XML 49 R61.htm IDEA: XBRL DOCUMENT v2.4.0.8

Allowance for Losses on Loans - Loans Collectively and Individually Evaluated for Impairment (Details) (USD $) In Thousands, unless otherwise specified	Sep. 30, 2014		Sep. 30, 2013		Sep. 30, 2012
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	$ 112,347		$ 116,741		$ 133,147
Gross loans subject to general/specific reserve	8,669,717		7,990,545
Single-family residential
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	62,763		64,184		81,815
Gross loans subject to general/specific reserve	5,572,244		5,373,950
Construction - speculative
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	6,742		8,407		12,060
Gross loans subject to general/specific reserve	140,060		130,778
Construction - custom
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	1,695		882		347
Gross loans subject to general/specific reserve	385,824		302,722
Land - acquisition & development
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	5,592		9,165		15,598
Gross loans subject to general/specific reserve	80,359		81,660
Land - consumer lot loans
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	3,077		3,552		4,937
Gross loans subject to general/specific reserve	111,130		124,984
Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	4,248		3,816		5,280
Gross loans subject to general/specific reserve	920,285		835,598
Commercial real estate
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	7,548		5,595		1,956
Gross loans subject to general/specific reserve	752,957		625,293
Commercial & industrial
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	16,527		16,614		7,626
Gross loans subject to general/specific reserve	434,088		326,450
HELOC
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	928		1,002		965
Gross loans subject to general/specific reserve	134,455		133,631
Consumer
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	3,227		3,524		2,563
Gross loans subject to general/specific reserve	138,315		55,479
Loans Collectively Evaluated for Impairment
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	112,287		113,268
Gross loans subject to general/specific reserve	8,316,874	[1]	7,495,504	[1]
Ratio	1.40%		1.50%
Loans Collectively Evaluated for Impairment | Single-family residential
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	62,067		64,184
Gross loans subject to general/specific reserve	5,487,331	[1]	5,262,159	[1]
Ratio	1.10%		1.20%
Loans Collectively Evaluated for Impairment | Construction - speculative
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	6,682		7,307
Gross loans subject to general/specific reserve	130,901	[1]	115,554	[1]
Ratio	5.50%		6.30%
Loans Collectively Evaluated for Impairment | Construction - custom
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	1,695		882
Gross loans subject to general/specific reserve	385,464	[1]	302,722	[1]
Ratio	0.50%		0.30%
Loans Collectively Evaluated for Impairment | Land - acquisition & development
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	5,592		6,943
Gross loans subject to general/specific reserve	73,999	[1]	67,521	[1]
Ratio	7.60%		10.30%
Loans Collectively Evaluated for Impairment | Land - consumer lot loans
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	3,077		3,506
Gross loans subject to general/specific reserve	95,684	[1]	107,216	[1]
Ratio	3.20%		3.30%
Loans Collectively Evaluated for Impairment | Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	4,248		3,711
Gross loans subject to general/specific reserve	911,162	[1]	824,279	[1]
Ratio	0.50%		0.50%
Loans Collectively Evaluated for Impairment | Commercial real estate
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	7,548		5,595
Gross loans subject to general/specific reserve	563,534	[1]	400,789	[1]
Ratio	1.40%		1.40%
Loans Collectively Evaluated for Impairment | Commercial & industrial
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	17,223		16,614
Gross loans subject to general/specific reserve	421,816	[1]	256,954	[1]
Ratio	4.60%		6.50%
Loans Collectively Evaluated for Impairment | HELOC
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	928		1,002
Gross loans subject to general/specific reserve	114,393	[1]	111,169	[1]
Ratio	0.90%		0.90%
Loans Collectively Evaluated for Impairment | Consumer
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	3,227		3,524
Gross loans subject to general/specific reserve	132,590	[1]	47,141	[1]
Ratio	2.40%		7.50%
Loans Individually Evaluated for Impairment
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	60		3,473
Gross loans subject to general/specific reserve	134,736	[1]	159,564	[1]
Ratio	0.00%		2.20%
Loans Individually Evaluated for Impairment | Single-family residential
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	0		0
Gross loans subject to general/specific reserve	72,869	[1]	96,989	[1]
Ratio	0.00%		0.00%
Loans Individually Evaluated for Impairment | Construction - speculative
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	60		1,100
Gross loans subject to general/specific reserve	9,159	[1]	15,224	[1]
Ratio	0.70%		7.20%
Loans Individually Evaluated for Impairment | Construction - custom
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	0		0
Gross loans subject to general/specific reserve	360	[1]	0	[1]
Ratio	0.00%		0.00%
Loans Individually Evaluated for Impairment | Land - acquisition & development
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	0		2,222
Gross loans subject to general/specific reserve	3,833	[1]	10,254	[1]
Ratio	0.00%		21.70%
Loans Individually Evaluated for Impairment | Land - consumer lot loans
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	0		46
Gross loans subject to general/specific reserve	12,939	[1]	14,455	[1]
Ratio	0.00%		0.30%
Loans Individually Evaluated for Impairment | Multi-family
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	0		105
Gross loans subject to general/specific reserve	6,124	[1]	7,405	[1]
Ratio	0.00%		1.40%
Loans Individually Evaluated for Impairment | Commercial real estate
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	0		0
Gross loans subject to general/specific reserve	27,802	[1]	14,172	[1]
Ratio	0.00%		0.00%
Loans Individually Evaluated for Impairment | Commercial & industrial
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	0		0
Gross loans subject to general/specific reserve	0	[1]	48	[1]
Ratio	0.00%		0.00%
Loans Individually Evaluated for Impairment | HELOC
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	0		0
Gross loans subject to general/specific reserve	1,650	[1]	1,017	[1]
Ratio	0.00%		0.00%
Loans Individually Evaluated for Impairment | Consumer
Financing Receivable, Allowance for Credit Losses [Line Items]
General/specific reserve allocation	0		0
Gross loans subject to general/specific reserve	$ 0	[1]	$ 0	[1]
Ratio	0.00%		0.00%
[1] Excludes acquired loans with discounts sufficient to absorb potential losses and covered loans

X

- Definition

A valuation allowance for financing receivables that are expected to be uncollectible.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 11B

-Subparagraph (c)(1)

-URI http://asc.fasb.org/extlink&oid=28368275&loc=SL6953423-111524

+ Details

Name:	us-gaap_FinancingReceivableAllowanceForCreditLosses
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	credit
Period Type:	instant

X

- Details

Name:	us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems
Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration

X

- Definition

Amount before allowance of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 45

-Paragraph 2

-URI http://asc.fasb.org/extlink&oid=28367877&loc=d3e4428-111522

+ Details

Name:	us-gaap_LoansAndLeasesReceivableGrossCarryingAmount
Namespace Prefix:	us-gaap_
Data Type:	xbrli:monetaryItemType
Balance Type:	debit
Period Type:	instant

X

- Definition

Allowance as a Percentage of Outstanding Loans and Leases

+ References

No definition available.

+ Details

Name:	wfsl_AllowanceAsPercentageOfOutstandingLoansAndLeases
Namespace Prefix:	wfsl_
Data Type:	num:percentItemType
Balance Type:	na
Period Type:	instant