690 |  |  | 2.7 |
Land - acquisition & development | 91,452 |  |  | 1.1 |  |  | 128,379 |  |  | 1.7 |
Land - consumer lot loans | 132,360 |  |  | 1.8 |  |  | 141,844 |  |  | 1.8 |
Multi-family | 749,253 |  |  | 9.6 |  |  | 710,741 |  |  | 9 |
Commercial real estate | 639,373 |  |  | 8.3 |  |  | 406,364 |  |  | 5.2 |
Commercial & industrial | 336,843 |  |  | 4.3 |  |  | 166,115 |  |  | 2.1 |
HELOC | 134,899 |  |  | 1.7 |  |  | 126,942 |  |  | 1.6 |
Consumer | 60,629 |  |  | 0.8 |  |  | 63,471 |  |  | 0.8 |
Total loans | 7,768,417 |  |  | 100 | % |  | 7,866,336 |  |  | 100 | %
Less: |  |  |  |  |  |  |
Allowance for probable losses | 118,104 |  |  |  |  | 133,147 |  |  |
Loans in process | 189,677 |  |  |  |  | 213,286 |  |  |
Discount on acquired loans | 37,568 |  |  |  |  | 33,484 |  |  |
Deferred net origination fees | 32,562 |  |  |  |  | 34,421 |  |  |
| 377,911 |  |  |  |  | 414,338 |  |  |
| $ | 7,390,506 |  |  |  |  | $ | 7,451,998 |  |  |
Schedule of Changes in the Accretable Yield for Credit Impaired Acquired Loans | Changes in the carrying amount and accretable yield for acquired impaired and non-impaired loans for the nine months ended June 30, 2013 and the fiscal year ended September 30, 2012 were as follows:
June 30, 2013 | Credit impaired acquired loans |  | Acquired Non-impaired
| Accretable Yield |  | Carrying Amount of Loans |  | Accretable Yield |  | Carrying Amount of Loans
| (In thousands)
Balance as of beginning of period | $ | 16,928 |  |  | $ | 77,613 |  |  | $ | — |  |  | $ | — |
Reclassification from nonaccretable balance, net (1) | 30,026 |  |  |  |  |  |  |
Additions (2) | 614 |  |  | 9,865 |  |  | 10,804 |  |  | 351,335 |
Accretion | (7,131 | ) |  | 7,131 |  |  | (297 | ) |  | 297 |
Transfers to REO | — |  |  | (3,704 | ) |  | — |  |  | (3,475 | )
Payments received, net | — |  |  | (19,432 | ) |  | — |  |  | (53,165 | )
Balance as of end of period | $ | 40,437 |  |  | $ | 71,473 |  |  | $ | 10,507 |  |  | $ | 294,992 |
(1) reclassification due to improvements in expected cash flows of the underlying loans. |  |  |  |
(2) includes acquired loans which were acquired as part of the South Valley acquisition. |  |  |  |
September 30, 2012 | Credit impaired acquired loans |  | Acquired Non-impaired
| Accretable Yield |  | Carrying Amount of Loans |  | Accretable Yield |  | Carrying Amount of Loans
| (In thousands)
Balance as of beginning of period | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Additions (1) | 21,384 |  |  | 93,691 |  |  | — |  |  | — |
Accretion | (4,456 | ) |  | 4,456 |  |  | — |  |  | — |
Transfers to REO | — |  |  | (2,616 | ) |  | — |  |  | — |
Payments received, net | — |  |  | (17,918 | ) |  | — |  |  | — |
Balance as of end of period | $ | 16,928 |  |  | $ | 77,613 |  |  | $ | — |  |  | $ | — |
(1) includes acquired impaired loans which were acquired as part of the WNB acquisition. |  |  |  |
Summary of Information Regarding Non-Accrual Loans | The following table sets forth information regarding non-accrual loans held by the Company as of the dates indicated:
| June 30, 2013 |  | September 30, 2012
| (In thousands)
Non-accrual loans: |  |  |  |  |  |  |
Single-family residential | $ | 104,252 |  |  | 70.1 | % |  | $ | 131,193 |  |  | 75.7 | %
Construction - speculative | 3,776 |  |  | 2.5 |  |  | 10,634 |  |  | 6.1 |
Construction - custom | — |  |  | — |  |  | 539 |  |  | 0.3 |
Land - acquisition & development | 9,586 |  |  | 6.4 |  |  | 13,477 |  |  | 7.8 |
Land - consumer lot loans | 3,712 |  |  | 2.5 |  |  | 5,149 |  |  | 3.0 |
Multi-family | 6,653 |  |  | 4.5 |  |  | 4,185 |  |  | 2.4 |
Commercial real estate | 14,348 |  |  | 9.7 |  |  | 7,653 |  |  | 4.4 |
Commercial & industrial | 5,072 |  |  | 3.4 |  |  | 16 |  |  | — |
HELOC | 871 |  |  | 0.6 |  |  | 198 |  |  | 0.1 |
Consumer | 385 |  |  | 0.3 |  |  | 383 |  |  | 0.2 |
Total non-accrual loans | $ | 148,655 |  |  | 100 | % |  | $ | 173,427 |  |  | 100 | %
Analysis of Age of Loans in Past Due Status | The following tables provide an analysis of the age of loans in past due status as of June 30, 2013 and September 30, 2012, respectively.
