Premises and Equipment

12 Months Ended

Sep. 30, 2014

Property, Plant and Equipment [Abstract]

PREMISES AND EQUIPMENT



September 30,		2014			2013
	Estimated Useful Life	(In thousands)
Land	—	$	113,353		$	92,560
Buildings	25 - 40	143,627			132,822
Leasehold improvements	7 - 15	8,547			8,411
Capitalized software	5	11,557			—
Furniture, fixtures and equipment	2 - 10	53,597			36,798
		330,681			270,591
Less accumulated depreciation and amortization		(73,138		)	(64,419		)
		$	257,543		$	206,172

The Bank has non-cancelable operating leases for branch offices. Future minimum net rental commitments for all non-cancelable leases, including maintenance and associated costs, were as follows: $6,221,000 for 2015, $4,179,000 for 2016, $3,154,000 for 2017, $2,593,000 for 2018 and $12,281,000 thereafter.

Rental expense, including amounts paid under month-to-month cancelable leases, amounted to $6,600,000, $4,680,000 and $3,825,000 in 2014, 2013 and 2012, respectively.

- Definition

The entire disclosure for long-lived, physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, accounting policies and methodology, roll forwards, depreciation, depletion and amortization expense, including composite depreciation, accumulated depreciation, depletion and amortization expense, useful lives and method used, income statement disclosures, assets held for sale and public utility disclosures.

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