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Customer Accounts
 12 Months Ended
Sep. 30, 2014
Banking and Thrift [Abstract]  
Customer Accounts
CUSTOMER ACCOUNTS
 
September 30,
2014
2013
 
(In thousands)
Checking accounts, .15% and under
$
2,331,170

$
1,247,885

Passbook and statement accounts, .20% and under
622,546

404,937

Insured money market accounts, .01% to .30%
2,536,971

1,888,020

Certificate accounts


Less than 2.00%
4,524,158

4,716,427

2.00% to 2.99%
602,683

631,256

3.00% to 3.99%
98,610

175,549

4.00% to 4.99%
146

25,335

5.00% to 5.99%
644

862

Total certificates
5,226,241

5,549,429

 
$
10,716,928

$
9,090,271

Certificate maturities are as follows:
 
 
September 30,
2014
2013
 
(In thousands)
Within 1 year
$
3,147,172

$
3,642,142

1 to 2 years
999,090

789,037

2 to 3 years
659,867

406,960

Over 3 years
420,112

711,290

 
$
5,226,241

$
5,549,429


 
Customer accounts over $250,000 totaled $1,887,216,000 as of September 30, 2014 and $1,336,054,000 as of September 30, 2013.


Interest expense on customer accounts consisted of the following: 
Year ended September 30,
2014
2013
2012
 
(In thousands)
Checking accounts
$
1,259

$
936

$
857

Passbook and statement accounts
607

566

574

Insured money market accounts
4,574

4,280

4,609

Certificate accounts
52,636

62,669

81,506

 
59,076

68,451

87,546

Less early withdrawal penalties
(552
)
(548
)
(607
)
 
$
58,524

$
67,903

$
86,939

 
 
 
 
Weighted average interest rate at end of year
0.51
%
0.69
%
0.90
%
Weighted daily average interest rate during the year
0.57
%
0.75
%
0.99
%