June 30, 2013 | Amount of Loans |  | Days Delinquent Based on $ Amount of Loans |  | % based on $
Type of Loan | Net of LIP & Chg.-Offs |  | Current |  | 30 |  | 60 |  | 90 |  | Total |
| (In thousands)
Non-acquired loans |  |  |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | $ | 5,250,621 |  |  | $ | 5,127,074 |  |  | $ | 26,315 |  |  | $ | 14,354 |  |  | $ | 82,878 |  |  | $ | 123,547 |  |  | 2.35 | %
Construction - Speculative | 78,505 |  |  | 75,506 |  |  | 1,042 |  |  | — |  |  | 1,957 |  |  | 2,999 |  |  | 3.82 |
Construction - Custom | 127,978 |  |  | 127,738 |  |  | 240 |  |  | — |  |  | — |  |  | 240 |  |  | 0.19 |
Land - Acquisition & Development | 80,994 |  |  | 73,252 |  |  | 797 |  |  | — |  |  | 6,945 |  |  | 7,742 |  |  | 9.56 |
Land - Consumer Lot Loans | 128,571 |  |  | 124,284 |  |  | 588 |  |  | 195 |  |  | 3,504 |  |  | 4,287 |  |  | 3.33 |
Multi-Family | 716,299 |  |  | 714,161 |  |  | — |  |  | 539 |  |  | 1,599 |  |  | 2,138 |  |  | 0.30 |
Commercial Real Estate | 389,348 |  |  | 384,193 |  |  | 1,277 |  |  | 70 |  |  | 3,808 |  |  | 5,155 |  |  | 1.32 |
Commercial & Industrial | 239,456 |  |  | 239,440 |  |  | — |  |  | — |  |  | 16 |  |  | 16 |  |  | 0.01 |
HELOC | 111,419 |  |  | 110,324 |  |  | 820 |  |  | 69 |  |  | 206 |  |  | 1,095 |  |  | 0.98 |
Consumer | 51,516 |  |  | 49,268 |  |  | 938 |  |  | 959 |  |  | 351 |  |  | 2,248 |  |  | 4.36 |
Total non-acquired loans | 7,174,707 |  |  | 7,025,240 |  |  | 32,017 |  |  | 16,186 |  |  | 101,264 |  |  | 149,467 |  |  | 2.08 | %
Acquired loans |  |  |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | 15,354 |  |  | 15,291 |  |  | $ | 5 |  |  | 15 |  |  | 43 |  |  | 63 |  |  | 0.41 | %
Construction - Speculative | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | 3,720 |  |  | 2,783 |  |  | 412 |  |  | 1 |  |  | 524 |  |  | 937 |  |  | 25.19 |
Land - Consumer Lot Loans | 3,614 |  |  | 3,095 |  |  | 311 |  |  | — |  |  | 208 |  |  | 519 |  |  | 14.36 |
Multi-Family | 7,383 |  |  | 3,569 |  |  | 509 |  |  | — |  |  | 3,305 |  |  | 3,814 |  |  | 51.66 |
Commercial Real Estate | 162,689 |  |  | 155,178 |  |  | 1,059 |  |  | 2,560 |  |  | 3,892 |  |  | 7,511 |  |  | 4.62 |
Commercial & Industrial | 88,746 |  |  | 88,028 |  |  | 453 |  |  | 265 |  |  | — |  |  | 718 |  |  | 0.81 |
HELOC | 11,465 |  |  | 10,619 |  |  | 140 |  |  | 131 |  |  | 575 |  |  | 846 |  |  | 7.38 |
Consumer | 9,035 |  |  | 8,899 |  |  | 83 |  |  | 19 |  |  | 34 |  |  | 136 |  |  | 1.51 |
Total acquired loans | 302,006 |  |  | 287,462 |  |  | 2,972 |  |  | 2,991 |  |  | 8,581 |  |  | 14,544 |  |  | 4.82 | %
Credit-impaired acquired loans |  |  |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | 335 |  |  | 335 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — | %
