XML 71 R59.htm IDEA: XBRL DOCUMENT
v2.4.0.8

Allowance for Losses on Loans - Allowance for Losses on Loans (Details) (USD $) In Thousands, unless otherwise specified | 12 Months Ended
--- | ---
Sep. 30, 2014 | Sep. 30, 2013
Financing Receivable, Allowance for Credit Losses [Roll Forward] |  |
Beginning allowance | $ 116,741 | $ 133,147
Charge-offs | (15,099) | (34,101)
Recoveries | 29,463 | 16,345
Provisions & Transfers | (18,758) | 1,350
Ending allowance | 112,347 | 116,741
Single-family residential |  |
Financing Receivable, Allowance for Credit Losses [Roll Forward] |  |
Beginning allowance | 64,184 | 81,815
Charge-offs | (8,529) | (20,947)
Recoveries | 17,684 | 9,416
Provisions & Transfers | (10,576) | (6,100)
Ending allowance | 62,763 | 64,184
Construction - speculative |  |
Financing Receivable, Allowance for Credit Losses [Roll Forward] |  |
Beginning allowance | 8,407 | 12,060
Charge-offs | (949) | (1,446)
Recoveries | 97 | 501
Provisions & Transfers | (813) | (2,708)
Ending allowance | 6,742 | 8,407
Construction - custom |  |
Financing Receivable, Allowance for Credit Losses [Roll Forward] |  |
Beginning allowance | 882 | 347
Charge-offs | 0 | (481)
Recoveries | 0 | 0
Provisions & Transfers | 813 | 1,016
Ending allowance | 1,695 | 882
Land - acquisition & development |  |
Financing Receivable, Allowance for Credit Losses [Roll Forward] |  |
Beginning allowance | 9,165 | 15,598
Charge-offs | (541) | (3,983)
Recoveries | 3,071 | 4,105
Provisions & Transfers | (6,103) | (6,555)
Ending allowance | 5,592 | 9,165
Land - consumer lot loans |  |
Financing Receivable, Allowance for Credit Losses [Roll Forward] |  |
Beginning allowance | 3,552 | 4,937
Charge-offs | (658) | (1,363)
Recoveries | 22 | 40
Provisions & Transfers | 161 | (62)
Ending allowance | 3,077 | 3,552
Multi-family |  |
Financing Receivable, Allowance for Credit Losses [Roll Forward] |  |
Beginning allowance | 3,816 | 5,280
Charge-offs | 0 | (1,043)
Recoveries | 0 | 171
Provisions & Transfers | 432 | (592)
Ending allowance | 4,248 | 3,816
Commercial real estate |  |
Financing Receivable, Allowance for Credit Losses [Roll Forward] |  |
Beginning allowance | 5,595 | 1,956
Charge-offs | (105) | (747)
Recoveries | 33 | 17
Provisions & Transfers | 2,025 | 4,369
Ending allowance | 7,548 | 5,595
Commercial & industrial |  |
Financing Receivable, Allowance for Credit Losses [Roll Forward] |  |
Beginning allowance | 16,614 | 7,626
Charge-offs | (826) | (1,145)
Recoveries | 5,043 | 95
Provisions & Transfers | (4,304) | 10,038
Ending allowance | 16,527 | 16,614
HELOC |  |
Financing Receivable, Allowance for Credit Losses [Roll Forward] |  |
Beginning allowance | 1,002 | 965
Charge-offs | (48) | (163)
Recoveries | 0 | 0
Provisions & Transfers | (26) | 200
Ending allowance | 928 | 1,002
Consumer |  |
Financing Receivable, Allowance for Credit Losses [Roll Forward] |  |
Beginning allowance | 3,524 | 2,563
Charge-offs | (3,443) | (2,783)
Recoveries | 3,513 | 2,000
Provisions & Transfers | (367) | 1,744
Ending allowance | $ 3,227 | $ 3,524

X
- Definition A valuation allowance for financing receivables that are expected to be uncollectible. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | instant

X
- Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward
Namespace Prefix: | us-gaap_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition Amount of direct write-downs of financing receivables charged against the allowance. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(3) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 + Details
Name: | us-gaap_FinancingReceivableAllowanceForCreditLossesWriteOffs
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 230 -SubTopic 10 -Section 45 -Paragraph 28 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=31042434&loc=d3e3602-108585 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 04 -Paragraph 11 -Article 9 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 225 -Section S99 -Paragraph 1 -Subparagraph (SX 210.9-04.11) -URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882 + Details
Name: | us-gaap_ProvisionForLoanLeaseAndOtherLosses
Namespace Prefix: | us-gaap_
Data Type: | xbrli:monetaryItemType
Balance Type: | debit
Period Type: | duration

X
- Definition Financing Receivable, Allowance for Credit Loss, Recoveries + References No definition available. + Details
Name: | wfsl_FinancingReceivableAllowanceForCreditLossRecoveries
Namespace Prefix: | wfsl_
Data Type: | xbrli:monetaryItemType
Balance Type: | credit
Period Type: | duration