Construction - Speculative | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | 2,483 |  |  | 2,483 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - Consumer Lot Loans | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Multi-Family | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Commercial Real Estate | 78,509 |  |  | 75,920 |  |  | 639 |  |  | 173 |  |  | 1,777 |  |  | 2,589 |  |  | 3.30 |
Commercial & Industrial | 8,606 |  |  | 3,320 |  |  | 230 |  |  | — |  |  | 5,056 |  |  | 5,286 |  |  | 61.42 |
HELOC | 12,015 |  |  | 11,906 |  |  | — |  |  | 19 |  |  | 90 |  |  | 109 |  |  | 0.91 |
Consumer | 79 |  |  | 79 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Total credit-impaired acquired loans | 102,027 |  |  | 94,043 |  |  | 869 |  |  | 192 |  |  | 6,923 |  |  | 7,984 |  |  | 7.83 | %
Total loans | $ | 7,578,740 |  |  | $ | 7,406,745 |  |  | $ | 35,858 |  |  | $ | 19,369 |  |  | $ | 116,768 |  |  | $ | 171,995 |  |  | 2.27 | %
September 30, 2012 | Amount of Loans |  | Days Delinquent Based on $ Amount of Loans |  | % based on $
Type of Loan | Net of LIP & Chg.-Offs |  | Current |  | 30 |  | 60 |  | 90 |  | Total |
| (In thousands)
Single-Family Residential | $ | 5,776,002 |  |  | $ | 5,618,261 |  |  | $ | 34,035 |  |  | $ | 16,276 |  |  | $ | 107,430 |  |  | $ | 157,741 |  |  | 2.73 | %
Construction - Speculative | 88,849 |  |  | 85,785 |  |  | 142 |  |  | 190 |  |  | 2,732 |  |  | 3,064 |  |  | 3.45 |
Construction - Custom | 107,882 |  |  | 107,215 |  |  | 128 |  |  | — |  |  | 539 |  |  | 667 |  |  | 0.62 |
Land - Acquisition & Development | 119,192 |  |  | 106,321 |  |  | 853 |  |  | 1,004 |  |  | 11,014 |  |  | 12,871 |  |  | 10.80 |
Land - Consumer Lot Loans | 141,772 |  |  | 134,560 |  |  | 1,688 |  |  | 375 |  |  | 5,149 |  |  | 7,212 |  |  | 5.09 |
Multi-Family | 676,917 |  |  | 672,263 |  |  | 718 |  |  | 67 |  |  | 3,869 |  |  | 4,654 |  |  | 0.69 |
Commercial Real Estate | 292,261 |  |  | 284,427 |  |  | 699 |  |  | 3,153 |  |  | 3,982 |  |  | 7,834 |  |  | 2.68 |
Commercial & Industrial | 162,802 |  |  | 162,778 |  |  | 8 |  |  | — |  |  | 16 |  |  | 24 |  |  | 0.01 |
HELOC | 112,902 |  |  | 112,482 |  |  | 158 |  |  | 64 |  |  | 198 |  |  | 420 |  |  | 0.37 |
Consumer | 63,374 |  |  | 61,405 |  |  | 1,155 |  |  | 431 |  |  | 383 |  |  | 1,969 |  |  | 3.11 |
Total non-acquired loans | $ | 7,541,953 |  |  | $ | 7,345,497 |  |  | $ | 39,584 |  |  | $ | 21,560 |  |  | $ | 135,312 |  |  | $ | 196,456 |  |  | 2.60 | %
Credit-impaired acquired loans |  |  |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | 342 |  |  | 342 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — | %
Construction - Speculative | 1,889 |  |  | 1,889 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | 3,702 |  |  | 3,219 |  |  | 365 |  |  | — |  |  | 118 |  |  | 483 |  |  | 13.05 |
Land - Consumer Lot Loans | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Multi-Family | 601 |  |  | — |  |  | 601 |  |  | — |  |  | — |  |  | 601 |  |  | — |
Commercial Real Estate | 87,134 |  |  | 78,959 |  |  | 412 |  |  | 2,549 |  |  | 5,214 |  |  | 8,175 |  |  | 9.38 |
Commercial & Industrial | 3,292 |  |  | 3,054 |  |  | 238 |  |  | — |  |  | — |  |  | 238 |  |  | 7.23 |
HELOC | 14,040 |  |  | 13,950 |  |  | — |  |  | 90 |  |  | — |  |  | 90 |  |  | 0.64 |
Consumer | 97 |  |  | 95 |  |  | 2 |  |  | — |  |  | — |  |  | 2 |  |  | 2.06 |
Total credit-impaired acquired loans | 111,097 |  |  | 101,508 |  |  | 1,618 |  |  | 2,639 |  |  | 5,332 |  |  | 9,589 |  |  | 8.63 | %
Total loans | $ | 7,653,050 |  |  | $ | 7,447,005 |  |  | $ | 41,202 |  |  | $ | 24,199 |  |  | $ | 140,644 |  |  | $ | 206,045 |  |  | 2.69 | %
Schedule of Impaired Loans, Loan Commitments and Loans Serviced | The following tables provide information related to loans that were restructured during the periods indicated:
| Quarter Ended June 30,
| 2013 |  | 2012
|  |  | Pre-Modification |  | Post-Modification |  |  |  | Pre-Modification |  | Post-Modification
|  |  | Outstanding |  | Outstanding |  |  |  | Outstanding |  | Outstanding
| Number of |  | Recorded |  | Recorded |  | Number of |  | Recorded |  | Recorded
| Contracts |  | Investment |  | Investment |  | Contracts |  | Investment |  | Investment
|  |  | (In thousands) |  |  |  | (In thousands)
Troubled Debt Restructurings: |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | 111 |  |  | $ | 27,619 |  |  | $ | 27,619 |  |  | 199 |  |  | $ | 43,104 |  |  | $ | 43,104 |
Construction - Speculative | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Construction - Custom | — |  |  | — |  |  | — |  |  | 1 |  |  | 1,196 |  |  | 1,196 |
Land - Acquisition & Development | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Land - Consumer Lot Loans | 4 |  |  | 685 |  |  | 685 |  |  | 8 |  |  | 965 |  |  | 965 |
Multi-Family | — |  |  | — |  |  | — |  |  | 1 |  |  | 389 |  |  | 389 |
Commercial Real Estate | 1 |  |  | 2,411 |  |  | 2,411 |  |  | 2 |  |  | 5,572 |  |  | 5,572 |
Commercial & Industrial | — |  |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
HELOC | — |  |  | — |  |  | — |  |  | 2 |  |  | 113 |  |  | 113 |
Consumer | 1 |  |  | 11 |  |  | 11 |  |  | — |  |  | — |  |  | — |
| 117 |  |  | $ | 30,726 |  |  | $ | 30,726 |  |  | 213 |  |  | $ | 51,339 |  |  | $ | 51,339 |
| Nine Months Ended June 30,
| 2013 |  | 2012
|  |  | Pre-Modification |  | Post-Modification |  |  |  | Pre-Modification |  | Post-Modification
|  |  | Outstanding |  | Outstanding |  |  |  | Outstanding |  | Outstanding
| Number of |  | Recorded |  | Recorded |  | Number of |  | Recorded |  | Recorded
| Contracts |  | Investment |  | Investment |  | Contracts |  | Investment |  | Investment
|  |  | (In thousands) |  |  |  | (In thousands)
Troubled Debt Restructurings: |  |  |  |  |  |  |  |  |  |  |
Single-Family Residential | 337 |  |  | $ | 88,085 |  |  | $ | 88,085 |  |  | 681 |  |  | $ | 159,651 |  |  | $ | 159,651 |
Construction - Speculative | 1 |  |  | 2,481 |  |  | 2,481 |  |  | 22 |  |  | 6,253 |  |  | 6,253 |
Construction - Custom | — |  |  | — |  |  | — |  |  | 1 |  |  | 1,196 |  |  | 1,196 |
Land - Acquisition & Development | — |  |  | — |  |  | — |  |  | 26 |  |  | 5,565 |  |  | 5,565 |
Land - Consumer Lot Loans | 20 |  |  | 3,027 |  |  | 3,027 |  |  | 30 |  |  | 3,906 |  |  | 3,906 |
Multi-Family | 1 |  |  | 44 |  |  | 44 |  |  | 3 |  |  | 2,257 |  |  | 2,257 |
Commercial Real Estate | 1 |  |  | 2,411 |  |  | 2,411 |  |  | 3 |  |  | 5,881 |  |  | 5,881 |
Commercial & Industrial | — |  |  | — |  |  | — |  |  | 1 |  |  | 2 |  |  | 2 |
HELOC | 1 |  |  | 199 |  |  | 199 |  |  | 2 |  |  | 113 |  |  | 113 |
Consumer | 1 |  |  | 11 |  |  | 11 |  |  | — |  |  | — |  |  | — |
| 362 |  |  | $ | 96,258 |  |  | $ | 96,258 |  |  | 769 |  |  | $ | 184,824 |  |  | $ | 184,824 |
Schedule of Loan Modifications | The following tables provide information on restructured loans for which a payment default occurred during the periods indicated and that had been modified as a TDR within 12 months or less of the payment default:
| Quarter Ended June 30,
| 2013 |  | 2012
| Number of |  | Recorded |  | Number of |  | Recorded
| Contracts |  | Investment |  | Contracts |  | Investment
| (In thousands) |  | (In thousands)
Troubled Debt Restructurings That Subsequently Defaulted: |  |  |  |  |  |  |
Single-Family Residential | 25 |  |  | $ | 6,833 |  |  | 30 |  |  | $ | 8,225 |
Construction - Speculative | — |  |  | — |  |  | — |  |  | — |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | — |  |  | — |  |  | — |  |  | — |
Land - Consumer Lot Loans | 1 |  |  | 109 |  |  | — |  |  | — |
Multi-Family | — |  |  | — |  |  | — |  |  | — |
Commercial Real Estate | — |  |  | — |  |  | — |  |  | — |
Commercial & Industrial | — |  |  | — |  |  | — |  |  | — |
HELOC | 1 |  |  | 79 |  |  | — |  |  | — |
Consumer | — |  |  | — |  |  | — |  |  | — |
| 27 |  |  | $ | 7,021 |  |  | 30 |  |  | $ | 8,225 |
| Nine Months Ended June 30,
| 2013 |  | 2012
| Number of |  | Recorded |  | Number of |  | Recorded
| Contracts |  | Investment |  | Contracts |  | Investment
| (In thousands) |  | (In thousands)
Troubled Debt Restructurings That Subsequently Defaulted: |  |  |  |  |  |  |
Single-Family Residential | 65 |  |  | $ | 15,366 |  |  | 97 |  |  | $ | 21,687 |
Construction - Speculative | — |  |  | — |  |  | — |  |  | — |
Construction - Custom | — |  |  | — |  |  | — |  |  | — |
Land - Acquisition & Development | 1 |  |  | 838 |  |  | — |  |  | — |
Land - Consumer Lot Loans | 2 |  |  | 237 |  |  | 4 |  |  | 603 |
Multi-Family | — |  |  | — |  |  | — |  |  | — |
Commercial Real Estate | — |  |  | — |  |  | — |  |  | — |
Commercial & Industrial | — |  |  | — |  |  | — |  |  | — |
HELOC | 2 |  |  | 113 |  |  | — |  |  | — |
Consumer | — |  |  | — |  |  | — |  |  | — |
| 70 |  |  | $ | 16,554 |  |  | 101 |  |  | $ | 22,290 |

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